S&U (SUS) Competitors

S&U (LON:SUS) and Vanquis Banking Group (LON:PFG) are both small-cap credit services industry companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, risk, valuation, analyst recommendations, media sentiment, dividends and earnings.

Do insiders & institutionals believe in SUS or PFG?

3.8% of S&U shares are owned by institutional investors. Comparatively, 84.0% of Vanquis Banking Group shares are owned by institutional investors. 88.9% of S&U shares are owned by insiders. Comparatively, 2.6% of Vanquis Banking Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Which has more risk & volatility, SUS or PFG?

S&U has a beta of 0.55, meaning that its stock price is 45% less volatile than the S&P 500. Comparatively, Vanquis Banking Group has a beta of 1.5, meaning that its stock price is 50% more volatile than the S&P 500.

Do analysts recommend SUS or PFG?

S&U currently has a consensus target price of GBX 1,700, suggesting a potential upside of 0.00%.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
S&U	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media refer more to SUS or PFG?

In the previous week, S&U had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 1 mentions for S&U and 0 mentions for Vanquis Banking Group. S&U's average media sentiment score of 0.00 equaled Vanquis Banking Group'saverage media sentiment score.

Company	Overall Sentiment
S&U	Neutral
Vanquis Banking Group	Neutral

Is SUS or PFG more profitable?

S&U has a net margin of 28.21% compared to Vanquis Banking Group's net margin of 8.73%. Vanquis Banking Group's return on equity of 17.19% beat S&U's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&U	28.21%	8.05%	4.18%
Vanquis Banking Group	8.73%	17.19%	4.14%

Which has stronger valuation & earnings, SUS or PFG?

Vanquis Banking Group has higher revenue and earnings than S&U. Vanquis Banking Group is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&U	£65.05M	3.10	£18.35M	£158.75	10.71
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A

Is SUS or PFG a better dividend stock?

S&U pays an annual dividend of GBX 150 per share and has a dividend yield of 8.8%. Vanquis Banking Group pays an annual dividend of GBX 17 per share. S&U pays out 94.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. S&U is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

S&U beats Vanquis Banking Group on 8 of the 14 factors compared between the two stocks.