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S&U (SUS) Competitors

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GBX 1,890 -40.00 (-2.07%)
As of 11:51 AM Eastern

SUS vs. PFG, IPF, FCH, VANQ, and HAT

Should you buy S&U stock or one of its competitors? MarketBeat compares S&U with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with S&U include Vanquis Banking Group (PFG), International Personal Finance (IPF), Funding Circle (FCH), Vanquis Banking Group (VANQ), and H&T Group (HAT). These companies are all part of the "credit services" industry.

How does S&U compare to Vanquis Banking Group?

S&U (LON:SUS) and Vanquis Banking Group (LON:PFG) are both small-cap credit services industry companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, risk, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and profitability.

S&U has a beta of 0.561, meaning that its stock price is 44% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.5, meaning that its stock price is 50% more volatile than the broader market.

S&U pays an annual dividend of GBX 105 per share and has a dividend yield of 5.6%. Vanquis Banking Group pays an annual dividend of GBX 17 per share. S&U pays out 53.8% of its earnings in the form of a dividend. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. S&U is clearly the better dividend stock, given its higher yield and lower payout ratio.

S&U has a net margin of 22.07% compared to Vanquis Banking Group's net margin of 8.73%. Vanquis Banking Group's return on equity of 17.19% beat S&U's return on equity.

Company Net Margins Return on Equity Return on Assets
S&U22.07% 9.68% 4.18%
Vanquis Banking Group 8.73%17.19%4.14%

4.2% of S&U shares are held by institutional investors. Comparatively, 84.0% of Vanquis Banking Group shares are held by institutional investors. 65.5% of S&U shares are held by insiders. Comparatively, 2.6% of Vanquis Banking Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

In the previous week, S&U had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 1 mentions for S&U and 0 mentions for Vanquis Banking Group. S&U's average media sentiment score of 0.59 beat Vanquis Banking Group's score of 0.00 indicating that S&U is being referred to more favorably in the media.

Company Overall Sentiment
S&U Positive
Vanquis Banking Group Neutral

Vanquis Banking Group has higher revenue and earnings than S&U. Vanquis Banking Group is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
S&U£93.22M2.46£18.35M£195.209.68
Vanquis Banking Group£446.50M0.00£103.50M£0.41N/A

S&U currently has a consensus target price of GBX 2,110, indicating a potential upside of 11.64%. Given S&U's stronger consensus rating and higher probable upside, research analysts clearly believe S&U is more favorable than Vanquis Banking Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
S&U
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00

Summary

S&U beats Vanquis Banking Group on 11 of the 17 factors compared between the two stocks.

How does S&U compare to International Personal Finance?

International Personal Finance (LON:IPF) and S&U (LON:SUS) are both small-cap financial services companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, valuation, earnings, dividends and media sentiment.

S&U has a consensus price target of GBX 2,110, suggesting a potential upside of 11.64%. Given S&U's stronger consensus rating and higher possible upside, analysts plainly believe S&U is more favorable than International Personal Finance.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
International Personal Finance
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.00
S&U
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

International Personal Finance has higher revenue and earnings than S&U. S&U is trading at a lower price-to-earnings ratio than International Personal Finance, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
International Personal Finance£666.20M0.82£44.87M£23.6010.49
S&U£93.22M2.46£18.35M£195.209.68

International Personal Finance pays an annual dividend of GBX 11.80 per share and has a dividend yield of 4.8%. S&U pays an annual dividend of GBX 105 per share and has a dividend yield of 5.6%. International Personal Finance pays out 50.0% of its earnings in the form of a dividend. S&U pays out 53.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, International Personal Finance had 2 more articles in the media than S&U. MarketBeat recorded 3 mentions for International Personal Finance and 1 mentions for S&U. S&U's average media sentiment score of 0.59 beat International Personal Finance's score of -0.66 indicating that S&U is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
International Personal Finance
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Negative
S&U
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

S&U has a net margin of 22.07% compared to International Personal Finance's net margin of 7.35%. International Personal Finance's return on equity of 10.35% beat S&U's return on equity.

Company Net Margins Return on Equity Return on Assets
International Personal Finance7.35% 10.35% 8.81%
S&U 22.07%9.68%4.18%

International Personal Finance has a beta of 0.415, suggesting that its share price is 59% less volatile than the broader market. Comparatively, S&U has a beta of 0.561, suggesting that its share price is 44% less volatile than the broader market.

50.6% of International Personal Finance shares are owned by institutional investors. Comparatively, 4.2% of S&U shares are owned by institutional investors. 1.9% of International Personal Finance shares are owned by company insiders. Comparatively, 65.5% of S&U shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

S&U beats International Personal Finance on 10 of the 18 factors compared between the two stocks.

How does S&U compare to Funding Circle?

S&U (LON:SUS) and Funding Circle (LON:FCH) are both small-cap financial services companies, but which is the better business? We will contrast the two companies based on the strength of their valuation, profitability, risk, media sentiment, analyst recommendations, dividends, earnings and institutional ownership.

S&U has a net margin of 22.07% compared to Funding Circle's net margin of 20.90%. Funding Circle's return on equity of 21.54% beat S&U's return on equity.

Company Net Margins Return on Equity Return on Assets
S&U22.07% 9.68% 4.18%
Funding Circle 20.90%21.54%-3.89%

S&U presently has a consensus price target of GBX 2,110, indicating a potential upside of 11.64%. Given S&U's higher possible upside, research analysts clearly believe S&U is more favorable than Funding Circle.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
S&U
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Funding Circle
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

S&U has higher earnings, but lower revenue than Funding Circle. S&U is trading at a lower price-to-earnings ratio than Funding Circle, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
S&U£93.22M2.46£18.35M£195.209.68
Funding Circle£222.50M1.77-£5.47M£14.009.84

4.2% of S&U shares are held by institutional investors. Comparatively, 39.2% of Funding Circle shares are held by institutional investors. 65.5% of S&U shares are held by insiders. Comparatively, 5.2% of Funding Circle shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

S&U has a beta of 0.561, suggesting that its stock price is 44% less volatile than the broader market. Comparatively, Funding Circle has a beta of 0.694, suggesting that its stock price is 31% less volatile than the broader market.

In the previous week, S&U had 1 more articles in the media than Funding Circle. MarketBeat recorded 1 mentions for S&U and 0 mentions for Funding Circle. S&U's average media sentiment score of 0.59 beat Funding Circle's score of 0.00 indicating that S&U is being referred to more favorably in the media.

Company Overall Sentiment
S&U Positive
Funding Circle Neutral

Summary

S&U beats Funding Circle on 9 of the 15 factors compared between the two stocks.

How does S&U compare to Vanquis Banking Group?

S&U (LON:SUS) and Vanquis Banking Group (LON:VANQ) are both small-cap financial services companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, earnings, risk, analyst recommendations, institutional ownership, media sentiment and dividends.

S&U has higher earnings, but lower revenue than Vanquis Banking Group. S&U is trading at a lower price-to-earnings ratio than Vanquis Banking Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
S&U£93.22M2.46£18.35M£195.209.68
Vanquis Banking Group£454.90M0.60-£31.26M£3.1035.42

4.2% of S&U shares are held by institutional investors. Comparatively, 54.0% of Vanquis Banking Group shares are held by institutional investors. 65.5% of S&U shares are held by insiders. Comparatively, 3.1% of Vanquis Banking Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

S&U has a net margin of 22.07% compared to Vanquis Banking Group's net margin of 1.87%. S&U's return on equity of 9.68% beat Vanquis Banking Group's return on equity.

Company Net Margins Return on Equity Return on Assets
S&U22.07% 9.68% 4.18%
Vanquis Banking Group 1.87%1.89%-0.87%

S&U currently has a consensus price target of GBX 2,110, indicating a potential upside of 11.64%. Vanquis Banking Group has a consensus price target of GBX 140, indicating a potential upside of 27.50%. Given Vanquis Banking Group's stronger consensus rating and higher probable upside, analysts plainly believe Vanquis Banking Group is more favorable than S&U.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
S&U
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50
Vanquis Banking Group
0 Sell rating(s)
0 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
3.00

S&U has a beta of 0.561, suggesting that its stock price is 44% less volatile than the broader market. Comparatively, Vanquis Banking Group has a beta of 1.299, suggesting that its stock price is 30% more volatile than the broader market.

In the previous week, S&U and S&U both had 1 articles in the media. S&U's average media sentiment score of 0.59 beat Vanquis Banking Group's score of 0.00 indicating that S&U is being referred to more favorably in the media.

Company Overall Sentiment
S&U Positive
Vanquis Banking Group Neutral

Summary

S&U beats Vanquis Banking Group on 8 of the 15 factors compared between the two stocks.

How does S&U compare to H&T Group?

H&T Group (LON:HAT) and S&U (LON:SUS) are both small-cap financial services companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, risk, institutional ownership, profitability, analyst recommendations and dividends.

H&T Group has higher revenue and earnings than S&U. S&U is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
H&T Group£240.86M1.18£21.82M£50.5412.86
S&U£93.22M2.46£18.35M£195.209.68

S&U has a net margin of 22.07% compared to H&T Group's net margin of 8.38%. H&T Group's return on equity of 12.03% beat S&U's return on equity.

Company Net Margins Return on Equity Return on Assets
H&T Group8.38% 12.03% 9.07%
S&U 22.07%9.68%4.18%

H&T Group has a beta of 0.69, meaning that its share price is 31% less volatile than the broader market. Comparatively, S&U has a beta of 0.561, meaning that its share price is 44% less volatile than the broader market.

S&U has a consensus price target of GBX 2,110, indicating a potential upside of 11.64%. Given S&U's stronger consensus rating and higher possible upside, analysts plainly believe S&U is more favorable than H&T Group.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
H&T Group
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
0.00
S&U
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.50

H&T Group pays an annual dividend of GBX 18 per share and has a dividend yield of 2.8%. S&U pays an annual dividend of GBX 105 per share and has a dividend yield of 5.6%. H&T Group pays out 35.6% of its earnings in the form of a dividend. S&U pays out 53.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

46.6% of H&T Group shares are held by institutional investors. Comparatively, 4.2% of S&U shares are held by institutional investors. 10.3% of H&T Group shares are held by company insiders. Comparatively, 65.5% of S&U shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

In the previous week, S&U had 1 more articles in the media than H&T Group. MarketBeat recorded 1 mentions for S&U and 0 mentions for H&T Group. S&U's average media sentiment score of 0.59 beat H&T Group's score of 0.00 indicating that S&U is being referred to more favorably in the news media.

Company Overall Sentiment
H&T Group Neutral
S&U Positive

Summary

S&U beats H&T Group on 10 of the 18 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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SUS vs. The Competition

MetricS&UCredit Services IndustryFinancial SectorLON Exchange
Market Cap£229.65M£300.44M£5.72B£2.75B
Dividend Yield7.81%16.78%5.24%6.07%
P/E Ratio9.686.7515.94365.90
Price / Sales2.4698.301,286.6988,017.01
Price / Cash230.3214.5790.6127.89
Price / Book0.983.114.387.74
Net Income£18.35M£59.40M£1.15B£5.89B
7 Day Performance-7.35%-2.32%-0.22%0.27%
1 Month Performance-4.55%-1.46%1.60%2.05%
1 Year Performance25.17%29.58%20.99%86.43%

S&U Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
SUS
S&U
2.616 of 5 stars
GBX 1,890
-2.1%
GBX 2,110
+11.6%
+25.7%£229.65M£93.22M9.68224
PFG
Vanquis Banking Group
N/AN/AN/AN/A£571.19M£446.50M548.7819,300
IPF
International Personal Finance
1.4156 of 5 stars
GBX 248.50
+0.2%
N/A+61.6%£546.78M£666.20M10.536,230
FCH
Funding Circle
N/AGBX 135
-2.0%
N/A+13.8%£385.04M£222.50M9.641,101
VANQ
Vanquis Banking Group
2.6341 of 5 stars
GBX 114.20
+0.2%
GBX 140
+22.6%
+50.3%£285.88M£454.90M36.841,478

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This page (LON:SUS) was last updated on 5/15/2026 by MarketBeat.com Staff.
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