H&T Group (HAT) Competitors GBX 640 +2.00 (+0.31%) As of 12:33 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesBuy This Stock HAT vs. PFG, FCH, IPF, EQLS, VANQ, SUS, FFX, ASAI, PARK, and TRUShould you be buying H&T Group stock or one of its competitors? The main competitors of H&T Group include Vanquis Banking Group (PFG), Funding Circle (FCH), International Personal Finance (IPF), Equals Group (EQLS), Vanquis Banking Group (VANQ), S&U (SUS), Fairfx Group (FFX), ASA International Group (ASAI), Park Group (PARK), and TruFin (TRU). These companies are all part of the "credit services" industry. H&T Group vs. Its Competitors Vanquis Banking Group Funding Circle International Personal Finance Equals Group Vanquis Banking Group S&U Fairfx Group ASA International Group Park Group TruFin Vanquis Banking Group (LON:PFG) and H&T Group (LON:HAT) are both small-cap credit services industry companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, analyst recommendations, media sentiment, earnings, institutional ownership, dividends, valuation and risk. Do analysts recommend PFG or HAT? H&T Group has a consensus target price of GBX 545, indicating a potential downside of 14.84%. Given Vanquis Banking Group's higher probable upside, equities research analysts plainly believe Vanquis Banking Group is more favorable than H&T Group.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Vanquis Banking Group 0 Sell rating(s) 0 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 0.00H&T Group 0 Sell rating(s) 0 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 3.00 Is PFG or HAT a better dividend stock? Vanquis Banking Group pays an annual dividend of GBX 17 per share. H&T Group pays an annual dividend of GBX 18 per share and has a dividend yield of 2.8%. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. H&T Group pays out 35.6% of its earnings in the form of a dividend. H&T Group is clearly the better dividend stock, given its higher yield and lower payout ratio. Which has more volatility & risk, PFG or HAT? Vanquis Banking Group has a beta of 1.5, suggesting that its share price is 50% more volatile than the S&P 500. Comparatively, H&T Group has a beta of 0.69, suggesting that its share price is 31% less volatile than the S&P 500. Does the media refer more to PFG or HAT? In the previous week, H&T Group's average media sentiment score of 0.67 beat Vanquis Banking Group's score of 0.00 indicating that H&T Group is being referred to more favorably in the news media. Company Overall Sentiment Vanquis Banking Group Neutral H&T Group Positive Which has better earnings and valuation, PFG or HAT? Vanquis Banking Group has higher revenue and earnings than H&T Group. Vanquis Banking Group is trading at a lower price-to-earnings ratio than H&T Group, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioVanquis Banking Group£446.50M0.00£103.50M£0.41N/AH&T Group£240.86M1.16£21.82M£50.5412.66 Is PFG or HAT more profitable? H&T Group has a net margin of 9.06% compared to Vanquis Banking Group's net margin of 8.73%. Vanquis Banking Group's return on equity of 17.19% beat H&T Group's return on equity.Company Net Margins Return on Equity Return on Assets Vanquis Banking Group8.73% 17.19% 4.14% H&T Group 9.06%12.14%9.07% Do insiders and institutionals have more ownership in PFG or HAT? 84.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 46.6% of H&T Group shares are owned by institutional investors. 2.6% of Vanquis Banking Group shares are owned by company insiders. Comparatively, 10.3% of H&T Group shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term. SummaryH&T Group beats Vanquis Banking Group on 9 of the 16 factors compared between the two stocks. Get H&T Group News Delivered to You Automatically Sign up to receive the latest news and ratings for HAT and its competitors with MarketBeat's FREE daily newsletter. Email Address Media Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of LON and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart HAT vs. The Competition Export to ExcelMetricH&T GroupCredit Services IndustryFinancial SectorLON ExchangeMarket Cap£278.88M£387.67M£6.11B£2.97BDividend Yield5.32%15.49%4.18%5.02%P/E Ratio12.6628.8712.96151.20Price / Sales1.1696.621,747.79252,273.63Price / Cash15.6714.74128.3227.97Price / Book1.543.451.914.55Net Income£21.82M£56.49M£1.23B£5.90B7 Day Performance0.31%0.63%0.97%1.80%1 Month Performance0.95%5.20%3.26%4.52%1 Year Performance70.67%35.46%16.51%79.93% H&T Group Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)HATH&T Group1.4056 of 5 starsGBX 640+0.3%GBX 545-14.8%+72.4%£278.88M£240.86M12.661,625PFGVanquis Banking GroupN/AN/AN/AN/A£571.19M£446.50M548.7819,300FCHFunding CircleN/AGBX 124.40-1.3%N/A+30.1%£371.90M£27.57M-67.491,101IPFInternational Personal FinanceN/AGBX 171flatN/A+34.2%£371.62M£695.42M8.286,230EQLSEquals GroupN/AN/AN/AN/A£265.55M£112.32M32.12397VANQVanquis Banking Group0.8024 of 5 starsGBX 98.40-1.3%GBX 83-15.7%+101.2%£249.52M£454.39M-7.981,478News CoverageSUSS&U1.3651 of 5 starsGBX 1,829.02+1.6%GBX 1,700-7.1%-6.3%£216.77M£65.05M11.52224Negative NewsFFXFairfx GroupN/AN/AN/AN/A£204.20M£26.09M77.8139,000ASAIASA International GroupN/AGBX 152-1.3%N/A+92.5%£193.30M£6.56B0.4013,433Gap UpPARKPark GroupN/AN/AN/AN/A£94.57M£110.39M10.57N/ATRUTruFinN/AGBX 87-1.7%N/A+18.9%£92.19M£34.97M36.1712,200 Related Companies and Tools Related Companies Vanquis Banking Group Competitors Funding Circle Competitors International Personal Finance Competitors Equals Group Competitors Vanquis Banking Group Competitors S&U Competitors Fairfx Group Competitors ASA International Group Competitors Park Group Competitors TruFin Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (LON:HAT) was last updated on 7/9/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredPresidential Bombshell: $150T Resource to Be Released as soon as this Summer?Something extraordinary is happening in Washington. 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