Virgin Money UK (VMUK) Competitors

Virgin Money UK (LON:VMUK) and Bank of Georgia Group (LON:BGEO) are both financial services companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, earnings, media sentiment, valuation, analyst recommendations, risk, dividends, profitability and community ranking.

Do analysts prefer VMUK or BGEO?

Virgin Money UK currently has a consensus target price of GBX 191.67, indicating a potential downside of 10.27%. Bank of Georgia Group has a consensus target price of GBX 5,900, indicating a potential upside of 57.75%. Given Bank of Georgia Group's stronger consensus rating and higher probable upside, analysts clearly believe Bank of Georgia Group is more favorable than Virgin Money UK.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Virgin Money UK	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Bank of Georgia Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Which has more risk and volatility, VMUK or BGEO?

Virgin Money UK has a beta of 1.91, indicating that its stock price is 91% more volatile than the S&P 500. Comparatively, Bank of Georgia Group has a beta of 1.08, indicating that its stock price is 8% more volatile than the S&P 500.

Does the media favor VMUK or BGEO?

In the previous week, Bank of Georgia Group had 3 more articles in the media than Virgin Money UK. MarketBeat recorded 4 mentions for Bank of Georgia Group and 1 mentions for Virgin Money UK. Bank of Georgia Group's average media sentiment score of 1.56 beat Virgin Money UK's score of 0.00 indicating that Bank of Georgia Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Virgin Money UK	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Bank of Georgia Group	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Is VMUK or BGEO a better dividend stock?

Virgin Money UK pays an annual dividend of GBX 5 per share and has a dividend yield of 2.3%. Bank of Georgia Group pays an annual dividend of GBX 240 per share and has a dividend yield of 6.4%. Virgin Money UK pays out 2,777.8% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bank of Georgia Group pays out 2,774.6% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Bank of Georgia Group is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is VMUK or BGEO more profitable?

Bank of Georgia Group has a net margin of 57.38% compared to Virgin Money UK's net margin of 12.65%. Bank of Georgia Group's return on equity of 30.15% beat Virgin Money UK's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Virgin Money UK	12.65%	4.12%	0.27%
Bank of Georgia Group	57.38%	30.15%	4.61%

Do institutionals & insiders have more ownership in VMUK or BGEO?

51.8% of Virgin Money UK shares are held by institutional investors. Comparatively, 53.0% of Bank of Georgia Group shares are held by institutional investors. 18.4% of Virgin Money UK shares are held by insiders. Comparatively, 27.6% of Bank of Georgia Group shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Does the MarketBeat Community prefer VMUK or BGEO?

Bank of Georgia Group received 269 more outperform votes than Virgin Money UK when rated by MarketBeat users. Likewise, 73.94% of users gave Bank of Georgia Group an outperform vote while only 61.07% of users gave Virgin Money UK an outperform vote.

Company	Underperform	Outperform
Virgin Money UK	Outperform Votes 80 61.07%	Underperform Votes 51 38.93%
Bank of Georgia Group	Outperform Votes 349 73.94%	Underperform Votes 123 26.06%

Which has higher earnings and valuation, VMUK or BGEO?

Bank of Georgia Group has higher revenue and earnings than Virgin Money UK. Bank of Georgia Group is trading at a lower price-to-earnings ratio than Virgin Money UK, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Virgin Money UK	£1.52B	1.83	£192M	£0.18	1,186.67
Bank of Georgia Group	£2.42B	0.70	£1.39B	£8.65	432.37

Summary

Bank of Georgia Group beats Virgin Money UK on 16 of the 19 factors compared between the two stocks.