Provident Financial (PROV) Competitors

Riverview Bancorp (NASDAQ:RVSB) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, media sentiment, community ranking, dividends and earnings.

Do analysts rate RVSB or PROV?

Provident Financial has a consensus price target of $14.00, indicating a potential upside of 9.37%. Given Riverview Bancorp's higher possible upside, analysts plainly believe Provident Financial is more favorable than Riverview Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A
Provident Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Do institutionals and insiders hold more shares of RVSB or PROV?

69.6% of Riverview Bancorp shares are held by institutional investors. Comparatively, 71.3% of Provident Financial shares are held by institutional investors. 6.8% of Riverview Bancorp shares are held by company insiders. Comparatively, 15.1% of Provident Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is RVSB or PROV more profitable?

Provident Financial has a net margin of 12.57% compared to Provident Financial's net margin of 5.69%. Riverview Bancorp's return on equity of 5.56% beat Provident Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Riverview Bancorp	5.69%	4.92%	0.48%
Provident Financial	12.57%	5.56%	0.55%

Which has more risk and volatility, RVSB or PROV?

Riverview Bancorp has a beta of 0.83, indicating that its stock price is 17% less volatile than the S&P 500. Comparatively, Provident Financial has a beta of 0.41, indicating that its stock price is 59% less volatile than the S&P 500.

Is RVSB or PROV a better dividend stock?

Riverview Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 6.2%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.4%. Riverview Bancorp pays out 133.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Provident Financial pays out 53.8% of its earnings in the form of a dividend. Riverview Bancorp has increased its dividend for 8 consecutive years. Riverview Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has better earnings & valuation, RVSB or PROV?

Provident Financial has lower revenue, but higher earnings than Riverview Bancorp. Provident Financial is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Riverview Bancorp	$66.80M	1.22	$3.80M	$0.18	21.50
Provident Financial	$50.07M	1.76	$8.59M	$1.04	12.31

Does the media favor RVSB or PROV?

In the previous week, Riverview Bancorp had 1 more articles in the media than Provident Financial. MarketBeat recorded 2 mentions for Riverview Bancorp and 1 mentions for Provident Financial. Riverview Bancorp's average media sentiment score of 1.25 beat Provident Financial's score of 1.05 indicating that Provident Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Riverview Bancorp	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Provident Financial	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer RVSB or PROV?

Riverview Bancorp received 43 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 65.09% of users gave Riverview Bancorp an outperform vote while only 45.69% of users gave Provident Financial an outperform vote.

Company	Underperform	Outperform
Riverview Bancorp	Outperform Votes 276 65.09%	Underperform Votes 148 34.91%
Provident Financial	Outperform Votes 233 45.69%	Underperform Votes 277 54.31%

Summary

Provident Financial beats Riverview Bancorp on 11 of the 19 factors compared between the two stocks.