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Provident Financial (PROV) Competitors

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$18.53 +0.20 (+1.09%)
As of 09/3/2026 04:00 PM Eastern

PROV vs. FRBA, CBAN, RBB, AVBC, and BMRC

Should you buy Provident Financial stock or one of its competitors? Provident Financial's main competitors and comparable companies include First Bank (FRBA), Colony Bankcorp (CBAN), RBB Bancorp (RBB), Avidia Bancorp (AVBC), and Bank of Marin Bancorp (BMRC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Provident Financial compare to First Bank?

First Bank (NASDAQ:FRBA) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, dividends, earnings, media sentiment, valuation, risk, analyst recommendations and institutional ownership.

64.9% of First Bank shares are owned by institutional investors. Comparatively, 71.3% of Provident Financial shares are owned by institutional investors. 13.1% of First Bank shares are owned by insiders. Comparatively, 11.5% of Provident Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

First Bank currently has a consensus price target of $19.67, indicating a potential upside of 8.36%. Provident Financial has a consensus price target of $18.00, indicating a potential downside of 2.86%. Given First Bank's higher possible upside, research analysts plainly believe First Bank is more favorable than Provident Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Bank
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Provident Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

First Bank has a net margin of 17.45% compared to Provident Financial's net margin of 11.16%. First Bank's return on equity of 9.57% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Bank17.45% 9.57% 1.06%
Provident Financial 11.16%5.22%0.54%

First Bank has higher revenue and earnings than Provident Financial. First Bank is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Bank$245.83M1.85$43.66M$1.6910.74
Provident Financial$59.62M1.94$6.66M$1.0317.99

First Bank has a beta of 0.52, suggesting that its stock price is 48% less volatile than the broader market. Comparatively, Provident Financial has a beta of 0.33, suggesting that its stock price is 67% less volatile than the broader market.

First Bank pays an annual dividend of $0.36 per share and has a dividend yield of 2.0%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.0%. First Bank pays out 21.3% of its earnings in the form of a dividend. Provident Financial pays out 54.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

In the previous week, Provident Financial had 4 more articles in the media than First Bank. MarketBeat recorded 5 mentions for Provident Financial and 1 mentions for First Bank. Provident Financial's average media sentiment score of 1.35 beat First Bank's score of 1.15 indicating that Provident Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Bank
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Provident Financial
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

First Bank beats Provident Financial on 11 of the 19 factors compared between the two stocks.

How does Provident Financial compare to Colony Bankcorp?

Colony Bankcorp (NYSE:CBAN) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, earnings, analyst recommendations, dividends, risk, institutional ownership, profitability and valuation.

Colony Bankcorp has a net margin of 15.42% compared to Provident Financial's net margin of 11.16%. Colony Bankcorp's return on equity of 10.40% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Colony Bankcorp15.42% 10.40% 1.06%
Provident Financial 11.16%5.22%0.54%

50.4% of Colony Bankcorp shares are owned by institutional investors. Comparatively, 71.3% of Provident Financial shares are owned by institutional investors. 3.9% of Colony Bankcorp shares are owned by insiders. Comparatively, 11.5% of Provident Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Colony Bankcorp currently has a consensus price target of $23.00, indicating a potential upside of 7.03%. Provident Financial has a consensus price target of $18.00, indicating a potential downside of 2.86%. Given Colony Bankcorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Colony Bankcorp is more favorable than Provident Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Colony Bankcorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25
Provident Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

In the previous week, Colony Bankcorp had 1 more articles in the media than Provident Financial. MarketBeat recorded 6 mentions for Colony Bankcorp and 5 mentions for Provident Financial. Colony Bankcorp's average media sentiment score of 1.43 beat Provident Financial's score of 1.35 indicating that Colony Bankcorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Colony Bankcorp
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Provident Financial
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Colony Bankcorp has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, Provident Financial has a beta of 0.33, indicating that its share price is 67% less volatile than the broader market.

Colony Bankcorp has higher revenue and earnings than Provident Financial. Colony Bankcorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Colony Bankcorp$190.23M2.40$28.25M$1.6513.02
Provident Financial$59.62M1.94$6.66M$1.0317.99

Colony Bankcorp pays an annual dividend of $0.48 per share and has a dividend yield of 2.2%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.0%. Colony Bankcorp pays out 29.1% of its earnings in the form of a dividend. Provident Financial pays out 54.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Colony Bankcorp has increased its dividend for 7 consecutive years.

Summary

Colony Bankcorp beats Provident Financial on 15 of the 19 factors compared between the two stocks.

How does Provident Financial compare to RBB Bancorp?

RBB Bancorp (NASDAQ:RBB) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their institutional ownership, dividends, valuation, media sentiment, earnings, risk, analyst recommendations and profitability.

RBB Bancorp currently has a consensus target price of $25.50, suggesting a potential downside of 4.39%. Provident Financial has a consensus target price of $18.00, suggesting a potential downside of 2.86%. Given Provident Financial's stronger consensus rating and higher probable upside, analysts plainly believe Provident Financial is more favorable than RBB Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
RBB Bancorp
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Provident Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

RBB Bancorp has a beta of 1.02, suggesting that its share price is 2% more volatile than the broader market. Comparatively, Provident Financial has a beta of 0.33, suggesting that its share price is 67% less volatile than the broader market.

In the previous week, RBB Bancorp and RBB Bancorp both had 5 articles in the media. RBB Bancorp's average media sentiment score of 1.42 beat Provident Financial's score of 1.35 indicating that RBB Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
RBB Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Provident Financial
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

RBB Bancorp has higher revenue and earnings than Provident Financial. RBB Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
RBB Bancorp$238M1.90$31.95M$2.4310.98
Provident Financial$59.62M1.94$6.66M$1.0317.99

40.1% of RBB Bancorp shares are owned by institutional investors. Comparatively, 71.3% of Provident Financial shares are owned by institutional investors. 6.8% of RBB Bancorp shares are owned by insiders. Comparatively, 11.5% of Provident Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

RBB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 2.4%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.0%. RBB Bancorp pays out 26.3% of its earnings in the form of a dividend. Provident Financial pays out 54.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

RBB Bancorp has a net margin of 17.26% compared to Provident Financial's net margin of 11.16%. RBB Bancorp's return on equity of 7.94% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
RBB Bancorp17.26% 7.94% 0.99%
Provident Financial 11.16%5.22%0.54%

Summary

RBB Bancorp beats Provident Financial on 10 of the 18 factors compared between the two stocks.

How does Provident Financial compare to Avidia Bancorp?

Avidia Bancorp (NYSE:AVBC) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, risk, dividends, media sentiment, profitability, institutional ownership and valuation.

In the previous week, Avidia Bancorp and Avidia Bancorp both had 5 articles in the media. Avidia Bancorp's average media sentiment score of 1.71 beat Provident Financial's score of 1.35 indicating that Avidia Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Avidia Bancorp
2 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Provident Financial
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

71.3% of Provident Financial shares are owned by institutional investors. 3.4% of Avidia Bancorp shares are owned by company insiders. Comparatively, 11.5% of Provident Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Provident Financial has lower revenue, but higher earnings than Avidia Bancorp. Provident Financial is trading at a lower price-to-earnings ratio than Avidia Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Avidia Bancorp$147.61M2.99-$3.29M$0.9523.29
Provident Financial$59.62M1.94$6.66M$1.0317.99

Avidia Bancorp pays an annual dividend of $0.24 per share and has a dividend yield of 1.1%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.0%. Avidia Bancorp pays out 25.3% of its earnings in the form of a dividend. Provident Financial pays out 54.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Provident Financial has a consensus target price of $18.00, indicating a potential downside of 2.86%. Given Provident Financial's stronger consensus rating and higher probable upside, analysts plainly believe Provident Financial is more favorable than Avidia Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Avidia Bancorp
1 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.50
Provident Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

Avidia Bancorp has a net margin of 11.51% compared to Provident Financial's net margin of 11.16%. Provident Financial's return on equity of 5.22% beat Avidia Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Avidia Bancorp11.51% 4.62% 0.63%
Provident Financial 11.16%5.22%0.54%

Summary

Provident Financial beats Avidia Bancorp on 8 of the 15 factors compared between the two stocks.

How does Provident Financial compare to Bank of Marin Bancorp?

Bank of Marin Bancorp (NASDAQ:BMRC) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, earnings, media sentiment, valuation, institutional ownership, profitability, risk and analyst recommendations.

In the previous week, Bank of Marin Bancorp and Bank of Marin Bancorp both had 5 articles in the media. Bank of Marin Bancorp's average media sentiment score of 1.43 beat Provident Financial's score of 1.35 indicating that Bank of Marin Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Bank of Marin Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Provident Financial
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

52.3% of Bank of Marin Bancorp shares are held by institutional investors. Comparatively, 71.3% of Provident Financial shares are held by institutional investors. 4.9% of Bank of Marin Bancorp shares are held by company insiders. Comparatively, 11.5% of Provident Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Bank of Marin Bancorp has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market. Comparatively, Provident Financial has a beta of 0.33, indicating that its stock price is 67% less volatile than the broader market.

Bank of Marin Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 3.7%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.0%. Bank of Marin Bancorp pays out -109.9% of its earnings in the form of a dividend. Provident Financial pays out 54.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank of Marin Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Bank of Marin Bancorp currently has a consensus price target of $31.50, indicating a potential upside of 15.22%. Provident Financial has a consensus price target of $18.00, indicating a potential downside of 2.86%. Given Bank of Marin Bancorp's higher probable upside, analysts plainly believe Bank of Marin Bancorp is more favorable than Provident Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Bank of Marin Bancorp
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29
Provident Financial
0 Sell rating(s)
2 Hold rating(s)
0 Buy rating(s)
1 Strong Buy rating(s)
2.67

Provident Financial has lower revenue, but higher earnings than Bank of Marin Bancorp. Bank of Marin Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Bank of Marin Bancorp$163.98M2.70-$35.67M-$0.91N/A
Provident Financial$59.62M1.94$6.66M$1.0317.99

Provident Financial has a net margin of 11.16% compared to Bank of Marin Bancorp's net margin of -7.98%. Bank of Marin Bancorp's return on equity of 8.51% beat Provident Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Bank of Marin Bancorp-7.98% 8.51% 0.89%
Provident Financial 11.16%5.22%0.54%

Summary

Bank of Marin Bancorp beats Provident Financial on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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PROV vs. The Competition

MetricProvident FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$114.63M$24.01B$14.12B$12.73B
Dividend Yield3.06%3.16%5.89%8.86%
P/E Ratio17.9927.3226.1025.38
Price / Sales1.949.44533.1492.60
Price / Cash12.5916.0938.3752.26
Price / Book0.961.382.136.14
Net Income$6.66M$2.58B$1.32B$349.01M
7 Day Performance0.98%1.13%0.14%-0.27%
1 Month Performance3.29%0.66%1.45%0.68%
1 Year Performance18.78%23.79%11.98%14.84%

Provident Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
PROV
Provident Financial
3.9902 of 5 stars
$18.53
+1.1%
$18.00
-2.9%
+20.2%$114.63M$59.62M17.99160
FRBA
First Bank
4.0617 of 5 stars
$17.97
-0.9%
$19.67
+9.4%
+8.4%$455.24M$149.77M10.63240
CBAN
Colony Bankcorp
4.3549 of 5 stars
$21.13
-1.2%
$23.00
+8.8%
+26.4%$453.70M$190.23M12.81520
RBB
RBB Bancorp
3.488 of 5 stars
$26.50
-0.3%
$25.50
-3.8%
+34.0%$449.80M$238M10.91360
AVBC
Avidia Bancorp
3.6495 of 5 stars
$21.97
-0.3%
N/AN/A$440.15M$147.61M23.13N/A

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This page (NASDAQ:PROV) was last updated on 9/4/2026 by MarketBeat.com Staff.
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