Provident Financial (PROV) Competitors

Provident Financial (NASDAQ:PROV) and Riverview Bancorp (NASDAQ:RVSB) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, dividends, profitability, analyst recommendations, community ranking, earnings, valuation, risk and media sentiment.

Does the media refer more to PROV or RVSB?

In the previous week, Provident Financial had 5 more articles in the media than Riverview Bancorp. MarketBeat recorded 7 mentions for Provident Financial and 2 mentions for Riverview Bancorp. Provident Financial's average media sentiment score of 0.25 beat Riverview Bancorp's score of 0.00 indicating that Provident Financial is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Provident Financial	0 Very Positive mention(s)	4 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Riverview Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do insiders and institutionals believe in PROV or RVSB?

71.3% of Provident Financial shares are held by institutional investors. Comparatively, 69.6% of Riverview Bancorp shares are held by institutional investors. 15.1% of Provident Financial shares are held by company insiders. Comparatively, 6.8% of Riverview Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is PROV or RVSB more profitable?

Provident Financial has a net margin of 12.53% compared to Riverview Bancorp's net margin of 2.86%. Provident Financial's return on equity of 5.67% beat Riverview Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Provident Financial	12.53%	5.67%	0.57%
Riverview Bancorp	2.86%	3.69%	0.37%

Which has more risk and volatility, PROV or RVSB?

Provident Financial has a beta of 0.4, suggesting that its share price is 60% less volatile than the S&P 500. Comparatively, Riverview Bancorp has a beta of 0.77, suggesting that its share price is 23% less volatile than the S&P 500.

Is PROV or RVSB a better dividend stock?

Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 3.9%. Riverview Bancorp pays an annual dividend of $0.08 per share and has a dividend yield of 1.7%. Provident Financial pays out 53.8% of its earnings in the form of a dividend. Riverview Bancorp pays out 44.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has preferable valuation and earnings, PROV or RVSB?

Provident Financial has higher earnings, but lower revenue than Riverview Bancorp. Provident Financial is trading at a lower price-to-earnings ratio than Riverview Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Provident Financial	$38.86M	2.56	$7.35M	$1.04	13.91
Riverview Bancorp	$46.87M	2.08	$3.80M	$0.18	25.61

Does the MarketBeat Community favor PROV or RVSB?

Riverview Bancorp received 43 more outperform votes than Provident Financial when rated by MarketBeat users. Likewise, 62.87% of users gave Riverview Bancorp an outperform vote while only 44.47% of users gave Provident Financial an outperform vote.

Company	Underperform	Outperform
Provident Financial	Outperform Votes 233 44.47%	Underperform Votes 291 55.53%
Riverview Bancorp	Outperform Votes 276 62.87%	Underperform Votes 163 37.13%

Do analysts prefer PROV or RVSB?

Provident Financial currently has a consensus target price of $14.00, indicating a potential downside of 3.25%. Given Provident Financial's higher possible upside, analysts plainly believe Provident Financial is more favorable than Riverview Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Provident Financial	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Riverview Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	N/A

Summary

Provident Financial beats Riverview Bancorp on 12 of the 18 factors compared between the two stocks.