PROV vs. TBNK, WSBF, HMNF, FCAP, FSFG, CZWI, OFED, SFBC, RVSB, and TCBC
Should you be buying Provident Financial stock or one of its competitors? The main competitors of Provident Financial include Territorial Bancorp (TBNK), Waterstone Financial (WSBF), HMN Financial (HMNF), First Capital (FCAP), First Savings Financial Group (FSFG), Citizens Community Bancorp (CZWI), Oconee Federal Financial (OFED), Sound Financial Bancorp (SFBC), Riverview Bancorp (RVSB), and TC Bancshares (TCBC). These companies are all part of the "federal savings institutions" industry.
Provident Financial vs.
Territorial Bancorp (NASDAQ:TBNK) and Provident Financial (NASDAQ:PROV) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their community ranking, valuation, dividends, institutional ownership, risk, media sentiment, profitability, analyst recommendations and earnings.
Territorial Bancorp has a net margin of 20.35% compared to Provident Financial's net margin of 19.93%. Provident Financial's return on equity of 7.16% beat Territorial Bancorp's return on equity.
Territorial Bancorp has higher revenue and earnings than Provident Financial. Territorial Bancorp is trading at a lower price-to-earnings ratio than Provident Financial, indicating that it is currently the more affordable of the two stocks.
Territorial Bancorp pays an annual dividend of $0.92 per share and has a dividend yield of 7.4%. Provident Financial pays an annual dividend of $0.56 per share and has a dividend yield of 4.5%. Territorial Bancorp pays out 59.4% of its earnings in the form of a dividend. Provident Financial pays out 43.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Provident Financial received 27 more outperform votes than Territorial Bancorp when rated by MarketBeat users. However, 52.82% of users gave Territorial Bancorp an outperform vote while only 50.87% of users gave Provident Financial an outperform vote.
In the previous week, Provident Financial had 2 more articles in the media than Territorial Bancorp. MarketBeat recorded 4 mentions for Provident Financial and 2 mentions for Territorial Bancorp. Territorial Bancorp's average media sentiment score of 1.24 beat Provident Financial's score of 0.32 indicating that Territorial Bancorp is being referred to more favorably in the media.
Territorial Bancorp has a beta of 0.54, meaning that its share price is 46% less volatile than the S&P 500. Comparatively, Provident Financial has a beta of 0.48, meaning that its share price is 52% less volatile than the S&P 500.
43.5% of Territorial Bancorp shares are held by institutional investors. Comparatively, 51.2% of Provident Financial shares are held by institutional investors. 8.5% of Territorial Bancorp shares are held by company insiders. Comparatively, 14.6% of Provident Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Territorial Bancorp presently has a consensus price target of $23.67, suggesting a potential upside of 89.64%. Provident Financial has a consensus price target of $15.50, suggesting a potential upside of 23.90%. Given Territorial Bancorp's higher possible upside, research analysts clearly believe Territorial Bancorp is more favorable than Provident Financial.
Summary
Territorial Bancorp and Provident Financial tied by winning 9 of the 18 factors compared between the two stocks.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding PROV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Provident Financial Competitors List
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