Home Bancorp (HBCP) Stock Price, News & Analysis

Company Overview

Home Bancorp, Inc. is the bank holding company for Home Bank, N.A., a community-focused financial institution headquartered in Lafayette, Louisiana. Through its banking subsidiary, the company provides financial services to individuals, families, businesses and organizations across its service area.

Home Bank offers deposit products such as checking, savings, money market and certificate accounts. Its lending activities include residential mortgage loans, home equity loans, commercial real estate financing, construction loans, commercial and industrial loans, and consumer loans. The bank also provides online and mobile banking, treasury management and other related financial services.

Home Bank traces its roots to 1908 and operates primarily in south Louisiana and neighboring markets, including communities in Mississippi. Home Bancorp became a publicly traded company in 2010. The company is led by John W. Edgerton, Jr., who serves as president and chief executive officer.

Key Stats

• Today's Range: $67.06 to $68.20
• 50-Day Range: $66.06 to $72.51
• 52-Week Range: $50.54 to $74.50
• Volume: 46,900 shs
• Average Volume: 62,442 shs
• Market Capitalization: $529.44 million
• P/E Ratio: 11.29
• Dividend Yield: 1.90%
• Price Target: $69.50
• Consensus Rating: Moderate Buy

Home Bancorp Stock Analysis - MarketRank™

Home Bancorp scored higher than 57% of companies evaluated by MarketBeat, and ranked 546th out of 843 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Home Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 1 strong buy rating, 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Home Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Home Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.69%

Earnings Growth

Earnings for Home Bancorp are expected to grow by 5.69% in the coming year, from $5.98 to $6.32 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Home Bancorp is 11.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Home Bancorp is 11.29, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.49.

Price to Book Value per Share Ratio

Home Bancorp has a P/B Ratio of 1.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.34% of the float of Home Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Home Bancorp has a short interest ratio ("days to cover") of 6.19.

Change versus previous month

Short interest in Home Bancorp has recently increased by 12.20%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Home Bancorp pays a meaningful dividend of 1.91%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Home Bancorp has been increasing its dividend for 10 years.

Dividend Coverage

The dividend payout ratio of Home Bancorp is 21.40%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Home Bancorp will have a dividend payout ratio of 20.25% next year. This indicates that Home Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.6 / 5
• News Sentiment: N/A

News Sentiment

Home Bancorp has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Home Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Home Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $53,760.00 in company stock.

Percentage Held by Insiders

6.20% of the stock of Home Bancorp is held by insiders.

Percentage Held by Institutions

49.41% of the stock of Home Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/20/2026
• Record date for 8/14 Dividend: 8/03/2026
• Ex-Dividend for 8/14 Dividend: 8/03/2026
• Dividend Payable: 8/14/2026
• Today: 10/02/2026
• Next Earnings (Estimated): 10/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:HBCP
• CIK: 1436425
• Web: www.home24bank.com
• Phone: (337) 237-1960
• Fax: 337-264-9280
• Employees: 494
• Year Founded: 1895

Price Target and Rating

• Average Price Target for Home Bancorp: $69.50
• High Price Target: $74.00
• Low Price Target: $65.50
• Potential Upside/Downside: +2.9%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.60
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.98
• Trailing P/E Ratio: 11.29
• Forward P/E Ratio: 11.29
• P/E Growth: N/A
• Net Income: $46.06 million
• Net Margins: 22.23%
• Pretax Margin: 27.97%
• Return on Equity: 10.65%
• Return on Assets: 1.32%

Debt

• Debt-to-Equity Ratio: 0.12
• Current Ratio: 0.97
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $209.23 million
• Price / Sales: 2.53
• Cash Flow: $6.73 per share
• Price / Cash Flow: 10.03
• Book Value: $55.58 per share
• Price / Book: 1.22

Miscellaneous

• Outstanding Shares: 7,840,000
• Free Float: 7,357,000
• Market Cap: $529.44 million
• Optionable: Optionable
• Beta: 0.52