HomeStreet Company Profile (NASDAQ:HMST)

About HomeStreet (NASDAQ:HMST)

HomeStreet, Inc. is a financial services company serving customers primarily in the western United States, including Hawaii. The Company is principally engaged in real estate lending, including mortgage banking activities, and commercial and consumer banking. The Company's operating segments include Commercial and Consumer Banking, and Mortgage Banking. It provides financial products and services to its commercial and consumer customers through retail deposit branches and commercial lending centers, automated teller machines (ATMs), and online, mobile and telephone banking. The Company originates single family residential mortgage loans for sale in the secondary markets. Its mortgage loans are sold to or securitized by Fannie Mae, The Federal Home Loan Mortgage Corporation (Freddie Mac) or The Government National Mortgage Association (Ginnie Mae), while it retains the right to service these loans. It also provides insurance products and services for consumers and businesses.

Industry, Sector and Symbol:

Sector: Finance
Industry: Savings & Loans
Sub-Industry: Thrifts & Mortgage Finance
Symbol: NASDAQ:HMST
CUSIP: 43785V10
Web: www.homestreet.com

Capitalization:

Market Cap: $788.01 million
Outstanding Shares: 28,865,000

Average Prices:

50 Day Moving Avg: $26.93
200 Day Moving Avg: $28.22
52 Week Range: $18.74 - $33.70

P/E:

Trailing P/E Ratio: 11.55
Foreward P/E Ratio: 10.54
P/E Growth: 1.24

Sales & Book Value:

Annual Revenue: $544.21 million
Price / Sales: 1.45
Book Value: $23.86 per share
Price / Book: 1.14

Profitability:

Net Margins: 10.23%
Return on Equity: 10.89%
Return on Assets: 1.05%

Debt:

Debt-to-Equity Ratio: 1.58%
Current Ratio: 0.99%
Quick Ratio: 0.84%

Misc:

Average Volume: 244,390 shs.
Beta: 0.05
Short Ratio: 4.27

Frequently Asked Questions for HomeStreet (NASDAQ:HMST)

What is HomeStreet's stock symbol?

HomeStreet trades on the NASDAQ under the ticker symbol "HMST."

How were HomeStreet's earnings last quarter?

HomeStreet Inc (NASDAQ:HMST) issued its quarterly earnings results on Monday, April, 24th. The company reported $0.33 earnings per share for the quarter, beating the Zacks' consensus estimate of $0.25 by $0.08. The company earned $120.11 million during the quarter, compared to the consensus estimate of $124.18 million. HomeStreet had a net margin of 10.23% and a return on equity of 10.89%. During the same period in the prior year, the company earned $0.41 EPS. View HomeStreet's Earnings History.

When will HomeStreet make its next earnings announcement?

HomeStreet is scheduled to release their next quarterly earnings announcement on Monday, July, 24th 2017. View Earnings Estimates for HomeStreet.

Where is HomeStreet's stock going? Where will HomeStreet's stock price be in 2017?

3 analysts have issued 1-year price targets for HomeStreet's shares. Their predictions range from $29.00 to $30.00. On average, they anticipate HomeStreet's share price to reach $29.50 in the next twelve months. View Analyst Ratings for HomeStreet.

Who are some of HomeStreet's key competitors?

Some companies that are related to HomeStreet include Northwest Bancshares (NWBI), Provident Financial Services (PFS), BofI Holding (BOFI), Berkshire Hills Bancorp (BHLB), Kearny Financial (KRNY), Brookline Bancorp (BRKL), OceanFirst Financial Corp. (OCFC), Meridian Bancorp (EBSB), United Financial Bancorp (UBNK), Flushing Financial (FFIC), Meta Financial Group (CASH), Dime Community Bancshares (DCOM), First Defiance Financial (FDEF), Bank Mutual (BKMU), United Community Financial Corp (UCFC), Clifton Bancorp (CSBK), BankFinancial (BFIN) and Home Bancorp (HBCP).

Who owns HomeStreet stock?

HomeStreet's stock is owned by many different of retail and institutional investors. Top institutional investors include BlackRock Inc. (11.85%), Dimensional Fund Advisors LP (7.35%), Vanguard Group Inc. (4.81%), Alliancebernstein L.P. (2.71%), Investment Counselors of Maryland LLC (2.58%) and Ameriprise Financial Inc. (2.57%). Company insiders that own HomeStreet stock include Bruce W Williams, David A Ederer, David H Straus, Godfrey B Evans, Jay C Iseman, Mark K Mason, Richard W H Bennion, Susan C Greenwald, Timothy Chrisman and William Endresen. View Institutional Ownership Trends for HomeStreet.

Who sold HomeStreet stock? Who is selling HomeStreet stock?

HomeStreet's stock was sold by a variety of institutional investors in the last quarter, including JPMorgan Chase & Co., Renaissance Technologies LLC, Acadian Asset Management LLC, Goldman Sachs Group Inc., Prudential Financial Inc., Nationwide Fund Advisors, Russell Investments Group Ltd. and Morgan Stanley. Company insiders that have sold HomeStreet stock in the last year include Godfrey B Evans, Jay C Iseman, Mark K Mason, Richard W H Bennion and Susan C Greenwald. View Insider Buying and Selling for HomeStreet.

Who bought HomeStreet stock? Who is buying HomeStreet stock?

HomeStreet's stock was acquired by a variety of institutional investors in the last quarter, including BlackRock Inc., Dimensional Fund Advisors LP, Victory Capital Management Inc., Mendon Capital Advisors Corp, RMB Capital Management LLC, Eagle Asset Management Inc., Alliancebernstein L.P. and State Street Corp. Company insiders that have bought HomeStreet stock in the last two years include David A Ederer, David H Straus and Timothy Chrisman. View Insider Buying and Selling for HomeStreet.

How do I buy HomeStreet stock?

Shares of HomeStreet can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of HomeStreet stock cost?

One share of HomeStreet stock can currently be purchased for approximately $27.30.

Consensus Ratings for HomeStreet (NASDAQ:HMST) (?)

Ratings Breakdown:	3 Hold Ratings
Consensus Rating:	Hold (Score: 2.00)
Consensus Price Target:	$29.50 (8.06% upside)

Analysts' Ratings History for HomeStreet (NASDAQ:HMST)

Show:

Date	Firm	Action	Rating	Price Target	Impact on Share Price
4/28/2017	FIG Partners	Downgrade	Outperform -> Market Perform		Medium
1/26/2017	FBR & Co	Lower Price Target	Mkt Perform	$33.00 -> $30.00	N/A
11/14/2016	Sandler O'Neill	Downgrade	Buy -> Hold		N/A
9/9/2016	DA Davidson	Downgrade	Buy -> Neutral	$27.00 -> $29.00	N/A
12/18/2015	Keefe, Bruyette & Woods	Boost Price Target	Outperform	$26.00 -> $28.00	N/A
7/29/2015	Macquarie	Boost Price Target	Neutral	$22.00 -> $24.00	N/A

(Data available from 5/24/2015 forward)

Earnings History for HomeStreet (NASDAQ:HMST)

Earnings by Quarter for HomeStreet (NASDAQ:HMST)

Earnings History by Quarter for HomeStreet (NASDAQ:HMST)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
7/24/2017
4/24/2017	Q1 2017	$0.25	$0.33	$124.18 million	$120.11 million	View	N/A
1/23/2017	Q416	$0.07	$0.10	$123.16 million	$121.30 million	View	N/A
10/24/2016	Q316	$0.74	$1.12	$138.83 million	$158.55 million	View	N/A
7/25/2016	Q216	$0.68	$0.90	$125.35 million	$146.96 million	View	N/A
4/25/2016	Q116	$0.30	$0.41	$109.37 million	$112.40 million	View	N/A
1/26/2016	Q415	$0.29	$0.39	$101.46 million	$105.15 million	View	Listen
10/26/2015	Q315	$0.59	$0.42	$112.88 million	$107.10 million	View	Listen
7/24/2015	Q215	$0.64	$0.65	$107.16 million	$111.22 million	View	N/A
4/27/2015	Q115	$0.40	$0.67	$86.05 million	$106.11 million	View	N/A
1/26/2015	Q414	$0.28	$0.41	$76.08 million	$78.99 million	View	N/A
7/28/2014	Q214	$0.58	$0.63	$74.26 million	$76.80 million	View	N/A
4/29/2014	Q114	$0.07	$0.15	$61.77 million	$57.42 million	View	N/A
1/27/2014	Q413	$0.02	$0.12	$66.84 million		View	N/A
10/28/2013	Q313	$0.27	$0.11	$74.41 million		View	N/A
7/29/2013	Q2 2013	$0.86	$0.82	$76.70 million		View	N/A
4/29/2013	Q1 2013	$0.84	$0.74	$84.19 million		View	N/A
2/4/2013	Q4 2012	$1.22	$1.46	$69.04 million		View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for HomeStreet (NASDAQ:HMST)

2017 EPS Consensus Estimate: $2.32
2018 EPS Consensus Estimate: $3.01

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2017	3	$0.24	$0.29	$0.26
Q2 2017	3	$0.44	$1.10	$0.77
Q3 2017	3	$0.78	$0.96	$0.85
Q4 2017	3	$0.27	$0.61	$0.43
Q1 2018	2	$0.35	$0.59	$0.47
Q2 2018	2	$0.80	$1.09	$0.95
Q3 2018	2	$0.90	$1.15	$1.03
Q4 2018	2	$0.53	$0.60	$0.57

(Data provided by Zacks Investment Research)

Dividend History by Quarter for HomeStreet (NASDAQ:HMST)

Announced	Period	Amount	Ex-Dividend Date	Record Date	Payable Date
1/24/2014	special	$0.11	1/30/2014	2/3/2014	2/24/2014
10/25/2013	special	$0.11	10/31/2013	11/4/2013	11/25/2013
7/29/2013	special	$0.11	8/1/2013	8/5/2013	8/15/2013
4/2/2013	special	$0.11	4/9/2013	4/11/2013	4/22/2013
3/28/2013	quarterly	$0.11		4/11/2013	4/22/2013

(Data available from 1/1/2013 forward)

Insider Trading and Institutional Ownership History for HomeStreet (NASDAQ:HMST)

Insider Ownership Percentage: 7.59%
Institutional Ownership Percentage: 71.62%

Institutional Ownership by Quarter for HomeStreet (NASDAQ:HMST)

Insider Trades by Quarter for HomeStreet (NASDAQ:HMST)

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
5/2/2017	David H Straus	EVP	Buy	1,000	$25.53	$25,530.00
3/13/2017	Godfrey B Evans	EVP	Sell	725	$26.39	$19,132.75
3/13/2017	Mark K Mason	CEO	Sell	7,461	$26.44	$197,268.84
2/6/2017	Mark K Mason	CEO	Sell	2,800	$25.94	$72,632.00
2/3/2017	Godfrey B Evans	EVP	Sell	620	$26.12	$16,194.40
2/2/2017	David A Ederer	Director	Buy	539	$26.00	$14,014.00
12/16/2016	Susan C Greenwald	SVP	Sell	6,000	$32.55	$195,300.00
6/16/2016	Jay C Iseman	EVP	Sell	240	$19.77	$4,744.80
6/16/2016	Richard W H Bennion	Director	Sell	115	$19.77	$2,273.55
6/1/2016	Richard W H Bennion	Director	Sell	5,334	$20.42	$108,920.28
5/5/2016	William Endresen	EVP	Sell	750	$21.14	$15,855.00
4/28/2016	Mark K Mason	CEO	Sell	242,168	$21.60	$5,230,828.80
3/11/2016	Richard W H Bennion	Director	Sell	6,000	$19.98	$119,880.00
2/22/2016	Jay C Iseman	EVP	Sell	290	$19.54	$5,666.60
7/30/2015	Timothy Chrisman	Director	Buy	2,500	$22.60	$56,500.00
6/10/2015	Susan C Greenwald	Director	Sell	13,000	$24.14	$313,820.00
6/8/2015	Bruce W Williams	Director	Sell	20,000	$23.09	$461,800.00
5/14/2015	Timothy Chrisman	Director	Buy	3,220	$21.29	$68,553.80
2/10/2015	Timothy Chrisman	Director	Buy	1,500	$17.51	$26,265.00
1/29/2015	David H Straus	EVP	Buy	1,000	$17.30	$17,300.00
1/29/2015	Timothy Chrisman	Director	Buy	5,000	$17.65	$88,250.00
12/12/2014	Godfrey B Evans	EVP	Buy	3,000	$16.40	$49,200.00
12/12/2014	Timothy Chrisman	Director	Buy	5,000	$16.39	$81,950.00
9/3/2014	Timothy Chrisman	Director	Buy	5,000	$18.20	$91,000.00
8/22/2014	David A Ederer	Director	Buy	193	$18.24	$3,520.32
8/21/2014	Timothy Chrisman	Director	Buy	6,500	$18.11	$117,715.00
8/19/2014	Timothy Chrisman	Director	Buy	1,000	$17.98	$17,980.00
8/8/2014	Timothy Chrisman	Director	Buy	2,500	$17.16	$42,900.00
8/5/2014	Timothy Chrisman	Director	Buy	2,500	$17.38	$43,450.00
7/31/2014	Timothy Chrisman	Director	Buy	5,000	$17.40	$87,000.00
5/9/2014	David Straus	EVP	Buy	1,000	$16.76	$16,760.00
5/7/2014	Cory Stewart	CAO	Buy	1,500	$16.98	$25,470.00
3/7/2014	Paulette Lemon	Director	Sell	3,229	$18.71	$60,414.59
2/6/2014	Douglas Irvine Smith	Director	Buy	5,700	$17.59	$100,263.00
1/30/2014	Jeffrey Newgard	EVP	Buy	5,482	$18.24	$99,991.68
12/10/2013	Jay Iseman	EVP	Sell	18,000	$20.73	$373,140.00
12/3/2013	Godfrey Evans	EVP	Sell	20,000	$20.76	$415,200.00
11/25/2013	Mark Mason	CEO	Sell	89,000	$20.33	$1,809,370.00
11/4/2013	Douglas Irvine Smith	Director	Buy	5,000	$18.74	$93,700.00
10/31/2013	David Ederer	Director	Buy	1,285	$19.00	$24,415.00
9/11/2013	Paulette Lemon	Director	Sell	11,000	$19.90	$218,900.00
9/6/2013	Pamela J Taylor	SVP	Sell	2,800	$19.84	$55,552.00
8/29/2013	Rose Marie David	EVP	Sell	5,000	$20.11	$100,550.00
8/23/2013	Richard W H Bennion	Director	Sell	10,000	$20.24	$202,400.00
8/8/2013	Godfrey B Evans	EVP	Sell	5,380	$20.87	$112,280.60
5/30/2013	Bruce W Williams	Director	Sell	12,500	$22.84	$285,500.00
5/8/2013	Bruce W Williams	Director	Sell	12,500	$24.14	$301,750.00
5/6/2013	Scott M Boggs	Director	Buy	2,000	$22.37	$44,740.00
5/3/2013	George Kirk	Director	Buy	1,000	$21.78	$21,780.00
2/15/2013	David A Ederer	Director	Buy	2,000	$25.98	$51,960.00
9/14/2012	Bruce W Williams	Director	Sell	32,926	$35.22	$1,159,653.72
9/12/2012	Patricia A Leach	EVP	Sell	9,600	$34.87	$334,752.00
8/23/2012	Bruce W Williams	Director	Sell	36,480	$35.00	$1,276,800.00

(Data available from 1/1/2013 forward)

Headline Trends for HomeStreet (NASDAQ:HMST) Latest Headlines for HomeStreet (NASDAQ:HMST)

Source:

Date	Headline
	HomeStreet Bank Empowers Public to Decide Where Donations Are Given in Online Campaign finance.yahoo.com - May 15 at 5:16 PM
	HomeStreet, Inc. breached its 50 day moving average in a Bearish Manner : HMST-US : May 15, 2017 finance.yahoo.com - May 15 at 11:05 AM
	$0.63 EPS Expected for HomeStreet Inc (HMST) This Quarter www.americanbankingnews.com - May 9 at 12:58 AM
	Zacks: Brokerages Expect HomeStreet Inc (HMST) Will Post Quarterly Sales of $143.41 Million www.americanbankingnews.com - May 9 at 12:58 AM
	$143.41 Million in Sales Expected for HomeStreet Inc (HMST) This Quarter www.americanbankingnews.com - May 5 at 12:56 PM
	HomeStreet Inc (HMST) Downgraded by Zacks Investment Research www.americanbankingnews.com - May 4 at 1:17 AM
	HomeStreet Inc (HMST) Rating Lowered to Sell at Zacks Investment Research www.americanbankingnews.com - May 4 at 1:17 AM
	HomeStreet Inc (HMST) EVP David H. Straus Buys 1,000 Shares www.americanbankingnews.com - May 4 at 12:30 AM
	HomeStreet (HMST) Getting Somewhat Negative Media Coverage, Study Shows www.americanbankingnews.com - May 2 at 9:32 PM
	Insider Buying: HomeStreet Inc (HMST) EVP Acquires 1,000 Shares of Stock www.americanbankingnews.com - May 2 at 7:12 PM
	HomeStreet (HMST) Receives Daily Coverage Optimism Rating of 0.12 www.americanbankingnews.com - April 29 at 8:29 PM
	HomeStreet Inc (HMST) Rating Lowered to Market Perform at FIG Partners www.americanbankingnews.com - April 28 at 11:44 AM
	HomeStreet, Inc. breached its 50 day moving average in a Bearish Manner : HMST-US : April 28, 2017 finance.yahoo.com - April 28 at 9:58 AM
	Research Analysts Issue Forecasts for HomeStreet Inc's Q2 2017 Earnings (HMST) www.americanbankingnews.com - April 28 at 9:43 AM
	Q2 2017 Earnings Estimate for HomeStreet Inc (HMST) Issued By FBR & Co www.americanbankingnews.com - April 28 at 9:42 AM
	Brokers Issue Forecasts for HomeStreet Inc's Q3 2017 Earnings (HMST) www.americanbankingnews.com - April 27 at 11:10 AM
	Edited Transcript of HMST earnings conference call or presentation 25-Apr-17 5:00pm GMT finance.yahoo.com - April 26 at 7:39 PM
	HomeStreet Inc (HMST) Issues Quarterly Earnings Results, Beats Estimates By $0.08 EPS www.americanbankingnews.com - April 24 at 10:06 PM
	HomeStreet, Inc. Reports First Quarter 2017 Results finance.yahoo.com - April 24 at 5:24 PM
	HomeStreet beats 1Q profit forecasts finance.yahoo.com - April 24 at 5:24 PM
	HomeStreet (HMST) Earns Daily News Sentiment Score of 0.50 www.americanbankingnews.com - April 24 at 10:50 AM
	HomeStreet (HMST) Receiving Somewhat Favorable Media Coverage, Study Finds www.americanbankingnews.com - April 21 at 11:31 PM
	HomeStreet Continues Growth in California with New Branch in Baldwin Park finance.yahoo.com - April 21 at 5:38 PM
	HomeStreet (HMST) Receiving Favorable Media Coverage, AlphaOne Reports www.americanbankingnews.com - April 17 at 8:21 PM
	HomeStreet, Inc. breached its 50 day moving average in a Bearish Manner : HMST-US : April 14, 2017 finance.yahoo.com - April 14 at 9:37 AM
	Zacks: Brokerages Expect HomeStreet Inc (HMST) to Post $0.25 Earnings Per Share www.americanbankingnews.com - April 12 at 8:22 PM
	HomeStreet Bank’s Mona Choy-Beddow Accepts Illustrious Banking Industry Honor finance.yahoo.com - April 10 at 5:26 PM
	HomeStreet (HMST) Appoints Mark Ruh as Interim CFO www.streetinsider.com - April 7 at 10:16 AM
	HomeStreet, Inc. Announces Appointment of Interim Chief Financial Officer finance.yahoo.com - April 7 at 10:16 AM
	HOMESTREET, INC. Files SEC form 8-K, Change in Directors or Principal Officers biz.yahoo.com - March 29 at 10:48 AM
	HomeStreet Inc (HMST) Upgraded by Zacks Investment Research to "Hold" www.americanbankingnews.com - March 28 at 11:42 PM
	HomeStreet Inc. Announces Departure of Chief Financial Officer www.businesswire.com - March 28 at 10:20 PM
	HomeStreet Bank -- Moody's upgrades HomeStreet Bank's prime jumbo originator assessment to Above Average www.moodys.com - March 24 at 10:48 PM
	HomeStreet, Inc. Schedules First Quarter 2017 Earnings Call for Tuesday, April 25, 2017 us.rd.yahoo.com - March 24 at 5:47 PM
	Financial Stocks on Investors' Radar -- HomeStreet, Columbia Banking, Reinsurance, and Cowen www.bizjournals.com - March 24 at 9:57 AM
	HOMESTREET, INC. Financials finance.yahoo.com - March 15 at 6:00 PM
	HOMESTREET, INC. Files SEC form 10-K, Annual Report biz.yahoo.com - March 9 at 8:47 PM
	If the city of Seattle wants to bank local, here are the 8 banks that could replace Wells Fargo www.bizjournals.com - February 6 at 10:45 PM
	New Strong Sell Stocks for January 27th finance.yahoo.com - January 27 at 7:38 PM
	HomeStreet's (HMST) CEO Mark Mason on Q4 2016 Results - Earnings Call Transcript seekingalpha.com - January 26 at 12:07 AM
	Edited Transcript of HMST earnings conference call or presentation 24-Jan-17 6:00pm GMT finance.yahoo.com - January 25 at 4:31 AM
	HOMESTREET, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements and Exhibits biz.yahoo.com - January 23 at 9:12 PM
	INSERTING and REPLACING HomeStreet, Inc. Reports Year-End and Fourth Quarter 2016 Results finance.yahoo.com - January 23 at 9:12 PM
	Q4 2016 HomeStreet Inc Earnings Release - After Market Close biz.yahoo.com - January 23 at 11:04 AM
	HomeStreet Hires Commercial Banking Market Presidents for Northern California and Southern California finance.yahoo.com - January 20 at 8:56 PM
	HomeStreet (HMST) Announces Finalization of Settlement Agreement with SEC www.streetinsider.com - January 20 at 12:30 AM
	5:38 pm HomeStreet announces finalization of settlement agreement us.rd.yahoo.com - January 19 at 7:29 PM
	HomeStreet Inc., Announces Finalization of Settlement Agreement with Securities and Exchange Commission finance.yahoo.com - January 19 at 7:29 PM
	Financial Firm Allegedly Hunted Down Whistleblowers Amid SEC Accounting Inquiry blogs.wsj.com - January 19 at 7:29 PM
	HomeStreet Inc. (HMST) Dropped To A 6-Week Low On Weak Forecast www.rttnews.com - January 17 at 4:02 PM