Provident Financial Holdings Company Profile (NASDAQ:PROV)

About Provident Financial Holdings

Provident Financial Holdings logoProvident Financial Holdings, Inc. is a holding company of Provident Savings Bank, F.S.B. (the Bank). The Company operates through two segments: Provident Bank and Provident Bank Mortgage. The Company's Provident Bank offers community banking activities. Provident Bank Mortgage offers mortgage banking activities. The Company's community banking activities primarily consist of accepting deposits from customers within the communities surrounding the Bank's full service offices and investing those funds in single-family loans, multi-family loans, commercial real estate loans, construction loans, commercial business loans, consumer loans and other real estate loans. The Company's mortgage banking activities consist of the origination, purchase and sale of mortgage loans secured primarily by single-family residences. The Bank is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Savings & Loans
  • Sub-Industry: Thrifts & Mortgage Finance
  • Exchange: NASDAQ
  • Symbol: PROV
  • CUSIP: 74386810
Key Metrics:
  • Previous Close: $18.98
  • 50 Day Moving Average: $19.47
  • 200 Day Moving Average: $18.68
  • 52-Week Range: $16.73 - $20.00
  • Trailing P/E Ratio: 21.57
  • Foreward P/E Ratio: 17.58
  • P/E Growth: -1.32
  • Market Cap: $150.44M
  • Outstanding Shares: 7,926,000
  • Beta: 0.13
  • Net Margins: 8.70%
  • Return on Equity: 4.88%
  • Return on Assets: 0.57%
  • Debt-to-Equity Ratio: 0.68%
  • Current Ratio: 1.14%
  • Quick Ratio: 0.94%
Additional Links:
Companies Related to Provident Financial Holdings:

Analyst Ratings

Consensus Ratings for Provident Financial Holdings (NASDAQ:PROV) (?)
Ratings Breakdown: 7 Hold Ratings, 2 Buy Ratings
Consensus Rating:Hold (Score: 2.22)
Consensus Price Target: $19.00 (0.05% upside)

Analysts' Ratings History for Provident Financial Holdings (NASDAQ:PROV)
DateFirmActionRatingPrice TargetDetails
10/15/2016Panmure GordonReiterated RatingHoldView Rating Details
10/15/2016Numis Securities LtdReiterated RatingHoldView Rating Details
8/3/2016Citigroup Inc.Reiterated RatingBuyView Rating Details
7/29/2016Keefe, Bruyette & WoodsBoost Price TargetMarket Perform$17.50 -> $19.00View Rating Details
7/27/2016Beaufort SecuritiesReiterated RatingHoldView Rating Details
6/25/2016Shore CapitalReiterated RatingHoldView Rating Details
6/17/2016Barclays PLCReiterated RatingOverweightView Rating Details
12/17/2015Sandler O'NeillDowngradeBuy -> HoldView Rating Details
11/10/2015Piper Jaffray Cos.DowngradeHoldView Rating Details
4/30/2015Compass PointDowngradeBuy -> Neutral$17.00 -> $18.00View Rating Details
(Data available from 10/27/2014 forward)


Earnings History for Provident Financial Holdings (NASDAQ:PROV)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/25/2016Q1$0.26$0.20$19.26 million$18.34 millionViewN/AView Earnings Details
7/26/2016Q116$0.23$0.34$17.44 millionViewN/AView Earnings Details
4/26/2016Q3$0.19$0.18$16.44 millionViewN/AView Earnings Details
1/26/2016Q2$0.28$0.11$17.88 millionViewN/AView Earnings Details
10/27/2015Q1$0.25$0.28$17.83 millionViewN/AView Earnings Details
7/28/2015Q4$0.30$0.28$19.50 millionViewListenView Earnings Details
4/28/2015Q115$0.26$0.29$17.93 millionViewN/AView Earnings Details
1/26/2015Q215$0.24$0.25$17.09 millionViewN/AView Earnings Details
10/29/2014Q115$0.23$0.25$16.91 million$17.87 millionViewN/AView Earnings Details
7/30/2014Q414$0.16$0.22$14.60 millionViewN/AView Earnings Details
4/29/2014Q314$0.18$0.14$14.40 millionViewN/AView Earnings Details
1/30/2014Q214$0.17$0.16$16.00 millionViewN/AView Earnings Details
10/29/2013Q114$0.43$0.14$25.10 millionViewN/AView Earnings Details
7/30/2013Q4 2013$0.41$0.49$23.40 millionViewN/AView Earnings Details
4/25/2013Q3 2013$0.48$0.45$26.10 millionViewN/AView Earnings Details
1/24/2013Q2 2013$0.48$0.64$27.40 millionViewN/AView Earnings Details
10/25/2012$0.37$0.72ViewN/AView Earnings Details
7/30/2012$0.23$0.39ViewN/AView Earnings Details
4/26/2012$0.20$0.21ViewN/AView Earnings Details
1/31/2012$0.24$0.16ViewN/AView Earnings Details
10/27/2011$0.23$0.20ViewN/AView Earnings Details
7/28/2011$0.22$0.18ViewN/AView Earnings Details
4/28/2011$0.21$0.20ViewN/AView Earnings Details
1/27/2011$0.18$0.37ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for Provident Financial Holdings (NASDAQ:PROV)
Current Year EPS Consensus Estimate: $1.15 EPS
Next Year EPS Consensus Estimate: $1.08 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q4 20161$0.25$0.25$0.25
Q1 20171$0.35$0.35$0.35
Q2 20171$0.23$0.23$0.23
Q4 20171$0.39$0.39$0.39
Q1 20181$0.39$0.39$0.39
Q2 20181$0.28$0.28$0.28
Q3 20181$0.27$0.27$0.27
Q4 20181$0.33$0.33$0.33
(Data provided by Zacks Investment Research)


Current Dividend Information for Provident Financial Holdings (NASDAQ:PROV)
Annual Dividend:$0.52
Dividend Yield:2.74%
Payout Ratio:65.00% (Based on Trailing 12 Months of Earnings)
45.22% (Based on Current Year Consensus EPS Estimate)
48.15% (Based on Next Year Consensus EPS Estimate)

Dividend History for Provident Financial Holdings (NASDAQ:PROV)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Provident Financial Holdings (NASDAQ:PROV)
Insider Ownership Percentage: 15.71%
Institutional Ownership Percentage: 61.73%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
6/7/2016Richard L GaleSVPSell91$18.50$1,683.50View SEC Filing  
5/5/2016Richard L GaleSVPSell5,000$18.00$90,000.00View SEC Filing  
3/23/2016Richard L GaleSVPSell5,000$17.90$89,500.00View SEC Filing  
2/12/2016Debbi GuthrieDirectorSell8,200$16.87$138,334.00View SEC Filing  
11/17/2015Richard L. GaleSVPSell9,000$17.92$161,280.00View SEC Filing  
9/21/2015Judy A CarpenterDirectorBuy1,200$16.96$20,352.00View SEC Filing  
6/17/2015Joseph BarrDirectorSell19,000$17.84$338,960.00View SEC Filing  
5/18/2015Lilian Brunner-SalterSVPSell7,820$16.70$130,594.00View SEC Filing  
5/14/2015Lilian Brunner-SalterSVPSell15,000$16.67$250,050.00View SEC Filing  
3/24/2015Richard L GaleSVPSell3,071$16.11$49,473.81View SEC Filing  
8/4/2014David WeiantSVPSell1,000$14.33$14,330.00View SEC Filing  
12/12/2013Roy TaylorDirectorSell18,140$14.68$266,295.20View SEC Filing  
8/21/2013Lilian Brunner-SalterSVPSell4,230$18.07$76,436.10View SEC Filing  
8/7/2013David WeiantSVPSell2,220$18.03$40,026.60View SEC Filing  
8/1/2013William E ThomasDirectorSell25,000$17.32$433,000.00View SEC Filing  
5/1/2013Richard L GaleSVPSell6,000$16.20$97,200.00View SEC Filing  
(Data available from 1/1/2013 forward)


Latest Headlines for Provident Financial Holdings (NASDAQ:PROV)
DateHeadline logoProvident Financial Holdings, Inc. 2017 Q1 - Results - Earnings Call Slides (NASDAQ:PROV) - October 27 at 11:52 AM logoEdited Transcript of PROV earnings conference call or presentation 26-Oct-16 4:00pm GMT (NASDAQ:PROV) - October 27 at 11:52 AM logoProvident Financial Holdings, Inc. :PROV-US: Earnings Analysis: Q1, 2017 By the Numbers : October 26, 2016 (NASDAQ:PROV) - October 26 at 6:56 PM logoPROVIDENT FINANCIAL HOLDINGS INC Files SEC form 8-K, Other Events, Financial Statements and Exhibits (NASDAQ:PROV) - October 26 at 6:56 PM logoPROVIDENT FINANCIAL HOLDINGS INC Files SEC form 8-K, Results of Operations and Financial Condition, Regulation FD Dis (NASDAQ:PROV) - October 25 at 6:54 PM logoProvident Financial : posts 1Q profit (NASDAQ:PROV) - October 25 at 12:02 PM logoProvident Financial Holdings Reports First Quarter of Fiscal 2017 Earnings (NASDAQ:PROV) - October 25 at 12:02 PM logoBRIEF-Provident Financial Holdings Q1 EPS $0.20 (NASDAQ:PROV) - October 25 at 12:02 PM logoProvident Financial posts 1Q profit (NASDAQ:PROV) - October 25 at 12:02 PM logoQ1 2017 Provident Financial Holdings Inc Earnings Release - Before Market Open (NASDAQ:PROV) - October 25 at 12:02 PM logoMUFG Americas Holdings Corporation Reports Third Quarter 2016 Financial Results on Its Website (NASDAQ:PROV) - October 24 at 6:36 PM logoWGL Holdings, Inc. to Webcast Fourth Quarter Fiscal Year 2016 Earnings Conference Call (NASDAQ:PROV) - October 24 at 12:24 PM logoGlobal DC to AC Inverters Market 2016 Share, Trend, Segmentation and Forecast to 2021 (NASDAQ:PROV) - October 20 at 8:17 AM logoFinancial Gravity Conference Adds 8 Partners in 6 States (NASDAQ:PROV) - October 20 at 8:17 AM logoProvident Financial Holdings To Host Earnings Release Conference Call (NASDAQ:PROV) - October 18 at 6:46 PM logoStocks Trend Analysis: Bank of America Corporation (BAC) Sirius XM Holdings Inc. (SIRI) General Electric Company (GE) (NASDAQ:PROV) - October 18 at 12:09 PM logoLans Holdings and Creditcall Partner to Speed Up Chip Card Adoption for Restaurants and Retailers (NASDAQ:PROV) - October 17 at 12:00 PM logoProvident Financial Holdings, Inc. : PROV-US: Dividend Analysis : August 15th, 2016 (record date) : By the numbers : October 14, 2016 (NASDAQ:PROV) - October 14 at 6:38 PM logoGet Long Capstar Financial Holdings Inc (CSTR) Before Quiet Period Expires (NASDAQ:PROV) - October 14 at 10:08 AM logoIPO Quiet Period Expiration: CapStar Financial Holdings (NASDAQ:PROV) - October 13 at 10:33 AM
News IconPublicly Traded Pacific Oil Company in Las Vegas, NV Acquires Financial Gravity Holdings in Allen, TX (NASDAQ:PROV) - October 13 at 10:33 AM
News IconLPL Financial exploring a sale (NASDAQ:PROV) - October 12 at 6:49 PM logoConsolidated Communications Completes Debt Refinancing (NASDAQ:PROV) - October 5 at 6:44 PM logoUniversal Logistics Holdings, Inc. Announces Third Quarter 2016 Earnings Release and Conference Call Dates and Provides Outlook (NASDAQ:PROV) - October 5 at 6:44 PM
News IconBoston Private Financial Holdings, Inc. to Announce Third Quarter 2016 Results (NASDAQ:PROV) - October 3 at 6:26 PM
News IconKitchener’s Dozr takes $2.5 million seed investment for heavy equipment marketplace (NASDAQ:PROV) - October 1 at 8:18 AM logoLPL Financial Holdings Inc. (NASDAQ:LPLA) Is Expected To Post EPS Of $0.41 (NASDAQ:PROV) - September 30 at 3:24 PM
News IconFCB Financial Holdings, Inc. (NYSE:FCB) Updated Broker Price Targets (NASDAQ:PROV) - September 29 at 12:01 PM logoImpac Mortgage Holdings, Inc. to Present at the JMP Financial Services & Real Estate Conference (NASDAQ:PROV) - September 22 at 6:32 PM logoProvident Financial : Announces Retirement of Richard L. Gale and Welcomes Robert Scott Ritter (NASDAQ:PROV) - September 17 at 6:23 PM logoPROVIDENT FINANCIAL HOLDINGS INC Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements (NASDAQ:PROV) - September 16 at 6:39 PM logoPROVIDENT FINANCIAL HOLDINGS INC Financials (NASDAQ:PROV) - September 16 at 6:39 PM logoProvident Financial Holdings Announces Retirement of Richard L. Gale and Welcomes Robert “Scott” Ritter (NASDAQ:PROV) - September 16 at 10:26 AM logoFour Corners Property Trust, Inc. : Declares Third Quarter 2016 Dividend (NASDAQ:PROV) - September 14 at 11:12 AM logoPROVIDENT FINANCIAL HOLDINGS INC Files SEC form 8-K, Results of Operations and Financial Condition, Financial Stateme (NASDAQ:PROV) - September 14 at 11:12 AM
News IconExecutive Change: Tracey Carpentier Named New CEO of Account Control Technology Holdings, Inc. (NASDAQ:PROV) - September 13 at 11:45 AM
News IconExterran Holdings, Inc. - New Market Research Report (NASDAQ:PROV) - September 13 at 11:45 AM
News IconHilltop Holdings Inc. (HTH) Price Target Raised to $24.00 at FBR & Co (NASDAQ:PROV) - September 13 at 11:45 AM logoProvident Financial Holdings (PROV) Announces Downward Revision to Q4, FY16 Earnings (NASDAQ:PROV) - September 13 at 11:45 AM
News IconSerengeti Asset Management Lp adds OneMain Holdings Inc (OMF) to its portfolio (NASDAQ:PROV) - September 11 at 6:18 PM logoDuluth Holdings Inc. Announces Second Quarter Financial Results (NASDAQ:PROV) - September 8 at 6:38 PM logoInsiders Selling, Short Interest Growing Provident Financial Services, I (NYSE:PFS) (NASDAQ:PROV) - September 6 at 6:58 PM
News IconAmerican Tire Distributors Holdings, Inc. - New Study Released (NASDAQ:PROV) - September 2 at 6:47 PM logoRepublic Airways Holdings Inc. and American Airlines Reach Comprehensive Agreement on a Long-Term Commercial Relationship (NASDAQ:PROV) - September 2 at 6:47 PM
News IconQCR Holdings, Inc. Announces the Closing of the Acquisition of Community State Bank of Ankeny, Iowa (NASDAQ:PROV) - September 1 at 10:00 AM logoProvident Financial Services, I (NYSE:PFS) Trading Down – Insiders Selling, Short Interest Growing (NASDAQ:PROV) - September 1 at 10:00 AM
News IconIntegrated Inc. Wealth Advisors Joins NPC (NASDAQ:PROV) - August 31 at 12:06 PM
News IconHilton Worldwide Holdings, Inc. - New Market Research Report (NASDAQ:PROV) - August 31 at 12:06 PM logoNational Planning Holdings, Inc. Recruits Integrated Inc. Wealth Advisors to Broker-Dealer and Advisory Platforms (NASDAQ:PROV) - August 30 at 6:50 PM
News IconGenerac invests in propane services firm (NASDAQ:PROV) - August 30 at 6:50 PM


Provident Financial Holdings (NASDAQ:PROV) Chart for Thursday, October, 27, 2016

Last Updated on 10/27/2016 by Staff