Provident Financial (PROV) Stock Price, News & Analysis $11.75 -0.10 (-0.84%) (As of 03:57 PM ET) Add Compare Share Share Today's Range$11.50▼$11.8950-Day Range$10.91▼$13.0452-Week Range$10.16▼$14.98Volume12,611 shsAverage Volume5,674 shsMarket Capitalization$82.13 millionP/E Ratio10.04Dividend Yield4.77%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaSustainability Provident Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestBearish0.46% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.07Upright™ Environmental ScoreNews Sentiment0.18Based on 5 Articles This WeekInsider TradingN/AProj. Earnings Growth28.57%From $1.05 to $1.35 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.44 out of 5 starsFinance Sector282nd out of 822 stocksFederal Savings Institutions Industry13th out of 34 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Provident Financial. Previous Next 2.0 Short Interest Percentage of Shares Shorted0.46% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 4.1.Change versus previous monthShort interest in Provident Financial has recently increased by 1.19%, indicating that investor sentiment is decreasing. Previous Next 3.3 Dividend Strength Dividend LeadershipProvident Financial is a leading dividend payer. It pays a dividend yield of 4.73%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 47.86%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 41.48% next year. This indicates that Provident Financial will be able to sustain or increase its dividend. Previous Next 0.8 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreProvident Financial has received a -59.21% net impact score from Upright. On the other hand, these positive outcomes are achieved by using resources or causing negative impacts in categories "Scarce human capital", "Societal stability & understanding among people", and "Equality & human rights". The negative contribution in the "Societal stability & understanding among people" impact category is driven by its "Subprime car loans", "Subprime personal loan", and "Credit cards" products. See details.Environmental SustainabilityThe Environmental Impact score for Provident Financial is -0.07. Previous Next 1.8 News and Social Media Coverage News SentimentProvident Financial has a news sentiment score of 0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.62 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Provident Financial this week, compared to 4 articles on an average week. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have not sold or bought any company stock.Percentage Held by Insiders15.10% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions53.15% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.8 Earnings and Valuation Earnings GrowthEarnings for Provident Financial are expected to grow by 28.57% in the coming year, from $1.05 to $1.35 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 10.04, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 111.47.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 10.04, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 45.52.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.64. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About Provident Financial Stock (NASDAQ:PROV)Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.Read More PROV Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart PROV Stock News HeadlinesDecember 11, 2023 | msn.com‘Indian taxpayers prefer old income tax regime over new tax regime’; here’s whyDecember 10, 2023 | americanbankingnews.comProvident Financial (NASDAQ:PROV) Research Coverage Started at StockNews.comDecember 11, 2023 | Edge On The Street (Ad)Is the Biden Administration Ultimately Good for Gold - and Gold Royalties?With spending financed by deficits, increased public debt, and global uncertainty, it's no wonder many gold analysts expect prices to break all-time highs in '24. It also has investors turning to a unique "Gold Royalty" strategy offering the potential of rising gold prices without the operational risks of mining or physical gold storage.December 8, 2023 | msn.comClosure of Celebrate Senior Living in South Holland: ‘We could never make ends meet’December 7, 2023 | msn.comPublic Provident Fund: Here’s how you can avoid penalties on your PPF account from a bankDecember 6, 2023 | msn.comProvident Housing to launch 5.8 mn sq ft of inventory worth ₹3,800 crore by end of this fiscalDecember 2, 2023 | americanbankingnews.comStockNews.com Initiates Coverage on Provident Financial (NASDAQ:PROV)December 1, 2023 | finance.yahoo.comACRES Commercial (ACR) Expands Share Buyback Program by $10MDecember 11, 2023 | Autonomix (Ad)How to Invest Early In the Next Potential Breakthrough Nerve-Sensing TechnologyAutonomix is preparing a public listing as they develop technology to potentially detect and treat a range of nervous system disorders with much greater visibility than available today. Now, their management team sees a potentially untapped $100B market opportunity.* *Disclosure: This is a paid advertisement for Autonomix’s Regulation A+ Offering. Please read the offering circular at invest.autonomix.comDecember 1, 2023 | finance.yahoo.comJohn A. Scaldara, Jr. Named Executive Vice President - Finance at Community Heritage FinancialNovember 27, 2023 | msn.comHands off the EPF fundsNovember 27, 2023 | bloomberg.comHK Regulators Urge Public to Vote in ‘Patriots Only’ ElectionNovember 25, 2023 | msn.comI'm earning Rs 90K and making 60% of investments in RD, PF, Sukanya Samriddhi yojana and health insurance. Is my financial plan right?November 20, 2023 | finance.yahoo.comPrairie Provident Resources files Amended Management’s Discussion and AnalysisNovember 18, 2023 | msn.comUnveiling Singaporeans’ Secret Envy: The Malaysian Aspects They Yearn ForNovember 16, 2023 | finanznachrichten.dePrairie Provident Resources Inc.: Prairie Provident Resources Announces Third Quarter 2023 Financial and Operating Results and Management ChangesNovember 14, 2023 | finance.yahoo.comPrairie Provident Resources Announces Third Quarter 2023 Financial and Operating Results and Management ChangesNovember 9, 2023 | morningstar.comProvident Financial Holdings Inc PROVOctober 31, 2023 | markets.businessinsider.comProvident Bank Welcomes Chao Huang as Assistant General Counsel, Investor Relations SpecialistOctober 31, 2023 | finance.yahoo.comProvident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14October 30, 2023 | msn.comProvident Financial Services files for automatic mixed securities shelfOctober 29, 2023 | finance.yahoo.comProvident Financial Services, Inc. (NYSE:PFS) Q3 2023 Earnings Call TranscriptOctober 27, 2023 | finance.yahoo.comProvident Financial Holdings, Inc. (NASDAQ:PROV) Q1 2024 Earnings Call TranscriptOctober 26, 2023 | finance.yahoo.comProvident Financial (PFS) Reports Q3 Earnings: What Key Metrics Have to SayOctober 25, 2023 | finance.yahoo.comProvident Financial Holdings Inc (PROV) Reports Q1 Fiscal Year 2024 ResultsOctober 25, 2023 | finanznachrichten.deProvident Financial Holdings, Inc.: Provident Financial Holdings Reports First Quarter Fiscal Year 2024 ResultsOctober 25, 2023 | msn.comProgress on higher pension to be taken up at EPFO's CBT meetingSee More Headlines Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings10/25/2023Ex-Dividend for 12/7 Dividend11/15/2023Dividend Payable12/07/2023Today12/11/2023Next Earnings (Estimated)1/26/2024Fiscal Year End6/30/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry Federal savings institutions Sub-IndustryThrifts & Mortgage Finance SectorFinance Current SymbolNASDAQ:PROV CUSIP74386810 CIK1010470 Webwww.myprovident.com Phone(951) 686-6060Fax909-782-6132Employees108Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.17 Trailing P/E Ratio10.04 Forward P/E Ratio11.19 P/E GrowthN/ANet Income$8.59 million Net Margins15.52% Pretax Margin22.43% Return on Equity6.39% Return on Assets0.63% Debt Debt-to-Equity Ratio1.82 Current Ratio1.20 Quick Ratio1.20 Sales & Book Value Annual Sales$50.07 million Price / Sales1.64 Cash Flow$1.66 per share Price / Cash Flow7.06 Book Value$18.47 per share Price / Book0.64Miscellaneous Outstanding Shares6,990,000Free Float5,931,000Market Cap$82.13 million OptionableNot Optionable Beta0.49 10 Best Cheap Stocks to Buy NowMarketBeat just released its list of 10 cheap stocks that have been overlooked by the market and may be seriously undervalued. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. Craig G. Blunden (Age 75)Chairman & CEO Comp: $853.93kMr. Donavon P. Ternes (Age 63)President, COO, CFO & Corporate Secretary Comp: $625.39kKey CompetitorsTerritorial BancorpNASDAQ:TBNKLake Shore BancorpNASDAQ:LSBKIF BancorpNASDAQ:IROQBankFinancialNASDAQ:BFINPB BancorpNASDAQ:PBBIView All CompetitorsInstitutional OwnershipThe Manufacturers Life Insurance Company Sold 1,604 shares on 11/15/2023Ownership: 4.991%Federated Hermes Inc.Bought 1,173 shares on 11/13/2023Ownership: 0.369%View All Institutional Transactions PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed in 2023? Provident Financial's stock was trading at $13.77 at the beginning of 2023. Since then, PROV stock has decreased by 14.7% and is now trading at $11.75. View the best growth stocks for 2023 here. When is Provident Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Friday, January 26th 2024. View our PROV earnings forecast. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) announced its quarterly earnings results on Wednesday, October, 25th. The financial services provider reported $0.25 earnings per share for the quarter, missing analysts' consensus estimates of $0.28 by $0.03. The financial services provider had revenue of $14.09 million for the quarter, compared to analysts' expectations of $10.10 million. Provident Financial had a net margin of 15.52% and a trailing twelve-month return on equity of 6.39%. During the same quarter last year, the firm earned $0.29 earnings per share. How often does Provident Financial pay dividends? What is the dividend yield for Provident Financial? Provident Financial announced a quarterly dividend on Thursday, October 26th. Stockholders of record on Thursday, November 16th will be paid a dividend of $0.14 per share on Thursday, December 7th. This represents a $0.56 annualized dividend and a yield of 4.77%. The ex-dividend date is Wednesday, November 15th. Read our dividend analysis for PROV. Is Provident Financial a good dividend stock? Provident Financial (NASDAQ:PROV) pays an annual dividend of $0.56 per share and currently has a dividend yield of 4.73%. PROV has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 47.86%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, PROV will have a dividend payout ratio of 41.48% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for PROV. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Provident Financial investors own include TechnipFMC (FTI), Advanced Micro Devices (AMD), Brunswick (BC), Booking (BKNG), Woodward (WWD), Canadian Natural Resources (CNQ), Gilead Sciences (Gild), Gladstone Commercial (GOOD), Main Street Capital (MAIN) and Trevena (TRVN). Who are Provident Financial's major shareholders? Provident Financial's stock is owned by many different retail and institutional investors. Top institutional shareholders include The Manufacturers Life Insurance Company (4.99%) and Federated Hermes Inc. (0.37%). Insiders that own company stock include Bruce Bennett, Craig G Blunden, Donavon P Ternes and William E Thomas. View institutional ownership trends. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. This page (NASDAQ:PROV) was last updated on 12/11/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Provident Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. 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