NASDAQ:PROV Provident Financial (PROV) Stock Price, News & Analysis $15.65 -0.07 (-0.45%) As of 04:00 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Provident Financial Stock (NASDAQ:PROV) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Provident Financial alerts:Sign Up Key Stats Today's Range$15.50▼$15.8950-Day Range$14.40▼$15.9252-Week Range$12.01▼$16.70Volume2,450 shsAverage Volume5,690 shsMarket Capitalization$104.70 millionP/E Ratio16.13Dividend Yield3.58%Price Target$16.00Consensus RatingHold Company Overview Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company's deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California. Read More Provident Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks82nd Percentile Overall ScorePROV MarketRank™: Provident Financial scored higher than 82% of companies evaluated by MarketBeat, and ranked 281st out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.0 / 5Analyst RatingHold Consensus RatingProvident Financial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageProvident Financial has received no research coverage in the past 90 days.Read more about Provident Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth33.33% Earnings GrowthEarnings for Provident Financial are expected to grow by 33.33% in the coming year, from $0.90 to $1.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 16.06, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.20.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 16.06, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.94.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.82. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Provident Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted0.50% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 5.7.Change versus previous monthShort interest in Provident Financial has recently increased by 11.02%, indicating that investor sentiment is decreasing significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipProvident Financial is a leading dividend payer. It pays a dividend yield of 3.61%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 57.73%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 46.67% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.Read more about Provident Financial's dividend. Sustainability and ESG0.8 / 5Environmental Score-0.07 Percentage of Shares Shorted0.50% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 5.7.Change versus previous monthShort interest in Provident Financial has recently increased by 11.02%, indicating that investor sentiment is decreasing significantly. News and Social Media2.0 / 5News Sentiment0.61 News SentimentProvident Financial has a news sentiment score of 0.61. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.86 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Provident Financial this week, compared to 4 articles on an average week. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $29,876.00 in company stock.Percentage Held by Insiders11.41% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial's insider trading history. Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address PROV Stock News HeadlinesProvident Financial Holdings, Inc. (NASDAQ:PROV) SVP Gwendolyn Wertz Sells 1,940 SharesJune 12, 2025 | insidertrades.comPROV | Provident Financial Holdings Inc. Annual Income Statement - MarketWatch2 hours ago | marketwatch.comMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tariffs just lit the fuse. Millions of investors are blindsided as stocks plunge… but this is only Phase 1. If you're still holding the wrong assets, you could lose 30% or more in the coming weeks.July 2 at 2:00 AM | American Alternative (Ad)Stocks making big moves this week: Torrid, Provident Financial Services, Bumble, Coinbase, and Hims & Hers HealthJune 27, 2025 | msn.comRaymond James Initiates Coverage of Provident Financial Services (PFS) with Strong Buy RecommendationJune 26, 2025 | msn.comWhy Provident Financial Services (PFS) Stock Is Up TodayJune 26, 2025 | finance.yahoo.comA Look Back at Regional Banks Stocks’ Q1 Earnings: Provident Financial Services (NYSE:PFS) Vs The Rest Of The PackJune 26, 2025 | finance.yahoo.com3 Reasons to Sell PFS and 1 Stock to Buy InsteadJune 20, 2025 | msn.comSee More Headlines PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed this year? Provident Financial's stock was trading at $15.91 on January 1st, 2025. Since then, PROV stock has decreased by 2.1% and is now trading at $15.5750. View the best growth stocks for 2025 here. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) released its earnings results on Monday, April, 28th. The financial services provider reported $0.28 EPS for the quarter, beating the consensus estimate of $0.24 by $0.04. The financial services provider had revenue of $10.12 million for the quarter, compared to analyst estimates of $9.86 million. Provident Financial had a net margin of 10.87% and a trailing twelve-month return on equity of 5.09%. Read the conference call transcript. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), Exxon Mobil (XOM), Brunswick (BC) and Meta Platforms (META). Company Calendar Last Earnings4/28/2025Record date for 6/5 Dividend5/15/2025Ex-Dividend for 6/5 Dividend5/15/2025Dividend Payable6/05/2025Today7/02/2025Next Earnings (Estimated)8/04/2025Fiscal Year End6/30/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:PROV CIK1010470 Webwww.myprovident.com Phone(951) 686-6060Fax909-782-6132Employees160Year FoundedN/APrice Target and Rating Average Stock Price Target$16.00 High Stock Price Target$16.00 Low Stock Price Target$16.00 Potential Upside/Downside+2.7%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage1 Analysts Profitability EPS (Trailing Twelve Months)$0.97 Trailing P/E Ratio16.06 Forward P/E Ratio17.31 P/E GrowthN/ANet Income$7.35 million Net Margins10.87% Pretax Margin15.40% Return on Equity5.09% Return on Assets0.52% Debt Debt-to-Equity Ratio1.67 Current Ratio1.22 Quick Ratio1.22 Sales & Book Value Annual Sales$58.67 million Price / Sales1.78 Cash Flow$1.53 per share Price / Cash Flow10.15 Book Value$18.89 per share Price / Book0.82Miscellaneous Outstanding Shares6,690,000Free Float5,928,000Market Cap$104.20 million OptionableNot Optionable Beta0.34 Beginner's Guide To Retirement StocksEnter your email address and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. Get This Free Report This page (NASDAQ:PROV) was last updated on 7/2/2025 by MarketBeat.com Staff From Our PartnersSomething very strange is happening...What a "Mar-a-Lago Accord" could mean for the U.S. dollar While protests dominate the news... hardly anyone...Stansberry Research | SponsoredGet Your Bank Account “Fed Invasion” Ready with THESE 4 Simple StepsStarting as soon as a few months from now, the United States government will make a sweeping change to bank ac...Weiss Ratings | SponsoredBuffett’s $325 Billion Cash Problem — Solved by Gold?A bombshell announcement is just weeks away — and it could send shockwaves through the gold market. Most inves...Golden Portfolio | SponsoredTrump’s Exec Order #14154 could be a “Millionaire-Maker”Former Presidential Advisor, Jim Rickards, says Trump could “rewire our economy and hand millions of Americans...Paradigm Press | SponsoredGold is soaring. 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