NASDAQ:PROV Provident Financial (PROV) Stock Price, News & Analysis $18.42 +0.05 (+0.27%) Closing price 09/25/2026 04:00 PM EasternExtended Trading$18.48 +0.05 (+0.30%) As of 09/25/2026 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Provident Financial Stock (NASDAQ:PROV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Provident Financial alerts:Sign Up Key Stats Today's Range$18.41▼$18.5150-Day Range$16.99▼$18.7152-Week Range$14.95▼$18.99Volume16,128 shsAverage Volume18,497 shsMarket Capitalization$114.76 millionP/E Ratio17.88Dividend Yield3.04%Price Target$18.00Consensus RatingBuy Company Overview Provident Financial Holdings, Inc. is the holding company for Provident Savings Bank, FSB, a community-oriented financial institution headquartered in Riverside, California. Through its banking subsidiary, the company serves consumers, businesses and real estate professionals primarily in Southern California, including communities in the Inland Empire and surrounding areas. Provident Savings Bank offers a range of deposit products, including checking, savings, money market and certificate accounts. Its lending activities include residential mortgage loans, multifamily and commercial real estate financing, construction loans and consumer loans. The bank also provides related banking services through its branch network and other delivery channels. Provident Savings Bank traces its history to 1956 and has developed a business focused on relationship banking and real estate lending. Provident Financial Holdings conducts its operations through the bank and does not operate as a diversified financial-services conglomerate.AI Generated. May Contain Errors. Read More Provident Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks80th Percentile Overall ScorePROV MarketRank™: Provident Financial scored higher than 80% of companies evaluated by MarketBeat, and ranked 301st out of 855 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.1 / 5Analyst RatingBuy Consensus RatingProvident Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 1 buy rating, 1 hold rating, and no sell ratings.Upside/DownsideThe consensus price target for Provident Financial is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageProvident Financial has only been the subject of 3 research reports in the past 90 days.Read more about Provident Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth4.10% Earnings GrowthEarnings for Provident Financial are expected to grow by 4.10% in the coming year, from $1.22 to $1.27 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 17.88, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.64.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 17.88, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.91. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Provident Financial's valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.36% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 0.92, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Provident Financial has recently decreased by 23.01%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldProvident Financial pays a meaningful dividend of 3.04%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 54.37%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 44.09% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.Read more about Provident Financial's dividend. News and Social Media3.1 / 5News Sentiment0.99 News SentimentProvident Financial has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.70 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Provident Financial this week, compared to 2 articles on an average week. Company Ownership1.1 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have not sold or bought any company stock.Percentage Held by Insiders11.49% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial's insider trading history. Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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PROV Stock News HeadlinesProvident Financial Services (PFS) Stock May Be 47% Undervalued As Returns Support A BargainSeptember 26 at 10:18 PM | finance.yahoo.comProvident Financial (NASDAQ:PROV) Shares Pass Above 200 Day Moving Average - Here's WhySeptember 22, 2026 | americanbankingnews.comALERT: Drop these 5 stocks before the market opens tomorrow!The Wall Street Journal is already raising the alarm about a potential market crash, and Weiss Ratings research points to the first half of 2026 as a particularly rough stretch for certain holdings. Some of America's most popular stocks could take serious damage as a radical market shift plays out. Analysts at Weiss Ratings have identified five names you may want to remove from your portfolio before this unfolds. If any of these are in your portfolio, now is the time to review your positions.September 27 at 1:00 AM | Weiss Ratings (Ad)Head-To-Head Review: Provident Financial (NASDAQ:PROV) & United Community Banks (NYSE:UCB)September 17, 2026 | americanbankingnews.comProvident Financial Holdings (PROV) Releases Quarterly Earnings: Revenue Up 1.6%, EPS Jumps 45.8%September 2, 2026 | quiverquant.comQProvident Financial Holdings Earnings Call Signals Margin UpsideAugust 1, 2026 | tipranks.comProvident expects 5%-6% 2026 loan and deposit growth while raising noninterest income to $29M per quarterJuly 30, 2026 | seekingalpha.comEarnings To Watch: Provident Financial Holdings Inc (PROV) Q4 2026 -- GF Value Sees 8% DownsideJuly 28, 2026 | finance.yahoo.comSee More Headlines PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed this year? Provident Financial's stock was trading at $15.91 at the start of the year. Since then, PROV stock has increased by 15.8% and is now trading at $18.42. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) announced its earnings results on Tuesday, July, 28th. The financial services provider reported $0.35 earnings per share for the quarter, beating analysts' consensus estimates of $0.29 by $0.06. The financial services provider earned $10.59 million during the quarter, compared to analysts' expectations of $10 million. Provident Financial had a net margin of 11.16% and a trailing twelve-month return on equity of 5.23%. Read the conference call transcript. Who are Provident Financial's major shareholders? Top institutional shareholders of Provident Financial include BlackRock Inc. (307.71%), Empowered Funds LLC (9.63%), Bank of America Corp DE (8.34%) and Basswood Capital Management L.L.C. (6.63%). Insiders that own company stock include Craig G Blunden, Gwendolyn Wertz and David Weiant. View institutional ownership trends. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), Advanced Micro Devices (AMD), Booking (BKNG), Tesla (TSLA), ExxonMobil (XOM), Brunswick (BC) and Meta Platforms (META). Company Calendar Last Earnings7/28/2026Record date for 9/3 Dividend8/13/2026Ex-Dividend for 9/3 Dividend8/13/2026Dividend Payable9/03/2026Today9/27/2026Next Earnings (Estimated)10/27/2026Fiscal Year End6/30/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (12m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 PROV's financial health is in the Green zone, according to TradeSmith. PROV has been in this zone for over 12 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:PROV CIK1010470 Webwww.myprovident.com Phone(909) 686-6060Fax909-782-6132Employees158Year FoundedN/APrice Target and Rating Average Price Target for Provident Financial$18.00 High Price Target$18.00 Low Price Target$18.00 Potential Upside/Downside-2.3%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$1.03 Trailing P/E Ratio17.88 Forward P/E Ratio15.10 P/E GrowthN/ANet Income$6.66 million Net Margins11.16% Pretax Margin16.16% Return on Equity5.23% Return on Assets0.54% Debt Debt-to-Equity Ratio1.24 Current Ratio1.17 Quick Ratio1.17 Sales & Book Value Annual Sales$59.62 million Price / Sales1.92 Cash Flow$1.68 per share Price / Cash Flow10.95 Book Value$20.18 per share Price / Book0.91Miscellaneous Outstanding Shares6,230,000Free Float5,518,000Market Cap$114.76 million OptionableNot Optionable Beta0.33 7 Stocks That Will Be Magnificent in 2026Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. 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