Trending NewsTrending NewsNASDAQ:PROV Provident Financial (PROV) Stock Price, News & Analysis $18.20 +0.01 (+0.05%) Closing price 10/23/2026 04:00 PM EasternExtended Trading$18.19 -0.01 (-0.05%) As of 10/23/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Provident Financial Stock (NASDAQ:PROV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Provident Financial alerts:Sign Up Key Stats Today's Range$18.15▼$18.2050-Day Range$17.87▼$18.7152-Week Range$14.95▼$18.99Volume7,289 shsAverage Volume14,211 shsMarket Capitalization$112.84 millionP/E Ratio17.67Dividend Yield3.08%Price Target$18.00Consensus RatingModerate Buy Company Overview Provident Financial Holdings, Inc. is the holding company for Provident Savings Bank, a federally chartered community bank headquartered in Riverside, California. The bank serves individuals, families and businesses primarily in Southern California, with a focus on the Inland Empire and surrounding communities. Provident Savings Bank offers a range of traditional banking products and services, including deposit accounts, residential mortgage loans, home equity financing, consumer loans and commercial real estate lending. It also provides business banking services and related online and electronic banking tools. Provident Savings Bank traces its history to 1956 and has operated as a community-focused savings institution for much of its history. Provident Financial Holdings became a publicly traded company following the bank’s conversion from mutual to stock ownership in the 1990s. The company’s operations remain centered on relationship-based banking and mortgage lending in its regional market.AI Generated. May Contain Errors. Read More Provident Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks60th Percentile Overall ScorePROV MarketRank™: 3.012273212375 of 5 starsProvident Financial scored higher than 60% of companies evaluated by MarketBeat, and ranked 527th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.9 / 5Analyst RatingModerate Buy Consensus RatingProvident Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 1 strong buy rating, no buy ratings, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Provident Financial is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageProvident Financial has only been the subject of 3 research reports in the past 90 days.Read more about Provident Financial's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth4.10% Earnings GrowthEarnings for Provident Financial are expected to grow by 4.10% in the coming year, from $1.22 to $1.27 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Provident Financial is 17.67, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.78.Price to Earnings Ratio vs. SectorThe P/E ratio of Provident Financial is 17.67, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.35.Price to Book Value per Share RatioProvident Financial has a P/B Ratio of 0.90. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Provident Financial's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.37% of the float of Provident Financial has been sold short.Short Interest Ratio / Days to CoverProvident Financial has a short interest ratio ("days to cover") of 1.57, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Provident Financial has recently increased by 2.31%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldProvident Financial pays a meaningful dividend of 3.08%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthProvident Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Provident Financial is 54.37%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Provident Financial will have a dividend payout ratio of 44.09% next year. This indicates that Provident Financial will be able to sustain or increase its dividend.Read more about Provident Financial's dividend. News and Social Media2.1 / 5News Sentiment0.28 News SentimentProvident Financial has a news sentiment score of 0.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 11 news articles for Provident Financial this week, compared to 2 articles on an average week. Company Ownership1.1 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Provident Financial insiders have not sold or bought any company stock.Percentage Held by Insiders10.90% of the stock of Provident Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions71.34% of the stock of Provident Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Provident Financial's insider trading history. Receive PROV Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Provident Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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PROV Stock News HeadlinesProvident Financial Holdings, Inc. announces an Equity Buyback for 5% of its issued share capital.October 23 at 4:49 PM | marketscreener.comMProvident Financial Holdings Announces Quarterly Cash Dividend, Payable on December 3, 2026October 23 at 4:49 PM | marketscreener.comMElon Musk’s One Stock Retirement PlanStanley Druckenmiller once said you don't get rich diversifying into 50 mediocre assets - you get rich finding two or three asymmetric home runs. Analyst Jeff Brown says he has identified a new one, a single stock he calls Elon Musk's One Stock Retirement Plan.October 24 at 1:00 AM | Brownstone Research (Ad)Provident Financial Holdings, Inc. announces new stock repurchase planOctober 23 at 4:49 PM | msn.comProvident Financial Holdings Declares Quarterly Cash DividendOctober 23 at 1:31 PM | tipranks.comProvident Financial Announces New Share Repurchase AuthorizationOctober 23 at 1:31 PM | tipranks.comProvident Financial Holdings Announces New Stock Repurchase PlanOctober 22 at 7:00 PM | globenewswire.comProvident Financial Holdings Announces Quarterly Cash DividendOctober 22 at 6:49 PM | globenewswire.comSee More Headlines PROV Stock Analysis - Frequently Asked Questions How have PROV shares performed this year? Provident Financial's stock was trading at $15.91 at the start of the year. Since then, PROV shares have increased by 14.4% and is now trading at $18.20. How were Provident Financial's earnings last quarter? Provident Financial Holdings, Inc. (NASDAQ:PROV) announced its quarterly earnings data on Tuesday, July, 28th. The financial services provider reported $0.35 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.29 by $0.06. The financial services provider had revenue of $10.59 million for the quarter, compared to analysts' expectations of $10 million. Provident Financial had a net margin of 11.16% and a trailing twelve-month return on equity of 5.23%. Read the conference call transcript. How do I buy shares of Provident Financial? Shares of PROV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Provident Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Provident Financial investors own include NVIDIA (NVDA), GE Aerospace (GE), General Mills (GIS), Apogee Enterprises (APOG), Gilead Sciences (Gild), Abbott Laboratories (ABT) and Boeing (BA). Company Calendar Last Earnings7/28/2026Record date for 9/3 Dividend8/13/2026Ex-Dividend for 9/3 Dividend8/13/2026Dividend Payable9/03/2026Today10/24/2026Next Earnings (Estimated)10/27/2026Record date for 12/3 Dividend11/12/2026Ex-Dividend for 12/3 Dividend11/12/2026AGM 202611/19/2026Dividend Payable12/03/2026Fiscal Year End6/30/2027Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 PROV's financial health is in the Green zone, according to TradeSmith. PROV has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:PROV CIK1010470 Webwww.myprovident.com Phone(909) 686-6060Fax909-782-6132Employees158Year FoundedN/APrice Target and Rating Average Price Target for Provident Financial$18.00 High Price Target$18.00 Low Price Target$18.00 Potential Upside/Downside-1.1%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$1.03 Trailing P/E Ratio17.67 Forward P/E Ratio14.92 P/E GrowthN/ANet Income$6.66 million Net Margins11.16% Pretax Margin16.16% Return on Equity5.23% Return on Assets0.54% Debt Debt-to-Equity Ratio1.24 Current Ratio1.17 Quick Ratio1.17 Sales & Book Value Annual Sales$59.62 million Price / Sales1.89 Cash Flow$1.68 per share Price / Cash Flow10.81 Book Value$20.18 per share Price / Book0.90Miscellaneous Outstanding Shares6,200,000Free Float5,522,000Market Cap$112.84 million OptionableNot Optionable Beta0.32 The 7 Best High-Yield Dividend Stocks for 2027Looking for higher dividend income in 2027? Discover seven high-yield dividend stocks with attractive payouts, proven dividend histories and growth potential.Get This Free Report This page (NASDAQ:PROV) was last updated on 10/23/2026 by MarketBeat.com Staff. From Our PartnersFinancial legend: “This is bad, really bad...”Dr. Martin D. Weiss has publicly predicted six major American financial crashes over his 55-year career leadin...Weiss Ratings | SponsoredThis free guide explains options the way they should be taughtMost options educators jump straight into Greeks, spreads, and implied volatility - losing beginners before th...Base Camp Trading | SponsoredTrump’s Plan To Cheat HistoryChina has slashed its U.S. Treasury holdings by more than 45% from their peak, while building gold vaults and ...Porter & Company | SponsoredYou haven't downloaded this yetBill Poulos's Top 10 Stocks to Buy This Quarter report is still available free, but not for long. 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