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Waterstone Financial (WSBF) Competitors

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$21.38 +0.02 (+0.07%)
As of 10:50 AM Eastern
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WSBF vs. CTBI, FCBC, FMBH, GABC, and GSBC

Should you buy Waterstone Financial stock or one of its competitors? Waterstone Financial's main competitors and comparable companies include Community Trust Bancorp (CTBI), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), German American Bancorp (GABC), and Great Southern Bancorp (GSBC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Waterstone Financial compare to Community Trust Bancorp?

Community Trust Bancorp (NASDAQ:CTBI) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, valuation, media sentiment, profitability, risk, dividends, earnings and institutional ownership.

Community Trust Bancorp presently has a consensus price target of $81.50, indicating a potential upside of 5.06%. Given Community Trust Bancorp's higher probable upside, equities research analysts plainly believe Community Trust Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Trust Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 2.7%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. Community Trust Bancorp pays out 35.5% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years.

Community Trust Bancorp has a beta of 0.52, suggesting that its stock price is 48% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market.

In the previous week, Community Trust Bancorp and Community Trust Bancorp both had 2 articles in the media. Waterstone Financial's average media sentiment score of 1.71 beat Community Trust Bancorp's score of 1.61 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Trust Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Community Trust Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Trust Bancorp$409.34M3.44$98.06M$5.9712.99
Waterstone Financial$201.29M1.91$26.40M$1.7212.43

Community Trust Bancorp has a net margin of 25.55% compared to Waterstone Financial's net margin of 14.57%. Community Trust Bancorp's return on equity of 12.52% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Trust Bancorp25.55% 12.52% 1.60%
Waterstone Financial 14.57%8.64%1.33%

60.2% of Community Trust Bancorp shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 2.6% of Community Trust Bancorp shares are held by company insiders. Comparatively, 6.0% of Waterstone Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Summary

Community Trust Bancorp beats Waterstone Financial on 12 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to First Community Bancshares?

Waterstone Financial (NASDAQ:WSBF) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their media sentiment, institutional ownership, earnings, profitability, analyst recommendations, dividends, valuation and risk.

Waterstone Financial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, First Community Bancshares has a beta of 0.47, meaning that its share price is 53% less volatile than the broader market.

In the previous week, Waterstone Financial and Waterstone Financial both had 2 articles in the media. First Community Bancshares' average media sentiment score of 1.80 beat Waterstone Financial's score of 1.71 indicating that First Community Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
First Community Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

First Community Bancshares has a net margin of 28.84% compared to Waterstone Financial's net margin of 14.57%. First Community Bancshares' return on equity of 10.67% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.64% 1.33%
First Community Bancshares 28.84%10.67%1.61%

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 35.0% of First Community Bancshares shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by insiders. Comparatively, 3.7% of First Community Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

First Community Bancshares has lower revenue, but higher earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.91$26.40M$1.7212.43
First Community Bancshares$185.42M4.82$48.79M$3.1714.90

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.8%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bancshares has increased its dividend for 13 consecutive years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

First Community Bancshares beats Waterstone Financial on 9 of the 16 factors compared between the two stocks.

How does Waterstone Financial compare to First Mid Bancshares?

Waterstone Financial (NASDAQ:WSBF) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their media sentiment, institutional ownership, risk, analyst recommendations, dividends, valuation, earnings and profitability.

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by insiders. Comparatively, 6.0% of First Mid Bancshares shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.0%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years.

In the previous week, First Mid Bancshares had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 3 mentions for First Mid Bancshares and 2 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.71 beat First Mid Bancshares' score of 1.54 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
First Mid Bancshares
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

First Mid Bancshares has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.91$26.40M$1.7212.43
First Mid Bancshares$466.04M2.91$91.75M$4.0312.65

First Mid Bancshares has a consensus target price of $54.63, suggesting a potential upside of 7.16%. Given First Mid Bancshares' higher possible upside, analysts clearly believe First Mid Bancshares is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Mid Bancshares has a net margin of 19.76% compared to Waterstone Financial's net margin of 14.57%. First Mid Bancshares' return on equity of 10.86% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.64% 1.33%
First Mid Bancshares 19.76%10.86%1.29%

Waterstone Financial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.78, meaning that its share price is 22% less volatile than the broader market.

Summary

First Mid Bancshares beats Waterstone Financial on 13 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to German American Bancorp?

German American Bancorp (NASDAQ:GABC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, valuation, earnings, risk, dividends, institutional ownership, media sentiment and profitability.

German American Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
German American Bancorp$487.40M3.85$112.64M$3.7913.17
Waterstone Financial$201.29M1.91$26.40M$1.7212.43

German American Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. German American Bancorp pays out 32.7% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has increased its dividend for 13 consecutive years.

In the previous week, German American Bancorp and German American Bancorp both had 2 articles in the media. Waterstone Financial's average media sentiment score of 1.71 beat German American Bancorp's score of 1.45 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
German American Bancorp
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

German American Bancorp has a beta of 0.58, indicating that its stock price is 42% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

German American Bancorp has a net margin of 28.25% compared to Waterstone Financial's net margin of 14.57%. German American Bancorp's return on equity of 12.14% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
German American Bancorp28.25% 12.14% 1.69%
Waterstone Financial 14.57%8.64%1.33%

46.9% of German American Bancorp shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 3.2% of German American Bancorp shares are held by company insiders. Comparatively, 6.0% of Waterstone Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

German American Bancorp currently has a consensus target price of $53.33, suggesting a potential upside of 6.87%. Given German American Bancorp's higher possible upside, equities research analysts plainly believe German American Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
German American Bancorp
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

German American Bancorp beats Waterstone Financial on 12 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to Great Southern Bancorp?

Waterstone Financial (NASDAQ:WSBF) and Great Southern Bancorp (NASDAQ:GSBC) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, valuation, earnings, profitability, dividends, risk, analyst recommendations and institutional ownership.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.2%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Great Southern Bancorp pays out 28.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Waterstone Financial has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market. Comparatively, Great Southern Bancorp has a beta of 0.48, meaning that its stock price is 52% less volatile than the broader market.

Great Southern Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Great Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.91$26.40M$1.7212.43
Great Southern Bancorp$342.78M2.54$70.97M$6.0213.27

In the previous week, Waterstone Financial had 1 more articles in the media than Great Southern Bancorp. MarketBeat recorded 2 mentions for Waterstone Financial and 1 mentions for Great Southern Bancorp. Great Southern Bancorp's average media sentiment score of 1.92 beat Waterstone Financial's score of 1.71 indicating that Great Southern Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Waterstone Financial Very Positive
Great Southern Bancorp Very Positive

Great Southern Bancorp has a consensus target price of $74.00, indicating a potential downside of 7.38%. Given Great Southern Bancorp's higher probable upside, analysts plainly believe Great Southern Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Great Southern Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Great Southern Bancorp has a net margin of 20.72% compared to Waterstone Financial's net margin of 14.57%. Great Southern Bancorp's return on equity of 10.83% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.64% 1.33%
Great Southern Bancorp 20.72%10.83%1.22%

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 41.7% of Great Southern Bancorp shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by insiders. Comparatively, 29.8% of Great Southern Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

Great Southern Bancorp beats Waterstone Financial on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WSBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$384.50M$23.87B$14.01B$12.73B
Dividend Yield3.18%3.16%5.95%11.71%
P/E Ratio12.4327.2025.6825.33
Price / Sales1.919.40508.4590.47
Price / Cash13.6216.1230.3034.96
Price / Book1.131.392.756.23
Net Income$26.40M$2.58B$1.32B$358.31M
7 Day Performance-0.58%-0.38%-1.12%-1.45%
1 Month Performance0.59%-0.20%-0.23%-2.79%
1 Year Performance45.28%23.72%8.34%8.30%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
1.9075 of 5 stars
$21.39
+0.1%
N/A+45.2%$384.50M$201.29M12.43593
CTBI
Community Trust Bancorp
4.4665 of 5 stars
$76.39
-0.9%
$81.50
+6.7%
+36.5%$1.39B$298.90M12.79980
FCBC
First Community Bancshares
3.1736 of 5 stars
$47.29
-1.8%
N/A+27.3%$894.07M$185.42M14.91630
FMBH
First Mid Bancshares
3.5284 of 5 stars
$50.34
-1.1%
$54.63
+8.5%
+29.5%$1.34B$466.04M12.491,170
GABC
German American Bancorp
3.8661 of 5 stars
$49.11
-1.0%
$53.33
+8.6%
+21.6%$1.85B$487.40M12.961,020

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This page (NASDAQ:WSBF) was last updated on 9/14/2026 by MarketBeat.com Staff.
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