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Waterstone Financial (WSBF) Competitors

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$18.29 -0.12 (-0.64%)
As of 02:54 PM Eastern
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WSBF vs. BSRR, CTBI, FCBC, FMBH, and GSBC

Should you buy Waterstone Financial stock or one of its competitors? MarketBeat compares Waterstone Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Waterstone Financial include Sierra Bancorp (BSRR), Community Trust Bancorp (CTBI), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), and Great Southern Bancorp (GSBC). These companies are all part of the "finance" sector.

How does Waterstone Financial compare to Sierra Bancorp?

Sierra Bancorp (NASDAQ:BSRR) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, institutional ownership, dividends, analyst recommendations, profitability, risk, valuation and earnings.

Sierra Bancorp has a net margin of 22.53% compared to Waterstone Financial's net margin of 14.28%. Sierra Bancorp's return on equity of 12.67% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Sierra Bancorp22.53% 12.67% 1.21%
Waterstone Financial 14.28%8.48%1.30%

Sierra Bancorp currently has a consensus price target of $37.00, indicating a potential downside of 1.59%. Given Sierra Bancorp's higher probable upside, equities research analysts plainly believe Sierra Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Sierra Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Sierra Bancorp has higher revenue and earnings than Waterstone Financial. Sierra Bancorp is trading at a lower price-to-earnings ratio than Waterstone Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Sierra Bancorp$201.98M2.43$42.33M$3.4310.96
Waterstone Financial$201.29M1.64$26.40M$1.6611.02

Sierra Bancorp has a beta of 0.76, suggesting that its stock price is 24% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.74, suggesting that its stock price is 26% less volatile than the broader market.

In the previous week, Sierra Bancorp had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 4 mentions for Sierra Bancorp and 3 mentions for Waterstone Financial. Sierra Bancorp's average media sentiment score of 0.43 beat Waterstone Financial's score of 0.41 indicating that Sierra Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Sierra Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Sierra Bancorp pays an annual dividend of $1.04 per share and has a dividend yield of 2.8%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. Sierra Bancorp pays out 30.3% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sierra Bancorp has increased its dividend for 2 consecutive years.

55.4% of Sierra Bancorp shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 11.8% of Sierra Bancorp shares are held by company insiders. Comparatively, 6.0% of Waterstone Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

Sierra Bancorp beats Waterstone Financial on 14 of the 19 factors compared between the two stocks.

How does Waterstone Financial compare to Community Trust Bancorp?

Waterstone Financial (NASDAQ:WSBF) and Community Trust Bancorp (NASDAQ:CTBI) are both small-cap finance companies, but which is the better investment? We will compare the two companies based on the strength of their earnings, valuation, media sentiment, institutional ownership, risk, profitability, analyst recommendations and dividends.

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 60.2% of Community Trust Bancorp shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by insiders. Comparatively, 2.6% of Community Trust Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Community Trust Bancorp has a consensus price target of $63.50, indicating a potential downside of 2.11%. Given Community Trust Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe Community Trust Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Community Trust Bancorp
0 Sell rating(s)
0 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
3.25

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 3.3%. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Community Trust Bancorp pays out 37.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years.

In the previous week, Waterstone Financial had 1 more articles in the media than Community Trust Bancorp. MarketBeat recorded 3 mentions for Waterstone Financial and 2 mentions for Community Trust Bancorp. Community Trust Bancorp's average media sentiment score of 1.66 beat Waterstone Financial's score of 0.41 indicating that Community Trust Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Community Trust Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Waterstone Financial has a beta of 0.74, suggesting that its stock price is 26% less volatile than the broader market. Comparatively, Community Trust Bancorp has a beta of 0.55, suggesting that its stock price is 45% less volatile than the broader market.

Community Trust Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.64$26.40M$1.6611.02
Community Trust Bancorp$409.34M2.88$98.06M$5.7111.36

Community Trust Bancorp has a net margin of 24.85% compared to Waterstone Financial's net margin of 14.28%. Community Trust Bancorp's return on equity of 12.27% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.28% 8.48% 1.30%
Community Trust Bancorp 24.85%12.27%1.56%

Summary

Community Trust Bancorp beats Waterstone Financial on 15 of the 20 factors compared between the two stocks.

How does Waterstone Financial compare to First Community Bancshares?

First Community Bancshares (NASDAQ:FCBC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, dividends, analyst recommendations, media sentiment, earnings and profitability.

In the previous week, Waterstone Financial had 1 more articles in the media than First Community Bancshares. MarketBeat recorded 3 mentions for Waterstone Financial and 2 mentions for First Community Bancshares. First Community Bancshares' average media sentiment score of 1.52 beat Waterstone Financial's score of 0.41 indicating that First Community Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Community Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Community Bancshares pays an annual dividend of $1.24 per share and has a dividend yield of 2.9%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. First Community Bancshares pays out 46.8% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bancshares has raised its dividend for 13 consecutive years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

First Community Bancshares has higher earnings, but lower revenue than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community Bancshares$161.08M4.95$48.79M$2.6515.94
Waterstone Financial$201.29M1.64$26.40M$1.6611.02

First Community Bancshares has a beta of 0.48, indicating that its share price is 52% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the broader market.

35.0% of First Community Bancshares shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 3.7% of First Community Bancshares shares are owned by company insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

First Community Bancshares has a net margin of 25.89% compared to Waterstone Financial's net margin of 14.28%. First Community Bancshares' return on equity of 10.44% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community Bancshares25.89% 10.44% 1.60%
Waterstone Financial 14.28%8.48%1.30%

Summary

First Community Bancshares beats Waterstone Financial on 9 of the 16 factors compared between the two stocks.

How does Waterstone Financial compare to First Mid Bancshares?

Waterstone Financial (NASDAQ:WSBF) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, earnings, profitability, dividends, analyst recommendations, risk, media sentiment and institutional ownership.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.3%. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years.

In the previous week, First Mid Bancshares had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 4 mentions for First Mid Bancshares and 3 mentions for Waterstone Financial. First Mid Bancshares' average media sentiment score of 0.67 beat Waterstone Financial's score of 0.41 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Mid Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Mid Bancshares has higher revenue and earnings than Waterstone Financial. First Mid Bancshares is trading at a lower price-to-earnings ratio than Waterstone Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.64$26.40M$1.6611.02
First Mid Bancshares$355.25M3.20$91.75M$3.9710.75

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 6.0% of Waterstone Financial shares are owned by company insiders. Comparatively, 6.0% of First Mid Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Waterstone Financial has a beta of 0.74, meaning that its stock price is 26% less volatile than the broader market. Comparatively, First Mid Bancshares has a beta of 0.79, meaning that its stock price is 21% less volatile than the broader market.

First Mid Bancshares has a consensus price target of $49.50, suggesting a potential upside of 15.95%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Mid Bancshares has a net margin of 19.95% compared to Waterstone Financial's net margin of 14.28%. First Mid Bancshares' return on equity of 10.44% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.28% 8.48% 1.30%
First Mid Bancshares 19.95%10.44%1.23%

Summary

First Mid Bancshares beats Waterstone Financial on 13 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to Great Southern Bancorp?

Waterstone Financial (NASDAQ:WSBF) and Great Southern Bancorp (NASDAQ:GSBC) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, valuation, dividends, profitability, risk, earnings, analyst recommendations and institutional ownership.

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 41.7% of Great Southern Bancorp shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by insiders. Comparatively, 29.8% of Great Southern Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Great Southern Bancorp has a consensus price target of $65.00, suggesting a potential downside of 5.03%. Given Great Southern Bancorp's higher possible upside, analysts plainly believe Great Southern Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Great Southern Bancorp
0 Sell rating(s)
1 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
3.00

Great Southern Bancorp has a net margin of 21.33% compared to Waterstone Financial's net margin of 14.28%. Great Southern Bancorp's return on equity of 11.29% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.28% 8.48% 1.30%
Great Southern Bancorp 21.33%11.29%1.25%

In the previous week, Waterstone Financial and Waterstone Financial both had 3 articles in the media. Great Southern Bancorp's average media sentiment score of 1.59 beat Waterstone Financial's score of 0.41 indicating that Great Southern Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral
Great Southern Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Great Southern Bancorp has higher revenue and earnings than Waterstone Financial. Great Southern Bancorp is trading at a lower price-to-earnings ratio than Waterstone Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.64$26.40M$1.6611.02
Great Southern Bancorp$342.78M2.17$70.97M$6.3110.85

Waterstone Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the broader market. Comparatively, Great Southern Bancorp has a beta of 0.5, indicating that its share price is 50% less volatile than the broader market.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.7%. Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.5%. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Great Southern Bancorp pays out 27.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Great Southern Bancorp beats Waterstone Financial on 11 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WSBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$330.51M$629.22M$13.47B$12.48B
Dividend Yield3.72%2.90%5.82%5.30%
P/E Ratio11.0312.9023.1825.60
Price / Sales1.642.37170.4075.41
Price / Cash11.6516.2020.5055.34
Price / Book0.951.102.156.72
Net Income$26.40M$44.66M$1.11B$333.73M
7 Day Performance-1.44%-0.76%-0.60%0.38%
1 Month Performance-1.44%1.50%0.65%4.02%
1 Year Performance46.22%20.15%11.30%36.37%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
2.4082 of 5 stars
$18.29
-0.6%
N/A+45.9%$330.51M$201.29M11.03600
BSRR
Sierra Bancorp
2.6026 of 5 stars
$36.60
+2.2%
$37.00
+1.1%
+30.0%$468.50M$201.98M10.67490
CTBI
Community Trust Bancorp
4.0518 of 5 stars
$65.91
+2.3%
$63.50
-3.7%
+22.4%$1.17B$409.34M11.54980
FCBC
First Community Bancshares
2.7088 of 5 stars
$42.93
+1.6%
N/A+6.1%$806.30M$185.42M16.20630
FMBH
First Mid Bancshares
4.4635 of 5 stars
$43.66
+1.4%
$49.50
+13.4%
+13.0%$1.15B$466.04M11.001,170

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This page (NASDAQ:WSBF) was last updated on 5/14/2026 by MarketBeat.com Staff.
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