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Waterstone Financial (WSBF) Competitors

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$19.52 -0.20 (-1.01%)
Closing price 04:00 PM Eastern
Extended Trading
$19.52 +0.00 (+0.03%)
As of 04:10 PM Eastern
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WSBF vs. BUSE, CTBI, FCBC, FMBH, and GSBC

Should you buy Waterstone Financial stock or one of its competitors? MarketBeat compares Waterstone Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Waterstone Financial include First Busey (BUSE), Community Trust Bancorp (CTBI), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), and Great Southern Bancorp (GSBC). These companies are all part of the "finance" sector.

How does Waterstone Financial compare to First Busey?

First Busey (NASDAQ:BUSE) and Waterstone Financial (NASDAQ:WSBF) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their institutional ownership, dividends, earnings, risk, analyst recommendations, valuation, profitability and media sentiment.

In the previous week, First Busey had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 4 mentions for First Busey and 3 mentions for Waterstone Financial. First Busey's average media sentiment score of 0.89 beat Waterstone Financial's score of 0.62 indicating that First Busey is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Busey has a net margin of 19.16% compared to Waterstone Financial's net margin of 14.28%. First Busey's return on equity of 10.19% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey19.16% 10.19% 1.36%
Waterstone Financial 14.28%8.48%1.30%

First Busey has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

First Busey presently has a consensus target price of $29.60, suggesting a potential upside of 0.99%. Given First Busey's higher possible upside, equities research analysts clearly believe First Busey is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.5%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. First Busey pays out 46.2% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

56.5% of First Busey shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 3.8% of First Busey shares are owned by insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

First Busey has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.37$135.26M$2.2513.03
Waterstone Financial$201.29M1.75$26.40M$1.6611.76

Summary

First Busey beats Waterstone Financial on 15 of the 19 factors compared between the two stocks.

How does Waterstone Financial compare to Community Trust Bancorp?

Community Trust Bancorp (NASDAQ:CTBI) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, media sentiment, institutional ownership, risk, profitability and earnings.

Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 2.9%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. Community Trust Bancorp pays out 37.1% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years.

60.2% of Community Trust Bancorp shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 2.6% of Community Trust Bancorp shares are owned by insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Community Trust Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Trust Bancorp$409.34M3.21$98.06M$5.7112.65
Waterstone Financial$201.29M1.75$26.40M$1.6611.76

Community Trust Bancorp currently has a consensus price target of $68.50, indicating a potential downside of 5.19%. Given Community Trust Bancorp's higher probable upside, analysts clearly believe Community Trust Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Trust Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Community Trust Bancorp and Community Trust Bancorp both had 3 articles in the media. Community Trust Bancorp's average media sentiment score of 1.38 beat Waterstone Financial's score of 0.62 indicating that Community Trust Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Trust Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Community Trust Bancorp has a net margin of 24.85% compared to Waterstone Financial's net margin of 14.28%. Community Trust Bancorp's return on equity of 12.27% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Trust Bancorp24.85% 12.27% 1.56%
Waterstone Financial 14.28%8.48%1.30%

Community Trust Bancorp has a beta of 0.54, suggesting that its share price is 46% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market.

Summary

Community Trust Bancorp beats Waterstone Financial on 13 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to First Community Bancshares?

First Community Bancshares (NASDAQ:FCBC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, valuation, risk, earnings, media sentiment and institutional ownership.

First Community Bancshares has a beta of 0.48, indicating that its share price is 52% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market.

First Community Bancshares has higher earnings, but lower revenue than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community Bancshares$185.42M4.45$48.79M$2.6516.49
Waterstone Financial$201.29M1.75$26.40M$1.6611.76

35.0% of First Community Bancshares shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 3.7% of First Community Bancshares shares are owned by insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

In the previous week, Waterstone Financial had 1 more articles in the media than First Community Bancshares. MarketBeat recorded 3 mentions for Waterstone Financial and 2 mentions for First Community Bancshares. First Community Bancshares' average media sentiment score of 1.52 beat Waterstone Financial's score of 0.62 indicating that First Community Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Community Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Community Bancshares has a net margin of 25.89% compared to Waterstone Financial's net margin of 14.28%. First Community Bancshares' return on equity of 10.44% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community Bancshares25.89% 10.44% 1.60%
Waterstone Financial 14.28%8.48%1.30%

First Community Bancshares pays an annual dividend of $1.24 per share and has a dividend yield of 2.8%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. First Community Bancshares pays out 46.8% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bancshares has raised its dividend for 13 consecutive years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

First Community Bancshares beats Waterstone Financial on 9 of the 17 factors compared between the two stocks.

How does Waterstone Financial compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, analyst recommendations, media sentiment, risk, earnings and profitability.

In the previous week, Waterstone Financial had 2 more articles in the media than First Mid Bancshares. MarketBeat recorded 3 mentions for Waterstone Financial and 1 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.87 beat Waterstone Financial's score of 0.62 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company Overall Sentiment
First Mid Bancshares Very Positive
Waterstone Financial Positive

First Mid Bancshares has a net margin of 19.95% compared to Waterstone Financial's net margin of 14.28%. First Mid Bancshares' return on equity of 10.44% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.95% 10.44% 1.23%
Waterstone Financial 14.28%8.48%1.30%

First Mid Bancshares has a beta of 0.79, indicating that its stock price is 21% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

First Mid Bancshares has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M2.74$91.75M$3.9712.10
Waterstone Financial$201.29M1.75$26.40M$1.6611.76

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 6.0% of First Mid Bancshares shares are held by company insiders. Comparatively, 6.0% of Waterstone Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years.

First Mid Bancshares presently has a consensus target price of $49.50, suggesting a potential upside of 3.04%. Given First Mid Bancshares' higher probable upside, analysts clearly believe First Mid Bancshares is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

First Mid Bancshares beats Waterstone Financial on 13 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to Great Southern Bancorp?

Great Southern Bancorp (NASDAQ:GSBC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, media sentiment, risk, profitability, valuation and earnings.

Great Southern Bancorp has a net margin of 21.33% compared to Waterstone Financial's net margin of 14.28%. Great Southern Bancorp's return on equity of 11.29% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Great Southern Bancorp21.33% 11.29% 1.25%
Waterstone Financial 14.28%8.48%1.30%

Great Southern Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Great Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Great Southern Bancorp$342.78M2.44$70.97M$6.3112.20
Waterstone Financial$201.29M1.75$26.40M$1.6611.76

41.7% of Great Southern Bancorp shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 29.8% of Great Southern Bancorp shares are held by insiders. Comparatively, 6.0% of Waterstone Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Great Southern Bancorp has a beta of 0.49, indicating that its stock price is 51% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.2%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.5%. Great Southern Bancorp pays out 27.3% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Great Southern Bancorp presently has a consensus target price of $65.00, suggesting a potential downside of 15.54%. Given Great Southern Bancorp's higher possible upside, equities research analysts clearly believe Great Southern Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Great Southern Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Great Southern Bancorp had 5 more articles in the media than Waterstone Financial. MarketBeat recorded 8 mentions for Great Southern Bancorp and 3 mentions for Waterstone Financial. Great Southern Bancorp's average media sentiment score of 0.97 beat Waterstone Financial's score of 0.62 indicating that Great Southern Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Great Southern Bancorp
3 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Great Southern Bancorp beats Waterstone Financial on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WSBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$356.01M$693.26M$14.28B$12.45B
Dividend Yield3.45%2.66%5.70%8.43%
P/E Ratio11.7613.8720.5224.38
Price / Sales1.752.1845.2293.51
Price / Cash12.5718.1019.3259.36
Price / Book1.031.202.256.33
Net Income$26.40M$47.20M$1.13B$331.02M
7 Day Performance-2.59%0.39%0.13%-1.09%
1 Month Performance-0.51%2.87%0.97%-0.49%
1 Year Performance43.95%24.92%12.12%19.90%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
2.0303 of 5 stars
$19.52
-1.0%
N/A+46.4%$356.01M$201.29M11.76600
BUSE
First Busey
4.22 of 5 stars
$28.77
-1.6%
$29.60
+2.9%
+22.2%$2.43B$1.04B12.781,948
CTBI
Community Trust Bancorp
3.7064 of 5 stars
$71.54
-0.8%
$68.50
-4.3%
+32.3%$1.30B$409.34M12.53980
FCBC
First Community Bancshares
3.3535 of 5 stars
$43.98
-0.6%
N/A+8.9%$829.81M$185.42M16.59630
FMBH
First Mid Bancshares
3.7475 of 5 stars
$47.71
-0.9%
$49.50
+3.8%
+24.4%$1.27B$355.25M12.021,170

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This page (NASDAQ:WSBF) was last updated on 7/14/2026 by MarketBeat.com Staff.
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