Waterstone Financial (WSBF) Competitors

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$19.77 +0.29 (+1.49%)
As of 12:00 PM Eastern
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WSBF vs. BUSE, CTBI, FCBC, FMBH, and GSBC

Should you buy Waterstone Financial stock or one of its competitors? MarketBeat compares Waterstone Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Waterstone Financial include First Busey (BUSE), Community Trust Bancorp (CTBI), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), and Great Southern Bancorp (GSBC). These companies are all part of the "finance" sector.

How does Waterstone Financial compare to First Busey?

First Busey (NASDAQ:BUSE) and Waterstone Financial (NASDAQ:WSBF) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, profitability, valuation, analyst recommendations, dividends, media sentiment, earnings and institutional ownership.

First Busey has a beta of 0.72, suggesting that its share price is 28% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.74, suggesting that its share price is 26% less volatile than the broader market.

56.5% of First Busey shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 3.8% of First Busey shares are held by insiders. Comparatively, 6.0% of Waterstone Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.6%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. First Busey pays out 46.2% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Busey has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$790.86M3.12$135.26M$2.2512.96
Waterstone Financial$201.29M1.77$26.40M$1.6611.91

First Busey has a net margin of 19.16% compared to Waterstone Financial's net margin of 14.28%. First Busey's return on equity of 10.19% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey19.16% 10.19% 1.36%
Waterstone Financial 14.28%8.48%1.30%

First Busey presently has a consensus target price of $27.50, indicating a potential downside of 5.72%. Given First Busey's higher probable upside, equities analysts plainly believe First Busey is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, Waterstone Financial had 1 more articles in the media than First Busey. MarketBeat recorded 3 mentions for Waterstone Financial and 2 mentions for First Busey. First Busey's average media sentiment score of 0.59 beat Waterstone Financial's score of 0.00 indicating that First Busey is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

First Busey beats Waterstone Financial on 13 of the 19 factors compared between the two stocks.

How does Waterstone Financial compare to Community Trust Bancorp?

Community Trust Bancorp (NASDAQ:CTBI) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, valuation, profitability, dividends, risk, media sentiment and institutional ownership.

Community Trust Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Trust Bancorp$409.34M3.15$98.06M$5.7112.43
Waterstone Financial$201.29M1.77$26.40M$1.6611.91

Community Trust Bancorp presently has a consensus price target of $68.50, indicating a potential downside of 3.52%. Given Community Trust Bancorp's higher possible upside, equities analysts clearly believe Community Trust Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Trust Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 3.0%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. Community Trust Bancorp pays out 37.1% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has raised its dividend for 44 consecutive years.

Community Trust Bancorp has a net margin of 24.85% compared to Waterstone Financial's net margin of 14.28%. Community Trust Bancorp's return on equity of 12.27% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Trust Bancorp24.85% 12.27% 1.56%
Waterstone Financial 14.28%8.48%1.30%

In the previous week, Waterstone Financial had 2 more articles in the media than Community Trust Bancorp. MarketBeat recorded 3 mentions for Waterstone Financial and 1 mentions for Community Trust Bancorp. Waterstone Financial's average media sentiment score of 0.00 beat Community Trust Bancorp's score of -0.50 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Overall Sentiment
Community Trust Bancorp Negative
Waterstone Financial Neutral

Community Trust Bancorp has a beta of 0.54, indicating that its share price is 46% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the broader market.

60.2% of Community Trust Bancorp shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 2.6% of Community Trust Bancorp shares are held by company insiders. Comparatively, 6.0% of Waterstone Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Summary

Community Trust Bancorp beats Waterstone Financial on 12 of the 19 factors compared between the two stocks.

How does Waterstone Financial compare to First Community Bancshares?

Waterstone Financial (NASDAQ:WSBF) and First Community Bancshares (NASDAQ:FCBC) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, institutional ownership, risk, valuation, earnings, profitability, media sentiment and analyst recommendations.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
First Community Bancshares
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Waterstone Financial has a beta of 0.74, meaning that its stock price is 26% less volatile than the broader market. Comparatively, First Community Bancshares has a beta of 0.48, meaning that its stock price is 52% less volatile than the broader market.

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. First Community Bancshares pays an annual dividend of $1.24 per share and has a dividend yield of 2.8%. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. First Community Bancshares pays out 46.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bancshares has raised its dividend for 13 consecutive years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

62.7% of Waterstone Financial shares are held by institutional investors. Comparatively, 35.0% of First Community Bancshares shares are held by institutional investors. 6.0% of Waterstone Financial shares are held by company insiders. Comparatively, 3.7% of First Community Bancshares shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

First Community Bancshares has lower revenue, but higher earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.77$26.40M$1.6611.91
First Community Bancshares$185.42M4.54$48.79M$2.6516.85

First Community Bancshares has a net margin of 25.89% compared to Waterstone Financial's net margin of 14.28%. First Community Bancshares' return on equity of 10.44% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.28% 8.48% 1.30%
First Community Bancshares 25.89%10.44%1.60%

In the previous week, Waterstone Financial had 1 more articles in the media than First Community Bancshares. MarketBeat recorded 3 mentions for Waterstone Financial and 2 mentions for First Community Bancshares. First Community Bancshares' average media sentiment score of 0.34 beat Waterstone Financial's score of 0.00 indicating that First Community Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Community Bancshares
0 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Summary

First Community Bancshares beats Waterstone Financial on 9 of the 16 factors compared between the two stocks.

How does Waterstone Financial compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, institutional ownership, valuation, profitability, earnings, risk, analyst recommendations and media sentiment.

First Mid Bancshares has a beta of 0.8, suggesting that its stock price is 20% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.74, suggesting that its stock price is 26% less volatile than the broader market.

First Mid Bancshares has a net margin of 19.95% compared to Waterstone Financial's net margin of 14.28%. First Mid Bancshares' return on equity of 10.44% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.95% 10.44% 1.23%
Waterstone Financial 14.28%8.48%1.30%

In the previous week, Waterstone Financial had 3 more articles in the media than First Mid Bancshares. MarketBeat recorded 3 mentions for Waterstone Financial and 0 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 0.00 equaled Waterstone Financial'saverage media sentiment score.

Company Overall Sentiment
First Mid Bancshares Neutral
Waterstone Financial Neutral

First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.1%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. First Mid Bancshares pays out 25.2% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has increased its dividend for 3 consecutive years.

First Mid Bancshares currently has a consensus price target of $49.50, indicating a potential upside of 4.02%. Given First Mid Bancshares' higher probable upside, analysts plainly believe First Mid Bancshares is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Mid Bancshares has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M2.72$91.75M$3.9711.99
Waterstone Financial$201.29M1.77$26.40M$1.6611.91

47.6% of First Mid Bancshares shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 6.0% of First Mid Bancshares shares are owned by company insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

First Mid Bancshares beats Waterstone Financial on 12 of the 17 factors compared between the two stocks.

How does Waterstone Financial compare to Great Southern Bancorp?

Great Southern Bancorp (NASDAQ:GSBC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their analyst recommendations, earnings, risk, valuation, profitability, media sentiment, institutional ownership and dividends.

41.7% of Great Southern Bancorp shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 29.8% of Great Southern Bancorp shares are owned by insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Great Southern Bancorp currently has a consensus price target of $65.00, indicating a potential downside of 15.23%. Given Great Southern Bancorp's higher probable upside, analysts plainly believe Great Southern Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Great Southern Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Great Southern Bancorp has a net margin of 21.33% compared to Waterstone Financial's net margin of 14.28%. Great Southern Bancorp's return on equity of 11.29% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Great Southern Bancorp21.33% 11.29% 1.25%
Waterstone Financial 14.28%8.48%1.30%

In the previous week, Great Southern Bancorp had 4 more articles in the media than Waterstone Financial. MarketBeat recorded 7 mentions for Great Southern Bancorp and 3 mentions for Waterstone Financial. Great Southern Bancorp's average media sentiment score of 0.39 beat Waterstone Financial's score of 0.00 indicating that Great Southern Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Great Southern Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Waterstone Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Great Southern Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Great Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Great Southern Bancorp$342.78M2.44$70.97M$6.3112.15
Waterstone Financial$201.29M1.77$26.40M$1.6611.91

Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.2%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.4%. Great Southern Bancorp pays out 27.3% of its earnings in the form of a dividend. Waterstone Financial pays out 41.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Great Southern Bancorp has a beta of 0.5, suggesting that its share price is 50% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.74, suggesting that its share price is 26% less volatile than the broader market.

Summary

Great Southern Bancorp beats Waterstone Financial on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WSBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$356.85M$680.04M$13.87B$12.20B
Dividend Yield3.55%2.82%5.75%5.82%
P/E Ratio11.9113.5820.2924.19
Price / Sales1.772.25139.09122.21
Price / Cash12.2017.4319.5254.51
Price / Book1.041.222.256.51
Net Income$26.40M$46.62M$1.14B$337.14M
7 Day Performance3.67%2.04%0.74%0.26%
1 Month Performance7.86%4.76%1.31%1.22%
1 Year Performance43.78%27.12%14.96%28.88%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
1.5845 of 5 stars
$19.77
+1.5%
N/A+42.2%$356.85M$201.29M11.91600
BUSE
First Busey
4.1387 of 5 stars
$28.26
-0.3%
$27.50
-2.7%
+25.8%$2.39B$1.04B12.561,948
CTBI
Community Trust Bancorp
3.1365 of 5 stars
$68.67
-0.4%
$68.50
-0.2%
+35.5%$1.25B$409.34M12.04980
FCBC
First Community Bancshares
2.3893 of 5 stars
$42.70
-0.6%
N/A+14.7%$805.90M$161.08M16.12630
FMBH
First Mid Bancshares
3.7684 of 5 stars
$45.79
-0.5%
$49.50
+8.1%
+29.0%$1.22B$355.25M11.551,170

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This page (NASDAQ:WSBF) was last updated on 6/24/2026 by MarketBeat.com Staff.
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