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Waterstone Financial (WSBF) Competitors

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$21.18 +0.09 (+0.43%)
Closing price 04:00 PM Eastern
Extended Trading
$21.20 +0.02 (+0.07%)
As of 04:10 PM Eastern
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WSBF vs. CTBI, FCBC, FMBH, GABC, and GSBC

Should you buy Waterstone Financial stock or one of its competitors? Waterstone Financial's main competitors and comparable companies include Community Trust Bancorp (CTBI), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), German American Bancorp (GABC), and Great Southern Bancorp (GSBC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does Waterstone Financial compare to Community Trust Bancorp?

Community Trust Bancorp (NASDAQ:CTBI) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better investment? We will contrast the two companies based on the strength of their analyst recommendations, institutional ownership, media sentiment, earnings, dividends, profitability, valuation and risk.

Community Trust Bancorp currently has a consensus price target of $81.50, indicating a potential upside of 6.33%. Given Community Trust Bancorp's higher possible upside, equities analysts plainly believe Community Trust Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Trust Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.75
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Community Trust Bancorp has a beta of 0.53, suggesting that its stock price is 47% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, suggesting that its stock price is 29% less volatile than the broader market.

Community Trust Bancorp has a net margin of 25.55% compared to Waterstone Financial's net margin of 14.57%. Community Trust Bancorp's return on equity of 12.52% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Trust Bancorp25.55% 12.52% 1.60%
Waterstone Financial 14.57%8.64%1.33%

In the previous week, Community Trust Bancorp had 1 more articles in the media than Waterstone Financial. MarketBeat recorded 2 mentions for Community Trust Bancorp and 1 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.67 beat Community Trust Bancorp's score of 0.96 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Trust Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Community Trust Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Trust Bancorp$409.34M3.40$98.06M$5.9712.84
Waterstone Financial$201.29M1.89$26.40M$1.7212.31

60.2% of Community Trust Bancorp shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 2.6% of Community Trust Bancorp shares are held by insiders. Comparatively, 6.0% of Waterstone Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 2.8%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. Community Trust Bancorp pays out 35.5% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years.

Summary

Community Trust Bancorp beats Waterstone Financial on 13 of the 19 factors compared between the two stocks.

How does Waterstone Financial compare to First Community Bancshares?

First Community Bancshares (NASDAQ:FCBC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, profitability, valuation, analyst recommendations, dividends, media sentiment, earnings and institutional ownership.

35.0% of First Community Bancshares shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 3.7% of First Community Bancshares shares are held by insiders. Comparatively, 6.0% of Waterstone Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

First Community Bancshares has higher earnings, but lower revenue than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community Bancshares$185.42M5.05$48.79M$3.1715.63
Waterstone Financial$201.29M1.89$26.40M$1.7212.31

First Community Bancshares has a beta of 0.48, suggesting that its share price is 52% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market.

First Community Bancshares has a net margin of 28.84% compared to Waterstone Financial's net margin of 14.57%. First Community Bancshares' return on equity of 10.67% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community Bancshares28.84% 10.67% 1.61%
Waterstone Financial 14.57%8.64%1.33%

In the previous week, First Community Bancshares had 2 more articles in the media than Waterstone Financial. MarketBeat recorded 3 mentions for First Community Bancshares and 1 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.67 beat First Community Bancshares' score of 0.00 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Community Bancshares
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

First Community Bancshares pays an annual dividend of $1.32 per share and has a dividend yield of 2.7%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Community Bancshares pays out 41.6% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bancshares has increased its dividend for 13 consecutive years. Waterstone Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Summary

First Community Bancshares beats Waterstone Financial on 9 of the 17 factors compared between the two stocks.

How does Waterstone Financial compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, analyst recommendations, valuation, profitability, dividends, risk, media sentiment and institutional ownership.

First Mid Bancshares presently has a consensus price target of $54.63, indicating a potential upside of 8.28%. Given First Mid Bancshares' higher possible upside, equities analysts clearly believe First Mid Bancshares is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Mid Bancshares has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market.

First Mid Bancshares pays an annual dividend of $1.04 per share and has a dividend yield of 2.1%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Mid Bancshares pays out 25.8% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 3 consecutive years.

First Mid Bancshares has a net margin of 19.76% compared to Waterstone Financial's net margin of 14.57%. First Mid Bancshares' return on equity of 10.86% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.76% 10.86% 1.29%
Waterstone Financial 14.57%8.64%1.33%

In the previous week, First Mid Bancshares had 2 more articles in the media than Waterstone Financial. MarketBeat recorded 3 mentions for First Mid Bancshares and 1 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.67 beat First Mid Bancshares' score of 1.49 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Mid Bancshares
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 6.0% of First Mid Bancshares shares are held by company insiders. Comparatively, 6.0% of Waterstone Financial shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

First Mid Bancshares has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M2.88$91.75M$4.0312.52
Waterstone Financial$201.29M1.89$26.40M$1.7212.31

Summary

First Mid Bancshares beats Waterstone Financial on 13 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to German American Bancorp?

Waterstone Financial (NASDAQ:WSBF) and German American Bancorp (NASDAQ:GABC) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, profitability, dividends, institutional ownership, valuation, analyst recommendations, earnings and media sentiment.

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 46.9% of German American Bancorp shares are owned by institutional investors. 6.0% of Waterstone Financial shares are owned by company insiders. Comparatively, 3.2% of German American Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

German American Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than German American Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.89$26.40M$1.7212.31
German American Bancorp$487.40M3.86$112.64M$3.7913.21

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. German American Bancorp pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. German American Bancorp pays out 32.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. German American Bancorp has increased its dividend for 13 consecutive years.

Waterstone Financial has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market. Comparatively, German American Bancorp has a beta of 0.58, indicating that its stock price is 42% less volatile than the broader market.

German American Bancorp has a consensus target price of $53.33, suggesting a potential upside of 6.52%. Given German American Bancorp's higher possible upside, analysts plainly believe German American Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
German American Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80

German American Bancorp has a net margin of 28.25% compared to Waterstone Financial's net margin of 14.57%. German American Bancorp's return on equity of 12.14% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.64% 1.33%
German American Bancorp 28.25%12.14%1.69%

In the previous week, Waterstone Financial and Waterstone Financial both had 1 articles in the media. Waterstone Financial's average media sentiment score of 1.67 beat German American Bancorp's score of 0.89 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Overall Sentiment
Waterstone Financial Very Positive
German American Bancorp Positive

Summary

German American Bancorp beats Waterstone Financial on 13 of the 19 factors compared between the two stocks.

How does Waterstone Financial compare to Great Southern Bancorp?

Waterstone Financial (NASDAQ:WSBF) and Great Southern Bancorp (NASDAQ:GSBC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, institutional ownership, media sentiment, profitability, earnings, valuation, dividends and analyst recommendations.

Waterstone Financial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market. Comparatively, Great Southern Bancorp has a beta of 0.49, meaning that its share price is 51% less volatile than the broader market.

Great Southern Bancorp has a net margin of 20.72% compared to Waterstone Financial's net margin of 14.57%. Great Southern Bancorp's return on equity of 10.83% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.64% 1.33%
Great Southern Bancorp 20.72%10.83%1.22%

In the previous week, Great Southern Bancorp had 2 more articles in the media than Waterstone Financial. MarketBeat recorded 3 mentions for Great Southern Bancorp and 1 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.67 beat Great Southern Bancorp's score of 0.56 indicating that Waterstone Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Waterstone Financial
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive
Great Southern Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.2%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Great Southern Bancorp pays out 28.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Great Southern Bancorp has a consensus price target of $74.00, indicating a potential downside of 5.91%. Given Great Southern Bancorp's higher probable upside, analysts clearly believe Great Southern Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Great Southern Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Great Southern Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Great Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.89$26.40M$1.7212.31
Great Southern Bancorp$342.78M2.50$70.97M$6.0213.06

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 41.7% of Great Southern Bancorp shares are owned by institutional investors. 6.0% of Waterstone Financial shares are owned by company insiders. Comparatively, 29.8% of Great Southern Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Summary

Great Southern Bancorp beats Waterstone Financial on 11 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WSBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$379.14M$23.40B$13.94B$12.81B
Dividend Yield3.22%3.18%5.89%10.78%
P/E Ratio12.3127.5429.6224.05
Price / Sales1.899.38522.45105.35
Price / Cash13.4416.0930.7136.89
Price / Book1.121.382.866.40
Net Income$26.40M$2.58B$1.31B$347.95M
7 Day Performance0.38%-0.89%0.65%0.91%
1 Month Performance5.58%1.56%2.70%5.10%
1 Year Performance44.57%22.98%10.48%16.16%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
1.7659 of 5 stars
$21.18
+0.4%
N/A+44.0%$379.14M$201.29M12.31600
CTBI
Community Trust Bancorp
3.7052 of 5 stars
$76.80
-1.7%
$81.50
+6.1%
+30.5%$1.40B$298.90M12.86980
FCBC
First Community Bancshares
2.122 of 5 stars
$48.78
-0.8%
N/A+28.4%$922.34M$185.42M15.39630
FMBH
First Mid Bancshares
3.7801 of 5 stars
$50.34
-2.2%
$54.63
+8.5%
+25.3%$1.34B$466.04M12.491,170
GABC
German American Bancorp
4.209 of 5 stars
$49.97
-1.9%
$53.33
+6.7%
+19.4%$1.88B$487.40M13.201,020

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This page (NASDAQ:WSBF) was last updated on 8/24/2026 by MarketBeat.com Staff.
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