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Waterstone Financial (WSBF) Competitors

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$20.96 +0.19 (+0.91%)
Closing price 04:00 PM Eastern
Extended Trading
$20.94 -0.02 (-0.07%)
As of 07:34 PM Eastern
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WSBF vs. BUSE, CTBI, FCBC, FMBH, and GSBC

Should you buy Waterstone Financial stock or one of its competitors? MarketBeat compares Waterstone Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Waterstone Financial include First Busey (BUSE), Community Trust Bancorp (CTBI), First Community Bancshares (FCBC), First Mid Bancshares (FMBH), and Great Southern Bancorp (GSBC). These companies are all part of the "finance" sector.

How does Waterstone Financial compare to First Busey?

First Busey (NASDAQ:BUSE) and Waterstone Financial (NASDAQ:WSBF) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their profitability, risk, media sentiment, analyst recommendations, earnings, valuation, dividends and institutional ownership.

56.5% of First Busey shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 3.8% of First Busey shares are owned by insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

First Busey presently has a consensus target price of $32.00, indicating a potential upside of 1.33%. Given First Busey's higher probable upside, analysts clearly believe First Busey is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
1 Strong Buy rating(s)
2.86
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

In the previous week, First Busey had 21 more articles in the media than Waterstone Financial. MarketBeat recorded 21 mentions for First Busey and 0 mentions for Waterstone Financial. First Busey's average media sentiment score of 1.04 beat Waterstone Financial's score of 1.00 indicating that First Busey is being referred to more favorably in the media.

Company Overall Sentiment
First Busey Positive
Waterstone Financial Positive

First Busey has a beta of 0.72, meaning that its stock price is 28% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, meaning that its stock price is 29% less volatile than the broader market.

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.3%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Busey pays out 43.0% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has raised its dividend for 10 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

First Busey has a net margin of 21.00% compared to Waterstone Financial's net margin of 14.57%. First Busey's return on equity of 10.42% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey21.00% 10.42% 1.41%
Waterstone Financial 14.57%8.66%1.33%

First Busey has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Busey, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.56$135.26M$2.4213.05
Waterstone Financial$201.29M1.88$26.40M$1.7212.19

Summary

First Busey beats Waterstone Financial on 16 of the 20 factors compared between the two stocks.

How does Waterstone Financial compare to Community Trust Bancorp?

Waterstone Financial (NASDAQ:WSBF) and Community Trust Bancorp (NASDAQ:CTBI) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, institutional ownership, dividends, earnings, risk, valuation and profitability.

Community Trust Bancorp has a consensus price target of $81.50, suggesting a potential upside of 2.55%. Given Community Trust Bancorp's higher probable upside, analysts plainly believe Community Trust Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Community Trust Bancorp
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50

62.7% of Waterstone Financial shares are owned by institutional investors. Comparatively, 60.2% of Community Trust Bancorp shares are owned by institutional investors. 6.0% of Waterstone Financial shares are owned by company insiders. Comparatively, 2.6% of Community Trust Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Community Trust Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Community Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Waterstone Financial$201.29M1.88$26.40M$1.7212.19
Community Trust Bancorp$409.34M3.53$98.06M$5.9713.31

Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 2.7%. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Community Trust Bancorp pays out 35.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has raised its dividend for 44 consecutive years.

In the previous week, Community Trust Bancorp had 4 more articles in the media than Waterstone Financial. MarketBeat recorded 4 mentions for Community Trust Bancorp and 0 mentions for Waterstone Financial. Community Trust Bancorp's average media sentiment score of 1.54 beat Waterstone Financial's score of 1.00 indicating that Community Trust Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Waterstone Financial Positive
Community Trust Bancorp Very Positive

Waterstone Financial has a beta of 0.71, suggesting that its share price is 29% less volatile than the broader market. Comparatively, Community Trust Bancorp has a beta of 0.53, suggesting that its share price is 47% less volatile than the broader market.

Community Trust Bancorp has a net margin of 25.55% compared to Waterstone Financial's net margin of 14.57%. Community Trust Bancorp's return on equity of 12.66% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Waterstone Financial14.57% 8.66% 1.33%
Community Trust Bancorp 25.55%12.66%1.61%

Summary

Community Trust Bancorp beats Waterstone Financial on 14 of the 19 factors compared between the two stocks.

How does Waterstone Financial compare to First Community Bancshares?

First Community Bancshares (NASDAQ:FCBC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, institutional ownership, risk, media sentiment, profitability, analyst recommendations and earnings.

In the previous week, First Community Bancshares had 3 more articles in the media than Waterstone Financial. MarketBeat recorded 3 mentions for First Community Bancshares and 0 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.00 beat First Community Bancshares' score of 0.36 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Overall Sentiment
First Community Bancshares Neutral
Waterstone Financial Positive

First Community Bancshares has higher earnings, but lower revenue than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Community Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Community Bancshares$185.42M4.98$48.79M$3.1715.44
Waterstone Financial$201.29M1.88$26.40M$1.7212.19

First Community Bancshares has a beta of 0.48, meaning that its share price is 52% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, meaning that its share price is 29% less volatile than the broader market.

First Community Bancshares pays an annual dividend of $1.24 per share and has a dividend yield of 2.5%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Community Bancshares pays out 39.1% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Community Bancshares has raised its dividend for 13 consecutive years.

35.0% of First Community Bancshares shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 3.7% of First Community Bancshares shares are owned by company insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Community Bancshares has a net margin of 28.84% compared to Waterstone Financial's net margin of 14.57%. First Community Bancshares' return on equity of 10.82% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Community Bancshares28.84% 10.82% 1.64%
Waterstone Financial 14.57%8.66%1.33%

Summary

First Community Bancshares beats Waterstone Financial on 10 of the 17 factors compared between the two stocks.

How does Waterstone Financial compare to First Mid Bancshares?

First Mid Bancshares (NASDAQ:FMBH) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, institutional ownership, profitability, analyst recommendations, risk, valuation, dividends and media sentiment.

47.6% of First Mid Bancshares shares are held by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are held by institutional investors. 6.0% of First Mid Bancshares shares are held by insiders. Comparatively, 6.0% of Waterstone Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 1.9%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. First Mid Bancshares pays out 24.8% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 3 consecutive years.

First Mid Bancshares presently has a consensus target price of $54.63, suggesting a potential upside of 4.07%. Given First Mid Bancshares' higher probable upside, equities research analysts clearly believe First Mid Bancshares is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Mid Bancshares
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

First Mid Bancshares has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Mid Bancshares$466.04M3.00$91.75M$4.0313.02
Waterstone Financial$201.29M1.88$26.40M$1.7212.19

First Mid Bancshares has a net margin of 19.76% compared to Waterstone Financial's net margin of 14.57%. First Mid Bancshares' return on equity of 11.17% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
First Mid Bancshares19.76% 11.17% 1.32%
Waterstone Financial 14.57%8.66%1.33%

First Mid Bancshares has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its stock price is 29% less volatile than the broader market.

In the previous week, First Mid Bancshares had 7 more articles in the media than Waterstone Financial. MarketBeat recorded 7 mentions for First Mid Bancshares and 0 mentions for Waterstone Financial. Waterstone Financial's average media sentiment score of 1.00 beat First Mid Bancshares' score of 0.99 indicating that Waterstone Financial is being referred to more favorably in the news media.

Company Overall Sentiment
First Mid Bancshares Positive
Waterstone Financial Positive

Summary

First Mid Bancshares beats Waterstone Financial on 13 of the 18 factors compared between the two stocks.

How does Waterstone Financial compare to Great Southern Bancorp?

Great Southern Bancorp (NASDAQ:GSBC) and Waterstone Financial (NASDAQ:WSBF) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, media sentiment, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends.

Great Southern Bancorp pays an annual dividend of $1.72 per share and has a dividend yield of 2.1%. Waterstone Financial pays an annual dividend of $0.68 per share and has a dividend yield of 3.2%. Great Southern Bancorp pays out 28.6% of its earnings in the form of a dividend. Waterstone Financial pays out 39.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

41.7% of Great Southern Bancorp shares are owned by institutional investors. Comparatively, 62.7% of Waterstone Financial shares are owned by institutional investors. 29.8% of Great Southern Bancorp shares are owned by insiders. Comparatively, 6.0% of Waterstone Financial shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Great Southern Bancorp has higher revenue and earnings than Waterstone Financial. Waterstone Financial is trading at a lower price-to-earnings ratio than Great Southern Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Great Southern Bancorp$342.78M2.60$70.97M$6.0213.58
Waterstone Financial$201.29M1.88$26.40M$1.7212.19

In the previous week, Great Southern Bancorp had 3 more articles in the media than Waterstone Financial. MarketBeat recorded 3 mentions for Great Southern Bancorp and 0 mentions for Waterstone Financial. Great Southern Bancorp's average media sentiment score of 1.29 beat Waterstone Financial's score of 1.00 indicating that Great Southern Bancorp is being referred to more favorably in the media.

Company Overall Sentiment
Great Southern Bancorp Positive
Waterstone Financial Positive

Great Southern Bancorp has a beta of 0.49, indicating that its share price is 51% less volatile than the broader market. Comparatively, Waterstone Financial has a beta of 0.71, indicating that its share price is 29% less volatile than the broader market.

Great Southern Bancorp currently has a consensus price target of $74.00, suggesting a potential downside of 9.49%. Given Great Southern Bancorp's higher probable upside, analysts plainly believe Great Southern Bancorp is more favorable than Waterstone Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Great Southern Bancorp
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33
Waterstone Financial
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00

Great Southern Bancorp has a net margin of 20.72% compared to Waterstone Financial's net margin of 14.57%. Great Southern Bancorp's return on equity of 10.86% beat Waterstone Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Great Southern Bancorp20.72% 10.86% 1.21%
Waterstone Financial 14.57%8.66%1.33%

Summary

Great Southern Bancorp beats Waterstone Financial on 12 of the 17 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding WSBF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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WSBF vs. The Competition

MetricWaterstone FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$374.96M$23.75B$14.04B$12.76B
Dividend Yield3.27%3.18%5.92%9.85%
P/E Ratio12.1927.5727.7522.98
Price / Sales1.889.54476.2893.54
Price / Cash13.2416.4438.6149.39
Price / Book1.111.393.736.11
Net Income$26.40M$2.58B$1.31B$347.58M
7 Day Performance1.75%0.95%0.91%3.17%
1 Month Performance1.75%3.39%1.29%-2.06%
1 Year Performance57.36%31.17%13.80%21.19%

Waterstone Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WSBF
Waterstone Financial
2.4077 of 5 stars
$20.96
+0.9%
N/A+57.2%$374.96M$201.29M12.19600
BUSE
First Busey
4.4946 of 5 stars
$31.11
+2.9%
$29.75
-4.4%
+41.3%$2.63B$1.04B13.841,948
CTBI
Community Trust Bancorp
3.7802 of 5 stars
$79.11
+1.3%
$81.50
+3.0%
+48.6%$1.44B$298.90M13.27980
FCBC
First Community Bancshares
3.0787 of 5 stars
$48.33
-0.1%
N/A+33.9%$913.21M$185.42M15.27630
FMBH
First Mid Bancshares
3.1673 of 5 stars
$52.89
+0.6%
$54.63
+3.3%
+40.1%$1.41B$466.04M13.141,170

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This page (NASDAQ:WSBF) was last updated on 8/4/2026 by MarketBeat.com Staff.
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