Sierra Bancorp (BSRR) Stock Price, News & Analysis

Company Overview

Sierra Bancorp is a bank holding company headquartered in Porterville, California. Its principal subsidiary, Bank of the Sierra, provides banking and financial services to individuals, families, businesses, agricultural customers and nonprofit organizations.

Bank of the Sierra offers deposit accounts, consumer and commercial loans, residential and agricultural lending, small business financing, mortgage services and cash-management solutions. The bank also provides digital banking tools, wealth management and trust services, and other financial products designed for personal and business customers.

Founded in 1977, Sierra Bancorp serves communities primarily throughout California’s Central Valley and Central Coast, with a particular focus on markets supported by agriculture, small businesses and local industries. Kevin J. McPhaill serves as the company’s president and chief executive officer.

Key Stats

• Today's Range: $39.60 to $40.43
• 50-Day Range: $39.42 to $42.85
• 52-Week Range: $26.49 to $43.13
• Volume: 110,526 shs
• Average Volume: 46,370 shs
• Market Capitalization: $520.86 million
• P/E Ratio: 11.75
• Dividend Yield: 2.69%
• Price Target: $38.67
• Consensus Rating: Hold

Sierra Bancorp Stock Analysis - MarketRank™

Sierra Bancorp scored higher than 31% of companies evaluated by MarketBeat, and ranked 707th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.6 / 5
• Analyst Rating: Hold

Consensus Rating

Sierra Bancorp has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no strong buy ratings, 2 buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Sierra Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Sierra Bancorp has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.76%

Earnings Growth

Earnings for Sierra Bancorp are expected to grow by 6.76% in the coming year, from $3.55 to $3.79 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Sierra Bancorp is 11.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.67.

Price to Earnings Ratio vs. Sector

The P/E ratio of Sierra Bancorp is 11.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.31.

Price to Book Value per Share Ratio

Sierra Bancorp has a P/B Ratio of 1.46. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.73% of the float of Sierra Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Sierra Bancorp has a short interest ratio ("days to cover") of 7.94.

Change versus previous month

Short interest in Sierra Bancorp has recently increased by 7.54%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Sierra Bancorp pays a meaningful dividend of 2.69%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Sierra Bancorp has only been increasing its dividend for 2 years.

Dividend Coverage

The dividend payout ratio of Sierra Bancorp is 31.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Sierra Bancorp will have a dividend payout ratio of 28.50% next year. This indicates that Sierra Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Sierra Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.1 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Sierra Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.83% of the stock of Sierra Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

55.40% of the stock of Sierra Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/27/2026
• Record date for 8/10 Dividend: 8/03/2026
• Ex-Dividend for 8/10 Dividend: 8/03/2026
• Dividend Payable: 8/10/2026
• Today: 9/20/2026
• Next Earnings (Estimated): 10/26/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:BSRR
• CIK: 1130144
• Web: www.sierrabancorp.com
• Phone: (559) 782-4900
• Fax: 559-782-4994
• Employees: 469
• Year Founded: 1977

Price Target and Rating

• Average Price Target for Sierra Bancorp: $38.67
• High Price Target: $44.00
• Low Price Target: $33.00
• Potential Upside/Downside: -3.8%
• Consensus Rating: Hold
• Rating Score (0-4): 2.40
• Research Coverage: 5 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.42
• Trailing P/E Ratio: 11.75
• Forward P/E Ratio: 11.32
• P/E Growth: N/A
• Net Income: $42.33 million
• Net Margins: 22.37%
• Pretax Margin: 29.73%
• Return on Equity: 12.38%
• Return on Assets: 1.20%

Debt

• Debt-to-Equity Ratio: 0.23
• Current Ratio: 0.80
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $201.98 million
• Price / Sales: 2.58
• Cash Flow: $3.54 per share
• Price / Cash Flow: 11.35
• Book Value: $27.44 per share
• Price / Book: 1.46

Miscellaneous

• Outstanding Shares: 12,960,000
• Free Float: 11,429,000
• Market Cap: $520.86 million
• Optionable: Optionable
• Beta: 0.76