Waterstone Financial Company Profile (NASDAQ:WSBF)

About Waterstone Financial (NASDAQ:WSBF)

Waterstone Financial logoWaterstone Financial, Inc. is the holding company of WaterStone Bank SSB (WaterStone Bank). WaterStone Bank is a community bank. The Company operates in two segments: community banking and mortgage banking. The community banking segment provides consumer and business banking products and services. Its consumer products include loan products, deposit products, and personal investment services. Its business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The mortgage banking segment, which is conducted through Waterstone Mortgage Corporation, consists of originating residential mortgage loans primarily for sale in the secondary market. As of December 31, 2015, WaterStone Bank conducted its community banking business from 11 banking offices located in Milwaukee, Washington and Waukesha Counties, Wisconsin, as well as a loan production office in Minneapolis, Minnesota.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Banks
  • Sub-Industry: Thrifts & Mortgage Finance
  • Symbol: NASDAQ:WSBF
  • CUSIP: 94188810
  • Web: www.wsbonline.com
Capitalization:
  • Market Cap: $579.28 million
  • Outstanding Shares: 27,486,000
Average Prices:
  • 50 Day Moving Avg: $18.95
  • 200 Day Moving Avg: $18.71
  • 52 Week Range: $16.45 - $20.40
P/E:
  • Trailing P/E Ratio: 18.67
  • P/E Growth: 0.00
Sales & Book Value:
  • Annual Revenue: $180.43 million
  • Price / Sales: 2.99
  • Book Value: $14.84 per share
  • Price / Book: 1.32
Dividend:
  • Annual Dividend: $0.48
  • Dividend Yield: 2.5%
Profitability:
  • Net Margins: 14.95%
  • Return on Equity: 7.15%
  • Return on Assets: 1.63%
Debt:
  • Debt-to-Equity Ratio: 1.22%
  • Current Ratio: 1.64%
  • Quick Ratio: 1.43%
Misc:
  • Average Volume: 72,823 shs.
  • Beta: 0.06
  • Short Ratio: 8.38
 

Frequently Asked Questions for Waterstone Financial (NASDAQ:WSBF)

What is Waterstone Financial's stock symbol?

Waterstone Financial trades on the NASDAQ under the ticker symbol "WSBF."

How often does Waterstone Financial pay dividends? What is the dividend yield for Waterstone Financial?

Waterstone Financial declared a quarterly dividend on Thursday, September 21st. Shareholders of record on Thursday, October 12th will be paid a dividend of $0.12 per share on Thursday, November 2nd. This represents a $0.48 annualized dividend and a yield of 2.45%. The ex-dividend date of this dividend is Wednesday, October 11th. View Waterstone Financial's Dividend History.

How were Waterstone Financial's earnings last quarter?

Waterstone Financial, Inc. (NASDAQ:WSBF) released its quarterly earnings data on Friday, April, 28th. The company reported $0.24 earnings per share for the quarter, topping the Zacks' consensus estimate of $0.18 by $0.06. The company earned $37.83 million during the quarter. Waterstone Financial had a net margin of 14.95% and a return on equity of 7.15%. View Waterstone Financial's Earnings History.

When will Waterstone Financial make its next earnings announcement?

Waterstone Financial is scheduled to release their next quarterly earnings announcement on Thursday, October, 26th 2017. View Earnings Estimates for Waterstone Financial.

Where is Waterstone Financial's stock going? Where will Waterstone Financial's stock price be in 2017?

1 analysts have issued 1 year price targets for Waterstone Financial's stock. Their forecasts range from $20.00 to $20.00. On average, they expect Waterstone Financial's share price to reach $20.00 in the next twelve months. View Analyst Ratings for Waterstone Financial.

Who are some of Waterstone Financial's key competitors?

Who are Waterstone Financial's key executives?

Waterstone Financial's management team includes the folowing people:

  • Patrick S. Lawton, Independent Chairman of the Board of Waterstone Financial Inc., and Waterstone Bank
  • Douglas S. Gordon, President, Chief Executive Officer, Director
  • Mark Gerke, Interim Chief Financial Officer, Chief Accounting Officer, Controller
  • Eric J. Egenhoefer, President of Waterstone Mortgage Corporation
  • William F. Bruss, Chief Operating Officer, Executive Vice President, General Counsel, Secretary
  • Rebecca M. Arndt, Senior Vice President - Retail Operations of WaterStone Bank
  • Ellen S. Bartel, Independent Director
  • Thomas E. Dalum, Independent Director
  • Michael L. Hansen, Independent Director
  • Kristine A. Rappe, Independent Director

Who owns Waterstone Financial stock?

Waterstone Financial's stock is owned by many different of institutional and retail investors. Top institutional investors include Mutual of America Capital Management LLC (0.32%). Company insiders that own Waterstone Financial stock include Ellen Syburg Bartel, Mark Raymond Gerke, Michael L Hansen, Rebecca M Arndt, Stephen J Schmidt and William F Bruss. View Institutional Ownership Trends for Waterstone Financial.

Who bought Waterstone Financial stock? Who is buying Waterstone Financial stock?

Waterstone Financial's stock was bought by a variety of institutional investors in the last quarter, including Mutual of America Capital Management LLC. View Insider Buying and Selling for Waterstone Financial.

How do I buy Waterstone Financial stock?

Shares of Waterstone Financial can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

What is Waterstone Financial's stock price today?

One share of Waterstone Financial stock can currently be purchased for approximately $19.60.


MarketBeat Community Rating for Waterstone Financial (NASDAQ WSBF)
Community Ranking:  2.5 out of 5 (star star half star)
Outperform Votes:  43 (Vote Outperform)
Underperform Votes:  44 (Vote Underperform)
Total Votes:  87
MarketBeat's community ratings are surveys of what our community members think about Waterstone Financial and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.

Analyst Ratings

Consensus Ratings for Waterstone Financial (NASDAQ:WSBF) (How are Consensus Ratings Calculated?)
Ratings Breakdown: 1 Buy Rating
Consensus Rating:Buy (Score: 3.00)
Consensus Price Target: $20.00 (2.04% upside)
Consensus Price Target History for Waterstone Financial (NASDAQ:WSBF)
Price Target History for Waterstone Financial (NASDAQ:WSBF)
Analysts' Ratings History for Waterstone Financial (NASDAQ:WSBF)
Show:
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
9/7/2017Sandler O'NeillUpgradeHold -> Buy$20.50 -> $20.00LowView Rating Details
(Data available from 10/22/2015 forward)

Earnings

Earnings History for Waterstone Financial (NASDAQ:WSBF)
Earnings by Quarter for Waterstone Financial (NASDAQ:WSBF)
Earnings History by Quarter for Waterstone Financial (NASDAQ WSBF)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
10/26/2017Q3 2017$0.31N/AView Earnings Details
4/28/2017Q1 2017$0.18$0.24$37.83 millionViewN/AView Earnings Details
7/22/2016Q2$0.21$0.29$46.52 millionViewN/AView Earnings Details
4/22/2016Q1$0.10$0.14$31.43 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)

Estimates

Earnings Estimates for Waterstone Financial (NASDAQ:WSBF)

No earnings estimates for this company have been tracked by MarketBeat.com

Dividends

Current Dividend Information for Waterstone Financial (NASDAQ:WSBF)
Next Dividend:11/2/2017
Annual Dividend:$0.48
Dividend Yield:2.45%
Payout Ratio:45.28% (Trailing 12 Months of Earnings)
Dividend Payments by Quarter for Waterstone Financial (NASDAQ:WSBF)

Dividend History by Quarter for Waterstone Financial (NASDAQ WSBF)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
9/21/2017quarterly$0.122.57%10/11/201710/12/201711/2/2017
6/21/2017quarterly$0.122.59%7/10/20177/12/20178/2/2017
4/20/2017special$0.502.59%5/10/20175/12/20176/2/2017
3/22/2017quarterly$0.122.74%4/10/20174/12/20175/2/2017
12/23/2016Quarterly$0.122.58%1/6/20171/10/20172/2/2017
9/20/2016Quarterly$0.0810/6/201610/11/201611/1/2016
6/21/2016Quarterly$0.087/8/20167/12/20168/2/2016
3/16/2016Quarterly$0.054/8/20164/12/20165/2/2016
12/21/2015Quarterly$0.051/7/20161/11/20162/1/2016
6/25/2015quarterly$0.051.52%7/8/20157/10/20158/3/2015
3/19/2015quarterly$0.051.54%4/8/20154/10/20155/4/2015
12/23/2014quarterly$0.051.56%1/8/20151/12/20152/2/2015
9/24/2014quarterly$0.051.73%10/8/201410/11/201411/3/2014
6/19/2014quarterly$0.051.73%7/9/20147/11/20148/1/2014
3/18/2014quarterly$0.054/9/20144/11/20145/2/2014
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for Waterstone Financial (NASDAQ:WSBF)
Insider Ownership Percentage: 12.30%
Institutional Ownership Percentage: 59.27%
Insider Trades by Quarter for Waterstone Financial (NASDAQ:WSBF)
Institutional Ownership by Quarter for Waterstone Financial (NASDAQ:WSBF)
Insider Trades by Quarter for Waterstone Financial (NASDAQ:WSBF)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
3/10/2017Rebecca M ArndtVPSell2,229$18.16$40,478.64View SEC Filing  
8/31/2016Ellen Syburg BartelDirectorBuy2,700$16.84$45,468.00View SEC Filing  
8/25/2016Stephen J SchmidtDirectorSell54,865$16.71$916,794.15View SEC Filing  
8/25/2016William F BrussCOOSell54,055$16.72$903,799.60View SEC Filing  
8/23/2016Michael L HansenDirectorSell5,605$16.73$93,771.65View SEC Filing  
8/22/2016Michael L HansenDirectorSell49,260$16.65$820,179.00View SEC Filing  
5/10/2016William F BrussCOOSell2,500$14.16$35,400.00View SEC Filing  
3/7/2016Mark Raymond GerkeCFOSell2,000$14.04$28,080.00View SEC Filing  
3/1/2016William F BrussCOOSell3,200$14.04$44,928.00View SEC Filing  
2/29/2016Rebecca M ArndtSVPSell4,601$14.15$65,104.15View SEC Filing  
4/28/2015William F BrussCOOSell10,400$12.88$133,952.00View SEC Filing  
12/3/2014Stephen J SchmidtDirectorBuy3,000$12.40$37,200.00View SEC Filing  
11/18/2014Kristine A RappeDirectorBuy4,000$12.33$49,320.00View SEC Filing  
9/5/2014Allan Robert HosackCFOBuy18,830$11.60$218,428.00View SEC Filing  
9/2/2014Allan Robert HosackCFOBuy15,500$11.46$177,630.00View SEC Filing  
6/3/2014Kristine A RappeDirectorBuy4,600$10.75$49,450.00View SEC Filing  
5/16/2014William F BrussCOOSell4,500$10.59$47,655.00View SEC Filing  
5/14/2014Kristine A RappeDirectorBuy4,718$10.58$49,916.44View SEC Filing  
5/12/2014Ellen Syburg BartelDirectorBuy5,000$10.68$53,400.00View SEC Filing  
5/6/2014Rebecca M ArndtVPSell7,500$10.60$79,500.00View SEC Filing  
12/14/2012Eric J EgenhoeferInsiderBuy10,600$6.75$71,550.00View SEC Filing  
11/19/2012Eric J EgenhoeferInsiderBuy2,100$5.25$11,025.00View SEC Filing  
11/2/2012Eric J EgenhoeferInsiderBuy5,000$5.25$26,250.00View SEC Filing  
(Data available from 1/1/2013 forward)

Headlines

Headline Trends for Waterstone Financial (NASDAQ:WSBF)
Latest Headlines for Waterstone Financial (NASDAQ:WSBF)
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Chart

Waterstone Financial (WSBF) Chart for Sunday, October, 22, 2017

This page was last updated on 10/22/2017 by MarketBeat.com Staff

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