About Waterstone Financial (NASDAQ:WSBF)
Waterstone Financial, Inc. is the holding company of WaterStone Bank SSB (WaterStone Bank). WaterStone Bank is a community bank. The Company operates in two segments: community banking and mortgage banking. The community banking segment provides consumer and business banking products and services. Its consumer products include loan products, deposit products, and personal investment services. Its business banking products include loans for working capital, inventory and general corporate use, commercial real estate construction loans, and deposit accounts. The mortgage banking segment, which is conducted through Waterstone Mortgage Corporation, consists of originating residential mortgage loans primarily for sale in the secondary market. As of December 31, 2015, WaterStone Bank conducted its community banking business from 11 banking offices located in Milwaukee, Washington and Waukesha Counties, Wisconsin, as well as a loan production office in Minneapolis, Minnesota.
Industry, Sector and Symbol:
- Sector: Finance
- Industry: Banks
- Sub-Industry: Thrifts & Mortgage Finance
- Symbol: NASDAQ:WSBF
- CUSIP: 94188810
- Web: www.wsbonline.com
- Market Cap: $579.28 million
- Outstanding Shares: 27,486,000
- 50 Day Moving Avg: $18.95
- 200 Day Moving Avg: $18.71
- 52 Week Range: $16.45 - $20.40
Sales & Book Value:
- Trailing P/E Ratio: 18.67
- P/E Growth: 0.00
- Annual Revenue: $180.43 million
- Price / Sales: 2.99
- Book Value: $14.84 per share
- Price / Book: 1.32
- Annual Dividend: $0.48
- Dividend Yield: 2.5%
- Net Margins: 14.95%
- Return on Equity: 7.15%
- Return on Assets: 1.63%
- Debt-to-Equity Ratio: 1.22%
- Current Ratio: 1.64%
- Quick Ratio: 1.43%
- Average Volume: 72,823 shs.
- Beta: 0.06
- Short Ratio: 8.38
Frequently Asked Questions for Waterstone Financial (NASDAQ:WSBF)
What is Waterstone Financial's stock symbol?
Waterstone Financial trades on the NASDAQ under the ticker symbol "WSBF."
How often does Waterstone Financial pay dividends? What is the dividend yield for Waterstone Financial?
Waterstone Financial declared a quarterly dividend on Thursday, September 21st. Shareholders of record on Thursday, October 12th will be paid a dividend of $0.12 per share on Thursday, November 2nd. This represents a $0.48 annualized dividend and a yield of 2.45%. The ex-dividend date of this dividend is Wednesday, October 11th. View Waterstone Financial's Dividend History.
How were Waterstone Financial's earnings last quarter?
Waterstone Financial, Inc. (NASDAQ:WSBF) released its quarterly earnings data on Friday, April, 28th. The company reported $0.24 earnings per share for the quarter, topping the Zacks' consensus estimate of $0.18 by $0.06. The company earned $37.83 million during the quarter. Waterstone Financial had a net margin of 14.95% and a return on equity of 7.15%. View Waterstone Financial's Earnings History.
When will Waterstone Financial make its next earnings announcement?
Where is Waterstone Financial's stock going? Where will Waterstone Financial's stock price be in 2017?
1 analysts have issued 1 year price targets for Waterstone Financial's stock. Their forecasts range from $20.00 to $20.00. On average, they expect Waterstone Financial's share price to reach $20.00 in the next twelve months. View Analyst Ratings for Waterstone Financial.
Who are some of Waterstone Financial's key competitors?
Some companies that are related to Waterstone Financial include State Bank Financial Corporation. (STBZ), City Holding Company (CHCO), Seacoast Banking Corporation of Florida (SBCF), Southside Bancshares (SBSI), Aldermore Group PLC (ALD), First BanCorp. (FBP), Hanmi Financial Corporation (HAFC), Sandy Spring Bancorp (SASR), Customers Bancorp (CUBI), Banc of California (BANC), MainSource Financial Group (MSFG), United Financial Bancorp (UBNK), Flushing Financial Corporation (FFIC), TBC Bank Group PLC (TBCG), Community Trust Bancorp (CTBI), TrustCo Bank Corp NY (TRST), First Bancorp (FBNC) and Republic Bancorp (RBCAA).
Who are Waterstone Financial's key executives?
Waterstone Financial's management team includes the folowing people:
- Patrick S. Lawton, Independent Chairman of the Board of Waterstone Financial Inc., and Waterstone Bank
- Douglas S. Gordon, President, Chief Executive Officer, Director
- Mark Gerke, Interim Chief Financial Officer, Chief Accounting Officer, Controller
- Eric J. Egenhoefer, President of Waterstone Mortgage Corporation
- William F. Bruss, Chief Operating Officer, Executive Vice President, General Counsel, Secretary
- Rebecca M. Arndt, Senior Vice President - Retail Operations of WaterStone Bank
- Ellen S. Bartel, Independent Director
- Thomas E. Dalum, Independent Director
- Michael L. Hansen, Independent Director
- Kristine A. Rappe, Independent Director
Who owns Waterstone Financial stock?
Waterstone Financial's stock is owned by many different of institutional and retail investors. Top institutional investors include Mutual of America Capital Management LLC (0.32%). Company insiders that own Waterstone Financial stock include Ellen Syburg Bartel, Mark Raymond Gerke, Michael L Hansen, Rebecca M Arndt, Stephen J Schmidt and William F Bruss. View Institutional Ownership Trends for Waterstone Financial.
Who bought Waterstone Financial stock? Who is buying Waterstone Financial stock?
How do I buy Waterstone Financial stock?
Shares of Waterstone Financial can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.
What is Waterstone Financial's stock price today?
MarketBeat Community Rating for Waterstone Financial (NASDAQ WSBF)MarketBeat's community ratings are surveys of what our community members think about Waterstone Financial and other stocks. Vote "Outperform" if you believe the stock will outperform the S&P 500 over the long term. Vote "Underperform" if you believe the stock will underperform the S&P 500 over the long term. You may vote once every thirty days.
One share of Waterstone Financial stock can currently be purchased for approximately $19.60.
Consensus Ratings for Waterstone Financial (NASDAQ:WSBF) (How are Consensus Ratings Calculated?)
MarketBeat calculates consensus ratings using the most recent rating from each brokerage that has rated a stock within the last twelve months. Since brokers often use different ratings systems, each rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings. Each stock's consensus rating is derived from its calculated consensus ratings score (0-1.5 = Sell, 1.5-2.5 = Hold, 2.5-3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months.
MarketBeat will no longer include ratings and price target data in its consensus calculation if a broker drops coverage and MarketBeat has received a report that coverage was dropped. Ratings from certain research firms that issue ratings using purely quantitative methods (such as Zacks, Vetr and ValuEngine) are not included in consensus calculations. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
|Ratings Breakdown: ||1 Buy Rating|
|Consensus Rating:||Buy (Score: 3.00)|
|Consensus Price Target: ||$20.00 (2.04% upside)|Consensus Price Target History for Waterstone Financial (NASDAQ:WSBF)
Analysts' Ratings History for Waterstone Financial (NASDAQ:WSBF)
(Data available from 10/22/2015 forward)
|Date||Firm||Action||Rating||Price Target||Impact on Share Price||Details|
|9/7/2017||Sandler O'Neill||Upgrade||Hold -> Buy||$20.50 -> $20.00||Low|
Earnings History for Waterstone Financial (NASDAQ:WSBF)Earnings History by Quarter for Waterstone Financial (NASDAQ WSBF)
(Data available from 1/1/2011 forward)
|Date||Quarter||Consensus Estimate||Actual EPS||Revenue Estimate||Actual Revenue||Release Link||Conference Call||Details|
|4/28/2017||Q1 2017||$0.18||$0.24||$37.83 million||View||N/A|
Earnings Estimates for Waterstone Financial (NASDAQ:WSBF)
No earnings estimates for this company have been tracked by MarketBeat.com
Current Dividend Information for Waterstone Financial (NASDAQ:WSBF)
|Payout Ratio:||45.28% (Trailing 12 Months of Earnings) |
Dividend History by Quarter for Waterstone Financial (NASDAQ WSBF)
(Data available from 1/1/2013 forward)
|Announced||Period||Amount||Yield||Ex-Dividend Date||Record Date||Payable Date|
Insider Trading and Institutional Ownership History for Waterstone Financial (NASDAQ:WSBF)
Insider Ownership Percentage: 12.30%Insider Trades by Quarter for Waterstone Financial (NASDAQ:WSBF)
Institutional Ownership Percentage: 59.27%
(Data available from 1/1/2013 forward)
|Transaction Date||Insider Name||Title||Buy/Sell||Number of Shares||Average Share Price||Total Transaction||Details|
|3/10/2017||Rebecca M Arndt||VP||Sell||2,229||$18.16||$40,478.64|| |
|8/31/2016||Ellen Syburg Bartel||Director||Buy||2,700||$16.84||$45,468.00|| |
|8/25/2016||Stephen J Schmidt||Director||Sell||54,865||$16.71||$916,794.15|| |
|8/25/2016||William F Bruss||COO||Sell||54,055||$16.72||$903,799.60|| |
|8/23/2016||Michael L Hansen||Director||Sell||5,605||$16.73||$93,771.65|| |
|8/22/2016||Michael L Hansen||Director||Sell||49,260||$16.65||$820,179.00|| |
|5/10/2016||William F Bruss||COO||Sell||2,500||$14.16||$35,400.00|| |
|3/7/2016||Mark Raymond Gerke||CFO||Sell||2,000||$14.04||$28,080.00|| |
|3/1/2016||William F Bruss||COO||Sell||3,200||$14.04||$44,928.00|| |
|2/29/2016||Rebecca M Arndt||SVP||Sell||4,601||$14.15||$65,104.15|| |
|4/28/2015||William F Bruss||COO||Sell||10,400||$12.88||$133,952.00|| |
|12/3/2014||Stephen J Schmidt||Director||Buy||3,000||$12.40||$37,200.00|| |
|11/18/2014||Kristine A Rappe||Director||Buy||4,000||$12.33||$49,320.00|| |
|9/5/2014||Allan Robert Hosack||CFO||Buy||18,830||$11.60||$218,428.00|| |
|9/2/2014||Allan Robert Hosack||CFO||Buy||15,500||$11.46||$177,630.00|| |
|6/3/2014||Kristine A Rappe||Director||Buy||4,600||$10.75||$49,450.00|| |
|5/16/2014||William F Bruss||COO||Sell||4,500||$10.59||$47,655.00|| |
|5/14/2014||Kristine A Rappe||Director||Buy||4,718||$10.58||$49,916.44|| |
|5/12/2014||Ellen Syburg Bartel||Director||Buy||5,000||$10.68||$53,400.00|| |
|5/6/2014||Rebecca M Arndt||VP||Sell||7,500||$10.60||$79,500.00|| |
|12/14/2012||Eric J Egenhoefer||Insider||Buy||10,600||$6.75||$71,550.00|| |
|11/19/2012||Eric J Egenhoefer||Insider||Buy||2,100||$5.25||$11,025.00|| |
|11/2/2012||Eric J Egenhoefer||Insider||Buy||5,000||$5.25||$26,250.00|| |
Headline Trends for Waterstone Financial (NASDAQ:WSBF)
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Waterstone Financial (WSBF) Chart for Sunday, October, 22, 2017