NASDAQ:WSBF Waterstone Financial (WSBF) Stock Price, News & Analysis $19.94 +0.43 (+2.20%) Closing price 10/2/2026 04:00 PM EasternExtended Trading$19.96 +0.02 (+0.10%) As of 10/2/2026 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Waterstone Financial Stock (NASDAQ:WSBF) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Waterstone Financial alerts:Sign Up Key Stats Today's Range$19.61▼$20.0050-Day Range$19.51▼$21.5152-Week Range$14.52▼$21.66Volume110,797 shsAverage Volume95,155 shsMarket Capitalization$358.46 millionP/E Ratio11.59Dividend Yield3.41%Price TargetN/AConsensus RatingBuy Company Overview Waterstone Financial, Inc. (NASDAQ: WSBF) is a savings and loan holding company headquartered in Wauwatosa, Wisconsin. Its principal subsidiary, WaterStone Bank, is a Wisconsin-chartered bank that provides banking and financial services to individuals, families, businesses and community organizations. WaterStone Bank offers deposit products such as checking, savings, money market and certificate accounts, along with lending services. Its loan portfolio has included residential mortgages, home equity loans, commercial real estate loans, construction financing, business loans and consumer credit. The bank also provides treasury management and other commercial banking services. WaterStone Financial’s operations are primarily focused on southeastern Wisconsin, where WaterStone Bank maintains its branch and community-banking presence. The company and its banking subsidiary have roots dating to the early 20th century, reflecting a long-standing focus on serving local households and businesses.AI Generated. May Contain Errors. Read More Waterstone Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks34th Percentile Overall ScoreWSBF MarketRank™: Waterstone Financial scored higher than 34% of companies evaluated by MarketBeat, and ranked 689th out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.7 / 5Analyst RatingBuy Consensus RatingWaterstone Financial has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on no strong buy ratings, 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageWaterstone Financial has only been the subject of 1 research reports in the past 90 days.Read more about Waterstone Financial's stock forecast and price target. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Waterstone Financial is 11.59, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.Price to Earnings Ratio vs. SectorThe P/E ratio of Waterstone Financial is 11.59, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.Price to Book Value per Share RatioWaterstone Financial has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Waterstone Financial's valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.49% of the float of Waterstone Financial has been sold short.Short Interest Ratio / Days to CoverWaterstone Financial has a short interest ratio ("days to cover") of 3.91, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Waterstone Financial has recently decreased by 2.65%, indicating that investor sentiment is improving. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldWaterstone Financial pays a meaningful dividend of 3.49%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthWaterstone Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Waterstone Financial is 39.53%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Waterstone Financial's dividend. News and Social Media0.6 / 5News SentimentN/A MarketBeat Follows1 people have added Waterstone Financial to their MarketBeat watchlist in the last 30 days. Company Ownership0.9 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Waterstone Financial insiders have not sold or bought any company stock.Percentage Held by Insiders6.00% of the stock of Waterstone Financial is held by insiders.Percentage Held by Institutions62.71% of the stock of Waterstone Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Waterstone Financial's insider trading history. Receive WSBF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Waterstone Financial and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. WSBF Stock News HeadlinesFinancial Contrast: Waterstone Financial (NASDAQ:WSBF) and Trustmark (NASDAQ:TRMK)September 24, 2026 | americanbankingnews.comWaterstone Financial Declares Regular Quarterly Cash DividendSeptember 22, 2026 | globenewswire.comThis AI Stock Reminds One Analyst of Early NvidiaJeff Brown picked Nvidia in 2016, before shares surged 37,800 percent. Now he's identified another AI company the same size Nvidia was a decade ago. Brown says this firm's patented technology can produce intelligence up to 1,000 times faster than standard AI, and he expects Elon Musk to fuel demand starting November 11. The technology is protected by 150 patents.October 4 at 1:00 AM | Brownstone Research (Ad)Waterstone Financial, Inc. Announces Results of Operations for the Quarter and Six Months Ended June 30, 2026July 24, 2026 | markets.businessinsider.comWaterstone Financial Declares Regular Quarterly Cash DividendJune 23, 2026 | globenewswire.comWaterstone Financial, Inc. (WSBF) Shareholder/Analyst Call Prepared Remarks TranscriptMay 19, 2026 | seekingalpha.comWaterstone Financial, Inc. Announces Expansion of Share Repurchase ProgramApril 27, 2026 | globenewswire.comWaterstone Financial Inc (WSBF) Q1 2026 Earnings Call Highlights: Solid Net Income Amid Loan ...April 24, 2026 | finance.yahoo.comSee More Headlines WSBF Stock Analysis - Frequently Asked Questions How have WSBF shares performed this year? Waterstone Financial's stock was trading at $16.55 at the beginning of 2026. Since then, WSBF shares have increased by 20.5% and is now trading at $19.94. How were Waterstone Financial's earnings last quarter? Waterstone Financial, Inc. (NASDAQ:WSBF) released its quarterly earnings results on Thursday, July, 23rd. The savings and loans company reported $0.49 EPS for the quarter, missing the consensus estimate of $0.66 by $0.17. The savings and loans company earned $40.25 million during the quarter, compared to analysts' expectations of $65.80 million. Waterstone Financial had a net margin of 14.57% and a trailing twelve-month return on equity of 8.64%. How do I buy shares of Waterstone Financial? Shares of WSBF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Waterstone Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that Waterstone Financial investors own include American Water Works (AWK), The RMR Group (RMR), Waste Connections (WCN), DiamondRock Hospitality (DRH), iShares Micro-Cap ETF (IWC), AUO (AUOTY) and Voyager Therapeutics (VYGR). Company Calendar Record date for 8/3 Dividend7/08/2026Ex-Dividend for 8/3 Dividend7/08/2026Last Earnings7/23/2026Dividend Payable8/03/2026Today10/04/2026Record date for 11/2 Dividend10/08/2026Ex-Dividend for 11/2 Dividend10/08/2026Next Earnings (Estimated)10/22/2026Dividend Payable11/02/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (13m+) 1-Year History Oct 25 Jan 26 Apr 26 Jul 26 Oct 26 WSBF's financial health is in the Green zone, according to TradeSmith. WSBF has been in this zone for over 13 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:WSBF CIK1569994 Webwww.wsbonline.com Phone(414) 761-1000Fax414-918-0890Employees593Year Founded1921Profitability EPS (Trailing Twelve Months)$1.72 Trailing P/E Ratio11.59 Forward P/E RatioN/A P/E GrowthN/ANet Income$26.40 million Net Margins14.57% Pretax Margin18.44% Return on Equity8.64% Return on Assets1.33% Debt Debt-to-Equity RatioN/A Current Ratio1.01 Quick Ratio0.93 Sales & Book Value Annual Sales$147.05 million Price / Sales2.44 Cash Flow$1.57 per share Price / Cash Flow12.71 Book Value$18.93 per share Price / Book1.05Miscellaneous Outstanding Shares17,977,000Free Float16,898,000Market Cap$358.46 million OptionableOptionable Beta0.74 Social Links 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. Inside this report, you’ll find 10 companies positioned to benefit as artificial intelligence moves from hype to real-world deployment and becomes a core growth driver for corporate America.Get This Free Report This page (NASDAQ:WSBF) was last updated on 10/4/2026 by MarketBeat.com Staff. From Our PartnersThese gold assets are priced for $1,800 gold [it's over $4,000]Gold's major miners are generating record free cash flow, with margins as high as 75 percent even after gold's...Golden Portfolio | SponsoredElon Warns "America Will Go Bankrupt". Trump's Plan Inside.National debt just crossed 40 trillion dollars, and Elon Musk says America is 1,000% going to go bankrupt with...American Hartford Gold | SponsoredTrump's New DollarPorter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. doll...Porter & Company | SponsoredWATCH THIS BEFORE DECEMBER 8th!!James Altucher says a quiet government filing could reveal Elon Musk's biggest move yet, and almost nobody has...Paradigm Press | SponsoredHow Elon’s Empire Ends (and how to profit)Marc Chaikin, the 60 year Wall Street veteran whose Chaikin Money Flow indicator sits on every Bloomberg termi...Chaikin Analytics | SponsoredYour book is insideThe "Sucker's Bet" Most New Options Traders Fall For Most people who try options lose money the same way. ...Profits Run | SponsoredI'm giving you a space stock today. Free.On December 8th, $600 billion in frozen SpaceX stock comes loose. Dylan Jovine says one simple purchase in any...Behind the Markets | SponsoredA new kind of civil war is coming after election day?Across America, AI-driven backlash is fueling protests, lawsuits, and moratoria that could reshape the politic...Stansberry Research | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Waterstone Financial, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Share Waterstone Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. Advanced Stock Screeners and Research Tools Use our seven stock screeners to find suitable stocks. Stay informed with MarketBeat's real-time news. Export data to Excel for personal analysis. Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required Log In Email Me a Login Link or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
