First Financial (THFF) Competitors

$37.24
+0.03 (+0.08%)
(As of 04/24/2024 ET)

THFF vs. WASH, CCBG, FMNB, CCNE, HTBK, CPF, HBNC, MOFG, EBTC, and UVSP

Should you be buying First Financial stock or one of its competitors? The main competitors of First Financial include Washington Trust Bancorp (WASH), Capital City Bank Group (CCBG), Farmers National Banc (FMNB), CNB Financial (CCNE), Heritage Commerce (HTBK), Central Pacific Financial (CPF), Horizon Bancorp (HBNC), MidWestOne Financial Group (MOFG), Enterprise Bancorp (EBTC), and Univest Financial (UVSP). These companies are all part of the "regional banks" industry.

First Financial vs.

Washington Trust Bancorp (NASDAQ:WASH) and First Financial (NASDAQ:THFF) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, dividends, analyst recommendations, media sentiment, profitability, risk, institutional ownership, community ranking and valuation.

65.8% of Washington Trust Bancorp shares are held by institutional investors. Comparatively, 72.7% of First Financial shares are held by institutional investors. 1.7% of Washington Trust Bancorp shares are held by company insiders. Comparatively, 4.1% of First Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Washington Trust Bancorp pays an annual dividend of $2.24 per share and has a dividend yield of 8.5%. First Financial pays an annual dividend of $1.80 per share and has a dividend yield of 4.8%. Washington Trust Bancorp pays out 82.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Financial pays out 35.4% of its earnings in the form of a dividend.

First Financial received 154 more outperform votes than Washington Trust Bancorp when rated by MarketBeat users. Likewise, 61.78% of users gave First Financial an outperform vote while only 54.05% of users gave Washington Trust Bancorp an outperform vote.

CompanyUnderperformOutperform
Washington Trust BancorpOutperform Votes
187
54.05%
Underperform Votes
159
45.95%
First FinancialOutperform Votes
341
61.78%
Underperform Votes
211
38.22%

Washington Trust Bancorp has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500. Comparatively, First Financial has a beta of 0.51, meaning that its stock price is 49% less volatile than the S&P 500.

First Financial has higher revenue and earnings than Washington Trust Bancorp. First Financial is trading at a lower price-to-earnings ratio than Washington Trust Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Washington Trust Bancorp$193.24M2.33$48.18M$2.719.77
First Financial$271.10M1.62$60.67M$5.097.32

In the previous week, Washington Trust Bancorp had 15 more articles in the media than First Financial. MarketBeat recorded 19 mentions for Washington Trust Bancorp and 4 mentions for First Financial. First Financial's average media sentiment score of 0.69 beat Washington Trust Bancorp's score of 0.34 indicating that Washington Trust Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Washington Trust Bancorp
8 Very Positive mention(s)
0 Positive mention(s)
9 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Financial has a net margin of 22.38% compared to First Financial's net margin of 12.01%. Washington Trust Bancorp's return on equity of 12.13% beat First Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Washington Trust Bancorp12.01% 10.18% 0.65%
First Financial 22.38%12.13%1.25%

First Financial has a consensus target price of $43.00, suggesting a potential upside of 15.47%. Given Washington Trust Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe First Financial is more favorable than Washington Trust Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Washington Trust Bancorp
1 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
1.50
First Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

Summary

First Financial beats Washington Trust Bancorp on 13 of the 19 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding THFF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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THFF vs. The Competition

MetricFirst FinancialState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$439.80M$2.24B$8.70B$7.48B
Dividend Yield4.88%4.29%10.42%3.96%
P/E Ratio7.3211.0552.0420.61
Price / Sales1.622.073,481.2780.27
Price / Cash6.008.3627.4734.58
Price / Book0.831.022.394.30
Net Income$60.67M$414.19M$995.24M$213.92M
7 Day Performance6.40%4.93%2.42%1.26%
1 Month Performance0.57%0.57%-1.08%-4.19%
1 Year Performance9.30%19.03%13.10%7.75%

First Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
WASH
Washington Trust Bancorp
3.3135 of 5 stars
$26.46
+2.8%
N/A-11.7%$450.61M$364.80M9.42665
CCBG
Capital City Bank Group
4.8246 of 5 stars
$27.18
+0.3%
$34.67
+27.5%
-4.5%$460.51M$223.61M8.47970Analyst Report
FMNB
Farmers National Banc
3.2339 of 5 stars
$12.63
+1.4%
$15.33
+21.4%
+8.9%$474.26M$255.20M9.43666News Coverage
CCNE
CNB Financial
4.6874 of 5 stars
$19.25
+0.3%
$22.00
+14.3%
+4.7%$403.47M$218.14M8.09765
HTBK
Heritage Commerce
4.7014 of 5 stars
$8.30
+2.0%
$10.75
+29.5%
+4.1%$508.38M$243.30M7.83349
CPF
Central Pacific Financial
4.5467 of 5 stars
$19.98
+2.9%
$24.00
+20.1%
+24.5%$540.26M$329.32M9.21696News Coverage
HBNC
Horizon Bancorp
4.2041 of 5 stars
$12.26
+1.7%
$13.00
+6.0%
+17.2%$540.79M$324.30M19.16818News Coverage
MOFG
MidWestOne Financial Group
4.328 of 5 stars
$21.35
+0.9%
$25.67
+20.2%
+0.7%$336.26M$268.04M16.17732
EBTC
Enterprise Bancorp
4.1371 of 5 stars
$24.43
+0.8%
N/A-14.7%$300M$218.66M7.88570News Coverage
UVSP
Univest Financial
2.8089 of 5 stars
$20.00
+1.7%
$19.50
-2.5%
-7.1%$590.60M$448.55M8.30920News Coverage

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This page (NASDAQ:THFF) was last updated on 4/25/2024 by MarketBeat.com Staff

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