First Financial (THFF) Competitors

$39.17
+0.22 (+0.56%)
(As of 05/17/2024 ET)

THFF vs. CCBG, WASH, FMNB, CCNE, HTBK, HBNC, MOFG, CPF, BSRR, and EBTC

Should you be buying First Financial stock or one of its competitors? The main competitors of First Financial include Capital City Bank Group (CCBG), Washington Trust Bancorp (WASH), Farmers National Banc (FMNB), CNB Financial (CCNE), Heritage Commerce (HTBK), Horizon Bancorp (HBNC), MidWestOne Financial Group (MOFG), Central Pacific Financial (CPF), Sierra Bancorp (BSRR), and Enterprise Bancorp (EBTC). These companies are all part of the "regional banks" industry.

First Financial vs.

Capital City Bank Group (NASDAQ:CCBG) and First Financial (NASDAQ:THFF) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, institutional ownership, community ranking, media sentiment, earnings, analyst recommendations, risk, profitability and valuation.

First Financial has a net margin of 20.16% compared to First Financial's net margin of 19.86%. First Financial's return on equity of 12.26% beat Capital City Bank Group's return on equity.

Company Net Margins Return on Equity Return on Assets
Capital City Bank Group19.86% 12.26% 1.22%
First Financial 20.16%11.04%1.15%

Capital City Bank Group pays an annual dividend of $0.84 per share and has a dividend yield of 3.0%. First Financial pays an annual dividend of $1.80 per share and has a dividend yield of 4.6%. Capital City Bank Group pays out 27.4% of its earnings in the form of a dividend. First Financial pays out 38.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Capital City Bank Group has increased its dividend for 10 consecutive years.

44.6% of Capital City Bank Group shares are held by institutional investors. Comparatively, 72.7% of First Financial shares are held by institutional investors. 19.4% of Capital City Bank Group shares are held by insiders. Comparatively, 3.7% of First Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Capital City Bank Group has a beta of 0.53, indicating that its share price is 47% less volatile than the S&P 500. Comparatively, First Financial has a beta of 0.52, indicating that its share price is 48% less volatile than the S&P 500.

First Financial has lower revenue, but higher earnings than Capital City Bank Group. First Financial is trading at a lower price-to-earnings ratio than Capital City Bank Group, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Capital City Bank Group$252.68M1.89$52.26M$3.079.17
First Financial$204.61M2.26$60.67M$4.698.35

Capital City Bank Group presently has a consensus price target of $34.25, indicating a potential upside of 21.67%. First Financial has a consensus price target of $43.00, indicating a potential upside of 9.78%. Given First Financial's stronger consensus rating and higher probable upside, analysts plainly believe Capital City Bank Group is more favorable than First Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Capital City Bank Group
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75
First Financial
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

First Financial received 116 more outperform votes than Capital City Bank Group when rated by MarketBeat users. Likewise, 61.66% of users gave First Financial an outperform vote while only 54.35% of users gave Capital City Bank Group an outperform vote.

CompanyUnderperformOutperform
Capital City Bank GroupOutperform Votes
225
54.35%
Underperform Votes
189
45.65%
First FinancialOutperform Votes
341
61.66%
Underperform Votes
212
38.34%

In the previous week, First Financial had 1 more articles in the media than Capital City Bank Group. MarketBeat recorded 1 mentions for First Financial and 0 mentions for Capital City Bank Group. First Financial's average media sentiment score of 0.00 equaled Capital City Bank Group'saverage media sentiment score.

Company Overall Sentiment
Capital City Bank Group Neutral
First Financial Neutral

Summary

Capital City Bank Group beats First Financial on 11 of the 20 factors compared between the two stocks.

New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding THFF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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THFF vs. The Competition

MetricFirst FinancialState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$462.75M$2.34B$9.72B$7.96B
Dividend Yield4.62%4.19%6.26%3.91%
P/E Ratio8.3512.3438.6316.34
Price / Sales2.262.103,580.6478.04
Price / Cash6.348.7328.9131.98
Price / Book0.891.053.304.76
Net Income$60.67M$398.78M$1.01B$217.17M
7 Day Performance2.01%1.75%1.68%2.90%
1 Month Performance11.18%8.06%5.35%6.57%
1 Year Performance15.85%21.30%17.68%10.17%

First Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CCBG
Capital City Bank Group
4.1733 of 5 stars
$27.42
+0.7%
$34.25
+24.9%
-8.2%$464.50M$252.68M8.93970Positive News
WASH
Washington Trust Bancorp
3.1901 of 5 stars
$27.25
+1.8%
N/A+14.4%$464.61M$364.80M10.06665Analyst Downgrade
FMNB
Farmers National Banc
2.8392 of 5 stars
$12.48
flat
$15.33
+22.9%
+9.8%$468.62M$255.20M8.61666Short Interest ↓
Positive News
CCNE
CNB Financial
4.1206 of 5 stars
$20.06
+0.8%
$22.00
+9.7%
+15.1%$421.26M$327.03M8.43765Dividend Announcement
Short Interest ↑
News Coverage
HTBK
Heritage Commerce
4.007 of 5 stars
$8.30
-0.7%
$10.50
+26.5%
+13.6%$508.46M$243.30M9.02351Short Interest ↑
Positive News
HBNC
Horizon Bancorp
4.2666 of 5 stars
$12.43
-1.0%
$12.50
+0.6%
+45.9%$548.29M$324.30M23.02818Short Interest ↑
MOFG
MidWestOne Financial Group
4.49 of 5 stars
$21.47
+1.2%
$24.13
+12.4%
+14.8%$338.37M$268.04M14.91732
CPF
Central Pacific Financial
4.9322 of 5 stars
$21.29
+0.5%
$24.00
+12.7%
+43.8%$575.68M$329.32M10.39696
BSRR
Sierra Bancorp
3.975 of 5 stars
$22.66
+3.8%
$22.33
-1.4%
+38.4%$330.84M$193.52M9.36491Analyst Downgrade
Short Interest ↑
EBTC
Enterprise Bancorp
3.6262 of 5 stars
$25.04
+0.6%
N/A-6.1%$310.00M$218.66M8.60570Positive News

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This page (NASDAQ:THFF) was last updated on 5/18/2024 by MarketBeat.com Staff

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