THFF vs. WASH, CCBG, FMNB, CCNE, HTBK, CPF, HBNC, MOFG, EBTC, and UVSP
Should you be buying First Financial stock or one of its competitors? The main competitors of First Financial include Washington Trust Bancorp (WASH), Capital City Bank Group (CCBG), Farmers National Banc (FMNB), CNB Financial (CCNE), Heritage Commerce (HTBK), Central Pacific Financial (CPF), Horizon Bancorp (HBNC), MidWestOne Financial Group (MOFG), Enterprise Bancorp (EBTC), and Univest Financial (UVSP). These companies are all part of the "regional banks" industry.
Washington Trust Bancorp (NASDAQ:WASH) and First Financial (NASDAQ:THFF) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their earnings, dividends, analyst recommendations, media sentiment, profitability, risk, institutional ownership, community ranking and valuation.
65.8% of Washington Trust Bancorp shares are held by institutional investors. Comparatively, 72.7% of First Financial shares are held by institutional investors. 1.7% of Washington Trust Bancorp shares are held by company insiders. Comparatively, 4.1% of First Financial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Washington Trust Bancorp pays an annual dividend of $2.24 per share and has a dividend yield of 8.5%. First Financial pays an annual dividend of $1.80 per share and has a dividend yield of 4.8%. Washington Trust Bancorp pays out 82.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Financial pays out 35.4% of its earnings in the form of a dividend.
First Financial received 154 more outperform votes than Washington Trust Bancorp when rated by MarketBeat users. Likewise, 61.78% of users gave First Financial an outperform vote while only 54.05% of users gave Washington Trust Bancorp an outperform vote.
Washington Trust Bancorp has a beta of 0.81, meaning that its stock price is 19% less volatile than the S&P 500. Comparatively, First Financial has a beta of 0.51, meaning that its stock price is 49% less volatile than the S&P 500.
First Financial has higher revenue and earnings than Washington Trust Bancorp. First Financial is trading at a lower price-to-earnings ratio than Washington Trust Bancorp, indicating that it is currently the more affordable of the two stocks.
In the previous week, Washington Trust Bancorp had 15 more articles in the media than First Financial. MarketBeat recorded 19 mentions for Washington Trust Bancorp and 4 mentions for First Financial. First Financial's average media sentiment score of 0.69 beat Washington Trust Bancorp's score of 0.34 indicating that Washington Trust Bancorp is being referred to more favorably in the media.
First Financial has a net margin of 22.38% compared to First Financial's net margin of 12.01%. Washington Trust Bancorp's return on equity of 12.13% beat First Financial's return on equity.
First Financial has a consensus target price of $43.00, suggesting a potential upside of 15.47%. Given Washington Trust Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe First Financial is more favorable than Washington Trust Bancorp.
Summary
First Financial beats Washington Trust Bancorp on 13 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding THFF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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