Enterprise Financial Services (EFSC) Stock Price, News & Analysis

Company Overview

Enterprise Financial Services Corp. is a financial holding company headquartered in Clayton, Missouri. Its principal subsidiary, Enterprise Bank & Trust, provides banking and financial services to businesses, professionals, entrepreneurs, nonprofit organizations and individuals.

The company’s offerings include commercial and industrial lending, commercial real estate financing, construction loans, small-business banking, deposit accounts, treasury management and private banking. Through its wealth-management activities, Enterprise also provides trust, investment-management and related advisory services.

Enterprise Bank & Trust was founded in 1990 and serves clients through banking locations and financial professionals in markets across Missouri, Kansas, Arizona, New Mexico and Colorado. The company is led by President and Chief Executive Officer Jim Lally, who oversees its banking and wealth-management operations.

Key Stats

• Today's Range: $59.12 to $60.62
• 50-Day Range: $58.59 to $66.56
• 52-Week Range: $51.18 to $68.73
• Volume: 114,050 shs
• Average Volume: 243,572 shs
• Market Capitalization: $2.17 billion
• P/E Ratio: 11.89
• Dividend Yield: 2.34%
• Price Target: $70.00
• Consensus Rating: Moderate Buy

Enterprise Financial Services Stock Analysis - MarketRank™

Enterprise Financial Services scored higher than 97% of companies evaluated by MarketBeat, and ranked 74th out of 847 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Enterprise Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.86, and is based on 1 strong buy rating, 4 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Enterprise Financial Services has a consensus price target of $70.00, representing about 17.4% upside from its current price of $59.60.

Amount of Analyst Coverage

Enterprise Financial Services has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 12.14%

Earnings Growth

Earnings for Enterprise Financial Services are expected to grow by 12.14% in the coming year, from $5.27 to $5.91 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Enterprise Financial Services is 11.86, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.74.

Price to Earnings Ratio vs. Sector

The P/E ratio of Enterprise Financial Services is 11.86, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.73.

Price to Book Value per Share Ratio

Enterprise Financial Services has a P/B Ratio of 1.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.35% of the float of Enterprise Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Enterprise Financial Services has a short interest ratio ("days to cover") of 3.07, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Enterprise Financial Services has recently decreased by 14.64%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Enterprise Financial Services pays a meaningful dividend of 2.37%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Enterprise Financial Services has been increasing its dividend for 11 years.

Dividend Coverage

The dividend payout ratio of Enterprise Financial Services is 27.83%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Enterprise Financial Services will have a dividend payout ratio of 23.69% next year. This indicates that Enterprise Financial Services will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.26

News Sentiment

Enterprise Financial Services has a news sentiment score of 0.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Enterprise Financial Services this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Enterprise Financial Services insiders have not sold or bought any company stock.

Percentage Held by Insiders

2.20% of the stock of Enterprise Financial Services is held by insiders.

Percentage Held by Institutions

72.21% of the stock of Enterprise Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/22/2026
• Record date for 9/30 Dividend: 9/15/2026
• Ex-Dividend for 9/30 Dividend: 9/15/2026
• Dividend Payable: 9/30/2026
• Today: 10/16/2026
• Next Earnings (Confirmed): 10/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:EFSC
• CIK: 1025835
• Web: www.enterprisebank.com
• Phone: (314) 725-5500
• Fax: 314-812-4025
• Employees: 1,418
• Year Founded: 1988

Price Target and Rating

• Average Price Target for Enterprise Financial Services: $70.00
• High Price Target: $72.00
• Low Price Target: $68.00
• Potential Upside/Downside: +17.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.86
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.03
• Trailing P/E Ratio: 11.88
• Forward P/E Ratio: 11.32
• P/E Growth: N/A
• Net Income: $201.37 million
• Net Margins: 18.72%
• Pretax Margin: 26.91%
• Return on Equity: 9.70%
• Return on Assets: 1.11%

Debt

• Debt-to-Equity Ratio: 0.35
• Current Ratio: 0.85
• Quick Ratio: 0.85

Sales & Book Value

• Annual Sales: $643.45 million
• Price / Sales: 3.36
• Cash Flow: $5.88 per share
• Price / Cash Flow: 10.14
• Book Value: $53.16 per share
• Price / Book: 1.12

Miscellaneous

• Outstanding Shares: 36,193,000
• Free Float: 35,397,000
• Market Cap: $2.16 billion
• Optionable: Optionable
• Beta: 0.82