EFSC vs. HTLF, BANR, LKFN, FBNC, OFG, SYBT, RNST, BUSE, SRCE, and STBA
Should you be buying Enterprise Financial Services stock or one of its competitors? The main competitors of Enterprise Financial Services include Heartland Financial USA (HTLF), Banner (BANR), Lakeland Financial (LKFN), First Bancorp (FBNC), OFG Bancorp (OFG), Stock Yards Bancorp (SYBT), Renasant (RNST), First Busey (BUSE), 1st Source (SRCE), and S&T Bancorp (STBA). These companies are all part of the "regional banks" industry.
Heartland Financial USA (NASDAQ:HTLF) and Enterprise Financial Services (NASDAQ:EFSC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, valuation, institutional ownership, media sentiment, risk, profitability, dividends, community ranking and analyst recommendations.
Heartland Financial USA has a beta of 1.06, meaning that its stock price is 6% more volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 0.99, meaning that its stock price is 1% less volatile than the S&P 500.
Enterprise Financial Services has lower revenue, but higher earnings than Heartland Financial USA. Enterprise Financial Services is trading at a lower price-to-earnings ratio than Heartland Financial USA, indicating that it is currently the more affordable of the two stocks.
Enterprise Financial Services has a net margin of 20.60% compared to Enterprise Financial Services' net margin of 8.57%. Enterprise Financial Services' return on equity of 11.56% beat Heartland Financial USA's return on equity.
Heartland Financial USA presently has a consensus target price of $39.80, indicating a potential upside of 10.49%. Enterprise Financial Services has a consensus target price of $47.75, indicating a potential upside of 22.03%. Given Heartland Financial USA's higher possible upside, analysts plainly believe Enterprise Financial Services is more favorable than Heartland Financial USA.
Heartland Financial USA received 117 more outperform votes than Enterprise Financial Services when rated by MarketBeat users. Likewise, 59.14% of users gave Heartland Financial USA an outperform vote while only 56.88% of users gave Enterprise Financial Services an outperform vote.
In the previous week, Enterprise Financial Services had 8 more articles in the media than Heartland Financial USA. MarketBeat recorded 15 mentions for Enterprise Financial Services and 7 mentions for Heartland Financial USA. Enterprise Financial Services' average media sentiment score of 0.65 beat Heartland Financial USA's score of 0.43 indicating that Heartland Financial USA is being referred to more favorably in the media.
Heartland Financial USA pays an annual dividend of $1.20 per share and has a dividend yield of 3.3%. Enterprise Financial Services pays an annual dividend of $1.00 per share and has a dividend yield of 2.6%. Heartland Financial USA pays out 71.0% of its earnings in the form of a dividend. Enterprise Financial Services pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Heartland Financial USA has increased its dividend for 7 consecutive years and Enterprise Financial Services has increased its dividend for 6 consecutive years. Heartland Financial USA is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.
71.6% of Heartland Financial USA shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 1.7% of Heartland Financial USA shares are owned by company insiders. Comparatively, 2.3% of Enterprise Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Summary
Heartland Financial USA and Enterprise Financial Services tied by winning 11 of the 22 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding EFSC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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