Enterprise Financial Services (EFSC) Competitors

$39.13
-0.07 (-0.18%)
(As of 04/24/2024 ET)

EFSC vs. HTLF, BANR, LKFN, FBNC, OFG, SYBT, RNST, BUSE, SRCE, and STBA

Should you be buying Enterprise Financial Services stock or one of its competitors? The main competitors of Enterprise Financial Services include Heartland Financial USA (HTLF), Banner (BANR), Lakeland Financial (LKFN), First Bancorp (FBNC), OFG Bancorp (OFG), Stock Yards Bancorp (SYBT), Renasant (RNST), First Busey (BUSE), 1st Source (SRCE), and S&T Bancorp (STBA). These companies are all part of the "regional banks" industry.

Enterprise Financial Services vs.

Heartland Financial USA (NASDAQ:HTLF) and Enterprise Financial Services (NASDAQ:EFSC) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, valuation, institutional ownership, media sentiment, risk, profitability, dividends, community ranking and analyst recommendations.

Heartland Financial USA has a beta of 1.06, meaning that its stock price is 6% more volatile than the S&P 500. Comparatively, Enterprise Financial Services has a beta of 0.99, meaning that its stock price is 1% less volatile than the S&P 500.

Enterprise Financial Services has lower revenue, but higher earnings than Heartland Financial USA. Enterprise Financial Services is trading at a lower price-to-earnings ratio than Heartland Financial USA, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Heartland Financial USA$932.87M1.65$79.92M$1.6921.31
Enterprise Financial Services$833.64M1.76$194.06M$4.678.38

Enterprise Financial Services has a net margin of 20.60% compared to Enterprise Financial Services' net margin of 8.57%. Enterprise Financial Services' return on equity of 11.56% beat Heartland Financial USA's return on equity.

Company Net Margins Return on Equity Return on Assets
Heartland Financial USA8.57% 11.56% 1.01%
Enterprise Financial Services 20.60%11.50%1.28%

Heartland Financial USA presently has a consensus target price of $39.80, indicating a potential upside of 10.49%. Enterprise Financial Services has a consensus target price of $47.75, indicating a potential upside of 22.03%. Given Heartland Financial USA's higher possible upside, analysts plainly believe Enterprise Financial Services is more favorable than Heartland Financial USA.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Heartland Financial USA
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.80
Enterprise Financial Services
0 Sell rating(s)
1 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.75

Heartland Financial USA received 117 more outperform votes than Enterprise Financial Services when rated by MarketBeat users. Likewise, 59.14% of users gave Heartland Financial USA an outperform vote while only 56.88% of users gave Enterprise Financial Services an outperform vote.

CompanyUnderperformOutperform
Heartland Financial USAOutperform Votes
398
59.14%
Underperform Votes
275
40.86%
Enterprise Financial ServicesOutperform Votes
281
56.88%
Underperform Votes
213
43.12%

In the previous week, Enterprise Financial Services had 8 more articles in the media than Heartland Financial USA. MarketBeat recorded 15 mentions for Enterprise Financial Services and 7 mentions for Heartland Financial USA. Enterprise Financial Services' average media sentiment score of 0.65 beat Heartland Financial USA's score of 0.43 indicating that Heartland Financial USA is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Heartland Financial USA
3 Very Positive mention(s)
0 Positive mention(s)
4 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Enterprise Financial Services
3 Very Positive mention(s)
1 Positive mention(s)
4 Neutral mention(s)
3 Negative mention(s)
0 Very Negative mention(s)
Neutral

Heartland Financial USA pays an annual dividend of $1.20 per share and has a dividend yield of 3.3%. Enterprise Financial Services pays an annual dividend of $1.00 per share and has a dividend yield of 2.6%. Heartland Financial USA pays out 71.0% of its earnings in the form of a dividend. Enterprise Financial Services pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Heartland Financial USA has increased its dividend for 7 consecutive years and Enterprise Financial Services has increased its dividend for 6 consecutive years. Heartland Financial USA is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

71.6% of Heartland Financial USA shares are owned by institutional investors. Comparatively, 72.2% of Enterprise Financial Services shares are owned by institutional investors. 1.7% of Heartland Financial USA shares are owned by company insiders. Comparatively, 2.3% of Enterprise Financial Services shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

Heartland Financial USA and Enterprise Financial Services tied by winning 11 of the 22 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding EFSC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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EFSC vs. The Competition

MetricEnterprise Financial ServicesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.47B$2.23B$8.42B$7.49B
Dividend Yield2.55%4.27%10.47%3.95%
P/E Ratio8.3810.8158.4216.42
Price / Sales1.761.973,538.6780.46
Price / Cash6.948.4027.6734.88
Price / Book0.891.022.394.28
Net Income$194.06M$414.19M$994.34M$213.92M
7 Day Performance2.49%4.44%2.05%1.62%
1 Month Performance0.15%0.53%-1.09%-3.59%
1 Year Performance-7.27%24.01%14.24%8.17%

Enterprise Financial Services Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
HTLF
Heartland Financial USA
4.7815 of 5 stars
$33.30
-2.9%
$39.80
+19.5%
+0.6%$1.42B$932.87M19.701,970Upcoming Earnings
BANR
Banner
3.125 of 5 stars
$42.97
-2.0%
$53.75
+25.1%
-6.9%$1.48B$745.98M8.061,966Analyst Revision
LKFN
Lakeland Financial
2.7039 of 5 stars
$59.34
+0.1%
$74.00
+24.7%
+11.6%$1.54B$393.12M16.26608
FBNC
First Bancorp
1.9576 of 5 stars
$31.24
-1.8%
$33.00
+5.6%
+6.6%$1.28B$546.25M12.351,445News Coverage
Positive News
OFG
OFG Bancorp
2.9421 of 5 stars
$33.48
-1.7%
$40.00
+19.5%
+45.8%$1.58B$770.73M8.762,248Earnings Report
SYBT
Stock Yards Bancorp
3.4771 of 5 stars
$43.00
-2.0%
$48.00
+11.6%
-2.5%$1.26B$438.92M11.721,075News Coverage
RNST
Renasant
1.6824 of 5 stars
$28.53
-1.1%
$33.00
+15.7%
+9.3%$1.60B$910.39M11.062,300Earnings Report
BUSE
First Busey
4.5855 of 5 stars
$21.80
-1.6%
$24.50
+12.4%
+22.5%$1.20B$601.76M10.051,479Analyst Downgrade
SRCE
1st Source
2.519 of 5 stars
$47.94
-1.3%
$53.00
+10.6%
+15.8%$1.17B$507.53M9.531,170Negative News
STBA
S&T Bancorp
1.2774 of 5 stars
$29.19
-0.6%
$30.00
+2.8%
+12.3%$1.12B$535.52M7.801,244Analyst Revision

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This page (NASDAQ:EFSC) was last updated on 4/25/2024 by MarketBeat.com Staff

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