First Merchants Corporation, through its subsidiary First Merchants Bank, offers a comprehensive suite of banking and financial services to individuals, businesses and public sector clients. The company’s core business activities include retail and commercial banking, lending, treasury and cash management, and wealth advisory services. With a focus on relationship banking, First Merchants seeks to deliver tailored solutions for deposit accounts, loan financing and other credit products.
On the consumer side, First Merchants provides checking and savings accounts, certificates of deposit, personal and mortgage loans, and electronic banking conveniences. For businesses and institutions, the company delivers commercial and industrial lending, equipment financing, lines of credit, and specialized treasury management services designed to optimize cash flow and operational efficiency. Wealth management offerings include trust and fiduciary services, investment advisory, retirement planning, and brokerage services to help clients pursue long-term financial objectives.
The company is headquartered in Muncie, Indiana, and operates a network of branch offices and lending centers across central and northern Indiana as well as central Ohio. By maintaining deep ties to its communities, First Merchants emphasizes local decision-making and personalized service, supporting economic development and small business growth in its markets.
Tracing its origins to the late 19th century, First Merchants has grown through a combination of organic expansion and strategic acquisitions. The bank is governed by an experienced management team that focuses on sustainable growth, disciplined risk management and delivering value to shareholders and customers alike.
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