SouthState Bank (SSB) Stock Price, News & Analysis

Company Overview

SouthState Bank is a regional bank and subsidiary of SouthState Corporation, a financial services company. It provides personal and business banking services, including deposit accounts, loans, mortgage lending, treasury management and wealth management.

The bank traces its history to 1934, when the First National Bank of Orangeburg opened in South Carolina. Its footprint is centered in the southeastern United States, with operations extending into Texas and Colorado following SouthState Corporation’s combination with Independent Bank Group.

SouthState serves individuals, businesses and institutions through branches, digital banking and other financial services. Its publicly traded parent, SouthState Corporation, is headquartered in Winter Haven, Florida.

Key Stats

• Today's Range: $104.50 to $105.75
• 50-Day Range: $98.86 to $108.02
• 52-Week Range: $84.47 to $112.20
• Volume: 604,907 shs
• Average Volume: 806,253 shs
• Market Capitalization: $10.20 billion
• P/E Ratio: 11.24
• Dividend Yield: 2.50%
• Price Target: $119.62
• Consensus Rating: Buy

SouthState Bank Stock Analysis - MarketRank™

SouthState Bank scored higher than 97% of companies evaluated by MarketBeat, and ranked 53rd out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.6 / 5
• Analyst Rating: Buy

Consensus Rating

SouthState Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 11 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

SouthState Bank has a consensus price target of $119.62, representing about 13.4% upside from its current price of $105.51.

Amount of Analyst Coverage

SouthState Bank has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.73%

Earnings Growth

Earnings for SouthState Bank are expected to grow by 9.73% in the coming year, from $9.35 to $10.26 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of SouthState Bank is 11.24, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.57.

Price to Earnings Ratio vs. Sector

The P/E ratio of SouthState Bank is 11.24, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.34.

Price to Book Value per Share Ratio

SouthState Bank has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.79% of the float of SouthState Bank has been sold short.

Short Interest Ratio / Days to Cover

SouthState Bank has a short interest ratio ("days to cover") of 4.35.

Change versus previous month

Short interest in SouthState Bank has recently decreased by 2.79%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

SouthState Bank pays a meaningful dividend of 2.49%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SouthState Bank has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of SouthState Bank is 28.12%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, SouthState Bank will have a dividend payout ratio of 25.73% next year. This indicates that SouthState Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.3 / 5
• News Sentiment: 0.91

News Sentiment

SouthState Bank has a news sentiment score of 0.91. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 10 news articles for SouthState Bank this week, compared to 3 articles on an average week.

Search Interest

2 people have searched for SSB on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

2 people have added SouthState Bank to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, SouthState Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $435,720.00 in company stock.

Percentage Held by Insiders

1.70% of the stock of SouthState Bank is held by insiders.

Percentage Held by Institutions

89.76% of the stock of SouthState Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 8/14 Dividend: 8/07/2026
• Ex-Dividend for 8/14 Dividend: 8/07/2026
• Dividend Payable: 8/14/2026
• Last Earnings: 10/21/2026
• Record date for 11/13 Dividend: 11/06/2026
• Ex-Dividend for 11/13 Dividend: 11/06/2026
• Today: 11/11/2026
• Dividend Payable: 11/13/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/28/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:SSB
• Previous Symbol: NYSE:SSB
• CIK: 764038
• Web: southstatebank.com
• Phone: (863) 293-4710
• Fax: 803-765-1966
• Employees: 6,190
• Year Founded: 1934

Price Target and Rating

• Average Price Target for SouthState Bank: $119.62
• High Price Target: $128.00
• Low Price Target: $108.00
• Potential Upside/Downside: +13.4%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $9.39
• Trailing P/E Ratio: 11.24
• Forward P/E Ratio: 10.28
• P/E Growth: N/A
• Net Income: $798.67 million
• Net Margins: 24.63%
• Pretax Margin: 31.77%
• Return on Equity: 10.23%
• Return on Assets: 1.35%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.95
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $3.76 billion
• Price / Sales: 2.71
• Cash Flow: $11.28 per share
• Price / Cash Flow: 9.35
• Book Value: $93.58 per share
• Price / Book: 1.13

Miscellaneous

• Outstanding Shares: 96,680,000
• Free Float: 95,037,000
• Market Cap: $10.20 billion
• Optionable: Optionable
• Beta: 0.77