TriCo Bancshares (TCBK) Stock Price, News & Analysis

Company Overview

TriCo Bancshares, Inc. is the bank holding company for Tri Counties Bank, a community-oriented financial institution headquartered in Chico, California. Through its wholly owned subsidiary, the company provides a comprehensive range of banking and financial services to individuals, small businesses, and commercial clients. Offering a full suite of deposit accounts, lending solutions and digital banking tools, TriCo Bancshares combines personalized service with modern technology to meet the evolving needs of its customers.

The company’s core products and services include commercial and consumer lending, deposit and cash management solutions, mortgage banking, and agricultural financing. TriCo Bancshares also offers specialized wealth management and trust services through its investment advisory affiliates, and supports clients with estate planning, retirement services, and investment management. By integrating these offerings, the company aims to deliver cohesive financial strategies tailored to each client’s objectives.

TriCo Bancshares primarily serves communities across Northern and Central California. Its branch network spans key markets such as the Sacramento Valley, Gold Country, and the Bay Area, complemented by loan production offices to support commercial and real estate lending activities. The company emphasizes local decision-making and community involvement, working with clients in industries ranging from agriculture and manufacturing to professional services and technology.

Founded in 1975, TriCo Bancshares has grown through organic expansion and selective branch acquisitions while maintaining a focus on customer relationships and community development. The company is led by President and Chief Executive Officer Ken A. Hasse, whose leadership emphasizes prudent risk management and strategic growth. With its long-standing regional presence, TriCo Bancshares aims to balance the strengths of a community bank with the capabilities of a diversified financial services organization.

Key Stats

• Today's Range: $57.19 to $57.85
• 50-Day Range: $50.69 to $61.62
• 52-Week Range: $40.44 to $61.71
• Volume: 118,259 shs
• Average Volume: 208,322 shs
• Market Capitalization: $1.84 billion
• P/E Ratio: 13.78
• Dividend Yield: 2.51%
• Price Target: $56.60
• Consensus Rating: Hold

TriCo Bancshares Stock Analysis - MarketRank™

TriCo Bancshares scored higher than 70% of companies evaluated by MarketBeat, and ranked 430th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Hold

Consensus Rating

TriCo Bancshares has received a consensus rating of Hold. The company's average rating score is 2.29, and is based on no strong buy ratings, 2 buy ratings, 5 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for TriCo Bancshares is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

TriCo Bancshares has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 2.10%

Earnings Growth

Earnings for TriCo Bancshares are expected to grow by 2.10% in the coming year, from $4.28 to $4.37 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of TriCo Bancshares is 13.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.79.

Price to Earnings Ratio vs. Sector

The P/E ratio of TriCo Bancshares is 13.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.20.

Price to Book Value per Share Ratio

TriCo Bancshares has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.14% of the float of TriCo Bancshares has been sold short.

Short Interest Ratio / Days to Cover

TriCo Bancshares has a short interest ratio ("days to cover") of 3.01, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in TriCo Bancshares has recently increased by 7.95%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

TriCo Bancshares pays a meaningful dividend of 2.48%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

TriCo Bancshares has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of TriCo Bancshares is 34.53%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, TriCo Bancshares will have a dividend payout ratio of 32.95% next year. This indicates that TriCo Bancshares will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: 0.64

News Sentiment

TriCo Bancshares has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.84 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for TriCo Bancshares this week, compared to 2 articles on an average week.

MarketBeat Follows

1 people have added TriCo Bancshares to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, TriCo Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

4.87% of the stock of TriCo Bancshares is held by insiders.

Percentage Held by Institutions

59.11% of the stock of TriCo Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 6/26 Dividend: 6/05/2026
• Ex-Dividend for 6/26 Dividend: 6/05/2026
• Dividend Payable: 6/26/2026
• Last Earnings: 7/22/2026
• Today: 8/17/2026
• Next Earnings (Estimated): 10/22/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:TCBK
• CIK: 356171
• Web: www.tcbk.com
• Phone: (530) 898-0300
• Fax: 530-898-0310
• Employees: 1,148
• Year Founded: 1974

Price Target and Rating

• Average Price Target for TriCo Bancshares: $56.60
• High Price Target: $65.00
• Low Price Target: $46.00
• Potential Upside/Downside: -1.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.29
• Research Coverage: 7 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.17
• Trailing P/E Ratio: 13.73
• Forward P/E Ratio: 13.37
• P/E Growth: N/A
• Net Income: $121.56 million
• Net Margins: 24.67%
• Pretax Margin: 33.71%
• Return on Equity: 10.23%
• Return on Assets: 1.37%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.87
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $429.22 million
• Price / Sales: 4.26
• Cash Flow: $4.02 per share
• Price / Cash Flow: 14.23
• Book Value: $40.85 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 31,967,000
• Free Float: 30,410,000
• Market Cap: $1.83 billion
• Optionable: Optionable
• Beta: 0.60