NBT Bancorp (NBTB) Earnings Date, Estimates & Call Transcripts

$53.83 +0.26 (+0.49%)

As of 10:24 AM Eastern

NBT Bancorp Earnings Summary

NBT Bancorp announced Q2 2026 earnings on July 27, 2026, reporting an EPS of $1.01, which missed the consensus estimate of $1.02 by $0.01. Quarterly revenue was reported to be $186.69 million, below analyst estimates of $188.81 million. With a trailing EPS of $4.09 and a P/E Ratio of 13.14, NBT Bancorp's earnings are expected to grow 8.43% next year, from $4.15 to $4.50 per share.

Upcoming Q3 Earnings Date: Oct. 26After Market ClosesEstimated
Consensus EPS (Jul. 27): $1.02
Actual EPS (Jul. 27): $1.01 Missed By -$0.01
Actual Revenue (Jul. 27): $186.69M

Q2 2026 Earnings Resources

NBTB Upcoming Earnings

NBT Bancorp's next earnings date is estimated for Monday, October 26, 2026, based on past reporting schedules.

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NBTB Earnings Estimates and Actuals by Quarter

The chart below shows up to four years of a company's earnings history. The dark blue line represents the company's actual earnings per share. The light blue area represents the range of Wall Street analysts' earnings estimates for each quarter.

NBTB Estimated and Actual Revenue by Quarter

The chart below shows up to four years of a company's revenue history. The dark blue line represents the company's actual revenue. The light blue line represents the company's estimated revenue based on the consensus of Wall Street analysts for each quarter.

NBT Bancorp Analyst EPS Estimates

Current Year EPS Consensus Estimate: $4.15 EPS
Next Year EPS Consensus Estimate: $4.50 EPS

NBT Bancorp Earnings History by Quarter

Time Frame

Start Date

End Date

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Date	Quarter	Consensus Estimate	Reported EPS	Beat/Miss	GAAP EPS	Revenue Estimate	Actual Revenue	Details
10/26/2026 (Estimated)	-	-	-	-	-	-	-	-
7/27/2026	Q2 2026	$1.02	$1.01	-$0.01	$1.02	$188.81M	$186.69M
4/23/2026	Q1 2026	$0.9760	$0.97	-$0.0060	$0.98	$185.36M	$184.48M
1/26/2026	Q4 2025	$0.99	$1.05	+$0.06	$1.06	$183.63M	$185.14M
10/27/2025	Q3 2025	$0.97	$1.05	+$0.08	$1.03	$183.87M	$186.07M
7/28/2025	Q2 2025	$0.82	$0.88	+$0.06	$0.44	$171.04M	$171.15M
4/24/2025	Q1 2025	$0.76	$0.80	+$0.04	$0.77	$151.00M	$155.31M
1/27/2025	Q4 2024	$0.78	$0.77	-$0.01	$0.76	$147.11M	$137.66M
10/28/2024	Q3 2024	$0.78	$0.80	+$0.02	$0.80	$144.70M	$202.00M

NBT Bancorp Earnings - Frequently Asked Questions

NBT Bancorp has not confirmed its next earnings publication date, but the company's estimated earnings date is Monday, October 26th, 2026 based off last year's report dates. Learn more on NBTB's earnings history.

In the previous quarter, NBT Bancorp (NASDAQ:NBTB) missed the analysts' consensus estimate of $1.02 by $0.01 with a reported earnings per share (EPS) of $1.01. Learn more on analysts' earnings estimate vs. NBTB's actual earnings.

The conference call for NBT Bancorp's latest earnings report can be listened to online.
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The conference call transcript for NBT Bancorp's latest earnings report can be read online.
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NBT Bancorp (NASDAQ:NBTB) has a recorded annual revenue of $906.48 million.

NBT Bancorp (NASDAQ:NBTB) has a recorded net income of $169.24 million. NBTB has generated $4.09 earnings per share over the last four quarters.

NBT Bancorp (NASDAQ:NBTB) has a trailing price-to-earnings ratio of 13.10 and a forward price-to-earnings ratio of 12.91.

NBT Bancorp's earnings are expected to grow from $4.15 per share to $4.50 per share in the next year, which is a 8.43% increase.

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Earnings data for NASDAQ:NBTB is sourced from Fiscal.ai, with the most recent quarter reported on 7/27/2026. New results are added as companies report their earnings.

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NBT Bancorp (NBTB) Earnings Date, Estimates & Call Transcripts