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NBT Bancorp (NBTB) Competitors

NBT Bancorp logo
$43.74 -0.30 (-0.68%)
Closing price 07/11/2025 04:00 PM Eastern
Extended Trading
$43.72 -0.02 (-0.03%)
As of 07/11/2025 05:27 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

NBTB vs. FFBC, HOPE, PPBI, SFNC, STBA, TOWN, UBSI, WSBC, CBU, and PRK

Should you be buying NBT Bancorp stock or one of its competitors? The main competitors of NBT Bancorp include First Financial Bancorp. (FFBC), Hope Bancorp (HOPE), Pacific Premier Bancorp (PPBI), Simmons First National (SFNC), S&T Bancorp (STBA), Towne Bank (TOWN), United Bankshares (UBSI), WesBanco (WSBC), Community Financial System (CBU), and Park National (PRK). These companies are all part of the "finance" sector.

NBT Bancorp vs. Its Competitors

NBT Bancorp (NASDAQ:NBTB) and First Financial Bancorp. (NASDAQ:FFBC) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, media sentiment, earnings, profitability, valuation and dividends.

In the previous week, NBT Bancorp had 3 more articles in the media than First Financial Bancorp.. MarketBeat recorded 7 mentions for NBT Bancorp and 4 mentions for First Financial Bancorp.. First Financial Bancorp.'s average media sentiment score of 0.82 beat NBT Bancorp's score of 0.60 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
NBT Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial Bancorp.
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

NBT Bancorp has a beta of 0.57, meaning that its share price is 43% less volatile than the S&P 500. Comparatively, First Financial Bancorp. has a beta of 0.96, meaning that its share price is 4% less volatile than the S&P 500.

58.5% of NBT Bancorp shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 3.0% of NBT Bancorp shares are owned by insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

NBT Bancorp presently has a consensus target price of $51.60, suggesting a potential upside of 17.97%. First Financial Bancorp. has a consensus target price of $28.75, suggesting a potential upside of 12.97%. Given NBT Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe NBT Bancorp is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
NBT Bancorp
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33
First Financial Bancorp.
0 Sell rating(s)
3 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.25

First Financial Bancorp. has higher revenue and earnings than NBT Bancorp. First Financial Bancorp. is trading at a lower price-to-earnings ratio than NBT Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
NBT Bancorp$788.49M2.62$140.64M$3.0214.48
First Financial Bancorp.$1.62B1.50$228.83M$2.4110.56

NBT Bancorp pays an annual dividend of $1.36 per share and has a dividend yield of 3.1%. First Financial Bancorp. pays an annual dividend of $0.96 per share and has a dividend yield of 3.8%. NBT Bancorp pays out 45.0% of its earnings in the form of a dividend. First Financial Bancorp. pays out 39.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. NBT Bancorp has increased its dividend for 12 consecutive years and First Financial Bancorp. has increased its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

First Financial Bancorp. has a net margin of 18.65% compared to NBT Bancorp's net margin of 17.99%. First Financial Bancorp.'s return on equity of 10.44% beat NBT Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
NBT Bancorp17.99% 9.57% 1.06%
First Financial Bancorp. 18.65%10.44%1.38%

Summary

First Financial Bancorp. beats NBT Bancorp on 10 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding NBTB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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NBTB vs. The Competition

MetricNBT BancorpBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$2.07B$870.60M$12.08B$9.11B
Dividend Yield3.11%3.15%5.54%4.01%
P/E Ratio14.4819.3719.2020.26
Price / Sales2.622.1725.66166.10
Price / Cash12.1348.6721.4557.67
Price / Book1.351.122.285.49
Net Income$140.64M$54.19M$992.82M$250.45M
7 Day Performance-0.25%-1.11%-0.20%4.79%
1 Month Performance7.31%7.13%3.93%9.59%
1 Year Performance5.12%20.77%539.45%16.41%

NBT Bancorp Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
NBTB
NBT Bancorp
3.8595 of 5 stars
$43.74
-0.7%
$51.60
+18.0%
+5.1%$2.07B$788.49M14.482,083Analyst Upgrade
FFBC
First Financial Bancorp.
4.4101 of 5 stars
$25.49
-1.4%
$28.75
+12.8%
+8.3%$2.48B$1.62B10.582,090Analyst Downgrade
HOPE
Hope Bancorp
4.7631 of 5 stars
$11.37
-1.6%
$13.50
+18.7%
+0.6%$1.48B$1.00B14.581,244
PPBI
Pacific Premier Bancorp
3.7567 of 5 stars
$22.76
-1.5%
$27.25
+19.7%
-9.1%$2.24B$905.41M14.971,325Positive News
SFNC
Simmons First National
4.5566 of 5 stars
$19.98
-1.8%
$22.33
+11.8%
+6.0%$2.56B$1.46B17.222,946News Coverage
Upcoming Earnings
STBA
S&T Bancorp
2.6803 of 5 stars
$39.46
-1.0%
$41.67
+5.6%
+10.6%$1.53B$564.96M11.371,206Analyst Downgrade
TOWN
Towne Bank
3.7438 of 5 stars
$35.59
-1.1%
$40.00
+12.4%
+19.3%$2.70B$1.03B15.082,720Positive News
UBSI
United Bankshares
2.7905 of 5 stars
$37.78
-1.6%
$40.63
+7.5%
+10.2%$5.46B$1.63B14.042,553Positive News
WSBC
WesBanco
4.955 of 5 stars
$33.33
-1.1%
$38.71
+16.2%
+11.3%$3.22B$953.62M21.782,195Positive News
CBU
Community Financial System
4.7527 of 5 stars
$59.09
-1.6%
$71.00
+20.2%
+11.6%$3.18B$940.71M16.372,918News Coverage
Positive News
PRK
Park National
1.5211 of 5 stars
$174.49
-1.6%
$177.75
+1.9%
+13.1%$2.83B$528.91M18.741,790Trending News

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This page (NASDAQ:NBTB) was last updated on 7/13/2025 by MarketBeat.com Staff
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