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Community Financial System (CBU) Competitors

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$62.12 +0.86 (+1.41%)
Closing price 03:59 PM Eastern
Extended Trading
$62.20 +0.08 (+0.12%)
As of 04:56 PM Eastern
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CBU vs. BUSE, FFBC, FRME, NBTB, and STBA

Should you buy Community Financial System stock or one of its competitors? MarketBeat compares Community Financial System with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Community Financial System include First Busey (BUSE), First Financial Bancorp. (FFBC), First Merchants (FRME), NBT Bancorp (NBTB), and S&T Bancorp (STBA). These companies are all part of the "regional banks" industry.

How does Community Financial System compare to First Busey?

Community Financial System (NYSE:CBU) and First Busey (NASDAQ:BUSE) are both mid-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their earnings, valuation, risk, dividends, institutional ownership, media sentiment, profitability and analyst recommendations.

Community Financial System has a net margin of 21.26% compared to First Busey's net margin of 19.16%. Community Financial System's return on equity of 11.24% beat First Busey's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Financial System21.26% 11.24% 1.28%
First Busey 19.16%10.19%1.36%

Community Financial System has higher earnings, but lower revenue than First Busey. First Busey is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Financial System$1.01B3.23$210.46M$4.1215.08
First Busey$1.04B2.12$135.26M$2.2511.62

Community Financial System presently has a consensus target price of $69.75, suggesting a potential upside of 12.28%. First Busey has a consensus target price of $27.50, suggesting a potential upside of 5.16%. Given Community Financial System's higher possible upside, equities research analysts clearly believe Community Financial System is more favorable than First Busey.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Busey
0 Sell rating(s)
3 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.57

In the previous week, Community Financial System and Community Financial System both had 2 articles in the media. Community Financial System's average media sentiment score of 0.85 beat First Busey's score of 0.83 indicating that Community Financial System is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Financial System
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Busey
0 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Community Financial System has a beta of 0.78, indicating that its stock price is 22% less volatile than the broader market. Comparatively, First Busey has a beta of 0.72, indicating that its stock price is 28% less volatile than the broader market.

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 4.0%. Community Financial System pays out 45.6% of its earnings in the form of a dividend. First Busey pays out 46.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has raised its dividend for 33 consecutive years and First Busey has raised its dividend for 10 consecutive years.

73.8% of Community Financial System shares are held by institutional investors. Comparatively, 56.5% of First Busey shares are held by institutional investors. 1.2% of Community Financial System shares are held by insiders. Comparatively, 3.8% of First Busey shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Summary

Community Financial System beats First Busey on 13 of the 19 factors compared between the two stocks.

How does Community Financial System compare to First Financial Bancorp.?

Community Financial System (NYSE:CBU) and First Financial Bancorp. (NASDAQ:FFBC) are both mid-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, earnings, media sentiment, institutional ownership, profitability and dividends.

Community Financial System has a net margin of 21.26% compared to First Financial Bancorp.'s net margin of 20.92%. Community Financial System's return on equity of 11.24% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
Community Financial System21.26% 11.24% 1.28%
First Financial Bancorp. 20.92%11.09%1.49%

Community Financial System presently has a consensus price target of $69.75, suggesting a potential upside of 12.28%. First Financial Bancorp. has a consensus price target of $33.00, suggesting a potential upside of 9.60%. Given Community Financial System's higher possible upside, equities analysts clearly believe Community Financial System is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, First Financial Bancorp. had 2 more articles in the media than Community Financial System. MarketBeat recorded 4 mentions for First Financial Bancorp. and 2 mentions for Community Financial System. First Financial Bancorp.'s average media sentiment score of 1.60 beat Community Financial System's score of 0.85 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Financial System
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial Bancorp.
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 3.3%. Community Financial System pays out 45.6% of its earnings in the form of a dividend. First Financial Bancorp. pays out 35.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has raised its dividend for 33 consecutive years and First Financial Bancorp. has raised its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Community Financial System has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.94, indicating that its share price is 6% less volatile than the broader market.

73.8% of Community Financial System shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 1.2% of Community Financial System shares are owned by insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

First Financial Bancorp. has higher revenue and earnings than Community Financial System. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Financial System$1.01B3.23$210.46M$4.1215.08
First Financial Bancorp.$1.26B2.51$255.60M$2.8310.64

Summary

First Financial Bancorp. beats Community Financial System on 10 of the 19 factors compared between the two stocks.

How does Community Financial System compare to First Merchants?

First Merchants (NASDAQ:FRME) and Community Financial System (NYSE:CBU) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, profitability, media sentiment, valuation, risk, dividends and analyst recommendations.

First Merchants pays an annual dividend of $1.44 per share and has a dividend yield of 3.6%. Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. First Merchants pays out 42.4% of its earnings in the form of a dividend. Community Financial System pays out 45.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has increased its dividend for 13 consecutive years and Community Financial System has increased its dividend for 33 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and lower payout ratio.

Community Financial System has a net margin of 21.26% compared to First Merchants' net margin of 18.87%. Community Financial System's return on equity of 11.24% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
First Merchants18.87% 9.58% 1.21%
Community Financial System 21.26%11.24%1.28%

73.9% of First Merchants shares are held by institutional investors. Comparatively, 73.8% of Community Financial System shares are held by institutional investors. 1.8% of First Merchants shares are held by insiders. Comparatively, 1.2% of Community Financial System shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

First Merchants has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market. Comparatively, Community Financial System has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market.

First Merchants has higher revenue and earnings than Community Financial System. First Merchants is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Merchants$1.05B2.38$226M$3.4011.70
Community Financial System$1.01B3.23$210.46M$4.1215.08

In the previous week, First Merchants had 3 more articles in the media than Community Financial System. MarketBeat recorded 5 mentions for First Merchants and 2 mentions for Community Financial System. Community Financial System's average media sentiment score of 0.85 beat First Merchants' score of 0.60 indicating that Community Financial System is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Merchants
1 Very Positive mention(s)
1 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Community Financial System
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Merchants currently has a consensus price target of $48.33, suggesting a potential upside of 21.53%. Community Financial System has a consensus price target of $69.75, suggesting a potential upside of 12.28%. Given First Merchants' higher possible upside, research analysts plainly believe First Merchants is more favorable than Community Financial System.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

Summary

First Merchants beats Community Financial System on 10 of the 19 factors compared between the two stocks.

How does Community Financial System compare to NBT Bancorp?

Community Financial System (NYSE:CBU) and NBT Bancorp (NASDAQ:NBTB) are both mid-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, risk, analyst recommendations, dividends, media sentiment, earnings, institutional ownership and valuation.

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. NBT Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.3%. Community Financial System pays out 45.6% of its earnings in the form of a dividend. NBT Bancorp pays out 42.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has increased its dividend for 33 consecutive years and NBT Bancorp has increased its dividend for 12 consecutive years. NBT Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Community Financial System has a net margin of 21.26% compared to NBT Bancorp's net margin of 19.59%. Community Financial System's return on equity of 11.24% beat NBT Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Financial System21.26% 11.24% 1.28%
NBT Bancorp 19.59%11.06%1.28%

73.8% of Community Financial System shares are held by institutional investors. Comparatively, 58.5% of NBT Bancorp shares are held by institutional investors. 1.2% of Community Financial System shares are held by insiders. Comparatively, 3.0% of NBT Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Community Financial System has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market. Comparatively, NBT Bancorp has a beta of 0.47, indicating that its share price is 53% less volatile than the broader market.

Community Financial System has higher revenue and earnings than NBT Bancorp. NBT Bancorp is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Financial System$1.01B3.23$210.46M$4.1215.08
NBT Bancorp$906.48M2.55$169.24M$3.5112.64

In the previous week, Community Financial System had 1 more articles in the media than NBT Bancorp. MarketBeat recorded 2 mentions for Community Financial System and 1 mentions for NBT Bancorp. NBT Bancorp's average media sentiment score of 1.87 beat Community Financial System's score of 0.85 indicating that NBT Bancorp is being referred to more favorably in the news media.

Company Overall Sentiment
Community Financial System Positive
NBT Bancorp Very Positive

Community Financial System presently has a consensus price target of $69.75, indicating a potential upside of 12.28%. NBT Bancorp has a consensus price target of $49.50, indicating a potential upside of 11.54%. Given Community Financial System's higher possible upside, research analysts clearly believe Community Financial System is more favorable than NBT Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50
NBT Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
1 Strong Buy rating(s)
2.67

Summary

Community Financial System beats NBT Bancorp on 12 of the 18 factors compared between the two stocks.

How does Community Financial System compare to S&T Bancorp?

S&T Bancorp (NASDAQ:STBA) and Community Financial System (NYSE:CBU) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, profitability, valuation, analyst recommendations, dividends, media sentiment, earnings and institutional ownership.

S&T Bancorp presently has a consensus target price of $44.40, indicating a potential upside of 1.30%. Community Financial System has a consensus target price of $69.75, indicating a potential upside of 12.28%. Given Community Financial System's stronger consensus rating and higher probable upside, analysts plainly believe Community Financial System is more favorable than S&T Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
S&T Bancorp
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

S&T Bancorp has a beta of 0.85, suggesting that its share price is 15% less volatile than the broader market. Comparatively, Community Financial System has a beta of 0.78, suggesting that its share price is 22% less volatile than the broader market.

S&T Bancorp has a net margin of 23.71% compared to Community Financial System's net margin of 21.26%. Community Financial System's return on equity of 11.24% beat S&T Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
S&T Bancorp23.71% 9.35% 1.38%
Community Financial System 21.26%11.24%1.28%

In the previous week, S&T Bancorp had 3 more articles in the media than Community Financial System. MarketBeat recorded 5 mentions for S&T Bancorp and 2 mentions for Community Financial System. S&T Bancorp's average media sentiment score of 1.01 beat Community Financial System's score of 0.85 indicating that S&T Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
S&T Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Community Financial System
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Community Financial System has higher revenue and earnings than S&T Bancorp. S&T Bancorp is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
S&T Bancorp$568.51M2.77$134.23M$3.5712.28
Community Financial System$1.01B3.23$210.46M$4.1215.08

65.2% of S&T Bancorp shares are held by institutional investors. Comparatively, 73.8% of Community Financial System shares are held by institutional investors. 1.2% of S&T Bancorp shares are held by insiders. Comparatively, 1.2% of Community Financial System shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

S&T Bancorp pays an annual dividend of $1.44 per share and has a dividend yield of 3.3%. Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. S&T Bancorp pays out 40.3% of its earnings in the form of a dividend. Community Financial System pays out 45.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. S&T Bancorp has increased its dividend for 13 consecutive years and Community Financial System has increased its dividend for 33 consecutive years. S&T Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Community Financial System beats S&T Bancorp on 11 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CBU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CBU vs. The Competition

MetricCommunity Financial SystemFIN IndustryFinance SectorNYSE Exchange
Market Cap$3.22B$7.06B$13.44B$22.90B
Dividend Yield3.07%5.76%5.84%4.09%
P/E Ratio15.0890.0923.1730.67
Price / Sales3.2312.71174.4724.95
Price / Cash12.4874.2620.4525.31
Price / Book1.612.662.154.67
Net Income$210.46M$301.20M$1.11B$1.06B
7 Day Performance-2.78%0.86%-0.67%-0.76%
1 Month Performance0.18%3.85%0.57%1.73%
1 Year Performance7.57%18.98%11.19%25.04%

Community Financial System Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CBU
Community Financial System
3.9709 of 5 stars
$62.12
+1.4%
$69.75
+12.3%
+6.1%$3.22B$1.01B15.083,001
BUSE
First Busey
4.2418 of 5 stars
$26.26
-1.3%
$27.50
+4.7%
+15.1%$2.25B$1.04B11.671,948
FFBC
First Financial Bancorp.
3.9736 of 5 stars
$30.11
-1.6%
$33.00
+9.6%
+18.1%$3.21B$1.26B10.642,199
FRME
First Merchants
4.806 of 5 stars
$39.91
-1.2%
$48.33
+21.1%
+0.3%$2.55B$1.05B11.742,086
NBTB
NBT Bancorp
4.5681 of 5 stars
$44.82
-1.7%
$49.50
+10.4%
-0.6%$2.37B$906.48M12.772,303

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This page (NYSE:CBU) was last updated on 5/14/2026 by MarketBeat.com Staff.
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