Question 1

Do analysts prefer CBU or ABCB?

Accepted Answer

Community Financial System currently has a consensus price target of $71.50, suggesting a potential upside of 13.27%. Ameris Bancorp has a consensus price target of $91.67, suggesting a potential upside of 7.28%. Given Community Financial System's stronger consensus rating and higher possible upside, analysts plainly believe Community Financial System is more favorable than Ameris Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Community Financial System 0 Sell rating(s) 4 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.50 Ameris Bancorp 0 Sell rating(s) 4 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.43

Question 2

Is CBU or ABCB a better dividend stock?

Accepted Answer

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 0.9%. Community Financial System pays out 43.6% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has increased its dividend for 33 consecutive years. Community Financial System is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 3

Which has higher earnings and valuation, CBU or ABCB?

Accepted Answer

Ameris Bancorp has higher revenue and earnings than Community Financial System. Community Financial System is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Community Financial System $1.01B 3.29 $210.46M $4.31 14.65 Ameris Bancorp $1.23B 4.67 $358.68M $5.53 15.45

Question 4

Do institutionals & insiders hold more shares of CBU or ABCB?

Accepted Answer

73.8% of Community Financial System shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 1.2% of Community Financial System shares are owned by company insiders. Comparatively, 5.7% of Ameris Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Question 5

Is CBU or ABCB more profitable?

Accepted Answer

Community Financial System has a net margin of 21.79% compared to Ameris Bancorp's net margin of 21.46%. Community Financial System's return on equity of 11.47% beat Ameris Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Community Financial System 21.79% 11.47% 1.32% Ameris Bancorp 21.46% 9.57% 1.32%

Question 6

Which has more risk & volatility, CBU or ABCB?

Accepted Answer

Community Financial System has a beta of 0.78, meaning that its share price is 22% less volatile than the broader market. Comparatively, Ameris Bancorp has a beta of 0.92, meaning that its share price is 8% less volatile than the broader market.

Question 7

Does the media prefer CBU or ABCB?

Accepted Answer

In the previous week, Community Financial System had 3 more articles in the media than Ameris Bancorp. MarketBeat recorded 11 mentions for Community Financial System and 8 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.55 beat Community Financial System's score of 1.19 indicating that Ameris Bancorp is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Community Financial System 7 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Ameris Bancorp 7 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive

Question 8

Do analysts prefer BUSE or CBU?

Accepted Answer

First Busey presently has a consensus price target of $32.00, suggesting a potential upside of 5.96%. Community Financial System has a consensus price target of $71.50, suggesting a potential upside of 13.27%. Given Community Financial System's higher possible upside, analysts clearly believe Community Financial System is more favorable than First Busey. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score First Busey 0 Sell rating(s) 3 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.57 Community Financial System 0 Sell rating(s) 4 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.50

Question 9

Is BUSE or CBU a better dividend stock?

Accepted Answer

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.4%. Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. First Busey pays out 43.0% of its earnings in the form of a dividend. Community Financial System pays out 43.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and Community Financial System has increased its dividend for 33 consecutive years. First Busey is clearly the better dividend stock, given its higher yield and lower payout ratio.

Question 10

Which has stronger valuation & earnings, BUSE or CBU?

Accepted Answer

Community Financial System has lower revenue, but higher earnings than First Busey. First Busey is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio First Busey $1.04B 2.39 $135.26M $2.42 12.48 Community Financial System $1.01B 3.29 $210.46M $4.31 14.65

Question 11

Do institutionals and insiders believe in BUSE or CBU?

Accepted Answer

56.5% of First Busey shares are held by institutional investors. Comparatively, 73.8% of Community Financial System shares are held by institutional investors. 3.8% of First Busey shares are held by insiders. Comparatively, 1.2% of Community Financial System shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Question 12

Is BUSE or CBU more profitable?

Accepted Answer

Community Financial System has a net margin of 21.79% compared to First Busey's net margin of 21.00%. Community Financial System's return on equity of 11.47% beat First Busey's return on equity. Company Net Margins Return on Equity Return on Assets First Busey 21.00% 10.48% 1.40% Community Financial System 21.79% 11.47% 1.32%

Question 13

Which has more risk & volatility, BUSE or CBU?

Accepted Answer

First Busey has a beta of 0.72, suggesting that its stock price is 28% less volatile than the broader market. Comparatively, Community Financial System has a beta of 0.78, suggesting that its stock price is 22% less volatile than the broader market.

Question 14

Does the media favor BUSE or CBU?

Accepted Answer

In the previous week, Community Financial System had 7 more articles in the media than First Busey. MarketBeat recorded 11 mentions for Community Financial System and 4 mentions for First Busey. Community Financial System's average media sentiment score of 1.19 beat First Busey's score of 0.66 indicating that Community Financial System is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment First Busey 1 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Community Financial System 7 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 15

Do analysts recommend CBU or FFBC?

Accepted Answer

Community Financial System presently has a consensus price target of $71.50, suggesting a potential upside of 13.27%. First Financial Bancorp. has a consensus price target of $33.67, suggesting a potential upside of 2.86%. Given Community Financial System's higher possible upside, equities research analysts clearly believe Community Financial System is more favorable than First Financial Bancorp.. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Community Financial System 0 Sell rating(s) 4 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.50 First Financial Bancorp. 0 Sell rating(s) 4 Hold rating(s) 4 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 16

Is CBU or FFBC a better dividend stock?

Accepted Answer

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 3.1%. Community Financial System pays out 43.6% of its earnings in the form of a dividend. First Financial Bancorp. pays out 35.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has raised its dividend for 33 consecutive years and First Financial Bancorp. has raised its dividend for 1 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

Question 17

Which has preferable earnings & valuation, CBU or FFBC?

Accepted Answer

First Financial Bancorp. has higher revenue and earnings than Community Financial System. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Community Financial System $1.01B 3.29 $210.46M $4.31 14.65 First Financial Bancorp. $1.26B 2.73 $255.60M $2.83 11.57

Question 18

Do institutionals and insiders hold more shares of CBU or FFBC?

Accepted Answer

73.8% of Community Financial System shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 1.2% of Community Financial System shares are owned by company insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Question 19

Is CBU or FFBC more profitable?

Accepted Answer

Community Financial System has a net margin of 21.79% compared to First Financial Bancorp.'s net margin of 20.77%. Community Financial System's return on equity of 11.47% beat First Financial Bancorp.'s return on equity. Company Net Margins Return on Equity Return on Assets Community Financial System 21.79% 11.47% 1.32% First Financial Bancorp. 20.77% 11.13% 1.49%

Question 20

Which has more volatility & risk, CBU or FFBC?

Accepted Answer

Community Financial System has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.92, indicating that its share price is 8% less volatile than the broader market.

Question 21

Does the media prefer CBU or FFBC?

Accepted Answer

In the previous week, Community Financial System had 10 more articles in the media than First Financial Bancorp.. MarketBeat recorded 11 mentions for Community Financial System and 1 mentions for First Financial Bancorp.. First Financial Bancorp.'s average media sentiment score of 1.80 beat Community Financial System's score of 1.19 indicating that First Financial Bancorp. is being referred to more favorably in the news media. Company Overall Sentiment Community Financial System Positive First Financial Bancorp. Very Positive

Question 22

Do analysts rate CBU or FRME?

Accepted Answer

Community Financial System currently has a consensus target price of $71.50, suggesting a potential upside of 13.27%. First Merchants has a consensus target price of $49.00, suggesting a potential upside of 17.59%. Given First Merchants' higher possible upside, analysts clearly believe First Merchants is more favorable than Community Financial System. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Community Financial System 0 Sell rating(s) 4 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.50 First Merchants 0 Sell rating(s) 3 Hold rating(s) 3 Buy rating(s) 0 Strong Buy rating(s) 2.50

Question 23

Is CBU or FRME a better dividend stock?

Accepted Answer

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.6%. Community Financial System pays out 43.6% of its earnings in the form of a dividend. First Merchants pays out 47.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has increased its dividend for 33 consecutive years and First Merchants has increased its dividend for 13 consecutive years.

Question 24

Which has stronger earnings & valuation, CBU or FRME?

Accepted Answer

First Merchants has higher revenue and earnings than Community Financial System. First Merchants is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Community Financial System $1.01B 3.29 $210.46M $4.31 14.65 First Merchants $1.05B 2.49 $226M $3.12 13.36

Question 25

Do institutionals & insiders hold more shares of CBU or FRME?

Accepted Answer

73.8% of Community Financial System shares are owned by institutional investors. Comparatively, 73.9% of First Merchants shares are owned by institutional investors. 1.2% of Community Financial System shares are owned by company insiders. Comparatively, 1.8% of First Merchants shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Question 26

Is CBU or FRME more profitable?

Accepted Answer

Community Financial System has a net margin of 21.79% compared to First Merchants' net margin of 17.05%. Community Financial System's return on equity of 11.47% beat First Merchants' return on equity. Company Net Margins Return on Equity Return on Assets Community Financial System 21.79% 11.47% 1.32% First Merchants 17.05% 8.86% 1.12%

Question 27

Which has more risk & volatility, CBU or FRME?

Accepted Answer

Community Financial System has a beta of 0.78, indicating that its share price is 22% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, indicating that its share price is 16% less volatile than the broader market.

Question 28

Does the media refer more to CBU or FRME?

Accepted Answer

In the previous week, First Merchants had 1 more articles in the media than Community Financial System. MarketBeat recorded 12 mentions for First Merchants and 11 mentions for Community Financial System. First Merchants' average media sentiment score of 1.34 beat Community Financial System's score of 1.19 indicating that First Merchants is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Community Financial System 7 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive First Merchants 9 Very Positive mention(s) 0 Positive mention(s) 2 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Question 29

Do analysts prefer CBU or STBA?

Accepted Answer

Community Financial System presently has a consensus target price of $71.50, indicating a potential upside of 13.27%. S&T Bancorp has a consensus target price of $51.60, indicating a potential upside of 3.53%. Given Community Financial System's higher possible upside, analysts plainly believe Community Financial System is more favorable than S&T Bancorp. Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Community Financial System 0 Sell rating(s) 4 Hold rating(s) 1 Buy rating(s) 1 Strong Buy rating(s) 2.50 S&T Bancorp 0 Sell rating(s) 4 Hold rating(s) 2 Buy rating(s) 1 Strong Buy rating(s) 2.57

Question 30

Is CBU or STBA a better dividend stock?

Accepted Answer

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 3.0%. S&T Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.0%. Community Financial System pays out 43.6% of its earnings in the form of a dividend. S&T Bancorp pays out 39.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has raised its dividend for 33 consecutive years and S&T Bancorp has raised its dividend for 13 consecutive years. Community Financial System is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Question 31

Which has stronger earnings & valuation, CBU or STBA?

Accepted Answer

Community Financial System has higher revenue and earnings than S&T Bancorp. S&T Bancorp is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Community Financial System $1.01B 3.29 $210.46M $4.31 14.65 S&T Bancorp $568.51M 3.09 $134.23M $3.76 13.26

Question 32

Do insiders & institutionals believe in CBU or STBA?

Accepted Answer

73.8% of Community Financial System shares are held by institutional investors. Comparatively, 65.2% of S&T Bancorp shares are held by institutional investors. 1.2% of Community Financial System shares are held by company insiders. Comparatively, 1.2% of S&T Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Question 33

Is CBU or STBA more profitable?

Accepted Answer

S&T Bancorp has a net margin of 24.51% compared to Community Financial System's net margin of 21.79%. Community Financial System's return on equity of 11.47% beat S&T Bancorp's return on equity. Company Net Margins Return on Equity Return on Assets Community Financial System 21.79% 11.47% 1.32% S&T Bancorp 24.51% 9.74% 1.42%

Question 34

Which has more volatility & risk, CBU or STBA?

Accepted Answer

Community Financial System has a beta of 0.78, meaning that its stock price is 22% less volatile than the broader market. Comparatively, S&T Bancorp has a beta of 0.85, meaning that its stock price is 15% less volatile than the broader market.

Question 35

Does the media favor CBU or STBA?

Accepted Answer

In the previous week, Community Financial System had 7 more articles in the media than S&T Bancorp. MarketBeat recorded 11 mentions for Community Financial System and 4 mentions for S&T Bancorp. Community Financial System's average media sentiment score of 1.19 beat S&T Bancorp's score of 1.15 indicating that Community Financial System is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Community Financial System 7 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive S&T Bancorp 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive

Metric	Community Financial System	Banks Industry	Finance Sector	NYSE Exchange
Market Cap	$3.32B	$23.61B	$14.08B	$24.32B
Dividend Yield	2.98%	3.19%	5.90%	3.71%
P/E Ratio	14.65	27.36	26.70	30.24
Price / Sales	3.29	9.28	526.14	20.77
Price / Cash	12.87	16.06	39.14	33.18
Price / Book	1.60	1.36	2.18	7.68
Net Income	$210.46M	$2.58B	$1.31B	$1.07B
7 Day Performance	0.00%	0.20%	1.53%	0.43%
1 Month Performance	-5.29%	0.98%	2.60%	2.10%
1 Year Performance	3.18%	22.73%	11.51%	14.16%

Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
CBU Community Financial System	4.4058 of 5 stars	$63.12 -0.1%	$71.50 +13.3%	+3.5%	$3.32B	$1.01B	14.65	3,001	News Coverage Positive News
ABCB Ameris Bancorp	4.0917 of 5 stars	$86.00 -0.2%	$91.67 +6.6%	+17.6%	$5.78B	$1.23B	16.51	2,850	Positive News
BUSE First Busey	3.8456 of 5 stars	$30.29 0.0%	$32.00 +5.6%	+23.3%	$2.50B	$1.04B	12.52	1,948	Positive News
FFBC First Financial Bancorp.	3.1811 of 5 stars	$32.94 -0.3%	$33.67 +2.2%	+23.3%	$3.47B	$1.26B	11.64	2,199	Positive News
FRME First Merchants	4.8824 of 5 stars	$41.92 -0.3%	$49.00 +16.9%	+0.6%	$2.64B	$691.54M	13.44	2,086	News Coverage Positive News

Community Financial System (CBU) Competitors

CBU vs. ABCB, BUSE, FFBC, FRME, and STBA

How does Community Financial System compare to Ameris Bancorp?

Summary

How does Community Financial System compare to First Busey?

Summary

How does Community Financial System compare to First Financial Bancorp.?

Summary

How does Community Financial System compare to First Merchants?

Summary

How does Community Financial System compare to S&T Bancorp?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CBU vs. The Competition

Community Financial System Competitors List

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Community Financial System (CBU) Competitors

CBU vs. ABCB, BUSE, FFBC, FRME, and STBA

How does Community Financial System compare to Ameris Bancorp?

Is CBU or ABCB a better dividend stock?

Do analysts prefer CBU or ABCB?

Is CBU or ABCB more profitable?

Do institutionals & insiders hold more shares of CBU or ABCB?

Which has higher earnings and valuation, CBU or ABCB?

Does the media prefer CBU or ABCB?

Which has more risk & volatility, CBU or ABCB?

Summary

How does Community Financial System compare to First Busey?

Do institutionals and insiders believe in BUSE or CBU?

Do analysts prefer BUSE or CBU?

Is BUSE or CBU more profitable?

Which has stronger valuation & earnings, BUSE or CBU?

Is BUSE or CBU a better dividend stock?

Does the media favor BUSE or CBU?

Which has more risk & volatility, BUSE or CBU?

Summary

How does Community Financial System compare to First Financial Bancorp.?

Which has preferable earnings & valuation, CBU or FFBC?

Does the media prefer CBU or FFBC?

Is CBU or FFBC a better dividend stock?

Which has more volatility & risk, CBU or FFBC?

Do analysts recommend CBU or FFBC?

Do institutionals and insiders hold more shares of CBU or FFBC?

Is CBU or FFBC more profitable?

Summary

How does Community Financial System compare to First Merchants?

Do institutionals & insiders hold more shares of CBU or FRME?

Do analysts rate CBU or FRME?

Which has stronger earnings & valuation, CBU or FRME?

Is CBU or FRME more profitable?

Does the media refer more to CBU or FRME?

Is CBU or FRME a better dividend stock?

Which has more risk & volatility, CBU or FRME?

Summary

How does Community Financial System compare to S&T Bancorp?

Is CBU or STBA a better dividend stock?

Which has stronger earnings & valuation, CBU or STBA?

Do insiders & institutionals believe in CBU or STBA?

Is CBU or STBA more profitable?

Does the media favor CBU or STBA?

Do analysts prefer CBU or STBA?

Which has more volatility & risk, CBU or STBA?

Summary

New MarketBeat Followers Over Time

Media Sentiment Over Time

CBU vs. The Competition

Community Financial System Competitors List

Related Companies and Tools

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools