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Community Financial System (CBU) Competitors

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$68.69 -2.30 (-3.24%)
Closing price 03:59 PM Eastern
Extended Trading
$68.81 +0.12 (+0.18%)
As of 04:10 PM Eastern
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CBU vs. ABCB, BUSE, FFBC, FRME, and STBA

Should you buy Community Financial System stock or one of its competitors? MarketBeat compares Community Financial System with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with Community Financial System include Ameris Bancorp (ABCB), First Busey (BUSE), First Financial Bancorp. (FFBC), First Merchants (FRME), and S&T Bancorp (STBA). These companies are all part of the "regional banks" industry.

How does Community Financial System compare to Ameris Bancorp?

Community Financial System (NYSE:CBU) and Ameris Bancorp (NASDAQ:ABCB) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, profitability, risk, analyst recommendations, media sentiment, institutional ownership, dividends and earnings.

Community Financial System has a beta of 0.77, indicating that its share price is 23% less volatile than the broader market. Comparatively, Ameris Bancorp has a beta of 0.91, indicating that its share price is 9% less volatile than the broader market.

Community Financial System presently has a consensus price target of $69.75, suggesting a potential upside of 1.54%. Ameris Bancorp has a consensus price target of $92.67, suggesting a potential upside of 0.54%. Given Community Financial System's stronger consensus rating and higher probable upside, equities research analysts clearly believe Community Financial System is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50
Ameris Bancorp
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

In the previous week, Community Financial System and Community Financial System both had 3 articles in the media. Ameris Bancorp's average media sentiment score of 0.62 beat Community Financial System's score of 0.26 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Financial System
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Ameris Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ameris Bancorp has higher revenue and earnings than Community Financial System. Ameris Bancorp is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Financial System$1.01B3.57$210.46M$4.1216.67
Ameris Bancorp$1.20B5.16$358.68M$6.3614.49

73.8% of Community Financial System shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 1.2% of Community Financial System shares are owned by insiders. Comparatively, 5.7% of Ameris Bancorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Ameris Bancorp has a net margin of 21.46% compared to Community Financial System's net margin of 21.26%. Community Financial System's return on equity of 11.24% beat Ameris Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Financial System21.26% 11.24% 1.28%
Ameris Bancorp 21.46%9.57%1.32%

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 2.7%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 0.9%. Community Financial System pays out 45.6% of its earnings in the form of a dividend. Ameris Bancorp pays out 12.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has increased its dividend for 33 consecutive years. Community Financial System is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

Ameris Bancorp beats Community Financial System on 13 of the 19 factors compared between the two stocks.

How does Community Financial System compare to First Busey?

First Busey (NASDAQ:BUSE) and Community Financial System (NYSE:CBU) are both mid-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their valuation, risk, earnings, profitability, analyst recommendations, institutional ownership, media sentiment and dividends.

Community Financial System has lower revenue, but higher earnings than First Busey. First Busey is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Busey$1.04B2.43$135.26M$2.2513.33
Community Financial System$1.01B3.57$210.46M$4.1216.67

First Busey pays an annual dividend of $1.04 per share and has a dividend yield of 3.5%. Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 2.7%. First Busey pays out 46.2% of its earnings in the form of a dividend. Community Financial System pays out 45.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Busey has increased its dividend for 10 consecutive years and Community Financial System has increased its dividend for 33 consecutive years.

In the previous week, First Busey had 5 more articles in the media than Community Financial System. MarketBeat recorded 8 mentions for First Busey and 3 mentions for Community Financial System. First Busey's average media sentiment score of 0.77 beat Community Financial System's score of 0.26 indicating that First Busey is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Busey
1 Very Positive mention(s)
4 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive
Community Financial System
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

56.5% of First Busey shares are owned by institutional investors. Comparatively, 73.8% of Community Financial System shares are owned by institutional investors. 3.8% of First Busey shares are owned by company insiders. Comparatively, 1.2% of Community Financial System shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Community Financial System has a net margin of 21.26% compared to First Busey's net margin of 19.16%. Community Financial System's return on equity of 11.24% beat First Busey's return on equity.

Company Net Margins Return on Equity Return on Assets
First Busey19.16% 10.19% 1.36%
Community Financial System 21.26%11.24%1.28%

First Busey currently has a consensus target price of $29.60, suggesting a potential downside of 1.30%. Community Financial System has a consensus target price of $69.75, suggesting a potential upside of 1.54%. Given Community Financial System's higher probable upside, analysts clearly believe Community Financial System is more favorable than First Busey.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Busey
0 Sell rating(s)
2 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.67
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

First Busey has a beta of 0.72, meaning that its share price is 28% less volatile than the broader market. Comparatively, Community Financial System has a beta of 0.77, meaning that its share price is 23% less volatile than the broader market.

Summary

Community Financial System beats First Busey on 12 of the 20 factors compared between the two stocks.

How does Community Financial System compare to First Financial Bancorp.?

First Financial Bancorp. (NASDAQ:FFBC) and Community Financial System (NYSE:CBU) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, valuation, analyst recommendations, profitability, risk, earnings, dividends and institutional ownership.

First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 2.8%. Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 2.7%. First Financial Bancorp. pays out 35.3% of its earnings in the form of a dividend. Community Financial System pays out 45.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has raised its dividend for 1 consecutive years and Community Financial System has raised its dividend for 33 consecutive years. First Financial Bancorp. is clearly the better dividend stock, given its higher yield and lower payout ratio.

First Financial Bancorp. has higher revenue and earnings than Community Financial System. First Financial Bancorp. is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Financial Bancorp.$1.26B2.98$255.60M$2.8312.62
Community Financial System$1.01B3.57$210.46M$4.1216.67

77.2% of First Financial Bancorp. shares are owned by institutional investors. Comparatively, 73.8% of Community Financial System shares are owned by institutional investors. 1.1% of First Financial Bancorp. shares are owned by company insiders. Comparatively, 1.2% of Community Financial System shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

First Financial Bancorp. currently has a consensus price target of $33.67, suggesting a potential downside of 5.75%. Community Financial System has a consensus price target of $69.75, suggesting a potential upside of 1.54%. Given Community Financial System's higher possible upside, analysts clearly believe Community Financial System is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50

In the previous week, First Financial Bancorp. and First Financial Bancorp. both had 3 articles in the media. First Financial Bancorp.'s average media sentiment score of 0.57 beat Community Financial System's score of 0.26 indicating that First Financial Bancorp. is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Financial Bancorp.
0 Very Positive mention(s)
1 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Community Financial System
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Financial Bancorp. has a beta of 0.92, meaning that its stock price is 8% less volatile than the broader market. Comparatively, Community Financial System has a beta of 0.77, meaning that its stock price is 23% less volatile than the broader market.

Community Financial System has a net margin of 21.26% compared to First Financial Bancorp.'s net margin of 20.92%. Community Financial System's return on equity of 11.24% beat First Financial Bancorp.'s return on equity.

Company Net Margins Return on Equity Return on Assets
First Financial Bancorp.20.92% 11.09% 1.49%
Community Financial System 21.26%11.24%1.28%

Summary

First Financial Bancorp. and Community Financial System tied by winning 9 of the 18 factors compared between the two stocks.

How does Community Financial System compare to First Merchants?

Community Financial System (NYSE:CBU) and First Merchants (NASDAQ:FRME) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their media sentiment, risk, analyst recommendations, dividends, institutional ownership, valuation, earnings and profitability.

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 2.7%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.3%. Community Financial System pays out 45.6% of its earnings in the form of a dividend. First Merchants pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has raised its dividend for 33 consecutive years and First Merchants has raised its dividend for 13 consecutive years. First Merchants is clearly the better dividend stock, given its higher yield and lower payout ratio.

In the previous week, First Merchants had 3 more articles in the media than Community Financial System. MarketBeat recorded 6 mentions for First Merchants and 3 mentions for Community Financial System. First Merchants' average media sentiment score of 0.48 beat Community Financial System's score of 0.26 indicating that First Merchants is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Financial System
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
First Merchants
0 Very Positive mention(s)
1 Positive mention(s)
5 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

First Merchants has higher revenue and earnings than Community Financial System. First Merchants is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Financial System$1.01B3.57$210.46M$4.1216.67
First Merchants$1.05B2.67$226M$3.4013.11

Community Financial System has a net margin of 21.26% compared to First Merchants' net margin of 18.87%. Community Financial System's return on equity of 11.24% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
Community Financial System21.26% 11.24% 1.28%
First Merchants 18.87%9.58%1.21%

Community Financial System has a beta of 0.77, indicating that its share price is 23% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, indicating that its share price is 16% less volatile than the broader market.

73.8% of Community Financial System shares are owned by institutional investors. Comparatively, 73.9% of First Merchants shares are owned by institutional investors. 1.2% of Community Financial System shares are owned by company insiders. Comparatively, 1.8% of First Merchants shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Community Financial System presently has a consensus target price of $69.75, suggesting a potential upside of 1.54%. First Merchants has a consensus target price of $49.00, suggesting a potential upside of 9.89%. Given First Merchants' higher probable upside, analysts clearly believe First Merchants is more favorable than Community Financial System.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

First Merchants beats Community Financial System on 11 of the 20 factors compared between the two stocks.

How does Community Financial System compare to S&T Bancorp?

Community Financial System (NYSE:CBU) and S&T Bancorp (NASDAQ:STBA) are both finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, institutional ownership, valuation, profitability, media sentiment, earnings and dividends.

Community Financial System presently has a consensus target price of $69.75, suggesting a potential upside of 1.54%. S&T Bancorp has a consensus target price of $46.60, suggesting a potential downside of 6.74%. Given Community Financial System's stronger consensus rating and higher probable upside, equities research analysts plainly believe Community Financial System is more favorable than S&T Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Community Financial System
0 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
1 Strong Buy rating(s)
2.50
S&T Bancorp
0 Sell rating(s)
5 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.29

Community Financial System has higher revenue and earnings than S&T Bancorp. S&T Bancorp is trading at a lower price-to-earnings ratio than Community Financial System, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Community Financial System$1.01B3.57$210.46M$4.1216.67
S&T Bancorp$568.51M3.16$134.23M$3.5714.00

Community Financial System has a beta of 0.77, suggesting that its stock price is 23% less volatile than the broader market. Comparatively, S&T Bancorp has a beta of 0.84, suggesting that its stock price is 16% less volatile than the broader market.

In the previous week, S&T Bancorp had 1 more articles in the media than Community Financial System. MarketBeat recorded 4 mentions for S&T Bancorp and 3 mentions for Community Financial System. S&T Bancorp's average media sentiment score of 0.68 beat Community Financial System's score of 0.26 indicating that S&T Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Community Financial System
0 Very Positive mention(s)
2 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
S&T Bancorp
1 Very Positive mention(s)
0 Positive mention(s)
3 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

73.8% of Community Financial System shares are held by institutional investors. Comparatively, 65.2% of S&T Bancorp shares are held by institutional investors. 1.2% of Community Financial System shares are held by insiders. Comparatively, 1.2% of S&T Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

S&T Bancorp has a net margin of 23.71% compared to Community Financial System's net margin of 21.26%. Community Financial System's return on equity of 11.24% beat S&T Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Community Financial System21.26% 11.24% 1.28%
S&T Bancorp 23.71%9.35%1.38%

Community Financial System pays an annual dividend of $1.88 per share and has a dividend yield of 2.7%. S&T Bancorp pays an annual dividend of $1.48 per share and has a dividend yield of 3.0%. Community Financial System pays out 45.6% of its earnings in the form of a dividend. S&T Bancorp pays out 41.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Financial System has raised its dividend for 33 consecutive years and S&T Bancorp has raised its dividend for 13 consecutive years. S&T Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Community Financial System beats S&T Bancorp on 11 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CBU and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CBU vs. The Competition

MetricCommunity Financial SystemFIN IndustryFinance SectorNYSE Exchange
Market Cap$3.73B$7.22B$14.32B$23.31B
Dividend Yield2.65%4.96%5.67%4.19%
P/E Ratio16.6717.2720.6730.95
Price / Sales3.5711.2244.0919.87
Price / Cash14.4650.6419.4433.10
Price / Book1.803.222.264.75
Net Income$210.46M$305.95M$1.14B$1.07B
7 Day Performance2.75%-2.17%0.37%-0.01%
1 Month Performance12.23%-4.79%2.12%1.62%
1 Year Performance17.47%-6.77%13.30%16.41%

Community Financial System Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
CBU
Community Financial System
4.3443 of 5 stars
$68.69
-3.2%
$69.75
+1.5%
+24.5%$3.73B$1.01B16.673,001
ABCB
Ameris Bancorp
3.1548 of 5 stars
$90.02
-0.4%
$92.67
+2.9%
+40.1%$6.08B$1.20B17.282,850
BUSE
First Busey
4.174 of 5 stars
$29.27
+0.2%
$29.60
+1.1%
+26.1%$2.47B$1.04B13.011,948
FFBC
First Financial Bancorp.
2.9102 of 5 stars
$34.42
-0.1%
$33.67
-2.2%
+45.9%$3.62B$1.26B12.162,199
FRME
First Merchants
4.0418 of 5 stars
$43.30
+0.5%
$49.00
+13.2%
+11.9%$2.72B$1.05B12.742,086

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This page (NYSE:CBU) was last updated on 7/17/2026 by MarketBeat.com Staff.
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