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United Bankshares (UBSI) Competitors

United Bankshares logo
$47.83 +0.24 (+0.50%)
As of 09/4/2026 04:00 PM Eastern

UBSI vs. ABCB, CATY, FFBC, FRME, and HWC

Should you buy United Bankshares stock or one of its competitors? United Bankshares's main competitors and comparable companies include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), First Financial Bancorp. (FFBC), First Merchants (FRME), and Hancock Whitney (HWC). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does United Bankshares compare to Ameris Bancorp?

United Bankshares (NASDAQ:UBSI) and Ameris Bancorp (NYSE:ABCB) are both mid-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, risk, analyst recommendations, valuation, institutional ownership, media sentiment, dividends and profitability.

United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.2%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 0.9%. United Bankshares pays out 41.4% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has raised its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

United Bankshares has a beta of 0.7, meaning that its stock price is 30% less volatile than the broader market. Comparatively, Ameris Bancorp has a beta of 0.91, meaning that its stock price is 9% less volatile than the broader market.

United Bankshares has a net margin of 27.97% compared to Ameris Bancorp's net margin of 21.98%. Ameris Bancorp's return on equity of 10.62% beat United Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bankshares27.97% 9.39% 1.53%
Ameris Bancorp 21.98%10.62%1.55%

United Bankshares currently has a consensus target price of $47.80, indicating a potential downside of 0.06%. Ameris Bancorp has a consensus target price of $91.67, indicating a potential upside of 6.59%. Given Ameris Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Ameris Bancorp is more favorable than United Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bankshares
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
Ameris Bancorp
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, United Bankshares had 8 more articles in the media than Ameris Bancorp. MarketBeat recorded 10 mentions for United Bankshares and 2 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.80 beat United Bankshares' score of 1.23 indicating that Ameris Bancorp is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bankshares
9 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ameris Bancorp
2 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

United Bankshares has higher revenue and earnings than Ameris Bancorp. United Bankshares is trading at a lower price-to-earnings ratio than Ameris Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bankshares$1.82B3.58$464.60M$3.6713.03
Ameris Bancorp$1.67B3.47$412.15M$5.5315.55

70.8% of United Bankshares shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 3.2% of United Bankshares shares are held by insiders. Comparatively, 5.7% of Ameris Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Summary

Ameris Bancorp beats United Bankshares on 12 of the 19 factors compared between the two stocks.

How does United Bankshares compare to Cathay General Bancorp?

United Bankshares (NASDAQ:UBSI) and Cathay General Bancorp (NASDAQ:CATY) are both mid-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their media sentiment, profitability, dividends, institutional ownership, earnings, analyst recommendations, valuation and risk.

United Bankshares currently has a consensus target price of $47.80, indicating a potential downside of 0.06%. Cathay General Bancorp has a consensus target price of $62.25, indicating a potential downside of 0.70%. Given United Bankshares' stronger consensus rating and higher probable upside, research analysts clearly believe United Bankshares is more favorable than Cathay General Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bankshares
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
Cathay General Bancorp
1 Sell rating(s)
4 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.00

70.8% of United Bankshares shares are owned by institutional investors. Comparatively, 75.0% of Cathay General Bancorp shares are owned by institutional investors. 3.2% of United Bankshares shares are owned by company insiders. Comparatively, 4.5% of Cathay General Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

United Bankshares has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market. Comparatively, Cathay General Bancorp has a beta of 0.85, meaning that its share price is 15% less volatile than the broader market.

In the previous week, United Bankshares had 3 more articles in the media than Cathay General Bancorp. MarketBeat recorded 10 mentions for United Bankshares and 7 mentions for Cathay General Bancorp. United Bankshares' average media sentiment score of 1.23 beat Cathay General Bancorp's score of 1.08 indicating that United Bankshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bankshares
9 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Cathay General Bancorp
5 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

United Bankshares has a net margin of 27.97% compared to Cathay General Bancorp's net margin of 24.66%. Cathay General Bancorp's return on equity of 11.71% beat United Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bankshares27.97% 9.39% 1.53%
Cathay General Bancorp 24.66%11.71%1.43%

United Bankshares has higher revenue and earnings than Cathay General Bancorp. Cathay General Bancorp is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bankshares$1.82B3.58$464.60M$3.6713.03
Cathay General Bancorp$870.57M4.80$315.12M$5.1212.24

United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.2%. Cathay General Bancorp pays an annual dividend of $1.52 per share and has a dividend yield of 2.4%. United Bankshares pays out 41.4% of its earnings in the form of a dividend. Cathay General Bancorp pays out 29.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has raised its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

United Bankshares beats Cathay General Bancorp on 12 of the 19 factors compared between the two stocks.

How does United Bankshares compare to First Financial Bancorp.?

First Financial Bancorp. (NASDAQ:FFBC) and United Bankshares (NASDAQ:UBSI) are both mid-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their valuation, dividends, media sentiment, analyst recommendations, risk, institutional ownership, profitability and earnings.

United Bankshares has higher revenue and earnings than First Financial Bancorp.. First Financial Bancorp. is trading at a lower price-to-earnings ratio than United Bankshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
First Financial Bancorp.$1.26B2.75$255.60M$2.8311.65
United Bankshares$1.82B3.58$464.60M$3.6713.03

In the previous week, United Bankshares had 6 more articles in the media than First Financial Bancorp.. MarketBeat recorded 10 mentions for United Bankshares and 4 mentions for First Financial Bancorp.. United Bankshares' average media sentiment score of 1.23 beat First Financial Bancorp.'s score of 1.17 indicating that United Bankshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
First Financial Bancorp.
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
United Bankshares
9 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

First Financial Bancorp. pays an annual dividend of $1.04 per share and has a dividend yield of 3.2%. United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.2%. First Financial Bancorp. pays out 36.7% of its earnings in the form of a dividend. United Bankshares pays out 41.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has raised its dividend for 1 consecutive years and United Bankshares has raised its dividend for 26 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

77.2% of First Financial Bancorp. shares are owned by institutional investors. Comparatively, 70.8% of United Bankshares shares are owned by institutional investors. 1.1% of First Financial Bancorp. shares are owned by company insiders. Comparatively, 3.2% of United Bankshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

United Bankshares has a net margin of 27.97% compared to First Financial Bancorp.'s net margin of 20.77%. First Financial Bancorp.'s return on equity of 11.13% beat United Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
First Financial Bancorp.20.77% 11.13% 1.49%
United Bankshares 27.97%9.39%1.53%

First Financial Bancorp. presently has a consensus price target of $33.67, indicating a potential upside of 2.08%. United Bankshares has a consensus price target of $47.80, indicating a potential downside of 0.06%. Given First Financial Bancorp.'s stronger consensus rating and higher possible upside, equities research analysts plainly believe First Financial Bancorp. is more favorable than United Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50
United Bankshares
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

First Financial Bancorp. has a beta of 0.91, meaning that its share price is 9% less volatile than the broader market. Comparatively, United Bankshares has a beta of 0.7, meaning that its share price is 30% less volatile than the broader market.

Summary

United Bankshares beats First Financial Bancorp. on 12 of the 19 factors compared between the two stocks.

How does United Bankshares compare to First Merchants?

United Bankshares (NASDAQ:UBSI) and First Merchants (NASDAQ:FRME) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, institutional ownership, risk, earnings, media sentiment, profitability, valuation and dividends.

United Bankshares has a net margin of 27.97% compared to First Merchants' net margin of 17.05%. United Bankshares' return on equity of 9.39% beat First Merchants' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bankshares27.97% 9.39% 1.53%
First Merchants 17.05%8.86%1.12%

United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.2%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.5%. United Bankshares pays out 41.4% of its earnings in the form of a dividend. First Merchants pays out 47.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has raised its dividend for 26 consecutive years and First Merchants has raised its dividend for 13 consecutive years.

70.8% of United Bankshares shares are held by institutional investors. Comparatively, 73.9% of First Merchants shares are held by institutional investors. 3.2% of United Bankshares shares are held by company insiders. Comparatively, 1.8% of First Merchants shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

United Bankshares has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, suggesting that its share price is 16% less volatile than the broader market.

United Bankshares has higher revenue and earnings than First Merchants. United Bankshares is trading at a lower price-to-earnings ratio than First Merchants, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bankshares$1.82B3.58$464.60M$3.6713.03
First Merchants$1.05B2.51$226M$3.1213.48

In the previous week, United Bankshares had 6 more articles in the media than First Merchants. MarketBeat recorded 10 mentions for United Bankshares and 4 mentions for First Merchants. First Merchants' average media sentiment score of 1.52 beat United Bankshares' score of 1.23 indicating that First Merchants is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bankshares
9 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Merchants
3 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

United Bankshares currently has a consensus target price of $47.80, suggesting a potential downside of 0.06%. First Merchants has a consensus target price of $49.00, suggesting a potential upside of 16.50%. Given First Merchants' stronger consensus rating and higher possible upside, analysts clearly believe First Merchants is more favorable than United Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bankshares
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

Summary

United Bankshares beats First Merchants on 11 of the 18 factors compared between the two stocks.

How does United Bankshares compare to Hancock Whitney?

United Bankshares (NASDAQ:UBSI) and Hancock Whitney (NASDAQ:HWC) are both mid-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their earnings, media sentiment, valuation, dividends, profitability, analyst recommendations, institutional ownership and risk.

Hancock Whitney has lower revenue, but higher earnings than United Bankshares. United Bankshares is trading at a lower price-to-earnings ratio than Hancock Whitney, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
United Bankshares$1.82B3.58$464.60M$3.6713.03
Hancock Whitney$1.46B4.16$486.07M$5.1014.87

United Bankshares pays an annual dividend of $1.52 per share and has a dividend yield of 3.2%. Hancock Whitney pays an annual dividend of $2.00 per share and has a dividend yield of 2.6%. United Bankshares pays out 41.4% of its earnings in the form of a dividend. Hancock Whitney pays out 39.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. United Bankshares has raised its dividend for 26 consecutive years and Hancock Whitney has raised its dividend for 3 consecutive years. United Bankshares is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

United Bankshares has a net margin of 27.97% compared to Hancock Whitney's net margin of 21.81%. Hancock Whitney's return on equity of 11.36% beat United Bankshares' return on equity.

Company Net Margins Return on Equity Return on Assets
United Bankshares27.97% 9.39% 1.53%
Hancock Whitney 21.81%11.36%1.41%

70.8% of United Bankshares shares are held by institutional investors. Comparatively, 81.2% of Hancock Whitney shares are held by institutional investors. 3.2% of United Bankshares shares are held by insiders. Comparatively, 0.9% of Hancock Whitney shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

United Bankshares has a beta of 0.7, suggesting that its share price is 30% less volatile than the broader market. Comparatively, Hancock Whitney has a beta of 0.94, suggesting that its share price is 6% less volatile than the broader market.

United Bankshares presently has a consensus price target of $47.80, indicating a potential downside of 0.06%. Hancock Whitney has a consensus price target of $83.78, indicating a potential upside of 10.47%. Given Hancock Whitney's stronger consensus rating and higher possible upside, analysts plainly believe Hancock Whitney is more favorable than United Bankshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
United Bankshares
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
Hancock Whitney
0 Sell rating(s)
3 Hold rating(s)
7 Buy rating(s)
1 Strong Buy rating(s)
2.82

In the previous week, United Bankshares had 3 more articles in the media than Hancock Whitney. MarketBeat recorded 10 mentions for United Bankshares and 7 mentions for Hancock Whitney. Hancock Whitney's average media sentiment score of 1.67 beat United Bankshares' score of 1.23 indicating that Hancock Whitney is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
United Bankshares
9 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Hancock Whitney
7 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Very Positive

Summary

Hancock Whitney beats United Bankshares on 13 of the 20 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding UBSI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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UBSI vs. The Competition

MetricUnited BanksharesBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$6.48B$24.20B$14.30B$12.91B
Dividend Yield3.19%3.15%5.88%8.90%
P/E Ratio13.0327.3526.1925.45
Price / Sales3.589.78517.7179.09
Price / Cash14.3816.2039.5952.28
Price / Book1.181.392.136.17
Net Income$464.60M$2.58B$1.32B$350.08M
7 Day Performance0.48%1.39%3.84%-0.14%
1 Month Performance-2.55%1.02%1.61%1.02%
1 Year Performance24.98%24.38%11.96%14.51%

United Bankshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
UBSI
United Bankshares
3.5029 of 5 stars
$47.83
+0.5%
$47.80
-0.1%
+23.8%$6.48B$1.82B13.032,694
ABCB
Ameris Bancorp
N/A$84.43
-1.4%
$91.67
+8.6%
N/A$5.67B$1.23B16.212,850
CATY
Cathay General Bancorp
2.856 of 5 stars
$61.21
-1.1%
$62.25
+1.7%
+24.4%$4.13B$1.38B11.961,268
FFBC
First Financial Bancorp.
2.9961 of 5 stars
$32.63
-0.6%
$33.67
+3.2%
+23.5%$3.45B$996.38M11.532,199
FRME
First Merchants
4.7737 of 5 stars
$41.47
-1.1%
$49.00
+18.2%
+0.4%$2.63B$1.05B13.292,086

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This page (NASDAQ:UBSI) was last updated on 9/5/2026 by MarketBeat.com Staff.
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