Wintrust Financial (WTFC) Stock Price, News & Analysis

Company Overview

Wintrust Financial Corporation (NASDAQ: WTFC) is a financial services company and bank holding company headquartered in Rosemont, Illinois. Founded in 1991, the company operates a network of community banks that serve individuals, families, businesses and institutions.

Wintrust’s banking operations provide deposit accounts, commercial and consumer lending, mortgage financing, treasury management, payment services and other traditional banking products. Through specialized subsidiaries and affiliated businesses, the company also offers wealth management, investment services, insurance premium financing, equipment leasing and related financial solutions.

The company primarily serves communities in the greater Chicago metropolitan area and has expanded its banking presence into surrounding Midwestern markets, including parts of Wisconsin and Indiana. Wintrust was founded by Edward J. Wehmer, who has served as a longstanding leader of the organization; Timothy S. Crane serves as president and chief executive officer.

Key Stats

• Today's Range: $144.74 to $146.49
• 50-Day Range: $143.71 to $163.66
• 52-Week Range: $119.61 to $167.21
• Volume: 317,279 shs
• Average Volume: 415,136 shs
• Market Capitalization: $9.86 billion
• P/E Ratio: 11.74
• Dividend Yield: 1.51%
• Price Target: $176.50
• Consensus Rating: Moderate Buy

Wintrust Financial Stock Analysis - MarketRank™

Wintrust Financial scored higher than 96% of companies evaluated by MarketBeat, and ranked 84th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Wintrust Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.64, and is based on no strong buy ratings, 9 buy ratings, 5 hold ratings, and no sell ratings.

Upside Potential

Wintrust Financial has a consensus price target of $176.50, representing about 20.8% upside from its current price of $146.11.

Amount of Analyst Coverage

Wintrust Financial has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.13%

Earnings Growth

Earnings for Wintrust Financial are expected to grow by 5.13% in the coming year, from $13.07 to $13.74 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Wintrust Financial is 11.74, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Wintrust Financial is 11.74, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Wintrust Financial has a P/B Ratio of 1.43. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.94% of the float of Wintrust Financial has been sold short.

Short Interest Ratio / Days to Cover

Wintrust Financial has a short interest ratio ("days to cover") of 6.62.

Change versus previous month

Short interest in Wintrust Financial has recently decreased by 3.21%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

Wintrust Financial pays a meaningful dividend of 1.52%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Wintrust Financial has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of Wintrust Financial is 17.67%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Wintrust Financial will have a dividend payout ratio of 16.01% next year. This indicates that Wintrust Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.5 / 5
• News Sentiment: 0.62

News Sentiment

Wintrust Financial has a news sentiment score of 0.62. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Wintrust Financial this week, compared to 4 articles on an average week.

Search Interest

2 people have searched for WTFC on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.

MarketBeat Follows

3 people have added Wintrust Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Wintrust Financial insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,199,837.00 in company stock.

Percentage Held by Insiders

1.24% of the stock of Wintrust Financial is held by insiders.

Percentage Held by Institutions

93.48% of the stock of Wintrust Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/20/2026
• Record date for 8/20 Dividend: 8/06/2026
• Ex-Dividend for 8/20 Dividend: 8/06/2026
• Dividend Payable: 8/20/2026
• Today: 9/26/2026
• Next Earnings (Estimated): 10/19/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:WTFC
• CIK: 1015328
• Web: www.wintrust.com
• Phone: (847) 939-9000
• Fax: 847-615-4091
• Employees: 5,902
• Year Founded: 1991

Price Target and Rating

• Average Price Target for Wintrust Financial: $176.50
• High Price Target: $192.00
• Low Price Target: $160.00
• Potential Upside/Downside: +20.8%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.64
• Research Coverage: 14 Analysts

Profitability

• EPS (Trailing Twelve Months): $12.45
• Trailing P/E Ratio: 11.74
• Forward P/E Ratio: 11.18
• P/E Growth: N/A
• Net Income: $823.84 million
• Net Margins: 20.72%
• Pretax Margin: 28.01%
• Return on Equity: 13.37%
• Return on Assets: 1.28%

Debt

• Debt-to-Equity Ratio: 0.62
• Current Ratio: 0.98
• Quick Ratio: 0.97

Sales & Book Value

• Annual Sales: $4.23 billion
• Price / Sales: 2.33
• Cash Flow: $14.38 per share
• Price / Cash Flow: 10.16
• Book Value: $102.04 per share
• Price / Book: 1.43

Miscellaneous

• Outstanding Shares: 67,470,000
• Free Float: 66,629,000
• Market Cap: $9.86 billion
• Optionable: Optionable
• Beta: 0.84