First Citizens BancShares (FCNCA) Stock Forecast & Price Target

$2,203.43 +26.32 (+1.21%)

As of 04:00 PM Eastern

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First Citizens BancShares - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Hold

Based on 14 Analyst Ratings

Sell
0

Hold
10

Buy
4

Based on 14 Wall Street analysts who have issued ratings for First Citizens BancShares in the last 12 months, the stock has a consensus rating of "Hold." Out of the 14 analysts, 10 have given a hold rating, 3 have given a buy rating, and 1 has given a strong buy rating for FCNCA.

Consensus Price Target

$2,278.31
3.40% Upside

According to the 14 analysts' twelve-month price targets for First Citizens BancShares, the average price target is $2,278.31. The highest price target for FCNCA is $2,450.00, while the lowest price target for FCNCA is $2,100.00. The average price target represents a forecasted upside of 3.40% from the current price of $2,203.43.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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FCNCA Analyst Ratings Over Time

Type	Current Forecast 9/3/25 to 9/3/26	1 Month Ago 8/4/25 to 8/4/26	3 Months Ago 6/5/25 to 6/5/26	1 Year Ago 9/3/24 to 9/3/25
Strong Buy	1 Strong Buy rating(s)	1 Strong Buy rating(s)	1 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	3 Buy rating(s)	2 Buy rating(s)	3 Buy rating(s)	6 Buy rating(s)
Hold	10 Hold rating(s)	11 Hold rating(s)	9 Hold rating(s)	6 Hold rating(s)
Sell	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)	0 Sell rating(s)
Consensus Price Target	$2,278.31	$2,278.31	$2,215.91	$2,291.17
Forecasted Upside	3.40% Upside	1.18% Upside	6.79% Upside	15.36% Upside
Consensus Rating	Hold	Hold	Hold	Moderate Buy

FCNCA Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

FCNCA Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

First Citizens BancShares Stock vs. The Competition

Type	First Citizens BancShares	Finance Companies	Broader Market
Consensus Rating Score	2.36	2.27	2.53
Consensus Rating	Hold	Hold	Moderate Buy
Predicted Upside	3.40% Upside	26.92% Upside	13.66% Upside
News Sentiment Rating	Positive News See Recent FCNCA News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

Rating

Upside/Downside

Action

Time Frame

Start Date

End Date

Show

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
8/11/2026	Weiss Ratings 5 of 5 stars		Upgrade	Hold (C+) ➝ Buy (B)
7/28/2026	Truist Financial 3 of 5 stars	Brian Foran 3 of 5 stars	Boost Target	Hold	$2,150.00 ➝ $2,323.00	+8.69%
7/27/2026	Piper Sandler 2 of 5 stars	Stephen Scouten 4 of 5 stars	Boost Target	Neutral	$2,050.00 ➝ $2,100.00	-2.81%
7/27/2026	Barclays Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Jason Goldberg Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Equal Weight	$2,346.00 ➝ $2,376.00	+9.97%
7/24/2026	Citigroup Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Neutral
7/24/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Anthony Elian Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$2,350.00 ➝ $2,450.00	+12.66%
7/23/2026	Jefferies Financial Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Reiterated Rating	Hold	$2,300.00	+4.30%
7/9/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Christopher McGratty Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Reiterated Rating	Outperform ➝ Market Perform	$2,300.00	+12.49%
7/7/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Ryan Nash Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Boost Target	Neutral	$2,100.00 ➝ $2,340.00	+10.52%
7/1/2026	Fundamental Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Set Target		$2,350.00	+11.86%
Get the Latest News and Ratings for FCNCA and Related Stocks Enter your email address below to receive the latest news and analysts' ratings for First Citizens BancShares and its competitors with MarketBeat's FREE daily newsletter.
4/27/2026	TD Cowen Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Janet Lee Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Buy	$2,500.00 ➝ $2,300.00	+16.50%
4/8/2026	Deutsche Bank Aktiengesellschaft Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Downgrade	Buy ➝ Hold	$2,154.00	+12.13%
3/30/2026	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Strong Sell ➝ Hold
2/4/2026	UBS Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Nicholas Holowko Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Set Target		$2,325.00	+13.75%
11/20/2025	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating		Upgrade	Outperform ➝ Strong-Buy	$2,100.00 ➝ $2,200.00	+20.23%
10/25/2024	Wedbush Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	D. Chiaverini Subscribe to MarketBeat All Access for the analyst's recommendation accuracy rating	Lower Target	Neutral	$2,150.00 ➝ $2,000.00	+8.31%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Thursday at 08:40 PM ET.

Should I Buy First Citizens BancShares Stock? FCNCA Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, September 2, 2026. Please send any questions or comments about these First Citizens BancShares pros and cons to contact@marketbeat.com.

First Citizens BancShares
Bull Case

Here are some ways that investors could benefit from investing in First Citizens BancShares, Inc.:

First Citizens BancShares, Inc. recently reported a significant earnings beat for the quarter ended July 23, 2026, with actual earnings per share of $57.09 compared to a consensus estimate of $0.41, indicating strong operational performance and profitability that far exceeded analyst expectations.
The stock is currently trading at $2,177.11, which is above its 200-day moving average of $2,032.02, a technical indicator that often signals a sustained uptrend and positive momentum for the stock in the near term.
Insider confidence is high, as CEO Frank B. Holding Jr. and Director Diane E. Morais have recently purchased shares, with the CEO buying 335 shares at an average price of $1,920.80 in June 2026, suggesting that company leadership believes the stock is undervalued relative to its future potential.
The company offers a stable income stream with a quarterly dividend of $2.10 per share, which is paid on September 15, 2026, providing a yield of approximately 0.39% for investors seeking regular cash flow from their banking holdings.
First Citizens BancShares, Inc. is expanding its commercial banking capabilities by introducing a new Working Capital Finance Group, which consolidates factoring, asset-based lending, and supply chain finance to offer more comprehensive treasury solutions to middle-market clients.

First Citizens BancShares
Bear Case

Investors should be bearish about investing in First Citizens BancShares, Inc. for these reasons:

The consensus rating from fourteen analysts is currently "Hold" with an average price target of $2,278.31, which suggests that while the stock is not expected to decline, there is limited upside potential compared to other investment opportunities in the market.
Short interest in the stock has been increasing recently, with shares shorted rising to 419,937 as of August 14, 2026, indicating that a portion of the market is betting against the stock's future performance and expecting a price drop.
The stock's beta of 0.60 indicates lower volatility than the broader market, which may be a disadvantage for investors seeking high-growth, high-volatility opportunities, as the stock may underperform during strong market rallies.
Some institutional investors have reduced their positions, such as E. Ohman J or Asset Management AB, which sold 12,398 shares in the second quarter, and Assenagon Asset Management S.A., which lessened its position by 89.2%, suggesting a lack of conviction from some large holders.
The company's debt-to-equity ratio is 1.59, which is relatively high for a bank, indicating that it relies significantly on debt financing, which could increase financial risk if interest rates rise or economic conditions deteriorate.

FCNCA Forecast - Frequently Asked Questions

According to the research reports of 14 Wall Street equities research analysts, the average twelve-month stock price forecast for First Citizens BancShares is $2,278.31, with a high forecast of $2,450.00 and a low forecast of $2,100.00.

14 Wall Street analysts have issued "buy," "hold," and "sell" ratings for First Citizens BancShares in the last twelve months. There are currently 10 hold ratings, 3 buy ratings and 1 strong buy rating for the stock. The consensus among Wall Street analysts is that investors should "hold" FCNCA shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in FCNCA, but not buy additional shares or sell existing shares.

According to analysts, First Citizens BancShares's stock has a predicted upside of 3.40% based on their 12-month stock forecasts.

Over the previous 90 days, First Citizens BancShares's stock had 2 upgrades and 1 downgrade by analysts.

First Citizens BancShares has been rated by research analysts at Barclays, Citigroup, Fundamental Research, Jefferies Financial Group, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Piper Sandler, The Goldman Sachs Group, Truist Financial, and Weiss Ratings in the past 90 days.

Analysts like First Citizens BancShares more than other "finance" companies. The consensus rating score for First Citizens BancShares is 2.36 while the average consensus rating score for "finance" companies is 2.27. Learn more on how FCNCA compares to other companies.

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MarketBeat monitors more than a dozen sources for First Citizens BancShares analyst ratings, with the most recent rating issued on 8/11/2026.

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First Citizens BancShares (FCNCA) Stock Forecast & Price Target

First Citizens BancShares - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

FCNCA Analyst Ratings Over Time

FCNCA Analyst Recommendations By Month

FCNCA Price Targets by Month

First Citizens BancShares Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy First Citizens BancShares Stock? FCNCA Pros and Cons Explained

First Citizens BancShares
Bull Case

First Citizens BancShares
Bear Case

FCNCA Forecast - Frequently Asked Questions

Stock Forecasts and Research Tools

Today's Analyst Ratings

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Brokerages With First Citizens BancShares Recommendations

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First Citizens BancShares (FCNCA) Stock Forecast & Price Target

First Citizens BancShares - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Consensus Price Target

FCNCA Analyst Ratings Over Time

FCNCA Analyst Recommendations By Month

FCNCA Price Targets by Month

First Citizens BancShares Stock vs. The Competition

Recent Analyst Forecasts and Stock Ratings

Should I Buy First Citizens BancShares Stock? FCNCA Pros and Cons Explained

First Citizens BancShares Bull Case

First Citizens BancShares Bear Case

FCNCA Forecast - Frequently Asked Questions

What is First Citizens BancShares' forecast for 2026?

Should I buy or sell First Citizens BancShares stock right now?

Does First Citizens BancShares's stock price have much upside?

Has First Citizens BancShares been upgraded or downgraded by Wall Street analysts recently?

What analysts cover First Citizens BancShares?

Do Wall Street analysts like First Citizens BancShares more than its competitors?

Stock Forecasts and Research Tools

Today's Analyst Ratings

Top-Rated Stocks

More Ratings Tools

Brokerages With First Citizens BancShares Recommendations

MarketBeat All Access Features

Best-in-Class Portfolio Monitoring

Stock Ideas and Recommendations

Advanced Stock Screeners and Research Tools

First Citizens BancShares
Bull Case

First Citizens BancShares
Bear Case