Free Trial

Truist Financial (TFC) Stock Forecast & Price Target

Truist Financial logo
$45.55 -0.37 (-0.81%)
Closing price 03:59 PM Eastern
Extended Trading
$45.57 +0.02 (+0.05%)
As of 06:38 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

Truist Financial - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
2
Hold
9
Buy
7

Based on 18 Wall Street analysts who have issued ratings for Truist Financial in the last 12 months, the stock has a consensus rating of "Hold." Out of the 18 analysts, 2 have given a sell rating, 9 have given a hold rating, and 7 have given a buy rating for TFC.

Consensus Price Target

$54.39
19.42% Upside
According to the 18 analysts' twelve-month price targets for Truist Financial, the average price target is $54.39. The highest price target for TFC is $61.00, while the lowest price target for TFC is $45.00. The average price target represents a forecasted upside of 19.42% from the current price of $45.55.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
Get the Latest News and Ratings for TFC and Related Stocks

Enter your email address to receive the latest news and analysts' ratings for Truist Financial and its competitors.

Sign Up
SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

TFC Analyst Ratings Over Time

TypeCurrent Forecast
10/14/25 to 10/14/26
1 Month Ago
9/14/25 to 9/14/26
3 Months Ago
7/16/25 to 7/16/26
1 Year Ago
10/14/24 to 10/14/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
2 Strong Buy rating(s)
Buy
7 Buy rating(s)
7 Buy rating(s)
7 Buy rating(s)
7 Buy rating(s)
Hold
9 Hold rating(s)
8 Hold rating(s)
10 Hold rating(s)
9 Hold rating(s)
Sell
2 Sell rating(s)
2 Sell rating(s)
1 Sell rating(s)
0 Sell rating(s)
Consensus Price Target$54.39$55.12$54.47$48.89
Forecasted Upside19.42% Upside9.97% Upside2.62% Upside11.38% Upside
Consensus RatingHoldHoldHoldModerate Buy

TFC Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
Skip Chart & View Analyst Rating History

TFC Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

Truist Financial Stock vs. The Competition

TypeTruist FinancialFinance CompaniesBroader Market
Consensus Rating Score
2.28
2.28
2.53
Consensus RatingHoldHoldModerate Buy
Predicted Upside20.28% Upside38.62% Upside19.08% Upside
News Sentiment Rating
Neutral News

See Recent TFC News
Positive News
Positive News
Report Date
0 Results
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
10/8/2026 Set Target$52.00+14.15%
10/8/2026
TD Cowen logo
TD Cowen
3 of 5 stars
Initiated CoverageHold$52.00+14.62%
10/5/2026
UBS Group AG logo
UBS Group
4 of 5 stars
Erika Najarian
Erika Najarian
3 of 5 stars
Lower TargetNeutral$55.00 ➝ $50.00+7.63%
10/2/2026Lower TargetUnderweight$54.00 ➝ $50.50+8.92%
9/28/2026 Initiated CoverageBuy$61.00+28.89%
7/29/2026 Reiterated RatingBuy (B)
7/21/2026Lower TargetOverweight$59.00 ➝ $57.00+11.94%
7/20/2026Boost TargetMarket Perform$53.00 ➝ $55.00+6.07%
7/20/2026Boost TargetNeutral$55.00 ➝ $56.00+6.66%
7/8/2026Reiterated RatingBuy ➝ Neutral$54.00 ➝ $56.00+8.92%
7/6/2026 Reiterated RatingOutperform$57.00+11.57%
7/6/2026Reiterated RatingOverweight ➝ Equal Weight$62.00 ➝ $54.00+5.99%
7/1/2026Reiterated RatingOutperform ➝ Market Perform
6/30/2026DowngradeBuy ➝ Neutral$63.00 ➝ $54.00+6.74%
4/20/2026Boost TargetOutperform$51.00 ➝ $53.00+4.35%
4/17/2026Reiterated RatingMixed$45.00-11.21%
1/23/2026Boost TargetBuy$54.00 ➝ $58.00+15.40%
1/22/2026Boost TargetNeutral$50.00 ➝ $53.00+5.89%
1/6/2026 Reiterated RatingBuy$58.00+14.89%
1/5/2026DowngradeEqual Weight ➝ Underweight$47.00 ➝ $56.00+12.61%
12/10/2024 Boost TargetBuy$47.00 ➝ $56.00+19.28%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 06:44 PM ET.


Should I Buy Truist Financial Stock? TFC Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, October 7, 2026. Please send any questions or comments about these Truist Financial pros and cons to contact@marketbeat.com.

Truist Financial
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in Truist Financial Co.:

  • Truist Financial Co. is currently trading at $45.56, which is significantly below the consensus price target of $55.12, suggesting substantial upside potential for investors who believe the market is undervaluing the bank's current position.
  • The company recently announced a strategic decision to sell $5.5 billion in auto loans and exit the near-prime auto lending business, a move designed to reduce credit losses and sharpen its focus on higher-growth, more profitable areas of the bank.
  • Truist Financial Co. offers a high dividend yield of 4.49%, providing a strong income stream for investors, while the bank continues to invest in AI-driven tools to improve client interactions and operational efficiency.
  • Recent earnings results show the company beating analyst expectations, with Q2 2026 EPS of $1.23 exceeding the consensus estimate of $1.08, demonstrating strong profitability and effective cost management despite a challenging banking environment.
  • Major institutional investors, including BlackRock Inc. and State Street Corp, have recently added to or maintained significant positions in Truist Financial Co., indicating strong confidence from large asset managers in the bank's long-term stability and growth prospects.

Truist Financial
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in Truist Financial Co. for these reasons:

  • Truist Financial Co. has kept its dividend frozen since 2022, a strategy that splits income investors and contrasts with rivals like PNC and U.S. Bancorp that have raised their payouts, raising questions about the bank's capital allocation priorities.
  • Several prominent analysts, including JPMorgan Chase & Co. and UBS Group, have recently downgraded the stock or lowered price targets, with JPMorgan cutting its target to $50.50 and assigning an "underweight" rating, reflecting concerns about the bank's near-term outlook.
  • The stock is currently trading below its 50-day moving average of $50.51 and 200-day moving average of $49.52, indicating that the stock is in a technical downtrend and may face further downward pressure in the short term.
  • Insider selling has been notable, with CEO William H. Rogers Jr. selling 13,250 shares in July 2026 and other executives like CFO Michael Baron Maguire also reducing their positions, which can signal a lack of confidence from company leadership.
  • Truist Financial Co. still trails its 2019 merger targets in performance, facing challenges such as sluggish loan growth and digital sales pressure, which may limit its ability to close the gap with larger competitors in the near future.

TFC Forecast - Frequently Asked Questions

According to the research reports of 18 Wall Street equities research analysts, the average twelve-month stock price forecast for Truist Financial is $54.39, with a high forecast of $61.00 and a low forecast of $45.00.

18 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Truist Financial in the last year. There are currently 2 sell ratings, 9 hold ratings and 7 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" TFC shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in TFC, but not buy additional shares or sell existing shares.

According to analysts, Truist Financial's stock has a predicted upside of 19.42% based on their 12-month stock forecasts.

Truist Financial has been rated by research analysts at HSBC, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Robert W. Baird, Stephens, TD Cowen, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days.

Truist Financial also publishes sell-side equities research reports and recommendations about other companies, which can be viewed at its brokerage rating page.

Analysts like Truist Financial less than other "finance" companies. The consensus rating score for Truist Financial is 2.28 while the average consensus rating score for "finance" companies is 2.28. Learn more on how TFC compares to other companies.


MarketBeat monitors more than a dozen sources for Truist Financial analyst ratings, with the most recent rating issued on 10/8/2026.
From Our Partners