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Truist Financial (TFC) Financials

Truist Financial logo
$46.53 -1.26 (-2.64%)
Closing price 05/13/2026 03:59 PM Eastern
Extended Trading
$46.85 +0.32 (+0.70%)
As of 08:54 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Annual Income Statements for Truist Financial

Annual Income Statements for Truist Financial

This table shows Truist Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders
1,936 2,259 2,220 3,063 3,028 4,184 6,033 5,927 -1,452 4,469 4,974
Consolidated Net Income / (Loss)
2,123 2,442 2,415 3,257 3,237 4,492 6,437 6,267 -1,047 4,840 5,307
Net Income / (Loss) Continuing Operations
2,123 2,442 2,415 3,257 3,237 4,492 6,437 5,779 -1,503 -45 5,307
Total Pre-Tax Income
2,917 3,500 3,326 4,060 4,019 5,473 7,993 7,029 -765 -601 6,349
Total Revenue
9,611 10,793 11,317 6,682 12,568 22,705 22,296 19,973 20,022 13,278 20,319
Net Interest Income / (Expense)
5,592 6,321 6,535 6,682 7,313 13,826 13,006 14,313 14,524 14,091 14,423
Total Interest Income
6,327 7,066 7,374 8,120 9,409 15,548 13,774 16,634 24,452 25,066 24,542
Loans and Leases Interest Income
5,347 5,985 6,230 6,894 7,982 13,485 11,481 13,252 19,518 19,230 18,744
Investment Securities Interest Income
941 1,029 1,092 1,160 1,319 1,739 2,090 2,763 3,066 3,506 3,773
Other Interest Income
39 52 52 66 108 324 203 619 1,868 2,330 2,025
Total Interest Expense
735 745 839 1,438 2,096 1,722 768 2,321 9,928 10,975 10,119
Deposits Interest Expense
233 251 344 644 1,101 785 148 1,145 6,427 7,849 7,048
Short-Term Borrowings Interest Expense
4.00 9.00 41 111 198 137 47 385 1,286 1,313 1,227
Long-Term Debt Interest Expense
498 485 454 683 797 800 573 791 2,215 1,813 1,844
Total Non-Interest Income
4,019 4,472 4,782 0.00 5,255 8,879 9,290 5,660 5,498 -813 5,896
Provision for Credit Losses
428 572 547 566 615 2,335 -813 777 2,109 1,870 1,894
Total Non-Interest Expense
6,266 6,721 7,444 2,056 7,934 14,897 15,116 12,167 18,678 12,009 12,076
Salaries and Employee Benefits
3,469 4,029 4,226 4,313 4,833 8,146 8,632 6,558 6,765 6,587 6,848
Net Occupancy & Equipment Expense
1,035 972 784 758 787 1,388 1,277 1,139 1,113 1,068 1,061
Marketing Expense
- - 94 102 137 273 294 321 260 268 299
Property & Liability Insurance Claims
101 145 153 134 81 125 137 183 824 344 163
Other Operating Expenses
1,219 1,255 1,418 -3,648 1,436 3,162 3,190 2,861 3,243 3,397 3,415
Amortization Expense
105 150 142 131 164 685 574 455 395 345 290
Impairment Charge
- - - - - - 0.00 0.00 6,078 0.00 0.00
Income Tax Expense
794 1,058 911 803 782 981 1,556 1,250 738 -556 1,042
Net Income / (Loss) Discontinued Operations
- - - - - - - 488 456 4,885 0.00
Preferred Stock Dividends Declared
148 167 174 174 196 298 407 333 361 349 333
Net Income / (Loss) Attributable to Noncontrolling Interest
39 16 21 20 13 10 -3.00 7.00 44 22 0.00
Basic Earnings per Share
$2.59 $2.81 $2.78 $3.96 $3.76 $3.11 $4.51 $4.46 ($1.09) $3.36 $3.87
Weighted Average Basic Shares Outstanding
748.01M 804.68M 799.22M 772.96M 805.10M 1.35B 1.34B 1.33B 1.33B 1.33B 1.29B
Diluted Earnings per Share
$2.56 $2.77 $2.74 $3.91 $3.71 $3.08 $4.47 $4.43 ($1.09) $3.36 $3.82
Weighted Average Diluted Shares Outstanding
757.77M 814.92M 810.98M 783.48M 815.20M 1.36B 1.35B 1.34B 1.33B 1.33B 1.30B
Weighted Average Basic & Diluted Shares Outstanding
747.50M 803.90M 798.60M 763.60M 1.34B 1.35B 1.33B 1.33B 1.33B 1.31B 1.25B
Cash Dividends to Common per Share
$1.05 $1.15 $1.26 $1.56 $1.71 $1.80 $1.86 $2.00 $2.08 $2.08 $2.08

Quarterly Income Statements for Truist Financial

This table shows Truist Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders
1,071 -5,167 1,091 826 1,336 1,216 1,157 1,180 1,348 1,289 1,377
Consolidated Net Income / (Loss)
1,183 -5,090 1,200 922 1,442 1,276 1,261 1,240 1,452 1,354 1,481
Net Income / (Loss) Continuing Operations
1,109 -5,191 1,133 -3,906 1,439 1,289 1,261 1,240 1,452 1,354 1,481
Total Pre-Tax Income
1,312 -5,247 1,365 -5,230 1,710 1,554 1,535 1,513 1,737 1,564 1,690
Total Revenue
4,869 4,882 4,818 -1,685 5,085 5,060 4,899 4,987 5,187 5,246 5,152
Net Interest Income / (Expense)
3,535 3,519 3,372 3,527 3,602 3,590 3,507 3,587 3,629 3,700 3,599
Total Interest Income
6,227 6,266 6,184 6,351 6,352 6,179 5,988 6,154 6,286 6,114 5,855
Loans and Leases Interest Income
4,976 4,971 4,865 4,879 4,852 4,634 4,493 4,657 4,816 4,778 4,599
Investment Securities Interest Income
763 802 805 838 869 994 975 961 941 896 849
Other Interest Income
488 493 514 634 631 551 520 536 529 440 407
Total Interest Expense
2,692 2,747 2,812 2,824 2,750 2,589 2,481 2,567 2,657 2,414 2,256
Deposits Interest Expense
1,858 1,917 1,964 2,016 2,014 1,855 1,736 1,844 1,835 1,633 1,525
Short-Term Borrowings Interest Expense
343 354 366 362 282 303 336 292 299 300 286
Long-Term Debt Interest Expense
491 476 482 446 454 431 409 431 523 481 445
Total Non-Interest Income
1,334 1,363 1,446 -5,212 1,483 1,470 1,392 1,400 1,558 1,546 1,553
Provision for Credit Losses
497 572 500 451 448 471 458 488 436 512 479
Total Non-Interest Expense
3,060 9,557 2,953 3,094 2,927 3,035 2,906 2,986 3,014 3,170 2,983
Salaries and Employee Benefits
1,669 1,474 1,630 1,661 1,628 1,587 1,604 1,653 1,726 1,882 1,727
Net Occupancy & Equipment Expense
253 262 248 249 241 291 250 268 272 276 264
Marketing Expense
70 53 56 63 75 74 75 82 79 63 79
Property & Liability Insurance Claims
77 599 152 85 51 56 69 55 32 7.00 68
Other Operating Expenses
789 796 688 880 789 896 833 794 775 1,064 781
Amortization Expense
98 98 88 89 84 84 75 73 72 70 64
Income Tax Expense
203 -56 232 -1,324 271 265 274 273 285 210 209
Preferred Stock Dividends Declared
106 77 106 77 106 60 104 60 104 65 104
Basic Earnings per Share
$0.80 ($3.88) $0.82 $0.62 $1.00 $0.92 $0.88 $0.91 $1.05 $1.03 $1.10
Weighted Average Basic Shares Outstanding
1.33B 1.33B 1.34B 1.34B 1.33B 1.33B 1.31B 1.29B 1.28B 1.29B 1.25B
Diluted Earnings per Share
$0.80 ($3.86) $0.81 $0.62 $0.99 $0.94 $0.87 $0.90 $1.04 $1.01 $1.09
Weighted Average Diluted Shares Outstanding
1.34B 1.33B 1.35B 1.34B 1.35B 1.33B 1.32B 1.31B 1.30B 1.30B 1.27B
Weighted Average Basic & Diluted Shares Outstanding
1.33B 1.33B 1.34B 1.34B 1.33B 1.31B 1.31B 1.29B 1.28B 1.25B 1.25B
Cash Dividends to Common per Share
$0.52 - $0.52 $0.52 - - $0.52 $0.52 - - $0.52

Annual Cash Flow Statements for Truist Financial

This table details how cash moves in and out of Truist Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents
1,386 257 -1,324 888 15,221 -197 1,427 1,126 9,223 9,124 -3,391
Net Cash From Operating Activities
3,131 3,115 4,635 4,349 1,520 7,437 7,892 11,081 8,631 2,164 5,739
Net Cash From Continuing Operating Activities
3,131 3,115 4,635 4,349 1,520 7,437 7,892 11,081 8,631 2,164 5,739
Net Income / (Loss) Continuing Operations
2,123 2,442 2,415 3,257 3,237 4,492 6,437 6,267 -1,047 4,840 5,307
Consolidated Net Income / (Loss)
2,123 2,442 2,415 3,257 3,237 4,492 6,437 6,267 -1,047 4,840 5,307
Provision For Loan Losses
428 572 547 - 615 2,335 -813 777 2,109 1,870 1,894
Depreciation Expense
356 405 408 424 466 923 810 783 688 613 547
Amortization Expense
105 150 142 131 164 685 574 583 527 366 290
Non-Cash Adjustments to Reconcile Net Income
409 -224 405 652 313 -294 23 -2,260 3,175 1,601 -398
Changes in Operating Assets and Liabilities, net
-290 -230 718 -115 -3,275 -704 861 4,931 3,179 -7,126 -1,901
Net Cash From Investing Activities
-1,849 -976 -5,410 -4,963 8,348 -43,652 -32,056 -29,972 22,858 18,598 -17,763
Net Cash From Continuing Investing Activities
-1,849 -976 -5,410 -4,963 8,348 -43,652 -32,056 -29,972 22,858 18,598 -17,763
Purchase of Investment Securities
-18,451 -18,143 -17,724 -11,035 -41,932 -70,112 -60,988 -45,817 2,769 -41,271 -39,147
Divestitures
- - - - - - - -4,673 -17 12,174 0.00
Sale and/or Maturity of Investments
15,547 17,893 12,314 6,499 44,248 29,714 30,570 20,518 20,106 47,695 21,384
Net Cash From Financing Activities
104 -1,882 -549 1,502 5,353 36,018 25,591 20,017 -22,266 -11,638 8,633
Net Cash From Continuing Financing Activities
104 -1,882 -549 1,502 5,353 36,018 25,591 20,017 -22,266 -11,638 8,633
Net Change in Deposits
2,506 4,507 -2,842 3,838 2,917 48,599 35,423 -2,986 -17,630 -6,883 9,874
Issuance of Debt
1,290 297 12,415 3,009 13,377 14,520 3,928 33,837 52,340 22,799 68,410
Repayment of Debt
-2,433 -5,849 -7,453 -2,636 -9,265 -28,278 -7,959 -7,297 -55,018 -22,438 -63,084
Repurchase of Preferred Equity
- - 0.00 0.00 -1,725 -500 -1,415 - 0.00 -750 -1,000
Repurchase of Common Equity
0.00 -520 -1,613 -1,205 0.00 0.00 -1,616 -250 0.00 -1,000 -2,500
Payment of Dividends
-937 -1,092 -1,179 -1,378 -1,459 -2,725 -2,852 -2,989 -3,131 -3,135 -2,996
Other Financing Activities, Net
-390 325 123 -126 -175 953 82 -298 1,173 -231 -71
Cash Interest Paid
734 775 819 1,408 1,921 1,834 859 2,007 9,138 11,340 10,073
Cash Income Taxes Paid
655 844 429 99 443 126 792 479 780 830 192

Quarterly Cash Flow Statements for Truist Financial

This table details how cash moves in and out of Truist Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents
-178 812 4,341 5,894 -1,239 128 2,403 -720 -4,599 -475 -180
Net Cash From Operating Activities
2,407 2,376 -990 845 1,534 775 746 914 1,497 2,582 679
Net Cash From Continuing Operating Activities
2,407 2,376 -990 845 1,534 775 746 914 1,497 2,582 679
Net Income / (Loss) Continuing Operations
1,183 -5,090 1,200 922 1,442 1,276 1,261 1,240 1,452 1,354 1,481
Consolidated Net Income / (Loss)
1,183 -5,090 1,200 922 1,442 1,276 1,261 1,240 1,452 1,354 1,481
Provision For Loan Losses
497 572 500 451 448 471 458 488 436 512 479
Depreciation Expense
172 166 164 151 145 153 145 139 130 133 129
Amortization Expense
130 130 109 89 84 84 75 73 72 70 64
Non-Cash Adjustments to Reconcile Net Income
407 5,262 52 1,978 223 -709 238 -7.00 123 -704 -591
Changes in Operating Assets and Liabilities, net
18 1,336 -3,015 -2,746 -808 -500 -1,431 -1,019 -716 1,217 -883
Net Cash From Investing Activities
8,348 4,993 5,903 24,149 -3,494 -7,960 -1,631 -7,705 -3,635 -4,792 -1,937
Net Cash From Continuing Investing Activities
8,348 4,993 5,903 24,149 -3,494 -7,960 -1,631 -7,705 -3,635 -4,792 -1,937
Purchase of Investment Securities
4,095 -11,547 669 -21,214 -7,165 -18,564 -7,006 -15,764 -7,955 -10,785 -6,214
Sale and/or Maturity of Investments
4,268 16,542 5,234 33,303 3,567 10,594 5,375 8,059 4,320 5,993 4,277
Net Cash From Financing Activities
-10,933 -6,557 -572 -19,100 721 7,313 3,288 6,071 -2,461 1,735 1,078
Net Cash From Continuing Financing Activities
-10,933 -6,557 -572 -19,100 721 8,063 3,288 6,071 -2,461 1,735 1,078
Net Change in Deposits
-6,019 -4,159 -1,599 -10,397 2,367 2,746 13,212 2,386 -11,215 5,491 3,683
Issuance of Debt
6,285 2,771 9,623 74 2,198 12,397 552 15,534 34,821 17,503 22,811
Repayment of Debt
-10,410 -4,059 -7,750 -8,000 -2,491 -5,690 -9,131 -10,355 -24,816 -18,782 -23,459
Repurchase of Common Equity
- - 0.00 - -500 -500 -500 -750 -500 -750 -1,134
Payment of Dividends
-799 -770 -800 -773 -801 -761 -783 -730 -769 -714 -749
Other Financing Activities, Net
10 -340 -46 -4.00 -52 -129 -62 -14 18 -13 -74
Cash Interest Paid
2,389 2,708 2,826 2,965 2,873 2,676 2,378 2,589 2,601 2,505 2,259
Cash Income Taxes Paid
225 -5.00 30 349 383 68 38 132 26 -4.00 -25

Annual Balance Sheets for Truist Financial

This table presents Truist Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets
209,947 219,276 221,642 225,697 473,078 509,228 541,241 555,255 535,349 531,176 547,538
Cash and Due from Banks
2,123 2,041 2,370 2,753 4,084 5,029 5,085 5,379 5,000 5,793 4,967
Federal Funds Sold
153 - - 143 - 1,745 - 3,181 2,378 2,550 3,200
Interest Bearing Deposits at Other Banks
1,435 1,895 343 1,091 14,981 13,839 15,210 16,042 25,230 33,975 31,410
Trading Account Securities
43,827 43,606 48,673 45,981 90,250 124,660 167,880 134,419 125,805 123,204 118,018
Loans and Leases, Net of Allowance
134,491 141,833 142,211 147,455 298,293 293,899 285,078 321,614 312,061 301,526 323,565
Loans and Leases
135,951 143,322 143,701 149,013 299,842 299,734 289,513 325,991 312,061 306,383 328,595
Allowance for Loan and Lease Losses
1,460 1,489 1,490 1,558 1,549 5,835 4,435 4,377 - 4,857 5,030
Loans Held for Sale
1,035 1,716 - 988 - 6,059 - 1,444 1,280 1,388 1,883
Premises and Equipment, Net
2,007 2,107 2,055 2,118 3,712 3,870 3,700 3,605 3,298 3,225 3,172
Goodwill
8,548 9,638 9,618 9,818 24,154 24,447 26,098 27,013 17,156 17,125 17,125
Intangible Assets
686 854 711 758 3,142 2,984 3,408 3,672 1,909 1,550 1,256
Other Assets
15,186 15,098 15,291 14,592 34,462 32,696 34,782 38,886 46,030 40,840 42,942
Total Liabilities & Shareholders' Equity
209,947 219,276 221,642 225,697 473,078 509,228 541,241 555,255 535,349 531,176 547,538
Total Liabilities
182,607 189,350 191,947 195,519 406,520 438,316 471,970 494,718 476,096 467,497 482,349
Non-Interest Bearing Deposits
45,695 50,697 157,371 53,025 92,405 127,629 145,892 135,742 111,624 107,451 105,092
Interest Bearing Deposits
103,429 109,537 - 108,174 242,322 253,448 270,596 277,753 284,241 283,073 295,306
Short-Term Debt
3,593 1,406 4,938 5,178 18,218 6,092 5,292 23,422 24,828 29,205 27,839
Long-Term Debt
23,769 21,965 23,648 23,709 41,339 39,597 35,913 43,203 38,918 34,956 41,963
Other Long-Term Liabilities
6,121 5,745 5,990 5,433 12,236 11,550 14,277 14,598 16,485 12,812 12,149
Total Equity & Noncontrolling Interests
27,340 29,926 29,695 30,178 66,558 70,912 69,271 60,537 59,253 63,679 65,189
Total Preferred & Common Equity
27,306 29,881 29,648 30,122 66,384 70,807 69,271 60,514 59,101 63,679 65,189
Preferred Stock
- - 3,053 - 5,102 - 6,673 - - 5,907 4,916
Total Common Equity
27,306 29,881 26,595 30,122 61,282 70,807 62,598 60,514 59,101 57,772 60,273
Common Stock
12,267 13,151 11,803 10,666 42,320 42,588 41,204 41,178 42,846 42,208 39,975
Retained Earnings
13,464 14,809 16,259 18,118 19,806 19,455 22,998 26,264 22,088 23,777 26,067
Accumulated Other Comprehensive Income / (Loss)
-1,028 -1,132 -1,467 -1,715 -844 716 -1,604 -13,601 -12,506 -8,213 -5,769

Quarterly Balance Sheets for Truist Financial

This table presents Truist Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets
554,549 542,707 535,349 534,959 519,853 523,434 531,176 535,899 543,833 543,851 548,975
Cash and Due from Banks
4,782 5,156 5,000 5,040 5,204 5,229 5,793 5,996 5,157 4,329 4,294
Federal Funds Sold
2,315 2,018 2,378 2,091 2,338 2,973 2,550 2,810 2,656 2,981 4,047
Interest Bearing Deposits at Other Banks
25,228 24,676 25,230 29,510 35,675 34,411 33,975 36,175 36,294 32,523 31,903
Trading Account Securities
129,020 124,443 125,805 124,687 113,974 120,815 123,204 123,726 121,326 119,275 117,101
Loans and Leases, Net of Allowance
317,486 311,006 312,061 302,421 300,884 298,242 306,383 303,768 313,897 318,750 324,212
Loans and Leases
322,092 315,699 312,061 307,224 305,692 303,084 306,383 308,638 318,796 323,738 329,238
Allowance for Loan and Lease Losses
4,606 4,693 - 4,803 4,808 4,842 - 4,870 4,899 4,988 5,026
Loans Held for Sale
1,923 1,413 1,280 1,253 1,457 1,278 1,388 1,114 1,203 1,925 2,174
Premises and Equipment, Net
3,453 3,394 3,298 3,274 3,244 3,251 3,225 3,168 3,197 3,176 3,145
Goodwill
27,013 26,979 17,156 17,157 17,157 17,125 17,125 17,125 17,125 17,125 17,125
Intangible Assets
3,403 3,292 1,909 1,816 1,729 1,635 1,550 1,473 1,399 1,328 1,192
Other Assets
39,926 40,330 46,030 47,710 38,191 38,475 40,840 40,544 41,579 42,439 43,782
Total Liabilities & Shareholders' Equity
554,549 542,707 535,349 534,959 519,853 523,434 531,176 535,899 543,833 543,851 548,975
Total Liabilities
490,868 480,700 476,096 475,906 456,026 457,738 467,497 471,264 478,993 478,205 484,761
Non-Interest Bearing Deposits
121,831 116,674 111,624 110,901 107,310 105,984 107,451 108,461 106,442 106,197 105,460
Interest Bearing Deposits
284,212 283,350 284,241 283,364 278,101 281,794 283,073 295,275 299,680 288,710 298,621
Short-Term Debt
24,456 23,485 24,828 26,329 22,816 20,859 29,205 23,730 16,631 29,376 27,441
Long-Term Debt
44,749 41,232 38,918 39,071 34,616 36,770 34,956 32,030 44,427 41,729 41,622
Other Long-Term Liabilities
15,620 15,959 16,485 16,241 13,183 12,331 12,812 11,768 11,813 12,193 11,617
Total Equity & Noncontrolling Interests
63,681 62,007 59,253 59,053 63,827 65,696 63,679 64,635 64,840 65,646 64,214
Total Preferred & Common Equity
63,526 61,840 59,101 58,821 63,827 65,696 63,679 64,635 64,840 65,646 64,214
Total Common Equity
56,853 61,840 59,101 58,821 63,827 65,696 63,679 58,728 58,933 65,646 64,214
Common Stock
42,650 42,782 42,846 42,887 43,055 42,658 42,208 41,726 41,067 40,674 38,839
Retained Earnings
27,577 27,944 22,088 22,483 22,603 23,248 23,777 24,252 24,759 25,438 26,796
Accumulated Other Comprehensive Income / (Loss)
-13,374 -15,559 -12,506 -13,222 -8,504 -6,883 -8,213 -7,250 -6,893 -6,373 -6,337
Other Equity Adjustments
- 6,673 6,673 6,673 6,673 6,673 5,907 - - 5,907 4,916

Annual Metrics And Ratios for Truist Financial

This table displays calculated financial ratios and metrics derived from Truist Financial's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Growth Metrics
- - - - - - - - - - -
Profitability Metrics
- - - - - - - - - - -
Valuation Ratios
- - - - - - - - - - -
Leverage & Solvency
- - - - - - - - - - -
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Efficiency Ratios
- - - - - - - - - - -
Capital & Investment Metrics
- - - - - - - - - - -
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$2.59 $2.81 $2.78 $3.96 $3.76 $3.11 $4.51 $4.46 ($1.09) $3.36 $3.87
Adjusted Weighted Average Basic Shares Outstanding
748.01M 804.68M 799.22M 772.96M 805.10M 1.35B 1.34B 1.33B 1.33B 1.33B 1.29B
Adjusted Diluted Earnings per Share
$2.56 $2.77 $2.74 $3.91 $3.71 $3.08 $4.47 $4.43 ($1.09) $3.36 $3.82
Adjusted Weighted Average Diluted Shares Outstanding
757.77M 814.92M 810.98M 783.48M 815.20M 1.36B 1.35B 1.34B 1.33B 1.33B 1.30B
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
780.45M 808.39M 778.29M 763.60M 1.34B 1.35B 1.33B 1.33B 1.33B 1.31B 1.25B
Debt Service Ratios
- - - - - - - - - - -
Payout Ratios
- - - - - - - - - - -

Quarterly Metrics And Ratios for Truist Financial

This table displays calculated financial ratios and metrics derived from Truist Financial's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding
- - - - - - - - - - 1,245,879,275.00
DEI Adjusted Shares Outstanding
- - - - - - - - - - 1,245,879,275.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - - - - - 1.19
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-16.73% 55.18% -8.89% -133.82% 4.44% 3.65% 1.68% 395.96% 2.01% - 5.16%
EBITDA Growth
-30.55% -383.89% -21.51% -393.53% 20.14% 136.17% 7.14% 134.57% 0.00% - 7.29%
EBIT Growth
-34.40% -480.49% -22.92% -473.84% 30.34% 129.62% 12.45% 128.93% 1.58% - 10.10%
NOPAT Growth
-32.25% -407.61% -19.65% -413.17% 29.76% 135.09% 11.30% 133.87% 0.90% - 17.45%
Net Income Growth
-27.73% -402.62% -20.79% -31.45% 21.89% 125.07% 5.08% 34.49% 0.69% - 17.45%
EPS Growth
-30.43% -421.67% -22.86% -32.61% 23.75% 124.35% 7.41% 45.16% 5.05% - 25.29%
Operating Cash Flow Growth
-36.15% -32.77% -938.98% -77.35% -36.27% -67.38% 175.35% 8.17% -2.41% - -8.98%
Free Cash Flow Firm Growth
-95.21% 103.16% 164.53% 132.30% 160.89% -824.75% -83.71% -142.67% -347.50% - -314.34%
Invested Capital Growth
7.69% -3.27% -20.21% -8.75% -2.68% 3.94% -3.26% 3.83% 10.89% - 10.70%
Revenue Q/Q Growth
-2.29% 0.27% -35.30% -134.97% 401.78% -0.49% -3.18% 1.80% 4.01% - -1.79%
EBITDA Q/Q Growth
-5.06% -406.75% 136.51% -404.64% 138.86% -7.63% -2.01% -1.71% 12.41% - 6.56%
EBIT Q/Q Growth
-6.22% -499.92% 128.54% -483.15% 132.70% -9.12% -1.22% -1.43% 14.81% - 8.06%
NOPAT Q/Q Growth
-5.13% -431.19% 133.84% -423.12% 139.31% -10.42% -2.17% -1.67% 17.10% - 9.38%
Net Income Q/Q Growth
-12.04% -530.26% 123.58% -23.17% 56.40% -11.51% -1.18% -1.67% 17.10% - 9.38%
EPS Q/Q Growth
-13.04% -582.50% 120.98% -23.46% 59.68% -5.05% -7.45% 3.45% 15.56% - 7.92%
Operating Cash Flow Q/Q Growth
-35.47% -1.29% -141.67% 185.35% 81.54% -49.48% -3.74% 22.52% 63.79% - -73.70%
Free Cash Flow Firm Q/Q Growth
67.79% 106.17% 3,906.26% -75.60% -39.27% -173.42% 249.75% -163.90% -252.28% - -96.67%
Invested Capital Q/Q Growth
-4.64% -2.94% 1.18% -2.57% 1.70% 3.66% -5.82% 4.57% 8.62% - -1.27%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
33.15% -101.41% 34.00% 0.00% 38.13% 35.40% 35.82% 34.59% 37.38% - 36.55%
EBIT Margin
26.95% -107.48% 28.33% 0.00% 33.63% 30.71% 31.33% 30.34% 33.49% - 32.80%
Profit (Net Income) Margin
24.30% -104.26% 24.91% 0.00% 28.36% 25.22% 25.74% 24.86% 27.99% - 28.75%
Tax Burden Percent
90.17% 97.01% 87.91% -17.63% 84.33% 82.11% 82.15% 81.96% 83.59% - 87.63%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate
15.47% 0.00% 17.00% 0.00% 15.85% 17.05% 17.85% 18.04% 16.41% - 12.37%
Return on Invested Capital (ROIC)
3.98% -12.04% 3.84% 0.00% 3.73% 2.70% 2.81% 4.03% 4.33% - 4.66%
ROIC Less NNEP Spread (ROIC-NNEP)
4.10% -14.22% 3.93% 0.00% 3.73% 2.68% 2.81% 4.03% 4.33% - 4.66%
Return on Net Nonoperating Assets (RNNOA)
4.06% -15.47% 5.14% 0.00% 3.58% 2.78% 2.75% 3.71% 4.25% - 4.52%
Return on Equity (ROE)
8.04% -27.52% 8.99% 0.00% 7.30% 5.48% 5.56% 7.74% 8.58% - 9.18%
Cash Return on Invested Capital (CROIC)
-3.01% 2.90% 22.18% 5.17% -1.10% -4.20% 3.07% 0.48% -6.29% - -5.80%
Operating Return on Assets (OROA)
1.05% -3.95% 1.17% 0.00% 1.04% 0.76% 0.78% 1.14% 1.26% - 1.24%
Return on Assets (ROA)
0.95% -3.83% 1.03% 0.00% 0.88% 0.63% 0.64% 0.94% 1.06% - 1.09%
Return on Common Equity (ROCE)
8.03% -27.48% 8.47% 0.00% 7.29% 5.48% 5.28% 7.39% 8.58% - 8.76%
Return on Equity Simple (ROE_SIMPLE)
9.26% 0.00% -2.32% -2.80% -2.32% 0.00% 7.58% 8.05% 7.97% - 8.61%
Net Operating Profit after Tax (NOPAT)
1,109 -3,673 1,133 -3,661 1,439 1,289 1,261 1,240 1,452 - 1,481
NOPAT Margin
22.78% -75.23% 23.52% 0.00% 28.30% 25.47% 25.74% 24.86% 27.99% - 28.75%
Net Nonoperating Expense Percent (NNEP)
-0.12% 2.17% -0.08% -7.24% 0.00% 0.02% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue
40.91% 36.64% 40.14% 0.00% 38.23% 38.58% 38.93% 40.16% 40.04% - 40.18%
Operating Expenses to Revenue
62.85% 195.76% 61.29% 0.00% 57.56% 59.98% 59.32% 59.88% 58.11% - 57.90%
Earnings before Interest and Taxes (EBIT)
1,312 -5,247 1,365 -5,230 1,710 1,554 1,535 1,513 1,737 - 1,690
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
1,614 -4,951 1,638 -4,990 1,939 1,791 1,755 1,725 1,939 - 1,883
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.58 0.78 0.86 0.80 0.87 0.89 0.91 0.96 0.90 - 0.89
Price to Tangible Book Value (P/TBV)
1.14 1.16 1.27 1.14 1.22 1.27 1.34 1.39 1.25 - 1.25
Price to Revenue (P/Rev)
1.69 2.31 2.21 3.16 3.48 4.29 4.02 2.81 2.93 - 2.79
Price to Earnings (P/E)
6.76 0.00 0.00 0.00 0.00 12.74 11.84 11.52 12.03 - 11.06
Dividend Yield
7.70% 6.00% 5.48% 5.42% 4.86% 4.85% 5.05% 4.84% 4.55% - 4.52%
Earnings Yield
14.80% 0.00% 0.00% 0.00% 0.00% 7.85% 8.44% 8.68% 8.31% - 9.05%
Enterprise Value to Invested Capital (EV/IC)
0.54 0.63 0.64 0.54 0.59 0.62 0.58 0.63 0.66 - 0.65
Enterprise Value to Revenue (EV/Rev)
3.23 3.87 3.48 4.03 4.39 5.93 5.27 3.95 4.48 - 4.19
Enterprise Value to EBITDA (EV/EBITDA)
8.86 172.29 137.10 0.00 0.00 208.43 142.22 10.98 12.51 - 11.79
Enterprise Value to EBIT (EV/EBIT)
10.62 0.00 0.00 0.00 0.00 0.00 0.00 12.54 14.23 - 13.26
Enterprise Value to NOPAT (EV/NOPAT)
12.85 0.00 0.00 0.00 0.00 0.00 0.00 15.14 17.21 - 15.60
Enterprise Value to Operating Cash Flow (EV/OCF)
7.05 8.98 10.59 14.13 19.20 36.41 18.05 19.94 22.95 - 15.21
Enterprise Value to Free Cash Flow (EV/FCFF)
0.00 21.37 2.56 9.97 0.00 0.00 18.74 134.16 0.00 - 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
1.04 1.08 1.11 0.90 0.88 1.01 0.86 0.94 1.08 - 1.08
Long-Term Debt to Equity
0.67 0.66 0.66 0.54 0.56 0.55 0.50 0.69 0.64 - 0.65
Financial Leverage
0.99 1.09 1.31 0.99 0.96 1.04 0.98 0.92 0.98 - 0.97
Leverage Ratio
8.88 9.10 9.13 8.43 8.35 8.68 8.66 8.27 8.13 - 8.42
Compound Leverage Factor
8.88 9.10 9.13 8.43 8.35 8.68 8.66 8.27 8.13 - 8.42
Debt to Total Capital
51.07% 51.83% 52.55% 47.36% 46.73% 50.19% 46.31% 48.50% 52.00% - 51.82%
Short-Term Debt to Total Capital
18.53% 20.19% 21.16% 18.82% 16.91% 22.85% 19.71% 13.21% 21.48% - 20.59%
Long-Term Debt to Total Capital
32.54% 31.64% 31.39% 28.55% 29.82% 27.34% 26.60% 35.29% 30.51% - 31.23%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 4.91% 4.69% 0.00% - 0.00%
Noncontrolling Interests to Total Capital
0.13% 0.12% 0.19% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital
48.80% 48.05% 47.26% 52.64% 53.27% 49.81% 48.78% 46.81% 48.00% - 48.18%
Debt to EBITDA
8.31 141.66 112.56 -9.40 -9.96 169.74 112.65 8.47 9.86 - 9.44
Net Debt to EBITDA
4.22 69.20 49.50 -2.33 -2.60 57.79 21.78 2.35 4.34 - 3.94
Long-Term Debt to EBITDA
5.30 86.48 67.25 -5.67 -6.36 92.48 64.71 6.16 5.79 - 5.69
Debt to NOPAT
12.05 -119.04 -158.09 -11.36 -12.07 -152.51 -184.82 11.68 13.56 - 12.50
Net Debt to NOPAT
6.12 -58.15 -69.52 -2.81 -3.14 -51.92 -35.73 3.24 5.97 - 5.21
Long-Term Debt to NOPAT
7.68 -72.68 -94.44 -6.85 -7.70 -83.09 -106.17 8.50 7.96 - 7.53
Noncontrolling Interest Sharing Ratio
0.15% 0.15% 5.70% 0.00% 0.13% 0.12% 4.96% 4.59% 0.00% - 4.58%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-7,945 490 32,647 7,966 4,838 -3,552 5,319 -3,399 -11,974 - -11,401
Operating Cash Flow to CapEx
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Free Cash Flow to Firm to Interest Expense
-2.95 0.18 11.61 2.82 1.76 -1.37 2.14 -1.32 -4.51 - -5.05
Operating Cash Flow to Interest Expense
0.89 0.86 -0.35 0.30 0.56 0.30 0.30 0.36 0.56 - 0.30
Operating Cash Flow Less CapEx to Interest Expense
0.89 0.86 -0.35 0.30 0.56 0.30 0.30 0.36 0.56 - 0.30
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.04 0.04 0.04 0.03 0.03 0.02 0.03 0.04 0.04 - 0.04
Fixed Asset Turnover
6.12 5.80 6.75 4.85 4.96 4.07 4.15 6.22 6.27 - 6.52
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
126,724 122,999 124,453 121,259 123,325 127,840 120,395 125,898 136,751 - 133,277
Invested Capital Turnover
0.17 0.16 0.16 0.13 0.13 0.11 0.11 0.16 0.15 - 0.16
Increase / (Decrease) in Invested Capital
9,054 -4,163 -31,514 -11,627 -3,399 4,841 -4,058 4,639 13,426 - 12,882
Enterprise Value (EV)
69,012 77,530 79,657 65,557 72,291 78,786 70,401 79,155 90,225 - 86,243
Market Capitalization
35,978 46,240 50,666 51,342 57,275 56,943 53,715 56,297 58,953 - 57,424
Book Value per Share
$46.43 $44.31 $44.06 $47.70 $49.06 $47.97 $44.99 $45.00 $50.91 - $51.41
Tangible Book Value per Share
$23.70 $30.02 $29.85 $33.59 $35.05 $33.90 $30.74 $30.86 $36.60 - $36.74
Total Capital
126,724 122,999 124,453 121,259 123,325 127,840 120,395 125,898 136,751 - 133,277
Total Debt
64,717 63,746 65,400 57,432 57,629 64,161 55,760 61,058 71,105 - 69,063
Total Long-Term Debt
41,232 38,918 39,071 34,616 36,770 34,956 32,030 44,427 41,729 - 41,622
Net Debt
32,867 31,138 28,759 14,215 15,016 21,843 10,779 16,951 31,272 - 28,819
Capital Expenditures (CapEx)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Expense (NNE)
-74 1,417 -67 -4,583 -3.00 13 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)
64,717 63,746 65,400 57,432 57,629 64,161 55,760 61,058 71,105 - 69,063
Total Depreciation and Amortization (D&A)
302 296 273 240 229 237 220 212 202 - 193
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.80 ($3.88) $0.82 $0.62 $1.00 $0.92 $0.88 $0.91 $1.05 $1.03 $1.10
Adjusted Weighted Average Basic Shares Outstanding
1.33B 1.33B 1.34B 1.34B 1.33B 1.33B 1.31B 1.29B 1.28B 1.29B 1.25B
Adjusted Diluted Earnings per Share
$0.80 ($3.86) $0.81 $0.62 $0.99 $0.94 $0.87 $0.90 $1.04 $1.01 $1.09
Adjusted Weighted Average Diluted Shares Outstanding
1.34B 1.33B 1.35B 1.34B 1.35B 1.33B 1.32B 1.31B 1.30B 1.30B 1.27B
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
1.33B 1.33B 1.34B 1.34B 1.33B 1.31B 1.31B 1.29B 1.28B 1.25B 1.25B
Normalized Net Operating Profit after Tax (NOPAT)
1,161 -3,564 1,175 -3,638 1,460 1,298 1,292 1,263 1,475 - 1,481
Normalized NOPAT Margin
23.84% -73.01% 24.39% 0.00% 28.71% 25.65% 26.38% 25.32% 28.43% - 28.75%
Pre Tax Income Margin
26.95% -107.48% 28.33% 0.00% 33.63% 30.71% 31.33% 30.34% 33.49% - 32.80%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
0.49 -1.91 0.49 -1.85 0.62 0.60 0.62 0.59 0.65 - 0.75
NOPAT to Interest Expense
0.41 -1.34 0.40 -1.30 0.52 0.50 0.51 0.48 0.55 - 0.66
EBIT Less CapEx to Interest Expense
0.49 -1.91 0.49 -1.85 0.62 0.60 0.62 0.59 0.65 - 0.75
NOPAT Less CapEx to Interest Expense
0.41 -1.34 0.40 -1.30 0.52 0.50 0.51 0.48 0.55 - 0.66
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
54.52% -299.04% -230.32% -176.02% -206.03% 64.77% 63.62% 58.92% 58.19% - 53.59%
Augmented Payout Ratio
54.52% -299.04% -230.32% -176.02% -238.79% 85.43% 94.23% 102.03% 101.22% - 110.29%

Financials Breakdown Chart

Key Financial Trends

Truist Financial (TFC) reported solid Q4 2025 results, with net interest income rising to about $3.70 billion and total revenue near $5.25 billion, underscoring a resilient top-line in a challenging rate environment.

  • Net interest income rose to about $3.70B in Q4 2025, supported by ongoing loan growth and higher yields.
  • Total revenue was about $5.25B in Q4 2025, reflecting a solid mix of net interest income and non-interest income.
  • Consolidated net income (to common) was around $1.29B in Q4 2025, with consolidated net income near $1.35B for the quarter.
  • Earnings per share were about $1.03 (basic) and $1.01 (diluted) in Q4 2025, signaling continued profitability per share.
  • Cash dividends per share remained at $0.52, indicating ongoing shareholder returns.
  • Loans and leases net of allowance reached roughly $318.8B by Q3 2025, consistent with a growing lending portfolio.
  • Total assets expanded to about $543.9B by Q3 2025, up from around $531.2B a year earlier, signaling balance sheet growth.
  • Total non-interest expense remained broadly steady in the mid-3B range, suggesting a stable cost structure.
  • Provision for credit losses rose to about $512M in Q4 2025, indicating tighter credit conditions.
  • Earnings per share dipped modestly from Q3 2025 to Q4 2025 (diluted EPS $1.01 vs $1.04; basic EPS $1.03 vs $1.05), a small sequential softening in profitability.

Overall, Truist shows a strengthening net interest income engine and a stable revenue base, with loan growth and a larger asset base supporting earnings. The uptick in credit loss provisions and a slight quarterly EPS pullback are worth watching, but the company's cash returns and profitability remain solid as 2025 progresses.

05/14/26 06:58 AM ETAI Generated. May Contain Errors.

Truist Financial Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Truist Financial's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Truist Financial's net income appears to be on an upward trend, with a most recent value of $5.31 billion in 2025, rising from $2.12 billion in 2015. The previous period was $4.84 billion in 2024. See where experts think Truist Financial is headed by visiting Truist Financial's forecast page.

Over the last 10 years, Truist Financial's total revenue changed from $9.61 billion in 2015 to $20.32 billion in 2025, a change of 111.4%.

Truist Financial's total liabilities were at $482.35 billion at the end of 2025, a 3.2% increase from 2024, and a 164.1% increase since 2015.

In the past 10 years, Truist Financial's cash and equivalents has ranged from $2.04 billion in 2016 to $5.79 billion in 2024, and is currently $4.97 billion as of their latest financial filing in 2025.



Financial statements for NYSE:TFC last updated on 5/3/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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