East West Bancorp (EWBC) Financials

$131.16 +0.27 (+0.21%)

As of 03:21 PM Eastern

Annual Income Statements for East West Bancorp

This table shows East West Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Income / (Loss) Attributable to Common Shareholders	385	432	506	704	674	568	873	1,128	1,161	1,166	1,325
Consolidated Net Income / (Loss)	385	432	506	704	674	568	873	1,128	1,161	1,166	1,325
Net Income / (Loss) Continuing Operations	385	432	506	704	674	568	873	1,128	1,161	1,166	1,325
Total Pre-Tax Income	579	572	735	819	844	686	1,056	1,412	1,460	1,482	1,725
Total Revenue	1,134	1,215	1,443	1,604	1,690	1,613	1,817	2,345	2,605	2,614	2,932
Net Interest Income / (Expense)	950	1,033	1,185	1,387	1,468	1,377	1,532	2,046	2,312	2,279	2,553
Total Interest Income	1,054	1,137	1,325	1,652	1,882	1,595	1,619	2,321	3,694	4,193	4,293
Loans and Leases Interest Income	975	1,039	1,201	1,507	1,720	1,464	1,425	2,048	3,173	3,491	3,495
Investment Securities Interest Income	61	84	91	90	96	105	178	232	300	470	640
Deposits and Money Market Investments Interest Income	18	15	33	55	67	25	16	41	221	232	159
Total Interest Expense	103	105	140	265	414	218	87	275	1,382	1,914	1,741
Deposits Interest Expense	74	84	116	235	376	185	69	252	1,206	1,720	1,595
Short-Term Borrowings Interest Expense	0.06	0.71	1.00	1.40	1.76	1.50	0.04	1.80	157	42	0.02
Long-Term Debt Interest Expense	8.91	11	13	17	23	20	9.96	7.35	18	152	144
Federal Funds Purchased and Securities Sold Interest Expense	21	9.30	9.48	12	14	12	8.00	14	1.50	0.20	2.08
Total Non-Interest Income	183	182	258	217	222	236	286	299	293	335	379
Trust Fees by Commissions	-	-	-	14	17	17	26	28	27	39	50
Other Service Charges	134	163	150	142	171	147	178	193	205	224	253
Net Realized & Unrealized Capital Gains on Investments	69	20	108	41	7.97	17	10	7.72	13	18	18
Other Non-Interest Income	-38	-	-	21	26	54	72	70	48	55	59
Provision for Credit Losses	14	27	46	64	99	211	-35	74	125	174	160
Total Non-Interest Expense	541	615	661	721	747	716	796	859	1,021	958	1,046
Salaries and Employee Benefits	262	300	335	380	402	404	434	478	509	551	619
Net Occupancy & Equipment Expense	71	73	77	82	83	83	110	105	109	112	121
Property & Liability Insurance Claims	35	26	35	30	21	15	18	19	103	46	32
Other Operating Expenses	96	120	126	133	143	144	112	144	179	196	200
Amortization Expense	54	96	88	96	98	70	122	113	120	54	75
Income Tax Expense	194	141	229	115	170	118	183	284	299	316	400
Basic Earnings per Share	$2.67	$3.00	$3.50	$4.86	$4.63	$3.99	$6.16	$7.98	$8.23	$8.39	$9.58
Weighted Average Basic Shares Outstanding	143.82M	144.09M	144.44M	144.86M	145.50M	142.34M	141.83M	141.33M	141.16M	138.90M	138.34M
Diluted Earnings per Share	$2.66	$2.97	$3.47	$4.81	$4.61	$3.97	$6.10	$7.92	$8.18	$8.33	$9.52
Weighted Average Diluted Shares Outstanding	144.51M	145.17M	145.91M	146.17M	146.18M	142.99M	143.14M	142.49M	141.90M	139.96M	139.13M
Weighted Average Basic & Diluted Shares Outstanding	144.10M	143.90M	144.50M	144.80M	145.63M	141.57M	141.91M	141.00M	140.03M	138.44M	137.62M
Cash Dividends to Common per Share	$0.80	$0.80	$0.80	$0.86	$1.06	$1.10	$1.32	$1.60	$1.92	$2.20	$2.40

This table shows East West Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Period end date	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026
Net Income / (Loss) Attributable to Common Shareholders	288	239	285	288	299	293	290	310	368	356	358
Consolidated Net Income / (Loss)	288	239	285	288	299	293	290	310	368	356	358
Net Income / (Loss) Continuing Operations	288	239	285	288	299	293	290	310	368	356	358
Total Pre-Tax Income	354	327	372	364	389	356	391	402	465	467	457
Total Revenue	648	655	644	637	657	674	692	703	778	758	774
Net Interest Income / (Expense)	571	575	565	553	573	588	600	617	678	658	671
Total Interest Income	962	990	1,024	1,034	1,076	1,059	1,032	1,059	1,130	1,073	1,056
Loans and Leases Interest Income	819	853	866	868	887	869	840	866	920	869	859
Investment Securities Interest Income	75	81	83	117	128	143	152	158	163	166	167
Deposits and Money Market Investments Interest Income	68	56	74	49	60	48	39	35	47	38	30
Total Interest Expense	391	416	458	481	503	472	432	442	452	415	384
Deposits Interest Expense	338	363	406	431	454	428	392	401	415	387	355
Short-Term Borrowings Interest Expense	50	50	42	0.03	0.02	0.01	0.01	0.00	0.00	0.01	0.00
Long-Term Debt Interest Expense	2.91	2.95	10	50	49	43	40	40	37	27	26
Federal Funds Purchased and Securities Sold Interest Expense	0.19	0.04	0.04	0.06	0.05	0.06	0.08	1.35	0.15	0.51	3.29
Total Non-Interest Income	77	80	78	84	84	87	92	86	101	100	103
Trust Fees by Commissions	5.92	7.82	8.64	9.48	11	9.87	14	11	15	11	22
Other Service Charges	48	53	55	54	61	53	58	59	65	70	59
Net Realized & Unrealized Capital Gains on Investments	-0.01	6.81	0.05	1.79	-0.56	0.10	0.13	0.75	6.18	11	6.15
Other Non-Interest Income	23	12	15	19	14	24	20	16	14	8.59	15
Provision for Credit Losses	42	37	25	37	42	70	49	45	36	30	36
Total Non-Interest Expense	252	290	246	236	226	249	252	256	277	261	280
Salaries and Employee Benefits	123	131	142	134	135	140	146	145	176	152	173
Net Occupancy & Equipment Expense	27	27	27	27	28	31	29	30	30	32	33
Property & Liability Insurance Claims	8.58	79	20	11	9.18	6.20	10	9.13	8.64	3.56	8.86
Other Operating Expenses	43	50	45	49	47	52	51	46	47	57	44
Amortization Expense	50	4.58	13	16	5.60	19	16	26	16	17	22
Income Tax Expense	66	88	87	76	90	63	101	92	97	111	100
Basic Earnings per Share	$2.03	$1.71	$2.04	$2.07	$2.16	$2.12	$2.10	$2.25	$2.68	$2.55	$2.59
Weighted Average Basic Shares Outstanding	141.49M	141.16M	139.41M	138.98M	138.61M	138.90M	138.20M	137.82M	137.68M	138.34M	138.05M
Diluted Earnings per Share	$2.02	$1.69	$2.03	$2.06	$2.14	$2.10	$2.08	$2.24	$2.65	$2.55	$2.57
Weighted Average Diluted Shares Outstanding	142.12M	141.90M	140.26M	139.80M	139.65M	139.96M	139.29M	138.79M	138.94M	139.13M	138.92M
Weighted Average Basic & Diluted Shares Outstanding	140.93M	140.03M	139.14M	138.61M	138.63M	138.44M	137.83M	137.82M	137.59M	137.62M	137.00M
Cash Dividends to Common per Share	$0.48	-	$0.55	$0.55	$0.55	-	$0.60	$0.60	$0.60	-	$0.80

This table details how cash moves in and out of East West Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Net Change in Cash & Equivalents	321	518	296	852	260	757	-105	-431	1,133	636	-1,063
Net Cash From Operating Activities	470	650	703	883	733	693	1,168	2,066	1,425	1,412	1,502
Net Cash From Continuing Operating Activities	470	650	703	883	733	693	1,168	2,066	1,425	1,412	1,502
Net Income / (Loss) Continuing Operations	385	432	506	704	674	568	873	1,128	1,161	1,166	1,325
Consolidated Net Income / (Loss)	385	432	506	704	674	568	873	1,128	1,161	1,166	1,325
Provision For Loan Losses	14	27	46	64	99	211	-35	74	125	174	160
Depreciation Expense	89	138	150	139	144	120	157	160	174	212	213
Non-Cash Adjustments to Reconcile Net Income	127	41	-35	-15	5.12	-19	113	-1.01	5.53	38	69
Changes in Operating Assets and Liabilities, net	-100	39	43	11	-166	-204	61	649	-41	-179	-265
Net Cash From Investing Activities	-3,628	-1,800	-2,507	-3,832	-2,593	-6,874	-9,117	-4,583	-4,247	-6,295	-5,477
Net Cash From Continuing Investing Activities	-3,628	-1,800	-2,507	-3,832	-2,593	-6,874	-9,117	-4,583	-4,247	-6,295	-5,477
Purchase of Investment Securities	-8,885	-6,777	-5,715	-5,092	-5,315	-10,267	-12,845	-8,255	-6,718	-10,433	-10,689
Sale and/or Maturity of Investments	5,257	4,981	3,098	1,775	2,732	3,394	3,728	3,672	2,471	4,138	5,213
Net Cash From Financing Activities	3,490	1,679	2,068	3,801	2,126	6,909	7,835	2,114	3,962	5,528	2,897
Net Cash From Continuing Financing Activities	3,490	1,679	2,068	3,801	2,126	6,909	7,835	2,114	3,962	5,528	2,897
Net Change in Deposits	3,493	2,453	2,273	3,903	1,904	7,483	8,464	2,709	144	7,108	3,864
Issuance of Debt	700	63	0.00	61	1,471	1,439	0.40	4,950	10,500	-500	2,500
Issuance of Common Equity	2.84	2.08	2.28	2.85	3.38	2.33	2.57	3.18	3.21	3.02	3.21
Repayment of Debt	-20	-720	-77	-25	-1,083	-1,750	-428	-5,201	-6,305	-618	-3,001
Repurchase of Common Equity	-	-	-	0.00	0.00	-146	0.00	-100	-82	-143	-116
Payment of Dividends	-116	-116	-117	-126	-155	-158	-189	-228	-275	-308	-334
Other Financing Activities, Net	-569	-2.17	-13	-16	-15	40	-16	-19	-24	-15	-19
Effect of Exchange Rate Changes	-11	-12	31	-	-6.39	29	8.70	-28	-7.00	-8.23	15
Cash Interest Paid	106	104	139	253	419	233	88	250	1,213	2,058	1,742
Cash Income Taxes Paid	-19	39	98	86	158	116	139	281	292	247	278

This table details how cash moves in and out of East West Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Period end date	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026
Net Change in Cash & Equivalents	-1,817	54	-404	155	494	391	-1,802	962	284	-506	251
Net Cash From Operating Activities	383	562	266	259	386	500	278	279	232	713	429
Net Cash From Continuing Operating Activities	373	572	266	259	386	501	278	279	232	713	429
Net Income / (Loss) Continuing Operations	288	239	285	288	299	293	290	310	368	356	358
Consolidated Net Income / (Loss)	288	239	285	288	299	293	290	310	368	356	358
Provision For Loan Losses	42	37	25	37	42	70	49	45	36	30	36
Depreciation Expense	68	-11	52	49	39	59	49	81	28	54	62
Non-Cash Adjustments to Reconcile Net Income	1.17	-28	6.44	6.82	8.39	18	-5.38	6.16	34	34	20
Changes in Operating Assets and Liabilities, net	-21	309	-102	-128	-7.13	58	-105	-164	-235	239	-48
Net Cash From Investing Activities	-1,557	-1,350	-1,872	-1,413	-1,495	-1,516	-2,035	-934	-952	-1,555	-2,255
Net Cash From Continuing Investing Activities	-1,557	-1,350	-1,872	-1,413	-1,495	-1,516	-2,035	-934	-952	-1,555	-2,255
Purchase of Property, Leasehold Improvements and Equipment	-	-	-	-	-	-	-2.51	-	-	-	-99
Purchase of Investment Securities	-2,106	-2,038	-3,540	-2,519	-2,301	-2,092	-2,866	-2,306	-2,251	-3,264	-3,190
Sale and/or Maturity of Investments	549	688	1,669	1,106	806	577	833	1,372	1,299	1,709	1,034
Net Cash From Financing Activities	-646	836	1,202	1,311	1,593	1,421	-46	1,615	1,023	305	2,072
Net Cash From Continuing Financing Activities	-646	836	1,202	1,311	1,593	1,421	-46	1,615	1,023	305	2,072
Net Change in Deposits	-578	985	2,475	1,446	1,670	1,517	-126	1,970	1,569	451	1,816
Issuance of Debt	-	-4,500	3,500	-19	500	4,500	1,000	2,000	510	-9.85	300
Repayment of Debt	-304	4,500	-4,598	-0.22	-500	-4,501	-1,000	-2,000	-1,000	-0.21	-300
Repurchase of Common Equity	-	-82	-82	-41	-	-20	-85	-3.69	-25	-1.04	-98
Payment of Dividends	-68	-68	-79	-77	-76	-76	-86	-83	-83	-83	-114
Other Financing Activities, Net	304	-0.54	-14	-0.21	-0.10	-0.87	252	-270	53	-54	469
Effect of Exchange Rate Changes	3.67	5.85	-0.83	-2.59	10	-15	0.80	2.16	-18	30	4.72
Cash Interest Paid	348	361	600	482	502	474	435	440	457	411	390
Cash Income Taxes Paid	29	7.34	39	194	9.30	5.45	19	208	37	14	15

This table presents East West Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
Total Assets	32,351	34,789	37,122	41,042	44,196	52,157	60,871	64,112	69,613	75,976	80,435
Cash and Due from Banks	341	461	457	516	536	592	527	535	445	361	656
Interest Bearing Deposits at Other Banks	1,320	1,741	2,116	2,856	2,921	4,236	4,122	3,086	4,181	4,938	3,548
Trading Account Securities	5,405	5,503	4,067	3,777	3,317	5,545	12,319	9,037	9,929	14,189	16,507
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Loans Held for Sale	-	-	-	-	0.43	1.79	0.64	26	0.12	0.00	21
Premises and Equipment, Net	167	160	121	119	118	103	97	89	86	82	82
Goodwill	469	469	469	466	466	466	466	466	466	466	466
Other Assets	24,455	26,271	29,728	33,123	36,630	41,000	43,339	50,874	54,506	55,940	59,154
Total Liabilities & Shareholders' Equity	32,351	34,789	37,122	41,042	44,196	52,157	60,871	64,112	69,613	75,976	80,435
Total Liabilities	29,228	31,361	33,280	36,618	39,178	46,888	55,033	58,128	62,662	68,253	71,536
Non-Interest Bearing Deposits	8,657	10,184	10,887	11,377	11,080	16,298	22,845	21,051	15,540	15,450	16,697
Interest Bearing Deposits	18,819	19,707	20,728	24,063	26,244	28,564	30,505	34,917	40,553	47,725	50,386
Short-Term Debt	0.00	410	50	108	229	321	300	300	4,500	-	0.00
Long-Term Debt	1,226	508	495	473	898	804	401	152	153	3,536	3,036
Other Long-Term Liabilities	526	552	1,119	598	727	900	982	1,707	1,917	1,542	1,417
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	3,123	3,428	3,842	4,424	5,018	5,269	5,837	5,985	6,951	7,723	8,899
Total Preferred & Common Equity	3,123	3,428	3,842	4,424	5,018	5,269	5,837	5,985	6,951	7,723	8,899
Total Common Equity	3,123	3,428	3,842	4,424	5,018	5,269	5,837	5,985	6,951	7,723	8,899
Common Stock	1,701	1,728	1,755	1,790	1,827	1,859	1,894	1,937	1,981	2,031	2,111
Retained Earnings	1,873	2,188	2,576	3,160	3,689	4,000	4,684	5,583	6,465	7,312	8,302
Treasury Stock	-436	-439	-452	-468	-480	-634	-650	-769	-875	-1,034	-1,168
Accumulated Other Comprehensive Income / (Loss)	-15	-48	-38	-58	-18	44	-90	-766	-621	-585	-346

This table presents East West Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2022	Q1 2023	Q2 2023	Q3 2023	Q1 2024	Q2 2024	Q3 2024	Q1 2025	Q2 2025	Q3 2025	Q1 2026
Period end date	9/30/2022	3/31/2023	6/30/2023	9/30/2023	3/31/2024	6/30/2024	9/30/2024	3/31/2025	6/30/2025	9/30/2025	3/31/2026
Total Assets	62,576	67,245	68,533	68,289	70,876	72,468	74,484	76,165	78,158	79,670	82,886
Cash and Due from Banks	554	760	614	496	382	461	362	395	712	677	657
Interest Bearing Deposits at Other Banks	2,240	5,184	5,781	4,082	3,853	3,930	4,614	3,086	3,802	4,086	3,792
Trading Account Securities	8,919	9,949	8,963	9,789	11,834	12,347	13,487	12,810	15,807	13,166	17,377
Loans and Leases, Net of Allowance	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Loans Held for Sale	15	6.86	2.83	4.76	13	19	0.00	-	12	20	28
Premises and Equipment, Net	92	90	89	88	84	82	81	82	81	79	178
Goodwill	466	466	466	466	466	466	466	466	466	466	466
Other Assets	50,292	50,789	52,617	53,364	54,243	55,165	55,474	59,326	57,278	61,177	60,388
Total Liabilities & Shareholders' Equity	62,576	67,245	68,533	68,289	70,876	72,468	74,484	76,165	78,158	79,670	82,886
Total Liabilities	56,915	60,936	62,071	61,693	63,852	65,253	66,819	68,236	69,956	71,087	73,887
Non-Interest Bearing Deposits	21,645	18,327	16,741	16,169	14,799	14,923	14,691	15,170	15,470	16,142	17,481
Interest Bearing Deposits	32,212	36,410	38,918	38,918	43,762	45,077	47,009	47,882	49,559	50,446	51,439
Short-Term Debt	612	4,500	4,500	4,500	19	0.00	0.00	270	-	63	494
Long-Term Debt	478	152	153	153	3,536	3,536	3,536	3,536	3,536	3,036	3,036
Other Long-Term Liabilities	1,769	1,546	1,759	1,953	1,736	1,717	1,583	1,377	1,391	1,400	1,438
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	5,661	6,309	6,462	6,597	7,023	7,215	7,665	7,929	8,202	8,583	8,999
Total Preferred & Common Equity	5,661	6,309	6,462	6,597	7,023	7,215	7,665	7,929	8,202	8,583	8,999
Total Common Equity	5,661	6,309	6,462	6,597	7,023	7,215	7,665	7,929	8,202	8,583	8,999
Common Stock	1,927	1,948	1,960	1,969	1,994	2,008	2,018	2,044	2,060	2,096	2,131
Retained Earnings	5,303	5,832	6,076	6,295	6,663	6,874	7,096	7,518	7,744	8,029	8,548
Treasury Stock	-769	-791	-792	-792	-971	-1,012	-1,012	-1,137	-1,140	-1,167	-1,292
Accumulated Other Comprehensive Income / (Loss)	-800	-680	-782	-875	-663	-654	-437	-495	-462	-376	-388

This table displays calculated financial ratios and metrics derived from East West Bancorp's official financial filings.

Metric	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025
Period end date	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	-	137,585,604.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	137,585,604.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	-	9.63
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	10.17%	7.15%	18.76%	11.17%	5.37%	-4.57%	12.69%	29.00%	11.22%	0.25%	12.16%
EBITDA Growth	63.69%	9.86%	28.36%	6.83%	3.00%	-14.74%	47.34%	34.21%	0.35%	3.69%	14.43%
EBIT Growth	29.46%	-1.13%	28.47%	11.37%	3.08%	-18.74%	54.04%	33.63%	3.41%	1.51%	16.44%
NOPAT Growth	11.20%	12.22%	17.13%	39.17%	-4.22%	-15.76%	53.75%	29.22%	2.93%	0.38%	13.69%
Net Income Growth	11.22%	12.22%	17.13%	39.17%	-4.22%	-15.76%	53.75%	29.22%	2.93%	0.38%	13.69%
EPS Growth	10.37%	11.65%	16.84%	38.62%	-4.16%	-13.88%	53.65%	29.84%	3.28%	1.83%	14.29%
Operating Cash Flow Growth	19.53%	38.45%	8.17%	25.58%	-16.99%	-5.52%	68.69%	76.82%	-31.03%	-0.93%	6.38%
Free Cash Flow Firm Growth	335.51%	88.51%	6.81%	-81.36%	-638.51%	168.21%	129.43%	68.68%	-425.77%	137.71%	-57.01%
Invested Capital Growth	3.68%	-0.06%	0.96%	14.07%	22.78%	4.07%	2.25%	-1.55%	80.27%	-2.97%	6.00%
Revenue Q/Q Growth	2.17%	2.48%	3.15%	3.40%	1.59%	-1.69%	3.46%	8.98%	-0.60%	0.76%	2.89%
EBITDA Q/Q Growth	9.73%	3.77%	0.10%	3.28%	0.85%	2.76%	2.29%	14.44%	-7.87%	7.12%	6.44%
EBIT Q/Q Growth	4.68%	2.26%	1.80%	3.93%	1.71%	-0.85%	6.41%	8.55%	-4.02%	1.97%	6.88%
NOPAT Q/Q Growth	-0.96%	4.59%	-4.86%	14.31%	2.31%	-4.08%	6.56%	11.79%	-7.77%	4.87%	5.00%
Net Income Q/Q Growth	-0.95%	4.59%	-4.86%	14.31%	2.31%	-4.08%	6.56%	11.79%	-7.77%	4.87%	5.00%
EPS Q/Q Growth	-0.75%	4.21%	-4.67%	13.98%	2.44%	-3.41%	6.46%	12.02%	-7.67%	5.18%	4.96%
Operating Cash Flow Q/Q Growth	-17.79%	39.63%	-22.03%	21.46%	26.65%	-10.77%	16.10%	1.32%	8.54%	-4.18%	16.55%
Free Cash Flow Firm Q/Q Growth	-69.48%	999.40%	53.47%	-37.54%	-20.75%	124.44%	-66.84%	89.16%	-23.60%	30.14%	-16.83%
Invested Capital Q/Q Growth	15.83%	5.29%	0.71%	3.54%	4.53%	-17.71%	2.31%	-4.64%	3.15%	0.52%	2.17%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	54.89%	56.28%	60.83%	58.46%	57.14%	51.05%	66.75%	69.45%	62.66%	64.81%	66.12%
EBIT Margin	51.04%	47.10%	50.95%	51.04%	49.93%	42.52%	58.12%	60.21%	55.98%	56.69%	58.85%
Profit (Net Income) Margin	33.93%	35.53%	35.04%	43.87%	39.88%	35.21%	48.03%	48.12%	44.53%	44.59%	45.20%
Tax Burden Percent	66.47%	75.44%	68.78%	85.95%	79.87%	82.80%	82.64%	79.91%	79.54%	78.66%	76.80%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	33.53%	24.56%	31.22%	14.05%	20.13%	17.20%	17.36%	20.09%	20.46%	21.34%	23.20%
Return on Invested Capital (ROIC)	9.01%	9.93%	11.58%	14.99%	12.09%	9.06%	13.50%	17.39%	12.87%	10.20%	11.43%
ROIC Less NNEP Spread (ROIC-NNEP)	9.01%	9.93%	11.58%	14.99%	12.09%	9.06%	13.50%	17.39%	12.87%	10.20%	11.43%
Return on Net Nonoperating Assets (RNNOA)	3.86%	3.25%	2.33%	2.04%	2.19%	1.98%	2.22%	1.70%	5.08%	5.69%	4.52%
Return on Equity (ROE)	12.87%	13.18%	13.91%	17.03%	14.28%	11.04%	15.72%	19.08%	17.95%	15.89%	15.94%
Cash Return on Invested Capital (CROIC)	5.39%	9.99%	10.63%	1.84%	-8.36%	5.07%	11.27%	18.95%	-44.41%	13.21%	5.60%
Operating Return on Assets (OROA)	1.89%	1.70%	2.04%	2.09%	1.98%	1.42%	1.87%	2.26%	2.18%	2.04%	2.21%
Return on Assets (ROA)	1.26%	1.29%	1.41%	1.80%	1.58%	1.18%	1.54%	1.81%	1.74%	1.60%	1.69%
Return on Common Equity (ROCE)	12.87%	13.18%	13.91%	17.03%	14.28%	11.04%	15.72%	19.08%	17.95%	15.89%	15.94%
Return on Equity Simple (ROE_SIMPLE)	12.32%	12.59%	13.16%	15.91%	13.43%	10.78%	14.96%	18.85%	16.71%	15.09%	14.89%
Net Operating Profit after Tax (NOPAT)	385	432	506	704	674	568	873	1,128	1,161	1,166	1,325
NOPAT Margin	33.93%	35.53%	35.04%	43.87%	39.88%	35.21%	48.03%	48.12%	44.53%	44.59%	45.20%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	29.43%	30.72%	28.58%	28.79%	28.70%	30.21%	29.91%	24.86%	23.62%	25.34%	25.23%
Operating Expenses to Revenue	47.70%	50.64%	45.84%	44.95%	44.23%	44.42%	43.80%	36.66%	39.22%	36.65%	35.69%
Earnings before Interest and Taxes (EBIT)	579	572	735	819	844	686	1,056	1,412	1,460	1,482	1,725
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	622	684	878	938	966	823	1,213	1,628	1,634	1,694	1,939
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.58	1.80	1.95	1.23	1.25	1.24	1.77	1.45	1.41	1.71	1.73
Price to Tangible Book Value (P/TBV)	2.00	2.22	2.34	1.45	1.44	1.42	1.93	1.58	1.51	1.82	1.82
Price to Revenue (P/Rev)	4.34	5.08	5.20	3.41	3.71	4.06	5.70	3.71	3.76	5.05	5.24
Price to Earnings (P/E)	12.80	14.29	14.85	7.76	9.31	11.52	11.86	7.71	8.45	11.32	11.59
Dividend Yield	2.34%	1.87%	1.54%	2.28%	2.45%	2.38%	1.81%	2.59%	2.76%	2.31%	2.15%
Earnings Yield	7.81%	7.00%	6.74%	12.88%	10.74%	8.68%	8.43%	12.96%	11.84%	8.83%	8.63%
Enterprise Value to Invested Capital (EV/IC)	1.03	1.12	1.25	0.53	0.64	0.44	0.98	0.86	0.85	1.02	1.19
Enterprise Value to Revenue (EV/Rev)	3.96	4.02	3.80	1.66	2.33	1.76	3.53	2.36	3.77	4.37	4.84
Enterprise Value to EBITDA (EV/EBITDA)	7.21	7.14	6.24	2.85	4.08	3.45	5.28	3.40	6.02	6.75	7.32
Enterprise Value to EBIT (EV/EBIT)	7.76	8.54	7.45	3.26	4.67	4.14	6.07	3.92	6.74	7.72	8.22
Enterprise Value to NOPAT (EV/NOPAT)	11.67	11.31	10.84	3.79	5.85	5.00	7.34	4.91	8.47	9.81	10.71
Enterprise Value to Operating Cash Flow (EV/OCF)	9.56	7.51	7.79	3.02	5.38	4.10	5.49	2.68	6.90	8.10	9.45
Enterprise Value to Free Cash Flow (EV/FCFF)	19.48	11.24	11.81	30.87	0.00	8.93	8.79	4.50	0.00	7.57	21.85
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.39	0.27	0.14	0.13	0.22	0.21	0.12	0.08	0.67	0.46	0.34
Long-Term Debt to Equity	0.39	0.15	0.13	0.11	0.18	0.15	0.07	0.03	0.02	0.46	0.34
Financial Leverage	0.43	0.33	0.20	0.14	0.18	0.22	0.16	0.10	0.39	0.56	0.40
Leverage Ratio	10.22	10.25	9.89	9.46	9.03	9.37	10.18	10.57	10.34	9.92	9.41
Compound Leverage Factor	10.22	10.25	9.89	9.46	9.03	9.37	10.18	10.57	10.34	9.92	9.41
Debt to Total Capital	28.18%	21.12%	12.43%	11.60%	18.34%	17.60%	10.73%	7.03%	40.10%	31.41%	25.44%
Short-Term Debt to Total Capital	0.00%	9.44%	1.14%	2.15%	3.72%	5.02%	4.59%	4.66%	38.78%	0.00%	0.00%
Long-Term Debt to Total Capital	28.18%	11.69%	11.29%	9.45%	14.62%	12.58%	6.14%	2.37%	1.32%	31.41%	25.44%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	71.82%	78.88%	87.57%	88.40%	81.66%	82.40%	89.27%	92.97%	59.90%	68.59%	74.56%
Debt to EBITDA	1.97	1.34	0.62	0.62	1.17	1.37	0.58	0.28	2.85	2.09	1.57
Net Debt to EBITDA	-0.70	-1.88	-2.31	-2.98	-2.41	-4.50	-3.25	-1.95	0.02	-1.04	-0.60
Long-Term Debt to EBITDA	1.97	0.74	0.56	0.50	0.93	0.98	0.33	0.09	0.09	2.09	1.57
Debt to NOPAT	3.19	2.13	1.08	0.83	1.67	1.98	0.80	0.40	4.01	3.03	2.29
Net Debt to NOPAT	-1.13	-2.97	-4.01	-3.97	-3.46	-6.52	-4.52	-2.81	0.02	-1.51	-0.88
Long-Term Debt to NOPAT	3.19	1.18	0.98	0.67	1.33	1.42	0.46	0.14	0.13	3.03	2.29
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	230	434	464	87	-466	318	729	1,230	-4,006	1,510	649
Operating Cash Flow to CapEx	0.00%	16,181.76%	0.00%	7,269.50%	7,753.23%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow to Firm to Interest Expense	2.23	4.14	3.31	0.33	-1.12	1.46	8.36	4.47	-2.90	0.79	0.37
Operating Cash Flow to Interest Expense	4.54	6.20	5.02	3.33	1.77	3.18	13.41	7.50	1.03	0.74	0.86
Operating Cash Flow Less CapEx to Interest Expense	4.55	6.16	5.78	3.28	1.75	3.18	13.41	7.50	1.03	0.74	0.86
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.04	0.04	0.04	0.04
Fixed Asset Turnover	6.52	7.43	10.26	13.34	14.23	14.55	18.12	25.14	29.71	31.01	35.64
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	4,348	4,346	4,387	5,005	6,144	6,395	6,539	6,437	11,604	11,259	11,935
Invested Capital Turnover	0.27	0.28	0.33	0.34	0.30	0.26	0.28	0.36	0.29	0.23	0.25
Increase / (Decrease) in Invested Capital	154	-2.70	42	617	1,140	250	144	-102	5,167	-345	676
Enterprise Value (EV)	4,488	4,884	5,478	2,670	3,944	2,838	6,410	5,533	9,838	11,435	14,186
Market Capitalization	4,924	6,168	7,506	5,462	6,274	6,540	10,358	8,702	9,810	13,198	15,355
Book Value per Share	$21.70	$23.78	$26.58	$30.52	$34.46	$37.22	$41.13	$42.46	$49.32	$55.71	$64.68
Tangible Book Value per Share	$17.09	$19.24	$22.21	$26.03	$29.84	$32.42	$37.85	$39.16	$46.02	$52.35	$61.30
Total Capital	4,348	4,346	4,387	5,005	6,144	6,395	6,539	6,437	11,604	11,259	11,935
Total Debt	1,226	918	545	581	1,127	1,125	701	452	4,653	3,536	3,036
Total Long-Term Debt	1,226	508	495	473	898	804	401	152	153	3,536	3,036
Net Debt	-435	-1,284	-2,028	-2,792	-2,330	-3,702	-3,948	-3,168	28	-1,763	-1,169
Capital Expenditures (CapEx)	-0.58	4.02	-106	12	9.46	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	1,226	918	545	581	1,127	1,125	701	452	4,653	3,536	3,036
Total Depreciation and Amortization (D&A)	44	112	143	119	122	138	157	217	174	212	213
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.67	$3.00	$3.50	$4.86	$4.63	$3.99	$6.16	$7.98	$8.23	$8.39	$9.58
Adjusted Weighted Average Basic Shares Outstanding	143.82M	144.09M	144.44M	144.86M	145.50M	142.34M	141.83M	141.33M	141.16M	138.90M	138.34M
Adjusted Diluted Earnings per Share	$2.66	$2.97	$3.47	$4.81	$4.61	$3.97	$6.10	$7.92	$8.18	$8.33	$9.52
Adjusted Weighted Average Diluted Shares Outstanding	144.51M	145.17M	145.91M	146.17M	146.18M	142.99M	143.14M	142.49M	141.90M	139.96M	139.13M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$4.63	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	143.92M	144.17M	144.54M	145.15M	145.63M	141.57M	141.91M	141.00M	140.03M	138.44M	137.62M
Normalized Net Operating Profit after Tax (NOPAT)	399	432	506	704	674	568	873	1,128	1,161	1,166	1,325
Normalized NOPAT Margin	35.21%	35.53%	35.04%	43.87%	39.88%	35.21%	48.03%	48.12%	44.53%	44.59%	45.20%
Pre Tax Income Margin	51.04%	47.10%	50.95%	51.04%	49.93%	42.52%	58.12%	60.21%	55.98%	56.69%	58.85%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	5.60	5.46	5.25	3.09	2.04	3.15	12.12	5.13	1.06	0.77	0.99
NOPAT to Interest Expense	3.72	4.12	3.61	2.65	1.63	2.61	10.02	4.10	0.84	0.61	0.76
EBIT Less CapEx to Interest Expense	5.60	5.42	6.01	3.04	2.01	3.15	12.12	5.13	1.06	0.77	0.99
NOPAT Less CapEx to Interest Expense	3.73	4.08	4.37	2.61	1.60	2.61	10.02	4.10	0.84	0.61	0.76
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	30.06%	26.83%	23.10%	17.90%	23.01%	27.87%	21.62%	20.25%	23.64%	26.47%	25.21%
Augmented Payout Ratio	30.06%	26.83%	23.10%	17.90%	23.01%	53.57%	21.62%	29.11%	30.72%	38.74%	33.93%

This table displays calculated financial ratios and metrics derived from East West Bancorp's official financial filings.

Metric	Q3 2023	Q4 2023	Q1 2024	Q2 2024	Q3 2024	Q4 2024	Q1 2025	Q2 2025	Q3 2025	Q4 2025	Q1 2026
Period end date	9/30/2023	12/31/2023	3/31/2024	6/30/2024	9/30/2024	12/31/2024	3/31/2025	6/30/2025	9/30/2025	12/31/2025	3/31/2026
DEI Shares Outstanding	-	-	-	-	-	-	-	-	-	137,585,604.00	137,622,675.00
DEI Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	137,585,604.00	137,622,675.00
DEI Earnings Per Adjusted Shares Outstanding	-	-	-	-	-	-	-	-	-	2.59	2.60
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	3.22%	-2.34%	-2.38%	-1.16%	1.53%	3.01%	7.56%	10.33%	18.40%	12.20%	11.76%
EBITDA Growth	-1.35%	-31.06%	-5.69%	-1.49%	4.03%	22.02%	3.94%	15.34%	13.83%	24.77%	17.98%
EBIT Growth	-8.02%	-15.73%	-11.66%	1.92%	10.12%	8.74%	5.08%	10.36%	19.47%	31.23%	16.94%
NOPAT Growth	-2.57%	-29.04%	-11.59%	-7.63%	3.97%	22.67%	1.82%	7.64%	23.14%	21.55%	23.26%
Net Income Growth	-2.57%	-29.04%	-11.59%	-7.63%	3.97%	22.67%	1.82%	7.64%	23.14%	21.55%	23.26%
EPS Growth	-2.88%	-28.69%	-10.57%	-6.36%	5.94%	24.26%	2.46%	8.74%	23.83%	21.43%	23.56%
Operating Cash Flow Growth	-44.22%	24.93%	19.44%	0.88%	0.71%	-10.96%	4.37%	7.52%	-39.98%	42.64%	54.25%
Free Cash Flow Firm Growth	-6,507.17%	-1,224.32%	115.15%	115.32%	108.27%	112.95%	-229.69%	-203.75%	-132.40%	-150.09%	49.70%
Invested Capital Growth	66.66%	80.27%	-3.49%	-3.27%	-0.44%	-2.97%	10.93%	9.17%	4.30%	6.00%	6.76%
Revenue Q/Q Growth	0.34%	1.11%	-1.62%	-0.97%	3.07%	2.58%	2.65%	1.58%	10.64%	-2.54%	2.04%
EBITDA Q/Q Growth	-2.12%	-17.83%	34.21%	-1.10%	3.37%	-3.61%	5.48%	9.75%	2.01%	5.65%	-0.26%
EBIT Q/Q Growth	-1.13%	-7.44%	13.76%	-2.09%	6.82%	-8.60%	9.93%	2.83%	15.64%	0.39%	-2.04%
NOPAT Q/Q Growth	-7.79%	-16.95%	19.30%	1.11%	3.79%	-2.02%	-0.97%	6.88%	18.74%	-3.29%	0.43%
Net Income Q/Q Growth	-7.79%	-16.95%	19.30%	1.11%	3.79%	-2.02%	-0.97%	6.88%	18.74%	-3.29%	0.43%
EPS Q/Q Growth	-8.18%	-16.34%	20.12%	1.48%	3.88%	-1.87%	-0.95%	7.69%	18.30%	-3.77%	0.78%
Operating Cash Flow Q/Q Growth	49.25%	46.50%	-52.60%	-2.65%	48.98%	29.53%	-44.44%	0.28%	-16.84%	207.85%	-39.92%
Free Cash Flow Firm Q/Q Growth	0.98%	-16.99%	113.56%	-2.46%	-46.54%	83.12%	-235.81%	21.97%	83.31%	-183.14%	-36.37%
Invested Capital Q/Q Growth	1.22%	3.15%	-8.83%	1.63%	4.18%	0.52%	4.23%	0.02%	-0.47%	2.17%	4.98%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	64.33%	52.28%	65.81%	65.72%	65.91%	61.93%	63.64%	68.76%	63.40%	68.73%	67.18%
EBIT Margin	54.60%	49.98%	57.79%	57.14%	59.21%	52.76%	56.50%	57.20%	59.78%	61.58%	59.12%
Profit (Net Income) Margin	44.43%	36.50%	44.26%	45.18%	45.50%	43.46%	41.93%	44.12%	47.35%	46.99%	46.24%
Tax Burden Percent	81.39%	73.02%	76.58%	79.08%	76.84%	82.38%	74.21%	77.13%	79.20%	76.30%	78.22%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	18.61%	26.98%	23.42%	20.92%	23.16%	17.62%	25.79%	22.87%	20.80%	23.70%	21.78%
Return on Invested Capital (ROIC)	12.95%	10.55%	10.65%	10.68%	10.52%	9.94%	10.01%	10.71%	11.79%	11.88%	11.49%
ROIC Less NNEP Spread (ROIC-NNEP)	12.95%	10.55%	10.65%	10.68%	10.52%	9.94%	10.01%	10.71%	11.79%	11.88%	11.49%
Return on Net Nonoperating Assets (RNNOA)	6.07%	4.16%	6.56%	6.40%	6.04%	5.55%	4.93%	4.91%	4.82%	4.70%	4.98%
Return on Equity (ROE)	19.02%	14.71%	17.21%	17.08%	16.55%	15.48%	14.93%	15.62%	16.61%	16.57%	16.46%
Cash Return on Invested Capital (CROIC)	-36.01%	-44.41%	13.99%	13.39%	10.34%	13.21%	0.13%	1.84%	6.82%	5.60%	4.94%
Operating Return on Assets (OROA)	2.19%	1.95%	2.17%	2.09%	2.15%	1.89%	2.05%	2.07%	2.21%	2.31%	2.24%
Return on Assets (ROA)	1.78%	1.42%	1.66%	1.66%	1.65%	1.56%	1.52%	1.60%	1.75%	1.76%	1.75%
Return on Common Equity (ROCE)	19.02%	14.71%	17.21%	17.08%	16.55%	15.48%	14.93%	15.62%	16.61%	16.57%	16.46%
Return on Equity Simple (ROE_SIMPLE)	19.08%	0.00%	16.00%	15.25%	14.50%	0.00%	14.76%	14.54%	14.70%	0.00%	15.48%
Net Operating Profit after Tax (NOPAT)	288	239	285	288	299	293	290	310	368	356	358
NOPAT Margin	44.43%	36.50%	44.26%	45.18%	45.50%	43.46%	41.93%	44.12%	47.35%	46.99%	46.24%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	23.20%	24.11%	26.14%	25.08%	24.81%	25.34%	25.34%	24.82%	26.41%	24.28%	26.58%
Operating Expenses to Revenue	38.92%	44.37%	38.33%	37.06%	34.40%	36.86%	36.42%	36.41%	35.59%	34.46%	36.23%
Earnings before Interest and Taxes (EBIT)	354	327	372	364	389	356	391	402	465	467	457
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	417	342	424	419	433	418	441	484	493	521	520
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.09	1.41	1.56	1.40	1.49	1.71	1.56	1.69	1.70	1.73	1.62
Price to Tangible Book Value (P/TBV)	1.17	1.51	1.67	1.50	1.58	1.82	1.65	1.79	1.80	1.82	1.71
Price to Revenue (P/Rev)	2.74	3.76	4.22	3.92	4.40	5.05	4.63	5.07	5.12	5.24	4.84
Price to Earnings (P/E)	5.71	8.45	9.72	9.20	10.26	11.32	10.54	11.60	11.56	11.59	10.48
Dividend Yield	3.62%	2.76%	2.55%	2.83%	2.59%	2.31%	2.52%	2.29%	2.22%	2.15%	2.45%
Earnings Yield	17.50%	11.84%	10.29%	10.87%	9.75%	8.83%	9.49%	8.62%	8.65%	8.63%	9.54%
Enterprise Value to Invested Capital (EV/IC)	0.65	0.85	0.97	0.86	0.89	1.02	1.08	1.10	1.11	1.19	1.09
Enterprise Value to Revenue (EV/Rev)	2.77	3.77	3.95	3.59	3.84	4.37	4.76	4.71	4.53	4.84	4.54
Enterprise Value to EBITDA (EV/EBITDA)	4.10	6.02	6.43	5.89	6.30	6.75	7.46	7.30	7.09	7.32	6.78
Enterprise Value to EBIT (EV/EBIT)	4.78	6.74	7.26	6.54	6.86	7.72	8.44	8.36	8.00	8.22	7.63
Enterprise Value to NOPAT (EV/NOPAT)	5.77	8.47	9.12	8.43	8.96	9.81	10.82	10.78	10.24	10.71	9.82
Enterprise Value to Operating Cash Flow (EV/OCF)	5.54	6.90	6.98	6.30	6.76	8.10	8.90	8.91	10.03	9.45	8.28
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	6.80	6.33	8.58	7.57	894.58	62.25	16.55	21.85	22.83
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.71	0.67	0.51	0.49	0.46	0.46	0.48	0.43	0.36	0.34	0.39
Long-Term Debt to Equity	0.02	0.02	0.50	0.49	0.46	0.46	0.45	0.43	0.35	0.34	0.34
Financial Leverage	0.47	0.39	0.62	0.60	0.57	0.56	0.49	0.46	0.41	0.40	0.43
Leverage Ratio	10.68	10.34	10.36	10.31	10.01	9.92	9.83	9.77	9.49	9.41	9.40
Compound Leverage Factor	10.68	10.34	10.36	10.31	10.01	9.92	9.83	9.77	9.49	9.41	9.40
Debt to Total Capital	41.36%	40.10%	33.61%	32.89%	31.57%	31.41%	32.43%	30.12%	26.53%	25.44%	28.17%
Short-Term Debt to Total Capital	40.00%	38.78%	0.18%	0.00%	0.00%	0.00%	2.30%	0.00%	0.54%	0.00%	3.94%
Long-Term Debt to Total Capital	1.36%	1.32%	33.43%	32.89%	31.57%	31.41%	30.13%	30.12%	25.99%	25.44%	24.23%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	58.64%	59.90%	66.39%	67.11%	68.43%	68.59%	67.57%	69.88%	73.47%	74.56%	71.83%
Debt to EBITDA	2.62	2.85	2.23	2.25	2.24	2.09	2.24	2.01	1.70	1.57	1.75
Net Debt to EBITDA	0.04	0.02	-0.43	-0.54	-0.91	-1.04	0.19	-0.56	-0.91	-0.60	-0.46
Long-Term Debt to EBITDA	0.09	0.09	2.22	2.25	2.24	2.09	2.08	2.01	1.67	1.57	1.50
Debt to NOPAT	3.70	4.01	3.16	3.21	3.18	3.03	3.25	2.96	2.46	2.29	2.53
Net Debt to NOPAT	0.06	0.02	-0.60	-0.78	-1.30	-1.51	0.28	-0.82	-1.32	-0.88	-0.66
Long-Term Debt to NOPAT	0.12	0.13	3.15	3.21	3.18	3.03	3.02	2.96	2.41	2.29	2.18
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-4,212	-4,928	668	652	348	638	-866	-676	-113	-320	-436
Operating Cash Flow to CapEx	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	432.76%
Free Cash Flow to Firm to Interest Expense	-10.77	-11.86	1.46	1.35	0.69	1.35	-2.01	-1.53	-0.25	-0.77	-1.13
Operating Cash Flow to Interest Expense	0.98	1.35	0.58	0.54	0.77	1.06	0.64	0.63	0.51	1.72	1.12
Operating Cash Flow Less CapEx to Interest Expense	0.98	1.35	0.58	0.54	0.77	1.06	0.64	0.63	0.51	1.72	0.86
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	29.23	29.71	29.76	30.29	30.78	31.01	32.09	33.49	35.77	35.64	23.20
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	11,250	11,604	10,579	10,751	11,201	11,259	11,735	11,738	11,682	11,935	12,529
Invested Capital Turnover	0.29	0.29	0.24	0.24	0.23	0.23	0.24	0.24	0.25	0.25	0.25
Increase / (Decrease) in Invested Capital	4,500	5,167	-383	-363	-49	-345	1,157	986	481	676	794
Enterprise Value (EV)	7,268	9,838	10,245	9,268	9,963	11,435	12,665	12,854	12,921	14,186	13,679
Market Capitalization	7,193	9,810	10,924	10,122	11,403	13,198	12,341	13,833	14,584	15,355	14,599
Book Value per Share	$46.63	$49.32	$50.16	$51.85	$55.30	$55.71	$57.28	$59.51	$62.27	$64.68	$65.39
Tangible Book Value per Share	$43.33	$46.02	$46.83	$48.51	$51.94	$52.35	$53.91	$56.13	$58.90	$61.30	$62.01
Total Capital	11,250	11,604	10,579	10,751	11,201	11,259	11,735	11,738	11,682	11,935	12,529
Total Debt	4,653	4,653	3,556	3,536	3,536	3,536	3,806	3,536	3,099	3,036	3,530
Total Long-Term Debt	153	153	3,536	3,536	3,536	3,536	3,536	3,536	3,036	3,036	3,036
Net Debt	75	28	-680	-854	-1,440	-1,763	325	-979	-1,663	-1,169	-920
Capital Expenditures (CapEx)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	99
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	4,653	4,653	3,556	3,536	3,536	3,536	3,806	3,536	3,099	3,036	3,530
Total Depreciation and Amortization (D&A)	63	15	52	55	44	62	49	81	28	54	62
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.03	$1.71	$2.04	$2.07	$2.16	$2.12	$2.10	$2.25	$2.68	$2.55	$2.59
Adjusted Weighted Average Basic Shares Outstanding	141.49M	141.16M	139.41M	138.98M	138.61M	138.90M	138.20M	137.82M	137.68M	138.34M	138.05M
Adjusted Diluted Earnings per Share	$2.02	$1.69	$2.03	$2.06	$2.14	$2.10	$2.08	$2.24	$2.65	$2.55	$2.57
Adjusted Weighted Average Diluted Shares Outstanding	142.12M	141.90M	140.26M	139.80M	139.65M	139.96M	139.29M	138.79M	138.94M	139.13M	138.92M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	140.93M	140.03M	139.14M	138.61M	138.63M	138.44M	137.83M	137.82M	137.59M	137.62M	137.00M
Normalized Net Operating Profit after Tax (NOPAT)	288	239	285	288	299	293	290	310	368	356	358
Normalized NOPAT Margin	44.43%	36.50%	44.26%	45.18%	45.50%	43.46%	41.93%	44.12%	47.35%	46.99%	46.24%
Pre Tax Income Margin	54.60%	49.98%	57.79%	57.14%	59.21%	52.76%	56.50%	57.20%	59.78%	61.58%	59.12%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.90	0.79	0.81	0.76	0.77	0.75	0.91	0.91	1.03	1.13	1.19
NOPAT to Interest Expense	0.74	0.58	0.62	0.60	0.59	0.62	0.67	0.70	0.81	0.86	0.93
EBIT Less CapEx to Interest Expense	0.90	0.79	0.81	0.76	0.77	0.75	0.91	0.91	1.03	1.13	0.93
NOPAT Less CapEx to Interest Expense	0.74	0.58	0.62	0.60	0.59	0.62	0.67	0.70	0.81	0.86	0.67
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	20.91%	23.64%	25.19%	26.50%	26.98%	26.47%	26.91%	26.93%	25.97%	25.21%	26.00%
Augmented Payout Ratio	20.91%	30.72%	39.84%	45.17%	45.46%	38.74%	39.39%	36.07%	36.62%	33.93%	35.19%

Financials Breakdown Chart

Key Financial Trends

East West Bancorp (NASDAQ: EWBC) continues to post solid profitability, but the latest quarter shows a mix of healthy earnings, strong deposit growth, and heavier balance-sheet investment activity. Over the last four years, the company has generally grown revenue and earnings while keeping credit costs manageable. At the same time, deposits, debt, and investment securities have moved significantly, which is common for a bank but important for investors to watch.

Quarter-over-quarter trends in Q1 2026 were broadly positive on the income statement. Net interest income rose to $671.2 million from $657.8 million in Q4 2025 and $600.2 million in Q1 2025. Total revenue also improved to $773.7 million, while net income increased modestly to $357.8 million versus $356.3 million in the prior quarter. EPS came in at $2.57 diluted, slightly above the prior quarter’s $2.55.

Profitability remains strong, but margin pressure is visible compared with 2024 and early 2025. Interest expense remains elevated relative to historical levels, and Q1 2026 net interest income is still below the stronger levels seen in mid-2024 and early 2025. That said, the bank is still producing robust earnings, with pre-tax income of $457.4 million and a pre-tax margin that remains healthy for a regional bank.

Asset quality and credit costs look stable for now. Provision for credit losses was $36 million in Q1 2026, unchanged from Q3 2025 and modestly above some earlier quarters. That suggests management is still reserving for possible losses, but not signaling a sharp deterioration. Investors will want to monitor whether provisions trend higher later in 2026.

Operating cash flow improved sharply in Q1 2026. Net cash from operating activities reached $428.6 million, up from $713.4 million in Q4 2025 but well above $231.7 million in Q3 2025 and $277.9 million in Q1 2025. This is a constructive sign, even though quarterly cash flow can be volatile for banks.

Balance-sheet growth has been significant. Total assets climbed to $82.9 billion in Q1 2026 from $76.2 billion in Q1 2025 and $74.5 billion in Q3 2024. Total common equity also rose to $9.0 billion from $7.9 billion a year earlier, reflecting retained earnings and capital generation.

Deposits are a major positive in the current quarter. EWBC reported a net change in deposits of $1.82 billion in Q1 2026, following $451 million in Q4 2025 and $1.57 billion in Q3 2025. Over a longer horizon, deposits have generally remained a strong funding source, which supports lending and investment activity.

Strong quarterly profitability: Q1 2026 net income of $357.8 million and diluted EPS of $2.57 remained solid.
Net interest income improved: NII rose sequentially to $671.2 million, showing continued earning power.
Operating cash flow was strong: $428.6 million in operating cash flow provides good internal funding.
Deposit growth was robust: Deposits increased by $1.82 billion in the quarter.
Equity base expanded: Total common equity increased to $9.0 billion, supporting capital strength.
Investment securities activity was heavy: Purchases of $3.19 billion and sales/maturities of $1.03 billion reflect active balance-sheet management.
Dividend remains meaningful: EWBC paid $114.0 million in dividends in Q1 2026, or $0.80 per share.
Share repurchases continue: Buybacks were modest at $97.8 million, suggesting ongoing capital returns.
Interest expense remains elevated: Deposit interest expense was $355.4 million in Q1 2026, still a large drag on margin.
Large investment portfolio build can pressure cash: Investing cash flow was negative $2.26 billion in Q1 2026 due to securities purchases and equipment spending.

Looking at the multi-year picture, EWBC’s earnings have been resilient. Quarterly net income has generally held in the high-$200 million to mid-$300 million range from 2023 through early 2026, despite a much higher-rate environment. Revenue has also been relatively stable, with the company consistently generating strong net interest income and a steady contribution from fee income.

The main watch items for investors are funding costs and balance-sheet mix. Deposits remain healthy, but the bank has had to carry meaningful interest expense to support those balances. At the same time, the investment portfolio is large and active, which can help liquidity but may also create mark-to-market and cash-flow volatility.

Overall, East West Bancorp looks fundamentally healthy. Earnings, deposits, and capital all remain in good shape, and the latest quarter was constructive. The stock’s long-term case still depends on whether management can maintain earnings power while gradually improving funding costs and preserving credit quality.

06/24/26 12:26 PM ETAI Generated. May Contain Errors.

East West Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, East West Bancorp's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

East West Bancorp's net income appears to be on an upward trend, with a most recent value of $1.33 billion in 2025, rising from $384.68 million in 2015. The previous period was $1.17 billion in 2024. Find out what analysts predict for East West Bancorp in the coming months.

Over the last 10 years, East West Bancorp's total revenue changed from $1.13 billion in 2015 to $2.93 billion in 2025, a change of 158.6%.

East West Bancorp's total liabilities were at $71.54 billion at the end of 2025, a 4.8% increase from 2024, and a 144.8% increase since 2015.

In the past 10 years, East West Bancorp's cash and equivalents has ranged from $340.72 million in 2015 to $656.13 million in 2025, and is currently $656.13 million as of their latest financial filing in 2025.

Over the last 10 years, East West Bancorp's book value per share changed from 21.70 in 2015 to 64.68 in 2025, a change of 198.0%.

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Financial statements for NASDAQ:EWBC last updated on 5/12/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.

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East West Bancorp (EWBC) Financials

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East West Bancorp (EWBC) Financials

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