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Webster Financial (WBS) Financials

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$77.57 0.00 (0.00%)
As of 08/20/2026
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Annual Income Statements for Webster Financial

Annual Income Statements for Webster Financial

This table shows Webster Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 195 198 247 352 375 213 401 628 843 744 975
Consolidated Net Income / (Loss)		 205 207 255 360 383 221 409 644 868 769 1,003
Net Income / (Loss) Continuing Operations		 205 207 255 360 383 221 409 644 868 769 1,003
Total Pre-Tax Income 		298 303 354 442 487 280 534 798 1,085 1,017 1,260
Total Revenue		 902 983 1,056 1,189 1,240 1,177 1,224 2,475 2,652 2,590 2,899
Net Interest Income / (Expense)		 665 719 796 907 955 891 901 2,034 2,337 2,338 2,498
Total Interest Income		 760 822 914 1,055 1,155 1,002 943 2,285 3,628 3,927 4,022
Loans and Leases Interest Income		 554 622 710 843 925 790 763 1,947 3,072 3,196 3,123
Investment Securities Interest Income		 206 199 204 212 229 212 177 320 451 675 794
Other Interest Income		 - - - - - - 3.10 18 105 56 105
Total Interest Expense		 95 103 117 148 199 111 42 250 1,291 1,589 1,524
Deposits Interest Expense		 46 50 62 90 130 68 20 139 1,021 1,427 1,366
Long-Term Debt Interest Expense		 33 39 41 45 52 37 19 93 260 158 155
Federal Funds Purchased and Securities Sold Interest Expense		 17 15 14 13 18 5.94 3.04 19 9.10 4.11 3.30
Total Non-Interest Income		 238 264 259 283 285 285 323 441 314 252 402
Service Charges on Deposit Accounts		 - - 151 162 - 156 163 198 169 161 158
Other Service Charges		 184 206 53 69 232 63 100 180 123 166 179
Net Realized & Unrealized Capital Gains on Investments		 8.29 15 9.81 4.42 6.14 18 6.22 -6.75 -34 -136 0.22
Investment Banking Income		 32 29 31 33 33 33 40 40 29 33 31
Other Non-Interest Income		 13 15 15 15 15 15 14 29 26 28 33
Provision for Credit Losses		 49 56 41 42 38 138 -55 281 151 222 210
Total Non-Interest Expense		 555 623 661 706 716 759 745 1,396 1,416 1,351 1,429
Salaries and Employee Benefits		 298 326 357 381 395 428 420 724 712 763 822
Net Occupancy & Equipment Expense		 130 141 150 157 162 183 168 300 275 267 268
Marketing Expense		 16 20 17 17 16 14 12 16 19 19 21
Property & Liability Insurance Claims		 24 26 26 35 18 18 16 27 98 69 51
Other Operating Expenses		 82 105 107 111 120 111 125 298 276 198 231
Amortization Expense		 6.34 5.65 4.06 3.85 3.85 4.16 4.51 32 36 36 36
Income Tax Expense		 93 96 98 81 104 59 125 154 217 248 257
Preferred Stock Dividends Declared		 9.37 8.70 8.61 8.72 7.88 7.88 7.88 16 17 17 17
Net Income / (Loss) Attributable to Noncontrolling Interest		 - - - - - - - - 7.92 7.98 11
Basic Earnings per Share		 $2.15 $2.17 $2.68 $3.83 $4.07 $2.35 $4.43 $3.72 $4.91 $4.38 $5.91
Weighted Average Basic Shares Outstanding		 90.97M 91.37M 91.97M 92.29M 91.63M 90.29M 179.59M 174.01M 171.75M 171.35M 161.23M
Diluted Earnings per Share		 $2.13 $2.16 $2.67 $3.81 $4.06 $2.35 $4.42 $3.72 $4.91 $4.37 $5.90
Weighted Average Diluted Shares Outstanding		 90.97M 91.37M 91.97M 92.29M 91.63M 90.29M 179.59M 174.01M 171.75M 171.35M 161.23M
Weighted Average Basic & Diluted Shares Outstanding		 90.97M 91.37M 91.97M 92.29M 91.63M 90.29M 179.59M 174.01M 171.75M 171.35M 161.23M
Cash Dividends to Common per Share		 $0.89 $0.98 $1.03 $1.25 - - - $1.60 $1.60 $1.60 $1.60

Quarterly Income Statements for Webster Financial

This table shows Webster Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 181 210 175 187 174 220 252 254 249 239 249
Consolidated Net Income / (Loss)		 185 216 182 193 178 227 259 261 256 246 257
Net Income / (Loss) Continuing Operations		 185 216 182 193 178 227 259 261 256 246 257
Total Pre-Tax Income 		222 286 230 245 257 284 324 332 321 303 324
Total Revenue		 635 667 615 648 661 705 716 733 746 736 740
Net Interest Income / (Expense)		 571 568 572 590 608 612 621 632 633 634 633
Total Interest Income		 933 952 976 1,004 995 973 1,001 1,028 1,019 994 1,013
Loans and Leases Interest Income		 790 792 804 815 786 755 775 799 794 777 785
Investment Securities Interest Income		 129 148 161 177 190 194 198 201 200 193 195
Other Interest Income		 15 12 12 13 19 24 28 28 25 25 33
Total Interest Expense		 362 384 404 414 387 361 379 397 386 360 381
Deposits Interest Expense		 326 336 361 371 359 326 340 356 344 317 327
Long-Term Debt Interest Expense		 35 46 42 43 27 33 39 41 41 42 54
Federal Funds Purchased and Securities Sold Interest Expense		 1.16 2.11 1.11 0.04 0.85 1.68 0.22 0.63 0.77 1.06 0.02
Total Non-Interest Income		 64 99 42 58 53 93 95 101 113 101 107
Service Charges on Deposit Accounts		 37 43 41 39 39 39 41 40 38 42 42
Other Service Charges		 29 53 36 22 55 38 37 46 59 44 46
Net Realized & Unrealized Capital Gains on Investments		 -17 -9.83 -50 -20 -57 0.22 0.00 0.00 - 0.00 0.00
Investment Banking Income		 7.77 7.92 8.56 8.37 8.39 7.79 7.78 7.64 7.78 7.21 7.53
Other Non-Interest Income		 6.59 5.95 6.36 8.02 7.39 7.99 9.17 7.54 8.52 8.64 11
Provision for Credit Losses		 36 46 59 54 64 78 47 44 42 54 32
Total Non-Interest Expense		 377 336 326 349 340 344 346 357 383 379 385
Salaries and Employee Benefits		 185 189 187 195 193 199 200 209 214 223 224
Net Occupancy & Equipment Expense		 65 65 60 76 66 67 65 67 69 69 70
Marketing Expense		 5.18 4.28 4.11 4.22 6.14 4.03 5.17 4.95 6.83 4.70 5.20
Property & Liability Insurance Claims		 59 24 15 14 16 16 15 16 3.98 16 18
Other Operating Expenses		 55 44 51 52 50 48 51 52 80 57 58
Amortization Expense		 8.62 9.19 8.72 8.49 9.68 9.24 9.09 8.97 9.01 9.19 9.01
Income Tax Expense		 36 69 48 52 79 57 65 71 65 57 67
Preferred Stock Dividends Declared		 4.16 4.16 4.16 4.16 4.16 4.16 4.16 4.16 4.16 4.16 4.16
Net Income / (Loss) Attributable to Noncontrolling Interest		 - 2.10 1.98 2.02 - 2.39 2.99 3.00 2.91 2.79 3.19
Basic Earnings per Share		 $1.06 $1.23 $1.03 $1.10 $1.02 $1.30 $1.52 $1.55 $1.54 $1.50 $1.56
Weighted Average Basic Shares Outstanding		 171.75M 171.49M 171.43M 171.41M 171.35M 168.23M 166.19M 161.29M 161.23M 162.03M 162.03M
Diluted Earnings per Share		 $1.07 $1.23 $1.03 $1.10 $1.01 $1.30 $1.52 $1.54 $1.54 $1.50 $1.56
Weighted Average Diluted Shares Outstanding		 171.75M 171.49M 171.43M 171.41M 171.35M 168.23M 166.19M 161.29M 161.23M 162.03M 162.03M
Weighted Average Basic & Diluted Shares Outstanding		 171.75M 171.49M 171.43M 171.41M 171.35M 168.23M 166.19M 161.29M 161.23M 162.03M 162.03M

Annual Cash Flow Statements for Webster Financial

This table details how cash moves in and out of Webster Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -14 -9.03 37 73 -72 5.21 198 378 876 359 375
Net Cash From Operating Activities		 303 398 445 469 304 381 689 1,336 979 1,404 1,058
Net Cash From Continuing Operating Activities		 303 398 445 469 304 381 689 1,336 979 1,404 1,058
Net Income / (Loss) Continuing Operations		 205 207 255 360 383 221 409 644 868 769 1,003
Consolidated Net Income / (Loss)		 205 207 255 360 383 221 409 644 868 769 1,003
Provision For Loan Losses		 49 56 41 - 38 138 -55 281 151 222 210
Depreciation Expense		 35 36 37 39 38 37 36 82 76 72 73
Amortization Expense		 55 57 45 51 60 88 143 18 49 -14 -50
Non-Cash Adjustments to Reconcile Net Income		 -23 -22 23 43 -34 -15 -9.35 30 6.90 174 60
Changes in Operating Assets and Liabilities, net		 -18 63 43 -24 -180 -87 165 281 -172 182 -237
Net Cash From Investing Activities		 -774 -1,635 -531 -1,318 -2,550 -2,289 -2,405 -7,186 -2,596 -3,869 -4,748
Net Cash From Continuing Investing Activities		 -774 -1,635 -531 -1,318 -2,550 -2,289 -2,405 -7,186 -2,596 -3,869 -4,748
Purchase of Property, Leasehold Improvements and Equipment		 -36 -41 -29 -33 -26 -21 -17 -29 -40 -36 -50
Acquisitions		 - - - - - - - - 0.00 0.00 -6.43
Purchase of Investment Securities		 -3,551 -3,494 -2,253 -2,365 -3,769 -3,911 -4,705 -10,029 -5,075 -7,824 -6,683
Sale of Property, Leasehold Improvements and Equipment		 0.65 1.55 3.36 0.57 0.00 0.87 3.22 0.30 6.89 6.77 4.34
Sale and/or Maturity of Investments		 1,416 1,772 1,739 1,080 1,245 1,643 2,313 2,871 2,513 3,983 1,987
Net Cash From Financing Activities		 457 1,228 123 921 2,174 1,913 1,915 6,229 2,493 2,824 4,065
Net Cash From Continuing Financing Activities		 457 1,228 123 921 2,174 1,913 1,915 6,229 2,493 2,824 4,065
Net Change in Deposits		 854 1,352 1,690 980 1,465 4,006 2,511 936 6,721 3,698 4,006
Issuance of Debt		 13,505 19,635 12,255 8,960 9,500 3,850 -122 2.55 -3,101 0.00 347
Repayment of Debt		 -13,700 -19,451 -13,421 -8,810 -9,082 -5,665 0.00 5,450 -17 -382 370
Repurchase of Common Equity		 -18 -23 -12 -12 -20 -77 0.00 -346 -108 -83 -616
Payment of Dividends		 -90 -98 -103 -123 -149 -153 -153 -261 -295 -291 -283
Other Financing Activities, Net		 -94 -187 -310 -73 459 -48 -321 448 -708 -118 241

Quarterly Cash Flow Statements for Webster Financial

This table details how cash moves in and out of Webster Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 -457 -171 -9.58 1,662 -1,123 438 482 69 -613 411 -138
Net Cash From Operating Activities		 88 244 224 45 891 95 271 375 318 289 386
Net Cash From Continuing Operating Activities		 88 244 202 45 891 95 271 375 318 289 386
Net Income / (Loss) Continuing Operations		 185 216 182 193 178 227 259 261 256 246 257
Consolidated Net Income / (Loss)		 185 216 182 193 178 227 259 261 256 246 257
Provision For Loan Losses		 36 46 59 54 64 78 47 44 42 54 32
Depreciation Expense		 18 19 17 16 19 18 18 18 19 20 20
Amortization Expense		 10 8.52 0.88 -5.35 -18 -9.07 -4.74 -19 -17 4.61 9.44
Non-Cash Adjustments to Reconcile Net Income		 29 13 -8.22 18 80 36 -6.97 11 27 40 -10
Changes in Operating Assets and Liabilities, net		 -190 -58 -49 -231 570 -255 -41 59 -8.75 -76 79
Net Cash From Investing Activities		 -1,775 -1,348 -669 -716 -1,136 -738 -1,088 -1,261 -1,660 -1,360 -553
Net Cash From Continuing Investing Activities		 -1,775 -1,348 -669 -716 -1,136 -738 -1,088 -1,261 -1,660 -1,360 -553
Purchase of Property, Leasehold Improvements and Equipment		 -6.32 -5.06 -8.43 -10 -12 -8.31 -13 -12 -16 -10 -14
Purchase of Investment Securities		 -2,482 -2,029 -1,950 -1,806 -2,038 -1,236 -1,393 -1,835 -2,219 -1,732 -964
Sale of Property, Leasehold Improvements and Equipment		 - - - - - 1.43 - - - 1.32 0.31
Sale and/or Maturity of Investments		 706 687 1,289 1,100 907 504 317 587 577 381 426
Net Cash From Financing Activities		 1,231 933 435 2,333 -878 1,081 1,299 955 729 1,482 29
Net Cash From Continuing Financing Activities		 1,231 933 435 2,333 -878 1,081 1,299 955 729 1,482 29
Net Change in Deposits		 453 -27 1,529 2,245 -50 818 742 1,861 586 278 1,245
Issuance of Debt		 3,650 1,300 -850 300 -750 800 430 -432 -451 1,830 -1,149
Repurchase of Common Equity		 -0.51 -34 -45 -17 -0.35 -203 -101 -108 -227 0.00 -31
Payment of Dividends		 -73 -73 -73 -73 -72 -73 -71 -71 -69 -69 -69
Other Financing Activities, Net		 301 -101 -125 -123 244 -261 300 -294 518 -557 34

Annual Balance Sheets for Webster Financial

This table presents Webster Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 24,641 26,073 26,488 27,610 30,389 32,591 34,916 71,278 74,945 79,025 84,074
Cash and Due from Banks		 200 191 231 260 185 194 137 264 429 388 371
Interest Bearing Deposits at Other Banks		 156 29 26 69 73 70 324 576 1,286 1,686 2,079
Trading Account Securities		 6,908 7,152 7,125 7,224 8,220 8,895 6,198 7,893 8,960 9,007 17,979
Loans and Leases, Net of Allowance		 15,497 16,832 17,324 18,253 19,828 21,282 21,971 49,170 50,090 51,816 55,878
Loans and Leases		 15,672 17,027 17,524 18,465 20,037 21,641 22,272 49,764 50,726 52,505 56,597
Allowance for Loan and Lease Losses		 175 194 200 212 209 359 301 595 636 690 719
Loans Held for Sale		 37 68 21 12 36 14 21,975 1.99 6.54 28 15
Premises and Equipment, Net		 129 137 130 125 270 227 205 430 430 407 432
Goodwill		 538 538 538 538 538 538 538 2,514 2,631 2,868 2,898
Intangible Assets		 39 34 30 26 22 22 18 199 203 334 313
Other Assets		 1,137 1,091 1,063 1,103 1,217 1,350 5,520 10,230 10,909 12,491 4,110
Total Liabilities & Shareholders' Equity		 24,641 26,073 26,488 27,610 30,389 32,591 34,916 71,278 74,945 79,025 84,074
Total Liabilities		 22,227 23,546 23,786 24,724 27,182 29,356 31,477 63,221 66,255 69,892 74,581
Non-Interest Bearing Deposits		 3,713 4,021 4,191 4,162 4,446 6,156 7,060 12,975 10,733 10,317 10,083
Interest Bearing Deposits		 14,240 15,283 16,802 17,696 18,878 21,180 22,787 41,079 50,052 54,437 58,677
Short-Term Debt		 - - - - - - - - - - 597
Long-Term Debt		 2,889 3,068 1,903 2,053 2,489 701 574 6,534 3,409 3,019 3,720
Other Long-Term Liabilities		 234 224 246 230 328 324 381 1,481 1,604 1,775 1,505
Total Equity & Noncontrolling Interests		 2,414 2,527 2,702 2,887 3,208 3,235 3,438 8,056 8,690 9,133 9,492
Total Preferred & Common Equity		 2,414 2,404 2,557 2,887 3,208 3,235 3,438 8,056 8,690 9,133 9,492
Preferred Stock		 123 - - 145 145 145 145 284 284 284 284
Total Common Equity		 2,291 2,404 2,557 2,741 3,063 3,090 3,293 7,772 8,406 8,849 9,208
Common Stock		 1,125 1,127 1,123 1,115 1,114 1,110 1,110 6,175 6,182 6,183 6,185
Retained Earnings		 1,316 1,425 1,596 1,828 2,061 2,078 2,333 2,714 3,283 3,759 4,478
Treasury Stock		 -72 -71 -70 -72 -77 -141 -127 -432 -508 -537 -1,104
Accumulated Other Comprehensive Income / (Loss)		 -78 -77 -92 -131 -36 42 -23 -685 -551 -556 -351

Quarterly Balance Sheets for Webster Financial

This table presents Webster Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 74,844 74,038 73,131 76,162 76,838 79,454 80,280 81,914 83,193 85,585 85,949
Cash and Due from Banks		 202 284 406 322 333 721 421 425 499 353 375
Interest Bearing Deposits at Other Banks		 2,232 1,077 1,766 1,223 1,203 2,476 2,091 2,569 2,564 2,507 2,347
Trading Account Securities		 14,862 14,703 7,653 8,601 7,809 17,161 9,360 8,193 9,932 10,581 18,295
Loans and Leases, Net of Allowance		 50,313 50,997 49,453 50,457 50,904 51,259 52,343 52,950 54,324 56,515 57,145
Loans and Leases		 50,927 51,626 50,088 51,099 51,573 51,947 53,056 53,672 55,052 57,249 57,869
Allowance for Loan and Lease Losses		 614 629 635 641 669 688 713 722 728 733 724
Loans Held for Sale		 211 11 46 240 248 118 64 278 75 14 13
Premises and Equipment, Net		 431 426 432 423 418 411 422 423 427 428 429
Goodwill		 2,631 2,631 2,631 2,868 2,868 2,868 2,868 2,868 2,868 2,898 2,898
Intangible Assets		 230 221 212 383 374 344 325 316 308 300 291
Other Assets		 54,045 3,688 10,531 11,644 12,681 4,095 12,385 13,892 12,195 11,987 4,155
Total Liabilities & Shareholders' Equity		 74,844 74,038 73,131 76,162 76,838 79,454 80,280 81,914 83,193 85,585 85,949
Total Liabilities		 66,550 65,759 64,932 67,414 68,029 70,256 71,076 72,577 73,730 76,011 76,188
Non-Interest Bearing Deposits		 12,007 11,157 11,410 10,213 9,996 10,745 10,139 10,346 10,492 9,847 10,000
Interest Bearing Deposits		 43,290 47,590 48,922 50,535 52,280 53,770 55,436 55,969 57,684 59,193 60,284
Short-Term Debt		 306 244 157 362 240 100 83 - - 70 73
Long-Term Debt		 9,632 5,363 2,861 4,574 3,723 4,021 3,817 4,246 3,810 5,549 4,398
Other Long-Term Liabilities		 1,315 1,405 1,582 1,730 1,790 1,620 1,600 1,644 1,642 1,353 1,433
Total Equity & Noncontrolling Interests		 8,294 8,280 8,199 8,747 8,809 9,198 9,204 9,338 9,463 9,574 9,761
Total Preferred & Common Equity		 8,294 8,280 8,199 8,747 8,809 9,198 9,204 9,338 9,463 9,574 9,761
Preferred Stock		 284 284 284 284 284 284 284 284 284 284 284
Total Common Equity		 8,010 7,996 7,915 8,464 8,525 8,914 8,920 9,054 9,179 9,290 9,477
Common Stock		 6,140 6,153 6,167 6,141 6,155 6,168 6,143 6,157 6,171 6,135 6,152
Retained Earnings		 2,857 3,017 3,170 3,426 3,534 3,654 3,913 4,100 4,291 4,655 4,843
Treasury Stock		 -398 -455 -506 -487 -536 -535 -686 -765 -898 -1,070 -1,070
Accumulated Other Comprehensive Income / (Loss)		 -588 -719 -916 -616 -628 -373 -449 -438 -385 -431 -448

Annual Metrics And Ratios for Webster Financial

This table displays calculated financial ratios and metrics derived from Webster Financial's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 161,290,301.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 161,290,301.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 6.22
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 8.65% 8.93% 7.40% 12.64% 4.30% -5.14% 4.06% 102.14% 7.13% -2.31% 11.93%
EBITDA Growth		 3.74% 2.65% 9.86% 21.76% 10.00% -30.82% 76.17% 26.03% 34.72% -11.19% 19.46%
EBIT Growth		 2.08% 1.91% 16.59% 24.83% 10.20% -42.47% 90.68% 49.47% 35.91% -6.22% 23.91%
NOPAT Growth		 2.50% 1.17% 23.32% 41.10% 6.19% -42.35% 85.32% 57.58% 34.70% -11.42% 30.45%
Net Income Growth		 2.50% 1.17% 23.32% 41.10% 6.19% -42.35% 85.32% 57.58% 34.70% -11.42% 30.45%
EPS Growth		 2.40% 1.41% 23.61% 42.70% 6.56% -42.12% 88.09% -15.84% 31.99% -11.00% 35.01%
Operating Cash Flow Growth		 24.61% 31.49% 11.76% 5.49% -35.27% 25.24% 80.95% 94.01% -26.75% 43.49% -24.65%
Free Cash Flow Firm Growth		 143.11% -127.42% 1,566.83% -97.92% -1,545.89% 629.12% -83.24% -3,091.40% 133.81% -78.71% -107.99%
Invested Capital Growth		 -1.94% 5.51% -17.70% 7.26% 15.33% -30.92% 1.95% 263.63% -17.07% 0.44% 8.72%
Revenue Q/Q Growth		 2.07% 2.42% 1.45% 3.42% -0.65% -0.72% 1.93% 18.57% -2.56% 1.02% 3.03%
EBITDA Q/Q Growth		 0.31% 2.17% 0.70% 7.97% 0.35% -5.71% 8.98% 21.71% -7.29% 0.66% 5.32%
EBIT Q/Q Growth		 0.12% 2.15% 1.55% 9.58% -1.83% -12.85% 14.33% 27.29% -7.78% 3.62% 5.34%
NOPAT Q/Q Growth		 0.29% 3.02% 5.03% 8.73% -2.14% -12.12% 14.25% 26.19% -6.40% -0.98% 8.44%
Net Income Q/Q Growth		 0.29% 3.02% 5.03% 8.73% -2.14% -12.12% 14.25% 26.19% -6.40% -0.98% 8.44%
EPS Q/Q Growth		 0.47% 3.35% 5.53% 8.55% -2.17% -11.65% 14.81% 10.06% -8.91% -1.35% 9.87%
Operating Cash Flow Q/Q Growth		 32.66% 29.26% -12.90% -26.78% 189.14% 14.18% 0.79% 3.96% -16.08% 133.74% -35.16%
Free Cash Flow Firm Q/Q Growth		 249.92% -174.46% 4.18% -88.20% -70.81% 1,212.42% -71.42% -17.59% -0.83% 153.94% -105.88%
Invested Capital Q/Q Growth		 1.25% 5.08% 5.32% 10.15% 11.82% -28.75% -14.99% 6.67% 7.86% -8.76% -0.46%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 42.88% 40.41% 41.34% 44.68% 47.12% 34.37% 58.18% 36.27% 45.61% 41.47% 44.26%
EBIT Margin		 33.00% 30.87% 33.51% 37.14% 39.24% 23.79% 43.60% 32.24% 40.90% 39.26% 43.46%
Profit (Net Income) Margin		 22.69% 21.07% 24.19% 30.31% 30.85% 18.75% 33.39% 26.03% 32.73% 29.68% 34.59%
Tax Burden Percent		 68.76% 68.26% 72.20% 81.61% 78.64% 78.80% 76.59% 80.74% 80.02% 75.59% 79.58%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 31.24% 31.74% 27.80% 18.39% 21.36% 21.20% 23.41% 19.26% 19.98% 24.41% 20.42%
Return on Invested Capital (ROIC)		 3.82% 3.80% 5.01% 7.55% 7.20% 4.58% 10.29% 6.93% 6.50% 6.34% 7.91%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.82% 3.80% 5.01% 7.55% 7.20% 4.58% 10.29% 6.93% 6.50% 6.34% 7.91%
Return on Net Nonoperating Assets (RNNOA)		 4.82% 4.58% 4.76% 5.35% 5.36% 2.27% 1.97% 4.28% 3.86% 2.29% 2.86%
Return on Equity (ROE)		 8.64% 8.38% 9.77% 12.90% 12.56% 6.85% 12.25% 11.21% 10.36% 8.63% 10.77%
Cash Return on Invested Capital (CROIC)		 5.79% -1.56% 24.43% 0.54% -7.04% 41.15% 8.36% -106.80% 25.17% 5.90% -0.45%
Operating Return on Assets (OROA)		 1.26% 1.20% 1.35% 1.63% 1.68% 0.89% 1.58% 1.50% 1.48% 1.32% 1.55%
Return on Assets (ROA)		 0.87% 0.82% 0.97% 1.33% 1.32% 0.70% 1.21% 1.21% 1.19% 1.00% 1.23%
Return on Common Equity (ROCE)		 8.14% 7.97% 9.27% 12.23% 11.96% 6.54% 11.72% 10.79% 10.01% 8.35% 10.44%
Return on Equity Simple (ROE_SIMPLE)		 8.48% 8.61% 9.99% 13.15% 11.93% 6.82% 11.89% 8.00% 9.99% 8.42% 10.56%
Net Operating Profit after Tax (NOPAT)		 205 207 255 360 383 221 409 644 868 769 1,003
NOPAT Margin		 22.69% 21.07% 24.19% 30.31% 30.85% 18.75% 33.39% 26.03% 32.73% 29.68% 34.59%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 49.12% 49.51% 49.62% 46.72% 46.29% 53.19% 49.02% 42.03% 37.93% 40.49% 38.31%
Operating Expenses to Revenue		 61.54% 63.40% 62.62% 59.33% 57.72% 64.50% 60.85% 56.42% 53.42% 52.17% 49.29%
Earnings before Interest and Taxes (EBIT)		 298 303 354 442 487 280 534 798 1,085 1,017 1,260
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 387 397 436 531 584 404 712 898 1,210 1,074 1,283
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.13 1.62 1.59 1.35 1.34 1.08 1.40 0.98 1.00 1.06 1.10
Price to Tangible Book Value (P/TBV)		 1.51 2.12 2.04 1.70 1.64 1.32 1.68 1.50 1.51 1.67 1.68
Price to Revenue (P/Rev)		 2.87 3.95 3.84 3.11 3.31 2.85 3.75 3.08 3.16 3.63 3.48
Price to Earnings (P/E)		 13.25 19.57 16.43 10.50 10.97 15.74 11.46 12.11 9.86 12.50 10.36
Dividend Yield		 3.15% 2.31% 2.34% 3.12% 3.43% 4.31% 3.15% 3.66% 3.28% 2.92% 2.56%
Earnings Yield		 7.55% 5.11% 6.09% 9.52% 9.12% 6.35% 8.73% 8.25% 10.15% 8.00% 9.66%
Enterprise Value to Invested Capital (EV/IC)		 0.99 1.23 1.27 1.13 1.14 1.00 1.21 0.93 0.86 0.87 0.88
Enterprise Value to Revenue (EV/Rev)		 5.81 6.97 5.54 4.68 5.23 3.34 3.96 5.49 3.91 4.10 4.02
Enterprise Value to EBITDA (EV/EBITDA)		 13.55 17.26 13.40 10.47 11.10 9.72 6.81 15.14 8.57 9.90 9.08
Enterprise Value to EBIT (EV/EBIT)		 17.61 22.59 16.52 12.59 13.33 14.04 9.09 17.03 9.56 10.45 9.25
Enterprise Value to NOPAT (EV/NOPAT)		 25.62 33.10 22.89 15.43 16.95 17.82 11.87 21.09 11.95 13.83 11.62
Enterprise Value to Operating Cash Flow (EV/OCF)		 17.32 17.22 13.14 11.85 21.35 10.33 7.05 10.17 10.59 7.57 11.01
Enterprise Value to Free Cash Flow (EV/FCFF)		 16.93 0.00 4.69 214.70 0.00 1.98 14.61 0.00 3.09 14.87 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.20 1.21 0.70 0.71 0.78 0.22 0.17 0.81 0.39 0.33 0.39
Long-Term Debt to Equity		 1.20 1.21 0.70 0.71 0.78 0.22 0.17 0.81 0.39 0.33 0.39
Financial Leverage		 1.26 1.21 0.95 0.71 0.75 0.50 0.19 0.62 0.59 0.36 0.36
Leverage Ratio		 9.96 10.26 10.05 9.68 9.52 9.78 10.12 9.24 8.73 8.64 8.76
Compound Leverage Factor		 9.96 10.26 10.05 9.68 9.52 9.78 10.12 9.24 8.73 8.64 8.76
Debt to Total Capital		 54.48% 54.84% 41.32% 41.56% 43.69% 17.81% 14.30% 44.78% 28.17% 24.85% 28.16%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 54.48% 54.84% 41.32% 41.56% 43.69% 17.81% 14.30% 44.78% 28.17% 24.85% 28.16%
Preferred Equity to Total Capital		 2.31% 0.00% 0.00% 0.00% 2.55% 3.69% 3.61% 1.95% 2.35% 2.34% 2.15%
Noncontrolling Interests to Total Capital		 0.00% 2.19% 3.15% 2.94% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 43.20% 42.97% 55.53% 55.50% 53.76% 78.51% 82.08% 53.27% 69.48% 72.82% 69.69%
Debt to EBITDA		 7.47 7.72 4.36 3.86 4.26 1.73 0.81 7.28 2.82 2.81 2.90
Net Debt to EBITDA		 6.55 7.17 3.77 3.24 3.82 1.08 0.16 6.34 1.40 0.88 0.99
Long-Term Debt to EBITDA		 7.47 7.72 4.36 3.86 4.26 1.73 0.81 7.28 2.82 2.81 2.90
Debt to NOPAT		 14.11 14.81 7.45 5.70 6.50 3.18 1.40 10.14 3.93 3.93 3.71
Net Debt to NOPAT		 12.38 13.75 6.44 4.78 5.83 1.98 0.27 8.84 1.95 1.23 1.27
Long-Term Debt to NOPAT		 14.11 14.81 7.45 5.70 6.50 3.18 1.40 10.14 3.93 3.93 3.71
Noncontrolling Interest Sharing Ratio		 5.79% 4.97% 5.12% 5.19% 4.76% 4.50% 4.35% 3.73% 3.39% 3.19% 3.05%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 310 -85 1,246 26 -375 1,982 332 -9,933 3,359 715 -57
Operating Cash Flow to CapEx		 853.78% 1,016.17% 1,766.51% 1,449.19% 1,181.51% 1,864.16% 5,151.05% 4,693.81% 2,929.30% 4,829.92% 2,339.51%
Free Cash Flow to Firm to Interest Expense		 3.25 -0.82 10.62 0.17 -1.88 17.91 7.95 -39.66 2.60 0.45 -0.04
Operating Cash Flow to Interest Expense		 3.17 3.85 3.79 3.16 1.52 3.44 16.49 5.33 0.76 0.88 0.69
Operating Cash Flow Less CapEx to Interest Expense		 2.80 3.47 3.58 2.94 1.39 3.25 16.17 5.22 0.73 0.87 0.66
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.05 0.04 0.03 0.04
Fixed Asset Turnover		 7.18 7.37 7.90 9.33 6.28 4.73 5.68 7.80 6.17 6.19 6.91
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 5,303 5,595 4,605 4,939 5,697 3,935 4,012 14,590 12,099 12,153 13,212
Invested Capital Turnover		 0.17 0.18 0.21 0.25 0.23 0.24 0.31 0.27 0.20 0.21 0.23
Increase / (Decrease) in Invested Capital		 -105 292 -991 335 757 -1,761 77 10,578 -2,491 54 1,060
Enterprise Value (EV)		 5,245 6,855 5,846 5,562 6,486 3,931 4,852 13,590 10,367 10,632 11,651
Market Capitalization		 2,588 3,884 4,055 3,693 4,110 3,349 4,595 7,612 8,390 9,403 10,096
Book Value per Share		 $24.99 $26.21 $27.77 $29.72 $33.28 $34.25 $36.35 $44.67 $48.86 $51.63 $57.09
Tangible Book Value per Share		 $18.69 $19.98 $21.60 $23.61 $27.19 $28.04 $30.21 $29.07 $32.39 $32.94 $37.18
Total Capital		 5,303 5,595 4,605 4,939 5,697 3,935 4,012 14,590 12,099 12,153 13,212
Total Debt		 2,889 3,068 1,903 2,053 2,489 701 574 6,534 3,409 3,019 3,720
Total Long-Term Debt		 2,889 3,068 1,903 2,053 2,489 701 574 6,534 3,409 3,019 3,720
Net Debt		 2,534 2,848 1,646 1,723 2,231 438 112 5,694 1,693 945 1,271
Capital Expenditures (CapEx)		 35 39 25 32 26 20 13 28 33 29 45
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,889 3,068 1,903 2,053 2,489 701 574 6,534 3,409 3,019 3,720
Total Depreciation and Amortization (D&A)		 89 94 83 90 98 124 178 100 125 57 23
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.17 $2.17 $2.68 $3.83 $4.07 $2.35 $4.43 $3.72 $4.91 $4.38 $5.91
Adjusted Weighted Average Basic Shares Outstanding		 91.42M 92.02M 92.11M 92.29M 91.63M 90.29M 179.59M 174.01M 171.75M 171.35M 161.23M
Adjusted Diluted Earnings per Share		 $2.15 $2.16 $2.67 $3.81 $4.06 $2.35 $4.42 $3.72 $4.91 $4.37 $5.90
Adjusted Weighted Average Diluted Shares Outstanding		 91.42M 92.02M 92.11M 92.29M 91.63M 90.29M 179.59M 174.01M 171.75M 171.35M 161.23M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 91.42M 92.02M 92.11M 92.29M 91.63M 90.29M 179.59M 174.01M 171.75M 171.35M 161.23M
Normalized Net Operating Profit after Tax (NOPAT)		 205 207 255 360 383 221 409 644 868 769 1,003
Normalized NOPAT Margin		 22.69% 21.07% 24.19% 30.31% 30.85% 18.75% 33.39% 26.03% 32.73% 29.68% 34.59%
Pre Tax Income Margin		 33.00% 30.87% 33.51% 37.14% 39.24% 23.79% 43.60% 32.24% 40.90% 39.26% 43.46%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 3.12 2.93 3.02 2.97 2.44 2.53 12.79 3.19 0.84 0.64 0.83
NOPAT to Interest Expense		 2.15 2.00 2.18 2.43 1.92 1.99 9.79 2.57 0.67 0.48 0.66
EBIT Less CapEx to Interest Expense		 2.75 2.56 2.80 2.76 2.31 2.35 12.47 3.07 0.81 0.62 0.80
NOPAT Less CapEx to Interest Expense		 1.77 1.62 1.96 2.21 1.79 1.81 9.47 2.46 0.65 0.47 0.63
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 43.80% 47.13% 40.22% 34.08% 38.84% 69.28% 37.34% 40.59% 33.97% 37.88% 28.27%
Augmented Payout Ratio		 52.51% 58.25% 44.75% 37.45% 43.97% 103.98% 37.34% 94.25% 48.29% 48.63% 89.74%

Quarterly Metrics And Ratios for Webster Financial

This table displays calculated financial ratios and metrics derived from Webster Financial's official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - - - - 161,290,301.00 161,226,585.00 162,026,498.00
DEI Adjusted Shares Outstanding		 - - - - - - - - 161,290,301.00 161,226,585.00 162,026,498.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - 1.59 1.53 1.58
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -9.90% 0.16% -8.71% -4.41% 4.12% 5.65% 16.47% 13.12% 12.89% 4.41% 3.37%
EBITDA Growth		 -27.43% -3.53% -23.83% -17.57% 3.25% -6.51% 35.91% 29.61% 25.15% 11.80% 4.72%
EBIT Growth		 -29.23% -0.41% -22.86% -12.13% 16.01% -0.71% 40.97% 35.66% 24.84% 6.73% -0.03%
NOPAT Growth		 -24.25% -2.12% -22.70% -14.79% -4.11% 4.90% 42.51% 35.36% 43.91% 8.51% -0.80%
Net Income Growth		 -24.25% -2.12% -22.70% -14.79% -4.11% 4.90% 42.51% 35.36% 43.91% 8.51% -0.80%
EPS Growth		 -30.97% -0.81% -21.97% -14.06% -5.61% 5.69% 47.57% 40.00% 52.48% 15.38% 2.63%
Operating Cash Flow Growth		 -68.10% 13.71% -10.18% -89.39% 914.99% -61.06% 20.95% 726.98% -64.37% 204.30% 42.40%
Free Cash Flow Firm Growth		 125.90% 157.92% 502.51% -171.06% -95.36% -83.09% -142.66% 116.11% -747.97% -328.49% 29.00%
Invested Capital Growth		 -17.07% -24.95% -8.03% 18.74% 0.44% -4.23% 6.36% -0.35% 8.72% 15.93% 4.78%
Revenue Q/Q Growth		 -6.30% 5.08% -7.87% 5.37% 2.06% 6.63% 1.57% 2.34% 1.86% -1.39% 0.56%
EBITDA Q/Q Growth		 -19.49% 25.55% -20.84% 3.02% 0.83% 13.69% 15.08% -1.75% -2.64% 1.56% 7.79%
EBIT Q/Q Growth		 -20.41% 28.90% -19.64% 6.57% 5.08% 10.33% 14.09% 2.56% -3.30% -5.67% 6.86%
NOPAT Q/Q Growth		 -18.14% 16.68% -16.04% 6.25% -7.89% 27.65% 14.07% 0.92% -2.07% -3.75% 4.29%
Net Income Q/Q Growth		 -18.14% 16.68% -16.04% 6.25% -7.89% 27.65% 14.07% 0.92% -2.07% -3.75% 4.29%
EPS Q/Q Growth		 -16.41% 14.95% -16.26% 6.80% -8.18% 28.71% 16.92% 1.32% 0.00% -2.60% 4.00%
Operating Cash Flow Q/Q Growth		 -79.44% 177.49% -8.08% -79.77% 1,867.06% -89.35% 185.50% 38.32% -15.24% -9.09% 33.61%
Free Cash Flow Firm Q/Q Growth		 -0.37% 114.82% -72.80% -247.28% 106.50% 549.34% -168.62% 155.62% -361.44% -31.43% 78.68%
Invested Capital Q/Q Growth		 7.86% 8.97% -6.67% 4.29% -8.76% 7.84% 3.65% -2.28% -0.46% 10.02% -6.32%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 39.30% 46.95% 40.34% 39.44% 38.97% 41.55% 47.07% 45.19% 43.20% 44.49% 47.69%
EBIT Margin		 34.91% 42.82% 37.35% 37.78% 38.90% 40.25% 45.21% 45.31% 43.01% 41.14% 43.72%
Profit (Net Income) Margin		 29.20% 32.43% 29.55% 29.80% 26.89% 32.20% 36.16% 35.66% 34.28% 33.46% 34.70%
Tax Burden Percent		 83.66% 75.73% 79.12% 78.88% 69.14% 80.00% 79.98% 78.70% 79.70% 81.33% 79.37%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 16.34% 24.27% 20.88% 21.12% 30.86% 20.00% 20.02% 21.30% 20.30% 18.67% 20.63%
Return on Invested Capital (ROIC)		 5.80% 5.39% 5.75% 6.23% 5.75% 6.32% 7.49% 7.55% 7.84% 6.93% 7.37%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.80% 5.39% 5.75% 6.23% 5.75% 6.32% 7.49% 7.55% 7.84% 6.93% 7.37%
Return on Net Nonoperating Assets (RNNOA)		 3.45% 4.70% 3.22% 2.56% 2.07% 3.11% 3.39% 3.21% 2.84% 3.51% 3.37%
Return on Equity (ROE)		 9.25% 10.10% 8.97% 8.78% 7.82% 9.43% 10.88% 10.75% 10.67% 10.44% 10.74%
Cash Return on Invested Capital (CROIC)		 25.17% 33.91% 14.44% -10.81% 5.90% 10.14% 0.34% 7.30% -0.45% -7.53% 2.67%
Operating Return on Assets (OROA)		 1.27% 1.50% 1.28% 1.27% 1.31% 1.35% 1.55% 1.57% 1.53% 1.45% 1.54%
Return on Assets (ROA)		 1.06% 1.14% 1.02% 1.00% 0.90% 1.08% 1.24% 1.23% 1.22% 1.18% 1.22%
Return on Common Equity (ROCE)		 8.93% 9.76% 8.67% 8.50% 7.57% 9.13% 10.54% 10.43% 10.35% 10.13% 10.42%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 9.87% 9.19% 8.44% 0.00% 8.47% 9.17% 9.77% 0.00% 10.68% 10.45%
Net Operating Profit after Tax (NOPAT)		 185 216 182 193 178 227 259 261 256 246 257
NOPAT Margin		 29.20% 32.43% 29.55% 29.80% 26.89% 32.20% 36.16% 35.66% 34.28% 33.46% 34.70%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 40.18% 38.69% 40.90% 42.39% 40.05% 38.32% 37.77% 38.29% 38.83% 40.32% 40.51%
Operating Expenses to Revenue		 59.42% 50.36% 53.05% 53.88% 51.50% 48.76% 48.29% 48.69% 51.36% 51.52% 52.02%
Earnings before Interest and Taxes (EBIT)		 222 286 230 245 257 284 324 332 321 303 324
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 249 313 248 255 258 293 337 331 322 327 353
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.00 1.01 0.87 0.89 1.06 0.99 1.01 1.07 1.10 1.20 1.31
Price to Tangible Book Value (P/TBV)		 1.51 1.65 1.40 1.39 1.67 1.54 1.55 1.63 1.68 1.84 1.97
Price to Revenue (P/Rev)		 3.16 3.24 2.86 3.09 3.63 3.36 3.34 3.49 3.48 3.82 4.19
Price to Earnings (P/E)		 9.86 10.14 9.35 10.44 12.50 11.59 10.88 10.83 10.36 11.26 12.49
Dividend Yield		 3.28% 3.21% 3.70% 3.46% 2.92% 3.10% 2.95% 2.71% 2.56% 2.30% 2.09%
Earnings Yield		 10.15% 9.86% 10.70% 9.58% 8.00% 8.63% 9.20% 9.23% 9.66% 8.88% 8.01%
Enterprise Value to Invested Capital (EV/IC)		 0.86 0.90 0.79 0.69 0.87 0.80 0.78 0.82 0.88 0.94 1.01
Enterprise Value to Revenue (EV/Rev)		 3.91 4.62 3.90 3.56 4.10 4.00 3.90 3.85 4.02 4.86 4.88
Enterprise Value to EBITDA (EV/EBITDA)		 8.57 10.23 9.03 8.56 9.90 9.97 9.32 8.90 9.08 10.80 10.81
Enterprise Value to EBIT (EV/EBIT)		 9.56 11.32 9.97 9.31 10.45 10.35 9.61 9.06 9.25 11.13 11.27
Enterprise Value to NOPAT (EV/NOPAT)		 11.95 14.20 12.50 11.77 13.83 13.48 12.44 11.72 11.62 13.93 14.13
Enterprise Value to Operating Cash Flow (EV/OCF)		 10.59 12.16 10.30 15.21 7.57 8.37 8.18 6.64 11.01 11.37 10.55
Enterprise Value to Free Cash Flow (EV/FCFF)		 3.09 2.27 5.26 0.00 14.87 7.74 238.22 11.16 0.00 0.00 38.89
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.39 0.56 0.45 0.45 0.33 0.42 0.45 0.40 0.39 0.59 0.46
Long-Term Debt to Equity		 0.39 0.52 0.42 0.44 0.33 0.41 0.45 0.40 0.39 0.58 0.45
Financial Leverage		 0.59 0.87 0.56 0.41 0.36 0.49 0.45 0.43 0.36 0.51 0.46
Leverage Ratio		 8.73 8.86 8.83 8.77 8.64 8.71 8.75 8.72 8.76 8.83 8.79
Compound Leverage Factor		 8.73 8.86 8.83 8.77 8.64 8.71 8.75 8.72 8.76 8.83 8.79
Debt to Total Capital		 28.17% 36.07% 31.02% 30.94% 24.85% 29.77% 31.26% 28.71% 28.16% 36.98% 31.42%
Short-Term Debt to Total Capital		 0.00% 2.64% 1.88% 0.75% 0.00% 0.64% 0.00% 0.00% 0.00% 0.46% 0.52%
Long-Term Debt to Total Capital		 28.17% 33.43% 29.15% 30.19% 24.85% 29.13% 31.26% 28.71% 28.16% 36.52% 30.90%
Preferred Equity to Total Capital		 2.35% 2.08% 2.22% 2.13% 2.34% 2.17% 2.09% 2.14% 2.15% 1.87% 2.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 69.48% 61.85% 66.75% 66.93% 72.82% 68.07% 66.65% 69.15% 69.69% 61.15% 66.59%
Debt to EBITDA		 2.82 4.12 3.53 3.86 2.81 3.70 3.72 3.13 2.90 4.26 3.35
Net Debt to EBITDA		 1.40 2.83 2.16 0.87 0.88 1.32 1.10 0.61 0.99 2.09 1.31
Long-Term Debt to EBITDA		 2.82 3.81 3.32 3.77 2.81 3.62 3.72 3.13 2.90 4.21 3.30
Debt to NOPAT		 3.93 5.72 4.89 5.31 3.93 5.01 4.96 4.12 3.71 5.50 4.38
Net Debt to NOPAT		 1.95 3.93 3.00 1.19 1.23 1.78 1.46 0.81 1.27 2.70 1.72
Long-Term Debt to NOPAT		 3.93 5.30 4.60 5.18 3.93 4.90 4.96 4.12 3.71 5.43 4.31
Noncontrolling Interest Sharing Ratio		 3.39% 3.33% 3.32% 3.26% 3.19% 3.16% 3.13% 3.04% 3.05% 3.02% 2.97%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 2,676 4,765 1,296 -1,909 124 806 -553 308 -804 -1,841 -393
Operating Cash Flow to CapEx		 1,388.82% 4,818.69% 2,658.33% 452.13% 7,223.57% 1,141.74% 2,048.96% 3,067.70% 2,007.92% 3,153.29% 2,725.44%
Free Cash Flow to Firm to Interest Expense		 7.39 12.40 3.21 -4.61 0.32 2.23 -1.46 0.78 -2.08 -5.12 -1.03
Operating Cash Flow to Interest Expense		 0.24 0.63 0.55 0.11 2.31 0.26 0.71 0.94 0.82 0.80 1.01
Operating Cash Flow Less CapEx to Interest Expense		 0.23 0.62 0.53 0.09 2.27 0.24 0.68 0.91 0.78 0.78 0.98
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04
Fixed Asset Turnover		 6.17 6.21 6.15 6.09 6.19 6.22 6.49 6.71 6.91 6.89 6.94
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 12,099 13,684 12,771 13,319 12,153 13,105 13,583 13,273 13,212 15,192 14,233
Invested Capital Turnover		 0.20 0.17 0.19 0.21 0.21 0.20 0.21 0.21 0.23 0.21 0.21
Increase / (Decrease) in Invested Capital		 -2,491 -4,548 -1,115 2,102 54 -579 812 -46 1,060 2,087 649
Enterprise Value (EV)		 10,367 12,261 10,125 9,136 10,632 10,505 10,655 10,842 11,651 14,235 14,415
Market Capitalization		 8,390 8,586 7,414 7,928 9,403 8,833 9,120 9,810 10,096 11,192 12,382
Book Value per Share		 $48.86 $49.35 $49.71 $52.00 $51.63 $52.06 $53.82 $55.23 $57.09 $57.62 $58.49
Tangible Book Value per Share		 $32.39 $30.40 $30.81 $33.26 $32.94 $33.42 $34.89 $36.12 $37.18 $37.78 $38.81
Total Capital		 12,099 13,684 12,771 13,319 12,153 13,105 13,583 13,273 13,212 15,192 14,233
Total Debt		 3,409 4,936 3,962 4,121 3,019 3,901 4,246 3,810 3,720 5,619 4,472
Total Long-Term Debt		 3,409 4,574 3,723 4,021 3,019 3,817 4,246 3,810 3,720 5,549 4,398
Net Debt		 1,693 3,391 2,426 924 945 1,389 1,252 748 1,271 2,759 1,749
Capital Expenditures (CapEx)		 6.32 5.06 8.43 10 12 8.31 13 12 16 9.16 14
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 3,409 4,936 3,962 4,121 3,019 3,901 4,246 3,810 3,720 5,619 4,472
Total Depreciation and Amortization (D&A)		 28 28 18 11 0.47 9.17 13 -0.83 1.38 25 29
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.06 $1.23 $1.03 $1.10 $1.02 $1.30 $1.52 $1.55 $1.54 $1.50 $1.56
Adjusted Weighted Average Basic Shares Outstanding		 171.75M 171.49M 171.43M 171.41M 171.35M 168.23M 166.19M 161.29M 161.23M 162.03M 162.03M
Adjusted Diluted Earnings per Share		 $1.07 $1.23 $1.03 $1.10 $1.01 $1.30 $1.52 $1.54 $1.54 $1.50 $1.56
Adjusted Weighted Average Diluted Shares Outstanding		 171.75M 171.49M 171.43M 171.41M 171.35M 168.23M 166.19M 161.29M 161.23M 162.03M 162.03M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 171.75M 171.49M 171.43M 171.41M 171.35M 168.23M 166.19M 161.29M 161.23M 162.03M 162.03M
Normalized Net Operating Profit after Tax (NOPAT)		 185 216 182 193 178 227 259 261 256 246 257
Normalized NOPAT Margin		 29.20% 32.43% 29.55% 29.80% 26.89% 32.20% 36.16% 35.66% 34.28% 33.46% 34.70%
Pre Tax Income Margin		 34.91% 42.82% 37.35% 37.78% 38.90% 40.25% 45.21% 45.31% 43.01% 41.14% 43.72%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.61 0.74 0.57 0.59 0.67 0.79 0.85 0.84 0.83 0.84 0.85
NOPAT to Interest Expense		 0.51 0.56 0.45 0.47 0.46 0.63 0.68 0.66 0.66 0.68 0.67
EBIT Less CapEx to Interest Expense		 0.59 0.73 0.55 0.57 0.63 0.76 0.82 0.81 0.79 0.82 0.81
NOPAT Less CapEx to Interest Expense		 0.49 0.55 0.43 0.44 0.43 0.61 0.65 0.63 0.62 0.66 0.64
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 33.97% 33.98% 36.11% 37.64% 37.88% 37.36% 33.79% 31.01% 28.27% 27.34% 27.15%
Augmented Payout Ratio		 48.29% 50.74% 50.47% 48.30% 48.63% 66.84% 66.76% 73.16% 89.74% 67.81% 62.98%

Financials Breakdown Chart

Key Financial Trends

Webster Financial’s recent results show a generally stronger earnings and balance-sheet profile, although funding costs, investment activity and cash balances remain important risks. Net income attributable to common shareholders increased to $249.4 million in Q2 2026 from $229.8 million in Q3 2022, while diluted earnings per share rose to $1.56 from $1.31 over the same comparison. Results have remained profitable in every period provided, with Q2 2026 earnings improving from $239.3 million in Q1 2026.

Net interest income has gradually improved, reaching $632.7 million in Q2 2026 versus $551.0 million in Q3 2022. However, the latest quarter was slightly below Q1 2026’s $634.4 million, suggesting that recent earnings growth is steady rather than accelerating. Total revenue also increased from $664.6 million in Q3 2022 to $740.0 million in Q2 2026.

The balance sheet has expanded meaningfully. Net loans and leases grew to $57.1 billion in Q2 2026 from $47.2 billion in Q3 2022, while total assets increased from $69.1 billion to $85.9 billion. Deposits also grew to approximately $70.3 billion, compared with $54.0 billion in Q3 2022. Total equity rose from $7.8 billion to $9.8 billion during that period.

Credit trends have recently improved. Webster’s provision for credit losses declined to $31.5 million in Q2 2026 from $77.5 million in Q1 2025 and $54.0 million in Q1 2026. The allowance for loan losses was $723.8 million, or roughly 1.25% of gross loans, in Q2 2026. This remains a meaningful reserve, although investors should continue monitoring whether loan growth leads to higher charge-offs or provisions.

Cash flow from operating activities remained positive, rising to $385.8 million in Q2 2026 from $270.9 million in Q2 2025. Nevertheless, substantial purchases of investment securities produced negative investing cash flow, and total cash and equivalents declined by $137.7 million during Q2 2026. The company’s reported figures also include restated prior-period results, so comparisons should be interpreted with some caution.

  • Improving earnings power: Diluted EPS increased from $1.31 in Q3 2022 to $1.56 in Q2 2026, with common net income remaining above $239 million in each 2026 quarter provided.
  • Higher net interest income: Net interest income reached $632.7 million in Q2 2026, up from $551.0 million in Q3 2022, supported by growth in loans and earning assets.
  • Balance-sheet growth: Net loans rose approximately 21% from Q3 2022 to Q2 2026, while total assets expanded approximately 24% and total equity increased approximately 25%.
  • Lower recent credit-loss provisions: The provision for credit losses fell to $31.5 million in Q2 2026 from $77.5 million in Q1 2025, providing support for pretax income.
  • Stronger operating cash generation: Operating cash flow was positive in every period shown and reached $385.8 million in Q2 2026, exceeding the comparable Q2 2025 figure.
  • More diversified fee income: Non-interest income increased to $107.2 million in Q2 2026 from $90.4 million in Q3 2022, but the category has fluctuated considerably between quarters.
  • Improved accumulated other comprehensive income: AOCI improved to a loss of $447.7 million in Q2 2026 from a loss of $736.9 million in Q3 2022, although it remains a drag on reported equity.
  • Rising funding costs: Interest expense was $380.6 million in Q2 2026, well above $66.6 million in Q3 2022, reflecting the company’s larger and more expensive deposit and debt base.
  • Heavy investment-security purchases: Q2 2026 purchases of investment securities totaled $964.3 million, contributing to negative investing cash flow of $552.9 million.
  • Declining cash during the latest quarter: Cash and equivalents decreased by $137.7 million in Q2 2026, while non-interest-bearing deposits remained below 2022 levels, increasing Webster’s reliance on interest-bearing funding.
09/19/26 02:57 AM ETAI Generated. May Contain Errors.

Webster Financial Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Webster Financial's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Webster Financial's net income appears to be on an upward trend, with a most recent value of $1.00 billion in 2025, rising from $204.73 million in 2015. The previous period was $768.71 million in 2024. Find out what analysts predict for Webster Financial in the coming months.

Over the last 10 years, Webster Financial's total revenue changed from $902.40 million in 2015 to $2.90 billion in 2025, a change of 221.3%.

Webster Financial's total liabilities were at $74.58 billion at the end of 2025, a 6.7% increase from 2024, and a 235.5% increase since 2015.

In the past 10 years, Webster Financial's cash and equivalents has ranged from $137.39 million in 2021 to $429.32 million in 2023, and is currently $370.75 million as of their latest financial filing in 2025.

Over the last 10 years, Webster Financial's book value per share changed from 24.99 in 2015 to 57.09 in 2025, a change of 128.4%.


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Financial statements for NYSE:WBS last updated on 7/27/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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