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Hancock Whitney (HWC) Financials

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$66.14 +1.99 (+3.10%)
Closing price 04:00 PM Eastern
Extended Trading
$66.18 +0.04 (+0.06%)
As of 07:49 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
Annual Income Statements for Hancock Whitney

Annual Income Statements for Hancock Whitney

This table shows Hancock Whitney's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2020 2021 2022 2023 2024 2025
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders
176 131 149 216 324 -45 463 524 393 461 486
Consolidated Net Income / (Loss)
176 131 149 216 324 -45 463 524 393 461 486
Net Income / (Loss) Continuing Operations
176 131 149 216 324 -45 463 524 393 461 486
Total Pre-Tax Income
242 170 187 308 382 -125 568 659 490 574 612
Total Revenue
883 862 910 1,060 1,134 1,267 1,298 1,381 1,386 1,446 1,515
Net Interest Income / (Expense)
655 625 659 792 849 943 933 1,050 1,098 1,082 1,109
Total Interest Income
693 680 732 901 1,028 1,058 982 1,137 1,620 1,693 1,615
Loans and Leases Interest Income
602 584 626 773 879 910 828 942 1,381 1,454 1,358
Investment Securities Interest Income
91 95 106 128 149 148 154 195 240 239 257
Total Interest Expense
38 54 73 108 179 115 49 87 523 611 506
Deposits Interest Expense
23 34 49 77 131 88 26 58 444 574 470
Short-Term Borrowings Interest Expense
2.36 1.08 4.07 16 36 10 6.02 16 67 24 24
Long-Term Debt Interest Expense
13 20 20 16 13 17 17 12 12 12 12
Total Non-Interest Income
228 237 251 268 285 324 364 331 288 364 406
Service Charges on Deposit Accounts
- - - 220 242 268 289 278 282 304 339
Other Service Charges
175 176 178 40 44 56 75 54 71 60 68
Other Non-Interest Income
-12 -5.75 -5.92 - -25 0.49 - -0.09 -65 - -0.01
Provision for Credit Losses
34 73 111 59 36 603 -77 -28 59 52 51
Total Non-Interest Expense
607 620 612 693 716 789 807 751 837 820 852
Salaries and Employee Benefits
328 334 355 392 405 464 482 461 461 469 475
Net Occupancy & Equipment Expense
112 116 114 129 138 160 165 171 188 193 200
Other Operating Expenses
140 146 124 149 151 145 143 105 176 148 166
Amortization Expense
27 24 20 22 22 20 17 14 12 9.41 9.95
Income Tax Expense
66 38 38 93 58 -80 105 135 98 113 126
Basic Earnings per Share
$2.10 $1.64 $1.87 $2.49 $3.72 ($0.54) $5.23 $6.00 $4.51 $5.30 $5.70
Weighted Average Basic Shares Outstanding
81.80M 78.20M 77.85M 84.70M 85.36M 86.53M 86.82M 86.07M 86.13M 86.35M 84.91M
Diluted Earnings per Share
$2.10 $1.64 $1.87 $2.48 $3.72 ($0.54) $5.22 $5.98 $4.50 $5.28 $5.67
Weighted Average Diluted Shares Outstanding
82.03M 78.31M 77.95M 84.96M 85.52M 86.53M 87.03M 86.39M 86.42M 86.65M 85.44M
Weighted Average Basic & Diluted Shares Outstanding
81.80M 80.20M 79.80M 86.60M 87M 86.75M - 85.98M 86.35M 86.13M 81.66M
Cash Dividends to Common per Share
$0.96 $0.96 $0.96 $0.96 $1.02 $1.08 $1.08 $1.08 $1.20 $1.50 $1.80

Quarterly Income Statements for Hancock Whitney

This table shows Hancock Whitney's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders
98 51 109 115 116 122 120 114 127 126 47
Consolidated Net Income / (Loss)
98 51 109 115 116 122 120 114 127 126 47
Net Income / (Loss) Continuing Operations
98 51 109 115 116 122 120 114 127 126 47
Total Pre-Tax Income
122 62 133 145 145 151 149 145 160 158 59
Total Revenue
355 308 354 360 368 365 365 375 386 389 293
Net Interest Income / (Expense)
269 269 266 270 272 274 270 277 280 282 285
Total Interest Income
416 427 422 428 429 414 395 403 409 408 401
Loans and Leases Interest Income
359 365 364 370 370 350 332 339 345 342 332
Investment Securities Interest Income
56 62 58 57 60 64 63 64 64 66 70
Total Interest Expense
147 157 156 157 158 141 125 126 129 126 116
Deposits Interest Expense
131 146 147 145 147 135 121 118 118 114 104
Short-Term Borrowings Interest Expense
13 8.13 4.97 9.44 7.42 2.54 1.85 4.87 8.20 8.78 8.89
Long-Term Debt Interest Expense
3.06 3.06 3.06 3.06 3.06 3.07 3.06 2.99 2.98 2.78 2.88
Total Non-Interest Income
86 39 88 89 96 91 95 99 106 107 7.48
Service Charges on Deposit Accounts
71 72 75 76 77 76 78 84 89 88 89
Other Service Charges
15 32 13 13 19 15 17 15 17 19 17
Other Non-Interest Income
- - - - - - 0.00 - - - -99
Provision for Credit Losses
28 17 13 8.72 19 12 10 15 13 13 13
Total Non-Interest Expense
205 229 208 206 204 202 205 216 213 218 221
Salaries and Employee Benefits
116 114 121 119 116 114 114 117 122 123 127
Net Occupancy & Equipment Expense
48 48 46 49 49 49 49 52 49 50 50
Other Operating Expenses
38 64 38 36 37 38 40 45 39 42 41
Amortization Expense
2.81 2.67 2.53 2.39 2.29 2.21 2.11 2.52 2.69 2.62 2.55
Income Tax Expense
24 12 25 30 30 28 30 31 33 33 11
Basic Earnings per Share
$1.12 $0.59 $1.25 $1.31 $1.33 $1.41 $1.38 $1.32 $1.50 $1.50 $0.58
Weighted Average Basic Shares Outstanding
86.13M 86.13M 86.52M 86.51M 86.23M 86.35M 86.09M 85.58M 84.87M 84.91M 81.67M
Diluted Earnings per Share
$1.12 $0.58 $1.24 $1.31 $1.33 $1.40 $1.38 $1.32 $1.49 $1.48 $0.57
Weighted Average Diluted Shares Outstanding
86.44M 86.42M 86.73M 86.77M 86.56M 86.65M 86.46M 85.94M 85.45M 85.44M 82.26M
Weighted Average Basic & Diluted Shares Outstanding
86.15M 86.35M 86.63M 86.35M 86.06M 86.13M 85.64M 84.75M 83.61M 81.66M 81.16M
Cash Dividends to Common per Share
$0.30 $0.30 $0.30 $0.40 $0.40 $0.40 $0.45 $0.45 $0.45 $0.45 $0.50

Annual Cash Flow Statements for Hancock Whitney

This table details how cash moves in and out of Hancock Whitney's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2020 2021 2022 2023 2024 2025
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents
8.02 -53 69 14 -3.58 94 -125 163 -3.26 14 -12
Net Cash From Operating Activities
352 236 344 411 449 355 586 842 495 626 542
Net Cash From Continuing Operating Activities
352 236 344 411 449 355 586 846 495 626 542
Net Income / (Loss) Continuing Operations
176 131 149 216 324 -45 463 524 393 461 486
Consolidated Net Income / (Loss)
176 131 149 216 324 -45 463 524 393 461 486
Provision For Loan Losses
34 73 111 59 36 603 -77 -28 59 52 51
Depreciation Expense
30 29 28 28 27 30 29 32 35 32 27
Amortization Expense
56 51 55 58 55 63 67 50 28 23 23
Non-Cash Adjustments to Reconcile Net Income
38 45 -16 46 19 -32 0.23 -40 59 -10 23
Changes in Operating Assets and Liabilities, net
19 -93 17 4.40 -11 -264 104 309 -78 67 -69
Net Cash From Investing Activities
-1,910 -2,276 -1,321 -895 -847 -3,177 -3,225 662 -295 275 -314
Net Cash From Continuing Investing Activities
-1,910 -2,276 -1,321 -895 -847 -3,177 -3,225 662 -295 275 -314
Purchase of Property, Leasehold Improvements and Equipment
-20 -24 -19 -20 -51 -38 -24 -29 -25 -10 -19
Purchase of Investment Securities
-2,156 -3,708 -2,518 -2,361 -2,384 -4,918 -4,673 -3,662 -2,376 -535 -1,410
Sale of Property, Leasehold Improvements and Equipment
12 14 7.45 - - - 1.91 0.06 33 6.14 0.00
Sale and/or Maturity of Investments
254 1,441 1,209 1,010 1,446 1,779 1,470 4,354 2,072 814 1,114
Net Cash From Financing Activities
1,566 1,988 1,046 498 394 2,916 2,514 -1,341 -203 -887 -239
Net Cash From Continuing Financing Activities
1,566 1,988 1,046 498 394 2,916 2,514 -1,341 -203 -887 -239
Net Change in Deposits
1,212 1,776 1,075 900 680 3,894 2,768 -1,396 620 -197 -213
Issuance of Debt
515 274 6.84 0.17 21 -881 20 5.63 -716 -516 378
Issuance of Common Equity
0.00 0.00 261 3.22 3.41 4.16 3.87 3.58 3.82 4.12 4.44
Repurchase of Common Equity
-48 -96 0.00 0.00 -8.27 -13 -22 -59 0.00 -38 -247
Payment of Dividends
-80 -77 -77 -83 -89 -96 -96 -94 -105 -131 -154
Other Financing Activities, Net
2.49 -3.04 -1.03 0.21 -7.46 7.58 -6.87 -7.16 -5.68 -9.36 -8.30
Cash Interest Paid
38 51 70 109 175 121 50 80 488 636 511
Cash Income Taxes Paid
24 32 30 45 7.28 17 123 135 102 66 103

Quarterly Cash Flow Statements for Hancock Whitney

This table details how cash moves in and out of Hancock Whitney's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents
-22 20 -147 87 69 5.03 -65 2.16 2.08 48 -7.47
Net Cash From Operating Activities
188 93 167 105 162 192 104 126 159 153 114
Net Cash From Continuing Operating Activities
188 93 167 105 162 192 104 126 159 153 114
Net Income / (Loss) Continuing Operations
98 51 109 115 116 122 120 114 127 126 47
Consolidated Net Income / (Loss)
98 51 109 115 116 122 120 114 127 126 47
Provision For Loan Losses
28 17 13 8.72 19 12 10 15 13 13 13
Depreciation Expense
8.67 8.54 8.18 8.19 8.16 7.77 7.79 7.23 6.11 6.19 6.28
Amortization Expense
7.37 4.82 5.95 5.86 5.62 5.70 5.52 5.89 5.88 5.74 6.03
Non-Cash Adjustments to Reconcile Net Income
-7.69 60 -7.92 -3.00 1.90 -1.01 16 5.80 -4.65 5.73 101
Changes in Operating Assets and Liabilities, net
53 -48 39 -30 13 45 -55 -22 11 -3.37 -60
Net Cash From Investing Activities
-258 856 120 -91 271 -26 291 -400 -539 334 -123
Net Cash From Continuing Investing Activities
-258 856 120 -91 271 -26 291 -400 -539 334 -123
Purchase of Property, Leasehold Improvements and Equipment
-6.30 -0.45 -2.27 -1.31 -3.92 -2.74 -3.95 -3.81 -3.82 -7.14 -5.93
Purchase of Investment Securities
-444 -445 -207 -93 -117 -118 0.23 -727 -391 -135 -1,596
Sale and/or Maturity of Investments
192 1,268 329 2.96 392 89 295 331 -144 476 1,479
Net Cash From Financing Activities
48 -929 -433 72 -365 -161 -460 277 382 -438 1.03
Net Cash From Continuing Financing Activities
48 -929 -433 72 -365 -161 -460 277 382 -438 1.03
Net Change in Deposits
277 -630 86 -575 -218 510 -298 -148 -387 620 -198
Issuance of Common Equity
0.92 0.96 0.90 1.12 1.08 1.03 1.08 1.13 1.14 1.09 1.21
Repayment of Debt
- - -487 696 -98 -111 - - - - 343
Repurchase of Common Equity
- - 0.00 - -15 -7.88 -21 -39 -40 -147 -95
Payment of Dividends
-26 -26 -27 -35 -35 -35 -40 -39 -38 -37 -42
Other Financing Activities, Net
-0.05 -2.36 -6.56 -0.24 -0.08 -2.48 -6.39 -0.24 -0.13 -1.54 -9.02

Annual Balance Sheets for Hancock Whitney

This table presents Hancock Whitney's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2014 2015 2016 2017 2018 2019 2021 2022 2023 2024 2025
Period end date 12/31/2014 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets
20,747 22,834 23,975 27,336 28,236 30,601 36,531 35,184 35,579 35,082 35,473
Cash and Due from Banks
356 304 373 387 383 432 - 564 561 575 563
Federal Funds Sold
1.37 0.88 0.94 0.23 0.52 0.27 0.46 0.73 0.44 0.41 0.23
Interest Bearing Deposits at Other Banks
802 565 77 92 111 110 3,830 323 627 939 132
Trading Account Securities
3,847 4,484 5,051 5,928 5,699 6,299 8,646 8,435 7,626 7,619 8,128
Loans and Leases, Net of Allowance
13,767 15,522 16,523 18,787 19,832 21,022 21,134 22,806 23,614 22,981 23,651
Loans and Leases
13,895 15,703 16,752 19,004 20,026 21,213 21,134 23,114 23,922 23,299 23,958
Allowance for Loan and Lease Losses
129 181 229 217 195 191 - 308 308 319 308
Premises and Equipment, Net
398 377 362 334 354 380 350 329 302 280 261
Goodwill
621 621 621 746 791 855 855 855 855 855 925
Intangible Assets
133 108 88 91 96 107 70 56 45 35 67
Other Assets
822 852 880 972 970 1,395 1,319 1,814 1,948 1,797 1,745
Total Liabilities & Shareholders' Equity
20,747 22,834 23,975 27,336 28,236 30,601 36,531 35,184 35,579 35,082 35,473
Total Liabilities
18,275 20,420 21,256 24,451 25,155 27,133 32,736 31,841 31,775 30,954 31,013
Non-Interest Bearing Deposits
5,949 7,283 7,668 8,316 8,511 8,786 14,393 13,655 11,076 10,618 10,389
Interest Bearing Deposits
10,628 11,073 11,766 13,946 14,651 15,028 16,073 15,425 18,660 18,895 18,905
Short-Term Debt
1,152 1,424 1,225 1,704 1,589 2,715 1,665 1,871 1,155 639 1,017
Long-Term Debt
374 490 436 306 225 233 244 242 236 211 199
Other Long-Term Liabilities
172 151 160 180 178 371 360 648 649 592 502
Total Equity & Noncontrolling Interests
2,472 2,413 2,720 2,885 3,081 3,468 3,361 3,343 3,804 4,128 4,460
Total Preferred & Common Equity
2,472 2,413 2,720 2,885 3,081 3,468 3,670 3,343 3,804 4,128 4,460
Preferred Stock
- - - - 0.00 0.00 - 0.00 0.00 0.00 0.00
Total Common Equity
2,472 2,413 2,720 2,885 3,081 3,468 3,361 3,343 3,804 4,128 4,460
Common Stock
1,957 1,716 1,990 2,011 2,018 2,046 1,756 2,026 2,049 2,029 1,801
Retained Earnings
723 778 851 1,009 1,244 1,476 1,659 2,088 2,376 2,705 3,036
Accumulated Other Comprehensive Income / (Loss)
-50 -81 -121 -134 -181 -55 -54 -772 -621 -606 -376

Quarterly Balance Sheets for Hancock Whitney

This table presents Hancock Whitney's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets
34,567 37,547 36,210 36,298 35,247 35,412 35,238 34,751 35,213 35,766 35,542
Cash and Due from Banks
590 - 564 541 414 501 570 510 513 515 556
Federal Funds Sold
0.44 0.71 0.51 0.47 0.41 0.39 0.42 0.39 0.37 0.25 0.21
Interest Bearing Deposits at Other Banks
261 2,287 674 817 439 581 795 841 604 911 223
Trading Account Securities
8,366 8,414 8,252 7,932 7,576 7,563 7,794 7,722 7,899 8,024 8,091
Loans and Leases, Net of Allowance
22,279 23,405 23,475 23,677 23,657 23,595 23,138 22,780 23,149 23,283 23,681
Loans and Leases
22,586 23,405 23,790 23,984 23,971 23,912 23,456 23,098 23,462 23,597 23,992
Allowance for Loan and Lease Losses
306 - 314 306 314 316 317 318 313 314 311
Premises and Equipment, Net
347 324 327 310 296 289 285 276 263 260 261
Goodwill
855 855 855 855 855 855 855 855 925 925 925
Intangible Assets
59 53 50 47 42 40 37 33 72 70 65
Other Assets
1,809 1,704 2,013 2,117 1,967 1,987 1,762 1,733 1,787 1,778 1,740
Total Liabilities & Shareholders' Equity
34,567 37,547 36,210 36,298 35,247 35,412 35,238 34,751 35,213 35,766 35,542
Total Liabilities
31,387 33,994 32,656 32,797 31,394 31,492 31,063 30,472 30,847 31,292 31,123
Non-Interest Bearing Deposits
14,297 12,860 12,207 11,679 10,846 10,669 10,526 10,633 10,656 10,323 10,359
Interest Bearing Deposits
14,660 16,753 17,872 18,694 18,974 18,559 18,483 18,580 18,408 18,354 18,737
Short-Term Debt
1,543 3,519 1,630 1,426 668 1,364 1,266 543 1,045 1,892 1,360
Long-Term Debt
236 242 236 236 236 236 236 211 211 211 194
Other Long-Term Liabilities
650 619 711 762 669 663 551 506 528 513 472
Total Equity & Noncontrolling Interests
3,180 3,531 3,554 3,501 3,853 3,921 4,175 4,279 4,365 4,474 4,420
Total Preferred & Common Equity
3,180 3,531 3,554 3,501 3,853 3,921 4,175 4,279 4,365 4,474 4,420
Preferred Stock
0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity
3,180 3,531 3,554 3,501 3,853 3,921 4,175 4,279 4,365 4,474 4,420
Common Stock
2,025 2,030 2,037 2,045 2,049 2,042 2,033 2,009 1,976 1,943 1,703
Retained Earnings
1,968 2,189 2,280 2,351 2,458 2,537 2,618 2,785 2,859 2,948 3,042
Accumulated Other Comprehensive Income / (Loss)
-813 -687 -763 -895 -654 -658 -475 -515 -470 -416 -325

Annual Metrics And Ratios for Hancock Whitney

This table displays calculated financial ratios and metrics derived from Hancock Whitney's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding
- - - - - - - - - - 83,613,122.00
DEI Adjusted Shares Outstanding
- - - - - - - - - - 83,613,122.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - - - - - 5.81
Growth Metrics
- - - - - - - - - - -
Profitability Metrics
- - - - - - - - - - -
Valuation Ratios
- - - - - - - - - - -
Leverage & Solvency
- - - - - - - - - - -
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Efficiency Ratios
- - - - - - - - - - -
Capital & Investment Metrics
- - - - - - - - - - -
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$1.64 $1.87 $2.49 $3.72 $3.72 ($0.54) $0.00 $6.00 $4.51 $5.30 $5.70
Adjusted Weighted Average Basic Shares Outstanding
77.50M 77.85M 84.70M 85.36M 86.49M 86.53M 0.00 86.07M 86.13M 86.35M 84.91M
Adjusted Diluted Earnings per Share
$1.64 $1.87 $2.48 $3.72 $3.72 ($0.54) $0.00 $5.98 $4.50 $5.28 $5.67
Adjusted Weighted Average Diluted Shares Outstanding
77.50M 77.95M 84.96M 85.52M 86.60M 86.53M 0.00 86.39M 86.42M 86.65M 85.44M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
77.50M 84.26M 85.25M 85.69M 87.24M 86.75M 0.00 85.98M 86.35M 86.13M 81.66M
Debt Service Ratios
- - - - - - - - - - -
Payout Ratios
- - - - - - - - - - -

Quarterly Metrics And Ratios for Hancock Whitney

This table displays calculated financial ratios and metrics derived from Hancock Whitney's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding
- - - - - - - - - 83,613,122.00 81,662,941.00
DEI Adjusted Shares Outstanding
- - - - - - - - - 83,613,122.00 81,662,941.00
DEI Earnings Per Adjusted Shares Outstanding
- - - - - - - - - 1.50 0.58
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-2.85% -17.22% -3.09% 0.69% 3.51% 18.27% 3.02% 4.42% 4.92% - -19.76%
EBITDA Growth
-27.61% -61.70% -15.84% -3.01% 15.18% 116.73% 10.19% -0.76% 8.36% - -56.28%
EBIT Growth
-28.53% -65.37% -15.84% -1.70% 19.03% 141.57% 11.88% -0.20% 10.38% - -60.63%
NOPAT Growth
-27.81% -64.81% -14.12% -2.75% 18.25% 141.24% 10.03% -0.90% 10.29% - -60.32%
Net Income Growth
-27.81% -64.81% -14.12% -2.75% 18.25% 141.24% 10.03% -0.90% 10.29% - -60.32%
EPS Growth
-27.74% -64.85% -14.48% -2.96% 18.75% 141.38% 11.29% 0.76% 12.03% - -58.70%
Operating Cash Flow Growth
-0.28% -44.38% 94.06% -18.45% -13.45% 106.32% -37.49% 19.76% -2.27% - 9.78%
Free Cash Flow Firm Growth
-113.23% -20.59% 242.06% 101.27% -277.01% 8.95% -105.81% -0.78% -93.87% - -477.09%
Invested Capital Growth
4.10% -4.79% -34.96% 1.86% 9.95% -4.19% 5.77% 1.81% 15.85% - 18.72%
Revenue Q/Q Growth
-0.54% -13.17% 14.79% 1.58% 2.24% -0.79% -0.02% 2.96% 2.73% - -24.83%
EBITDA Q/Q Growth
-15.73% -45.20% 94.87% 7.77% 0.08% 3.12% -0.92% -2.94% 9.27% - -58.27%
EBIT Q/Q Growth
-17.19% -48.94% 113.99% 8.65% 0.27% 3.62% -0.89% -3.08% 10.90% - -62.90%
NOPAT Q/Q Growth
-17.03% -48.23% 114.64% 5.47% 0.89% 5.63% -2.11% -5.00% 12.27% - -62.24%
Net Income Q/Q Growth
-17.03% -48.23% 114.64% 5.47% 0.89% 5.63% -2.11% -5.00% 12.27% - -62.24%
EPS Q/Q Growth
-17.04% -48.21% 113.79% 5.65% 1.53% 5.26% -1.43% -4.35% 12.88% - -61.49%
Operating Cash Flow Q/Q Growth
45.74% -50.54% 79.51% -36.98% 54.67% 17.90% -45.61% 20.75% 26.22% - -25.25%
Free Cash Flow Firm Q/Q Growth
90.24% 395.12% 755.02% -99.48% -2,998.27% 185.29% -145.62% 108.80% -5,762.84% - -55.80%
Invested Capital Q/Q Growth
-4.74% 0.61% -8.42% 16.05% 2.83% -12.33% 1.10% 11.70% 17.00% - 5.23%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
38.87% 24.53% 41.65% 44.19% 43.26% 44.96% 44.55% 42.00% 44.67% - 24.27%
EBIT Margin
34.36% 20.20% 37.66% 40.28% 39.51% 41.26% 40.90% 38.50% 41.57% - 20.07%
Profit (Net Income) Margin
27.52% 16.41% 30.68% 31.86% 31.43% 33.47% 32.77% 30.24% 33.04% - 16.20%
Tax Burden Percent
80.09% 81.21% 81.46% 79.08% 79.56% 81.10% 80.11% 78.53% 79.50% - 80.75%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% - 100.00%
Effective Tax Rate
19.91% 18.79% 18.54% 20.92% 20.44% 18.90% 19.89% 21.47% 20.50% - 19.25%
Return on Invested Capital (ROIC)
7.88% 4.27% 6.99% 8.02% 8.06% 9.52% 9.75% 7.99% 8.04% - 4.25%
ROIC Less NNEP Spread (ROIC-NNEP)
7.88% 4.27% 6.99% 8.02% 8.06% 9.52% 9.75% 7.99% 8.04% - 4.25%
Return on Net Nonoperating Assets (RNNOA)
4.06% 2.09% 4.44% 3.72% 3.32% 2.69% 1.99% 2.75% 3.35% - 1.13%
Return on Equity (ROE)
11.94% 6.36% 11.42% 11.74% 11.38% 12.20% 11.74% 10.75% 11.39% - 5.38%
Cash Return on Invested Capital (CROIC)
5.58% 12.28% 48.57% 4.95% -2.30% 13.34% 4.03% 6.66% -6.81% - -9.59%
Operating Return on Assets (OROA)
1.41% 0.79% 1.42% 1.55% 1.54% 1.69% 1.70% 1.61% 1.75% - 0.82%
Return on Assets (ROA)
1.13% 0.64% 1.16% 1.23% 1.22% 1.37% 1.36% 1.26% 1.39% - 0.67%
Return on Common Equity (ROCE)
11.94% 6.36% 11.42% 11.74% 11.38% 12.20% 11.74% 10.75% 11.39% - 5.38%
Return on Equity Simple (ROE_SIMPLE)
13.88% 0.00% 9.73% 9.48% 9.33% 0.00% 11.02% 10.78% 10.79% - 9.37%
Net Operating Profit after Tax (NOPAT)
98 51 109 115 116 122 120 114 127 - 47
NOPAT Margin
27.52% 16.41% 30.68% 31.86% 31.43% 33.47% 32.77% 30.24% 33.04% - 16.20%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
SG&A Expenses to Revenue
46.25% 52.53% 47.32% 46.60% 44.88% 44.48% 44.77% 44.83% 44.31% - 60.56%
Operating Expenses to Revenue
57.62% 74.30% 58.67% 57.29% 55.44% 55.47% 56.23% 57.52% 55.15% - 75.43%
Earnings before Interest and Taxes (EBIT)
122 62 133 145 145 151 149 145 160 - 59
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
138 76 147 159 159 164 162 158 172 - 71
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.88 1.07 1.02 1.06 1.06 1.14 1.06 1.13 1.19 - 1.18
Price to Tangible Book Value (P/TBV)
1.19 1.40 1.33 1.37 1.35 1.45 1.33 1.46 1.53 - 1.51
Price to Revenue (P/Rev)
2.13 2.93 2.86 3.01 3.18 3.26 3.10 3.34 3.56 - 3.60
Price to Earnings (P/E)
6.36 10.34 10.49 11.15 11.35 10.22 9.58 10.44 11.00 - 12.54
Dividend Yield
3.26% 2.55% 2.63% 2.72% 2.74% 2.74% 3.15% 2.96% 2.80% - 2.91%
Earnings Yield
15.72% 9.67% 9.53% 8.97% 8.81% 9.79% 10.44% 9.57% 9.09% - 7.97%
Enterprise Value to Invested Capital (EV/IC)
0.66 0.82 0.84 0.84 0.80 0.81 0.78 0.90 0.91 - 1.00
Enterprise Value to Revenue (EV/Rev)
2.34 3.08 2.90 3.38 3.28 2.80 2.69 3.43 4.01 - 4.14
Enterprise Value to EBITDA (EV/EBITDA)
5.03 7.71 7.58 8.96 8.42 6.43 6.08 7.86 9.11 - 10.45
Enterprise Value to EBIT (EV/EBIT)
5.58 8.70 8.56 10.08 9.38 7.05 6.64 8.57 9.90 - 11.43
Enterprise Value to NOPAT (EV/NOPAT)
6.98 10.86 10.63 12.55 11.70 8.78 8.31 10.74 12.40 - 14.42
Enterprise Value to Operating Cash Flow (EV/OCF)
5.96 8.61 6.91 8.44 8.64 6.46 6.96 8.65 10.31 - 10.81
Enterprise Value to Free Cash Flow (EV/FCFF)
12.02 6.52 1.36 17.22 0.00 5.96 19.87 13.63 0.00 - 0.00
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.47 0.37 0.23 0.41 0.36 0.21 0.18 0.29 0.47 - 0.35
Long-Term Debt to Equity
0.07 0.06 0.06 0.06 0.06 0.05 0.05 0.05 0.05 - 0.04
Financial Leverage
0.52 0.49 0.63 0.46 0.41 0.28 0.20 0.34 0.42 - 0.27
Leverage Ratio
10.61 9.90 9.86 9.58 9.32 8.91 8.61 8.52 8.21 - 8.08
Compound Leverage Factor
10.61 9.90 9.86 9.58 9.32 8.91 8.61 8.52 8.21 - 8.08
Debt to Total Capital
32.19% 26.78% 19.00% 28.99% 26.46% 17.07% 14.97% 22.34% 31.96% - 26.02%
Short-Term Debt to Total Capital
27.62% 22.23% 14.04% 24.70% 22.30% 12.84% 10.79% 18.59% 28.76% - 22.77%
Long-Term Debt to Total Capital
4.58% 4.55% 4.97% 4.28% 4.16% 4.23% 4.18% 3.75% 3.20% - 3.24%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Common Equity to Total Capital
67.81% 73.22% 81.00% 71.01% 73.54% 82.93% 85.03% 77.66% 68.04% - 73.98%
Debt to EBITDA
2.46 2.52 1.72 3.08 2.78 1.35 1.17 1.95 3.20 - 2.72
Net Debt to EBITDA
0.45 0.37 0.10 1.00 0.25 -1.06 -0.93 0.22 1.03 - 1.36
Long-Term Debt to EBITDA
0.35 0.43 0.45 0.45 0.44 0.33 0.33 0.33 0.32 - 0.34
Debt to NOPAT
3.42 3.54 2.41 4.31 3.86 1.84 1.60 2.67 4.36 - 3.75
Net Debt to NOPAT
0.62 0.52 0.14 1.39 0.35 -1.44 -1.27 0.29 1.40 - 1.87
Long-Term Debt to NOPAT
0.49 0.60 0.63 0.64 0.61 0.46 0.45 0.45 0.44 - 0.47
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% - 0.00%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
-106 312 2,666 14 -398 340 -155 14 -772 - -894
Operating Cash Flow to CapEx
2,980.03% 20,495.81% 7,332.64% 8,012.36% 4,148.88% 6,998.87% 2,636.85% 3,304.52% 4,156.73% - 1,930.00%
Free Cash Flow to Firm to Interest Expense
-0.72 1.98 17.14 0.09 -2.53 2.41 -1.24 0.11 -5.97 - -7.70
Operating Cash Flow to Interest Expense
1.28 0.59 1.07 0.67 1.03 1.36 0.83 1.00 1.23 - 0.98
Operating Cash Flow Less CapEx to Interest Expense
1.24 0.59 1.06 0.66 1.01 1.34 0.80 0.97 1.20 - 0.93
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 - 0.04
Fixed Asset Turnover
4.42 4.40 4.43 4.47 4.67 4.97 5.09 5.33 5.47 - 5.38
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
5,163 5,195 4,758 5,521 5,677 4,977 5,032 5,621 6,577 - 5,974
Invested Capital Turnover
0.29 0.26 0.23 0.25 0.26 0.28 0.30 0.26 0.24 - 0.26
Increase / (Decrease) in Invested Capital
203 -261 -2,557 101 514 -218 274 100 900 - 942
Enterprise Value (EV)
3,393 4,264 3,982 4,661 4,556 4,044 3,919 5,054 5,983 - 5,968
Market Capitalization
3,090 4,061 3,931 4,144 4,418 4,709 4,517 4,916 5,307 - 5,193
Book Value per Share
$40.65 $44.15 $44.54 $45.26 $48.35 $47.96 $49.68 $50.97 $52.79 - $54.12
Tangible Book Value per Share
$30.17 $33.70 $34.16 $34.92 $38.01 $37.61 $39.36 $39.32 $41.05 - $42.00
Total Capital
5,163 5,195 4,758 5,521 5,677 4,977 5,032 5,621 6,577 - 5,974
Total Debt
1,662 1,391 904 1,600 1,502 850 753 1,256 2,102 - 1,554
Total Long-Term Debt
236 236 236 236 236 211 211 211 211 - 194
Net Debt
303 203 51 518 137 -665 -598 138 676 - 775
Capital Expenditures (CapEx)
6.30 0.45 2.27 1.31 3.92 2.74 3.95 3.81 3.82 - 5.93
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00
Net Nonoperating Obligations (NNO)
1,662 1,391 904 1,600 1,502 850 753 1,256 2,102 - 1,554
Total Depreciation and Amortization (D&A)
16 13 14 14 14 13 13 13 12 - 12
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$1.12 $0.59 $1.25 $1.31 $1.33 $1.41 $1.38 $1.32 $1.50 $1.50 $0.58
Adjusted Weighted Average Basic Shares Outstanding
86.13M 86.13M 86.52M 86.51M 86.23M 86.35M 86.09M 85.58M 84.87M 84.91M 81.67M
Adjusted Diluted Earnings per Share
$1.12 $0.58 $1.24 $1.31 $1.33 $1.40 $1.38 $1.32 $1.49 $1.48 $0.57
Adjusted Weighted Average Diluted Shares Outstanding
86.44M 86.42M 86.73M 86.77M 86.56M 86.65M 86.46M 85.94M 85.45M 85.44M 82.26M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
86.15M 86.35M 86.63M 86.35M 86.06M 86.13M 85.64M 84.75M 83.61M 81.66M 81.16M
Normalized Net Operating Profit after Tax (NOPAT)
98 51 109 115 116 122 120 114 127 - 47
Normalized NOPAT Margin
27.52% 16.41% 30.68% 31.86% 31.43% 33.47% 32.77% 30.24% 33.04% - 16.20%
Pre Tax Income Margin
34.36% 20.20% 37.66% 40.28% 39.51% 41.26% 40.90% 38.50% 41.57% - 20.07%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
0.83 0.40 0.86 0.92 0.92 1.07 1.19 1.15 1.24 - 0.51
NOPAT to Interest Expense
0.67 0.32 0.70 0.73 0.73 0.87 0.95 0.90 0.99 - 0.41
EBIT Less CapEx to Interest Expense
0.79 0.39 0.84 0.91 0.90 1.05 1.16 1.12 1.21 - 0.45
NOPAT Less CapEx to Interest Expense
0.62 0.32 0.68 0.72 0.71 0.85 0.92 0.87 0.96 - 0.36
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
21.01% 26.67% 28.03% 30.62% 31.42% 28.39% 30.51% 31.38% 31.35% - 37.75%
Augmented Payout Ratio
21.01% 26.67% 28.03% 34.55% 39.07% 36.57% 42.90% 49.06% 53.75% - 115.23%

Financials Breakdown Chart

Key Financial Trends

Hancock Whitney (HWC) has shown improving performance in 2024–2025 across key metrics, following a trough in 2023. Below are the top year-over-year trend points drawn from the latest four years of quarterly cash flow, income statement, and balance sheet data.

  • Total revenue in Q4 2025 was 389.301 million, up from 364.765 million in Q4 2024 (approx. +6.7% YoY).
  • Net income from continuing operations in Q4 2025 rose to 125.572 million vs 50.603 million in Q4 2024 restated; a strong YoY improvement.
  • Net interest income grew to 282.170 million in Q4 2025 from 269.460 million in Q4 2024 (+4.8%).
  • Total non-interest income increased to 107.131 million in Q4 2025 from 94.791 million in Q4 2024 (+12.8%).
  • Net cash from continuing operating activities rose to 153.006 million in Q4 2025 from 125.803 million in Q4 2024 (+21.6%).
  • Total assets remained in a healthy range around the mid-to-high 35 billions over 2024–2025, indicating a stable balance sheet (roughly 35.2–35.8B range).
  • Total deposits hovered around the high 28 billions during 2024–2025, supporting lending activity (example: deposits near 28.9B in mid-2025).
  • Diluted earnings per share in Q4 2025 was 1.48, roughly flat to Q4 2024 (1.49), suggesting earnings per share stability despite quarterly mix shifts.
  • Cash dividends per share remained at 0.45 in Q4 2025, indicating a stable dividend policy.
  • Provision for credit losses rose to 13.145 million in Q4 2025 versus 11.912 million in Q4 2024, signaling a modest uptick in reserves for potential loan losses.
05/18/26 11:28 PM ETAI Generated. May Contain Errors.

Hancock Whitney Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Hancock Whitney's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Hancock Whitney's net income appears to be on an upward trend, with a most recent value of $486.07 million in 2025, rising from $175.72 million in 2014. The previous period was $460.82 million in 2024. See where experts think Hancock Whitney is headed by visiting Hancock Whitney's forecast page.

Over the last 10 years, Hancock Whitney's total revenue changed from $882.69 million in 2014 to $1.52 billion in 2025, a change of 71.7%.

Hancock Whitney's total liabilities were at $31.01 billion at the end of 2025, a 0.2% increase from 2024, and a 69.7% increase since 2014.

In the past 10 years, Hancock Whitney's cash and equivalents has ranged from $0.00 in 2021 to $574.91 million in 2024, and is currently $563.00 million as of their latest financial filing in 2025.



Financial statements for NASDAQ:HWC last updated on 5/8/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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