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Fulton Financial (FULT) Financials

Fulton Financial logo
$20.94 +0.29 (+1.40%)
Closing price 04:00 PM Eastern
Extended Trading
$21.04 +0.11 (+0.50%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Fulton Financial

Annual Income Statements for Fulton Financial

This table shows Fulton Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 - - 172 208 226 176 265 277 274 278 381
Consolidated Net Income / (Loss)		 - - 172 208 226 178 275 287 284 289 392
Net Income / (Loss) Continuing Operations		 - - 172 208 226 178 275 287 284 289 392
Total Pre-Tax Income 		- - 234 233 264 202 334 347 349 345 486
Total Revenue		 - - 783 826 865 859 937 1,009 1,082 1,236 1,313
Net Interest Income / (Expense)		 - - 575 630 648 629 664 782 854 960 1,036
Total Interest Income		 - - 669 759 825 743 723 865 1,273 1,582 1,617
Loans and Leases Interest Income		 - - 605 684 739 658 639 759 1,156 1,395 1,396
Investment Securities Interest Income		 - - 59 68 77 79 80 98 102 137 187
Other Interest Income		 - - 5.07 6.19 9.25 5.50 5.00 8.11 15 51 34
Total Interest Expense		 - - 94 128 177 114 60 83 419 622 581
Deposits Interest Expense		 - - 58 88 132 70 30 44 292 522 515
Long-Term Debt Interest Expense		 - - 33 32 31 41 30 36 96 97 66
Federal Funds Purchased and Securities Sold Interest Expense		 - - - - - 0.54 0.00 2.97 30 2.88 0.01
Total Non-Interest Income		 - - 208 196 216 229 274 227 228 276 277
Net Realized & Unrealized Capital Gains on Investments		 - - 9.07 0.04 216 3.05 34 -0.03 -0.73 -20 -0.00
Other Non-Interest Income		 - - 199 195 - 226 240 227 228 296 277
Provision for Credit Losses		 - - 23 47 33 77 -15 28 54 72 36
Total Non-Interest Expense		 - - 526 546 568 579 618 634 679 820 792
Salaries and Employee Benefits		 - - 290 303 312 324 329 357 377 433 444
Net Occupancy & Equipment Expense		 - - 101 106 111 115 124 130 139 165 159
Marketing Expense		 - - - - 9.85 5.13 5.28 6.89 9.00 8.96 9.29
Property & Liability Insurance Claims		 - - 11 11 7.78 8.87 11 13 26 24 20
Other Operating Expenses		 - - 112 114 115 123 115 115 125 134 136
Amortization Expense		 - - 11 11 7.45 0.53 0.59 1.73 2.94 18 22
Restructuring Charge		 - - - - - 0.00 0.00 10 0.00 38 1.18
Income Tax Expense		 - - 63 25 38 24 59 60 64 56 94
Preferred Stock Dividends Declared		 - - - 0.00 0.00 2.14 10 10 10 10 10
Basic Earnings per Share		 - - $0.98 $1.19 $1.36 $1.08 $1.63 $1.69 $1.66 $1.59 $2.10
Weighted Average Basic Shares Outstanding		 173.62M 174.10M 175.29M 169.88M 164.29M 162.46M 160.52M 166.96M 162.02M 182.20M 180.01M
Diluted Earnings per Share		 - - $0.98 $1.18 $1.35 $1.08 $1.62 $1.67 $1.64 $1.57 $2.08
Weighted Average Diluted Shares Outstanding		 173.62M 174.10M 175.29M 169.88M 164.29M 162.46M 160.52M 166.96M 162.02M 182.20M 180.01M
Weighted Average Basic & Diluted Shares Outstanding		 173.62M 174.10M 175.29M 169.88M 164.29M 162.46M 160.52M 166.96M 162.02M 182.20M 180.01M
Cash Dividends to Common per Share		 $0.38 $0.41 $0.47 $0.52 $0.56 $0.56 $0.64 $0.66 $0.64 $0.69 $0.73

Quarterly Income Statements for Fulton Financial

This table shows Fulton Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 70 62 59 92 61 66 90 97 98 96 92
Consolidated Net Income / (Loss)		 72 64 62 95 63 69 93 99 100 99 95
Net Income / (Loss) Continuing Operations		 72 64 62 95 63 69 93 99 100 99 95
Total Pre-Tax Income 		89 81 76 103 80 86 115 123 128 120 117
Total Revenue		 270 271 264 335 318 320 318 324 335 336 332
Net Interest Income / (Expense)		 214 212 207 242 258 254 251 255 264 266 262
Total Interest Income		 330 338 340 401 428 414 400 403 411 403 390
Loans and Leases Interest Income		 302 309 311 353 373 358 345 347 356 349 339
Investment Securities Interest Income		 25 25 25 32 36 43 46 48 48 46 43
Other Interest Income		 3.37 3.46 3.33 16 18 13 9.17 8.20 7.56 8.81 7.75
Total Interest Expense		 117 126 133 159 170 161 149 148 147 137 128
Deposits Interest Expense		 84 97 104 131 145 142 131 129 130 124 116
Long-Term Debt Interest Expense		 16 43 16 15 14 52 12 13 11 30 7.04
Federal Funds Purchased and Securities Sold Interest Expense		 8.95 6.32 2.39 0.49 0.00 0.00 0.00 0.01 0.00 0.00 0.00
Other Interest Expense		 7.76 - 11 12 10 - 6.02 5.66 5.82 - 5.19
Total Non-Interest Income		 56 59 57 93 60 66 67 69 70 70 70
Net Realized & Unrealized Capital Gains on Investments		 0.00 -61 57 -20 -0.00 - -0.00 0.00 0.00 - 0.00
Other Non-Interest Income		 56 - - 113 60 66 67 69 70 70 70
Provision for Credit Losses		 9.94 9.81 11 32 12 17 14 8.61 10 2.95 14
Total Non-Interest Expense		 171 181 178 199 226 217 189 193 197 213 200
Salaries and Employee Benefits		 97 97 95 111 119 108 104 107 111 122 110
Net Occupancy & Equipment Expense		 35 36 38 43 44 40 41 39 38 41 41
Marketing Expense		 1.91 3.55 1.91 2.10 2.25 2.69 2.52 2.60 2.47 1.69 2.33
Property & Liability Insurance Claims		 4.74 11 6.10 6.70 5.11 5.92 5.60 4.95 5.09 4.54 4.25
Other Operating Expenses		 32 32 36 19 35 43 30 34 34 37 35
Amortization Expense		 0.60 0.60 0.57 4.69 6.29 6.28 6.27 5.46 5.37 5.37 5.35
Restructuring Charge		 0.00 - 0.00 14 14 9.64 0.38 0.00 0.00 0.80 2.64
Income Tax Expense		 17 17 14 8.20 16 18 22 23 27 21 22
Preferred Stock Dividends Declared		 2.56 2.56 2.56 2.56 2.56 2.56 2.56 2.56 2.56 2.56 2.56
Basic Earnings per Share		 $0.42 $0.39 $0.36 $0.53 $0.33 $0.37 $0.50 $0.53 $0.54 $0.53 $0.51
Weighted Average Basic Shares Outstanding		 - 162.02M 181.76M 181.91M 182.03M 182.20M 181.79M 182.10M 180.59M 180.01M 191.13M
Diluted Earnings per Share		 $0.42 $0.37 $0.36 $0.52 $0.33 $0.36 $0.49 $0.53 $0.53 $0.53 $0.51
Weighted Average Diluted Shares Outstanding		 - 162.02M 181.76M 181.91M 182.03M 182.20M 181.79M 182.10M 180.59M 180.01M 191.13M
Weighted Average Basic & Diluted Shares Outstanding		 - 162.02M 181.76M 181.91M 182.03M 182.20M 181.79M 182.10M 180.59M 180.01M 191.13M
Cash Dividends to Common per Share		 $0.16 $0.17 $0.17 $0.17 $0.17 $0.18 $0.18 $0.18 $0.18 $0.19 $0.19

Annual Cash Flow Statements for Fulton Financial

This table details how cash moves in and out of Fulton Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 -4.58 21 50 44 72 1,330 -209 -957 -132 514 -2.26
Net Cash From Operating Activities		 178 226 288 297 128 157 338 595 363 417 304
Net Cash From Continuing Operating Activities		 178 226 288 297 128 157 338 595 363 417 304
Net Income / (Loss) Continuing Operations		 150 162 172 208 226 178 275 287 284 289 392
Consolidated Net Income / (Loss)		 150 162 172 208 226 178 275 287 284 289 392
Provision For Loan Losses		 2.25 13 23 47 33 77 -15 28 54 72 36
Depreciation Expense		 28 27 28 28 28 29 29 30 30 39 28
Amortization Expense		 8.16 35 48 49 44 14 18 15 15 -19 -24
Non-Cash Adjustments to Reconcile Net Income		 16 2.29 34 -4.20 -8.21 -65 -38 -53 -22 -57 7.27
Changes in Operating Assets and Liabilities, net		 -26 -13 -17 -31 -196 -75 68 287 1.97 93 -135
Net Cash From Investing Activities		 -818 -1,038 -1,135 -741 -893 -2,499 -210 -1,536 -809 1,629 -82
Net Cash From Continuing Investing Activities		 -818 -1,038 -1,135 -741 -893 -2,499 -210 -1,536 -809 -407 -82
Purchase of Investment Securities		 -1,455 -1,717 -1,738 -1,122 -1,922 -3,239 -1,194 -2,429 -1,234 -3,153 -935
Sale and/or Maturity of Investments		 637 679 602 381 1,029 740 984 893 425 2,694 842
Other Investing Activities, net		 - - - - - - - 0.00 0.00 51 11
Net Cash From Financing Activities		 636 833 897 487 838 3,672 -338 -16 314 -1,532 -225
Net Cash From Continuing Financing Activities		 636 833 897 487 838 3,672 -338 -16 314 -1,532 -225
Net Change in Deposits		 765 881 785 579 1,018 3,445 734 -1,456 888 480 460
Issuance of Debt		 516 260 299 187 613 375 -213 1,630 -379 -1,951 -485
Issuance of Common Equity		 11 16 8.54 6.74 6.36 7.38 7.44 7.88 3.16 271 7.71
Repayment of Debt		 -540 -237 -115 -100 -596 -218 -711 -81 -5.00 -169 0.00
Repurchase of Common Equity		 -50 -19 0.00 -95 -111 -40 -44 0.00 -77 -30 -66
Payment of Dividends		 -65 -69 -80 -90 -92 -91 -112 -116 -116 -132 -141
Cash Interest Paid		 91 83 94 127 179 112 63 80 394 659 595
Cash Income Taxes Paid		 13 16 6.54 14 9.19 16 28 33 25 29 113

Quarterly Cash Flow Statements for Fulton Financial

This table details how cash moves in and out of Fulton Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -84 129 -192 1,039 44 -377 -33 -226 9.53 247 1.30
Net Cash From Operating Activities		 203 -57 153 168 -32 128 0.70 92 116 96 115
Net Cash From Continuing Operating Activities		 203 -57 153 168 -32 128 0.70 92 116 96 115
Net Income / (Loss) Continuing Operations		 72 64 62 95 63 69 93 99 100 99 95
Consolidated Net Income / (Loss)		 72 64 62 95 63 69 93 99 100 99 95
Provision For Loan Losses		 9.94 9.81 11 32 12 17 14 8.61 10 2.95 14
Depreciation Expense		 7.54 7.84 7.80 7.88 7.12 16 7.22 7.06 6.95 7.04 6.79
Amortization Expense		 3.60 3.39 1.33 5.11 6.37 6.50 6.68 6.19 5.70 -42 5.62
Non-Cash Adjustments to Reconcile Net Income		 -5.19 6.52 5.12 -67 -13 -21 -3.53 -19 -14 44 -7.00
Changes in Operating Assets and Liabilities, net		 115 -149 66 95 -108 40 -117 -10 6.53 -15 0.09
Net Cash From Investing Activities		 -94 -11 -300 2,485 -357 -198 -74 -196 65 122 -188
Net Cash From Continuing Investing Activities		 -94 -11 -300 2,485 -357 -198 -74 -196 65 122 -188
Purchase of Investment Securities		 -134 -230 -327 52 -484 -356 -206 -406 -98 -225 -447
Sale and/or Maturity of Investments		 39 220 27 2,382 127 158 120 211 164 347 259
Other Investing Activities, net		 - - 0.00 - - - 11 - - - 0.00
Net Cash From Financing Activities		 -193 197 -45 -1,614 434 -306 40 -122 -172 29 75
Net Cash From Continuing Financing Activities		 -193 197 -45 -1,614 434 -306 40 -122 -172 29 75
Net Change in Deposits		 215 116 204 -295 592 -23 200 -191 194 257 179
Issuance of Debt		 -349 122 -192 - -127 -79 -125 117 -302 -175 -45
Issuance of Common Equity		 1.48 0.67 1.00 269 0.41 -0.02 1.55 2.35 1.97 1.84 2.10
Repurchase of Common Equity		 -30 -6.12 -30 - - - -0.55 -15 -31 -20 -25
Payment of Dividends		 -30 -30 -29 -35 -32 -36 -35 -35 -35 -35 -37
Cash Interest Paid		 114 118 141 136 182 199 153 147 152 143 127
Cash Income Taxes Paid		 8.23 1.90 6.76 13 1.43 8.38 7.68 45 18 42 1.49

Annual Balance Sheets for Fulton Financial

This table presents Fulton Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 17,915 18,944 20,037 20,682 21,886 25,907 25,796 26,932 27,572 32,072 32,118
Cash and Due from Banks		 101 119 108 103 132 120 172 127 300 279 271
Interest Bearing Deposits at Other Banks		 230 234 294 342 386 1,727 1,466 555 249 785 790
Trading Account Securities		 2,485 2,559 2,548 2,714 2,905 3,424 4,204 3,975 3,681 4,832 4,850
Loans and Leases, Net of Allowance		 13,670 14,531 15,598 16,005 16,674 18,623 18,076 20,010 -293 -379 -364
Allowance for Loan and Lease Losses		 169 169 170 161 164 278 249 269 293 379 364
Premises and Equipment, Net		 226 218 223 235 240 231 220 225 223 196 175
Intangible Assets		 532 532 532 532 535 537 538 561 561 635 613
Other Assets		 655 724 703 751 1,014 1,243 1,119 1,478 22,851 25,724 25,783
Total Liabilities & Shareholders' Equity		 17,915 18,944 20,037 20,682 21,886 25,907 25,796 26,932 27,572 32,072 32,118
Total Liabilities		 15,873 16,823 17,807 18,435 19,544 23,290 23,084 24,352 24,812 28,874 28,628
Non-Interest Bearing Deposits		 3,948 4,376 4,437 4,310 4,453 6,531 7,371 7,006 5,314 5,500 5,256
Interest Bearing Deposits		 10,184 10,637 11,360 12,066 12,941 14,308 14,203 13,643 16,224 20,630 21,333
Federal Funds Purchased and Securities Sold		 197 279 220 - - - 0.00 191 240 0.00 0.00
Short-Term Debt		 300 263 398 755 883 630 - - - - 680
Accrued Interest Payable		 11 9.63 9.32 11 8.83 10 7.00 10 35 32 17
Long-Term Debt		 950 929 1,038 992 882 1,296 1,038 2,680 2,248 1,782 618
Other Long-Term Liabilities		 283 330 344 301 376 514 465 821 752 931 724
Total Equity & Noncontrolling Interests		 2,042 2,121 2,230 2,248 2,342 2,617 2,713 2,580 2,760 3,197 3,490
Total Preferred & Common Equity		 2,042 2,121 2,230 2,248 2,342 2,617 2,713 2,580 2,760 3,197 3,490
Preferred Stock		 - - - - 0.00 193 193 193 193 193 193
Total Common Equity		 2,042 2,121 2,230 2,248 2,342 2,424 2,520 2,387 2,567 3,004 3,298
Common Stock		 1,998 2,017 2,031 2,044 2,056 2,066 2,080 2,103 2,117 2,404 2,421
Retained Earnings		 642 732 822 946 1,079 1,121 1,282 1,451 1,619 1,776 2,025
Treasury Stock		 -576 -590 -589 -683 -793 -828 -870 -782 -857 -887 -949
Accumulated Other Comprehensive Income / (Loss)		 -22 -38 -33 -59 -0.14 65 27 -385 -312 -288 -199

Quarterly Balance Sheets for Fulton Financial

This table presents Fulton Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 26,146 27,112 27,375 27,643 31,770 32,186 32,132 32,040 31,995 32,237
Cash and Due from Banks		 143 129 304 248 333 297 389 362 307 312
Interest Bearing Deposits at Other Banks		 385 438 116 110 1,063 1,144 642 442 507 751
Trading Account Securities		 3,951 3,957 3,719 3,794 4,211 4,563 5,087 5,116 5,065 4,874
Loans and Leases, Net of Allowance		 0.00 0.00 -293 -298 -376 -376 -380 -377 -376 -367
Allowance for Loan and Lease Losses		 - - 293 298 376 376 380 377 376 367
Premises and Equipment, Net		 221 216 216 214 181 172 187 184 179 169
Intangible Assets		 561 564 561 560 648 642 629 624 618 608
Other Assets		 20,883 21,809 22,752 23,016 25,710 25,745 25,578 25,689 25,695 25,892
Total Liabilities & Shareholders' Equity		 26,146 27,112 27,375 27,643 31,770 32,186 32,132 32,040 31,995 32,237
Total Liabilities		 23,675 24,493 24,808 24,885 28,668 28,982 28,858 28,711 28,581 28,732
Non-Interest Bearing Deposits		 7,373 6,403 5,575 5,087 5,609 5,502 5,436 5,338 5,136 5,335
Interest Bearing Deposits		 14,004 14,913 15,846 16,655 19,950 20,650 20,893 20,800 21,196 21,433
Federal Funds Purchased and Securities Sold		 136 525 544 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Short-Term Debt		 484 635 556 860 893 566 540 606 654 685
Accrued Interest Payable		 5.74 12 27 26 49 37 27 28 23 18
Long-Term Debt		 805 1,287 1,270 1,436 1,286 1,486 1,117 1,167 818 568
Other Long-Term Liabilities		 868 718 990 821 881 741 845 772 754 694
Total Equity & Noncontrolling Interests		 2,471 2,619 2,567 2,758 3,102 3,204 3,274 3,329 3,414 3,505
Total Preferred & Common Equity		 2,471 2,619 2,567 2,758 3,102 3,204 3,274 3,329 3,414 3,505
Preferred Stock		 193 193 193 193 193 193 193 193 193 193
Total Common Equity		 2,278 2,426 2,374 2,565 2,909 3,011 3,081 3,136 3,221 3,312
Common Stock		 2,098 2,107 2,114 2,119 2,396 2,400 2,407 2,411 2,416 2,425
Retained Earnings		 1,407 1,492 1,585 1,651 1,713 1,742 1,833 1,897 1,962 2,083
Treasury Stock		 -783 -821 -852 -886 -889 -888 -887 -900 -931 -973
Accumulated Other Comprehensive Income / (Loss)		 -443 -351 -473 -319 -311 -243 -272 -272 -228 -222

Annual Metrics And Ratios for Fulton Financial

This table displays calculated financial ratios and metrics derived from Fulton Financial's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 180,593,797.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 180,593,797.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 2.17
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 0.00% 0.00% 0.00% 5.44% 4.67% -0.69% 9.19% 7.60% 7.26% 14.24% 6.23%
EBITDA Growth		 -85.19% 74.57% 397.64% -0.27% 8.65% -27.25% 55.77% 2.88% 0.31% 2.39% 34.56%
EBIT Growth		 -100.00% 0.00% 0.00% -0.63% 13.31% -23.39% 65.28% 3.82% 0.49% -1.17% 40.90%
NOPAT Growth		 -100.00% 0.00% 0.00% 21.33% 8.61% -21.34% 54.74% 4.17% -0.94% 1.57% 35.63%
Net Income Growth		 0.00% 0.00% 0.00% 21.33% 8.61% -21.34% 54.74% 4.17% -0.94% 1.57% 35.63%
EPS Growth		 0.00% 0.00% 0.00% 20.41% 14.41% -20.00% 50.00% 3.09% -1.80% -4.27% 32.48%
Operating Cash Flow Growth		 -15.74% 27.33% 27.29% 3.15% -56.97% 23.22% 115.04% 75.77% -38.97% 14.76% -26.91%
Free Cash Flow Firm Growth		 -47.80% -112.76% -744.40% 33.31% 194.42% -326.69% 514.01% -214.45% 143.90% -40.92% 83.94%
Invested Capital Growth		 -4.85% 0.65% 10.64% 8.97% 2.82% 10.61% -17.44% 40.24% -4.80% -0.57% -3.85%
Revenue Q/Q Growth		 0.00% 0.00% 0.00% 0.74% 0.24% 0.31% 1.33% 5.30% -0.81% 4.06% 1.27%
EBITDA Q/Q Growth		 -84.44% 65.39% 240.43% 2.28% -3.95% -10.58% 14.69% 4.10% -4.01% 4.37% -4.69%
EBIT Q/Q Growth		 -100.00% 0.00% 0.00% 1.04% -3.13% 0.57% 7.84% 5.08% -4.45% 1.54% 7.49%
NOPAT Q/Q Growth		 -100.00% 0.00% 0.00% 13.07% -4.35% 1.73% 4.18% 7.47% -5.82% 1.53% 8.40%
Net Income Q/Q Growth		 0.00% 0.00% 0.00% 13.07% -4.35% 1.73% 4.18% 7.47% -5.82% 1.53% 8.40%
EPS Q/Q Growth		 0.00% 0.00% 0.00% 13.46% -2.17% 0.00% 3.85% 7.05% -5.75% -0.63% 8.90%
Operating Cash Flow Q/Q Growth		 -10.41% 21.53% -3.36% -2.66% 18.62% 35.02% -24.33% 11.68% -27.23% 80.12% -9.49%
Free Cash Flow Firm Q/Q Growth		 -54.93% -126.38% 12.52% -495.10% 78.52% -7.74% 39.36% -502.88% -86.79% 106.38% -20.32%
Invested Capital Q/Q Growth		 -4.07% -1.11% 3.06% 7.65% 5.76% 5.70% -1.20% 39.90% 0.00% -5.27% -2.00%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 0.00% 0.00% 39.66% 37.51% 38.94% 28.53% 40.70% 38.91% 36.39% 32.61% 37.34%
EBIT Margin		 0.00% 0.00% 29.93% 28.21% 30.53% 23.55% 35.65% 34.40% 32.23% 27.88% 36.98%
Profit (Net Income) Margin		 0.00% 0.00% 21.93% 25.23% 26.18% 20.74% 29.39% 28.45% 26.27% 23.36% 29.82%
Tax Burden Percent		 0.00% 0.00% 73.26% 89.45% 85.74% 88.04% 82.42% 82.70% 81.52% 83.78% 80.65%
Interest Burden Percent		 0.00% 0.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 0.00% 0.00% 26.74% 10.55% 14.26% 11.96% 17.58% 17.30% 18.48% 16.22% 19.35%
Return on Invested Capital (ROIC)		 0.00% 0.00% 4.92% 5.44% 5.59% 4.12% 6.64% 6.37% 5.54% 5.78% 8.02%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 0.00% 4.92% 5.44% 5.59% 4.12% 6.64% 6.37% 5.54% 5.78% 8.02%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 0.00% 2.97% 3.87% 4.28% 3.06% 3.70% 4.48% 5.11% 3.91% 3.69%
Return on Equity (ROE)		 0.00% 0.00% 7.89% 9.31% 9.86% 7.18% 10.34% 10.84% 10.65% 9.69% 11.71%
Cash Return on Invested Capital (CROIC)		 4.97% -0.65% -5.18% -3.15% 2.81% -5.96% 25.75% -27.13% 10.45% 6.35% 11.94%
Operating Return on Assets (OROA)		 0.00% 0.00% 1.20% 1.14% 1.24% 0.85% 1.29% 1.32% 1.28% 1.16% 1.51%
Return on Assets (ROA)		 0.00% 0.00% 0.88% 1.02% 1.06% 0.75% 1.07% 1.09% 1.04% 0.97% 1.22%
Return on Common Equity (ROCE)		 0.00% 0.00% 7.89% 9.31% 9.86% 6.90% 9.59% 10.05% 9.88% 9.07% 11.04%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 0.00% 7.70% 9.27% 9.66% 6.80% 10.16% 11.12% 10.30% 9.03% 11.22%
Net Operating Profit after Tax (NOPAT)		 0.00 0.00 172 208 226 178 275 287 284 289 392
NOPAT Margin		 0.00% 0.00% 21.93% 25.23% 26.18% 20.74% 29.39% 28.45% 26.27% 23.36% 29.82%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 0.00% 0.00% 49.98% 49.57% 50.07% 51.77% 48.90% 49.00% 48.55% 49.10% 46.62%
Operating Expenses to Revenue		 0.00% 0.00% 67.09% 66.12% 65.67% 67.49% 65.90% 62.82% 62.78% 66.32% 60.30%
Earnings before Interest and Taxes (EBIT)		 0.00 0.00 234 233 264 202 334 347 349 345 486
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 36 62 311 310 337 245 382 392 394 403 490
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.81 1.15 1.08 0.96 1.00 0.73 0.98 1.08 1.01 1.17 1.06
Price to Tangible Book Value (P/TBV)		 1.09 1.53 1.42 1.26 1.30 0.94 1.24 1.42 1.29 1.48 1.30
Price to Revenue (P/Rev)		 0.00 0.00 3.07 2.61 2.71 2.07 2.62 2.56 2.40 2.84 2.66
Price to Earnings (P/E)		 0.00 0.00 14.01 10.36 10.36 10.12 9.27 9.34 9.48 12.60 9.15
Dividend Yield		 4.01% 2.92% 3.42% 4.24% 3.92% 5.10% 4.20% 4.28% 4.04% 3.58% 3.78%
Earnings Yield		 0.00% 0.00% 7.14% 9.65% 9.66% 9.88% 10.78% 10.71% 10.55% 7.94% 10.92%
Enterprise Value to Invested Capital (EV/IC)		 0.78 0.99 0.94 0.87 0.87 0.45 0.55 0.91 0.90 0.89 0.82
Enterprise Value to Revenue (EV/Rev)		 0.00 0.00 4.39 4.19 4.15 2.39 2.19 4.73 4.15 3.58 2.98
Enterprise Value to EBITDA (EV/EBITDA)		 71.75 52.48 11.07 11.17 10.67 8.38 5.38 12.17 11.40 10.97 7.99
Enterprise Value to EBIT (EV/EBIT)		 0.00 0.00 14.67 14.85 13.60 10.15 6.14 13.76 12.87 12.83 8.07
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 0.00 20.03 16.60 15.87 11.52 7.45 16.64 15.79 15.31 10.01
Enterprise Value to Operating Cash Flow (EV/OCF)		 14.45 14.49 11.95 11.66 28.12 13.04 6.06 8.03 12.37 10.61 12.87
Enterprise Value to Free Cash Flow (EV/FCFF)		 15.30 0.00 0.00 0.00 31.56 0.00 1.92 0.00 8.37 13.94 6.72
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.61 0.56 0.64 0.78 0.75 0.74 0.38 1.04 0.81 0.56 0.37
Long-Term Debt to Equity		 0.47 0.44 0.47 0.44 0.38 0.50 0.38 1.04 0.81 0.56 0.37
Financial Leverage		 0.67 0.59 0.60 0.71 0.77 0.74 0.56 0.70 0.92 0.68 0.46
Leverage Ratio		 8.68 8.85 8.96 9.09 9.27 9.64 9.70 9.96 10.21 10.01 9.60
Compound Leverage Factor		 0.00 0.00 8.96 9.09 9.27 9.64 9.70 9.96 10.21 10.01 9.60
Debt to Total Capital		 37.97% 35.98% 39.17% 43.74% 42.97% 42.40% 27.68% 50.95% 44.88% 35.79% 27.10%
Short-Term Debt to Total Capital		 9.13% 7.93% 10.84% 18.89% 21.50% 13.87% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 28.85% 28.05% 28.33% 24.84% 21.47% 28.53% 27.68% 50.95% 44.88% 35.79% 27.10%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 4.25% 5.14% 3.67% 3.85% 3.87% 4.03%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 62.03% 64.02% 60.83% 56.26% 57.03% 53.35% 67.18% 45.38% 51.27% 60.34% 68.87%
Debt to EBITDA		 34.95 19.10 4.62 5.64 5.24 7.87 2.72 6.83 5.71 4.42 2.65
Net Debt to EBITDA		 25.68 13.45 3.33 4.20 3.70 0.32 -1.57 5.09 4.31 1.78 0.48
Long-Term Debt to EBITDA		 26.55 14.89 3.34 3.20 2.62 5.29 2.72 6.83 5.71 4.42 2.65
Debt to NOPAT		 0.00 0.00 8.36 8.38 7.80 10.82 3.77 9.34 7.91 6.17 3.31
Net Debt to NOPAT		 0.00 0.00 6.02 6.24 5.51 0.44 -2.18 6.96 5.97 2.49 0.60
Long-Term Debt to NOPAT		 0.00 0.00 6.05 4.76 3.90 7.28 3.77 9.34 7.91 6.17 3.31
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 3.89% 7.24% 7.29% 7.22% 6.48% 5.77%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 168 -21 -181 -121 114 -258 1,068 -1,222 537 317 583
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 0.00 0.00 -1.93 -0.94 0.64 -2.27 17.89 -14.69 1.28 0.51 1.00
Operating Cash Flow to Interest Expense		 0.00 0.00 3.08 2.32 0.72 1.38 5.67 7.15 0.87 0.67 0.52
Operating Cash Flow Less CapEx to Interest Expense		 0.00 0.00 3.08 2.32 0.72 1.38 5.67 7.15 0.87 0.67 0.52
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.00 0.00 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 0.00 0.00 3.56 3.61 3.64 3.64 4.15 4.53 4.83 5.91 7.08
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 3,292 3,313 3,666 3,995 4,107 4,543 3,751 5,260 5,008 4,979 4,788
Invested Capital Turnover		 0.00 0.00 0.22 0.22 0.21 0.20 0.23 0.22 0.21 0.25 0.27
Increase / (Decrease) in Invested Capital		 -168 21 352 329 113 436 -792 1,509 -252 -28 -192
Enterprise Value (EV)		 2,566 3,277 3,440 3,460 3,591 2,052 2,052 4,776 4,489 4,421 3,920
Market Capitalization		 1,648 2,437 2,406 2,159 2,344 1,780 2,460 2,585 2,598 3,509 3,491
Book Value per Share		 $11.73 $12.24 $12.73 $12.76 $14.27 $14.94 $15.62 $14.25 $15.64 $16.51 $18.26
Tangible Book Value per Share		 $8.68 $9.17 $9.70 $9.74 $11.01 $11.63 $12.29 $10.90 $12.22 $13.01 $14.87
Total Capital		 3,292 3,313 3,666 3,995 4,107 4,543 3,751 5,260 5,008 4,979 4,788
Total Debt		 1,250 1,192 1,436 1,747 1,765 1,926 1,038 2,680 2,248 1,782 1,297
Total Long-Term Debt		 950 929 1,038 992 882 1,296 1,038 2,680 2,248 1,782 1,297
Net Debt		 919 840 1,034 1,301 1,247 78 -601 1,998 1,698 718 236
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,250 1,192 1,436 1,747 1,765 1,926 1,038 2,680 2,248 1,782 1,297
Total Depreciation and Amortization (D&A)		 36 62 76 77 73 43 47 45 45 58 4.69
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.93 $0.00 $0.00 $1.36 $1.08 $1.63 $1.69 $1.66 $1.59 $2.10
Adjusted Weighted Average Basic Shares Outstanding		 173.62M 174.10M 175.29M 169.88M 164.29M 162.46M 160.52M 166.96M 162.02M 182.20M 180.01M
Adjusted Diluted Earnings per Share		 $0.00 $0.93 $0.00 $0.00 $1.35 $1.08 $1.62 $1.67 $1.64 $1.57 $2.08
Adjusted Weighted Average Diluted Shares Outstanding		 173.62M 174.10M 175.29M 169.88M 164.29M 162.46M 160.52M 166.96M 162.02M 182.20M 180.01M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $1.36 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 173.62M 174.10M 175.29M 169.88M 164.29M 162.46M 160.52M 166.96M 162.02M 182.20M 180.01M
Normalized Net Operating Profit after Tax (NOPAT)		 0.00 0.00 172 208 230 181 303 296 284 320 393
Normalized NOPAT Margin		 0.00% 0.00% 21.93% 25.23% 26.61% 21.03% 32.31% 29.30% 26.27% 25.91% 29.90%
Pre Tax Income Margin		 0.00% 0.00% 29.93% 28.21% 30.53% 23.55% 35.65% 34.40% 32.23% 27.88% 36.98%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.00 0.00 2.51 1.82 1.49 1.78 5.60 4.17 0.83 0.55 0.84
NOPAT to Interest Expense		 0.00 0.00 1.84 1.63 1.28 1.57 4.62 3.45 0.68 0.46 0.67
EBIT Less CapEx to Interest Expense		 0.00 0.00 2.51 1.82 1.49 1.78 5.60 4.17 0.83 0.55 0.84
NOPAT Less CapEx to Interest Expense		 0.00 0.00 1.84 1.63 1.28 1.57 4.62 3.45 0.68 0.46 0.67
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 0.00% 0.00% 46.79% 43.02% 40.79% 51.09% 40.66% 40.42% 40.71% 45.61% 36.06%
Augmented Payout Ratio		 0.00% 0.00% 46.79% 88.76% 90.04% 73.41% 56.60% 40.42% 67.82% 56.12% 52.92%

Quarterly Metrics And Ratios for Fulton Financial

This table displays calculated financial ratios and metrics derived from Fulton Financial's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - 180,593,797.00 180,010,562.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 180,593,797.00 180,010,562.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 0.55 0.53
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -1.80% -3.16% -1.22% 22.41% 17.75% 17.76% 20.58% -3.18% 5.33% 5.14% 4.22%
EBITDA Growth		 2.50% -15.12% -10.24% 8.43% -6.84% 18.28% 52.30% 17.00% 50.77% 20.76% 0.45%
EBIT Growth		 3.04% -16.69% -9.17% 7.84% -10.33% 6.44% 52.29% 18.88% 60.41% 39.24% 1.80%
NOPAT Growth		 1.73% -21.47% -9.33% 19.30% -12.33% 6.78% 50.12% 4.45% 58.93% 44.23% 1.91%
Net Income Growth		 1.73% -21.47% -9.33% 19.30% -12.33% 6.78% 50.12% 4.45% 58.93% 44.23% 1.91%
EPS Growth		 5.00% -21.28% -7.69% 13.04% -21.43% -2.70% 36.11% 1.92% 60.61% 47.22% 4.08%
Operating Cash Flow Growth		 -61.76% -173.20% 232.66% -1.65% -115.90% 322.80% -99.54% -41.84% 627.85% -24.96% 16,215.79%
Free Cash Flow Firm Growth		 3,474.50% 122.18% 49.55% 6.64% -235.52% -69.39% 147.71% 134.86% 109.07% 199.78% 24.74%
Invested Capital Growth		 0.00% -4.80% 11.30% 20.20% 0.00% -0.57% -2.42% -3.35% -7.05% -3.85% -3.52%
Revenue Q/Q Growth		 -1.33% 0.59% 0.00% 26.75% -5.09% 0.60% -0.36% 1.77% 3.25% 0.42% -1.24%
EBITDA Q/Q Growth		 -6.67% -7.73% 0.00% 37.18% -19.81% 17.15% 18.19% 5.38% 3.34% -39.49% 52.44%
EBIT Q/Q Growth		 -7.13% -8.81% 0.00% 36.56% -22.78% 8.26% 33.41% 6.60% 4.19% -6.02% -2.46%
NOPAT Q/Q Growth		 -9.43% -10.87% 0.00% 53.33% -33.45% 8.57% 35.51% 6.68% 1.27% -1.48% -4.25%
Net Income Q/Q Growth		 -9.43% -10.87% 0.00% 53.33% -33.45% 8.57% 35.51% 6.68% 1.27% -1.48% -4.25%
EPS Q/Q Growth		 -8.70% -11.90% 0.00% 44.44% -36.54% 9.09% 36.11% 8.16% 0.00% 0.00% -3.77%
Operating Cash Flow Q/Q Growth		 19.03% -128.21% 0.00% 9.96% -119.24% 495.31% -99.45% 12,951.07% 26.50% -17.31% 19.51%
Free Cash Flow Firm Q/Q Growth		 551.46% -91.74% 0.00% -75.70% -555.32% 101.87% 122.04% 28.38% 70.52% -38.33% -7.61%
Invested Capital Q/Q Growth		 -100.00% 0.00% 0.00% 4.48% -0.46% -5.27% -0.96% 3.48% -4.26% -2.00% -0.63%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 37.06% 33.99% 32.07% 34.70% 29.32% 34.14% 40.50% 41.94% 41.97% 25.29% 39.03%
EBIT Margin		 32.93% 29.86% 28.61% 30.82% 25.08% 26.99% 36.14% 37.85% 38.19% 35.74% 35.29%
Profit (Net Income) Margin		 26.72% 23.68% 23.46% 28.38% 19.90% 21.47% 29.20% 30.61% 30.02% 29.45% 28.55%
Tax Burden Percent		 81.15% 79.31% 81.98% 92.06% 79.34% 79.57% 80.82% 80.88% 78.61% 82.41% 80.90%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 18.85% 20.69% 18.02% 7.94% 20.66% 20.43% 19.18% 19.12% 21.39% 17.59% 19.10%
Return on Invested Capital (ROIC)		 0.00% 4.99% 5.27% 6.69% 8.99% 5.32% 7.55% 7.55% 7.68% 7.92% 7.82%
ROIC Less NNEP Spread (ROIC-NNEP)		 0.00% 4.99% 5.27% 6.69% 8.99% 5.32% 7.55% 7.55% 7.68% 7.92% 7.82%
Return on Net Nonoperating Assets (RNNOA)		 0.00% 4.61% 4.14% 4.73% 5.76% 3.60% 4.95% 4.64% 4.09% 3.65% 3.36%
Return on Equity (ROE)		 0.00% 9.60% 9.41% 11.41% 14.75% 8.91% 12.49% 12.18% 11.77% 11.57% 11.17%
Cash Return on Invested Capital (CROIC)		 0.00% 10.45% -4.90% -12.28% -189.18% 6.35% 8.85% 9.65% 14.43% 11.94% 11.70%
Operating Return on Assets (OROA)		 0.00% 1.19% 1.13% 1.19% 0.93% 1.12% 1.56% 1.52% 1.54% 1.46% 1.45%
Return on Assets (ROA)		 0.00% 0.94% 0.92% 1.09% 0.73% 0.89% 1.26% 1.23% 1.21% 1.21% 1.18%
Return on Common Equity (ROCE)		 0.00% 8.90% 8.74% 10.64% 13.86% 8.33% 11.70% 11.45% 11.08% 10.90% 10.54%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 0.00% 10.08% 9.46% 8.88% 0.00% 9.77% 9.73% 10.58% 0.00% 11.22%
Net Operating Profit after Tax (NOPAT)		 72 64 62 95 63 69 93 99 100 99 95
NOPAT Margin		 26.72% 23.68% 23.46% 28.38% 19.90% 21.47% 29.20% 30.61% 30.02% 29.45% 28.55%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 49.53% 50.28% 51.21% 46.44% 52.02% 47.23% 46.17% 45.82% 45.47% 48.98% 46.12%
Operating Expenses to Revenue		 63.39% 66.53% 67.25% 59.60% 71.17% 67.78% 59.50% 59.50% 58.75% 63.38% 60.35%
Earnings before Interest and Taxes (EBIT)		 89 81 76 103 80 86 115 123 128 120 117
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 100 92 85 116 93 109 129 136 140 85 130
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.00 1.01 0.99 1.05 1.09 1.17 1.06 1.04 1.04 1.06 1.10
Price to Tangible Book Value (P/TBV)		 0.00 1.29 1.27 1.35 1.38 1.48 1.33 1.29 1.29 1.30 1.34
Price to Revenue (P/Rev)		 1.75 2.40 2.36 2.68 2.75 2.84 2.53 2.54 2.59 2.66 2.73
Price to Earnings (P/E)		 6.54 9.48 9.52 10.80 11.92 12.60 10.54 10.35 9.57 9.15 9.47
Dividend Yield		 5.85% 4.04% 4.20% 3.93% 3.73% 3.58% 3.85% 3.92% 3.85% 3.78% 3.62%
Earnings Yield		 15.28% 10.55% 10.50% 9.26% 8.39% 7.94% 9.49% 9.66% 10.45% 10.92% 10.56%
Enterprise Value to Invested Capital (EV/IC)		 0.00 0.90 0.93 0.76 0.77 0.89 0.83 0.86 0.86 0.82 0.84
Enterprise Value to Revenue (EV/Rev)		 0.00 4.15 4.34 3.54 3.43 3.58 3.16 3.45 3.25 2.98 3.02
Enterprise Value to EBITDA (EV/EBITDA)		 0.00 11.40 12.19 10.25 10.54 10.97 9.13 9.44 8.19 7.99 8.17
Enterprise Value to EBIT (EV/EBIT)		 0.00 12.87 13.72 11.56 12.00 12.83 10.63 10.92 9.32 8.07 8.22
Enterprise Value to NOPAT (EV/NOPAT)		 0.00 15.79 16.84 13.74 14.32 15.31 12.77 13.61 11.65 10.01 10.19
Enterprise Value to Operating Cash Flow (EV/OCF)		 0.00 12.37 9.96 8.63 17.61 10.61 15.44 22.23 12.52 12.87 9.58
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 8.37 0.00 0.00 0.00 13.94 9.24 8.80 5.75 6.72 7.07
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.00 0.81 0.83 0.70 0.64 0.56 0.51 0.53 0.43 0.37 0.36
Long-Term Debt to Equity		 0.00 0.81 0.52 0.41 0.46 0.56 0.34 0.35 0.24 0.37 0.16
Financial Leverage		 0.00 0.92 0.78 0.71 0.64 0.68 0.66 0.61 0.53 0.46 0.43
Leverage Ratio		 0.00 10.21 10.18 10.43 10.05 10.01 9.91 9.92 9.70 9.60 9.49
Compound Leverage Factor		 0.00 10.21 10.18 10.43 10.05 10.01 9.91 9.92 9.70 9.60 9.49
Debt to Total Capital		 0.00% 44.88% 45.43% 41.26% 39.04% 35.79% 33.60% 34.76% 30.13% 27.10% 26.33%
Short-Term Debt to Total Capital		 0.00% 0.00% 17.03% 16.91% 10.77% 0.00% 10.95% 11.88% 13.39% 0.00% 14.39%
Long-Term Debt to Total Capital		 0.00% 44.88% 28.41% 24.35% 28.27% 35.79% 22.66% 22.88% 16.73% 27.10% 11.93%
Preferred Equity to Total Capital		 0.00% 3.85% 3.82% 3.65% 3.67% 3.87% 3.91% 3.78% 3.95% 4.03% 4.05%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 0.00% 51.27% 50.75% 55.09% 57.29% 60.34% 62.48% 61.46% 65.92% 68.87% 69.62%
Debt to EBITDA		 0.00 5.71 5.98 5.54 5.31 4.42 3.70 3.80 2.86 2.65 2.55
Net Debt to EBITDA		 0.00 4.31 5.05 1.99 1.58 1.78 1.40 2.07 1.28 0.48 0.39
Long-Term Debt to EBITDA		 0.00 5.71 3.74 3.27 3.85 4.42 2.50 2.50 1.59 2.65 1.16
Debt to NOPAT		 0.00 7.91 8.26 7.43 7.22 6.17 5.18 5.47 4.07 3.31 3.18
Net Debt to NOPAT		 0.00 5.97 6.98 2.67 2.15 2.49 1.96 2.99 1.82 0.60 0.48
Long-Term Debt to NOPAT		 0.00 7.91 5.17 4.38 5.23 6.17 3.49 3.60 2.26 3.31 1.44
Noncontrolling Interest Sharing Ratio		 0.00% 7.22% 7.17% 6.81% 6.02% 6.48% 6.40% 6.00% 5.83% 5.77% 5.69%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 3,832 317 -451 -792 -5,193 97 215 276 471 291 268
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 32.88 2.51 -3.40 -4.99 -30.61 0.60 1.45 1.87 3.21 2.11 2.10
Operating Cash Flow to Interest Expense		 1.75 -0.46 1.15 1.06 -0.19 0.80 0.00 0.62 0.79 0.70 0.90
Operating Cash Flow Less CapEx to Interest Expense		 1.75 -0.46 1.15 1.06 -0.19 0.80 0.00 0.62 0.79 0.70 0.90
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.00 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 0.00 4.83 5.02 5.75 6.92 5.91 6.45 7.01 7.40 7.08 7.46
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 0.00 5,008 5,054 5,280 5,256 4,979 4,932 5,103 4,886 4,788 4,758
Invested Capital Turnover		 0.00 0.21 0.22 0.24 0.45 0.25 0.26 0.25 0.26 0.27 0.27
Increase / (Decrease) in Invested Capital		 -3,760 -252 513 887 5,256 -28 -122 -177 -371 -192 -174
Enterprise Value (EV)		 0.00 4,489 4,680 4,031 4,071 4,421 4,083 4,409 4,210 3,920 4,010
Market Capitalization		 1,908 2,598 2,549 3,055 3,267 3,509 3,263 3,247 3,360 3,491 3,627
Book Value per Share		 $0.00 $15.64 $15.83 $16.00 $16.55 $16.51 $16.91 $17.25 $17.69 $18.26 $18.40
Tangible Book Value per Share		 $0.00 $12.22 $12.37 $12.44 $13.03 $13.01 $13.46 $13.82 $14.29 $14.87 $15.03
Total Capital		 0.00 5,008 5,054 5,280 5,256 4,979 4,932 5,103 4,886 4,788 4,758
Total Debt		 0.00 2,248 2,296 2,179 2,052 1,782 1,657 1,774 1,472 1,297 1,253
Total Long-Term Debt		 0.00 2,248 1,436 1,286 1,486 1,782 1,117 1,167 818 1,297 568
Net Debt		 0.00 1,698 1,939 782 612 718 627 969 658 236 190
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 0.00 2,248 2,296 2,179 2,052 1,782 1,657 1,774 1,472 1,297 1,253
Total Depreciation and Amortization (D&A)		 11 11 9.13 13 13 23 14 13 13 -35 12
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.00 $0.39 $0.36 $0.53 $0.33 $0.37 $0.50 $0.53 $0.54 $0.53 $0.51
Adjusted Weighted Average Basic Shares Outstanding		 0.00 162.02M 181.76M 181.91M 182.03M 182.20M 181.79M 182.10M 180.59M 180.01M 191.13M
Adjusted Diluted Earnings per Share		 $0.00 $0.37 $0.36 $0.52 $0.33 $0.36 $0.49 $0.53 $0.53 $0.53 $0.51
Adjusted Weighted Average Diluted Shares Outstanding		 0.00 162.02M 181.76M 181.91M 182.03M 182.20M 181.79M 182.10M 180.59M 180.01M 191.13M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 0.00 162.02M 181.76M 181.91M 182.03M 182.20M 181.79M 182.10M 180.59M 180.01M 191.13M
Normalized Net Operating Profit after Tax (NOPAT)		 72 64 62 108 74 76 93 99 100 100 97
Normalized NOPAT Margin		 26.72% 23.68% 23.46% 32.17% 23.44% 23.87% 29.30% 30.61% 30.02% 29.65% 29.20%
Pre Tax Income Margin		 32.93% 29.86% 28.61% 30.82% 25.08% 26.99% 36.14% 37.85% 38.19% 35.74% 35.29%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.76 0.64 0.57 0.65 0.47 0.54 0.77 0.83 0.87 0.87 0.91
NOPAT to Interest Expense		 0.62 0.51 0.47 0.60 0.37 0.43 0.63 0.67 0.68 0.72 0.74
EBIT Less CapEx to Interest Expense		 0.76 0.64 0.57 0.65 0.47 0.54 0.77 0.83 0.87 0.87 0.91
NOPAT Less CapEx to Interest Expense		 0.62 0.51 0.47 0.60 0.37 0.43 0.63 0.67 0.68 0.72 0.74
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 40.72% 40.71% 42.01% 42.46% 44.49% 45.61% 43.27% 42.79% 39.22% 36.06% 36.24%
Augmented Payout Ratio		 64.22% 67.82% 66.10% 65.29% 57.31% 56.12% 43.44% 47.44% 51.99% 52.92% 59.15%

Financials Breakdown Chart

Key Financial Trends

Here are the key takeaways for Fulton Financial (FULT) from the last four years of quarterly statements. The focus is on trends in profitability, growth, and liquidity relevant to retail investors.

  • Net income from continuing operations rose in 2025, reaching $98.97 million in Q4 2025 vs $68.62 million in Q4 2024.
  • Total revenue in Q4 2025 was $336.02 million, up from $271.38 million in Q4 2024 (YoY improvement).
  • Net interest income trended higher through 2025, finishing Q4 2025 at $266.04 million compared with earlier 2025 quarters (e.g., $251.19 million in Q1 2025).
  • Cash flow from operations remained positive and improved in 2025, with Net Cash From Continuing Operating Activities at $95.97 million in Q4 2025 (up from the prior-year period).
  • Balance sheet size grew, with Total Assets near $32.0 billion in 2025 (Q3) versus about $27.6 billion in 2024 (Q4), signaling stronger scale and liquidity.
  • Earnings per share remained solid at about $0.53 (Basic and Diluted) in Q4 2025, indicating consistent profitability per share.
  • Loans and Leases, Net of Allowance stayed roughly flat around the -$375 million to -$380 million range in 2025, suggesting a stable loan portfolio net of losses.
  • Trading account securities remain a multi-billion asset, reflecting liquidity and trading activity but also potential market-value sensitivity.
  • Non-interest expense rose in Q4 2025 to about $212.98 million, up from roughly $177.60 million in Q4 2024, indicating higher operating costs.
  • Financing activities have shown volatility, with sizable negative cash flows in some quarters (e.g., Q3 2025 net cash from financing activities −$171.96 million and Q4 2024 −$306.29 million).
05/18/26 04:10 PM ETAI Generated. May Contain Errors.

Fulton Financial Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Fulton Financial's financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Fulton Financial's net income appears to be on an upward trend, with a most recent value of $391.61 million in 2025, rising from $0.00 in 2015. The previous period was $288.74 million in 2024. See Fulton Financial's forecast for analyst expectations on what's next for the company.

Over the last 10 years, Fulton Financial's total revenue changed from $0.00 in 2015 to $1.31 billion in 2025, a change of 131,311,300,000.0%.

Fulton Financial's total liabilities were at $28.63 billion at the end of 2025, a 0.9% decrease from 2024, and a 80.4% increase since 2015.

In the past 10 years, Fulton Financial's cash and equivalents has ranged from $101.12 million in 2015 to $300.34 million in 2023, and is currently $271.46 million as of their latest financial filing in 2025.

Over the last 10 years, Fulton Financial's book value per share changed from 11.73 in 2015 to 18.26 in 2025, a change of 55.6%.


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Financial statements for NASDAQ:FULT last updated on 5/13/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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