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Cathay General Bancorp (CATY) Financials

Cathay General Bancorp logo
$57.20 +1.18 (+2.11%)
Closing price 04:00 PM Eastern
Extended Trading
$57.19 -0.01 (-0.02%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.
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Annual Income Statements for Cathay General Bancorp

Annual Income Statements for Cathay General Bancorp

This table shows Cathay General Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 161 175 176 272 279 229 298 361 354 286 315
Consolidated Net Income / (Loss)		 161 175 176 272 279 229 298 361 354 286 315
Net Income / (Loss) Continuing Operations		 161 175 176 272 279 229 298 361 354 286 315
Total Pre-Tax Income 		221 242 298 338 349 254 382 473 404 318 390
Total Revenue		 412 451 532 598 620 595 652 791 810 730 818
Net Interest Income / (Expense)		 380 418 496 566 575 552 598 734 742 674 742
Total Interest Income		 454 499 576 688 769 701 667 851 1,242 1,335 1,309
Loans and Leases Interest Income		 431 476 551 654 731 678 650 803 1,132 1,219 1,208
Investment Securities Interest Income		 22 21 21 29 33 21 14 28 52 59 52
Deposits and Money Market Investments Interest Income		 1.40 1.76 4.42 5.21 5.40 1.83 2.15 20 59 57 49
Total Interest Expense		 74 81 80 122 194 148 69 118 500 661 567
Deposits Interest Expense		 52 59 66 107 178 137 62 105 468 636 552
Short-Term Borrowings Interest Expense		 - 0.00 0.00 0.19 0.40 0.23 0.00 0.86 3.87 2.24 0.65
Long-Term Debt Interest Expense		 6.26 6.45 10 14 16 11 6.96 11 29 22 14
Total Non-Interest Income		 33 33 36 32 45 43 55 57 68 56 75
Trust Fees by Commissions		 5.55 4.94 4.86 5.61 6.41 6.74 7.10 6.35 6.72 7.75 8.80
Other Service Charges		 30 18 19 23 28 20 27 27 22 24 28
Net Realized & Unrealized Capital Gains on Investments		 -3.35 4.90 6.63 -2.43 5.95 0.55 -0.57 0.39 15 -6.41 7.39
Other Non-Interest Income		 - 5.48 5.62 5.08 4.76 15 21 23 24 31 31
Provision for Credit Losses		 -11 -16 -2.50 -4.50 -7.00 58 -16 15 26 38 73
Total Non-Interest Expense		 203 225 236 264 277 283 287 303 380 375 355
Salaries and Employee Benefits		 90 97 109 124 129 124 133 143 154 167 177
Net Occupancy & Equipment Expense		 35 37 42 45 46 47 47 50 54 60 64
Marketing Expense		 4.93 5.09 6.20 7.84 7.59 5.22 6.91 6.86 5.89 6.52 6.00
Property & Liability Insurance Claims		 9.09 9.71 11 8.00 9.62 9.00 7.13 8.04 24 14 11
Other Operating Expenses		 64 75 62 77 84 98 89 90 54 53 51
Amortization Expense		 0.67 0.69 0.93 0.88 0.69 0.69 0.69 1.89 88 74 45
Restructuring Charge		 0.00 0.00 4.12 2.11 0.00 0.00 1.43 4.13 0.67 0.00 0.00
Income Tax Expense		 60 67 122 66 70 25 84 112 49 32 75
Basic Earnings per Share		 $2.00 $2.21 $2.19 $3.35 $3.49 $2.88 $3.81 $4.85 $4.88 $3.97 $4.55
Weighted Average Basic Shares Outstanding		 80.56M 79.15M 80.26M 81.13M 80.00M 79.58M 78.27M 74.34M 72.57M 72.07M 69.18M
Diluted Earnings per Share		 $1.98 $2.19 $2.17 $3.33 $3.48 $2.87 $3.80 $4.83 $4.86 $3.95 $4.54
Weighted Average Diluted Shares Outstanding		 81.29M 79.93M 81.00M 81.61M 80.25M 79.78M 78.57M 74.66M 72.86M 72.33M 69.45M
Weighted Average Basic & Diluted Shares Outstanding		 80.60M 79.62M 80.40M 80.48M 79.65M 79.51M 75.29M 72.56M 72.67M 70.29M 66.96M
Cash Dividends to Common per Share		 $0.56 $0.75 $0.87 $1.03 $1.24 $1.24 $1.27 $1.36 $1.36 $1.36 $1.36

Quarterly Income Statements for Cathay General Bancorp

This table shows Cathay General Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Income / (Loss) Attributable to Common Shareholders		 82 83 71 67 68 80 70 77 78 91 87
Consolidated Net Income / (Loss)		 82 83 71 67 68 80 70 77 78 91 87
Net Income / (Loss) Continuing Operations		 82 83 71 67 68 80 70 77 78 91 87
Total Pre-Tax Income 		93 93 80 73 78 87 87 96 94 113 110
Total Revenue		 193 205 175 179 190 186 188 197 211 223 215
Net Interest Income / (Expense)		 186 182 169 165 169 171 177 181 190 195 194
Total Interest Income		 323 333 333 333 339 330 319 323 334 333 323
Loans and Leases Interest Income		 293 303 303 304 311 301 294 297 309 307 300
Investment Securities Interest Income		 13 15 15 16 15 14 12 14 13 14 13
Deposits and Money Market Investments Interest Income		 17 16 15 13 14 15 13 12 12 12 10
Total Interest Expense		 138 151 164 168 170 159 143 142 145 138 129
Deposits Interest Expense		 128 141 152 163 166 156 139 139 139 135 126
Short-Term Borrowings Interest Expense		 1.09 0.97 0.70 0.78 0.40 0.37 0.33 0.19 0.10 0.03 0.05
Long-Term Debt Interest Expense		 8.51 9.05 11 4.18 4.24 2.96 3.92 2.77 5.12 2.48 2.84
Total Non-Interest Income		 7.84 23 6.61 13 20 15 11 15 21 28 21
Trust Fees by Commissions		 1.74 1.74 1.72 1.89 2.08 2.06 2.09 2.12 2.26 2.33 2.41
Other Service Charges		 5.63 6.16 5.63 13 5.91 6.85 13 15 7.27 0.66 7.51
Net Realized & Unrealized Capital Gains on Investments		 -6.22 8.95 -7.92 -1.43 4.25 -1.31 -4.19 -1.39 3.26 9.71 1.63
Other Non-Interest Income		 6.69 6.24 7.19 - 8.12 7.87 0.00 - 8.23 - 9.12
Provision for Credit Losses		 7.00 1.72 1.90 6.60 15 15 16 11 29 17 18
Total Non-Interest Expense		 94 110 93 99 97 85 86 89 88 92 87
Salaries and Employee Benefits		 39 40 44 40 41 43 42 43 43 48 46
Net Occupancy & Equipment Expense		 14 14 15 15 15 15 16 16 16 17 15
Marketing Expense		 1.59 1.11 1.91 1.47 1.61 1.52 1.88 1.11 1.49 1.52 1.86
Property & Liability Insurance Claims		 3.06 14 6.09 3.74 3.25 1.20 3.40 3.18 2.78 2.02 2.45
Other Operating Expenses		 13 85 12 39 36 72 12 26 12 1.01 14
Amortization Expense		 23 -45 15 0.26 0.25 -47 9.30 0.25 12 23 6.96
Income Tax Expense		 10 10 8.61 5.75 11 6.57 17 19 16 23 23
Basic Earnings per Share		 $1.14 $1.13 $0.98 $0.92 $0.94 $1.13 $0.99 $1.11 $1.13 $1.32 $1.30
Weighted Average Basic Shares Outstanding		 72.57M 72.57M 72.67M 72.66M 71.79M 72.07M 70.38M 69.99M 68.73M 69.18M 67.04M
Diluted Earnings per Share		 $1.13 $1.13 $0.98 $0.92 $0.94 $1.11 $0.98 $1.10 $1.13 $1.33 $1.29
Weighted Average Diluted Shares Outstanding		 72.89M 72.86M 72.97M 72.83M 72.03M 72.33M 70.68M 70.19M 68.99M 69.45M 67.39M
Weighted Average Basic & Diluted Shares Outstanding		 72.65M 72.67M 72.81M 72.17M 71.20M 70.29M 70.11M 69.09M 68.04M 66.96M 67.04M
Cash Dividends to Common per Share		 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.34 $0.38

Annual Cash Flow Statements for Cathay General Bancorp

This table details how cash moves in and out of Cathay General Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 3.30 468 -650 65 -6.51 827 1,029 -1,287 -334 211 385
Net Cash From Operating Activities		 177 234 249 337 435 320 334 467 385 329 369
Net Cash From Continuing Operating Activities		 177 234 249 337 435 320 334 467 385 329 369
Net Income / (Loss) Continuing Operations		 161 175 176 272 279 229 298 361 354 286 315
Consolidated Net Income / (Loss)		 161 175 176 272 279 229 298 361 354 286 315
Provision For Loan Losses		 -11 -15 -1.81 -4.50 -6.32 58 -16 15 26 39 74
Depreciation Expense		 7.57 7.49 7.27 7.31 6.76 7.66 7.96 9.96 8.37 7.18 6.60
Amortization Expense		 30 35 7.52 44 52 76 53 54 85 57 26
Non-Cash Adjustments to Reconcile Net Income		 -27 -15 2.20 16 73 1.69 16 7.50 -7.41 14 -4.05
Changes in Operating Assets and Liabilities, net		 16 47 58 2.21 30 -52 -25 20 -81 -74 -49
Net Cash From Investing Activities		 -1,178 -853 -904 -1,134 -1,382 -242 -860 -1,849 -1,477 184 -857
Net Cash From Continuing Investing Activities		 -1,178 -853 -904 -1,134 -1,382 -242 -860 -1,849 -1,477 184 -857
Purchase of Property, Leasehold Improvements and Equipment		 -3.52 -3.52 -3.19 -6.67 -7.13 -5.78 -3.73 -3.39 -3.40 -3.64 -4.91
Purchase of Investment Securities		 -2,500 -2,078 -1,621 -1,695 -1,972 -1,097 -1,305 -2,075 -2,025 -1,440 -2,590
Sale and/or Maturity of Investments		 1,325 1,228 715 568 597 861 449 229 552 1,628 1,738
Net Cash From Financing Activities		 1,004 1,087 4.83 863 940 750 1,554 95 759 -302 874
Net Cash From Continuing Financing Activities		 1,004 1,087 4.83 863 940 750 1,554 95 759 -302 874
Net Change in Deposits		 1,305 1,166 201 1,012 990 1,417 1,950 -129 820 361 1,208
Issuance of Debt		 5,092 3,555 4,898 5,130 4,381 1,450 50 5,480 14,035 6,968 11,348
Issuance of Common Equity		 4.18 2.28 2.53 2.82 3.37 9.78 3.56 3.72 3.49 2.93 2.61
Repayment of Debt		 -5,242 -3,480 -4,773 -5,053 -4,296 -2,003 -180 -5,015 -13,980 -7,448 -11,408
Repurchase of Common Equity		 -59 -54 0.00 -43 -36 -24 -167 -141 -17 -85 -180
Payment of Dividends		 -45 -59 -70 -83 -99 -99 -99 -101 -99 -98 -94
Other Financing Activities, Net		 -51 -42 -254 -103 -2.31 -1.91 -2.63 -2.91 -4.49 -3.73 -2.78
Cash Interest Paid		 73 82 81 117 183 162 75 106 485 662 569
Cash Income Taxes Paid		 69 39 77 66 62 45 93 97 70 56 56

Quarterly Cash Flow Statements for Cathay General Bancorp

This table details how cash moves in and out of Cathay General Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
Net Change in Cash & Equivalents		 -319 -334 347 -71 234 -299 345 -138 61 116 -219
Net Cash From Operating Activities		 107 66 88 73 81 87 99 64 151 55 98
Net Cash From Continuing Operating Activities		 107 66 88 73 81 87 99 64 151 55 98
Net Income / (Loss) Continuing Operations		 82 83 71 67 68 80 70 77 78 91 87
Consolidated Net Income / (Loss)		 82 83 71 67 68 80 70 77 78 91 87
Provision For Loan Losses		 7.00 1.72 1.90 7.76 15 15 16 12 29 18 18
Depreciation Expense		 2.00 1.97 1.89 1.81 1.77 1.72 1.84 1.68 1.67 1.41 1.67
Amortization Expense		 23 13 11 22 20 6.88 6.09 6.45 0.12 13 1.78
Non-Cash Adjustments to Reconcile Net Income		 8.21 2.84 8.80 1.05 -2.38 4.00 5.59 2.12 4.52 -16 -1.34
Changes in Operating Assets and Liabilities, net		 -15 -36 -6.40 -26 -20 -20 0.44 -36 38 -52 -8.84
Net Cash From Investing Activities		 -141 -590 37 82 145 -81 145 -646 -309 -47 -61
Net Cash From Continuing Investing Activities		 -141 -590 37 82 145 -81 145 -646 -309 -47 -61
Purchase of Property, Leasehold Improvements and Equipment		 -0.67 -1.77 -0.92 -0.53 -1.21 -0.98 -2.70 -1.26 -0.50 -0.46 -2.32
Purchase of Investment Securities		 -394 -706 -477 -127 -403 -433 -471 -765 -51 -1,303 -563
Sale and/or Maturity of Investments		 253 118 515 210 549 353 619 120 -257 1,256 504
Net Cash From Financing Activities		 -285 190 222 -226 7.05 -305 101 445 220 108 -256
Net Cash From Continuing Financing Activities		 -285 190 222 -226 7.05 -305 101 362 220 108 -256
Net Change in Deposits		 539 -310 521 -73 171 -258 131 189 515 373 -219
Issuance of Debt		 4,340 3,925 4,403 1,565 1,000 - 2,399 2,498 5,248 1,203 4,331
Issuance of Common Equity		 0.87 0.79 0.74 0.74 0.73 0.72 0.70 0.64 0.63 0.64 0.68
Repayment of Debt		 -5,140 -3,400 -4,678 -1,665 -1,105 - -2,364 -2,181 -5,470 -1,393 -4,331
Repurchase of Common Equity		 0.01 0.02 -0.01 -25 -35 -24 -41 -119 -51 -52 -13
Payment of Dividends		 -25 -25 -25 -25 -24 -24 -24 -24 -23 -23 -25
Other Financing Activities, Net		 -0.01 -0.95 -0.02 -3.68 -0.01 -0.00 -0.79 -1.96 -0.00 -0.02 -0.04
Cash Interest Paid		 133 148 155 168 171 168 148 140 147 135 131
Cash Income Taxes Paid		 12 10 0.28 33 8.16 15 0.37 35 8.39 12 4.39

Annual Balance Sheets for Cathay General Bancorp

This table presents Cathay General Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 13,254 14,521 15,640 16,785 18,094 19,043 20,887 21,948 23,082 23,055 24,230
Cash and Due from Banks		 180 218 247 225 177 139 134 195 174 157 146
Interest Bearing Deposits at Other Banks		 537 967 293 375 417 1,282 - 967 655 882 1,278
Trading Account Securities		 1,593 1,322 1,370 1,268 1,480 1,060 1,127 1,496 1,645 1,582 1,658
Loans and Leases, Net of Allowance		 10,016 11,077 12,744 13,872 14,952 15,475 -136 18,101 19,383 19,204 19,936
Loans and Leases		 10,155 11,196 12,867 13,994 15,075 15,642 - 18,247 19,537 19,365 20,132
Allowance for Loan and Lease Losses		 139 119 123 122 123 167 136 146 155 162 196
Loans Held for Sale		 - - - - - - - - - - 0.00
Customer and Other Receivables		 40 12 13 23 11 14 8.11 2.37 3.26 14 4.39
Premises and Equipment, Net		 109 106 103 103 104 103 99 95 91 89 88
Goodwill		 372 372 372 372 372 372 372 376 376 376 376
Intangible Assets		 3.68 2.95 8.06 7.19 6.30 5.43 4.63 5.76 4.46 3.34 2.68
Other Assets		 403 444 518 540 575 592 302 711 750 748 688
Total Liabilities & Shareholders' Equity		 13,254 14,521 15,640 16,785 18,094 19,043 2,446 21,948 23,082 23,055 24,230
Total Liabilities		 11,506 12,692 13,667 14,663 15,800 16,625 0.00 19,474 20,345 20,209 21,304
Non-Interest Bearing Deposits		 2,033 2,478 2,783 2,857 2,871 3,365 - 4,169 3,529 3,284 3,506
Interest Bearing Deposits		 8,476 9,197 9,907 10,845 11,821 12,744 - 14,336 15,796 16,402 17,389
Bankers Acceptance Outstanding		 40 12 13 23 11 14 - 2.37 3.26 14 4.39
Long-Term Debt		 413 487 642 737 818 293 - 627 675 197 119
Other Long-Term Liabilities		 144 169 222 201 253 209 - 340 341 312 286
Commitments & Contingencies		 - 0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 1,748 1,829 1,973 2,122 2,294 2,418 2,446 2,474 2,737 2,846 2,925
Total Preferred & Common Equity		 1,748 1,829 1,973 2,122 2,294 2,418 2,446 2,474 2,737 2,846 2,925
Total Common Equity		 1,748 1,829 1,973 2,122 2,294 2,418 2,446 2,474 2,737 2,846 2,925
Common Stock		 882 896 934 943 951 966 973 982 989 995 1,002
Retained Earnings		 1,060 1,175 1,282 1,479 1,659 1,789 1,985 2,245 2,500 2,688 2,910
Treasury Stock		 -185 -240 -240 -282 -319 -342 -509 -651 -667 -752 -932
Accumulated Other Comprehensive Income / (Loss)		 -8.43 -3.72 -2.51 -18 2.30 5.31 -3.07 -102 -85 -86 -54

Quarterly Balance Sheets for Cathay General Bancorp

This table presents Cathay General Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026
Total Assets		 21,890 22,032 23,028 22,845 23,405 23,235 23,274 23,205 23,724 24,076 24,049
Cash and Due from Banks		 200 252 188 146 165 160 183 175 190 166 136
Interest Bearing Deposits at Other Banks		 1,063 - 1,294 1,017 1,011 945 1,156 1,209 1,057 1,142 1,070
Trading Account Securities		 1,438 1,568 1,525 1,540 1,685 1,680 1,549 1,476 1,691 1,676 1,678
Loans and Leases, Net of Allowance		 17,951 -145 18,788 18,860 19,263 19,193 19,210 19,179 19,597 19,903 19,952
Loans and Leases		 18,100 - 18,943 19,014 19,418 19,347 19,374 19,353 19,771 20,090 20,160
Allowance for Loan and Lease Losses		 149 145 155 155 155 153 164 174 174 187 209
Loans Held for Sale		 - - - - 23 - - - - - 6.90
Customer and Other Receivables		 6.90 6.55 4.36 17 17 16 12 13 9.62 7.73 5.41
Premises and Equipment, Net		 96 93 92 91 90 89 89 90 90 89 88
Goodwill		 376 376 376 376 376 376 376 376 376 376 376
Intangible Assets		 6.95 5.56 4.99 4.73 4.13 3.86 3.59 3.10 2.89 2.67 2.45
Other Assets		 752 366 756 793 771 771 696 684 711 714 665
Total Liabilities & Shareholders' Equity		 21,890 22,032 23,028 22,845 23,405 23,235 23,274 23,205 23,724 24,076 24,049
Total Liabilities		 19,471 0.00 20,426 20,206 20,627 20,442 20,444 20,340 20,838 21,173 21,062
Non-Interest Bearing Deposits		 4,398 - 3,561 3,623 3,290 3,162 3,254 3,361 3,381 3,575 3,399
Interest Bearing Deposits		 14,178 - 15,536 16,012 16,557 16,611 16,690 16,456 16,625 16,947 17,276
Bankers Acceptance Outstanding		 6.90 - 4.36 17 17 16 12 13 9.62 7.73 5.41
Long-Term Debt		 502 - 957 157 402 302 197 232 549 327 119
Other Long-Term Liabilities		 386 - 368 397 362 351 291 278 273 318 262
Commitments & Contingencies		 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,420 2,542 2,603 2,639 2,778 2,793 2,830 2,865 2,886 2,902 2,987
Total Preferred & Common Equity		 2,420 2,542 2,603 2,639 2,778 2,793 2,830 2,865 2,886 2,902 2,987
Total Common Equity		 2,420 2,542 2,603 2,639 2,778 2,793 2,830 2,865 2,886 2,902 2,987
Common Stock		 979 984 984 987 990 990 992 996 997 1,000 1,005
Retained Earnings		 2,172 2,316 2,385 2,443 2,547 2,589 2,632 2,734 2,788 2,842 2,971
Treasury Stock		 -619 -667 -667 -667 -667 -693 -728 -793 -829 -880 -945
Accumulated Other Comprehensive Income / (Loss)		 -113 -91 -99 -124 -92 -93 -66 -72 -69 -60 -44

Annual Metrics And Ratios for Cathay General Bancorp

This table displays calculated financial ratios and metrics derived from Cathay General Bancorp's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 68,036,614.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 68,036,614.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 4.63
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 7.59% 9.41% 17.90% 12.33% 3.69% -3.99% 9.65% 21.18% 2.47% -9.92% 12.08%
EBITDA Growth		 12.09% 10.08% 9.87% 24.21% 4.97% -17.39% 31.40% 21.16% -9.25% -21.67% 10.79%
EBIT Growth		 0.59% 9.55% 23.17% 13.20% 3.46% -27.31% 50.35% 23.75% -14.59% -21.32% 22.88%
NOPAT Growth		 16.89% 8.68% 0.54% 54.44% 2.67% -18.01% 30.34% 20.90% -1.81% -19.24% 10.19%
Net Income Growth		 16.89% 8.68% 0.54% 54.44% 2.67% -18.01% 30.34% 20.90% -1.81% -19.24% 10.19%
EPS Growth		 15.12% 10.61% -0.91% 53.46% 4.50% -17.53% 32.40% 27.11% 0.62% -18.72% 14.94%
Operating Cash Flow Growth		 17.74% 32.66% 6.17% 35.22% 29.25% -26.44% 4.49% 39.79% -17.68% -14.45% 11.97%
Free Cash Flow Firm Growth		 -50.69% -67.70% 79.96% 1.37% -100.29% 174,102.65% -2,825.26% 201.51% -99.76% 1,408.91% -54.86%
Invested Capital Growth		 -2.16% 4.09% 1.86% 5.29% 9.78% -13.61% 670.45% -85.15% 10.02% -10.81% 0.64%
Revenue Q/Q Growth		 3.27% 2.06% 4.97% 2.26% -1.02% 0.24% 3.82% 5.14% -1.06% -2.51% 4.65%
EBITDA Q/Q Growth		 4.08% -0.27% 4.43% 10.66% -4.18% 0.36% 3.03% 6.94% -6.33% -5.59% 8.43%
EBIT Q/Q Growth		 0.74% 2.60% 4.29% 1.56% 0.53% -0.95% 4.76% 7.44% -8.66% -1.93% 7.35%
NOPAT Q/Q Growth		 3.78% 3.90% -11.14% 16.60% 0.99% 1.56% 1.51% 6.58% -4.08% -0.81% 3.38%
Net Income Q/Q Growth		 3.78% 3.90% -11.14% 16.60% 0.99% 1.56% 1.51% 6.58% -4.08% -0.81% 3.38%
EPS Q/Q Growth		 3.13% 4.78% -11.79% 17.25% 1.16% 1.77% 2.43% 7.81% -3.95% -0.50% 5.09%
Operating Cash Flow Q/Q Growth		 3.91% 5.00% 32.80% -7.70% 3.33% -7.08% 3.06% 1.00% -8.47% 6.82% -7.93%
Free Cash Flow Firm Q/Q Growth		 -65.12% 115.05% -66.55% -67.15% 99.68% 27.44% -4,398.53% 42,454.67% -91.24% 1,062.86% 186.99%
Invested Capital Q/Q Growth		 9.19% -10.57% -3.05% 8.15% 3.33% -1.33% 695.50% 6.14% 22.05% 0.51% -5.17%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 62.77% 63.15% 58.85% 65.07% 65.88% 56.68% 67.92% 67.91% 60.14% 52.30% 51.69%
EBIT Margin		 53.61% 53.67% 56.07% 56.51% 56.38% 42.69% 58.53% 59.78% 49.82% 43.52% 47.71%
Profit (Net Income) Margin		 39.06% 38.80% 33.09% 45.50% 45.05% 38.47% 45.73% 45.62% 43.72% 39.19% 38.53%
Tax Burden Percent		 72.87% 72.30% 59.01% 80.51% 79.90% 90.11% 78.12% 76.32% 87.75% 90.06% 80.76%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 27.13% 27.70% 40.99% 19.49% 20.10% 9.89% 21.88% 23.68% 12.25% 9.94% 19.24%
Return on Invested Capital (ROIC)		 6.22% 6.70% 6.54% 9.76% 9.31% 7.83% 2.53% 3.01% 10.88% 8.86% 10.32%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.22% 6.70% 6.54% 9.76% 9.31% 7.83% 2.53% 3.01% 10.88% 8.86% 10.32%
Return on Net Nonoperating Assets (RNNOA)		 3.39% 3.09% 2.72% 3.52% 3.33% 1.89% 9.74% 11.65% 2.72% 1.38% 0.60%
Return on Equity (ROE)		 9.62% 9.79% 9.26% 13.28% 12.64% 9.71% 12.26% 14.66% 13.59% 10.25% 10.92%
Cash Return on Invested Capital (CROIC)		 8.40% 2.69% 4.70% 4.60% -0.01% 22.43% -151.52% 151.30% 1.33% 20.29% 9.68%
Operating Return on Assets (OROA)		 1.79% 1.74% 1.98% 2.08% 2.00% 1.37% 1.91% 2.21% 1.79% 1.38% 1.65%
Return on Assets (ROA)		 1.30% 1.26% 1.17% 1.68% 1.60% 1.23% 1.49% 1.68% 1.57% 1.24% 1.33%
Return on Common Equity (ROCE)		 9.62% 9.79% 9.26% 13.28% 12.64% 9.71% 12.26% 14.66% 13.59% 10.25% 10.92%
Return on Equity Simple (ROE_SIMPLE)		 9.22% 9.58% 8.92% 12.81% 12.17% 9.46% 12.19% 14.58% 12.94% 10.05% 10.77%
Net Operating Profit after Tax (NOPAT)		 161 175 176 272 279 229 298 361 354 286 315
NOPAT Margin		 39.06% 38.80% 33.09% 45.50% 45.05% 38.47% 45.73% 45.62% 43.72% 39.19% 38.53%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 31.38% 30.91% 29.72% 29.59% 29.57% 29.57% 28.69% 25.17% 26.48% 32.02% 30.30%
Operating Expenses to Revenue		 49.15% 49.79% 44.40% 44.25% 44.75% 47.65% 43.92% 38.38% 46.97% 51.35% 43.41%
Earnings before Interest and Taxes (EBIT)		 221 242 298 338 349 254 382 473 404 318 390
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 259 285 313 389 408 337 443 537 487 382 423
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.11 1.29 1.38 1.05 1.12 0.94 1.24 1.14 1.14 1.18 1.12
Price to Tangible Book Value (P/TBV)		 1.41 1.62 1.71 1.28 1.35 1.12 1.47 1.34 1.32 1.36 1.28
Price to Revenue (P/Rev)		 4.71 5.21 5.13 3.74 4.16 3.83 4.66 3.55 3.84 4.61 4.00
Price to Earnings (P/E)		 12.05 13.43 15.51 8.22 9.24 9.95 10.20 7.79 8.79 11.77 10.37
Dividend Yield		 2.34% 2.52% 2.57% 3.74% 3.83% 4.34% 3.22% 3.60% 3.18% 2.88% 2.83%
Earnings Yield		 8.30% 7.45% 6.45% 12.17% 10.82% 10.05% 9.81% 12.84% 11.38% 8.50% 9.64%
Enterprise Value to Invested Capital (EV/IC)		 0.80 0.75 1.08 0.83 0.90 0.42 0.14 0.73 0.87 0.83 0.65
Enterprise Value to Revenue (EV/Rev)		 4.94 4.44 5.51 3.97 4.57 1.93 4.46 2.88 3.65 3.46 2.42
Enterprise Value to EBITDA (EV/EBITDA)		 7.87 7.03 9.37 6.09 6.93 3.41 6.56 4.23 6.07 6.61 4.68
Enterprise Value to EBIT (EV/EBIT)		 9.21 8.27 9.83 7.02 8.10 4.53 7.62 4.81 7.33 7.94 5.08
Enterprise Value to NOPAT (EV/NOPAT)		 12.64 11.44 16.66 8.72 10.14 5.02 9.75 6.30 8.35 8.82 6.29
Enterprise Value to Operating Cash Flow (EV/OCF)		 11.52 8.54 11.79 7.04 6.51 3.59 8.70 4.86 7.69 7.66 5.37
Enterprise Value to Free Cash Flow (EV/FCFF)		 9.36 28.50 23.19 18.49 0.00 1.75 0.00 0.13 68.15 3.85 6.70
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.47 0.46 0.38 0.35 0.37 0.12 0.00 0.25 0.25 0.07 0.05
Long-Term Debt to Equity		 0.24 0.27 0.33 0.35 0.36 0.12 0.00 0.25 0.25 0.07 0.05
Financial Leverage		 0.55 0.46 0.42 0.36 0.36 0.24 3.85 3.88 0.25 0.16 0.06
Leverage Ratio		 7.39 7.77 7.93 7.92 7.90 7.88 8.21 8.71 8.64 8.26 8.19
Compound Leverage Factor		 7.39 7.77 7.93 7.92 7.90 7.88 8.21 8.71 8.64 8.26 8.19
Debt to Total Capital		 31.74% 31.40% 27.32% 25.77% 26.89% 10.80% 0.00% 20.21% 19.78% 6.47% 4.46%
Short-Term Debt to Total Capital		 15.62% 13.13% 3.68% 0.00% 0.82% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 16.12% 18.26% 23.63% 25.77% 26.07% 10.80% 0.00% 20.21% 19.78% 6.47% 4.46%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 68.26% 68.60% 72.68% 74.23% 73.11% 89.20% 100.00% 79.79% 80.22% 93.53% 95.54%
Debt to EBITDA		 3.14 2.94 2.37 1.89 2.07 0.87 0.00 1.17 1.39 0.52 0.32
Net Debt to EBITDA		 0.37 -1.22 0.64 0.35 0.61 -3.35 0.00 -1.00 -0.32 -2.21 -3.05
Long-Term Debt to EBITDA		 1.59 1.71 2.05 1.89 2.00 0.87 0.00 1.17 1.39 0.52 0.32
Debt to NOPAT		 5.04 4.78 4.21 2.71 3.02 1.28 0.00 1.74 1.91 0.69 0.43
Net Debt to NOPAT		 0.59 -1.99 1.15 0.50 0.90 -4.93 0.00 -1.49 -0.43 -2.95 -4.09
Long-Term Debt to NOPAT		 2.56 2.78 3.64 2.71 2.93 1.28 0.00 1.74 1.91 0.69 0.43
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 218 70 126 128 -0.38 656 -17,877 18,147 43 655 296
Operating Cash Flow to CapEx		 6,059.57% 6,676.22% 0.00% 5,045.55% 6,098.12% 5,537.47% 8,967.73% 13,786.34% 11,312.61% 9,052.67% 7,504.97%
Free Cash Flow to Firm to Interest Expense		 2.94 0.87 1.57 1.05 0.00 4.42 -260.01 154.33 0.09 0.99 0.52
Operating Cash Flow to Interest Expense		 2.39 2.89 3.09 2.76 2.24 2.16 4.86 3.97 0.77 0.50 0.65
Operating Cash Flow Less CapEx to Interest Expense		 2.35 2.84 3.12 2.70 2.20 2.12 4.81 3.95 0.76 0.49 0.64
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.04 0.04 0.04 0.03 0.03 0.04 0.04 0.03 0.03
Fixed Asset Turnover		 3.95 4.21 5.10 5.79 5.97 5.74 6.45 8.14 8.72 8.12 9.28
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 2,561 2,665 2,715 2,859 3,138 2,711 20,887 3,101 3,411 3,043 3,062
Invested Capital Turnover		 0.16 0.17 0.20 0.21 0.21 0.20 0.06 0.07 0.25 0.23 0.27
Increase / (Decrease) in Invested Capital		 -56 105 50 144 280 -427 18,176 -17,786 311 -369 20
Enterprise Value (EV)		 2,036 2,003 2,933 2,370 2,830 1,150 2,908 2,273 2,958 2,522 1,981
Market Capitalization		 1,941 2,351 2,731 2,234 2,580 2,278 3,042 2,808 3,112 3,365 3,268
Book Value per Share		 $21.58 $23.18 $24.42 $26.17 $28.78 $30.36 $31.68 $33.25 $37.71 $39.97 $43.00
Tangible Book Value per Share		 $16.94 $18.42 $19.71 $21.49 $24.04 $25.62 $26.80 $28.12 $32.47 $34.64 $37.44
Total Capital		 2,561 2,665 2,715 2,859 3,138 2,711 2,446 3,101 3,411 3,043 3,062
Total Debt		 813 837 742 737 844 293 0.00 627 675 197 137
Total Long-Term Debt		 413 487 642 737 818 293 0.00 627 675 197 137
Net Debt		 96 -348 202 136 250 -1,128 -134 -536 -154 -843 -1,288
Capital Expenditures (CapEx)		 2.92 3.51 -2.41 6.67 7.13 5.78 3.73 3.39 3.40 3.64 4.91
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 813 837 742 737 844 293 18,440 627 675 197 137
Total Depreciation and Amortization (D&A)		 38 43 15 51 59 83 61 64 84 64 33
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.00 $2.21 $2.19 $3.35 $3.49 $2.88 $3.81 $4.85 $4.88 $3.97 $4.55
Adjusted Weighted Average Basic Shares Outstanding		 80.56M 79.15M 80.26M 81.13M 80.00M 79.58M 78.27M 74.34M 72.57M 72.07M 69.18M
Adjusted Diluted Earnings per Share		 $1.98 $2.19 $2.17 $3.33 $3.48 $2.87 $3.80 $4.83 $4.86 $3.95 $4.54
Adjusted Weighted Average Diluted Shares Outstanding		 81.29M 79.93M 81.00M 81.61M 80.25M 79.78M 78.57M 74.66M 72.86M 72.33M 69.45M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 79.60M 79.62M 81.12M 80.48M 79.65M 79.51M 75.29M 72.56M 72.67M 70.29M 66.96M
Normalized Net Operating Profit after Tax (NOPAT)		 161 175 178 274 279 229 300 364 355 286 315
Normalized NOPAT Margin		 39.06% 38.80% 33.55% 45.78% 45.05% 38.47% 45.99% 46.02% 43.79% 39.19% 38.53%
Pre Tax Income Margin		 53.61% 53.67% 56.07% 56.51% 56.38% 42.69% 58.53% 59.78% 49.82% 43.52% 47.71%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 2.99 2.98 3.71 2.77 1.80 1.71 5.55 4.02 0.81 0.48 0.69
NOPAT to Interest Expense		 2.18 2.16 2.19 2.23 1.44 1.54 4.34 3.07 0.71 0.43 0.56
EBIT Less CapEx to Interest Expense		 2.95 2.94 3.74 2.71 1.76 1.67 5.50 3.99 0.80 0.48 0.68
NOPAT Less CapEx to Interest Expense		 2.14 2.11 2.22 2.17 1.40 1.50 4.28 3.04 0.70 0.43 0.55
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 28.11% 33.85% 39.70% 30.69% 35.51% 43.12% 33.30% 27.99% 27.85% 34.26% 29.77%
Augmented Payout Ratio		 64.98% 64.94% 39.70% 46.37% 48.52% 53.43% 89.31% 67.18% 32.56% 63.88% 86.98%

Quarterly Metrics And Ratios for Cathay General Bancorp

This table displays calculated financial ratios and metrics derived from Cathay General Bancorp's official financial filings.

Metric Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026
Period end date 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026
DEI Shares Outstanding		 - - - - - - - - - 68,036,614.00 66,957,659.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - 68,036,614.00 66,957,659.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - 1.33 1.30
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -6.72% -4.05% -15.24% -12.76% -2.05% -9.14% 7.23% 10.13% 11.13% 19.49% 14.37%
EBITDA Growth		 -20.31% -28.33% -32.90% -24.58% -14.70% -11.87% 2.32% 11.46% -4.57% 34.47% 19.85%
EBIT Growth		 -28.85% -29.14% -30.63% -29.31% -15.51% -6.72% 8.30% 32.65% 19.97% 30.78% 26.84%
NOPAT Growth		 -16.83% -15.45% -25.59% -28.31% -18.04% -2.82% -2.70% 15.89% 15.01% 12.86% 25.01%
Net Income Growth		 -16.83% -15.45% -25.59% -28.31% -18.04% -2.82% -2.70% 15.89% 15.01% 12.86% 25.01%
EPS Growth		 -15.04% -15.04% -25.76% -28.13% -16.81% -1.77% 0.00% 19.57% 20.21% 19.82% 31.63%
Operating Cash Flow Growth		 -43.20% -35.09% -27.23% -19.59% -24.13% 31.92% 12.24% -12.29% 85.35% -36.58% -0.62%
Free Cash Flow Firm Growth		 205.99% -101.28% 197.79% 166.52% -178.89% 296.81% -99.20% -149.43% 24.51% -84.19% -48.72%
Invested Capital Growth		 -4.32% 10.02% -85.57% -13.04% 8.30% -10.81% -2.60% 10.98% 6.67% 0.64% 0.28%
Revenue Q/Q Growth		 -5.46% 6.08% -14.64% 1.91% 6.16% -1.60% 0.73% 4.67% 7.12% 5.80% -3.59%
EBITDA Q/Q Growth		 -7.93% -7.82% -23.69% 6.84% 4.13% -4.76% -0.78% 10.35% -8.48% 34.21% -11.57%
EBIT Q/Q Growth		 -9.90% 0.56% -13.95% -9.33% 7.68% 11.02% -0.09% 11.06% -2.62% 21.03% -3.10%
NOPAT Q/Q Growth		 -11.64% 0.19% -13.44% -6.45% 1.03% 18.79% -13.34% 11.43% 0.26% 16.57% -4.01%
Net Income Q/Q Growth		 -11.64% 0.19% -13.44% -6.45% 1.03% 18.79% -13.34% 11.43% 0.26% 16.57% -4.01%
EPS Q/Q Growth		 -11.72% 0.00% -13.27% -6.12% 2.17% 18.09% -11.71% 12.24% 2.73% 17.70% -3.01%
Operating Cash Flow Q/Q Growth		 18.09% -38.54% 33.97% -17.30% 11.43% 6.86% 13.98% -35.38% 135.48% -63.44% 78.61%
Free Cash Flow Firm Q/Q Growth		 126.12% -209.46% 8,392.55% -97.19% -130.98% 373.07% -66.09% -272.33% 52.69% 157.18% -11.83%
Invested Capital Q/Q Growth		 -21.47% 22.05% -6.79% -2.66% -2.20% 0.51% 1.79% 10.92% -6.00% -5.17% 2.01%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 60.67% 52.72% 51.37% 53.86% 52.83% 51.14% 50.37% 53.10% 45.37% 57.55% 52.79%
EBIT Margin		 47.81% 45.32% 45.69% 40.65% 41.24% 46.53% 46.15% 48.97% 44.52% 50.92% 51.18%
Profit (Net Income) Margin		 42.57% 40.21% 40.78% 37.43% 35.62% 43.01% 37.00% 39.39% 36.87% 40.62% 40.44%
Tax Burden Percent		 89.05% 88.72% 89.24% 92.08% 86.39% 92.43% 80.18% 80.44% 82.82% 79.77% 79.02%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 10.95% 11.28% 10.76% 7.92% 13.61% 7.57% 19.82% 19.56% 17.18% 20.23% 20.98%
Return on Invested Capital (ROIC)		 12.19% 10.00% 2.52% 8.47% 9.16% 9.72% 8.75% 9.17% 9.21% 10.88% 11.02%
ROIC Less NNEP Spread (ROIC-NNEP)		 12.19% 10.00% 2.52% 8.47% 9.16% 9.72% 8.75% 9.17% 9.21% 10.88% 11.02%
Return on Net Nonoperating Assets (RNNOA)		 1.59% 2.50% 9.42% 1.97% 0.59% 1.52% 0.98% 1.37% 0.84% 0.63% 0.66%
Return on Equity (ROE)		 13.78% 12.50% 11.93% 10.44% 9.75% 11.24% 9.74% 10.55% 10.05% 11.51% 11.68%
Cash Return on Invested Capital (CROIC)		 17.33% 1.33% 152.16% 23.06% 1.93% 20.29% 11.69% -1.38% 3.29% 9.68% 10.44%
Operating Return on Assets (OROA)		 1.75% 1.63% 1.57% 1.32% 1.34% 1.47% 1.47% 1.59% 1.47% 1.76% 1.83%
Return on Assets (ROA)		 1.56% 1.45% 1.40% 1.22% 1.16% 1.36% 1.18% 1.28% 1.22% 1.41% 1.45%
Return on Common Equity (ROCE)		 13.78% 12.50% 11.93% 10.44% 9.75% 11.24% 9.74% 10.55% 10.05% 11.51% 11.68%
Return on Equity Simple (ROE_SIMPLE)		 13.99% 0.00% 11.86% 10.85% 10.19% 0.00% 9.91% 10.21% 10.50% 0.00% 11.13%
Net Operating Profit after Tax (NOPAT)		 82 83 71 67 68 80 70 77 78 91 87
NOPAT Margin		 42.57% 40.21% 40.78% 37.43% 35.62% 43.01% 37.00% 39.39% 36.87% 40.62% 40.44%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 28.02% 26.75% 34.50% 31.83% 30.34% 31.60% 32.21% 30.51% 28.87% 29.84% 29.25%
Operating Expenses to Revenue		 48.57% 53.84% 53.22% 55.65% 51.11% 45.70% 45.60% 45.34% 41.84% 41.36% 40.35%
Earnings before Interest and Taxes (EBIT)		 93 93 80 73 78 87 87 96 94 113 110
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 117 108 90 96 100 95 95 104 96 128 113
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.92 1.14 0.98 0.98 1.10 1.18 1.06 1.11 1.14 1.12 1.12
Price to Tangible Book Value (P/TBV)		 1.08 1.32 1.14 1.14 1.26 1.36 1.22 1.27 1.31 1.28 1.28
Price to Revenue (P/Rev)		 2.97 3.84 3.50 3.65 4.14 4.61 4.07 4.20 4.24 4.00 3.95
Price to Earnings (P/E)		 6.59 8.79 8.26 9.06 10.75 11.77 10.65 10.83 10.88 10.37 10.04
Dividend Yield		 4.05% 3.18% 3.63% 3.61% 3.17% 2.88% 3.16% 2.99% 2.83% 2.83% 2.81%
Earnings Yield		 15.16% 11.38% 12.10% 11.04% 9.30% 8.50% 9.39% 9.23% 9.19% 9.64% 9.96%
Enterprise Value to Invested Capital (EV/IC)		 0.51 0.87 0.61 0.63 0.65 0.83 0.60 0.73 0.72 0.65 0.73
Enterprise Value to Revenue (EV/Rev)		 1.74 3.65 2.50 2.58 2.62 3.46 2.52 3.28 2.99 2.42 2.67
Enterprise Value to EBITDA (EV/EBITDA)		 2.75 6.07 4.30 4.61 4.84 6.61 4.88 6.32 5.99 4.68 5.10
Enterprise Value to EBIT (EV/EBIT)		 3.23 7.33 5.29 5.75 6.05 7.94 5.77 7.17 6.43 5.08 5.45
Enterprise Value to NOPAT (EV/NOPAT)		 3.87 8.35 5.91 6.41 6.79 8.82 6.59 8.46 7.66 6.29 6.77
Enterprise Value to Operating Cash Flow (EV/OCF)		 3.40 7.69 5.54 5.82 6.35 7.66 5.51 7.54 5.83 5.37 6.12
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.88 68.15 0.10 2.53 34.76 3.85 5.10 0.00 22.68 6.70 6.96
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.06 0.25 0.14 0.11 0.07 0.07 0.08 0.19 0.11 0.05 0.04
Long-Term Debt to Equity		 0.06 0.25 0.14 0.11 0.07 0.07 0.08 0.19 0.11 0.05 0.04
Financial Leverage		 0.13 0.25 3.74 0.23 0.06 0.16 0.11 0.15 0.09 0.06 0.06
Leverage Ratio		 8.84 8.64 8.54 8.57 8.43 8.26 8.26 8.27 8.26 8.19 8.08
Compound Leverage Factor		 8.84 8.64 8.54 8.57 8.43 8.26 8.26 8.27 8.26 8.19 8.08
Debt to Total Capital		 5.60% 19.78% 12.63% 9.76% 6.50% 6.47% 7.49% 15.98% 10.12% 4.46% 3.84%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 5.60% 19.78% 12.63% 9.76% 6.50% 6.47% 7.49% 15.98% 10.12% 4.46% 3.84%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 94.40% 80.22% 87.37% 90.24% 93.50% 93.53% 92.51% 84.02% 89.88% 95.54% 96.16%
Debt to EBITDA		 0.30 1.39 0.89 0.72 0.49 0.52 0.60 1.39 0.84 0.32 0.27
Net Debt to EBITDA		 -1.94 -0.32 -1.71 -1.91 -2.82 -2.21 -3.00 -1.77 -2.52 -3.05 -2.46
Long-Term Debt to EBITDA		 0.30 1.39 0.89 0.72 0.49 0.52 0.60 1.39 0.84 0.32 0.27
Debt to NOPAT		 0.42 1.91 1.22 1.00 0.68 0.69 0.82 1.86 1.07 0.43 0.36
Net Debt to NOPAT		 -2.73 -0.43 -2.35 -2.65 -3.96 -2.95 -4.06 -2.37 -3.22 -4.09 -3.27
Long-Term Debt to NOPAT		 0.42 1.91 1.22 1.00 0.68 0.69 0.82 1.86 1.07 0.43 0.36
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 208 -228 18,923 531 -164 449 152 -262 -124 71 78
Operating Cash Flow to CapEx		 15,958.57% 3,722.45% 9,625.55% 13,680.49% 6,742.57% 8,841.14% 3,667.87% 5,067.51% 30,423.43% 12,075.00% 4,240.84%
Free Cash Flow to Firm to Interest Expense		 1.51 -1.51 115.34 3.17 -0.97 2.83 1.07 -1.85 -0.86 0.52 0.61
Operating Cash Flow to Interest Expense		 0.78 0.44 0.54 0.44 0.48 0.55 0.69 0.45 1.04 0.40 0.76
Operating Cash Flow Less CapEx to Interest Expense		 0.77 0.42 0.53 0.43 0.47 0.54 0.67 0.44 1.04 0.40 0.75
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04
Fixed Asset Turnover		 8.74 8.72 8.48 8.29 8.31 8.12 8.24 8.50 8.80 9.28 9.48
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 2,795 3,411 3,180 3,095 3,027 3,043 3,097 3,435 3,229 3,062 3,106
Invested Capital Turnover		 0.29 0.25 0.06 0.23 0.26 0.23 0.24 0.23 0.25 0.27 0.27
Increase / (Decrease) in Invested Capital		 -126 311 -18,852 -464 232 -369 -83 340 202 20 8.79
Enterprise Value (EV)		 1,428 2,958 1,949 1,943 1,958 2,522 1,872 2,494 2,336 1,981 2,252
Market Capitalization		 2,435 3,112 2,723 2,747 3,100 3,365 3,024 3,192 3,317 3,268 3,339
Book Value per Share		 $36.36 $37.71 $38.23 $38.36 $39.22 $39.97 $40.76 $41.17 $42.01 $43.00 $44.61
Tangible Book Value per Share		 $31.12 $32.47 $33.00 $33.15 $33.96 $34.64 $35.38 $35.77 $36.53 $37.44 $38.96
Total Capital		 2,795 3,411 3,180 3,095 3,027 3,043 3,097 3,435 3,229 3,062 3,106
Total Debt		 157 675 402 302 197 197 232 549 327 137 119
Total Long-Term Debt		 157 675 402 302 197 197 232 549 327 137 119
Net Debt		 -1,006 -154 -774 -803 -1,142 -843 -1,153 -698 -981 -1,288 -1,086
Capital Expenditures (CapEx)		 0.67 1.77 0.92 0.53 1.21 0.98 2.70 1.26 0.50 0.46 2.32
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 157 675 402 302 197 197 232 549 327 137 119
Total Depreciation and Amortization (D&A)		 25 15 9.95 24 22 8.60 7.93 8.13 1.79 15 3.44
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.14 $1.13 $0.98 $0.92 $0.94 $1.13 $0.99 $1.11 $1.13 $1.32 $1.30
Adjusted Weighted Average Basic Shares Outstanding		 72.57M 72.57M 72.67M 72.66M 71.79M 72.07M 70.38M 69.99M 68.73M 69.18M 67.04M
Adjusted Diluted Earnings per Share		 $1.13 $1.13 $0.98 $0.92 $0.94 $1.11 $0.98 $1.10 $1.13 $1.33 $1.29
Adjusted Weighted Average Diluted Shares Outstanding		 72.89M 72.86M 72.97M 72.83M 72.03M 72.33M 70.68M 70.19M 68.99M 69.45M 67.39M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 72.65M 72.67M 72.81M 72.17M 71.20M 70.29M 70.11M 69.09M 68.04M 66.96M 67.04M
Normalized Net Operating Profit after Tax (NOPAT)		 82 83 71 67 68 80 70 77 78 91 87
Normalized NOPAT Margin		 42.57% 40.21% 40.78% 37.43% 35.62% 43.01% 37.00% 39.39% 36.87% 40.62% 40.44%
Pre Tax Income Margin		 47.81% 45.32% 45.69% 40.65% 41.24% 46.53% 46.15% 48.97% 44.52% 50.92% 51.18%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.67 0.62 0.49 0.43 0.46 0.55 0.61 0.68 0.65 0.82 0.85
NOPAT to Interest Expense		 0.60 0.55 0.44 0.40 0.40 0.50 0.49 0.55 0.54 0.66 0.67
EBIT Less CapEx to Interest Expense		 0.67 0.60 0.48 0.43 0.45 0.54 0.59 0.67 0.65 0.82 0.84
NOPAT Less CapEx to Interest Expense		 0.59 0.53 0.43 0.40 0.39 0.50 0.47 0.54 0.53 0.65 0.66
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 26.76% 27.85% 29.96% 32.60% 34.17% 34.26% 34.19% 32.64% 31.20% 29.77% 28.69%
Augmented Payout Ratio		 39.82% 32.56% 29.94% 40.94% 55.18% 63.88% 49.41% 79.05% 81.08% 86.98% 74.23%

Financials Breakdown Chart

Key Financial Trends

Cathay General Bancorp (CATY) has shown a notable rebound in 2025 after softer years in 2023–2024. Key highlights include a rebound in total revenue, rising net interest income, stronger quarterly earnings per share, and a growing balance sheet. Below are the most relevant takeaways drawn from CATY’s quarterly results over the last four years, with positives listed first, then neutral points, and finally the negatives.

  • Revenue rebound in 2025: Total revenue for Q4 2025 was $222.8 million, up from about $186.5 million in Q4 2024, signaling a solid year-over-year improvement.
  • Net interest income rising in 2025: Net interest income reached $195.0 million in Q4 2025, up from $176.6 million earlier in 2025, demonstrating improving net interest results.
  • Strong quarterly net income attributable to common shareholders in Q4 2025: $90.5 million, indicating healthier quarterly profitability versus prior-year periods.
  • EPS momentum (diluted) in Q4 2025 at $1.33, reflecting continued earnings strength into year-end.
  • Non-interest income growth in 2025: Non-interest income climbed to $27.8 million in Q4 2025, contributing to overall revenue gains.
  • Balance sheet growth: Total assets rose to about $24.08 billion by Q4 2025, up from earlier in 2025, with Total Common Equity around $2.90 billion, suggesting a stronger capital base.
  • Provision for credit losses fluctuates: The provision for credit losses varied across 2023–2025 (e.g., higher in some quarters, lower in others), with no clear multi-year trend.
  • Non-interest expense volatility: Non-interest expenses fluctuated quarter to quarter, contributing to near-term earnings variability.
  • Net cash from continuing investing activities was negative in Q4 2025 (approximately −$47.2 million), indicating cash outflows for investments.
  • Net financing activity headwinds in Q4 2025: Net cash from financing activities was $108.5 million in Q4 2025, which was lower than the prior-quarter level, suggesting softer financing activity in the quarter.
05/20/26 08:25 PM ETAI Generated. May Contain Errors.

Cathay General Bancorp Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Cathay General Bancorp's fiscal year ends in December. Their fiscal year 2025 ended on December 31, 2025.

Cathay General Bancorp's net income appears to be on an upward trend, with a most recent value of $315.12 million in 2025, rising from $161.11 million in 2015. The previous period was $285.98 million in 2024. See Cathay General Bancorp's forecast for analyst expectations on what's next for the company.

Over the last 10 years, Cathay General Bancorp's total revenue changed from $412.42 million in 2015 to $817.89 million in 2025, a change of 98.3%.

Cathay General Bancorp's total liabilities were at $21.30 billion at the end of 2025, a 5.4% increase from 2024, and a 85.2% increase since 2015.

In the past 10 years, Cathay General Bancorp's cash and equivalents has ranged from $134.14 million in 2021 to $247.06 million in 2017, and is currently $146.32 million as of their latest financial filing in 2025.

Over the last 10 years, Cathay General Bancorp's book value per share changed from 21.58 in 2015 to 43.00 in 2025, a change of 99.3%.


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Financial statements for NASDAQ:CATY last updated on 5/13/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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