Annual Income Statements for Hope Bancorp
This table shows Hope Bancorp's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.
Quarterly Income Statements for Hope Bancorp
This table shows Hope Bancorp's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.
| Metric |
|
Q4 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q4 2024 |
Q1 2025 |
Q2 2025 |
Q3 2025 |
Q4 2025 |
Q1 2026 |
Q2 2026 |
| Net Income / (Loss) Attributable to Common Shareholders |
|
26 |
26 |
25 |
24 |
24 |
21 |
-25 |
31 |
38 |
30 |
33 |
| Consolidated Net Income / (Loss) |
|
26 |
26 |
25 |
24 |
24 |
21 |
-25 |
31 |
38 |
30 |
33 |
| Net Income / (Loss) Continuing Operations |
|
26 |
26 |
25 |
24 |
24 |
21 |
-25 |
31 |
38 |
30 |
33 |
| Total Pre-Tax Income |
|
34 |
36 |
35 |
32 |
30 |
28 |
-26 |
36 |
43 |
38 |
43 |
| Total Revenue |
|
135 |
123 |
117 |
117 |
118 |
117 |
94 |
142 |
146 |
141 |
148 |
| Net Interest Income / (Expense) |
|
126 |
115 |
106 |
105 |
102 |
101 |
117 |
127 |
127 |
124 |
129 |
| Total Interest Income |
|
269 |
260 |
233 |
235 |
227 |
217 |
239 |
245 |
240 |
230 |
236 |
| Loans and Leases Interest Income |
|
221 |
214 |
210 |
210 |
204 |
195 |
211 |
217 |
214 |
206 |
211 |
| Investment Securities Interest Income |
|
18 |
18 |
17 |
17 |
17 |
16 |
18 |
21 |
21 |
19 |
20 |
| Deposits and Money Market Investments Interest Income |
|
- |
27 |
5.28 |
7.51 |
- |
5.21 |
8.78 |
5.27 |
4.20 |
3.78 |
3.81 |
| Other Interest Income |
|
- |
- |
0.81 |
0.81 |
- |
1.11 |
1.18 |
1.19 |
0.77 |
- |
0.63 |
| Total Interest Expense |
|
143 |
145 |
127 |
130 |
124 |
116 |
122 |
118 |
113 |
106 |
107 |
| Deposits Interest Expense |
|
121 |
124 |
123 |
127 |
122 |
114 |
119 |
115 |
109 |
101 |
102 |
| Long-Term Debt Interest Expense |
|
22 |
21 |
4.16 |
3.08 |
2.84 |
2.76 |
2.79 |
2.72 |
3.41 |
4.63 |
5.42 |
| Total Non-Interest Income |
|
9.28 |
8.29 |
11 |
12 |
16 |
16 |
-23 |
15 |
18 |
17 |
19 |
| Other Service Charges |
|
9.34 |
8.29 |
8.67 |
9.44 |
11 |
13 |
12 |
13 |
15 |
13 |
13 |
| Net Realized & Unrealized Capital Gains on Investments |
|
-0.06 |
0.00 |
2.41 |
2.40 |
4.51 |
3.13 |
-35 |
2.77 |
3.73 |
3.87 |
5.62 |
| Provision for Credit Losses |
|
2.40 |
2.60 |
1.40 |
3.28 |
10 |
4.80 |
11 |
8.71 |
3.29 |
8.65 |
6.77 |
| Total Non-Interest Expense |
|
99 |
85 |
81 |
81 |
78 |
84 |
109 |
97 |
99 |
94 |
98 |
| Salaries and Employee Benefits |
|
47 |
48 |
44 |
44 |
42 |
48 |
53 |
55 |
58 |
56 |
57 |
| Net Occupancy & Equipment Expense |
|
16 |
15 |
15 |
15 |
15 |
11 |
14 |
21 |
21 |
14 |
15 |
| Property & Liability Insurance Claims |
|
3.14 |
2.93 |
3.00 |
2.20 |
2.68 |
2.50 |
2.49 |
2.94 |
3.05 |
2.81 |
2.78 |
| Other Operating Expenses |
|
19 |
16 |
14 |
16 |
14 |
17 |
20 |
14 |
13 |
19 |
20 |
| Amortization Expense |
|
2.63 |
2.13 |
2.28 |
2.21 |
2.43 |
1.96 |
2.43 |
3.22 |
2.94 |
2.47 |
2.55 |
| Restructuring Charge |
|
12 |
1.04 |
2.17 |
1.43 |
1.04 |
2.52 |
17 |
0.96 |
0.78 |
0.23 |
2.06 |
| Income Tax Expense |
|
7.12 |
10 |
9.27 |
7.94 |
6.09 |
6.75 |
-1.32 |
5.61 |
5.34 |
8.38 |
9.55 |
| Basic Earnings per Share |
|
$0.21 |
$0.22 |
$0.21 |
$0.20 |
$0.20 |
$0.17 |
($0.19) |
$0.24 |
$0.30 |
$0.23 |
$0.26 |
| Weighted Average Basic Shares Outstanding |
|
120.13M |
120.61M |
120.73M |
120.74M |
120.77M |
128.06M |
128.18M |
128.19M |
128.20M |
127.84M |
127.74M |
| Diluted Earnings per Share |
|
$0.21 |
$0.21 |
$0.21 |
$0.20 |
$0.20 |
$0.17 |
($0.19) |
$0.24 |
$0.30 |
$0.23 |
$0.26 |
| Weighted Average Diluted Shares Outstanding |
|
120.13M |
120.61M |
120.73M |
120.74M |
120.77M |
128.06M |
128.18M |
128.19M |
128.20M |
127.84M |
127.74M |
| Weighted Average Basic & Diluted Shares Outstanding |
|
120.13M |
120.61M |
120.73M |
120.74M |
120.77M |
128.06M |
128.18M |
128.19M |
128.20M |
127.84M |
127.74M |
Annual Cash Flow Statements for Hope Bancorp
This table details how cash moves in and out of Hope Bancorp's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.
| Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
2025 |
| Net Change in Cash & Equivalents |
|
-164 |
139 |
55 |
-32 |
239 |
-348 |
-34 |
191 |
1,422 |
-1,471 |
102 |
| Net Cash From Operating Activities |
|
108 |
131 |
204 |
220 |
184 |
166 |
324 |
486 |
474 |
117 |
165 |
| Net Cash From Continuing Operating Activities |
|
108 |
131 |
204 |
220 |
184 |
166 |
324 |
486 |
474 |
117 |
165 |
| Net Income / (Loss) Continuing Operations |
|
92 |
114 |
139 |
190 |
171 |
112 |
205 |
218 |
134 |
100 |
62 |
| Consolidated Net Income / (Loss) |
|
92 |
114 |
139 |
190 |
171 |
112 |
205 |
218 |
134 |
100 |
62 |
| Provision For Loan Losses |
|
9.65 |
11 |
17 |
15 |
7.20 |
96 |
-12 |
9.85 |
32 |
17 |
32 |
| Depreciation Expense |
|
-4.53 |
-1.57 |
-15 |
-2.13 |
2.75 |
12 |
26 |
30 |
23 |
53 |
70 |
| Non-Cash Adjustments to Reconcile Net Income |
|
13 |
8.60 |
29 |
5.93 |
17 |
48 |
33 |
171 |
63 |
10 |
65 |
| Changes in Operating Assets and Liabilities, net |
|
-2.10 |
-1.58 |
33 |
12 |
-14 |
-101 |
62 |
56 |
222 |
-63 |
-64 |
| Net Cash From Investing Activities |
|
-935 |
-463 |
-767 |
-1,148 |
-37 |
-1,835 |
-993 |
-1,474 |
1,290 |
467 |
525 |
| Net Cash From Continuing Investing Activities |
|
-935 |
-463 |
-767 |
-1,148 |
-37 |
-1,835 |
-993 |
-1,474 |
1,290 |
467 |
525 |
| Purchase of Property, Leasehold Improvements and Equipment |
|
-11 |
-14 |
-15 |
-6.85 |
-6.62 |
-4.97 |
-7.22 |
-9.11 |
-13 |
-9.81 |
-13 |
| Acquisitions |
|
- |
- |
- |
- |
- |
- |
- |
- |
0.00 |
0.00 |
87 |
| Purchase of Investment Securities |
|
-1,117 |
-1,050 |
-1,188 |
-1,411 |
-601 |
-2,593 |
-2,054 |
-336 |
-492 |
-297 |
-869 |
| Sale and/or Maturity of Investments |
|
193 |
501 |
431 |
254 |
551 |
742 |
1,068 |
552 |
670 |
791 |
1,599 |
| Other Investing Activities, net |
|
- |
- |
- |
16 |
20 |
21 |
- |
-1,680 |
1,125 |
-18 |
-279 |
| Net Cash From Financing Activities |
|
663 |
472 |
618 |
895 |
92 |
1,321 |
635 |
1,179 |
-341 |
-2,054 |
-588 |
| Net Cash From Continuing Financing Activities |
|
663 |
472 |
618 |
895 |
92 |
1,321 |
635 |
1,179 |
-341 |
-2,054 |
-588 |
| Net Change in Deposits |
|
648 |
495 |
209 |
1,309 |
372 |
1,807 |
707 |
698 |
-985 |
-426 |
-401 |
| Issuance of Debt |
|
350 |
825 |
1,420 |
343 |
1,155 |
1,360 |
2,319 |
40,299 |
41,554 |
1,858 |
701 |
| Issuance of Common Equity |
|
- |
1.17 |
1.87 |
0.47 |
0.01 |
0.00 |
0.00 |
0.53 |
0.00 |
0.00 |
0.00 |
| Repayment of Debt |
|
-300 |
-807 |
-1,015 |
-535 |
-1,350 |
-1,739 |
-2,269 |
-39,734 |
-40,840 |
-3,415 |
-815 |
| Payment of Dividends |
|
-33 |
-42 |
-68 |
-72 |
-71 |
-69 |
-69 |
-67 |
-67 |
-68 |
-71 |
| Other Financing Activities, Net |
|
0.00 |
0.08 |
69 |
-0.78 |
-0.63 |
-1.28 |
-3.36 |
-3.49 |
-3.38 |
-3.51 |
-2.70 |
| Cash Interest Paid |
|
40 |
63 |
91 |
144 |
211 |
144 |
62 |
113 |
380 |
599 |
485 |
| Cash Income Taxes Paid |
|
62 |
66 |
104 |
58 |
57 |
49 |
42 |
96 |
41 |
29 |
2.57 |
Quarterly Cash Flow Statements for Hope Bancorp
This table details how cash moves in and out of Hope Bancorp's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.
| Metric |
|
Q4 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q4 2024 |
Q1 2025 |
Q2 2025 |
Q3 2025 |
Q4 2025 |
Q1 2026 |
Q2 2026 |
| Net Change in Cash & Equivalents |
|
-571 |
-744 |
-531 |
27 |
-223 |
275 |
-44 |
-235 |
105 |
35 |
46 |
| Net Cash From Operating Activities |
|
79 |
30 |
-26 |
63 |
50 |
27 |
9.38 |
52 |
77 |
14 |
60 |
| Net Cash From Continuing Operating Activities |
|
79 |
30 |
-26 |
63 |
50 |
27 |
9.38 |
52 |
77 |
14 |
60 |
| Net Income / (Loss) Continuing Operations |
|
26 |
26 |
25 |
24 |
24 |
21 |
-28 |
31 |
38 |
30 |
33 |
| Consolidated Net Income / (Loss) |
|
26 |
26 |
25 |
24 |
24 |
21 |
-28 |
31 |
38 |
30 |
33 |
| Provision For Loan Losses |
|
2.40 |
2.60 |
1.40 |
3.28 |
10 |
4.80 |
15 |
8.71 |
3.29 |
8.65 |
6.77 |
| Depreciation Expense |
|
8.42 |
5.42 |
13 |
9.97 |
25 |
10 |
7.85 |
28 |
24 |
15 |
13 |
| Non-Cash Adjustments to Reconcile Net Income |
|
65 |
-1.11 |
-9.20 |
12 |
10 |
13 |
31 |
-14 |
35 |
-16 |
14 |
| Changes in Operating Assets and Liabilities, net |
|
-24 |
-3.16 |
-56 |
14 |
-20 |
-23 |
-17 |
-1.74 |
-23 |
-23 |
-6.20 |
| Net Cash From Investing Activities |
|
353 |
247 |
179 |
33 |
7.66 |
246 |
410 |
-145 |
15 |
-76 |
-332 |
| Net Cash From Continuing Investing Activities |
|
353 |
247 |
179 |
33 |
7.66 |
246 |
410 |
-145 |
15 |
-76 |
-332 |
| Purchase of Property, Leasehold Improvements and Equipment |
|
-2.00 |
-2.11 |
-2.53 |
-2.90 |
-2.27 |
-2.66 |
-2.49 |
-4.56 |
-3.38 |
-2.01 |
-4.41 |
| Purchase of Investment Securities |
|
-93 |
-38 |
21 |
-256 |
-156 |
-100 |
-637 |
-112 |
-20 |
-291 |
-553 |
| Sale and/or Maturity of Investments |
|
-677 |
287 |
161 |
292 |
184 |
348 |
963 |
-29 |
317 |
217 |
225 |
| Net Cash From Financing Activities |
|
-1,003 |
-1,020 |
-685 |
-69 |
-280 |
2.82 |
-463 |
-141 |
14 |
97 |
317 |
| Net Cash From Continuing Financing Activities |
|
-1,003 |
-1,020 |
-685 |
-69 |
-280 |
2.82 |
-463 |
-141 |
14 |
97 |
317 |
| Net Change in Deposits |
|
-986 |
-0.34 |
-42 |
18 |
-402 |
161 |
-215 |
-118 |
-228 |
123 |
150 |
| Issuance of Debt |
|
100 |
210 |
876 |
100 |
672 |
272 |
0.10 |
81 |
348 |
0.00 |
534 |
| Repayment of Debt |
|
-100 |
-1,210 |
-1,502 |
-170 |
-533 |
-411 |
-230 |
-86 |
-88 |
0.00 |
-347 |
| Repurchase of Common Equity |
|
- |
- |
- |
- |
- |
0.00 |
- |
- |
- |
-6.71 |
-2.01 |
| Payment of Dividends |
|
-17 |
-17 |
-17 |
-17 |
-17 |
-17 |
-18 |
-18 |
-18 |
-18 |
-18 |
| Other Financing Activities, Net |
|
-0.38 |
-3.17 |
-0.26 |
-0.04 |
-0.04 |
-2.11 |
-0.03 |
-0.45 |
-0.12 |
-1.71 |
-0.15 |
| Cash Interest Paid |
|
142 |
190 |
162 |
110 |
137 |
128 |
133 |
115 |
108 |
116 |
111 |
| Cash Income Taxes Paid |
|
34 |
2.09 |
19 |
7.00 |
1.59 |
1.64 |
0.16 |
- |
0.77 |
0.05 |
5.26 |
Annual Balance Sheets for Hope Bancorp
This table presents Hope Bancorp's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.
| Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
2025 |
| Total Assets |
|
7,913 |
13,441 |
14,207 |
15,306 |
15,667 |
17,107 |
17,889 |
19,164 |
19,132 |
17,054 |
18,532 |
| Cash and Due from Banks |
|
95 |
169 |
186 |
219 |
283 |
257 |
271 |
214 |
173 |
223 |
209 |
| Interest Bearing Deposits at Other Banks |
|
203 |
269 |
306 |
240 |
415 |
94 |
45 |
293 |
1,756 |
236 |
351 |
| Time Deposits Placed and Other Short-Term Investments |
|
- |
- |
- |
29 |
29 |
29 |
13 |
0.74 |
- |
- |
0.00 |
| Trading Account Securities |
|
1,019 |
1,580 |
1,750 |
1,921 |
1,819 |
2,363 |
2,823 |
2,335 |
2,412 |
2,090 |
2,160 |
| Loans and Leases, Net of Allowance |
|
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
13,812 |
0.00 |
0.00 |
0.00 |
0.00 |
| Premises and Equipment, Net |
|
35 |
55 |
57 |
54 |
52 |
48 |
46 |
47 |
51 |
52 |
70 |
| Goodwill |
|
105 |
463 |
464 |
465 |
464 |
464 |
464 |
464 |
464 |
464 |
481 |
| Intangible Assets |
|
2.82 |
19 |
17 |
14 |
12 |
9.71 |
7.67 |
5.73 |
3.94 |
2.33 |
45 |
| Other Assets |
|
6,451 |
10,884 |
11,425 |
12,361 |
12,591 |
13,841 |
405 |
15,804 |
14,271 |
13,987 |
15,216 |
| Total Liabilities & Shareholders' Equity |
|
7,913 |
13,441 |
14,207 |
15,306 |
15,667 |
17,107 |
17,889 |
19,164 |
19,132 |
17,054 |
18,532 |
| Total Liabilities |
|
6,975 |
11,586 |
12,278 |
13,403 |
13,631 |
15,053 |
15,796 |
17,145 |
17,010 |
14,920 |
16,248 |
| Non-Interest Bearing Deposits |
|
1,694 |
2,900 |
2,999 |
3,023 |
3,109 |
4,814 |
5,752 |
4,849 |
3,915 |
3,378 |
3,372 |
| Interest Bearing Deposits |
|
4,647 |
7,742 |
7,848 |
9,133 |
9,419 |
9,520 |
9,289 |
10,889 |
10,839 |
10,950 |
12,231 |
| Accrued Interest Payable |
|
6.01 |
11 |
16 |
31 |
34 |
15 |
4.27 |
27 |
168 |
94 |
78 |
| Long-Term Debt |
|
573 |
854 |
1,259 |
1,118 |
927 |
559 |
622 |
1,189 |
1,904 |
349 |
396 |
| Other Long-Term Liabilities |
|
38 |
76 |
86 |
96 |
142 |
144 |
128 |
190 |
184 |
150 |
171 |
| Commitments & Contingencies |
|
15 |
- |
- |
- |
- |
- |
- |
- |
- |
- |
0.00 |
| Total Equity & Noncontrolling Interests |
|
938 |
1,855 |
1,928 |
1,900 |
2,036 |
2,054 |
2,093 |
2,019 |
2,121 |
2,135 |
2,283 |
| Total Preferred & Common Equity |
|
938 |
1,855 |
1,928 |
1,900 |
2,036 |
2,054 |
2,093 |
2,019 |
2,121 |
2,135 |
2,283 |
| Total Common Equity |
|
938 |
1,855 |
1,928 |
1,903 |
2,036 |
2,054 |
2,093 |
2,019 |
2,121 |
2,135 |
2,283 |
| Common Stock |
|
542 |
1,401 |
1,405 |
1,424 |
1,428 |
1,435 |
1,422 |
1,431 |
1,440 |
1,446 |
1,524 |
| Retained Earnings |
|
398 |
470 |
545 |
662 |
762 |
786 |
933 |
1,084 |
1,151 |
1,182 |
1,172 |
| Treasury Stock |
|
- |
- |
0.00 |
-150 |
-164 |
-200 |
-250 |
-265 |
-265 |
-265 |
-265 |
| Accumulated Other Comprehensive Income / (Loss) |
|
-1.83 |
-15 |
-22 |
-33 |
9.15 |
33 |
-11 |
-231 |
-205 |
-228 |
-148 |
Quarterly Balance Sheets for Hope Bancorp
This table presents Hope Bancorp's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.
| Metric |
|
Q1 2023 |
Q2 2023 |
Q3 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q1 2025 |
Q2 2025 |
Q3 2025 |
Q1 2026 |
Q2 2026 |
| Total Assets |
|
20,569 |
20,366 |
20,076 |
18,088 |
17,375 |
17,354 |
17,068 |
18,547 |
18,508 |
18,657 |
18,992 |
| Cash and Due from Banks |
|
212 |
208 |
225 |
160 |
188 |
171 |
228 |
253 |
224 |
225 |
214 |
| Interest Bearing Deposits at Other Banks |
|
2,000 |
2,094 |
2,275 |
1,025 |
466 |
510 |
506 |
437 |
231 |
370 |
426 |
| Time Deposits Placed and Other Short-Term Investments |
|
0.00 |
0.00 |
0.00 |
- |
- |
- |
- |
- |
- |
7.69 |
7.94 |
| Trading Account Securities |
|
2,357 |
2,236 |
2,280 |
2,325 |
2,241 |
2,243 |
2,175 |
2,281 |
2,299 |
2,283 |
2,272 |
| Loans and Leases, Net of Allowance |
|
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Premises and Equipment, Net |
|
48 |
51 |
52 |
51 |
51 |
52 |
52 |
69 |
69 |
69 |
70 |
| Goodwill |
|
464 |
464 |
464 |
464 |
464 |
464 |
464 |
478 |
478 |
484 |
484 |
| Intangible Assets |
|
5.28 |
4.83 |
4.38 |
3.53 |
3.13 |
2.73 |
1.96 |
47 |
46 |
44 |
43 |
| Other Assets |
|
15,480 |
15,308 |
14,775 |
14,059 |
13,961 |
13,912 |
13,641 |
14,982 |
15,160 |
15,174 |
15,475 |
| Total Liabilities & Shareholders' Equity |
|
20,569 |
20,366 |
20,076 |
18,088 |
17,375 |
17,354 |
17,068 |
18,547 |
18,508 |
18,657 |
18,992 |
| Total Liabilities |
|
18,510 |
18,298 |
18,046 |
15,976 |
15,264 |
15,184 |
14,908 |
16,323 |
16,252 |
16,373 |
16,696 |
| Non-Interest Bearing Deposits |
|
4,505 |
4,229 |
4,250 |
3,653 |
3,671 |
3,723 |
3,363 |
3,486 |
3,508 |
3,388 |
3,548 |
| Interest Bearing Deposits |
|
11,324 |
11,390 |
11,490 |
11,101 |
11,040 |
11,007 |
11,125 |
12,458 |
12,324 |
12,339 |
12,328 |
| Accrued Interest Payable |
|
54 |
109 |
167 |
122 |
87 |
107 |
81 |
72 |
74 |
68 |
64 |
| Long-Term Debt |
|
2,444 |
2,368 |
1,904 |
904 |
279 |
209 |
210 |
140 |
135 |
396 |
584 |
| Other Long-Term Liabilities |
|
183 |
201 |
235 |
195 |
187 |
139 |
129 |
168 |
211 |
182 |
172 |
| Commitments & Contingencies |
|
- |
- |
- |
- |
- |
- |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
| Total Equity & Noncontrolling Interests |
|
2,059 |
2,068 |
2,030 |
2,112 |
2,111 |
2,170 |
2,160 |
2,224 |
2,256 |
2,283 |
2,296 |
| Total Preferred & Common Equity |
|
2,059 |
2,068 |
2,030 |
2,112 |
2,111 |
2,170 |
2,160 |
2,224 |
2,256 |
2,283 |
2,296 |
| Total Common Equity |
|
2,059 |
2,068 |
2,030 |
2,112 |
2,111 |
2,170 |
2,160 |
2,224 |
2,256 |
2,283 |
2,296 |
| Common Stock |
|
1,431 |
1,434 |
1,437 |
1,440 |
1,441 |
1,443 |
1,445 |
1,520 |
1,522 |
1,523 |
1,526 |
| Retained Earnings |
|
1,106 |
1,128 |
1,141 |
1,160 |
1,168 |
1,174 |
1,186 |
1,140 |
1,153 |
1,184 |
1,199 |
| Treasury Stock |
|
-265 |
-265 |
-265 |
-265 |
-265 |
-265 |
-265 |
-265 |
-265 |
-271 |
-273 |
| Accumulated Other Comprehensive Income / (Loss) |
|
-214 |
-229 |
-283 |
-222 |
-233 |
-183 |
-206 |
-171 |
-154 |
-152 |
-156 |
Annual Metrics And Ratios for Hope Bancorp
This table displays calculated financial ratios and metrics derived from Hope Bancorp's official financial filings.
| Metric |
|
2015 |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
2024 |
2025 |
| Growth Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Profitability Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Valuation Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Leverage & Solvency |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Liquidity Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Cash Flow Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Efficiency Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Capital & Investment Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Earnings Adjustments |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Adjusted Basic Earnings per Share |
|
$1.16 |
$1.10 |
$1.03 |
$1.44 |
$1.35 |
$0.90 |
$1.67 |
$1.82 |
$1.11 |
$0.83 |
$0.49 |
| Adjusted Weighted Average Basic Shares Outstanding |
|
79.57M |
103.29M |
135.52M |
126.64M |
124.29M |
123.27M |
120.11M |
119.50M |
120.13M |
120.77M |
128.20M |
| Adjusted Diluted Earnings per Share |
|
$1.16 |
$1.10 |
$1.03 |
$1.44 |
$1.35 |
$0.90 |
$1.66 |
$1.81 |
$1.11 |
$0.82 |
$0.49 |
| Adjusted Weighted Average Diluted Shares Outstanding |
|
79.57M |
103.29M |
135.52M |
126.64M |
124.29M |
123.27M |
120.11M |
119.50M |
120.13M |
120.77M |
128.20M |
| Adjusted Basic & Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Adjusted Weighted Average Basic & Diluted Shares Outstanding |
|
79.57M |
103.29M |
135.52M |
126.64M |
124.29M |
123.27M |
120.11M |
119.50M |
120.13M |
120.77M |
128.20M |
| Debt Service Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Payout Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
Quarterly Metrics And Ratios for Hope Bancorp
This table displays calculated financial ratios and metrics derived from Hope Bancorp's official financial filings.
| Metric |
|
Q4 2023 |
Q1 2024 |
Q2 2024 |
Q3 2024 |
Q4 2024 |
Q1 2025 |
Q2 2025 |
Q3 2025 |
Q4 2025 |
Q1 2026 |
Q2 2026 |
| DEI Shares Outstanding |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
128,203,739.00 |
127,838,883.00 |
| DEI Adjusted Shares Outstanding |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
128,203,739.00 |
127,838,883.00 |
| DEI Earnings Per Adjusted Shares Outstanding |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
0.23 |
0.26 |
| Growth Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Revenue Growth |
|
-16.87% |
-14.86% |
-20.83% |
-18.82% |
-12.71% |
-5.54% |
-19.12% |
21.76% |
- |
21.05% |
56.42% |
| EBITDA Growth |
|
-50.45% |
-29.12% |
-27.85% |
12.94% |
31.07% |
-7.93% |
-146.71% |
53.82% |
- |
39.49% |
406.70% |
| EBIT Growth |
|
-51.93% |
-32.02% |
-32.89% |
-19.77% |
-9.46% |
-22.43% |
-186.54% |
13.57% |
- |
36.18% |
263.37% |
| NOPAT Growth |
|
-48.78% |
-33.89% |
-33.54% |
-19.60% |
-8.10% |
-18.43% |
-182.81% |
27.67% |
- |
40.03% |
281.03% |
| Net Income Growth |
|
-48.78% |
-33.89% |
-33.54% |
-19.60% |
-8.10% |
-18.43% |
-210.33% |
27.67% |
- |
40.03% |
233.46% |
| EPS Growth |
|
-51.16% |
-36.36% |
-34.38% |
-20.00% |
-4.76% |
-19.05% |
-204.76% |
20.00% |
- |
35.29% |
236.84% |
| Operating Cash Flow Growth |
|
-33.59% |
-61.10% |
-120.25% |
-67.30% |
-36.81% |
-9.97% |
136.68% |
-17.94% |
- |
-48.20% |
552.72% |
| Free Cash Flow Firm Growth |
|
-78.98% |
213.83% |
237.90% |
396.20% |
298.11% |
-55.83% |
-99.75% |
-98.83% |
- |
-141.96% |
-6,266.92% |
| Invested Capital Growth |
|
25.47% |
-33.00% |
-46.11% |
-39.53% |
-38.31% |
-21.43% |
-1.09% |
0.52% |
- |
13.07% |
21.80% |
| Revenue Q/Q Growth |
|
-5.91% |
-8.77% |
-5.19% |
-0.24% |
1.17% |
-1.28% |
-18.82% |
50.17% |
- |
-3.14% |
4.82% |
| EBITDA Q/Q Growth |
|
12.83% |
-1.69% |
14.10% |
-10.88% |
30.94% |
-30.94% |
-157.96% |
393.51% |
- |
-20.52% |
4.85% |
| EBIT Q/Q Growth |
|
-16.01% |
6.81% |
-3.76% |
-7.08% |
-5.22% |
-8.49% |
-207.37% |
221.94% |
- |
-11.56% |
12.31% |
| NOPAT Q/Q Growth |
|
-11.87% |
-2.33% |
-2.30% |
-4.40% |
0.74% |
-13.32% |
-199.20% |
247.38% |
- |
-21.29% |
11.82% |
| Net Income Q/Q Growth |
|
-11.87% |
-2.33% |
-2.30% |
-4.40% |
0.74% |
-13.32% |
-232.16% |
210.62% |
- |
-21.29% |
11.82% |
| EPS Q/Q Growth |
|
-16.00% |
0.00% |
0.00% |
-4.76% |
0.00% |
-15.00% |
-229.41% |
209.09% |
- |
-23.33% |
13.04% |
| Operating Cash Flow Q/Q Growth |
|
-59.25% |
-62.30% |
-186.34% |
346.49% |
-21.26% |
-46.28% |
-64.82% |
451.44% |
- |
-82.01% |
337.29% |
| Free Cash Flow Firm Q/Q Growth |
|
-48.31% |
291.15% |
37.00% |
-23.73% |
-0.81% |
-57.38% |
-99.23% |
259.73% |
- |
-76.73% |
-72.17% |
| Invested Capital Q/Q Growth |
|
2.32% |
-25.06% |
-20.76% |
-0.47% |
4.37% |
-4.56% |
-0.25% |
1.15% |
- |
0.02% |
7.46% |
| Profitability Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| EBITDA Margin |
|
31.09% |
33.50% |
40.37% |
36.06% |
46.68% |
32.65% |
-23.31% |
45.56% |
- |
37.63% |
37.64% |
| EBIT Margin |
|
24.86% |
29.10% |
29.54% |
27.52% |
25.78% |
23.90% |
-31.61% |
25.67% |
- |
26.89% |
28.81% |
| Profit (Net Income) Margin |
|
19.59% |
20.97% |
21.61% |
20.71% |
20.62% |
18.11% |
-29.48% |
21.72% |
- |
20.95% |
22.35% |
| Tax Burden Percent |
|
78.80% |
72.06% |
73.15% |
75.26% |
79.99% |
75.77% |
93.26% |
84.60% |
- |
77.90% |
77.56% |
| Interest Burden Percent |
|
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
100.00% |
- |
100.00% |
100.00% |
| Effective Tax Rate |
|
21.20% |
27.94% |
26.85% |
24.74% |
20.01% |
24.24% |
0.00% |
15.40% |
- |
22.10% |
22.44% |
| Return on Invested Capital (ROIC) |
|
3.09% |
3.07% |
3.29% |
3.23% |
3.01% |
3.15% |
-4.15% |
4.29% |
- |
4.34% |
4.91% |
| ROIC Less NNEP Spread (ROIC-NNEP) |
|
3.09% |
3.07% |
3.29% |
3.23% |
3.01% |
3.15% |
-7.47% |
4.29% |
- |
4.34% |
4.91% |
| Return on Net Nonoperating Assets (RNNOA) |
|
2.31% |
2.46% |
2.08% |
1.62% |
1.59% |
0.82% |
-0.72% |
0.33% |
- |
0.59% |
0.79% |
| Return on Equity (ROE) |
|
5.41% |
5.53% |
5.37% |
4.85% |
4.60% |
3.97% |
-4.87% |
4.62% |
- |
4.93% |
5.70% |
| Cash Return on Invested Capital (CROIC) |
|
-18.90% |
42.72% |
63.09% |
52.49% |
50.45% |
27.53% |
2.85% |
1.51% |
- |
-9.49% |
-14.78% |
| Operating Return on Assets (OROA) |
|
0.74% |
0.83% |
0.81% |
0.72% |
0.68% |
0.64% |
-0.78% |
0.67% |
- |
0.79% |
0.88% |
| Return on Assets (ROA) |
|
0.58% |
0.60% |
0.59% |
0.54% |
0.54% |
0.48% |
-0.73% |
0.57% |
- |
0.61% |
0.69% |
| Return on Common Equity (ROCE) |
|
5.41% |
5.53% |
5.37% |
4.85% |
4.60% |
3.97% |
-4.87% |
4.62% |
- |
4.93% |
5.70% |
| Return on Equity Simple (ROE_SIMPLE) |
|
0.00% |
5.70% |
5.10% |
4.69% |
0.00% |
4.39% |
1.88% |
2.15% |
- |
3.07% |
5.57% |
| Net Operating Profit after Tax (NOPAT) |
|
26 |
26 |
25 |
24 |
24 |
21 |
-21 |
31 |
- |
30 |
33 |
| NOPAT Margin |
|
19.59% |
20.97% |
21.61% |
20.71% |
20.62% |
18.11% |
-22.13% |
21.72% |
- |
20.95% |
22.35% |
| Net Nonoperating Expense Percent (NNEP) |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
3.32% |
0.00% |
- |
0.00% |
0.00% |
| SG&A Expenses to Revenue |
|
46.51% |
50.83% |
50.87% |
51.05% |
48.29% |
55.14% |
77.33% |
53.64% |
- |
49.89% |
48.34% |
| Operating Expenses to Revenue |
|
73.37% |
68.79% |
69.26% |
69.67% |
65.75% |
71.98% |
115.75% |
68.20% |
- |
66.98% |
66.61% |
| Earnings before Interest and Taxes (EBIT) |
|
34 |
36 |
35 |
32 |
30 |
28 |
-30 |
36 |
- |
38 |
43 |
| Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA) |
|
42 |
41 |
47 |
42 |
55 |
38 |
-22 |
65 |
- |
53 |
56 |
| Valuation Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Price to Book Value (P/BV) |
|
0.64 |
0.62 |
0.61 |
0.69 |
0.69 |
0.58 |
0.61 |
0.61 |
- |
0.63 |
0.75 |
| Price to Tangible Book Value (P/TBV) |
|
0.83 |
0.79 |
0.78 |
0.88 |
0.88 |
0.74 |
0.80 |
0.80 |
- |
0.82 |
0.98 |
| Price to Revenue (P/Rev) |
|
2.39 |
2.37 |
2.47 |
3.05 |
3.09 |
2.66 |
3.04 |
2.93 |
- |
2.74 |
3.00 |
| Price to Earnings (P/E) |
|
10.22 |
10.81 |
11.89 |
14.75 |
14.72 |
13.14 |
32.48 |
28.53 |
- |
20.45 |
13.55 |
| Dividend Yield |
|
4.92% |
5.17% |
5.28% |
4.50% |
4.61% |
5.42% |
5.29% |
5.20% |
- |
5.01% |
4.13% |
| Earnings Yield |
|
9.78% |
9.25% |
8.41% |
6.78% |
6.79% |
7.61% |
3.08% |
3.51% |
- |
4.89% |
7.38% |
| Enterprise Value to Invested Capital (EV/IC) |
|
0.33 |
0.34 |
0.38 |
0.43 |
0.55 |
0.31 |
0.34 |
0.44 |
- |
0.46 |
0.58 |
| Enterprise Value to Revenue (EV/Rev) |
|
2.35 |
1.85 |
1.74 |
2.09 |
2.86 |
1.55 |
1.81 |
2.25 |
- |
2.34 |
2.89 |
| Enterprise Value to EBITDA (EV/EBITDA) |
|
6.66 |
5.48 |
5.66 |
6.25 |
7.31 |
3.97 |
7.12 |
7.81 |
- |
7.54 |
7.06 |
| Enterprise Value to EBIT (EV/EBIT) |
|
7.54 |
6.34 |
6.28 |
7.57 |
10.20 |
5.79 |
13.31 |
16.37 |
- |
14.03 |
10.69 |
| Enterprise Value to NOPAT (EV/NOPAT) |
|
10.04 |
8.47 |
8.41 |
10.12 |
13.62 |
7.62 |
19.30 |
21.93 |
- |
17.50 |
13.04 |
| Enterprise Value to Operating Cash Flow (EV/OCF) |
|
2.83 |
2.39 |
3.29 |
7.07 |
11.62 |
6.36 |
5.41 |
7.72 |
- |
8.08 |
8.22 |
| Enterprise Value to Free Cash Flow (EV/FCFF) |
|
0.00 |
0.64 |
0.42 |
0.62 |
0.83 |
0.98 |
11.88 |
29.44 |
- |
0.00 |
0.00 |
| Leverage & Solvency |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Debt to Equity |
|
0.90 |
0.43 |
0.13 |
0.10 |
0.16 |
0.10 |
0.06 |
0.06 |
- |
0.17 |
0.25 |
| Long-Term Debt to Equity |
|
0.90 |
0.43 |
0.13 |
0.10 |
0.16 |
0.10 |
0.06 |
0.06 |
- |
0.17 |
0.25 |
| Financial Leverage |
|
0.75 |
0.80 |
0.63 |
0.50 |
0.53 |
0.26 |
0.10 |
0.08 |
- |
0.14 |
0.16 |
| Leverage Ratio |
|
9.25 |
9.27 |
9.03 |
8.91 |
8.50 |
8.23 |
8.29 |
8.10 |
- |
8.04 |
8.31 |
| Compound Leverage Factor |
|
9.25 |
9.27 |
9.03 |
8.91 |
8.50 |
8.23 |
8.29 |
8.10 |
- |
8.04 |
8.31 |
| Debt to Total Capital |
|
47.30% |
29.98% |
11.67% |
8.80% |
14.04% |
8.86% |
5.92% |
5.67% |
- |
14.79% |
20.27% |
| Short-Term Debt to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
- |
0.00% |
0.00% |
| Long-Term Debt to Total Capital |
|
47.30% |
29.98% |
11.67% |
8.80% |
14.04% |
8.86% |
5.92% |
5.67% |
- |
14.79% |
20.27% |
| Preferred Equity to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
- |
0.00% |
0.00% |
| Noncontrolling Interests to Total Capital |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
- |
0.00% |
0.00% |
| Common Equity to Total Capital |
|
52.70% |
70.02% |
88.33% |
91.20% |
85.96% |
91.14% |
94.08% |
94.33% |
- |
85.21% |
79.73% |
| Debt to EBITDA |
|
9.46 |
4.86 |
1.74 |
1.27 |
1.88 |
1.15 |
1.24 |
1.00 |
- |
2.44 |
2.47 |
| Net Debt to EBITDA |
|
-0.12 |
-1.51 |
-2.35 |
-2.86 |
-0.59 |
-2.87 |
-4.86 |
-2.35 |
- |
-1.27 |
-0.27 |
| Long-Term Debt to EBITDA |
|
9.46 |
4.86 |
1.74 |
1.27 |
1.88 |
1.15 |
1.24 |
1.00 |
- |
2.44 |
2.47 |
| Debt to NOPAT |
|
14.24 |
7.51 |
2.59 |
2.06 |
3.50 |
2.21 |
3.36 |
2.80 |
- |
5.66 |
4.57 |
| Net Debt to NOPAT |
|
-0.19 |
-2.33 |
-3.48 |
-4.63 |
-1.10 |
-5.52 |
-13.18 |
-6.60 |
- |
-2.94 |
-0.51 |
| Long-Term Debt to NOPAT |
|
14.24 |
7.51 |
2.59 |
2.06 |
3.50 |
2.21 |
3.36 |
2.80 |
- |
5.66 |
4.57 |
| Noncontrolling Interest Sharing Ratio |
|
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
0.00% |
- |
0.00% |
0.00% |
| Liquidity Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Cash Flow Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Free Cash Flow to Firm (FCFF) |
|
-791 |
1,511 |
2,071 |
1,579 |
1,566 |
668 |
5.14 |
18 |
- |
-280 |
-482 |
| Operating Cash Flow to CapEx |
|
3,927.95% |
1,401.09% |
-1,009.63% |
2,173.72% |
2,189.63% |
1,002.90% |
376.90% |
1,133.95% |
- |
686.87% |
1,369.06% |
| Free Cash Flow to Firm to Interest Expense |
|
-5.52 |
10.45 |
16.34 |
12.12 |
12.58 |
5.74 |
0.04 |
0.16 |
- |
-2.64 |
-4.50 |
| Operating Cash Flow to Interest Expense |
|
0.55 |
0.20 |
-0.20 |
0.48 |
0.40 |
0.23 |
0.08 |
0.44 |
- |
0.13 |
0.56 |
| Operating Cash Flow Less CapEx to Interest Expense |
|
0.53 |
0.19 |
-0.22 |
0.46 |
0.38 |
0.21 |
0.06 |
0.40 |
- |
0.11 |
0.52 |
| Efficiency Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Asset Turnover |
|
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
0.02 |
0.03 |
- |
0.03 |
0.03 |
| Fixed Asset Turnover |
|
11.73 |
11.17 |
10.24 |
9.53 |
9.28 |
9.10 |
7.43 |
7.81 |
- |
8.65 |
8.29 |
| Capital & Investment Metrics |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Invested Capital |
|
4,025 |
3,016 |
2,390 |
2,379 |
2,483 |
2,370 |
2,364 |
2,391 |
- |
2,680 |
2,880 |
| Invested Capital Turnover |
|
0.16 |
0.15 |
0.15 |
0.16 |
0.15 |
0.17 |
0.19 |
0.20 |
- |
0.21 |
0.22 |
| Increase / (Decrease) in Invested Capital |
|
817 |
-1,486 |
-2,045 |
-1,555 |
-1,542 |
-647 |
-26 |
12 |
- |
310 |
515 |
| Enterprise Value (EV) |
|
1,341 |
1,020 |
905 |
1,030 |
1,357 |
723 |
805 |
1,061 |
- |
1,226 |
1,667 |
| Market Capitalization |
|
1,366 |
1,301 |
1,280 |
1,502 |
1,466 |
1,247 |
1,355 |
1,380 |
- |
1,432 |
1,732 |
| Book Value per Share |
|
$17.66 |
$17.58 |
$17.50 |
$17.97 |
$17.68 |
$17.89 |
$17.37 |
$17.60 |
- |
$17.81 |
$17.96 |
| Tangible Book Value per Share |
|
$13.76 |
$13.69 |
$13.63 |
$14.10 |
$13.81 |
$14.02 |
$13.27 |
$13.51 |
- |
$13.69 |
$13.84 |
| Total Capital |
|
4,025 |
3,016 |
2,390 |
2,379 |
2,483 |
2,370 |
2,364 |
2,391 |
- |
2,680 |
2,880 |
| Total Debt |
|
1,904 |
904 |
279 |
209 |
349 |
210 |
140 |
135 |
- |
396 |
584 |
| Total Long-Term Debt |
|
1,904 |
904 |
279 |
209 |
349 |
210 |
140 |
135 |
- |
396 |
584 |
| Net Debt |
|
-25 |
-281 |
-375 |
-472 |
-110 |
-524 |
-550 |
-319 |
- |
-206 |
-65 |
| Capital Expenditures (CapEx) |
|
2.00 |
2.11 |
2.53 |
2.90 |
2.27 |
2.66 |
2.49 |
4.56 |
- |
2.01 |
4.41 |
| Net Nonoperating Expense (NNE) |
|
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
6.95 |
0.00 |
- |
0.00 |
0.00 |
| Net Nonoperating Obligations (NNO) |
|
1,904 |
904 |
279 |
209 |
349 |
210 |
140 |
135 |
- |
396 |
584 |
| Total Depreciation and Amortization (D&A) |
|
8.42 |
5.42 |
13 |
9.97 |
25 |
10 |
7.85 |
28 |
- |
15 |
13 |
| Earnings Adjustments |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Adjusted Basic Earnings per Share |
|
$0.21 |
$0.22 |
$0.21 |
$0.20 |
$0.20 |
$0.17 |
($0.22) |
$0.24 |
$0.30 |
$0.23 |
$0.26 |
| Adjusted Weighted Average Basic Shares Outstanding |
|
120.13M |
120.61M |
120.73M |
120.74M |
120.77M |
128.06M |
128.18M |
128.19M |
128.20M |
127.84M |
127.74M |
| Adjusted Diluted Earnings per Share |
|
$0.21 |
$0.21 |
$0.21 |
$0.20 |
$0.20 |
$0.17 |
($0.22) |
$0.24 |
$0.30 |
$0.23 |
$0.26 |
| Adjusted Weighted Average Diluted Shares Outstanding |
|
120.13M |
120.61M |
120.73M |
120.74M |
120.77M |
128.06M |
128.18M |
128.19M |
128.20M |
127.84M |
127.74M |
| Adjusted Basic & Diluted Earnings per Share |
|
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
$0.00 |
| Adjusted Weighted Average Basic & Diluted Shares Outstanding |
|
120.13M |
120.61M |
120.73M |
120.74M |
120.77M |
128.06M |
128.18M |
128.19M |
128.20M |
127.84M |
127.74M |
| Normalized Net Operating Profit after Tax (NOPAT) |
|
36 |
27 |
27 |
25 |
25 |
23 |
-8.83 |
32 |
- |
30 |
35 |
| Normalized NOPAT Margin |
|
26.33% |
21.58% |
22.97% |
21.51% |
21.33% |
19.75% |
-9.34% |
22.29% |
- |
21.08% |
23.43% |
| Pre Tax Income Margin |
|
24.86% |
29.10% |
29.54% |
27.52% |
25.78% |
23.90% |
-31.61% |
25.67% |
- |
26.89% |
28.81% |
| Debt Service Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| EBIT to Interest Expense |
|
0.23 |
0.25 |
0.27 |
0.25 |
0.24 |
0.24 |
-0.25 |
0.31 |
- |
0.36 |
0.40 |
| NOPAT to Interest Expense |
|
0.18 |
0.18 |
0.20 |
0.19 |
0.20 |
0.18 |
-0.17 |
0.26 |
- |
0.28 |
0.31 |
| EBIT Less CapEx to Interest Expense |
|
0.22 |
0.23 |
0.25 |
0.22 |
0.23 |
0.22 |
-0.27 |
0.27 |
- |
0.34 |
0.36 |
| NOPAT Less CapEx to Interest Expense |
|
0.17 |
0.16 |
0.18 |
0.16 |
0.18 |
0.16 |
-0.19 |
0.22 |
- |
0.26 |
0.27 |
| Payout Ratios |
|
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
| Dividend Payout Ratio |
|
50.22% |
55.82% |
62.52% |
66.24% |
67.76% |
71.26% |
164.57% |
143.99% |
- |
102.48% |
56.13% |
| Augmented Payout Ratio |
|
50.22% |
55.82% |
62.52% |
66.24% |
67.76% |
71.26% |
164.57% |
143.99% |
- |
102.48% |
56.13% |
Key Financial Trends
Hope Bancorp’s second-quarter 2026 results show a meaningful recovery from the restated loss recorded in the year-ago quarter. Net income attributable to common shareholders was $33.0 million, or $0.26 per diluted share, compared with a $24.8 million loss, or negative $0.19 per share, in Q2 2025. Earnings also improved from $29.5 million in Q1 2026, while net interest income increased to $129.0 million from $124.1 million sequentially.
The improvement was supported by stronger interest revenue and lower credit-loss provisions. Total interest income reached $236.2 million in Q2 2026, up from $230.1 million in Q1, while the provision for credit losses declined to $6.8 million from $8.7 million. However, total non-interest expense rose to $98.5 million from $94.5 million, limiting the benefit of higher revenue.
The balance sheet expanded in the first half of 2026. Total assets increased to $19.0 billion at June 30 from $18.7 billion at March 31 and $17.1 billion at March 31, 2025. Total deposits rose to $15.9 billion from $15.7 billion sequentially, including a $160.7 million increase in non-interest-bearing deposits. Common equity reached $2.30 billion, up from $2.28 billion in Q1 2026 and $2.16 billion a year earlier.
Cash generation also strengthened in the latest quarter. Operating cash flow rose to $60.4 million from $13.8 million in Q1 2026 and $9.4 million in Q2 2025. Nevertheless, Hope Bancorp used $331.8 million in investing cash flow, primarily for $552.7 million of investment-security purchases. Financing activities supplied $317.0 million, largely through $534.0 million of new debt and a $150.1 million increase in deposits, producing a $45.7 million increase in cash.
- Profitability recovered: Q2 2026 net income was $33.0 million, compared with a $24.8 million restated loss in Q2 2025.
- Net interest income continued to improve: NII increased 4.0% sequentially to $129.0 million and was up from $117.5 million in Q2 2025.
- Credit-loss provisions moderated: The provision fell to $6.8 million in Q2 2026 from $8.7 million in Q1 and $11.1 million in the restated Q2 2025 period.
- Deposits and equity expanded: Total deposits reached approximately $15.9 billion, while common equity increased to $2.30 billion, supporting balance-sheet growth.
- Operating cash flow improved substantially: Cash from operations reached $60.4 million in Q2 2026, more than four times the Q1 2026 amount.
- Share repurchases remained limited but supportive: The company repurchased approximately $2.0 million of common stock in Q2, in addition to paying a $17.9 million dividend.
- Investment activity was a major cash-flow driver: Hope Bancorp purchased $552.7 million of investment securities while selling or receiving maturities of $225.4 million, resulting in $331.8 million of investing cash outflow.
- Reported data has comparability limitations: Q1 and Q2 2025 income and cash-flow figures were restated, and the standardized balance sheets report net loans and leases as zero, indicating that some underlying banking data may not be presented in the available fields.
- Funding costs remain elevated: Interest expense was $107.2 million in Q2 2026, including $101.8 million of deposit interest expense, leaving the company sensitive to deposit pricing and interest-rate changes.
- Leverage and capital-market exposure warrant monitoring: Long-term debt increased to $583.7 million from $396.3 million in Q1 2026 and $209.2 million in Q3 2024, while accumulated other comprehensive income remained negative at $155.6 million.
Overall, the latest statements indicate improving earnings, stronger operating cash flow and continued deposit growth. Investors should nevertheless monitor the rise in debt, the heavy investment-security purchases and the company’s ability to control non-interest expenses while maintaining its recovering net interest margin.
09/17/26 10:06 PM ETAI Generated. May Contain Errors.