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Home BancShares (HOMB) Financials

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$30.28 +0.09 (+0.30%)
As of 08/21/2026 03:58 PM Eastern
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Annual Income Statements for Home BancShares

Annual Income Statements for Home BancShares

This table shows Home BancShares' income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Income / (Loss) Attributable to Common Shareholders		 138 177 135 300 290 214 319 305 393 402 475
Consolidated Net Income / (Loss)		 138 177 135 300 290 214 319 305 393 402 475
Net Income / (Loss) Continuing Operations		 138 177 135 300 290 214 319 305 393 402 475
Total Pre-Tax Income 		218 283 271 396 386 278 417 395 512 522 612
Total Revenue		 421 493 556 664 663 694 711 934 997 1,017 1,091
Net Interest Income / (Expense)		 356 406 456 561 563 583 573 759 827 849 892
Total Interest Income		 377 437 520 685 718 676 625 878 1,175 1,300 1,279
Loans and Leases Interest Income		 344 403 479 631 658 625 572 728 990 1,100 1,115
Investment Securities Interest Income		 33 33 39 50 54 49 50 120 170 157 137
Deposits and Money Market Investments Interest Income		 0.23 0.47 2.31 4.65 5.19 1.85 3.52 29 15 43 26
Federal Funds Sold and Securities Borrowed Interest Income		 0.02 0.01 0.01 0.03 0.03 0.02 0.00 0.03 0.22 0.26 0.21
Total Interest Expense		 22 31 64 124 155 93 52 119 348 451 386
Deposits Interest Expense		 13 16 34 80 114 63 25 86 296 377 347
Long-Term Debt Interest Expense		 8.13 14 30 43 38 29 27 32 47 69 35
Federal Funds Purchased and Securities Sold Interest Expense		 0.63 0.58 0.92 1.82 2.60 1.18 0.50 1.43 4.82 5.45 4.07
Total Non-Interest Income		 65 87 100 103 100 112 138 175 170 169 199
Trust Fees by Commissions		 2.38 1.46 1.68 1.55 1.57 1.63 1.96 13 18 19 20
Service Charges on Deposit Accounts		 -9.39 -0.77 61 63 60 52 59 82 83 82 87
Other Service Charges		 58 66 11 14 11 14 23 50 41 32 54
Net Realized & Unrealized Capital Gains on Investments		 1.65 1.90 6.74 2.85 2.33 2.10 4.50 0.70 2.12 0.45 1.24
Other Non-Interest Income		 13 19 19 21 25 42 50 29 26 35 37
Provision for Credit Losses		 25 19 44 4.32 1.33 129 -4.75 64 12 48 21
Total Non-Interest Expense		 178 192 240 264 276 287 299 476 473 447 458
Salaries and Employee Benefits		 88 102 119 144 154 164 171 239 257 241 253
Net Occupancy & Equipment Expense		 37 37 42 48 52 57 61 88 97 95 92
Other Operating Expenses		 53 53 79 72 70 65 65 99 119 111 113
Restructuring Charge		 - - - - 0.00 0.71 1.89 50 0.00 0.00 0.58
Income Tax Expense		 80 106 136 95 96 63 98 89 119 120 136
Basic Earnings per Share		 $1.01 $1.26 $0.90 $1.73 $1.73 $1.30 $1.94 $1.57 $1.94 $2.01 $2.41
Weighted Average Basic Shares Outstanding		 136.62M 140.42M 150.81M 173.66M 166.07M 165.40M 163.89M 203.61M 201.14M 198.55M 196.63M
Diluted Earnings per Share		 $1.01 $1.26 $0.89 $1.73 $1.73 $1.30 $1.94 $1.57 $1.94 $2.01 $2.41
Weighted Average Diluted Shares Outstanding		 136.62M 140.42M 150.81M 173.66M 166.07M 165.40M 163.89M 203.61M 201.14M 198.55M 196.63M
Weighted Average Basic & Diluted Shares Outstanding		 136.62M 140.42M 150.81M 173.66M 166.07M 165.40M 163.89M 203.61M 201.14M 198.55M 196.63M
Cash Dividends to Common per Share		 $0.55 $0.34 $0.40 $0.46 $0.51 $0.53 $0.56 $0.66 $0.72 $0.75 $0.81

Quarterly Income Statements for Home BancShares

This table shows Home BancShares' income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Income / (Loss) Attributable to Common Shareholders		 86 100 102 100 101 115 118 124 118 118 119
Consolidated Net Income / (Loss)		 86 100 102 100 101 115 118 124 118 118 119
Net Income / (Loss) Continuing Operations		 86 100 102 100 101 115 118 124 118 118 119
Total Pre-Tax Income 		113 130 133 129 129 147 152 159 153 152 154
Total Revenue		 246 246 255 258 258 260 271 278 282 267 295
Net Interest Income / (Expense)		 203 205 212 215 217 215 220 226 232 224 242
Total Interest Income		 306 317 327 333 323 313 319 324 324 311 337
Loans and Leases Interest Income		 260 265 274 282 278 271 276 283 285 273 298
Investment Securities Interest Income		 42 41 40 39 37 35 34 34 34 33 34
Deposits and Money Market Investments Interest Income		 4.28 11 13 12 7.59 6.62 8.95 6.24 4.41 4.95 5.14
Federal Funds Sold and Securities Borrowed Interest Income		 0.07 0.06 0.06 0.06 0.07 0.06 0.05 0.06 0.04 0.05 0.04
Total Interest Expense		 103 112 115 118 106 98 99 97 92 87 95
Deposits Interest Expense		 88 93 96 98 91 87 88 88 84 79 87
Long-Term Debt Interest Expense		 14 18 18 19 14 10 9.66 8.39 7.34 7.05 6.70
Federal Funds Purchased and Securities Sold Interest Expense		 1.48 1.40 1.36 1.34 1.35 1.07 1.01 1.02 0.96 0.93 1.06
Total Non-Interest Income		 43 42 43 43 41 45 51 52 50 43 53
Trust Fees by Commissions		 4.32 5.07 4.72 4.40 4.53 4.76 5.23 4.60 5.12 5.48 6.11
Service Charges on Deposit Accounts		 20 20 20 20 22 20 22 23 22 20 23
Other Service Charges		 5.81 7.89 7.22 8.11 8.89 12 14 15 13 9.64 14
Net Realized & Unrealized Capital Gains on Investments		 0.64 0.21 2.16 0.26 -2.18 -0.25 0.99 -0.02 0.52 0.78 0.34
Other Non-Interest Income		 12 8.76 8.28 9.63 8.40 8.60 8.61 9.77 9.93 7.09 10
Provision for Credit Losses		 5.65 4.50 8.00 19 17 0.00 3.00 3.51 14 0.50 5.20
Total Non-Interest Expense		 127 111 113 110 112 113 116 115 114 114 135
Salaries and Employee Benefits		 63 61 60 59 61 62 64 64 63 63 69
Net Occupancy & Equipment Expense		 24 24 23 24 24 23 22 24 23 24 25
Other Operating Expenses		 40 27 29 28 28 28 29 27 28 27 29
Restructuring Charge		 - - - - - 0.00 0.00 - - 0.39 13
Income Tax Expense		 27 30 32 29 29 32 34 36 35 34 35
Basic Earnings per Share		 $0.42 $0.50 $0.51 $0.50 $0.50 $0.58 $0.60 $0.63 $0.60 $0.60 $0.59
Weighted Average Basic Shares Outstanding		 201.14M 200.32M 199.68M 198.80M 198.55M 197.46M 197.08M 196.54M 196.63M 201.41M 200.05M
Diluted Earnings per Share		 $0.42 $0.50 $0.51 $0.50 $0.50 $0.58 $0.60 $0.63 $0.60 $0.60 $0.59
Weighted Average Diluted Shares Outstanding		 201.14M 200.32M 199.68M 198.80M 198.55M 197.46M 197.08M 196.54M 196.63M 201.41M 200.05M
Weighted Average Basic & Diluted Shares Outstanding		 201.14M 200.32M 199.68M 198.80M 198.55M 197.46M 197.08M 196.54M 196.63M 201.41M 200.05M

Annual Cash Flow Statements for Home BancShares

This table details how cash moves in and out of Home BancShares' business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Net Change in Cash & Equivalents		 143 -39 419 22 -167 773 2,387 -2,926 275 -90 -243
Net Cash From Operating Activities		 205 176 140 304 247 292 389 413 380 461 399
Net Cash From Continuing Operating Activities		 205 176 140 304 247 292 389 413 380 461 399
Net Income / (Loss) Continuing Operations		 138 177 135 300 290 214 319 305 393 402 475
Consolidated Net Income / (Loss)		 138 177 135 300 290 214 319 305 393 402 475
Provision For Loan Losses		 25 19 44 4.32 1.33 129 -4.75 64 10 48 23
Depreciation Expense		 10 15 17 19 19 20 19 32 31 29 29
Amortization Expense		 22 12 -23 14 16 21 29 20 7.59 5.98 13
Non-Cash Adjustments to Reconcile Net Income		 -0.50 -44 43 -56 -46 -73 21 -15 -55 8.56 -116
Changes in Operating Assets and Liabilities, net		 11 -2.24 -76 21 -33 -20 6.17 7.47 -6.99 -34 -25
Net Cash From Investing Activities		 -752 -559 -319 -780 222 -652 625 -1,024 578 5.67 -470
Net Cash From Continuing Investing Activities		 -752 -559 -319 -780 222 -652 625 -1,024 578 5.67 -470
Purchase of Property, Leasehold Improvements and Equipment		 -11 -3.08 -5.19 -7.95 -15 -12 -10 -20 -22 -39 -26
Purchase of Investment Securities		 -1,263 -1,002 -829 -828 -575 -1,070 -85 -2,717 -18 -485 -947
Sale of Property, Leasehold Improvements and Equipment		 - - - - - - - 11 14 26 19
Sale and/or Maturity of Investments		 376 453 308 410 811 430 720 1,945 611 502 483
Net Increase in Fed Funds Sold		 -1.30 0.00 -21 24 0.33 - 0.00 0.00 -5.10 1.38 0.73
Net Cash From Financing Activities		 690 344 598 498 -636 1,133 1,372 -2,314 -683 -556 -172
Net Cash From Continuing Financing Activities		 690 344 598 498 -636 1,133 1,372 -2,314 -683 -556 -172
Net Change in Deposits		 75 504 477 511 379 1,447 1,535 -2,177 -1,151 359 334
Issuance of Debt		 0.00 0.00 297 - - 1,011 0.00 897 6,477 1,401 0.00
Repayment of Debt		 702 -101 -95 173 -851 -1,232 0.00 -300 0.00 0.00 -158
Repurchase of Common Equity		 -2.02 -9.82 -21 -104 -85 -26 -44 -71 -49 -86 -82
Payment of Dividends		 -38 -48 -60 -80 -86 -88 -92 -128 -146 -150 -159
Other Financing Activities, Net		 -48 -1.45 0.59 -2.66 6.46 21 -26 -439 -5,814 -2,079 -106

Quarterly Cash Flow Statements for Home BancShares

This table details how cash moves in and out of Home BancShares' business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
Net Change in Cash & Equivalents		 512 175 -117 -41 -107 385 -195 -300 -134 445 -59
Net Cash From Operating Activities		 115 148 109 129 75 117 78 115 89 151 97
Net Cash From Continuing Operating Activities		 115 148 109 129 75 117 78 115 89 151 97
Net Income / (Loss) Continuing Operations		 86 100 102 100 101 115 118 124 118 118 119
Consolidated Net Income / (Loss)		 86 100 102 100 101 115 118 124 118 118 119
Provision For Loan Losses		 5.65 4.50 8.00 19 17 0.00 3.00 5.70 14 0.50 5.20
Depreciation Expense		 8.25 7.35 7.36 7.28 7.20 7.19 7.13 7.43 7.45 7.46 8.50
Amortization Expense		 -6.54 3.83 3.75 3.51 3.36 3.35 3.20 -2.75 9.04 2.99 2.25
Non-Cash Adjustments to Reconcile Net Income		 4.98 4.46 4.88 -7.84 1.89 -10 -52 -7.82 -46 10 -25
Changes in Operating Assets and Liabilities, net		 17 27 -16 6.75 -55 1.64 -1.41 -11 -14 11 -13
Net Cash From Investing Activities		 -100 -25 -208 105 135 -58 -83 -52 -278 89 227
Net Cash From Continuing Investing Activities		 -100 -25 -208 105 135 -58 -83 -52 -278 89 227
Purchase of Property, Leasehold Improvements and Equipment		 -4.96 -1.68 -10 -12 -14 -6.88 -11 -3.09 -5.04 -12 -3.15
Purchase of Investment Securities		 -194 -102 -293 -100 7.02 -178 -208 -142 -420 21 -20
Sale of Property, Leasehold Improvements and Equipment		 3.19 0.00 - 1.99 11 2.91 8.84 2.73 4.33 1.47 1.20
Sale and/or Maturity of Investments		 96 78 77 221 128 127 124 91 142 81 249
Net Increase in Fed Funds Sold		 -1.18 -0.10 5.20 -6.43 2.70 -2.55 3.68 -1.03 0.63 -3.03 0.58
Net Cash From Financing Activities		 497 52 -17 -274 -317 326 -191 -363 56 205 -384
Net Cash From Continuing Financing Activities		 497 52 -17 -274 -317 326 -191 -363 56 205 -384
Net Change in Deposits		 269 78 90 -250 441 395 -53 -161 152 258 -168
Repurchase of Common Equity		 -18 -24 -33 -27 -2.46 -30 -27 -10 -15 -14 -41
Payment of Dividends		 -36 -36 -36 -39 -39 -39 -39 -39 -41 -41 -42
Other Financing Activities, Net		 -4,778 -1,366 -38 42 -717 -0.67 -71 5.19 -40 1.61 -134

Annual Balance Sheets for Home BancShares

This table presents Home BancShares' assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
Total Assets		 9,289 9,808 14,450 15,302 15,032 16,399 18,052 22,884 22,657 22,491 22,882
Cash and Due from Banks		 111 124 167 175 169 242 3,770 264 226 281 237
Federal Funds Sold		 1.55 1.55 24 0.33 - - - 0.00 5.10 3.73 3.00
Interest Bearing Deposits at Other Banks		 145 93 469 483 322 1,022 3,530 461 774 629 430
Trading Account Securities		 1,516 1,357 1,888 1,979 2,084 2,474 - 5,329 4,790 4,348 4,131
Loans and Leases, Net of Allowance		 6,572 7,308 10,221 10,963 -102 -245 0.00 14,120 14,136 14,489 15,389
Loans and Leases		 6,642 7,388 10,331 11,072 - - - 14,409 14,425 14,765 15,686
Allowance for Loan and Lease Losses		 69 80 110 109 102 245 - 290 288 276 298
Accrued Investment Income		 29 31 46 49 45 61 - 103 119 120 109
Premises and Equipment, Net		 212 205 237 233 280 279 276 405 393 386 369
Goodwill		 378 378 928 958 958 973 973 1,398 1,398 1,398 1,398
Intangible Assets		 21 18 49 43 37 31 25 58 49 40 32
Other Assets		 303 293 420 419 11,240 11,564 257 745 766 795 783
Total Liabilities & Shareholders' Equity		 9,289 9,808 14,450 15,302 15,032 16,399 18,052 22,884 22,657 22,491 22,882
Total Liabilities		 8,089 8,481 12,245 12,953 12,521 13,793 4,269 19,357 18,866 18,530 18,585
Non-Interest Bearing Deposits		 1,457 1,695 2,385 2,401 2,367 3,267 4,128 5,165 4,086 4,006 3,868
Interest Bearing Deposits		 4,982 5,247 8,003 8,499 8,911 9,459 - 12,774 12,702 13,140 13,612
Short-Term Debt		 128 121 148 144 144 169 141 131 142 162 156
Accrued Interest Payable		 56 51 42 68 102 128 - 197 195 181 170
Long-Term Debt		 1,467 1,366 1,667 1,841 991 770 - 1,090 1,741 1,040 780
Total Equity & Noncontrolling Interests		 1,200 1,327 2,204 2,350 2,512 2,606 2,766 3,526 3,791 3,961 4,297
Total Preferred & Common Equity		 1,200 1,327 2,204 2,350 2,512 2,606 2,766 3,526 3,791 3,961 4,297
Total Common Equity		 1,200 1,327 2,204 2,350 2,512 2,606 2,766 3,526 3,791 3,961 4,297
Common Stock		 869 871 1,677 1,612 1,539 1,522 1,489 2,389 2,350 2,275 2,204
Retained Earnings		 327 456 531 752 957 1,039 1,266 1,443 1,690 1,942 2,259
Accumulated Other Comprehensive Income / (Loss)		 4.18 0.40 -3.42 -14 16 44 10 -305 -249 -256 -166

Quarterly Balance Sheets for Home BancShares

This table presents Home BancShares' assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025 Q2 2025 Q3 2025 Q1 2026 Q2 2026
Period end date 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025 6/30/2025 9/30/2025 3/31/2026 6/30/2026
Total Assets		 22,518 22,126 21,951 22,836 22,920 22,823 22,992 22,907 22,708 23,202 24,713
Cash and Due from Banks		 939 276 229 205 229 265 320 291 285 296 280
Federal Funds Sold		 - 1.55 3.93 5.20 0.00 6.43 6.28 2.60 3.63 6.03 5.45
Interest Bearing Deposits at Other Banks		 437 336 259 970 830 752 976 810 516 816 773
Trading Account Securities		 5,059 4,930 4,756 4,681 4,623 4,548 4,273 4,165 4,189 4,060 4,031
Loans and Leases, Net of Allowance		 14,099 13,895 13,986 14,223 14,486 14,511 14,672 14,899 15,000 15,336 16,799
Loans and Leases		 14,387 14,181 14,272 14,514 14,781 14,824 14,952 15,181 15,286 15,634 17,127
Allowance for Loan and Lease Losses		 287 286 286 290 296 313 280 282 286 298 328
Accrued Investment Income		 103 101 111 119 121 119 116 108 111 107 108
Premises and Equipment, Net		 402 397 397 390 384 389 385 380 375 374 438
Goodwill		 1,398 1,398 1,398 1,398 1,398 1,398 1,398 1,398 1,398 1,398 1,410
Intangible Assets		 56 54 51 47 44 42 38 36 34 30 66
Other Assets		 713 738 759 797 805 792 807 817 797 778 804
Total Liabilities & Shareholders' Equity		 22,518 22,126 21,951 22,836 22,920 22,823 22,992 22,907 22,708 23,202 24,713
Total Liabilities		 18,237 18,472 18,296 19,024 19,064 18,863 18,950 18,822 18,493 18,852 20,166
Non-Interest Bearing Deposits		 4,946 4,599 4,280 4,116 4,068 3,937 4,079 4,025 3,880 3,994 4,448
Interest Bearing Deposits		 12,500 12,398 12,238 12,751 12,888 12,769 13,462 13,464 13,448 13,744 14,665
Short-Term Debt		 139 160 160 176 138 179 161 141 146 157 159
Accrued Interest Payable		 213 173 175 241 230 238 207 203 190 177 164
Long-Term Debt		 440 1,142 1,442 1,741 1,741 1,740 1,040 989 830 780 730
Total Equity & Noncontrolling Interests		 3,631 3,654 3,655 3,811 3,856 3,960 4,043 4,085 4,215 4,350 4,547
Total Preferred & Common Equity		 3,631 3,654 3,655 3,811 3,856 3,960 4,043 4,085 4,215 4,350 4,547
Total Common Equity		 3,631 3,654 3,655 3,811 3,856 3,960 4,043 4,085 4,215 4,350 4,547
Common Stock		 2,378 2,369 2,365 2,329 2,298 2,274 2,248 2,224 2,216 2,193 2,304
Retained Earnings		 1,509 1,578 1,640 1,754 1,819 1,881 2,019 2,098 2,182 2,336 2,413
Accumulated Other Comprehensive Income / (Loss)		 -256 -293 -351 -271 -262 -195 -225 -236 -183 -179 -169

Annual Metrics And Ratios for Home BancShares

This table displays calculated financial ratios and metrics derived from Home BancShares' official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024 12/31/2025
DEI Shares Outstanding		 - - - - - - - - - - 196,542,380.00
DEI Adjusted Shares Outstanding		 - - - - - - - - - - 196,542,380.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - - - 2.42
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 16.43% 17.05% 12.68% 19.50% -0.17% 4.77% 2.33% 31.42% 6.76% 2.05% 7.23%
EBITDA Growth		 12.40% 23.23% -14.18% 61.86% -1.85% -24.37% 45.97% -3.87% 22.82% 3.15% 17.27%
EBIT Growth		 23.32% 29.36% -4.09% 45.90% -2.50% -27.99% 50.08% -5.33% 29.73% 2.04% 17.13%
NOPAT Growth		 22.23% 28.18% -23.74% 122.38% -3.62% -25.93% 48.76% -4.31% 28.72% 2.37% 18.20%
Net Income Growth		 22.23% 28.18% -23.74% 122.38% -3.62% -25.93% 48.76% -4.31% 28.72% 2.37% 18.20%
EPS Growth		 22.23% 24.75% -29.37% 94.38% 0.00% -24.86% 49.23% -19.07% 23.57% 3.61% 19.90%
Operating Cash Flow Growth		 -16.44% -14.32% -20.28% 116.96% -18.59% 17.91% 33.47% 6.11% -8.11% 21.33% -13.32%
Free Cash Flow Firm Growth		 -66.53% 122.27% -780.03% 98.59% 6,600.29% -67.72% -3,286.77% 194.25% -105.63% 271.19% -55.47%
Invested Capital Growth		 43.29% 0.71% 42.79% 7.85% -15.88% -2.78% 292.78% -65.90% 19.51% -9.00% 1.33%
Revenue Q/Q Growth		 5.98% 2.00% 7.18% -0.07% 0.61% 2.07% -1.51% 12.17% -2.61% 1.27% 2.22%
EBITDA Q/Q Growth		 2.89% 6.08% -5.40% 7.91% 1.21% 12.22% -3.70% 12.60% -9.57% 4.72% 6.21%
EBIT Q/Q Growth		 6.02% 6.95% 7.23% -0.90% 1.04% 4.20% -3.19% 16.02% -6.51% 3.29% 4.06%
NOPAT Q/Q Growth		 5.74% 6.72% -15.76% 18.89% 0.78% 4.14% -2.58% 16.10% -6.97% 3.69% 3.86%
Net Income Q/Q Growth		 5.74% 6.72% -15.76% 18.89% 0.78% 4.14% -2.58% 16.10% -6.97% 3.69% 3.86%
EPS Q/Q Growth		 5.74% 6.78% -3.26% 18.49% 1.76% 4.84% -2.51% 7.53% -6.73% 4.15% 4.33%
Operating Cash Flow Q/Q Growth		 8.05% -26.14% 56.67% -4.71% 5.31% 12.24% -0.92% 15.70% -6.98% -8.06% 3.53%
Free Cash Flow Firm Q/Q Growth		 -47.81% 172.08% -48.22% 92.27% 19.90% -24.90% -6,705.49% 1,954.62% -29.47% 488.74% -64.54%
Invested Capital Q/Q Growth		 11.69% -2.49% 6.66% 2.83% -1.11% 2.08% 281.70% 7.37% 7.95% -12.18% 0.80%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 59.49% 62.63% 47.70% 64.61% 63.52% 45.86% 65.41% 47.84% 55.04% 55.63% 59.94%
EBIT Margin		 51.87% 57.33% 48.80% 59.58% 58.19% 40.00% 58.66% 42.26% 51.35% 51.34% 56.08%
Profit (Net Income) Margin		 32.81% 35.93% 24.32% 45.25% 43.69% 30.89% 44.90% 32.69% 39.42% 39.54% 43.58%
Tax Burden Percent		 63.25% 62.67% 49.83% 75.95% 75.08% 77.22% 76.55% 77.36% 76.76% 77.01% 77.71%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 36.75% 37.33% 50.17% 24.05% 24.92% 22.78% 23.45% 22.64% 23.24% 22.99% 22.29%
Return on Invested Capital (ROIC)		 5.82% 6.32% 3.95% 7.19% 7.26% 5.96% 3.65% 3.27% 7.54% 7.42% 9.15%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.82% 6.32% 3.95% 7.19% 7.26% 5.96% 3.65% 3.27% 7.54% 7.42% 9.15%
Return on Net Nonoperating Assets (RNNOA)		 6.65% 7.70% 3.70% 6.00% 4.66% 2.42% 8.23% 6.43% 3.20% 2.95% 2.37%
Return on Equity (ROE)		 12.48% 14.02% 7.65% 13.19% 11.91% 8.38% 11.88% 9.70% 10.74% 10.38% 11.51%
Cash Return on Invested Capital (CROIC)		 -29.76% 5.61% -31.30% -0.36% 24.51% 8.78% -115.18% 101.56% -10.24% 16.85% 7.82%
Operating Return on Assets (OROA)		 2.62% 2.96% 2.24% 2.66% 2.54% 1.77% 2.42% 1.93% 2.25% 2.31% 2.70%
Return on Assets (ROA)		 1.66% 1.86% 1.11% 2.02% 1.91% 1.36% 1.85% 1.49% 1.73% 1.78% 2.10%
Return on Common Equity (ROCE)		 12.48% 14.02% 7.65% 13.19% 11.91% 8.38% 11.88% 9.70% 10.74% 10.38% 11.51%
Return on Equity Simple (ROE_SIMPLE)		 11.52% 13.34% 6.13% 12.78% 11.53% 8.23% 11.53% 8.66% 10.36% 10.16% 11.06%
Net Operating Profit after Tax (NOPAT)		 138 177 135 300 290 214 319 305 393 402 475
NOPAT Margin		 32.81% 35.93% 24.32% 45.25% 43.69% 30.89% 44.90% 32.69% 39.42% 39.54% 43.58%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 29.50% 28.11% 29.06% 28.91% 31.05% 31.89% 32.60% 35.04% 35.47% 32.98% 31.63%
Operating Expenses to Revenue		 42.15% 38.89% 43.24% 39.77% 41.61% 41.39% 42.01% 50.94% 47.43% 43.93% 42.00%
Earnings before Interest and Taxes (EBIT)		 218 283 271 396 386 278 417 395 512 522 612
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 251 309 265 429 421 318 465 447 549 566 654
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.88 2.37 1.50 1.01 1.12 1.10 1.31 1.23 1.30 1.41 1.26
Price to Tangible Book Value (P/TBV)		 2.82 3.38 2.70 1.75 1.86 1.78 2.05 2.10 2.11 2.22 1.89
Price to Revenue (P/Rev)		 5.35 6.38 5.96 3.56 4.26 4.12 5.10 4.65 4.95 5.50 4.97
Price to Earnings (P/E)		 16.31 17.75 24.50 7.87 9.75 13.33 11.37 14.23 12.56 13.90 11.40
Dividend Yield		 1.71% 1.53% 2.10% 3.36% 3.02% 3.06% 2.53% 3.10% 2.94% 2.67% 2.92%
Earnings Yield		 6.13% 5.64% 4.08% 12.70% 10.26% 7.50% 8.80% 7.03% 7.96% 7.19% 8.77%
Enterprise Value to Invested Capital (EV/IC)		 1.29 1.57 1.11 0.85 0.95 0.71 0.00 1.02 1.02 1.14 1.09
Enterprise Value to Revenue (EV/Rev)		 8.53 8.95 8.04 5.56 5.23 3.65 0.00 5.19 5.83 5.78 5.21
Enterprise Value to EBITDA (EV/EBITDA)		 14.33 14.29 16.85 8.61 8.23 7.96 0.00 10.84 10.59 10.39 8.70
Enterprise Value to EBIT (EV/EBIT)		 16.44 15.61 16.47 9.33 8.99 9.12 0.00 12.27 11.36 11.26 9.30
Enterprise Value to NOPAT (EV/NOPAT)		 25.99 24.91 33.05 12.29 11.97 11.81 0.00 15.86 14.80 14.62 11.96
Enterprise Value to Operating Cash Flow (EV/OCF)		 17.51 25.11 31.87 12.15 14.01 8.68 0.00 11.72 15.31 12.76 14.24
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 28.06 0.00 0.00 3.54 8.03 0.00 0.51 0.00 6.44 13.99
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 1.33 1.12 0.82 0.84 0.45 0.36 0.05 0.35 0.50 0.30 0.22
Long-Term Debt to Equity		 1.22 1.03 0.76 0.78 0.39 0.30 0.00 0.31 0.46 0.26 0.18
Financial Leverage		 1.14 1.22 0.94 0.83 0.64 0.41 2.25 1.97 0.42 0.40 0.26
Leverage Ratio		 7.54 7.56 6.87 6.53 6.24 6.14 6.41 6.51 6.22 5.82 5.49
Compound Leverage Factor		 7.54 7.56 6.87 6.53 6.24 6.14 6.41 6.51 6.22 5.82 5.49
Debt to Total Capital		 57.07% 52.84% 45.16% 45.79% 31.12% 26.50% 4.85% 25.73% 33.19% 23.29% 17.88%
Short-Term Debt to Total Capital		 4.59% 4.31% 3.68% 3.31% 3.94% 4.77% 4.85% 2.76% 2.50% 3.14% 2.98%
Long-Term Debt to Total Capital		 52.48% 48.53% 41.48% 42.48% 27.18% 21.73% 0.00% 22.97% 30.68% 20.14% 14.90%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 42.93% 47.16% 54.84% 54.21% 68.88% 73.50% 95.15% 74.27% 66.81% 76.71% 82.12%
Debt to EBITDA		 6.37 4.82 6.85 4.63 2.70 2.95 0.30 2.73 3.43 2.12 1.43
Net Debt to EBITDA		 5.34 4.11 4.36 3.09 1.53 -1.02 -15.40 1.11 1.60 0.51 0.41
Long-Term Debt to EBITDA		 5.85 4.42 6.29 4.29 2.35 2.42 0.00 2.44 3.17 1.84 1.19
Debt to NOPAT		 11.54 8.40 13.44 6.61 3.92 4.38 0.44 4.00 4.79 2.99 1.97
Net Debt to NOPAT		 9.68 7.16 8.55 4.42 2.22 -1.51 -22.44 1.63 2.23 0.72 0.56
Long-Term Debt to NOPAT		 10.61 7.71 12.34 6.13 3.42 3.59 0.00 3.57 4.43 2.59 1.64
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -706 157 -1,069 -15 978 316 -10,060 9,482 -533 913 407
Operating Cash Flow to CapEx		 1,946.31% 5,700.88% 2,698.34% 3,822.67% 1,660.73% 2,526.44% 3,787.01% 4,582.65% 4,440.58% 3,756.39% 5,745.88%
Free Cash Flow to Firm to Interest Expense		 -32.51 5.14 -16.62 -0.12 6.32 3.38 -192.72 79.62 -1.53 2.02 1.05
Operating Cash Flow to Interest Expense		 9.44 5.75 2.18 2.44 1.60 3.12 7.46 3.47 1.09 1.02 1.03
Operating Cash Flow Less CapEx to Interest Expense		 8.95 5.65 2.10 2.38 1.50 3.00 7.26 3.39 1.07 0.99 1.02
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.05 0.05 0.05 0.04 0.04 0.04 0.04 0.05 0.04 0.05 0.05
Fixed Asset Turnover		 2.01 2.36 2.51 2.82 2.58 2.49 2.56 2.74 2.50 2.61 2.89
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 2,795 2,815 4,019 4,335 3,646 3,545 13,924 4,748 5,674 5,163 5,232
Invested Capital Turnover		 0.18 0.18 0.16 0.16 0.17 0.19 0.08 0.10 0.19 0.19 0.21
Increase / (Decrease) in Invested Capital		 844 20 1,204 315 -688 -101 10,379 -9,176 926 -511 69
Enterprise Value (EV)		 3,591 4,413 4,464 3,691 3,466 2,534 -3,534 4,842 5,813 5,879 5,687
Market Capitalization		 2,254 3,144 3,309 2,365 2,822 2,858 3,626 4,345 4,936 5,591 5,422
Book Value per Share		 $17.11 $9.45 $12.69 $13.59 $15.05 $15.78 $16.88 $17.29 $18.79 $19.92 $21.86
Tangible Book Value per Share		 $11.42 $6.63 $7.07 $7.80 $9.09 $9.70 $10.79 $10.15 $11.62 $12.69 $14.58
Total Capital		 2,795 2,815 4,019 4,335 3,646 3,545 2,907 4,748 5,674 5,163 5,232
Total Debt		 1,595 1,487 1,815 1,985 1,135 939 141 1,222 1,883 1,202 935
Total Long-Term Debt		 1,467 1,366 1,667 1,841 991 770 0.00 1,090 1,741 1,040 780
Net Debt		 1,338 1,269 1,155 1,327 644 -325 -7,160 497 878 288 265
Capital Expenditures (CapEx)		 11 3.08 5.19 7.95 15 12 10 9.02 8.55 12 6.95
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,595 1,487 1,815 1,985 1,135 939 11,159 1,222 1,883 1,202 935
Total Depreciation and Amortization (D&A)		 32 26 -6.08 33 35 41 48 52 37 44 42
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.01 $1.26 $0.90 $1.73 $1.73 $1.30 $1.94 $1.57 $1.94 $2.01 $2.41
Adjusted Weighted Average Basic Shares Outstanding		 140.40M 143.43M 173.78M 168.70M 166.07M 165.40M 163.89M 203.61M 201.14M 198.55M 196.63M
Adjusted Diluted Earnings per Share		 $1.01 $1.26 $0.89 $1.73 $1.73 $1.30 $1.94 $1.57 $1.94 $2.01 $2.41
Adjusted Weighted Average Diluted Shares Outstanding		 140.40M 143.43M 173.78M 168.70M 166.07M 165.40M 163.89M 203.61M 201.14M 198.55M 196.63M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 140.40M 143.43M 173.78M 168.70M 166.07M 165.40M 163.89M 203.61M 201.14M 198.55M 196.63M
Normalized Net Operating Profit after Tax (NOPAT)		 138 177 190 300 290 215 320 344 393 402 476
Normalized NOPAT Margin		 32.81% 35.93% 34.16% 45.25% 43.69% 30.96% 45.10% 36.80% 39.42% 39.54% 43.63%
Pre Tax Income Margin		 51.87% 57.33% 48.80% 59.58% 58.19% 40.00% 58.66% 42.26% 51.35% 51.34% 56.08%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 10.06 9.24 4.21 3.18 2.49 2.97 7.98 3.31 1.47 1.16 1.58
NOPAT to Interest Expense		 6.36 5.79 2.10 2.42 1.87 2.30 6.11 2.56 1.13 0.89 1.23
EBIT Less CapEx to Interest Expense		 9.57 9.14 4.13 3.12 2.40 2.85 7.79 3.24 1.45 1.13 1.57
NOPAT Less CapEx to Interest Expense		 5.88 5.69 2.02 2.35 1.77 2.17 5.91 2.49 1.10 0.86 1.21
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 27.19% 27.15% 44.69% 26.59% 29.57% 40.89% 28.88% 42.07% 37.13% 37.29% 33.43%
Augmented Payout Ratio		 28.65% 32.69% 60.11% 61.30% 58.89% 52.86% 42.83% 65.28% 49.54% 58.79% 50.72%

Quarterly Metrics And Ratios for Home BancShares

This table displays calculated financial ratios and metrics derived from Home BancShares' official financial filings.

Metric Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026
Period end date 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025 6/30/2025 9/30/2025 12/31/2025 3/31/2026 6/30/2026
DEI Shares Outstanding		 - - - - - - - - 196,542,380.00 196,634,178.00 201,413,423.00
DEI Adjusted Shares Outstanding		 - - - - - - - - 196,542,380.00 196,634,178.00 201,413,423.00
DEI Earnings Per Adjusted Shares Outstanding		 - - - - - - - - 0.60 0.60 0.59
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -9.81% -0.95% -0.99% 5.16% 5.19% 5.56% 6.46% 7.62% 9.18% 2.55% 8.88%
EBITDA Growth		 -33.65% 0.19% -4.60% -1.09% 22.28% 11.39% 12.31% 17.25% 29.07% 3.16% 3.41%
EBIT Growth		 -24.01% -1.90% -2.54% -0.16% 14.77% 12.85% 13.93% 23.43% 18.44% 3.45% 1.59%
NOPAT Growth		 -25.45% -2.77% -3.55% 1.61% 16.61% 15.08% 16.62% 23.56% 17.56% 2.60% 0.78%
Net Income Growth		 -25.45% -2.77% -3.55% 1.61% 16.61% 15.08% 16.62% 23.56% 17.56% 2.60% 0.78%
EPS Growth		 -25.00% -1.96% -1.92% 2.04% 19.05% 16.00% 17.65% 26.00% 20.00% 3.45% -1.67%
Operating Cash Flow Growth		 -19.80% 25.09% 132.19% 29.76% -34.97% -20.69% -28.33% -10.46% 18.11% 28.90% 24.29%
Free Cash Flow Firm Growth		 -109.04% 9.75% -80.27% 28.96% 172.79% 178.09% 194.15% 255.40% -91.92% -87.48% -115.88%
Invested Capital Growth		 19.51% 17.87% 15.70% 11.85% -9.00% -8.46% -9.04% -11.72% 1.33% 0.82% 4.23%
Revenue Q/Q Growth		 0.11% 0.31% 3.33% 1.34% 0.14% 0.67% 4.21% 2.45% 1.59% -5.45% 10.64%
EBITDA Q/Q Growth		 -19.02% 23.63% 2.09% -3.21% 0.10% 12.62% 2.93% 1.04% 3.54% -4.20% 1.53%
EBIT Q/Q Growth		 -12.76% 15.60% 2.31% -3.24% 0.29% 13.67% 3.29% 4.83% -3.77% -0.71% 1.43%
NOPAT Q/Q Growth		 -12.40% 16.08% 1.42% -1.47% 0.53% 14.56% 2.77% 4.39% -4.35% -0.01% 0.95%
Net Income Q/Q Growth		 -12.40% 16.08% 1.42% -1.47% 0.53% 14.56% 2.77% 4.39% -4.35% -0.01% 0.95%
EPS Q/Q Growth		 -14.29% 19.05% 2.00% -1.96% 0.00% 16.00% 3.45% 5.00% -4.76% 0.00% -1.67%
Operating Cash Flow Q/Q Growth		 16.53% 27.75% -25.87% 17.59% -41.60% 55.80% -33.00% 46.90% -22.98% 70.04% -35.40%
Free Cash Flow Firm Q/Q Growth		 -14.16% 8.56% 11.95% 22.72% 216.97% -1.90% 6.17% 27.55% -93.92% 51.98% -234.66%
Invested Capital Q/Q Growth		 7.95% 0.95% 0.10% 2.53% -12.18% 1.55% -0.53% -0.48% 0.80% 1.04% 2.83%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 46.62% 57.46% 56.76% 54.22% 54.20% 60.63% 59.89% 59.06% 60.20% 60.99% 55.97%
EBIT Margin		 45.92% 52.92% 52.40% 50.03% 50.11% 56.58% 56.08% 57.38% 54.35% 57.08% 52.32%
Profit (Net Income) Margin		 35.11% 40.63% 39.88% 38.77% 38.92% 44.30% 43.69% 44.51% 41.91% 44.32% 40.44%
Tax Burden Percent		 76.46% 76.77% 76.10% 77.50% 77.68% 78.29% 77.90% 77.58% 77.11% 77.65% 77.28%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 23.54% 23.23% 23.90% 22.50% 22.32% 21.71% 22.10% 22.42% 22.89% 22.35% 22.72%
Return on Invested Capital (ROIC)		 6.72% 7.63% 7.40% 7.00% 7.31% 8.33% 8.36% 8.58% 8.80% 9.24% 8.52%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.72% 7.63% 7.40% 7.00% 7.31% 8.33% 8.36% 8.58% 8.80% 9.24% 8.52%
Return on Net Nonoperating Assets (RNNOA)		 2.85% 3.23% 3.13% 3.24% 2.91% 3.31% 3.17% 3.04% 2.28% 2.35% 1.99%
Return on Equity (ROE)		 9.57% 10.86% 10.54% 10.23% 10.22% 11.63% 11.53% 11.62% 11.07% 11.59% 10.51%
Cash Return on Invested Capital (CROIC)		 -10.24% -9.03% -7.33% -4.22% 16.85% 16.44% 17.40% 20.72% 7.82% 8.27% 4.86%
Operating Return on Assets (OROA)		 2.01% 2.32% 2.31% 2.25% 2.26% 2.55% 2.56% 2.69% 2.61% 2.71% 2.46%
Return on Assets (ROA)		 1.54% 1.78% 1.76% 1.74% 1.75% 1.99% 2.00% 2.09% 2.02% 2.11% 1.90%
Return on Common Equity (ROCE)		 9.57% 10.86% 10.54% 10.23% 10.22% 11.63% 11.53% 11.62% 11.07% 11.59% 10.51%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 10.23% 10.02% 9.80% 0.00% 10.32% 10.63% 10.86% 0.00% 11.00% 10.54%
Net Operating Profit after Tax (NOPAT)		 86 100 102 100 101 115 118 124 118 118 119
NOPAT Margin		 35.11% 40.63% 39.88% 38.77% 38.92% 44.30% 43.69% 44.51% 41.91% 44.32% 40.44%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 35.63% 34.34% 32.90% 31.97% 32.77% 32.62% 31.99% 31.51% 30.48% 32.62% 31.80%
Operating Expenses to Revenue		 51.78% 45.25% 44.46% 42.65% 43.43% 43.42% 42.81% 41.36% 40.54% 42.73% 45.92%
Earnings before Interest and Taxes (EBIT)		 113 130 133 129 129 147 152 159 153 152 154
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 115 142 145 140 140 158 162 164 170 163 165
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.30 1.27 1.22 1.35 1.41 1.39 1.36 1.31 1.26 1.22 1.26
Price to Tangible Book Value (P/TBV)		 2.11 2.04 1.95 2.12 2.22 2.15 2.09 1.99 1.89 1.81 1.87
Price to Revenue (P/Rev)		 4.95 4.85 4.74 5.32 5.50 5.44 5.29 5.19 4.97 4.83 5.13
Price to Earnings (P/E)		 12.56 12.37 12.18 13.77 13.90 13.45 12.75 12.09 11.40 11.07 12.00
Dividend Yield		 2.94% 3.01% 3.07% 2.75% 2.67% 2.71% 2.80% 2.81% 2.92% 3.04% 2.91%
Earnings Yield		 7.96% 8.09% 8.21% 7.26% 7.19% 7.44% 7.84% 8.27% 8.77% 9.04% 8.34%
Enterprise Value to Invested Capital (EV/IC)		 1.02 0.97 0.96 1.06 1.14 1.05 1.07 1.10 1.09 0.97 1.03
Enterprise Value to Revenue (EV/Rev)		 5.83 5.59 5.57 6.21 5.78 5.35 5.31 5.35 5.21 4.66 4.98
Enterprise Value to EBITDA (EV/EBITDA)		 10.59 10.13 10.19 11.54 10.39 9.47 9.28 9.14 8.70 7.76 8.40
Enterprise Value to EBIT (EV/EBIT)		 11.36 10.92 10.92 12.33 11.26 10.22 9.98 9.71 9.30 8.29 9.01
Enterprise Value to NOPAT (EV/NOPAT)		 14.80 14.25 14.30 16.08 14.62 13.21 12.82 12.46 11.96 10.69 11.64
Enterprise Value to Operating Cash Flow (EV/OCF)		 15.31 13.59 11.72 12.45 12.76 12.82 13.94 14.79 14.24 11.81 12.34
Enterprise Value to Free Cash Flow (EV/FCFF)		 0.00 0.00 0.00 0.00 6.44 6.11 5.84 4.98 13.99 11.75 21.55
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.50 0.50 0.49 0.48 0.30 0.30 0.28 0.23 0.22 0.22 0.20
Long-Term Debt to Equity		 0.46 0.46 0.45 0.44 0.26 0.26 0.24 0.20 0.18 0.18 0.16
Financial Leverage		 0.42 0.42 0.42 0.46 0.40 0.40 0.38 0.35 0.26 0.25 0.23
Leverage Ratio		 6.22 6.09 6.00 5.88 5.82 5.84 5.77 5.57 5.49 5.50 5.52
Compound Leverage Factor		 6.22 6.09 6.00 5.88 5.82 5.84 5.77 5.57 5.49 5.50 5.52
Debt to Total Capital		 33.19% 33.46% 32.76% 32.65% 23.29% 22.90% 21.67% 18.80% 17.88% 17.73% 16.35%
Short-Term Debt to Total Capital		 2.50% 3.07% 2.41% 3.05% 3.14% 3.08% 2.70% 2.81% 2.98% 2.98% 2.92%
Long-Term Debt to Total Capital		 30.68% 30.39% 30.36% 29.60% 20.14% 19.83% 18.97% 15.98% 14.90% 14.75% 13.43%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 66.81% 66.54% 67.24% 67.35% 76.71% 77.10% 78.33% 81.20% 82.12% 82.27% 83.65%
Debt to EBITDA		 3.43 3.49 3.47 3.55 2.12 2.06 1.88 1.56 1.43 1.42 1.34
Net Debt to EBITDA		 1.60 1.34 1.51 1.66 0.51 -0.17 0.04 0.27 0.41 -0.27 -0.26
Long-Term Debt to EBITDA		 3.17 3.17 3.21 3.22 1.84 1.79 1.65 1.33 1.19 1.18 1.10
Debt to NOPAT		 4.79 4.91 4.86 4.95 2.99 2.88 2.60 2.13 1.97 1.96 1.85
Net Debt to NOPAT		 2.23 1.89 2.12 2.31 0.72 -0.24 0.06 0.37 0.56 -0.38 -0.35
Long-Term Debt to NOPAT		 4.43 4.46 4.51 4.49 2.59 2.49 2.28 1.81 1.64 1.63 1.52
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -840 -768 -676 -523 611 600 637 812 49 75 -101
Operating Cash Flow to CapEx		 6,521.57% 8,771.88% 1,070.26% 1,238.36% 2,678.53% 2,946.71% 4,106.76% 31,379.84% 12,636.04% 1,468.41% 4,974.17%
Free Cash Flow to Firm to Interest Expense		 -8.12 -6.84 -5.86 -4.44 5.79 6.13 6.42 8.34 0.54 0.86 -1.06
Operating Cash Flow to Interest Expense		 1.12 1.31 0.95 1.09 0.71 1.20 0.79 1.18 0.96 1.73 1.02
Operating Cash Flow Less CapEx to Interest Expense		 1.10 1.30 0.86 1.01 0.68 1.15 0.77 1.18 0.96 1.61 1.00
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.04 0.05 0.05 0.05 0.05 0.05 0.05 0.05
Fixed Asset Turnover		 2.50 2.51 2.54 2.56 2.61 2.66 2.74 2.80 2.89 2.89 2.74
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 5,674 5,728 5,734 5,879 5,163 5,244 5,216 5,191 5,232 5,287 5,436
Invested Capital Turnover		 0.19 0.19 0.19 0.18 0.19 0.19 0.19 0.19 0.21 0.21 0.21
Increase / (Decrease) in Invested Capital		 926 868 778 623 -511 -485 -519 -689 69 43 220
Enterprise Value (EV)		 5,813 5,560 5,524 6,238 5,879 5,512 5,565 5,706 5,687 5,115 5,581
Market Capitalization		 4,936 4,824 4,704 5,342 5,591 5,613 5,538 5,535 5,422 5,295 5,750
Book Value per Share		 $18.79 $19.03 $19.25 $19.83 $19.92 $20.36 $20.69 $21.39 $21.86 $22.12 $22.58
Tangible Book Value per Share		 $11.62 $11.81 $12.04 $12.62 $12.69 $13.13 $13.42 $14.12 $14.58 $14.85 $15.25
Total Capital		 5,674 5,728 5,734 5,879 5,163 5,244 5,216 5,191 5,232 5,287 5,436
Total Debt		 1,883 1,917 1,879 1,920 1,202 1,201 1,130 976 935 937 889
Total Long-Term Debt		 1,741 1,741 1,741 1,740 1,040 1,040 989 830 780 780 730
Net Debt		 878 736 820 895 288 -101 27 171 265 -181 -169
Capital Expenditures (CapEx)		 1.77 1.68 10 10 2.80 3.97 1.91 0.37 0.70 10 1.96
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,883 1,917 1,879 1,920 1,202 1,201 1,130 976 935 937 889
Total Depreciation and Amortization (D&A)		 1.72 11 11 11 11 11 10 4.67 16 10 11
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.42 $0.50 $0.51 $0.50 $0.50 $0.58 $0.60 $0.63 $0.60 $0.60 $0.59
Adjusted Weighted Average Basic Shares Outstanding		 201.14M 200.32M 199.68M 198.80M 198.55M 197.46M 197.08M 196.54M 196.63M 201.41M 200.05M
Adjusted Diluted Earnings per Share		 $0.42 $0.50 $0.51 $0.50 $0.50 $0.58 $0.60 $0.63 $0.60 $0.60 $0.59
Adjusted Weighted Average Diluted Shares Outstanding		 201.14M 200.32M 199.68M 198.80M 198.55M 197.46M 197.08M 196.54M 196.63M 201.41M 200.05M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 201.14M 200.32M 199.68M 198.80M 198.55M 197.46M 197.08M 196.54M 196.63M 201.41M 200.05M
Normalized Net Operating Profit after Tax (NOPAT)		 86 100 102 100 101 115 118 124 118 119 129
Normalized NOPAT Margin		 35.11% 40.63% 39.88% 38.77% 38.92% 44.30% 43.69% 44.51% 41.91% 44.44% 43.77%
Pre Tax Income Margin		 45.92% 52.92% 52.40% 50.03% 50.11% 56.58% 56.08% 57.38% 54.35% 57.08% 52.32%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 1.09 1.16 1.16 1.10 1.23 1.50 1.53 1.64 1.67 1.75 1.62
NOPAT to Interest Expense		 0.83 0.89 0.88 0.85 0.95 1.18 1.19 1.27 1.28 1.36 1.25
EBIT Less CapEx to Interest Expense		 1.07 1.15 1.07 1.01 1.20 1.46 1.51 1.63 1.66 1.63 1.60
NOPAT Less CapEx to Interest Expense		 0.82 0.88 0.79 0.76 0.93 1.14 1.17 1.27 1.28 1.24 1.23
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 37.13% 37.30% 37.56% 38.03% 37.29% 36.55% 35.91% 34.17% 33.43% 33.75% 34.26%
Augmented Payout Ratio		 49.54% 52.52% 58.39% 64.27% 58.79% 58.63% 55.88% 49.41% 50.72% 47.60% 50.88%

Financials Breakdown Chart

Key Financial Trends

Home BancShares (NYSE: HOMB) continued to look like a profitable regional bank in Q1 2026, with strong earnings, solid operating cash flow, and a well-supported deposit base. At the same time, balance sheet trends show some pressure from rising loan-loss reserves, lower tangible flexibility, and still-elevated goodwill/intangible assets from past acquisitions.

Bottom line: HOMB is still generating consistent profits and cash, but investors should note that loan growth, provisioning, and deposit mix are becoming more important to watch as the bank navigates a changing rate environment.

  • Profitability remains strong. Q1 2026 net income was $118.2 million, essentially flat versus Q4 2025 and up modestly from Q1 2025.
  • Operating cash flow stayed healthy. Home BancShares generated $150.8 million in operating cash flow in Q1 2026, up from $88.7 million in Q4 2025 and $117.0 million in Q1 2025.
  • Net interest income held up well. Q1 2026 net interest income was $223.9 million, improving from $219.9 million in Q2 2025 and $214.7 million in Q1 2025.
  • Non-interest income is a meaningful contributor. Q1 2026 non-interest income totaled $42.8 million, helping diversify revenue beyond spread income.
  • Deposit base remains large and core deposits are substantial. At Q1 2026, non-interest-bearing deposits were $3.99 billion, supporting funding stability.
  • Capital returns continue. The bank paid a quarterly dividend of $0.21 per share in Q1 2026 and also repurchased shares.
  • Loan growth is steady, not explosive. Loans and leases rose to $15.63 billion in Q1 2026 from $14.95 billion in Q1 2025, indicating moderate growth.
  • Balance sheet leverage is manageable, but debt is still significant. Total liabilities were $18.85 billion versus $4.35 billion of common equity in Q1 2026.
  • Provisioning has increased from last year’s low base. Provision for credit losses was $0.5 million in Q1 2026 versus $0.0 million in Q1 2025, though still far below late-2025 levels.
  • Loan-loss reserves have trended higher. The allowance for loan and lease losses increased to $297.6 million in Q1 2026 from $279.9 million in Q1 2025.

Looking at the last four years, HOMB has shown a pattern of consistently strong quarterly earnings around the $100 million to $123 million range, even as interest income, deposit costs, and credit provisioning moved around with rates and deposit competition. That consistency is a positive sign for retail investors who want a bank with stable earnings power.

However, there are a few caution flags. Deposit balances have been volatile quarter to quarter, and the company has relied on a meaningful amount of debt at times to support funding and liquidity. The bank also carries a sizable amount of goodwill and intangible assets from acquisitions, which can make the equity base look stronger on paper than tangible capital would suggest.

From a trend perspective, the most encouraging takeaway is that earnings and operating cash flow remain resilient. The most important risk is whether credit costs stay contained if economic conditions weaken. For now, Home BancShares appears to be operating from a position of strength, but investors should keep an eye on deposit trends, provision levels, and whether margin pressure returns.

08/23/26 12:47 AM ETAI Generated. May Contain Errors.

Home BancShares Financials - Frequently Asked Questions

According to the most recent income statement we have on file, Home BancShares' financial year ends in December. Their financial year 2025 ended on December 31, 2025.

Home BancShares' net income appears to be on an upward trend, with a most recent value of $475.44 million in 2025, rising from $138.20 million in 2015. The previous period was $402.24 million in 2024. View Home BancShares' forecast to see where analysts expect Home BancShares to go next.

Over the last 10 years, Home BancShares' total revenue changed from $421.21 million in 2015 to $1.09 billion in 2025, a change of 159.0%.

Home BancShares' total liabilities were at $18.59 billion at the end of 2025, a 0.3% increase from 2024, and a 129.7% increase since 2015.

In the past 10 years, Home BancShares' cash and equivalents has ranged from $111.26 million in 2015 to $3.77 billion in 2021, and is currently $237.22 million as of their latest financial filing in 2025.

Over the last 10 years, Home BancShares' book value per share changed from 17.11 in 2015 to 21.86 in 2025, a change of 27.8%.


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Financial statements for NYSE:HOMB last updated on 8/7/2026 by MarketBeat.com Staff. New filings and market data are monitored continuously.
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