Pinnacle Financial Partners (PNFP) Stock Price, News & Analysis

Company Overview

Pinnacle Financial Partners (NYSE: PNFP) is a bank holding company headquartered in Nashville, Tennessee, that provides a broad range of commercial and consumer banking services. Founded in 2000, the company operates through a network of banking offices and digital channels to serve individuals, small and middle-market businesses, and institutional clients. Pinnacle’s business model emphasizes relationship-based banking and tailored financial solutions for commercial borrowers and deposit customers.

The company’s product and service offerings include commercial and residential lending, treasury and payment solutions, deposit accounts, mortgage services, and cash management. Pinnacle also provides wealth management, trust and investment advisory services, and insurance products designed to support high-net-worth clients and business owners. Its commercial capabilities span working capital and term lending, commercial real estate finance, and specialized credit for industry verticals.

Pinnacle primarily serves clients across Tennessee and the broader Southeastern United States, growing its footprint through organic branch expansion and strategic acquisitions. The company is led by an executive management team and governed by a board of directors that oversee strategy, risk management and regulatory compliance typical of publicly traded banking organizations. Pinnacle positions itself as a relationship-focused bank that aims to combine local decision-making with a full suite of financial services for businesses and individuals.

Key Stats

• Today's Range: $107.02 to $108.40
• 50-Day Range: $93.21 to $108.78
• 52-Week Range: $81.08 to $110.33
• Volume: 773,098 shs
• Average Volume: 1.44 million shs
• Market Capitalization: $8.33 billion
• P/E Ratio: 14.75
• Dividend Yield: 1.86%
• Price Target: $118.35
• Consensus Rating: Moderate Buy

Pinnacle Financial Partners Stock Analysis - MarketRank™

Pinnacle Financial Partners scored higher than 98% of companies evaluated by MarketBeat, and ranked 18th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Pinnacle Financial Partners has received a consensus rating of Moderate Buy. The company's average rating score is 2.89, and is based on 2 strong buy ratings, 13 buy ratings, 4 hold ratings, and no sell ratings.

Upside Potential

Pinnacle Financial Partners has a consensus price target of $118.35, representing about 10.2% upside from its current price of $107.40.

Amount of Analyst Coverage

Pinnacle Financial Partners has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.8 / 5
• Proj. Earnings Growth: 11.48%

Earnings Growth

Earnings for Pinnacle Financial Partners are expected to grow by 11.48% in the coming year, from $10.19 to $11.36 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Pinnacle Financial Partners is 14.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.89.

Price to Earnings Ratio vs. Sector

The P/E ratio of Pinnacle Financial Partners is 14.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.39.

Price to Earnings Growth Ratio

Pinnacle Financial Partners has a PEG Ratio of 0.43. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Pinnacle Financial Partners has a P/B Ratio of 1.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

6.84% of the float of Pinnacle Financial Partners has been sold short.

Short Interest Ratio / Days to Cover

Pinnacle Financial Partners has a short interest ratio ("days to cover") of 3.44, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Pinnacle Financial Partners has recently decreased by 11.87%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Pinnacle Financial Partners pays a meaningful dividend of 1.85%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Pinnacle Financial Partners has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Pinnacle Financial Partners is 27.47%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Pinnacle Financial Partners will have a dividend payout ratio of 17.61% next year. This indicates that Pinnacle Financial Partners will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.6 / 5
• News Sentiment: 0.72

News Sentiment

Pinnacle Financial Partners has a news sentiment score of 0.72. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.84 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 14 news articles for Pinnacle Financial Partners this week, compared to 5 articles on an average week.

Search Interest

3 people have searched for PNFP on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.

MarketBeat Follows

3 people have added Pinnacle Financial Partners to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 2.2 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Pinnacle Financial Partners insiders have sold 1,814.80% more of their company's stock than they have bought. Specifically, they have bought $1,000,299.00 in company stock and sold $19,153,713.00 in company stock.

Percentage Held by Insiders

1.30% of the stock of Pinnacle Financial Partners is held by insiders.

Percentage Held by Institutions

87.40% of the stock of Pinnacle Financial Partners is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 5/29 Dividend: 5/01/2026
• Ex-Dividend for 5/29 Dividend: 5/01/2026
• Dividend Payable: 5/29/2026
• Last Earnings: 7/22/2026
• Record date for 8/28 Dividend: 8/07/2026
• Ex-Dividend for 8/28 Dividend: 8/07/2026
• Today: 8/17/2026
• Dividend Payable: 8/28/2026
• Next Earnings (Estimated): 10/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:PNFP
• Previous Symbol: NASDAQ:PNFP
• CIK: 2082866
• Web: www.pnfp.com
• Phone: (706) 641-6500
• Fax: 615-744-3861
• Employees: 8,389
• Year Founded: 2000

Price Target and Rating

• Average Price Target for Pinnacle Financial Partners: $118.35
• High Price Target: $130.00
• Low Price Target: $100.00
• Potential Upside/Downside: +10.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.89
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $7.28
• Trailing P/E Ratio: 14.75
• Forward P/E Ratio: 10.54
• P/E Growth: 0.43
• Net Income: $641.86 million
• Net Margins: 15.40%
• Pretax Margin: 19.18%
• Return on Equity: 10.93%
• Return on Assets: 1.24%

Debt

• Debt-to-Equity Ratio: 0.73
• Current Ratio: 0.94
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $3.32 billion
• Price / Sales: 2.51
• Cash Flow: $10.53 per share
• Price / Cash Flow: 10.20
• Book Value: $88.00 per share
• Price / Book: 1.22

Miscellaneous

• Outstanding Shares: 77,570,000
• Free Float: 76,567,000
• Market Cap: $8.33 billion
• Optionable: N/A
• Beta: 1.03