Commerce Bancshares (CBSH) Competitors

M&T Bank (NYSE:MTB) and Commerce Bancshares (NASDAQ:CBSH) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, valuation, institutional ownership, earnings, profitability, dividends, media sentiment and analyst recommendations.

Do analysts rate MTB or CBSH?

M&T Bank presently has a consensus price target of $211.48, suggesting a potential upside of 4.39%. Commerce Bancshares has a consensus price target of $65.60, suggesting a potential upside of 1.67%. Given M&T Bank's stronger consensus rating and higher possible upside, analysts clearly believe M&T Bank is more favorable than Commerce Bancshares.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
M&T Bank	1 Sell rating(s)	7 Hold rating(s)	13 Buy rating(s)	0 Strong Buy rating(s)	2.57
Commerce Bancshares	0 Sell rating(s)	6 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is MTB or CBSH a better dividend stock?

M&T Bank pays an annual dividend of $5.40 per share and has a dividend yield of 2.7%. Commerce Bancshares pays an annual dividend of $1.10 per share and has a dividend yield of 1.7%. M&T Bank pays out 36.2% of its earnings in the form of a dividend. Commerce Bancshares pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Commerce Bancshares has raised its dividend for 58 consecutive years.

Is MTB or CBSH more profitable?

Commerce Bancshares has a net margin of 25.95% compared to M&T Bank's net margin of 19.86%. Commerce Bancshares' return on equity of 16.23% beat M&T Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
M&T Bank	19.86%	10.18%	1.28%
Commerce Bancshares	25.95%	16.23%	1.73%

Does the media favor MTB or CBSH?

In the previous week, M&T Bank had 22 more articles in the media than Commerce Bancshares. MarketBeat recorded 24 mentions for M&T Bank and 2 mentions for Commerce Bancshares. Commerce Bancshares' average media sentiment score of 1.15 beat M&T Bank's score of 1.07 indicating that Commerce Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
M&T Bank	15 Very Positive mention(s)	1 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Positive
Commerce Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation & earnings, MTB or CBSH?

M&T Bank has higher revenue and earnings than Commerce Bancshares. M&T Bank is trading at a lower price-to-earnings ratio than Commerce Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
M&T Bank	$13.45B	2.42	$2.59B	$14.93	13.57
Commerce Bancshares	$2.09B	4.13	$526.33M	$4.13	15.62

Do insiders and institutionals hold more shares of MTB or CBSH?

84.7% of M&T Bank shares are owned by institutional investors. Comparatively, 70.3% of Commerce Bancshares shares are owned by institutional investors. 0.5% of M&T Bank shares are owned by insiders. Comparatively, 3.1% of Commerce Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Which has more risk and volatility, MTB or CBSH?

M&T Bank has a beta of 0.63, suggesting that its stock price is 37% less volatile than the S&P 500. Comparatively, Commerce Bancshares has a beta of 0.59, suggesting that its stock price is 41% less volatile than the S&P 500.

Summary

M&T Bank beats Commerce Bancshares on 10 of the 19 factors compared between the two stocks.