M&T Bank (MTB) Stock Price, News & Analysis

Company Overview

M&T Bank Corporation is a bank holding company headquartered in Buffalo, New York, that provides a broad range of banking and financial services to individuals, businesses and institutions. The company operates a commercial and retail banking franchise that includes deposit-taking, lending, and payment services delivered through branch networks, digital channels and commercial banking teams. M&T serves customers across the northeastern and mid‑Atlantic United States and has expanded its geographic footprint through strategic acquisitions.

Its core businesses include commercial banking for middle‑market and community businesses, consumer and retail banking, mortgage origination and servicing, treasury and cash management, and wealth management and trust services. M&T offers checking and savings products, business loans and lines of credit, commercial real estate financing, residential mortgages, asset management and fiduciary services, along with online and mobile banking capabilities to support both consumer and corporate clients.

The bank traces its origins to a 19th‑century Buffalo institution and over time has grown through organic expansion and a series of acquisitions that broadened its branch network and product capabilities. Notable acquisitions have extended its presence into additional New England and mid‑Atlantic markets, reinforcing its position as a regional banking franchise with a focus on relationship-driven service.

M&T’s leadership has included long-tenured executives who emphasized conservative underwriting and community banking principles while pursuing growth opportunities. The company is led by René F. Jones as chief executive, and its governance and management teams continue to oversee integration of acquired businesses, digital platform investment and efforts to serve the needs of both retail customers and commercial clients.

Key Stats

• Today's Range: $212.16 to $214.31
• 50-Day Range: $195.99 to $222.81
• 52-Week Range: $174.76 to $239.00
• Volume: 718,833 shs
• Average Volume: 954,101 shs
• Market Capitalization: $31.25 billion
• P/E Ratio: 11.95
• Dividend Yield: 2.81%
• Price Target: $235.32
• Consensus Rating: Hold

M&T Bank Stock Analysis - MarketRank™

M&T Bank scored higher than 79% of companies evaluated by MarketBeat, and ranked 224th out of 880 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.0 / 5
• Analyst Rating: Hold

Consensus Rating

M&T Bank has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 8 buy ratings, 12 hold ratings, and 1 sell rating.

Upside Potential

M&T Bank has a consensus price target of $235.32, representing about 10.3% upside from its current price of $213.39.

Amount of Analyst Coverage

M&T Bank has been the subject of 11 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 11.72%

Earnings Growth

Earnings for M&T Bank are expected to grow by 11.72% in the coming year, from $18.69 to $20.88 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of M&T Bank is 11.95, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.03.

Price to Earnings Ratio vs. Sector

The P/E ratio of M&T Bank is 11.95, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.96.

Price to Earnings Growth Ratio

M&T Bank has a PEG Ratio of 1.08. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

M&T Bank has a P/B Ratio of 1.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.09% of the float of M&T Bank has been sold short.

Short Interest Ratio / Days to Cover

M&T Bank has a short interest ratio ("days to cover") of 5.79.

Change versus previous month

Short interest in M&T Bank has recently decreased by 0.14%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

M&T Bank pays a meaningful dividend of 2.81%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

M&T Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of M&T Bank is 33.59%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, M&T Bank will have a dividend payout ratio of 28.74% next year. This indicates that M&T Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.7 / 5
• News Sentiment: 0.76

News Sentiment

M&T Bank has a news sentiment score of 0.76. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for M&T Bank this week, compared to 7 articles on an average week.

Search Interest

Only 3 people have searched for MTB on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

MarketBeat Follows

Only 4 people have added M&T Bank to their MarketBeat watchlist in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

Company Ownership

• Score: 1.4 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, M&T Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,513,037.00 in company stock.

Percentage Held by Insiders

0.44% of the stock of M&T Bank is held by insiders.

Percentage Held by Institutions

84.68% of the stock of M&T Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 3/31 Dividend: 3/02/2026
• Ex-Dividend for 3/31 Dividend: 3/02/2026
• Dividend Payable: 3/31/2026
• Last Earnings: 4/15/2026
• Today: 5/25/2026
• Record date for 6/30 Dividend: 6/01/2026
• Ex-Dividend for 6/30 Dividend: 6/01/2026
• Morgan Stanley US Financials Conference 2026: 6/10/2026
• Dividend Payable: 6/30/2026
• Next Earnings (Estimated): 7/15/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - MJR REGNL
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:MTB
• CIK: 36270
• Web: www.mtb.com
• Phone: (716) 635-4000
• Fax: 716-842-5021
• Employees: 22,278
• Year Founded: 1856

Price Target and Rating

• Average Price Target for M&T Bank: $235.32
• High Price Target: $265.00
• Low Price Target: $205.00
• Potential Upside/Downside: +10.3%
• Consensus Rating: Hold
• Rating Score (0-4): 2.33
• Research Coverage: 21 Analysts

Profitability

• EPS (Trailing Twelve Months): $17.86
• Trailing P/E Ratio: 11.95
• Forward P/E Ratio: 11.42
• P/E Growth: 1.08
• Net Income: $2.85 billion
• Net Margins: 22.07%
• Pretax Margin: 28.57%
• Return on Equity: 11.35%
• Return on Assets: 1.39%

Debt

• Debt-to-Equity Ratio: 0.44
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $13.23 billion
• Price / Sales: 2.36
• Cash Flow: $22.02 per share
• Price / Cash Flow: 9.69
• Book Value: $174.39 per share
• Price / Book: 1.22

Miscellaneous

• Outstanding Shares: 146,450,000
• Free Float: 145,801,000
• Market Cap: $31.25 billion
• Optionable: Optionable
• Beta: 0.59