United Bankshares Company Profile (NASDAQ:UBSI)

About United Bankshares (NASDAQ:UBSI)

United Bankshares logoUnited Bankshares, Inc. (United) is a bank holding company. The Company operates through community banking segment. United's Banking Subsidiaries offer a range of commercial and retail banking services and products. United, through its subsidiaries, engages in community banking and offers banking products and services permitted by law and regulation. Included among the banking services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, floor plan and student loans, and the making of construction and real estate loans. Also offered are individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. As part of its lending function, the Banking Subsidiaries offer credit card services. The Company's loan portfolio consists of commercial, real estate and consumer loans, including credit card and home equity loans.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Regional - Mid-Atlantic Banks
  • Sub-Industry: Regional Banks
  • Symbol: NASDAQ:UBSI
  • CUSIP: 90990710
  • Web: www.ubsi-inc.com
  • Market Cap: $4.12 billion
  • Outstanding Shares: 104,847,000
Average Prices:
  • 50 Day Moving Avg: $40.00
  • 200 Day Moving Avg: $43.48
  • 52 Week Range: $34.50 - $49.35
  • Trailing P/E Ratio: 19.93
  • Foreward P/E Ratio: 16.85
  • P/E Growth: 1.85
Sales & Book Value:
  • Annual Revenue: $482.08 million
  • Price / Sales: 8.54
  • Book Value: $27.76 per share
  • Price / Book: 1.41
  • Annual Dividend: $1.32
  • Dividend Yield: 3.5%
  • Net Margins: 27.22%
  • Return on Equity: 7.34%
  • Return on Assets: 1.05%
  • Debt-to-Equity Ratio: 0.52%
  • Current Ratio: 1.06%
  • Quick Ratio: 1.06%
  • Average Volume: 973,329 shs.
  • Beta: 1.04
  • Short Ratio: 17.35

Frequently Asked Questions for United Bankshares (NASDAQ:UBSI)

What is United Bankshares' stock symbol?

United Bankshares trades on the NASDAQ under the ticker symbol "UBSI."

How often does United Bankshares pay dividends? What is the dividend yield for United Bankshares?

United Bankshares announced a quarterly dividend on Monday, February 27th. Shareholders of record on Friday, March 10th will be paid a dividend of $0.33 per share on Monday, April 3rd. This represents a $1.32 dividend on an annualized basis and a yield of 3.36%. The ex-dividend date is Wednesday, March 8th. View United Bankshares' Dividend History.

How were United Bankshares' earnings last quarter?

United Bankshares, Inc. (NASDAQ:UBSI) issued its quarterly earnings data on Thursday, April, 27th. The company reported $0.48 earnings per share (EPS) for the quarter, hitting the Thomson Reuters' consensus estimate of $0.48. The company earned $127.77 million during the quarter, compared to analyst estimates of $127.70 million. United Bankshares had a net margin of 27.22% and a return on equity of 7.34%. During the same period last year, the firm earned $0.50 earnings per share. View United Bankshares' Earnings History.

When will United Bankshares make its next earnings announcement?

United Bankshares is scheduled to release their next quarterly earnings announcement on Wednesday, July, 26th 2017. View Earnings Estimates for United Bankshares.

Where is United Bankshares' stock going? Where will United Bankshares' stock price be in 2017?

4 analysts have issued 12-month price objectives for United Bankshares' stock. Their forecasts range from $38.50 to $45.00. On average, they anticipate United Bankshares' share price to reach $42.50 in the next twelve months. View Analyst Ratings for United Bankshares.

Are investors shorting United Bankshares?

United Bankshares saw a decline in short interest in April. As of April 28th, there was short interest totalling 9,034,512 shares, a decline of 16.7% from the April 13th total of 10,845,236 shares. Based on an average daily trading volume, of 1,458,364 shares, the days-to-cover ratio is currently 6.2 days. Approximately 8.9% of the shares of the company are sold short.

Who are some of United Bankshares' key competitors?

Who owns United Bankshares stock?

United Bankshares' stock is owned by a variety of of retail and institutional investors. Top institutional shareholders include BlackRock Inc. (15.47%), State Street Corp (10.20%), STATE STREET CORP (10.21%), Vanguard Group Inc. (8.86%), Ameriprise Financial Inc. (3.98%) and Dimensional Fund Advisors LP (2.33%). Company insiders that own United Bankshares stock include Bernard H Clineburg, Darren K Williams, J Paul Mcnamara, Mary K Weddle, Michael P Fitzgerald, Peter A Converse, Richard M Adams Jr and Robert G Astorg. View Institutional Ownership Trends for United Bankshares.

Who sold United Bankshares stock? Who is selling United Bankshares stock?

United Bankshares' stock was sold by a variety of institutional investors in the last quarter, including Dimensional Fund Advisors LP, Mendon Capital Advisors Corp, Goldman Sachs Group Inc., Tudor Investment Corp ET AL, Morgan Stanley, United Bank Inc., United Capital Financial Advisers LLC and Citadel Advisors LLC. Company insiders that have sold United Bankshares stock in the last year include Bernard H Clineburg, Michael P Fitzgerald, Peter A Converse and Robert G Astorg. View Insider Buying and Selling for United Bankshares.

Who bought United Bankshares stock? Who is buying United Bankshares stock?

United Bankshares' stock was purchased by a variety of institutional investors in the last quarter, including BlackRock Inc., State Street Corp, GW&K Investment Management LLC, Vanguard Group Inc., Ameriprise Financial Inc., Bank of America Corp DE, Viking Fund Management LLC and Bank of New York Mellon Corp. Company insiders that have bought United Bankshares stock in the last two years include Darren K Williams, J Paul Mcnamara, Mary K Weddle, Peter A Converse and Richard M Adams Jr. View Insider Buying and Selling for United Bankshares.

How do I buy United Bankshares stock?

Shares of United Bankshares can be purchased through any online brokerage account. Popular online brokerages include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Scottrade, Fidelity and Charles Schwab.

How much does a share of United Bankshares stock cost?

One share of United Bankshares stock can currently be purchased for approximately $39.25.

Analyst Ratings

Consensus Ratings for United Bankshares (NASDAQ:UBSI) (?)
Ratings Breakdown: 4 Hold Ratings
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: $42.50 (8.28% upside)

Analysts' Ratings History for United Bankshares (NASDAQ:UBSI)
DateFirmActionRatingPrice TargetImpact on Share PriceDetails
5/18/2017Boenning ScattergoodUpgradeUnderperform -> NeutralLowView Rating Details
4/6/2017Keefe, Bruyette & WoodsSet Price TargetHold$44.00LowView Rating Details
3/6/2017DA DavidsonInitiated CoverageNeutral$45.00N/AView Rating Details
3/3/2017StephensInitiated CoverageEqual WeightN/AView Rating Details
8/3/2015Stifel NicolausBoost Price TargetMarket Perform$34.00 -> $38.00N/AView Rating Details
7/2/2015Raymond James Financial, Inc.DowngradeOutperform -> Market Perform$39.00N/AView Rating Details
6/29/2015SunTrust Banks, Inc.Boost Price Target$39.00 -> $40.00N/AView Rating Details
(Data available from 5/24/2015 forward)


Earnings History for United Bankshares (NASDAQ:UBSI)
Earnings by Quarter for United Bankshares (NASDAQ:UBSI)
Earnings History by Quarter for United Bankshares (NASDAQ:UBSI)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
4/27/2017Q1 2017$0.48$0.48$127.70 million$127.77 millionViewN/AView Earnings Details
1/31/2017Q4 2016$0.51$0.51$127.44 million$130.00 millionViewN/AView Earnings Details
10/27/2016Q3$0.52$0.54$130.51 million$130.09 millionViewN/AView Earnings Details
7/28/2016Q2$0.50$0.44$121.26 million$120.69 millionViewN/AView Earnings Details
4/28/2016Q1$0.48$0.50$114.71 million$114.68 millionViewN/AView Earnings Details
10/29/2015Q3$0.50$0.50$117.13 million$114.13 millionViewN/AView Earnings Details
7/29/2015Q215$0.50$0.50$116.57 million$115.40 millionViewN/AView Earnings Details
4/28/2015Q115$0.49$0.50$115.07 million$112.94 millionViewN/AView Earnings Details
1/29/2015Q4$0.52$0.48$117.07 million$121.50 millionViewN/AView Earnings Details
10/29/2014Q314$0.50$0.48$116.11 million$113.81 millionViewN/AView Earnings Details
7/29/2014Q214$0.47$0.48$114.48 million$113.07 millionViewN/AView Earnings Details
4/29/2014Q1 14$0.43$0.48$109.84 million$113.43 millionViewN/AView Earnings Details
1/30/2014Q4 13$0.44$0.39ViewN/AView Earnings Details
10/29/2013Q313$0.44$0.44$87.88 millionViewN/AView Earnings Details
7/25/2013Q2 2013$0.44$0.44$86.41 millionViewN/AView Earnings Details
4/25/2013Q1 2013$0.44$0.43$87.50 millionViewN/AView Earnings Details
1/29/2013Q4 2012$0.45$0.42$86.22 millionViewN/AView Earnings Details
10/25/2012$0.44$0.38ViewN/AView Earnings Details
7/26/2012$0.44$0.42ViewN/AView Earnings Details
4/26/2012$0.44$0.42ViewN/AView Earnings Details
1/26/2012$0.44$0.40ViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for United Bankshares (NASDAQ:UBSI)
2017 EPS Consensus Estimate: $2.08
2018 EPS Consensus Estimate: $2.30
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20173$0.48$0.50$0.49
Q2 20173$0.50$0.52$0.51
Q3 20173$0.53$0.55$0.54
Q4 20173$0.54$0.55$0.54
Q1 20181$0.53$0.53$0.53
Q2 20181$0.58$0.58$0.58
Q3 20181$0.60$0.60$0.60
Q4 20181$0.59$0.59$0.59
(Data provided by Zacks Investment Research)


Current Dividend Information for United Bankshares (NASDAQ:UBSI)
Most Recent Dividend:4/3/2017
Annual Dividend:$1.32
Dividend Yield:3.36%
Dividend Growth:2.10% (3 Year Average)
Payout Ratio:66.33% (Trailing 12 Months of Earnings)
63.77% (Based on This Year's Estimates)
56.65% (Based on Next Year's Estimates)
Dividend Payments by Quarter for United Bankshares (NASDAQ:UBSI)

Dividend History by Quarter for United Bankshares (NASDAQ:UBSI)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading and Institutional Ownership History for United Bankshares (NASDAQ:UBSI)
Insider Ownership Percentage: 7.50%
Institutional Ownership Percentage: 54.82%
Insider Trades by Quarter for United Bankshares (NASDAQ:UBSI)
Institutional Ownership by Quarter for United Bankshares (NASDAQ:UBSI)
Insider Trades by Quarter for United Bankshares (NASDAQ:UBSI)
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
5/12/2017Michael P FitzgeraldDirectorSell13,100$38.28$501,468.00View SEC Filing  
5/2/2017Bernard H ClineburgDirectorSell1,183$39.71$46,976.93View SEC Filing  
11/22/2016Robert G AstorgDirectorSell100$45.82$4,582.00View SEC Filing  
11/16/2016Michael P FitzgeraldDirectorSell79,586$45.06$3,586,145.16View SEC Filing  
11/15/2016Peter A ConverseDirectorSell21,000$44.92$943,320.00View SEC Filing  
2/11/2016Peter A. ConverseDirectorBuy45$32.88$1,479.60View SEC Filing  
2/8/2016Peter A. ConverseDirectorBuy850$33.50$28,475.00View SEC Filing  
2/5/2016Darren K. WilliamsinsiderBuy352$33.96$11,953.92View SEC Filing  
2/4/2016Peter A. ConverseDirectorBuy19,700$33.99$669,603.00View SEC Filing  
2/2/2016J Paul McnamaraDirectorBuy1,000$33.19$33,190.00View SEC Filing  
12/14/2015Richard M Adams JrPresidentBuy1,411$36.85$51,995.35View SEC Filing  
9/9/2015Mary K. WeddleDirectorBuy676$36.89$24,937.64View SEC Filing  
3/16/2015Douglas J LeechDirectorSell15,000$38.14$572,100.00View SEC Filing  
2/2/2015Richard M Adams JrPresidentBuy1,520$34.15$51,908.00View SEC Filing  
12/24/2014Steven E WilsonVPSell15,000$36.59$548,850.00View SEC Filing  
6/17/2014Peter A ConverseDirectorSell14,023$31.66$443,968.18View SEC Filing  
6/4/2014James B Hayhurst JrInsiderSell35,000$30.52$1,068,200.00View SEC Filing  
5/8/2014Gary WhiteDirectorBuy1,000$29.24$29,240.00View SEC Filing  
5/6/2014Gary WhiteDirectorBuy2,000$28.59$57,180.00View SEC Filing  
3/21/2014Steven WilsonVPSell10,000$31.44$314,400.00View SEC Filing  
2/28/2014W Douglas FisherDirectorSell3,000$29.78$89,340.00View SEC Filing  
2/19/2014W Douglas FisherDirectorSell1,000$29.02$29,020.00View SEC Filing  
2/18/2014Gary WhiteDirectorBuy1,000$29.59$29,590.00View SEC Filing  
2/11/2014W Douglas FisherDirectorSell37,700$29.80$1,123,460.00View SEC Filing  
2/6/2014Gary WhiteDirectorBuy1,000$29.43$29,430.00View SEC Filing  
2/6/2014Richard Adams, Jr.InsiderBuy1,788$29.30$52,388.40View SEC Filing  
11/27/2012Richard M Adams JrInsiderBuy2,100$24.52$51,492.00View SEC Filing  
11/16/2012P Clinton WinterDirectorBuy1,000$23.40$23,400.00View SEC Filing  
(Data available from 1/1/2013 forward)


Headline Trends for United Bankshares (NASDAQ:UBSI)
Latest Headlines for United Bankshares (NASDAQ:UBSI)
americanbankingnews.com logoUnited Bankshares, Inc. to Post FY2017 Earnings of $2.07 Per Share, Boenning Scattergood Forecasts (UBSI)
www.americanbankingnews.com - May 22 at 7:18 AM
finance.yahoo.com logoETFs with exposure to United Bankshares, Inc. (West Virginia) : May 18, 2017
finance.yahoo.com - May 19 at 1:26 PM
americanbankingnews.com logoUnited Bankshares, Inc. (UBSI) Upgraded at Boenning Scattergood
www.americanbankingnews.com - May 18 at 10:56 PM
finance.yahoo.com logoUnited Bankshares, Inc. (West Virginia) :UBSI-US: Earnings Analysis: Q1, 2017 By the Numbers : May 17, 2017
finance.yahoo.com - May 17 at 12:18 PM
americanbankingnews.com logoUnited Bankshares, Inc. (UBSI) Director Sells $501,468.00 in Stock
www.americanbankingnews.com - May 15 at 1:26 PM
americanbankingnews.com logo Analysts Anticipate United Bankshares, Inc. (UBSI) Will Post Quarterly Sales of $164.08 Million
www.americanbankingnews.com - May 13 at 8:42 AM
americanbankingnews.com logoShort Interest in United Bankshares, Inc. (UBSI) Declines By 16.7%
www.americanbankingnews.com - May 12 at 7:06 AM
americanbankingnews.com logoZacks: Brokerages Anticipate United Bankshares, Inc. (UBSI) to Announce $0.51 Earnings Per Share
www.americanbankingnews.com - May 11 at 12:20 PM
finance.yahoo.com logoUnited Bankshares, Inc. to Participate in D.A. Davidson 19th Annual Financial Institutions Conference
finance.yahoo.com - May 10 at 10:04 AM
americanbankingnews.com logoBernard H. Clineburg Sells 1,183 Shares of United Bankshares, Inc. (UBSI) Stock
www.americanbankingnews.com - May 3 at 7:34 PM
americanbankingnews.com logoUnited Bankshares (UBSI) Receives Coverage Optimism Rating of 0.42
www.americanbankingnews.com - May 2 at 4:44 PM
americanbankingnews.com logoQ3 2017 Earnings Forecast for United Bankshares, Inc. (UBSI) Issued By Boenning Scattergood
www.americanbankingnews.com - May 1 at 8:43 AM
americanbankingnews.com logoDA Davidson Research Analysts Boost Earnings Estimates for United Bankshares, Inc. (UBSI)
www.americanbankingnews.com - May 1 at 7:21 AM
americanbankingnews.com logoSomewhat Positive Media Coverage Unlikely to Impact United Bankshares (UBSI) Share Price
www.americanbankingnews.com - April 29 at 5:03 PM
americanbankingnews.com logoUnited Bankshares, Inc. (UBSI) Releases Quarterly Earnings Results, Hits Expectations
www.americanbankingnews.com - April 27 at 3:18 PM
finance.yahoo.com logoUnited Bankshares, Inc. Announces Earnings
finance.yahoo.com - April 27 at 11:01 AM
finance.yahoo.com logoUnited Bankshares meets 1Q profit forecasts
finance.yahoo.com - April 27 at 11:01 AM
americanbankingnews.com logoUnited Bankshares (UBSI) Getting Positive Press Coverage, Study Finds
www.americanbankingnews.com - April 26 at 12:11 PM
finance.yahoo.com logoBlog Coverage Cardinal Financial Corp. Integrated into United Bankshares with Completion of the Acquisition
finance.yahoo.com - April 25 at 9:02 AM
finance.yahoo.com logoUnited Bankshares, Inc. Completes Its Acquisition of Cardinal Financial Corporation
finance.yahoo.com - April 24 at 9:38 AM
americanbankingnews.com logoUnited Bankshares (UBSI) Earning Somewhat Favorable News Coverage, Analysis Finds
www.americanbankingnews.com - April 23 at 5:33 PM
finance.yahoo.com logoETFs with exposure to United Bankshares, Inc. (West Virginia) : April 21, 2017
finance.yahoo.com - April 21 at 8:13 PM
americanbankingnews.com logo Brokerages Expect United Bankshares, Inc. (UBSI) to Post $0.48 EPS
www.americanbankingnews.com - April 20 at 4:32 PM
americanbankingnews.com logoUnited Bankshares (UBSI) Receives Coverage Optimism Rating of 0.16
www.americanbankingnews.com - April 18 at 2:34 PM
americanbankingnews.com logoSomewhat Positive Press Coverage Likely to Effect United Bankshares (UBSI) Share Price
www.americanbankingnews.com - April 14 at 3:04 PM
nasdaq.com logoUnited Bankshares Enters Oversold Territory
www.nasdaq.com - April 13 at 8:28 PM
americanbankingnews.com logoUnited Bankshares, Inc. (UBSI) Sees Large Increase in Short Interest
www.americanbankingnews.com - April 10 at 11:25 AM
americanbankingnews.com logoUnited Bankshares, Inc. (UBSI) PT Set at $44.00 by Keefe, Bruyette & Woods
www.americanbankingnews.com - April 7 at 11:24 PM
reuters.com logoFederal Reserve approves United Bankshares buyout of Cardinal Bank
www.reuters.com - April 7 at 6:44 PM
americanbankingnews.com logoUnited Bankshares, Inc. (UBSI) Downgraded by Zacks Investment Research
www.americanbankingnews.com - April 6 at 1:31 PM
americanbankingnews.com logoBrokerages Anticipate United Bankshares, Inc. (UBSI) to Announce $0.48 Earnings Per Share
www.americanbankingnews.com - March 30 at 12:01 PM
nasdaq.com logoUBSI Crosses Below Key Moving Average Level
www.nasdaq.com - March 21 at 8:15 PM
biz.yahoo.com logoUNITED BANKSHARES INC/WV Files SEC form 8-K, Other Events
biz.yahoo.com - March 18 at 2:35 AM
finance.yahoo.com logo3 Stocks in Limelight on New Analyst Coverage
finance.yahoo.com - March 10 at 8:45 AM
finance.yahoo.com logoUnited Bankshares, Inc. to Present at Raymond James 38th Annual Institutional Investors Conference
finance.yahoo.com - March 3 at 4:33 AM
nasdaq.com logoUBSI Breaks Above 3% Yield Territory
www.nasdaq.com - March 2 at 12:46 AM
biz.yahoo.com logoUNITED BANKSHARES INC/WV Files SEC form 10-K, Annual Report
biz.yahoo.com - March 2 at 12:46 AM
streetinsider.com logoForm 4 UNITED BANKSHARES INC/WV For: Feb 27 Filed by: Williams Darren K
www.streetinsider.com - March 1 at 9:13 AM
finance.yahoo.com logoUnited Bankshares Declares First Quarter Dividend
finance.yahoo.com - February 27 at 5:14 PM
streetinsider.com logoForm 5 UNITED BANKSHARES INC/WV For: Dec 31 Filed by: ADAMS RICHARD M JR
www.streetinsider.com - February 4 at 5:55 AM
rttnews.com logoUnited Bankshares Inc. Q4 Earnings Advance 17%
www.rttnews.com - February 1 at 7:10 AM
seekingalpha.com logoUnited Bankshares EPS in-line, beats on revenue
seekingalpha.com - January 31 at 8:00 AM
finance.yahoo.com logoBank Stocks Set for Q4 Earnings on Jan 26: SIVB, WAL & More
finance.yahoo.com - January 25 at 3:59 PM
biz.yahoo.com logoUNITED BANKSHARES INC/WV Files SEC form 8-K, Other Events, Financial Statements and Exhibits
biz.yahoo.com - December 21 at 3:15 PM
us.rd.yahoo.com logo6:02 am United Bankshares 'prices' 4.33 mln common stock offering, but did not disclose gross proceeds of offering
us.rd.yahoo.com - December 17 at 5:31 AM
finance.yahoo.com logoUnited Bankshares, Inc. Announces Commencement of Common Stock Offering
finance.yahoo.com - December 16 at 6:11 AM
finance.yahoo.com logo4:44 pm United Bankshares commenced 4.33 mln share common stock offering
finance.yahoo.com - December 16 at 6:11 AM
finance.yahoo.com logoUnited Bankshares, Inc. Announces Pricing of its Common Stock Offering
finance.yahoo.com - December 16 at 6:11 AM
finance.yahoo.com logoUNITED BANKSHARES INC/WV Financials
finance.yahoo.com - November 17 at 7:47 PM
finance.yahoo.com logoUnited Bankshares, Inc. to Participate in Sandler O’Neill East Coast Financial Services Conference
finance.yahoo.com - November 15 at 8:53 PM



United Bankshares (UBSI) Chart for Wednesday, May, 24, 2017

This page was last updated on 5/24/2017 by MarketBeat.com Staff