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NASDAQ:UBSI

United Bankshares (UBSI) Stock Price, News & Analysis

United Bankshares logo
$47.83 0.00 (0.00%)
As of 09/4/2026 04:00 PM Eastern

About United Bankshares Stock (NASDAQ:UBSI)

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Key Stats

Today's Range
$47.27
$48.03
50-Day Range
$45.30
$49.37
52-Week Range
$34.10
$49.62
Volume
640,725 shs
Average Volume
750,576 shs
Market Capitalization
$6.51 billion
P/E Ratio
13.03
Dividend Yield
3.18%
Price Target
$47.80
Consensus Rating
Hold

Company Overview

United Bankshares, Inc., headquartered in Charleston, West Virginia, is a bank holding company that provides a full range of financial services through its primary subsidiary, United Bank. The company’s core offerings include retail and commercial banking products such as checking and savings accounts, certificates of deposit, personal and business loans, mortgages, and treasury management services. In addition, United Bankshares delivers private banking, wealth management, trust and fiduciary solutions, and investment advisory services to meet the needs of individual, corporate, and institutional clients.

United Bankshares operates an extensive branch network across West Virginia, Virginia, Maryland, the District of Columbia, Ohio, Pennsylvania, and South Carolina. Through these regional offices and financial centers, the company emphasizes community engagement, personalized customer service, and local decision-making. To complement its brick-and-mortar presence, United Bank offers digital banking platforms, including online and mobile banking, as well as cash management and merchant services that cater to both consumer and business clients.

Since its inception, United Bankshares has pursued a strategy of balanced growth, combining organic expansion with selective acquisitions to extend its market footprint and service capabilities. The company is guided by an experienced leadership team and board of directors with deep expertise in community banking and regional markets. United Bankshares remains committed to supporting local economies, fostering strong customer relationships, and delivering long-term value for its shareholders through prudent management and service innovation.

AI Generated. May Contain Errors.

United Bankshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
70th Percentile Overall Score

UBSI MarketRank™: 

United Bankshares scored higher than 70% of companies evaluated by MarketBeat, and ranked 408th out of 842 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    United Bankshares has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for United Bankshares is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    United Bankshares has only been the subject of 4 research reports in the past 90 days.

  • Read more about United Bankshares' stock forecast and price target.
  • Earnings Growth

    Earnings for United Bankshares are expected to grow by 4.58% in the coming year, from $3.71 to $3.88 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Bankshares is 13.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.31.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Bankshares is 13.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 26.17.

  • Price to Book Value per Share Ratio

    United Bankshares has a P/B Ratio of 1.22. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about United Bankshares' valuation and earnings.
  • Percentage of Shares Shorted

    4.14% of the float of United Bankshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Bankshares has a short interest ratio ("days to cover") of 7.99.
  • Change versus previous month

    Short interest in United Bankshares has recently increased by 0.38%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    United Bankshares pays a meaningful dividend of 3.18%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    United Bankshares has been increasing its dividend for 26 years.

  • Dividend Coverage

    The dividend payout ratio of United Bankshares is 41.42%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, United Bankshares will have a dividend payout ratio of 39.18% next year. This indicates that United Bankshares will be able to sustain or increase its dividend.

  • Read more about United Bankshares' dividend.
  • News Sentiment

    United Bankshares has a news sentiment score of 1.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.95 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 8 news articles for United Bankshares this week, compared to 2 articles on an average week.
  • Search Interest

    2 people have searched for UBSI on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, United Bankshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $148,544.00 in company stock.

  • Percentage Held by Insiders

    3.16% of the stock of United Bankshares is held by insiders.

  • Percentage Held by Institutions

    70.80% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about United Bankshares' insider trading history.
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UBSI Stock News Headlines

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UBSI Stock Analysis - Frequently Asked Questions

United Bankshares' stock was trading at $38.40 at the start of the year. Since then, UBSI stock has increased by 24.6% and is now trading at $47.83.

United Bankshares, Inc. (NASDAQ:UBSI) announced its quarterly earnings data on Thursday, July, 23rd. The financial services provider reported $0.95 earnings per share for the quarter, topping the consensus estimate of $0.89 by $0.06. The financial services provider had revenue of $323.82 million for the quarter, compared to analysts' expectations of $320.07 million. United Bankshares had a trailing twelve-month return on equity of 9.39% and a net margin of 27.97%.

United Bankshares subsidiaries include these companies: Carolina Financial.

United Bankshares' top institutional shareholders include BlackRock Inc. (14.65%), BlackRock Inc. (12.71%), California State Teachers Retirement System (5.43%) and Bank of America Corp DE (1.04%). Insiders that own company stock include Peter A Converse, J Paul Mcnamara, Gary G White, Mark R Nesselroad, Sara Dumond and Lacy I Rice III.
View institutional ownership trends
.

Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Humana (HUM), DiamondRock Hospitality (DRH), The RMR Group (RMR) and Voyager Therapeutics (VYGR).

Company Calendar

Record date for 7/1 Dividend
6/12/2026
Ex-Dividend for 7/1 Dividend
6/12/2026
Dividend Payable
7/01/2026
Last Earnings
7/23/2026
Today
9/07/2026
Record date for 10/1 Dividend
9/11/2026
Ex-Dividend for 10/1 Dividend
9/11/2026
Dividend Payable
10/01/2026
Next Earnings (Estimated)
10/22/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UBSI
CIK
729986
Employees
2,694
Year Founded
1982

Price Target and Rating

High Price Target
$50.00
Low Price Target
$44.00
Potential Upside/Downside
-0.1%
Consensus Rating
Hold
Rating Score (0-4)
2.43
Research Coverage
7 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.67
Trailing P/E Ratio
13.03
Forward P/E Ratio
12.89
P/E Growth
N/A
Net Income
$464.60 million
Net Margins
27.97%
Pretax Margin
34.99%
Return on Equity
9.39%
Return on Assets
1.53%

Debt

Debt-to-Equity Ratio
0.10
Current Ratio
0.98
Quick Ratio
0.97

Sales & Book Value

Annual Sales
$1.82 billion
Price / Sales
3.58
Cash Flow
$3.31 per share
Price / Cash Flow
14.45
Book Value
$39.14 per share
Price / Book
1.22

Miscellaneous

Outstanding Shares
136,210,000
Free Float
131,909,000
Market Cap
$6.51 billion
Optionable
Optionable
Beta
0.70

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This page (NASDAQ:UBSI) was last updated on 9/7/2026 by MarketBeat.com Staff.
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