Positive News SentimentPositive NewsNASDAQ:UBSI United Bankshares (UBSI) Stock Forecast, Price & News $27.48 -0.11 (-0.40%) (As of 11:33 AM ET) Add Compare Share Share Today's Range$27.30▼$27.7550-Day Range$26.74▼$33.8152-Week Range$26.49▼$44.15Volume273,817 shsAverage Volume840,218 shsMarket Capitalization$3.71 billionP/E Ratio9.44Dividend Yield5.24%Price Target$36.25 ProfileProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial MediaProfileAnalyst RatingsChartCompetitorsDividendEarningsFinancialsInsider TradesInstitutional OwnershipHeadlinesOptions ChainSEC FilingsShort InterestSocial Media United Bankshares MarketRank™ ForecastAnalyst RatingHold2.25 Rating ScoreUpside/Downside31.7% Upside$36.25 Price TargetShort InterestHealthy2.07% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews Sentiment1.79Based on 6 Articles This WeekInsider TradingN/AProj. Earnings Growth-7.46%From $2.68 to $2.48 Per ShareSee Full Details Hide Full Details Overall MarketRank™MarketRank is calculated as an average of available category scores, with extra weight given to analysis and valuation.2.83 out of 5 starsFinance Sector159th out of 879 stocksState Commercial Banks Industry39th out of 183 stocks 3.1 Analyst's Opinion Consensus RatingUnited Bankshares has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $36.25, United Bankshares has a forecasted upside of 31.7% from its current price of $27.52.Amount of Analyst CoverageUnited Bankshares has only been the subject of 1 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted2.07% of the float of United Bankshares has been sold short.Short Interest Ratio / Days to CoverUnited Bankshares has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Bankshares has recently increased by 1.49%, indicating that investor sentiment is decreasing. Previous Next 3.3 Dividend Strength Dividend LeadershipUnited Bankshares is a leading dividend payer. It pays a dividend yield of 5.22%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Bankshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of United Bankshares is 49.48%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, United Bankshares will have a dividend payout ratio of 58.06% next year. This indicates that United Bankshares will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for UBSI. Previous Next 4.3 News and Social Media Coverage News SentimentUnited Bankshares has a news sentiment score of 1.79. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 6 news articles for United Bankshares this week, compared to 2 articles on an average week.Search Interest3 people have searched for UBSI on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.MarketBeat Follows1 people have added United Bankshares to their MarketBeat watchlist in the last 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, United Bankshares insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 4.37% of the stock of United Bankshares is held by insiders.Percentage Held by Institutions71.63% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for United Bankshares are expected to decrease by -7.46% in the coming year, from $2.68 to $2.48 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of United Bankshares is 9.46, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 107.61.Price to Earnings Ratio vs. SectorThe P/E ratio of United Bankshares is 9.46, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 60.08.Price to Book Value per Share RatioUnited Bankshares has a P/B Ratio of 0.82. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here About United Bankshares (NASDAQ:UBSI) StockUnited Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.Read More UBSI Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart UBSI Stock News HeadlinesSeptember 26, 2023 | americanbankingnews.comUnited Bankshares, Inc. (NASDAQ:UBSI) Given Consensus Rating of "Hold" by AnalystsSeptember 4, 2023 | benzinga.comUnited Bankshares: Dividend InsightsOctober 2, 2023 | PressReach (Ad)Nuclear Revival Creates Opportunities for UraniumUranium companies set to benefit from increased demand for clean energy.September 2, 2023 | finance.yahoo.comWhy You Might Be Interested In United Bankshares, Inc. (NASDAQ:UBSI) For Its Upcoming DividendSeptember 1, 2023 | finance.yahoo.comUnited Bankshares (NASDAQ:UBSI) Has Affirmed Its Dividend Of $0.36August 24, 2023 | msn.comUnited Bankshares: There Are Cheaper Candidates Out ThereAugust 17, 2023 | msn.comUnited Bankshares: A Hold As We Wait For Better PricesJuly 27, 2023 | markets.businessinsider.comUnited Bankshares Q2 Profit Down, Yet Beats EstimatesOctober 2, 2023 | PressReach (Ad)Nuclear Revival Creates Opportunities for UraniumUranium companies set to benefit from increased demand for clean energy.July 27, 2023 | finance.yahoo.comUnited Bankshares, Inc. Announces Earnings for the Second Quarter and First Half of 2023July 27, 2023 | finance.yahoo.comUnited Bankshares (UBSI) Beats Q2 Earnings and Revenue EstimatesJuly 20, 2023 | finance.yahoo.comEarnings Preview: United Bankshares (UBSI) Q2 Earnings Expected to DeclineJuly 13, 2023 | finance.yahoo.comWith 71% ownership of the shares, United Bankshares, Inc. (NASDAQ:UBSI) is heavily dominated by institutional ownersJune 8, 2023 | finance.yahoo.comUBSI - United Bankshares, Inc.May 28, 2023 | finance.yahoo.comLacy Rice Bought 43% More Shares In United BanksharesMay 28, 2023 | finance.yahoo.comLacy Rice Bought 43% More Shares In United Bankshares \May 14, 2023 | finance.yahoo.comUnited Bankshares (NASDAQ:UBSI) Will Pay A Dividend Of $0.36May 2, 2023 | msn.comPiper Sandler Maintains United Bankshares (UBSI) Neutral RecommendationMay 1, 2023 | markets.businessinsider.comRaymond James Reaffirms Their Buy Rating on United Bankshares (UBSI)May 1, 2023 | finance.yahoo.comIs Now The Time To Put United Bankshares (NASDAQ:UBSI) On Your Watchlist?April 27, 2023 | marketwatch.com8-K: UNITED BANKSHARES INC/WVApril 27, 2023 | markets.businessinsider.comWhat 4 Analyst Ratings Have To Say About United BanksharesApril 26, 2023 | finance.yahoo.comUnited Bankshares (UBSI) Q1 Earnings and Revenues Miss EstimatesApril 26, 2023 | finance.yahoo.comUnited Bankshares (UBSI) Q1 Earnings: Taking a Look at Key Metrics Versus EstimatesApril 26, 2023 | markets.businessinsider.comUnited Bankshares Q1 Profit Improves, But Shy Of Street EstimatesApril 26, 2023 | finance.yahoo.comUnited Bankshares, Inc. Announces Earnings for the First Quarter of 2023April 7, 2023 | msn.comKeefe, Bruyette & Woods Maintains United Bankshares (UBSI) Market Perform RecommendationSee More Headlines Receive UBSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Bankshares and its competitors with MarketBeat's FREE daily newsletter. Email Address UBSI Company Calendar Last Earnings7/27/2023Ex-Dividend for 10/2 Dividend9/07/2023Today10/02/2023Dividend Payable10/02/2023Next Earnings (Estimated)10/26/2023Fiscal Year End12/31/2023Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ Industry State commercial banks Sub-IndustryRegional Banks SectorFinance Current SymbolNASDAQ:UBSI CUSIP90990710 CIK729986 Webwww.ubsi-inc.com Phone(304) 424-8716Fax304-424-8800Employees2,765Year Founded1982Price Target and Rating Average Stock Price Forecast$36.25 High Stock Price Forecast$42.00 Low Stock Price Forecast$32.00 Forecasted Upside/Downside+31.4%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$2.91 Trailing P/E Ratio9.48 Forward P/E Ratio10.29 P/E GrowthN/ANet Income$379.63 million Net Margins28.52% Pretax Margin35.81% Return on Equity8.64% Return on Assets1.33% Debt Debt-to-Equity Ratio0.47 Current Ratio0.98 Quick Ratio0.98 Sales & Book Value Annual Sales$1.16 billion Price / Sales3.22 Cash Flow$3.08 per share Price / Cash Flow8.97 Book Value$33.54 per share Price / Book0.82Miscellaneous Outstanding Shares134,930,000Free Float129,038,000Market Cap$3.72 billion OptionableOptionable Beta1.03 Social Links Investing Strategies To Help Grow Your Retirement IncomeNeed to stretch out your 401K or Roth IRA plan? Use these time-tested investing strategies to grow the monthly retirement income that your stock portfolio generates.Get This Free Report Key ExecutivesMr. Richard M. Adams Sr. (Age 76)Exec. Chairman Comp: $2.35MMr. Richard Matthew Adams Jr. (Age 55)M.D., CEO & Director Comp: $1.94MMr. James J. Consagra Jr. (Age 62)CPA, Pres Comp: $1.6MMr. W. Mark Tatterson (Age 48)Exec. VP, CFO & Treasurer Comp: $1.1MMr. Darren K. Williams (Age 51)Exec. VP and Chief Information & Risk Officer Comp: $777.46kMr. Ross M. DraberExec. VP & COOMr. Matthew Lee HumphreyExec. VP and Head of Wealth & Investment ManagementMs. Ami Lee Shaver (Age 52)Exec. VP, Head of HR and Director of Retail Sales & Service Mr. Douglas Bryon Ernest (Age 59)Exec. VP & Chief Credit Officer Mr. Charles J. MildrenExec. VP & Chief Consumer Banking OfficerMore ExecutivesKey CompetitorsFirst Financial BanksharesNASDAQ:FFINGlacier BancorpNASDAQ:GBCIColumbia Banking SystemNASDAQ:COLBHome Bancshares, Inc. (Conway, AR)NYSE:HOMBUnited Community BanksNASDAQ:UCBIView All CompetitorsInsiders & InstitutionsComerica BankBought 39,777 shares on 8/22/2023Ownership: 0.029%California State Teachers Retirement SystemSold 8,318 shares on 8/21/2023Ownership: 0.118%Osaic Holdings Inc.Sold 8,962 shares on 8/21/2023Ownership: 0.022%Teachers Retirement System of The State of KentuckyBought 2,217 shares on 8/21/2023Ownership: 0.018%Verity Asset Management Inc.Sold 14,606 shares on 8/16/2023Ownership: 0.014%View All Insider TransactionsView All Institutional Transactions UBSI Stock - Frequently Asked Questions Should I buy or sell United Bankshares stock right now? 4 Wall Street analysts have issued "buy," "hold," and "sell" ratings for United Bankshares in the last year. There are currently 3 hold ratings and 1 buy rating for the stock. The consensus among Wall Street analysts is that investors should "hold" UBSI shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in UBSI, but not buy additional shares or sell existing shares. View UBSI analyst ratings or view top-rated stocks. What is United Bankshares' stock price forecast for 2023? 4 analysts have issued 12 month price targets for United Bankshares' shares. Their UBSI share price forecasts range from $32.00 to $42.00. On average, they predict the company's stock price to reach $36.25 in the next twelve months. This suggests a possible upside of 31.4% from the stock's current price. View analysts price targets for UBSI or view top-rated stocks among Wall Street analysts. How have UBSI shares performed in 2023? United Bankshares' stock was trading at $40.49 on January 1st, 2023. Since then, UBSI shares have decreased by 31.9% and is now trading at $27.59. View the best growth stocks for 2023 here. When is United Bankshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, October 26th 2023. View our UBSI earnings forecast. How were United Bankshares' earnings last quarter? United Bankshares, Inc. (NASDAQ:UBSI) announced its quarterly earnings results on Thursday, July, 27th. The financial services provider reported $0.68 EPS for the quarter, beating analysts' consensus estimates of $0.66 by $0.02. The financial services provider earned $381.11 million during the quarter, compared to analysts' expectations of $259.14 million. United Bankshares had a trailing twelve-month return on equity of 8.64% and a net margin of 28.52%. During the same period in the prior year, the firm earned $0.71 earnings per share. How often does United Bankshares pay dividends? What is the dividend yield for United Bankshares? United Bankshares announced a quarterly dividend on Monday, August 28th. Investors of record on Friday, September 8th will be paid a dividend of $0.36 per share on Monday, October 2nd. This represents a $1.44 annualized dividend and a yield of 5.22%. The ex-dividend date of this dividend is Thursday, September 7th. Read our dividend analysis for UBSI. What ETFs hold United Bankshares' stock? ETFs with the largest weight of United Bankshares (NASDAQ:UBSI) stock in their portfolio include First Trust NASDAQ ABA Community Bank Index Fund (QABA), ProShares S&P MidCap 400 Dividend Aristocrats ETF (REGL), Invesco KBW Regional Banking ETF (KBWR), ProShares Russell US Dividend Growers ETF (TMDV), Invesco S&P MidCap Low Volatility ETF (XMLV), iShares U.S. Regional Banks ETF (IAT), Invesco S&P MidCap Value with Momentum ETF (XMVM) and SPDR S&P Regional Banking ETF (KRE). Is United Bankshares a good dividend stock? United Bankshares (NASDAQ:UBSI) pays an annual dividend of $1.44 per share and currently has a dividend yield of 5.22%. UBSI has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 49.48%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UBSI will have a dividend payout ratio of 58.06% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UBSI. What is Richard M. Adams' approval rating as United Bankshares' CEO? 42 employees have rated United Bankshares Chief Executive Officer Richard M. Adams on Glassdoor.com. Richard M. Adams has an approval rating of 86% among the company's employees. What other stocks do shareholders of United Bankshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other United Bankshares investors own include Mylan (MYL), Olin (OLN), AbbVie (ABBV), Pfizer (PFE), Enterprise Products Partners (EPD), Altria Group (MO), Skyworks Solutions (SWKS), AT&T (T), Wells Fargo & Company (WFC) and International Business Machines (IBM). What is United Bankshares' stock symbol? United Bankshares trades on the NASDAQ under the ticker symbol "UBSI." How do I buy shares of United Bankshares? Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab. Compare Top Brokerages Here. What is United Bankshares' stock price today? One share of UBSI stock can currently be purchased for approximately $27.59. How much money does United Bankshares make? United Bankshares (NASDAQ:UBSI) has a market capitalization of $3.72 billion and generates $1.16 billion in revenue each year. The financial services provider earns $379.63 million in net income (profit) each year or $2.91 on an earnings per share basis. How many employees does United Bankshares have? The company employs 2,765 workers across the globe. Does United Bankshares have any subsidiaries? The following companies are subsidiares of United Bankshares: Carolina Financial.Read More How can I contact United Bankshares? United Bankshares' mailing address is 300 UNITED CTR 500 VIRGINIA ST E, CHARLESTON WV, 25301. The official website for the company is www.ubsi-inc.com. The financial services provider can be reached via phone at (304) 424-8716 or via fax at 304-424-8800. This page (NASDAQ:UBSI) was last updated on 10/2/2023 by MarketBeat.com Staff Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. 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