Go Pro

United Bankshares (UBSI) Stock Price, News & Analysis

United Bankshares logo
$48.98 -0.29 (-0.59%)
As of 08/17/2026 04:00 PM Eastern

About United Bankshares Stock (NASDAQ:UBSI)

Advanced

Key Stats

Today's Range
$48.95
$49.35
50-Day Range
$44.19
$49.37
52-Week Range
$34.10
$49.62
Volume
726,271 shs
Average Volume
909,679 shs
Market Capitalization
$6.67 billion
P/E Ratio
13.35
Dividend Yield
3.10%
Price Target
$47.80
Consensus Rating
Hold

Company Overview

United Bankshares, Inc., headquartered in Charleston, West Virginia, is a bank holding company that provides a full range of financial services through its primary subsidiary, United Bank. The company’s core offerings include retail and commercial banking products such as checking and savings accounts, certificates of deposit, personal and business loans, mortgages, and treasury management services. In addition, United Bankshares delivers private banking, wealth management, trust and fiduciary solutions, and investment advisory services to meet the needs of individual, corporate, and institutional clients.

United Bankshares operates an extensive branch network across West Virginia, Virginia, Maryland, the District of Columbia, Ohio, Pennsylvania, and South Carolina. Through these regional offices and financial centers, the company emphasizes community engagement, personalized customer service, and local decision-making. To complement its brick-and-mortar presence, United Bank offers digital banking platforms, including online and mobile banking, as well as cash management and merchant services that cater to both consumer and business clients.

Since its inception, United Bankshares has pursued a strategy of balanced growth, combining organic expansion with selective acquisitions to extend its market footprint and service capabilities. The company is guided by an experienced leadership team and board of directors with deep expertise in community banking and regional markets. United Bankshares remains committed to supporting local economies, fostering strong customer relationships, and delivering long-term value for its shareholders through prudent management and service innovation.

AI Generated. May Contain Errors.

United Bankshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
77th Percentile Overall Score

UBSI MarketRank™: 

United Bankshares scored higher than 77% of companies evaluated by MarketBeat, and ranked 306th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    United Bankshares has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for United Bankshares is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    United Bankshares has only been the subject of 4 research reports in the past 90 days.

  • Read more about United Bankshares' stock forecast and price target.
  • Earnings Growth

    Earnings for United Bankshares are expected to grow by 4.58% in the coming year, from $3.71 to $3.88 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Bankshares is 13.35, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.95.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Bankshares is 13.35, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.38.

  • Price to Book Value per Share Ratio

    United Bankshares has a P/B Ratio of 1.25. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about United Bankshares' valuation and earnings.
  • Percentage of Shares Shorted

    4.08% of the float of United Bankshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Bankshares has a short interest ratio ("days to cover") of 4.83.
  • Change versus previous month

    Short interest in United Bankshares has recently decreased by 7.18%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    United Bankshares pays a meaningful dividend of 3.09%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    United Bankshares has been increasing its dividend for 26 years.

  • Dividend Coverage

    The dividend payout ratio of United Bankshares is 41.42%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, United Bankshares will have a dividend payout ratio of 39.18% next year. This indicates that United Bankshares will be able to sustain or increase its dividend.

  • Read more about United Bankshares' dividend.
  • News Sentiment

    United Bankshares has a news sentiment score of 1.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for United Bankshares this week, compared to 2 articles on an average week.
  • Search Interest

    Only 2 people have searched for UBSI on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.
  • MarketBeat Follows

    1 people have added United Bankshares to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, United Bankshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    3.16% of the stock of United Bankshares is held by insiders.

  • Percentage Held by Institutions

    70.80% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about United Bankshares' insider trading history.
Receive UBSI Stock News and Ratings via Email

Sign-up to receive the latest news and ratings for United Bankshares and its competitors with MarketBeat's FREE daily newsletter.

SMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy.

UBSI Stock News Headlines

United Bankshares, Inc.
Three oil giants buried the same discovery for 50 years
In 1976, Chevron tapped an energy source with no fuel costs, no carbon, and no supply chain - then killed the project. Unocal and Texaco did the same. All three buried the results because it threatened their core business. Now one company has spent sixty years developing what Big Oil refused to touch. Google locked in a 15-year contract, Bill Gates wrote a $100 million check, and on August 18th the government hands it a competitive edge no other energy source receives.tc pixel
United Bankshares Q2 2026 Earnings
United Bankshares: Time To Cash That Check (Downgrade)
See More Headlines

UBSI Stock Analysis - Frequently Asked Questions

United Bankshares' stock was trading at $38.40 at the beginning of the year. Since then, UBSI shares have increased by 27.6% and is now trading at $48.98.

United Bankshares, Inc. (NASDAQ:UBSI) released its earnings results on Thursday, July, 23rd. The financial services provider reported $0.95 earnings per share for the quarter, topping the consensus estimate of $0.89 by $0.06. The financial services provider earned $35.72 million during the quarter, compared to analysts' expectations of $320.07 million. United Bankshares had a net margin of 27.97% and a trailing twelve-month return on equity of 9.39%.

The following companies are subsidiaries of United Bankshares: Carolina Financial.

Top institutional shareholders of United Bankshares include BlackRock Inc. (14.65%), BlackRock Inc. (12.71%), Bank of America Corp DE (1.04%) and Bank of New York Mellon Corp (0.97%). Insiders that own company stock include Peter A Converse, J Paul Mcnamara, Gary G White, Mark R Nesselroad, Sara Dumond and Lacy I Rice III.
View institutional ownership trends
.

Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Humana (HUM), DiamondRock Hospitality (DRH), The RMR Group (RMR) and Voyager Therapeutics (VYGR).

Company Calendar

Record date for 7/1 Dividend
6/12/2026
Ex-Dividend for 7/1 Dividend
6/12/2026
Dividend Payable
7/01/2026
Last Earnings
7/23/2026
Today
8/18/2026
Next Earnings (Estimated)
10/22/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UBSI
CIK
729986
Employees
2,694
Year Founded
1982

Price Target and Rating

High Price Target
$50.00
Low Price Target
$44.00
Potential Upside/Downside
-2.4%
Consensus Rating
Hold
Rating Score (0-4)
2.43
Research Coverage
7 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.67
Trailing P/E Ratio
13.35
Forward P/E Ratio
13.20
P/E Growth
N/A
Net Income
$464.60 million
Net Margins
27.97%
Pretax Margin
34.99%
Return on Equity
9.39%
Return on Assets
1.53%

Debt

Debt-to-Equity Ratio
0.10
Current Ratio
0.98
Quick Ratio
0.97

Sales & Book Value

Annual Sales
$1.82 billion
Price / Sales
3.66
Cash Flow
$3.29 per share
Price / Cash Flow
14.89
Book Value
$39.14 per share
Price / Book
1.25

Miscellaneous

Outstanding Shares
136,210,000
Free Float
131,909,000
Market Cap
$6.67 billion
Optionable
Optionable
Beta
0.71

Social Links

10 Stocks Powering The Next AI Boom  Cover

The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation.

Inside this report, you’ll find 10 companies positioned to benefit as artificial intelligence moves from hype to real-world deployment and becomes a core growth driver for corporate America.

Get This Free Report

This page (NASDAQ:UBSI) was last updated on 8/18/2026 by MarketBeat.com Staff.
From Our Partners