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NASDAQ:UBSI

United Bankshares (UBSI) Stock Price, News & Analysis

United Bankshares logo
$45.30 -0.84 (-1.82%)
Closing price 04:00 PM Eastern
Extended Trading
$45.30 +0.01 (+0.01%)
As of 05:36 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About United Bankshares Stock (NASDAQ:UBSI)

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Key Stats

Today's Range
$45.03
$46.02
50-Day Range
$41.77
$46.94
52-Week Range
$34.10
$47.25
Volume
1.07 million shs
Average Volume
1.09 million shs
Market Capitalization
$6.24 billion
P/E Ratio
12.69
Dividend Yield
3.36%
Price Target
$46.60
Consensus Rating
Hold

Company Overview

United Bankshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
52nd Percentile Overall Score

UBSI MarketRank™: 

United Bankshares scored higher than 52% of companies evaluated by MarketBeat, and ranked 617th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    United Bankshares has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for United Bankshares is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    United Bankshares has only been the subject of 3 research reports in the past 90 days.

  • Read more about United Bankshares' stock forecast and price target.
  • Earnings Growth

    Earnings for United Bankshares are expected to grow by 5.49% in the coming year, from $3.64 to $3.84 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Bankshares is 12.69, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.29.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Bankshares is 12.69, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 21.19.

  • Price to Book Value per Share Ratio

    United Bankshares has a P/B Ratio of 1.16. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about United Bankshares' valuation and earnings.
  • Percentage of Shares Shorted

    4.32% of the float of United Bankshares has been sold short.
  • Short Interest Ratio / Days to Cover

    United Bankshares has a short interest ratio ("days to cover") of 6.85.
  • Change versus previous month

    Short interest in United Bankshares has recently increased by 4.59%, indicating that investor sentiment is decreasing.
  • Dividend Yield

    United Bankshares pays a meaningful dividend of 3.29%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    United Bankshares has been increasing its dividend for 26 years.

  • Dividend Coverage

    The dividend payout ratio of United Bankshares is 42.58%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, United Bankshares will have a dividend payout ratio of 39.58% next year. This indicates that United Bankshares will be able to sustain or increase its dividend.

  • Read more about United Bankshares' dividend.
  • Search Interest

    4 people have searched for UBSI on MarketBeat in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, United Bankshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    3.16% of the stock of United Bankshares is held by insiders.

  • Percentage Held by Institutions

    70.80% of the stock of United Bankshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about United Bankshares' insider trading history.
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UBSI Stock News Headlines

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United Bankshares Declares Second Quarter Dividend
See More Headlines

UBSI Stock Analysis - Frequently Asked Questions

United Bankshares' stock was trading at $38.40 at the beginning of the year. Since then, UBSI stock has increased by 18.0% and is now trading at $45.30.

United Bankshares, Inc. (NASDAQ:UBSI) posted its earnings results on Thursday, April, 23rd. The financial services provider reported $0.89 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.85 by $0.04. The financial services provider had revenue of $316.58 million for the quarter, compared to analyst estimates of $315.15 million. United Bankshares had a trailing twelve-month return on equity of 9.26% and a net margin of 27.45%.

United Bankshares subsidiaries include these companies: Carolina Financial.

Top institutional shareholders of United Bankshares include GAMMA Investing LLC. Insiders that own company stock include Peter A Converse, J Paul Mcnamara, Gary G White, Mark R Nesselroad, Sara Dumond and Lacy I Rice III.
View institutional ownership trends
.

Shares of UBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that United Bankshares investors own include American Water Works (AWK), Waste Connections (WCN), AUO (AUOTY), Humana (HUM), DiamondRock Hospitality (DRH), The RMR Group (RMR) and Voyager Therapeutics (VYGR).

Company Calendar

Last Earnings
4/23/2026
Record date for 7/1 Dividend
6/12/2026
Ex-Dividend for 7/1 Dividend
6/12/2026
Dividend Payable
7/01/2026
Today
7/08/2026
Next Earnings (Estimated)
7/23/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:UBSI
CIK
729986
Employees
2,694
Year Founded
1982

Price Target and Rating

High Price Target
$50.00
Low Price Target
$43.00
Potential Upside/Downside
+2.9%
Consensus Rating
Hold
Rating Score (0-4)
2.43
Research Coverage
7 Analysts

Profitability

EPS (Trailing Twelve Months)
$3.57
Trailing P/E Ratio
12.69
Forward P/E Ratio
12.45
P/E Growth
N/A
Net Income
$464.60 million
Net Margins
27.45%
Pretax Margin
34.41%
Return on Equity
9.26%
Return on Assets
1.51%

Debt

Debt-to-Equity Ratio
0.10
Current Ratio
0.98
Quick Ratio
0.98

Sales & Book Value

Annual Sales
$1.82 billion
Price / Sales
3.43
Cash Flow
$3.25 per share
Price / Cash Flow
13.94
Book Value
$39.14 per share
Price / Book
1.16

Miscellaneous

Outstanding Shares
137,800,000
Free Float
133,445,000
Market Cap
$6.24 billion
Optionable
Optionable
Beta
0.71

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This page (NASDAQ:UBSI) was last updated on 7/8/2026 by MarketBeat.com Staff.
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