First Commonwealth Financial Corp. Company Profile (NYSE:FCF)

About First Commonwealth Financial Corp.

First Commonwealth Financial Corporation is a financial holding company. The Company, through its subsidiary, First Commonwealth Bank (the Bank), provides a range of consumer and commercial banking services. The Company also provides trust and wealth management services, and offers insurance products through the Bank and its other operating subsidiaries. Its consumer services include Internet, mobile and telephone banking, an automated teller machine network, personal checking accounts, interest-earning checking accounts, savings accounts, insured money market accounts, investment certificates, fixed and variable rate certificates of deposit, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit lines with overdraft checking protection and individual retirement account (IRA) accounts. Its commercial banking services include commercial lending, small and high-volume business checking accounts and online account management services.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Northeast Banks
Sub-Industry: Regional Banks
Exchange: NYSE
Symbol: FCF
CUSIP: 31982910

Key Metrics:

Previous Close: $10.16
50 Day Moving Average: $10.04
200 Day Moving Average: $9.35
52-Week Range: $7.85 - $10.36
Trailing P/E Ratio: 19.21
Foreward P/E Ratio: 13.55
P/E Growth: 3.04
Market Cap: $902.52M
Outstanding Shares: 88,831,000
Beta: 1.23

Profitability:

Net Margins: 17.38%
Return on Equity: 6.85%
Return on Assets: 0.76%

Debt:

Debt-to-Equity Ratio: 0.11%
Current Ratio: 0.84%
Quick Ratio: 0.83%

Additional Links:

Companies Related to First Commonwealth Financial Corp.:

Consensus Ratings for First Commonwealth Financial Corp. (NYSE:FCF) (?)

Ratings Breakdown:	5 Hold Ratings
Consensus Rating:	Hold (Score: 2.00)
Consensus Price Target:	$9.40 (7.48% downside)

Analysts' Ratings History for First Commonwealth Financial Corp. (NYSE:FCF)

Show:

Date	Firm	Action	Rating	Price Target
9/21/2016	Keefe, Bruyette & Woods	Lower Price Target	Market Perform	$10.00 -> $9.50
7/29/2016	FBR & Co	Boost Price Target	Market Perform	$9.50 -> $10.00
3/9/2016	Boenning Scattergood	Downgrade	Outperform -> Neutral
3/7/2016	Macquarie	Boost Price Target	Neutral	$8.50 -> $9.00
1/13/2016	Raymond James Financial Inc.	Initiated Coverage	Market Perform
10/30/2015	SunTrust Banks Inc.	Lower Price Target		$10.00 -> $9.50

(Data available from 9/28/2014 forward)

Earnings History for First Commonwealth Financial Corp. (NYSE:FCF)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/26/2016
7/27/2016	Q216	$0.16	$0.14	$64.21 million		View	Listen
4/26/2016	Q116	$0.15	$0.14	$63.20 million	$62.51 million	View	N/A
1/27/2016	Q415	$0.16	$0.11	$63.12 million	$63.53 million	View	Listen
10/28/2015	Q315	$0.16	$0.14	$63.09 million		View	Listen
7/29/2015	Q215	$0.15	$0.15	$61.80 million	$57.20 million	View	Listen
4/28/2015	Q115	$0.15	$0.16	$61.00 million	$61.36 million	View	N/A
1/28/2015	Q414	$0.15	$0.12	$61.90 million		View	N/A
10/29/2014	Q314	$0.14	$0.13	$62.14 million		View	N/A
7/23/2014	Q214	$0.13	$0.13	$60.50 million	$63.19 million	View	N/A
4/22/2014	Q114	$0.12	$0.13	$61.30 million		View	N/A
1/29/2014	Q413	$0.08	$0.10	$61.47 million		View	N/A
10/23/2013	Q313	$0.11	$0.16	$60.50 million		View	N/A
7/24/2013	Q2 2013	$0.12	$0.06	$61.35 million		View	N/A
4/23/2013	Q1 2013	$0.11	$0.11	$61.39 million		View	N/A
1/30/2013	Q4 2012	$0.11	$0.09	$62.19 million		View	N/A
10/24/2012		$0.12	$0.09			View	N/A
7/25/2012		$0.10	$0.12			View	N/A
4/24/2012		$0.09	$0.11			View	N/A
1/25/2012		$0.09	($0.05)			View	N/A
10/27/2011		$0.08	$0.08			View	N/A
7/27/2011		$0.09	$0.07			View	N/A
4/20/2011		$0.08	$0.07			View	N/A
1/27/2011		$0.11	$0.11			View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for First Commonwealth Financial Corp. (NYSE:FCF)

Current Year EPS Consensus Estimate: $0.61 EPS
Next Year EPS Consensus Estimate: $0.75 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	3	$0.15	$0.16	$0.15
Q2 2016	3	$0.15	$0.17	$0.16
Q3 2016	3	$0.16	$0.19	$0.17
Q4 2016	4	$0.16	$0.19	$0.17
Q1 2017	3	$0.16	$0.18	$0.17
Q2 2017	3	$0.17	$0.19	$0.18
Q3 2017	3	$0.18	$0.20	$0.19
Q4 2017	3	$0.18	$0.20	$0.19

(Data provided by Zacks Investment Research)

Current Dividend Information for First Commonwealth Financial Corp. (NYSE:FCF)

Annual Dividend:	$0.28
Dividend Yield:	2.76%
Dividend Growth:	15.90% (3 Year Average)
Payout Ratio:	52.83% (Based on Trailing 12 Months of Earnings) 45.90% (Based on Current Year Consensus EPS Estimate) 37.33% (Based on Next Year Consensus EPS Estimate)

Dividend History for First Commonwealth Financial Corp. (NYSE:FCF)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/27/2016	quarterly	$0.07		8/4/2016	8/8/2016	8/19/2016
4/26/2016	quarterly	$0.07		5/4/2016	5/6/2016	5/20/2016
1/27/2016	quarterly	$0.07		2/4/2016	2/8/2016	2/19/2016
10/28/2015	quarterly	$0.07		11/5/2015	11/9/2015	11/20/2015
7/29/2015	quarterly	$0.07		8/6/2015	8/10/2015	8/21/2015
4/28/2015	quarterly	$0.07	3.03%	5/6/2015	5/8/2015	5/22/2015
1/29/2015	quarterly	$0.07	3.53%	2/5/2015	2/9/2015	2/20/2015
10/29/2014	quarterly	$0.07		11/6/2014	11/10/2014	11/21/2014
7/23/2014	quarterly	$0.07	3.16%	7/31/2014	8/4/2014	8/15/2014
4/22/2014	quarterly	$0.07	3.2%	4/30/2014	5/2/2014	5/16/2014
1/29/2014	quarterly	$0.07	3.39%	2/6/2014	2/10/2014	2/21/2014
10/23/2013	quarterly	$0.06	2.71%	10/31/2013	11/4/2013	11/15/2013
7/24/2013	quarterly	$0.06	3.22%	8/1/2013	8/5/2013	8/16/2013
4/23/2013	quarterly	$0.06	3.44%	5/1/2013	5/3/2013	5/17/2013
1/30/2013	quarterly	$0.05	2.83%	2/7/2013	2/11/2013	2/22/2013

(Data available from 1/1/2013 forward)

Insider Trading History for First Commonwealth Financial Corp. (NYSE:FCF)

Insider Ownership Percentage: 1.58%
Institutional Ownership Percentage: 60.32%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
5/5/2016	T Michael Price	CEO	Buy	4,580	$8.77	$40,166.60
4/5/2016	Luke A Latimer	Director	Buy	1,112	$8.89	$9,885.68
9/4/2015	Gary R Claus	Director	Buy	2,500	$8.68	$21,700.00
8/26/2015	Matthew C Tomb	EVP	Buy	1,000	$8.60	$8,600.00
7/16/2015	Allan James Bezanson	Director	Buy	300,000	$0.16	$48,000.00
7/14/2015	Allan James Bezanson	Director	Buy	200,000	$0.13	$26,000.00
7/13/2015	Allan James Bezanson	Director	Buy	152,000	$0.12	$18,240.00
7/9/2015	Peter Croft Mcrae	Director	Buy	50,000	$0.12	$6,000.00
5/13/2015	I. Robert Emmerich	EVP	Sell	1,592	$9.01	$14,343.92
1/30/2015	Matthew C Tomb	VP	Buy	2,000	$7.91	$15,820.00
12/2/2014	Matthew C Tomb	VP	Buy	2,000	$8.82	$17,640.00
11/25/2014	T Michael Price	CEO	Buy	4,000	$9.19	$36,760.00
11/24/2014	T Michael Price	CEO	Buy	25,000	$9.14	$228,500.00
11/14/2014	Matthew C Tomb	EVP	Buy	2,000	$9.28	$18,560.00
8/4/2014	Gary R Claus	Director	Buy	2,500	$8.56	$21,400.00
6/2/2014	Jon L Gorney	Director	Buy	5,000	$8.62	$43,100.00
7/29/2013	Gary R Claus	Director	Buy	2,500	$7.41	$18,525.00
4/30/2013	Luke A Latimer	Director	Buy	1,406	$7.11	$9,996.66
2/28/2013	Luke A Latimer	Director	Buy	1,363	$7.32	$9,977.16
2/7/2013	T Michael Price	CEO	Buy	2,600	$7.08	$18,408.00
12/3/2012	Gary R Claus	Director	Buy	2,500	$6.38	$15,950.00

(Data available from 1/1/2013 forward)

Latest Headlines for First Commonwealth Financial Corp. (NYSE:FCF)

Date	Headline
	FIRST COMMONWEALTH FINANCIAL CORP /PA/ : Other Events, Financial Statements and Exhibits (form 8-K) (NYSE:FCF) www.4-traders.com - September 28 at 4:49 PM
	FIRST COMMONWEALTH FINANCIAL CORP /PA/ Files SEC form 8-K, Other Events, Financial Statements and Exhibits (NYSE:FCF) biz.yahoo.com - September 28 at 4:49 PM
	Business briefs: First Commonwealth gets OK for acquisition (NYSE:FCF) www.post-gazette.com - September 28 at 9:51 AM
	First Commonwealth gets regulatory green light for branch purchase (NYSE:FCF) seekingalpha.com - September 27 at 4:58 PM
	First Commonwealth Bank Receives Final Regulatory Approval for Acquisition of 13 FirstMerit Bank Branches (NYSE:FCF) www.publicnow.com - September 27 at 4:57 PM
	First Commonwealth Bank Launches Three Consumer Credit Cards - Marketwired (press release) (NYSE:FCF) www.marketwired.com - September 27 at 9:34 AM
	Expected For First Commonwealth Financial Corporation (NYSE:FCF) Sales Of $286.46 - Investor Newswire (NYSE:FCF) www.investornewswire.com - September 27 at 9:34 AM
	Can Shares Of First Commonwealth Financial Corporation (NYSE:FCF) Hit $10? - Investor Newswire (NYSE:FCF) www.investornewswire.com - September 27 at 9:34 AM
	Can First Commonwealth Financial Corporation (NYSE:FCF) Meet Analysts EPS Target Of $0.18? - Stocks Daily (NYSE:FCF) www.stocksdaily.net - September 27 at 9:34 AM
	First Commonwealth Bank Launches Three Consumer Credit Cards (NYSE:FCF) www.publicnow.com - September 26 at 9:42 AM
	Bullish Target For First Commonwealth Financial Corporation (NYSE:FCF) At $10 - Investor Newswire (NYSE:FCF) www.investornewswire.com - September 23 at 9:56 AM
	The $10B dilemma: As banks near this amount in assets, many don’t want to cross line (NYSE:FCF) www.bizjournals.com - September 21 at 5:30 PM
	Stock Update on Earnings & Estimates for First Commonwealth ... - Frisco Fastball (NYSE:FCF) friscofastball.com - September 19 at 3:54 PM
	Shares Of First Commonwealth Financial Corporation (NYSE:FCF) Expected To Hit $10 - Investor Newswire (NYSE:FCF) www.investornewswire.com - September 19 at 3:54 PM
	First Commonwealth Financial Corporation (NYSE:FCF)'s Expectation Of $286.46 In Sales - Investor Newswire (NYSE:FCF) www.investornewswire.com - September 19 at 3:54 PM
	What are Analysts Expecting for First Commonwealth Financial Corporation (NYSE:FCF) Earnings? - Frisco Fastball (NYSE:FCF) friscofastball.com - September 14 at 9:09 AM
	Sell-side Consensus Sees First Commonwealth Financial Corporation (NYSE:FCF) Going Where Near-Term? - Frisco Fastball (NYSE:FCF) friscofastball.com - September 14 at 9:09 AM
	First Commonwealth Financial Corporation (NYSE:FCF) From The Analysts Point of View - National Daily Press (NYSE:FCF) www.nationaldailypress.com - September 11 at 9:25 AM
	First Commonwealth Bank CFO Elected to FHLBank Pittsburgh Board; James R. Reske to Fill the Unexpired Term of Patrick J. Ward (NYSE:FCF) www.advfn.com - September 9 at 9:46 AM
	Shares Seen Moving Up to a Recent High: First Commonwealth Financial Corp. (NYSE:FCF) - Post News (NYSE:FCF) www.kentuckypostnews.com - September 8 at 4:53 PM
	Karrip Hired as Chief Credit Officer of First Commonwealth Bank - ABL Advisor (NYSE:FCF) www.abladvisor.com - September 8 at 4:53 PM
	First Commonwealth Bank Executive to Serve on FHLBank Pittsburgh Board - Yahoo Sports (NYSE:FCF) sports.yahoo.com - September 8 at 8:52 AM
	First Commonwealth Bank Executive to Serve on FHLBank Pittsburgh Board (NYSE:FCF) www.publicnow.com - September 8 at 8:52 AM
	Brian G. Karrip Hired as Executive Vice President and Chief Credit Officer of First Commonwealth Bank - Yahoo Finance (NYSE:FCF) finance.yahoo.com - September 7 at 5:08 PM
	First Commonwealth Bank CFO Elected to FHLBank Pittsburgh Board; James R. Reske to Fill the Unexpired Term of ... - Business Wire (press release) (NYSE:FCF) www.businesswire.com - September 7 at 5:08 PM
	Brian G. Karrip Hired as Executive Vice President and Chief Credit ... - Yahoo Sports (NYSE:FCF) sports.yahoo.com - September 7 at 8:18 AM
	FIRST COMMONWEALTH FINANCIAL CORP /PA/ Files SEC form 8-K, Regulation FD Disclosure, Financial Statements and Exhibit (NYSE:FCF) biz.yahoo.com - September 6 at 4:52 PM
	Brian G. Karrip Hired as Executive Vice President and Chief Credit Officer of First Commonwealth Bank (NYSE:FCF) www.publicnow.com - September 6 at 4:52 PM
	First Commonwealth Financial Corporation (NYSE:FCF) Expects Sales Of $286.46 - Investor Newswire (NYSE:FCF) www.investornewswire.com - September 6 at 9:47 AM
	Stock Seen Stepping Up to a Recent High: First Commonwealth Financial Corp. (NYSE:FCF) - Post News (NYSE:FCF) www.kentuckypostnews.com - September 3 at 4:36 PM
	Shares Charging Up to a Recent High: First Commonwealth Financial Corp. (NYSE:FCF) - Post News (NYSE:FCF) www.kentuckypostnews.com - September 1 at 4:52 PM
	Stock Tracking Up to a Recent High: First Commonwealth Financial Corp. (NYSE:FCF) - Post News (NYSE:FCF) www.kentuckypostnews.com - September 1 at 6:13 AM
	First Commonwealth Financial Corporation (NYSE:FCF) Expects To Hit Sales Of $286.46 - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 29 at 4:52 PM
	Can Shares Of First Commonwealth Financial Corporation (NYSE:FCF) Get To $10? - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 29 at 4:52 PM
	ETF’s with exposure to First Commonwealth Financial Corp. (Pennsylvania) : August 26, 2016 (NYSE:FCF) www.capitalcube.com - August 26 at 4:51 PM
	FIRST COMMONWEALTH FINANCIAL CORP /PA/ Financials (NYSE:FCF) finance.yahoo.com - August 24 at 4:55 PM
	First Commonwealth Financial Corporation (NYSE:FCF) Gets 0 Recommendations To Sell - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 22 at 5:01 PM
	First Commonwealth Financial Corporation (NYSE:FCF) Reports Sales Of $69.408, Surprising Estimates By -0.936% - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 22 at 5:01 PM
	Institutions Have Decreased Their Ownership of First Commonwealth Financial Corp. (NYSE:FCF) - Post News (NYSE:FCF) www.kentuckypostnews.com - August 18 at 10:21 PM
	How is the Crowd Rating First Commonwealth Financial Corporation (NYSE:FCF)? - Post News (NYSE:FCF) www.kentuckypostnews.com - August 18 at 10:21 PM
	First Commonwealth Financial : FirstMerit Bank is now Huntington Bank as acquisition finalized; CEO says Akron employment goal will be met early (NYSE:FCF) www.4-traders.com - August 16 at 10:08 PM
	Analysts See Sales Of $286.46 For First Commonwealth Financial Corporation (NYSE:FCF) - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 16 at 8:17 AM
	Will First Commonwealth Financial Corporation (NYSE:FCF) Hit $10 Price Target? - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 16 at 8:17 AM
	First Commonwealth Financial Corp. (Pennsylvania) :FCF-US: Earnings Analysis: Q2, 2016 By the Numbers : August 15, 2016 (NYSE:FCF) www.capitalcube.com - August 15 at 5:07 PM
	FIRST COMMONWEALTH FINANCIAL CORP /PA/ Files SEC form 10-Q, Quarterly Report (NYSE:FCF) biz.yahoo.com - August 9 at 9:18 PM
	Will First Commonwealth Financial Corporation (NYSE:FCF) Keep up With Analyst Expectations? - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 9 at 3:41 PM
	First Commonwealth Financial Corporation (NYSE:FCF) Records An Estimated Annual Sales Mean Of $286.46 - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 8 at 10:19 PM
	First Commonwealth Financial Corporation (FCF) Ex-Dividend Date Scheduled for August 04, 2016 - Nasdaq (NYSE:FCF) www.nasdaq.com - August 4 at 10:45 PM
	First Commonwealth Financial(NYSE:FCF) Declares Dividend of $0.0700. - Trade Calls (NYSE:FCF) www.tradecalls.org - August 3 at 10:41 PM
	First Commonwealth Financial Corporation (NYSE:FCF) Yearly Sales Target At $281.113 - Investor Newswire (NYSE:FCF) www.investornewswire.com - August 1 at 4:53 PM