FCF vs. NBHC, HOPE, WABC, CHCO, TRMK, NBTB, TBBK, WSBC, SASR, and FRME
Should you be buying First Commonwealth Financial stock or one of its competitors? The main competitors of First Commonwealth Financial include National Bank (NBHC), Hope Bancorp (HOPE), Westamerica Bancorporation (WABC), City (CHCO), Trustmark (TRMK), NBT Bancorp (NBTB), Bancorp (TBBK), WesBanco (WSBC), Sandy Spring Bancorp (SASR), and First Merchants (FRME). These companies are all part of the "regional banks" industry.
First Commonwealth Financial (NYSE:FCF) and National Bank (NYSE:NBHC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their analyst recommendations, media sentiment, profitability, earnings, institutional ownership, community ranking, valuation, dividends and risk.
First Commonwealth Financial pays an annual dividend of $0.50 per share and has a dividend yield of 3.6%. National Bank pays an annual dividend of $1.08 per share and has a dividend yield of 3.0%. First Commonwealth Financial pays out 32.5% of its earnings in the form of a dividend. National Bank pays out 29.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
First Commonwealth Financial has a beta of 0.86, suggesting that its stock price is 14% less volatile than the S&P 500. Comparatively, National Bank has a beta of 0.83, suggesting that its stock price is 17% less volatile than the S&P 500.
72.6% of First Commonwealth Financial shares are owned by institutional investors. Comparatively, 92.7% of National Bank shares are owned by institutional investors. 2.0% of First Commonwealth Financial shares are owned by company insiders. Comparatively, 3.1% of National Bank shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.
In the previous week, First Commonwealth Financial had 2 more articles in the media than National Bank. MarketBeat recorded 4 mentions for First Commonwealth Financial and 2 mentions for National Bank. National Bank's average media sentiment score of -0.13 beat First Commonwealth Financial's score of -0.97 indicating that National Bank is being referred to more favorably in the news media.
National Bank has a net margin of 25.40% compared to First Commonwealth Financial's net margin of 25.07%. First Commonwealth Financial's return on equity of 13.78% beat National Bank's return on equity.
First Commonwealth Financial has higher revenue and earnings than National Bank. First Commonwealth Financial is trading at a lower price-to-earnings ratio than National Bank, indicating that it is currently the more affordable of the two stocks.
First Commonwealth Financial received 48 more outperform votes than National Bank when rated by MarketBeat users. However, 56.14% of users gave National Bank an outperform vote while only 54.67% of users gave First Commonwealth Financial an outperform vote.
First Commonwealth Financial currently has a consensus price target of $14.75, indicating a potential upside of 6.04%. National Bank has a consensus price target of $38.33, indicating a potential upside of 6.16%. Given National Bank's higher possible upside, analysts clearly believe National Bank is more favorable than First Commonwealth Financial.
Summary
First Commonwealth Financial and National Bank tied by winning 10 of the 20 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding FCF and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NYSE and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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