Provident Financial Services (PFS) Stock Price, News & Analysis

Company Overview

Provident Financial Services, Inc. is the parent company of Provident Bank, a full-service community bank serving individuals, families, businesses and nonprofit organizations. The company provides a range of banking products, including checking and savings accounts, certificates of deposit, residential mortgages, home equity loans, commercial real estate financing, commercial and industrial loans, and consumer lending.

Through its banking operations, Provident also offers cash management, online and mobile banking, wealth management, trust services and other financial solutions. The bank serves customers through branches and digital channels, with a primary geographic focus on communities in New Jersey and parts of New York.

Provident Financial Services traces its history to the founding of Provident Bank in 1888. In 2023, Provident Bank completed its merger with Lakeland Bank, expanding its presence and combining two established community banking franchises in the region.

Key Stats

• Today's Range: $22.76 to $22.99
• 50-Day Range: $22.45 to $25.24
• 52-Week Range: $17.69 to $25.49
• Volume: 932,634 shs
• Average Volume: 809,234 shs
• Market Capitalization: $2.98 billion
• P/E Ratio: 9.52
• Dividend Yield: 4.20%
• Price Target: $26.79
• Consensus Rating: Moderate Buy

Provident Financial Services Stock Analysis - MarketRank™

Provident Financial Services scored higher than 82% of companies evaluated by MarketBeat, and ranked 283rd out of 854 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Provident Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.75, and is based on 1 strong buy rating, 4 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Provident Financial Services has a consensus price target of $26.79, representing about 17.2% upside from its current price of $22.85.

Amount of Analyst Coverage

Provident Financial Services has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.17%

Earnings Growth

Earnings for Provident Financial Services are expected to grow by 6.17% in the coming year, from $2.43 to $2.58 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Provident Financial Services is 9.52, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.92.

Price to Earnings Ratio vs. Sector

The P/E ratio of Provident Financial Services is 9.52, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.57.

Price to Book Value per Share Ratio

Provident Financial Services has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

4.86% of the float of Provident Financial Services has been sold short.

Short Interest Ratio / Days to Cover

Provident Financial Services has a short interest ratio ("days to cover") of 8.44.

Change versus previous month

Short interest in Provident Financial Services has recently increased by 13.44%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Leadership

Provident Financial Services is a leading dividend payer. It pays a dividend yield of 4.23%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Provident Financial Services does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Provident Financial Services is 40.00%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Provident Financial Services will have a dividend payout ratio of 37.21% next year. This indicates that Provident Financial Services will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: 0.34

News Sentiment

Provident Financial Services has a news sentiment score of 0.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.70 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for Provident Financial Services this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for PFS on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Provident Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,856,284.00 in company stock.

Percentage Held by Insiders

3.02% of the stock of Provident Financial Services is held by insiders.

Percentage Held by Institutions

71.97% of the stock of Provident Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/30/2026
• Record date for 8/28 Dividend: 8/14/2026
• Ex-Dividend for 8/28 Dividend: 8/14/2026
• Dividend Payable: 8/28/2026
• Today: 9/26/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:PFS
• CIK: 1178970
• Web: www.provident.bank
• Phone: (732) 590-9200
• Fax: 201-915-5480
• Employees: 1,866
• Year Founded: 1839

Price Target and Rating

• Average Price Target for Provident Financial Services: $26.79
• High Price Target: $29.00
• Low Price Target: $24.00
• Potential Upside/Downside: +17.2%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.75
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.40
• Trailing P/E Ratio: 9.52
• Forward P/E Ratio: 9.40
• P/E Growth: N/A
• Net Income: $291.16 million
• Net Margins: 22.15%
• Pretax Margin: 30.46%
• Return on Equity: 11.00%
• Return on Assets: 1.24%

Debt

• Debt-to-Equity Ratio: 0.99
• Current Ratio: 1.03
• Quick Ratio: 1.03

Sales & Book Value

• Annual Sales: $1.38 billion
• Price / Sales: 2.15
• Cash Flow: $2.71 per share
• Price / Cash Flow: 8.42
• Book Value: $21.69 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 130,420,000
• Free Float: 126,484,000
• Market Cap: $2.98 billion
• Optionable: Optionable
• Beta: 0.77