Community Bank System Company Profile (NYSE:CBU)

About Community Bank System

Community Bank System logoCommunity Bank System, Inc. is a bank holding company. The Company owns two subsidiaries: Community Bank, N.A. (CBNA or the Bank) and Benefit Plans Administrative Services, Inc. (BPAS). It operates in three segments: banking, employee benefit services, and All Other. The Banking segment provides lending and depository-related products and services to individuals, businesses and municipal enterprises. The Employee benefit services segment, consisting of BPAS, BPAS Actuarial & Pension Services, LLC and Hand Benefits & Trust Company, provides employee benefit trust, collective investment fund, retirement plan administration, actuarial, and health and welfare consulting services, among others. Included in the All Other segment are the smaller Wealth Management and Insurance segments. The Bank's business provides an array of banking and financial services to retail, commercial and municipal customers.

Industry, Sector and Symbol:
  • Sector: Finance
  • Industry: Regional - Midwest Banks
  • Sub-Industry: Regional Banks
  • Exchange: NYSE
  • Symbol: CBU
  • CUSIP: 20360710
Key Metrics:
  • Previous Close: $47.37
  • 50 Day Moving Average: $46.78
  • 200 Day Moving Average: $42.08
  • 52-Week Range: $34.27 - $48.36
  • Trailing P/E Ratio: 21.85
  • Foreward P/E Ratio: 20.21
  • P/E Growth: 2.10
  • Market Cap: $2.13B
  • Outstanding Shares: 44,262,000
  • Beta: 0.98
  • Net Margins: 22.93%
  • Return on Equity: 8.64%
  • Return on Assets: 1.18%
  • Debt-to-Equity Ratio: 0.30%
  • Current Ratio: 0.71%
  • Quick Ratio: 0.71%
Additional Links:
Companies Related to Community Bank System:

Analyst Ratings

Consensus Ratings for Community Bank System (NYSE:CBU) (?)
Ratings Breakdown: 4 Hold Ratings
Consensus Rating:Hold (Score: 2.00)
Consensus Price Target: $40.00 (16.86% downside)

Analysts' Ratings History for Community Bank System (NYSE:CBU)
DateFirmActionRatingPrice TargetDetails
7/26/2016Hovde GroupBoost Price TargetMarket Perform$38.00 -> $43.00View Rating Details
7/22/2016Sandler O'NeillDowngradeBuy -> HoldView Rating Details
4/26/2016Royal Bank Of CanadaBoost Price TargetSector Perform$37.00 -> $39.00View Rating Details
1/7/2016Piper Jaffray Cos.Initiated CoverageNeutral$40.00View Rating Details
10/23/2015Keefe, Bruyette & WoodsBoost Price Target$37.50 -> $38.00View Rating Details
4/21/2015Raymond James Financial Inc.Initiated CoverageMarket PerformView Rating Details
(Data available from 10/1/2014 forward)


Earnings History for Community Bank System (NYSE:CBU)
DateQuarterConsensus EstimateActual EPSRevenue EstimateActual RevenueRelease LinkConference CallDetails
7/20/2016Q216$0.56$0.58$106.66 million$107.10 millionViewN/AView Earnings Details
4/25/2016Q116$0.55$0.55$104.95 million$105.20 millionViewListenView Earnings Details
1/21/2016Q415$0.58$0.47$98.15 million$98.10 millionViewListenView Earnings Details
10/22/2015Q315$0.59$0.60$93.84 million$93.70 millionViewListenView Earnings Details
7/20/2015Q215$0.55$0.58$91.62 million$90.90 millionViewListenView Earnings Details
4/20/2015Q1 15$0.55$0.54$91.72 million$88.90 millionViewN/AView Earnings Details
1/21/2015Q414$0.57$0.56$94.20 millionViewN/AView Earnings Details
10/20/2014Q114$0.56$0.59$92.70 million$92.50 millionViewListenView Earnings Details
7/21/2014$0.54$0.57ViewN/AView Earnings Details
4/22/2014$0.52$0.54ViewN/AView Earnings Details
1/22/2014Q413$0.52$0.52$89.27 millionViewN/AView Earnings Details
10/22/2013Q3 13$0.52$0.54ViewN/AView Earnings Details
7/23/2013Q2 2013$0.50$0.52$86.11 millionViewN/AView Earnings Details
(Data available from 1/1/2011 forward)


Earnings Estimates for Community Bank System (NYSE:CBU)
Current Year EPS Consensus Estimate: $2.33 EPS
Next Year EPS Consensus Estimate: $2.38 EPS
QuarterNumber of EstimatesLow EstimateHigh EstimateAverage Estimate
Q1 20162$0.55$0.57$0.56
Q2 20162$0.56$0.57$0.57
Q3 20161$0.60$0.60$0.60
Q4 20161$0.59$0.59$0.59
(Data provided by Zacks Investment Research)


Current Dividend Information for Community Bank System (NYSE:CBU)
Annual Dividend:$1.28
Dividend Yield:2.66%
Dividend Growth:4.80% (3 Year Average)
Payout Ratio:58.18% (Based on Trailing 12 Months of Earnings)
54.94% (Based on Current Year Consensus EPS Estimate)
53.78% (Based on Next Year Consensus EPS Estimate)
Track Record:5 Years of Consecutive Dividend Growth

Dividend History for Community Bank System (NYSE:CBU)
AnnouncedPeriodAmountYieldEx-Dividend DateRecord DatePayable Date
(Data available from 1/1/2013 forward)

Insider Trades

Insider Trading History for Community Bank System (NYSE:CBU)
Insider Ownership Percentage: 3.48%
Institutional Ownership Percentage: 64.39%
Transaction DateInsider NameTitleBuy/SellNumber of SharesAverage Share PriceTotal TransactionDetails
7/26/2016Brian R AceDirectorSell3,817$43.40$165,657.80View SEC Filing  
7/25/2016Nicholas A DicerboDirectorSell2,000$43.75$87,500.00View SEC Filing  
5/27/2016Nicholas A DicerboDirectorSell1,913$40.99$78,413.87View SEC Filing  
4/29/2016Brian D DonahueEVPSell8,084$39.75$321,339.00View SEC Filing  
3/8/2016James A GabrielDirectorSell3,817$38.68$147,641.56View SEC Filing  
1/29/2016James A. GabrielDirectorSell12,885$36.78$473,910.30View SEC Filing  
11/9/2015Brian D. DonahueinsiderSell6,000$42.57$255,420.00View SEC Filing  
11/9/2015Nicholas A DicerboDirectorSell4,516$42.86$193,555.76View SEC Filing  
11/6/2015Scott Allen KingsleyCFOSell4,663$42.67$198,970.21View SEC Filing  
10/29/2015Nicholas A. DicerboDirectorSell4,829$41.55$200,644.95View SEC Filing  
10/27/2015Nicholas A DicerboDirectorSell5,000$40.00$200,000.00View SEC Filing  
7/23/2015Nicholas A DicerboDirectorSell15,594$39.55$616,742.70View SEC Filing  
6/22/2015Brian D DonahueInsiderSell6,182$37.49$231,763.18View SEC Filing  
6/22/2015Scott Allen KingsleyCFOSell6,992$37.50$262,200.00View SEC Filing  
6/10/2015Scott Allen KingsleyCFOSell4,900$37.64$184,436.00View SEC Filing  
3/4/2015James A GabrielDirectorSell12,885$35.07$451,876.95View SEC Filing  
12/30/2014Brian D DonahueInsiderSell5,500$38.75$213,125.00View SEC Filing  
12/30/2014George J GetmanVPSell9,085$38.73$351,862.05View SEC Filing  
12/23/2014James A GabrielDirectorSell12,885$38.01$489,758.85View SEC Filing  
12/23/2014Scott Allen KingsleyCFOSell12,444$38.05$473,494.20View SEC Filing  
12/10/2014Nicholas A DicerboDirectorSell3,298$38.09$125,620.82View SEC Filing  
11/14/2014Nicholas A DicerboDirectorSell2,538$38.55$97,839.90View SEC Filing  
3/31/2014Sally SteeleDirectorSell8,288$38.98$323,066.24View SEC Filing  
1/30/2014James GabrielDirectorSell3,604$36.43$131,293.72View SEC Filing  
12/19/2013James WilsonDirectorSell3,850$38.44$147,994.00View SEC Filing  
11/26/2013Alfred WhittetDirectorSell4,566$38.35$175,106.10View SEC Filing  
10/28/2013Nicholas A DicerboDirectorSell4,520$37.00$167,240.00View SEC Filing  
10/25/2013John ParenteDirectorSell3,850$36.72$141,372.00View SEC Filing  
8/13/2013Brian D DonahueInsiderSell1,582$34.25$54,183.50View SEC Filing  
8/9/2013Brian D DonahueInsiderSell5,982$34.25$204,883.50View SEC Filing  
8/8/2013Brian D DonahueInsiderSell2,575$34.39$88,554.25View SEC Filing  
7/31/2013James A GabrielDirectorSell4,520$33.75$152,550.00View SEC Filing  
7/26/2013George J GetmanVPSell12,585$33.16$417,318.60View SEC Filing  
6/25/2013Scott Allen KingsleyCFOSell15,000$30.09$451,350.00View SEC Filing  
12/4/2012Nicholas A DicerboDirectorSell12,146$27.16$329,885.36View SEC Filing  
(Data available from 1/1/2013 forward)


Latest Headlines for Community Bank System (NYSE:CBU)
DateHeadline logo4 Regional Bank Stocks to Buy for When the Fed Raises Rates Again (NYSE:CBU) - September 30 at 4:31 PM
News IconCommunity Bank System, Inc. (NYSE:CBU) Updated Broker Price Targets (NYSE:CBU) - September 29 at 8:57 AM logoFitch Affirms Community Bank System's Ratings at 'BBB+'; Outlook Stable (NYSE:CBU) - September 17 at 8:54 AM logoCommunity Bank System, Inc. (CBU) Ex-Dividend Date Scheduled for September 13 ... (NYSE:CBU) - September 12 at 3:56 PM
News IconCommunity Bank Increases Dividend by 3%, Reaches 24 Consecutive Years of Dividend Growth (NYSE:CBU) - September 6 at 9:02 PM logoETF’s with exposure to Community Bank System, Inc. : September 6, 2016 (NYSE:CBU) - September 6 at 4:00 PM logoCommunity Bank System, Inc. (NYSE:CBU) Held $153.21 In Cash And Short-Term Investments (NYSE:CBU) - September 3 at 3:52 PM
News IconCommunity Bank System boosts dividend again (NYSE:CBU) - August 23 at 9:18 PM logoCommunity Bank System, Inc. (CBU) - Financial and Strategic SWOT Analysis Review - New Report Available (NYSE:CBU) - August 22 at 4:09 PM logoCommunity Bank System, Inc. Announces Its 24th Consecutive Year of Dividend Increases (NYSE:CBU) - August 19 at 11:39 AM logoCommunity Bank System, Inc. Com (CBU) Investment Increased by Macquarie Group Ltd (NYSE:CBU) - August 15 at 4:17 PM logo3 Banks That Actually Raised Dividends During The 'Great Recession' (NYSE:CBU) - August 14 at 8:51 AM logoCommunity Bank System Inc. (CBU) Hits New 52-week High During August 08 Session (NYSE:CBU) - August 10 at 11:52 AM logoCOMMUNITY BANK SYSTEM, INC. Files SEC form 10-Q, Quarterly Report (NYSE:CBU) - August 9 at 4:22 PM
News IconCommunity Bank N.A. Announces New Branch Manager (NYSE:CBU) - July 29 at 9:33 PM logoCommunity Bank System's (CBU) CEO Mark Tryniski on Q2 2016 Results - Earnings Call Transcript (NYSE:CBU) - July 22 at 12:14 PM logoCommunity Bank System, Inc. :CBU-US: Earnings Analysis: Q2, 2016 By the Numbers : July 22, 2016 (NYSE:CBU) - July 22 at 12:14 PM logoETF’s with exposure to Community Bank System, Inc. : July 21, 2016 (NYSE:CBU) - July 21 at 1:51 PM logoCOMMUNITY BANK SYSTEM, INC. Files SEC form 8-K, Results of Operations and Financial Condition (NYSE:CBU) - July 21 at 9:43 AM logoEARNINGS SUMMARY: Details of Community Bank System Inc. Q2 Earnings Report (NYSE:CBU) - July 21 at 8:21 AM logoCommunity Bank System : posts 2Q profit (NYSE:CBU) - July 21 at 8:21 AM logoCommunity Bank System beats by $0.02, beats on revenue (NYSE:CBU) - July 21 at 2:04 AM logoCommunity Bank posts 2Q profit (NYSE:CBU) - July 20 at 5:12 PM logoCommunity Bank System Reports Second Quarter 2016 Results (NYSE:CBU) - July 20 at 4:16 PM logoQ2 2016 Community Bank System Inc Earnings Release - After Market Close (NYSE:CBU) - July 20 at 7:07 AM logoETF’s with exposure to Community Bank System, Inc. : July 7, 2016 (NYSE:CBU) - July 7 at 2:47 PM
News IconCommunity Bank cleans up Maplewood Cemetery (NYSE:CBU) - July 5 at 8:50 AM logoCommunity Bank System, Inc. :CBU-US: Earnings Analysis: Q1, 2016 By the Numbers : June 28, 2016 (NYSE:CBU) - June 28 at 11:45 AM logoCommunity Bank System Announces Second Quarter 2016 Earnings Conference Call (NYSE:CBU) - June 27 at 9:21 AM logoCommunity Bank System, Inc. breached its 50 day moving average in a Bearish Manner : CBU-US : June 27, 2016 (NYSE:CBU) - June 27 at 9:02 AM logoI Want To Own Community Bank System, Just Not At This Price (NYSE:CBU) - June 9 at 4:05 PM logoCommunity Bank System (CBU) Passes Through 3% Yield Mark (NYSE:CBU) - June 8 at 12:37 PM
News IconFirst Century Bank signs merger agreement (NYSE:CBU) - June 3 at 12:45 PM logoCOMMUNITY BANK SYSTEM, INC. Files SEC form 8-K, Submission of Matters to a Vote of Security Holders, Other Events, Fi (NYSE:CBU) - May 20 at 3:21 PM logoCommunity Bank System, Inc. Declares Dividend and Announces Results of 2016 Annual Meeting (NYSE:CBU) - May 20 at 6:43 AM logoCommunity Bank System, Inc. breached its 50 day moving average in a Bullish Manner : CBU-US : April 7, 2016 (NYSE:CBU) - April 7 at 8:06 AM logoCommunity Bank System Announces First Quarter 2016 Earnings Conference Call (NYSE:CBU) - March 31 at 9:23 AM logoCOMMUNITY BANK SYSTEM, INC. Files SEC form 8-K, Change in Directors or Principal Officers, Financial Statements and E (NYSE:CBU) - March 16 at 3:35 PM logoCOMMUNITY BANK SYSTEM, INC. Files SEC form 10-K, Annual Report (NYSE:CBU) - February 29 at 1:55 PM logoCommunity Bank System, Inc. breached its 50 day moving average in a Bullish Manner : CBU-US : February 29, 2016 (NYSE:CBU) - February 29 at 8:09 AM logoCommunity Bank System, Inc. Earnings Analysis: Q4, 2015 By the Numbers (NYSE:CBU) - January 25 at 11:01 AM logoCompany News for January 22, 2016 (NYSE:CBU) - January 22 at 10:10 AM logoNet income drops 13 percent at Community Bank System (NYSE:CBU) - January 21 at 6:39 PM logoEdited Transcript of CBU earnings conference call or presentation 21-Jan-16 4:00pm GMT (NYSE:CBU) - January 21 at 1:06 PM logoCOMMUNITY BANK SYSTEM, INC. Files SEC form 8-K, Results of Operations and Financial Condition, Financial Statements a (NYSE:CBU) - January 21 at 9:50 AM logoQ4 2015 Community Bank System Inc Earnings Release - Before Market Open (NYSE:CBU) - January 21 at 7:07 AM logo6:15 am Community Bank misses by $0.03, beats on revs (NYSE:CBU) - January 21 at 6:15 AM logoCommunity Bank System misses by $0.02, revenue in-line (NYSE:CBU) - January 21 at 2:39 AM logoCommunity Bank System Reports Fourth Quarter And Full Year 2015 Results (NYSE:CBU) - January 20 at 10:49 PM logoSunTrust (STI) to Report Q4 Earnings: What's in Store? (NYSE:CBU) - January 20 at 10:40 AM


Community Bank System (NYSE:CBU) Chart for Saturday, October, 1, 2016

Last Updated on 10/1/2016 by Staff