RNST vs. OFG, LOB, LKFN, FBK, BANR, EFSC, HTLF, HTH, SBCF, and TOWN
Should you be buying Renasant stock or one of its competitors? The main competitors of Renasant include OFG Bancorp (OFG), Live Oak Bancshares (LOB), Lakeland Financial (LKFN), FB Financial (FBK), Banner (BANR), Enterprise Financial Services (EFSC), Heartland Financial USA (HTLF), Hilltop (HTH), Seacoast Banking Co. of Florida (SBCF), and TowneBank (TOWN). These companies are all part of the "state commercial banks" industry.
OFG Bancorp (NYSE:OFG) and Renasant (NASDAQ:RNST) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their community ranking, media sentiment, earnings, dividends, valuation, institutional ownership, profitability, risk and analyst recommendations.
OFG Bancorp has a net margin of 23.62% compared to OFG Bancorp's net margin of 15.94%. Renasant's return on equity of 16.25% beat OFG Bancorp's return on equity.
Renasant received 78 more outperform votes than OFG Bancorp when rated by MarketBeat users. However, 65.15% of users gave OFG Bancorp an outperform vote while only 57.87% of users gave Renasant an outperform vote.
OFG Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.9%. Renasant pays an annual dividend of $0.88 per share and has a dividend yield of 3.0%. OFG Bancorp pays out 26.2% of its earnings in the form of a dividend. Renasant pays out 34.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. OFG Bancorp has increased its dividend for 4 consecutive years.
In the previous week, OFG Bancorp had 6 more articles in the media than Renasant. MarketBeat recorded 7 mentions for OFG Bancorp and 1 mentions for Renasant. OFG Bancorp's average media sentiment score of 0.65 beat Renasant's score of 0.33 indicating that Renasant is being referred to more favorably in the news media.
92.7% of OFG Bancorp shares are owned by institutional investors. Comparatively, 77.3% of Renasant shares are owned by institutional investors. 3.1% of OFG Bancorp shares are owned by company insiders. Comparatively, 2.8% of Renasant shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.
OFG Bancorp has higher earnings, but lower revenue than Renasant. OFG Bancorp is trading at a lower price-to-earnings ratio than Renasant, indicating that it is currently the more affordable of the two stocks.
OFG Bancorp has a beta of 1.09, suggesting that its stock price is 9% more volatile than the S&P 500. Comparatively, Renasant has a beta of 1.03, suggesting that its stock price is 3% more volatile than the S&P 500.
OFG Bancorp presently has a consensus target price of $40.00, suggesting a potential upside of 14.88%. Renasant has a consensus target price of $33.00, suggesting a potential upside of 10.74%. Given Renasant's stronger consensus rating and higher possible upside, equities analysts plainly believe OFG Bancorp is more favorable than Renasant.
Summary
OFG Bancorp beats Renasant on 16 of the 21 factors compared between the two stocks.
Get Renasant News Delivered to You Automatically
Sign up to receive the latest news and ratings for RNST and its competitors with MarketBeat's FREE daily newsletter.
This chart shows the number of new MarketBeat users adding RNST and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartThis chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart
Renasant Competitors List
Related Companies and Tools