Ameris Bancorp (ABCB) Stock Price, News & Analysis

Company Overview

Ameris Bancorp is a bank holding company whose principal subsidiary, Ameris Bank, provides banking and related financial services to individuals and businesses. Its offerings include deposit accounts, commercial and consumer loans, mortgage lending, digital banking and treasury management services.

Founded in 1971, the company has grown through both organic expansion and acquisitions. Ameris Bank serves customers across the Southeastern United States, including Alabama, Florida, Georgia, North Carolina and South Carolina.

Key Stats

• Today's Range: $81.96 to $83.09
• 50-Day Range: $78.07 to $86.00
• 52-Week Range: $69.58 to $93.22
• Volume: 92,126 shs
• Average Volume: 494,750 shs
• Market Capitalization: $5.53 billion
• P/E Ratio: 14.44
• Dividend Yield: 0.97%
• Price Target: $90.50
• Consensus Rating: Moderate Buy

Ameris Bancorp Stock Analysis - MarketRank™

Ameris Bancorp scored higher than 66% of companies evaluated by MarketBeat, and ranked 496th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Ameris Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 4 buy ratings, 4 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Ameris Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Ameris Bancorp has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 5.58%

Earnings Growth

Earnings for Ameris Bancorp are expected to grow by 5.58% in the coming year, from $6.63 to $7.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ameris Bancorp is 14.43, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.34.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ameris Bancorp is 14.43, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.45.

Price to Book Value per Share Ratio

Ameris Bancorp has a P/B Ratio of 1.34. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.01% of the float of Ameris Bancorp has been sold short.

Short Interest Ratio / Days to Cover

Ameris Bancorp has a short interest ratio ("days to cover") of 5.43.

Change versus previous month

Short interest in Ameris Bancorp has recently decreased by 10.07%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ameris Bancorp has a dividend yield of 0.96%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ameris Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ameris Bancorp is 13.99%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Ameris Bancorp will have a dividend payout ratio of 11.43% next year. This indicates that Ameris Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.59

News Sentiment

Ameris Bancorp has a news sentiment score of 0.59. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Ameris Bancorp this week, compared to 2 articles on an average week.

Company Ownership

• Score: 0.9 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Ameris Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

5.70% of the stock of Ameris Bancorp is held by insiders.

Percentage Held by Institutions

91.60% of the stock of Ameris Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Record date for 10/5 Dividend: 9/30/2026
• Ex-Dividend for 10/5 Dividend: 9/30/2026
• Dividend Payable: 10/05/2026
• Last Earnings: 10/22/2026
• Today: 11/13/2026
• Fiscal Year End: 12/31/2026
• Next Earnings (Estimated): 1/28/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:ABCB
• Previous Symbol: NASDAQ:ABCB
• CIK: 351569
• Web: www.amerisbank.com
• Phone: (404) 639-6500
• Fax: 229-890-2235
• Employees: 2,673
• Year Founded: 1971

Price Target and Rating

• Average Price Target for Ameris Bancorp: $90.50
• High Price Target: $96.00
• Low Price Target: $87.00
• Potential Upside/Downside: +9.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 8 Analysts

Profitability

• EPS (Trailing Twelve Months): $5.72
• Trailing P/E Ratio: 14.43
• Forward P/E Ratio: 11.79
• P/E Growth: N/A
• Net Income: $412.15 million
• Net Margins: 22.47%
• Pretax Margin: 28.99%
• Return on Equity: 10.81%
• Return on Assets: 1.57%

Debt

• Debt-to-Equity Ratio: 0.26
• Current Ratio: 1.03
• Quick Ratio: 1.01

Sales & Book Value

• Annual Sales: $1.67 billion
• Price / Sales: 3.32
• Cash Flow: $6.56 per share
• Price / Cash Flow: 12.59
• Book Value: $61.54 per share
• Price / Book: 1.34

Miscellaneous

• Outstanding Shares: 67,010,000
• Free Float: 63,192,000
• Market Cap: $5.53 billion
• Optionable: Optionable
• Beta: 0.99