Ameris Bancorp (ABCB) Stock Price, News & Analysis

Company Overview

Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia. Through its principal subsidiary, Ameris Bank, the company offers a broad range of commercial and retail banking services to individuals, small businesses, middle market companies and agricultural customers. Its core business lines encompass deposit services, lending solutions, treasury management, mortgage origination and servicing, insurance products and wealth management.

Ameris Bancorp operates a network of branches and loan production offices across the southeastern United States, including Georgia, Alabama, Florida, North Carolina, South Carolina and Tennessee. Deposit offerings include checking, savings, money market accounts and certificates of deposit. On the lending side, Ameris Bank provides commercial real estate loans, construction financing, term loans and lines of credit. Mortgage services are delivered through dedicated subsidiary operations, while insurance and investment advisory services are offered via affiliated companies.

Originally chartered in 1971 in Moultrie, Georgia, Ameris Bank has expanded through a combination of organic growth and strategic acquisitions, broadening its geographic footprint and diversifying its product mix. The company emphasizes relationship-driven banking and local decision making at the branch level. Ameris Bancorp’s leadership team draws on decades of experience in banking and financial services to support the organization’s disciplined growth strategy and commitment to community engagement.

Key Stats

• Today's Range: $86.77 to $87.99
• 50-Day Range: $74.04 to $86.61
• 52-Week Range: $59.23 to $87.99
• Volume: 430,591 shs
• Average Volume: 554,246 shs
• Market Capitalization: $5.96 billion
• P/E Ratio: 16.75
• Dividend Yield: 0.92%
• Price Target: $90.17
• Consensus Rating: Moderate Buy

Ameris Bancorp Stock Analysis - MarketRank™

Ameris Bancorp scored higher than 76% of companies evaluated by MarketBeat, and ranked 380th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.4 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Ameris Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 4 buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Ameris Bancorp is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Ameris Bancorp has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 15.63%

Earnings Growth

Earnings for Ameris Bancorp are expected to grow by 15.63% in the coming year, from $4.99 to $5.77 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Ameris Bancorp is 16.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.46.

Price to Earnings Ratio vs. Sector

The P/E ratio of Ameris Bancorp is 16.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.48.

Price to Book Value per Share Ratio

Ameris Bancorp has a P/B Ratio of 1.61. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for ABCB.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Ameris Bancorp has a dividend yield of 0.94%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Ameris Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Ameris Bancorp is 12.58%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Ameris Bancorp will have a dividend payout ratio of 13.86% next year. This indicates that Ameris Bancorp will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.3 / 5
• News Sentiment: 1.34

News Sentiment

Ameris Bancorp has a news sentiment score of 1.34. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Ameris Bancorp this week, compared to 2 articles on an average week.

Search Interest

Only 2 people have searched for ABCB on MarketBeat in the last 30 days. This is a decrease of -33% compared to the previous 30 days.

Company Ownership

• Score: 1.6 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Ameris Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $237.00 in company stock.

Percentage Held by Insiders

5.70% of the stock of Ameris Bancorp is held by insiders.

Percentage Held by Institutions

91.60% of the stock of Ameris Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

ABCB Stock Analysis - Frequently Asked Questions

How have ABCB shares performed this year?

Ameris Bancorp's stock was trading at $74.4690 at the beginning of the year. Since then, ABCB stock has increased by 17.2% and is now trading at $87.2580.

How were Ameris Bancorp's earnings last quarter?

Ameris Bancorp (NASDAQ:ABCB) issued its earnings results on Thursday, April, 23rd. The bank reported $1.63 EPS for the quarter, topping analysts' consensus estimates of $1.54 by $0.09. The bank earned $314.36 million during the quarter, compared to analyst estimates of $309.58 million. Ameris Bancorp had a trailing twelve-month return on equity of 9.57% and a net margin of 21.46%.

How will Ameris Bancorp's stock buyback program work?

Ameris Bancorp's board approved a stock buyback program on Monday, October 20th 2025, which allows the company to repurchase $200,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 4% of its shares through open market purchases. Shares buyback programs are often an indication that the company's leadership believes its stock is undervalued.

Does Ameris Bancorp have any subsidiaries?

The following companies are subsidiaries of Ameris Bancorp: Atlantic Coast Financial.

Who are Ameris Bancorp's major shareholders?

Ameris Bancorp's top institutional shareholders include Principal Financial Group Inc. (1.55%), Vaughan Nelson Investment Management L.P. (0.79%), Bessemer Group Inc. (0.77%) and Bank of New York Mellon Corp (0.76%). Insiders that own company stock include H Palmer Proctor Jr, James A Lahaise, Nicole S Stokes, Jon S Edwards, Ross L Creasy, William H Stern, Douglas D Strange, William D Mckendry, Robert Dale Ezzell, Leo J Hill and William Millard Choate.
View institutional ownership trends.

How do I buy shares of Ameris Bancorp?

Shares of ABCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Ameris Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Ameris Bancorp investors own include DiamondRock Hospitality (DRH), Waste Connections (WCN), American Water Works (AWK), AUO (AUOTY), The RMR Group (RMR), iShares Micro-Cap ETF (IWC) and Triple Flag Precious Metals (TFPM).

Company Calendar

• Record date for 4/6 Dividend: 3/31/2026
• Ex-Dividend for 4/6 Dividend: 3/31/2026
• Dividend Payable: 4/06/2026
• Last Earnings: 4/23/2026
• Today: 5/06/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:ABCB
• CIK: 351569
• Web: www.amerisbank.com
• Phone: (229) 890-1111
• Fax: 229-890-2235
• Employees: 2,850
• Year Founded: 1971

Price Target and Rating

• Average Price Target for Ameris Bancorp: $90.17
• High Price Target: $98.00
• Low Price Target: $84.00
• Potential Upside/Downside: +3.3%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $6.36
• Trailing P/E Ratio: 16.75
• Forward P/E Ratio: 17.49
• P/E Growth: N/A
• Net Income: $358.68 million
• Net Margins: 21.46%
• Pretax Margin: 28.47%
• Return on Equity: 9.57%
• Return on Assets: 1.32%

Debt

• Debt-to-Equity Ratio: 0.11
• Current Ratio: 1.02
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 4.95
• Cash Flow: $7.24 per share
• Price / Cash Flow: 12.05
• Book Value: $54.32 per share
• Price / Book: 1.61

Miscellaneous

• Outstanding Shares: 68,269,000
• Free Float: 65,268,000
• Market Cap: $5.96 billion
• Optionable: Optionable
• Beta: 0.93