BANR vs. HTLF, EFSC, LKFN, OFG, RNST, LOB, FBK, SYBT, FBNC, and BUSE
Should you be buying Banner stock or one of its competitors? The main competitors of Banner include Heartland Financial USA (HTLF), Enterprise Financial Services (EFSC), Lakeland Financial (LKFN), OFG Bancorp (OFG), Renasant (RNST), Live Oak Bancshares (LOB), FB Financial (FBK), Stock Yards Bancorp (SYBT), First Bancorp (FBNC), and First Busey (BUSE). These companies are all part of the "state commercial banks" industry.
Heartland Financial USA (NASDAQ:HTLF) and Banner (NASDAQ:BANR) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their valuation, earnings, community ranking, media sentiment, profitability, analyst recommendations, risk, institutional ownership and dividends.
Heartland Financial USA presently has a consensus target price of $39.80, suggesting a potential upside of 11.30%. Banner has a consensus target price of $51.20, suggesting a potential upside of 11.94%. Given Heartland Financial USA's higher possible upside, analysts clearly believe Banner is more favorable than Heartland Financial USA.
71.6% of Heartland Financial USA shares are owned by institutional investors. Comparatively, 87.3% of Banner shares are owned by institutional investors. 1.7% of Heartland Financial USA shares are owned by insiders. Comparatively, 1.4% of Banner shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Heartland Financial USA has a beta of 1.06, meaning that its share price is 6% more volatile than the S&P 500. Comparatively, Banner has a beta of 1.03, meaning that its share price is 3% more volatile than the S&P 500.
Banner has lower revenue, but higher earnings than Heartland Financial USA. Banner is trading at a lower price-to-earnings ratio than Heartland Financial USA, indicating that it is currently the more affordable of the two stocks.
Heartland Financial USA received 69 more outperform votes than Banner when rated by MarketBeat users. Likewise, 59.14% of users gave Heartland Financial USA an outperform vote while only 58.23% of users gave Banner an outperform vote.
Banner has a net margin of 21.62% compared to Banner's net margin of 8.57%. Banner's return on equity of 11.56% beat Heartland Financial USA's return on equity.
Heartland Financial USA pays an annual dividend of $1.20 per share and has a dividend yield of 3.4%. Banner pays an annual dividend of $1.92 per share and has a dividend yield of 4.2%. Heartland Financial USA pays out 71.0% of its earnings in the form of a dividend. Banner pays out 39.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Heartland Financial USA has increased its dividend for 7 consecutive years and Banner has increased its dividend for 2 consecutive years. Banner is clearly the better dividend stock, given its higher yield and lower payout ratio.
In the previous week, Banner had 15 more articles in the media than Heartland Financial USA. MarketBeat recorded 22 mentions for Banner and 7 mentions for Heartland Financial USA. Heartland Financial USA's average media sentiment score of 0.43 beat Banner's score of 0.39 indicating that Banner is being referred to more favorably in the news media.
Summary
Banner beats Heartland Financial USA on 12 of the 22 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding BANR and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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