Flushing Financial (FFIC) Competitors

Flushing Financial (NASDAQ:FFIC) and Hope Bancorp (NASDAQ:HOPE) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, analyst recommendations, media sentiment, earnings, profitability, institutional ownership, dividends and valuation.

Do analysts recommend FFIC or HOPE?

Flushing Financial currently has a consensus price target of $16.17, indicating a potential upside of 28.31%. Hope Bancorp has a consensus price target of $13.50, indicating a potential upside of 18.73%. Given Flushing Financial's higher probable upside, research analysts clearly believe Flushing Financial is more favorable than Hope Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Flushing Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Hope Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Is FFIC or HOPE a better dividend stock?

Flushing Financial pays an annual dividend of $0.88 per share and has a dividend yield of 7.0%. Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.9%. Flushing Financial pays out -62.0% of its earnings in the form of a dividend. Hope Bancorp pays out 71.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Flushing Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has better earnings & valuation, FFIC or HOPE?

Hope Bancorp has higher revenue and earnings than Flushing Financial. Flushing Financial is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Flushing Financial	$484.72M	0.88	-$31.33M	-$1.42	-8.87
Hope Bancorp	$1.00B	1.45	$99.63M	$0.78	14.58

Do institutionals and insiders hold more shares of FFIC or HOPE?

67.1% of Flushing Financial shares are held by institutional investors. Comparatively, 84.0% of Hope Bancorp shares are held by institutional investors. 5.7% of Flushing Financial shares are held by insiders. Comparatively, 5.2% of Hope Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Does the media prefer FFIC or HOPE?

In the previous week, Flushing Financial had 3 more articles in the media than Hope Bancorp. MarketBeat recorded 5 mentions for Flushing Financial and 2 mentions for Hope Bancorp. Hope Bancorp's average media sentiment score of 1.11 beat Flushing Financial's score of -0.42 indicating that Hope Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Flushing Financial	0 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Hope Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FFIC or HOPE more profitable?

Hope Bancorp has a net margin of 9.82% compared to Flushing Financial's net margin of -9.07%. Hope Bancorp's return on equity of 4.60% beat Flushing Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Flushing Financial	-9.07%	3.67%	0.28%
Hope Bancorp	9.82%	4.60%	0.57%

Which has more volatility & risk, FFIC or HOPE?

Flushing Financial has a beta of 0.81, indicating that its stock price is 19% less volatile than the S&P 500. Comparatively, Hope Bancorp has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500.

Summary

Hope Bancorp beats Flushing Financial on 11 of the 16 factors compared between the two stocks.