Flushing Financial (FFIC) Competitors

Hope Bancorp (NASDAQ:HOPE) and Flushing Financial (NASDAQ:FFIC) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, risk, dividends, media sentiment and earnings.

Does the media refer more to HOPE or FFIC?

In the previous week, Hope Bancorp had 4 more articles in the media than Flushing Financial. MarketBeat recorded 5 mentions for Hope Bancorp and 1 mentions for Flushing Financial. Hope Bancorp's average media sentiment score of 1.45 beat Flushing Financial's score of 0.47 indicating that Hope Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Hope Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Flushing Financial	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Do analysts prefer HOPE or FFIC?

Hope Bancorp presently has a consensus price target of $13.50, suggesting a potential upside of 18.53%. Flushing Financial has a consensus price target of $16.17, suggesting a potential upside of 29.44%. Given Flushing Financial's higher possible upside, analysts plainly believe Flushing Financial is more favorable than Hope Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Hope Bancorp	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33
Flushing Financial	0 Sell rating(s)	2 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.33

Which has preferable earnings & valuation, HOPE or FFIC?

Hope Bancorp has higher revenue and earnings than Flushing Financial. Flushing Financial is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Hope Bancorp	$1.00B	1.46	$99.63M	$0.78	14.60
Flushing Financial	$484.72M	0.87	-$31.33M	-$1.42	-8.80

Is HOPE or FFIC more profitable?

Hope Bancorp has a net margin of 9.82% compared to Flushing Financial's net margin of -9.07%. Hope Bancorp's return on equity of 4.60% beat Flushing Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Hope Bancorp	9.82%	4.60%	0.57%
Flushing Financial	-9.07%	3.67%	0.28%

Do insiders and institutionals hold more shares of HOPE or FFIC?

84.0% of Hope Bancorp shares are held by institutional investors. Comparatively, 67.1% of Flushing Financial shares are held by institutional investors. 5.2% of Hope Bancorp shares are held by insiders. Comparatively, 5.7% of Flushing Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Is HOPE or FFIC a better dividend stock?

Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.9%. Flushing Financial pays an annual dividend of $0.88 per share and has a dividend yield of 7.0%. Hope Bancorp pays out 71.8% of its earnings in the form of a dividend. Flushing Financial pays out -62.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Flushing Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Which has more risk & volatility, HOPE or FFIC?

Hope Bancorp has a beta of 0.9, meaning that its share price is 10% less volatile than the S&P 500. Comparatively, Flushing Financial has a beta of 0.81, meaning that its share price is 19% less volatile than the S&P 500.

Summary

Hope Bancorp beats Flushing Financial on 12 of the 16 factors compared between the two stocks.