UVSP vs. CCBG, MBWM, HTBK, HBNC, WASH, FCBC, CPF, GSBC, FMNB, and THFF
Should you be buying Univest Financial stock or one of its competitors? The main competitors of Univest Financial include Capital City Bank Group (CCBG), Mercantile Bank (MBWM), Heritage Commerce (HTBK), Horizon Bancorp (HBNC), Washington Trust Bancorp (WASH), First Community Bankshares (FCBC), Central Pacific Financial (CPF), Great Southern Bancorp (GSBC), Farmers National Banc (FMNB), and First Financial (THFF). These companies are all part of the "regional banks" industry.
Univest Financial (NASDAQ:UVSP) and Capital City Bank Group (NASDAQ:CCBG) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, earnings, profitability, institutional ownership, valuation, media sentiment, analyst recommendations and community ranking.
Univest Financial currently has a consensus target price of $27.50, suggesting a potential upside of 60.72%. Capital City Bank Group has a consensus target price of $38.00, suggesting a potential upside of 27.09%. Given Univest Financial's higher possible upside, research analysts plainly believe Univest Financial is more favorable than Capital City Bank Group.
Univest Financial pays an annual dividend of $0.84 per share and has a dividend yield of 4.9%. Capital City Bank Group pays an annual dividend of $0.80 per share and has a dividend yield of 2.7%. Univest Financial pays out 30.0% of its earnings in the form of a dividend. Capital City Bank Group pays out 26.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Univest Financial has a net margin of 20.85% compared to Capital City Bank Group's net margin of 20.61%. Capital City Bank Group's return on equity of 13.13% beat Univest Financial's return on equity.
Capital City Bank Group received 60 more outperform votes than Univest Financial when rated by MarketBeat users. Likewise, 54.30% of users gave Capital City Bank Group an outperform vote while only 51.77% of users gave Univest Financial an outperform vote.
In the previous week, Univest Financial had 1 more articles in the media than Capital City Bank Group. MarketBeat recorded 2 mentions for Univest Financial and 1 mentions for Capital City Bank Group. Univest Financial's average media sentiment score of 1.80 beat Capital City Bank Group's score of 0.00 indicating that Univest Financial is being referred to more favorably in the media.
Univest Financial has higher revenue and earnings than Capital City Bank Group. Univest Financial is trading at a lower price-to-earnings ratio than Capital City Bank Group, indicating that it is currently the more affordable of the two stocks.
73.3% of Univest Financial shares are held by institutional investors. Comparatively, 45.8% of Capital City Bank Group shares are held by institutional investors. 2.1% of Univest Financial shares are held by insiders. Comparatively, 23.2% of Capital City Bank Group shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.
Univest Financial has a beta of 0.89, suggesting that its share price is 11% less volatile than the S&P 500. Comparatively, Capital City Bank Group has a beta of 0.6, suggesting that its share price is 40% less volatile than the S&P 500.
Summary
Capital City Bank Group beats Univest Financial on 10 of the 19 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding UVSP and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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