Univest Corporation of Pennsylvania (UVSP) Stock Price, News & Analysis

Company Overview

Univest Corporation of Pennsylvania is a financial services holding company headquartered in Souderton, Pennsylvania. Through its principal subsidiary, Univest Bank and Trust Co., the company provides banking and related financial services to individuals, businesses, municipalities and nonprofit organizations.

Univest’s banking products and services include checking and savings accounts, consumer and commercial loans, mortgages, cash-management solutions, online and mobile banking, and treasury-management services. The company also offers wealth management, investment advisory and trust services through Univest Investments, as well as insurance products and services through its insurance operations.

Founded in 1876, Univest serves communities primarily in southeastern Pennsylvania, including the greater Philadelphia region and the Lehigh Valley. Its business is organized around community banking, wealth management and insurance, allowing the company to provide financial services to both retail and commercial customers.

Key Stats

• Today's Range: $41.35 to $41.92
• 50-Day Range: $41.10 to $44.99
• 52-Week Range: $28.03 to $45.46
• Volume: 201,555 shs
• Average Volume: 227,865 shs
• Market Capitalization: $1.15 billion
• P/E Ratio: 12.08
• Dividend Yield: 2.20%
• Price Target: $40.50
• Consensus Rating: Buy

Univest Corporation of Pennsylvania Stock Analysis - MarketRank™

Univest Corporation of Pennsylvania scored higher than 61% of companies evaluated by MarketBeat, and ranked 580th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.1 / 5
• Analyst Rating: Buy

Consensus Rating

Univest Corporation of Pennsylvania has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 2 strong buy ratings, no buy ratings, 2 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Univest Corporation of Pennsylvania is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Univest Corporation of Pennsylvania has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 6.81%

Earnings Growth

Earnings for Univest Corporation of Pennsylvania are expected to grow by 6.81% in the coming year, from $3.67 to $3.92 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Univest Corporation of Pennsylvania is 12.08, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of Univest Corporation of Pennsylvania is 12.08, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.95.

Price to Book Value per Share Ratio

Univest Corporation of Pennsylvania has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.30% of the float of Univest Corporation of Pennsylvania has been sold short.

Short Interest Ratio / Days to Cover

Univest Corporation of Pennsylvania has a short interest ratio ("days to cover") of 3.84, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Univest Corporation of Pennsylvania has recently increased by 19.26%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Univest Corporation of Pennsylvania pays a meaningful dividend of 2.20%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Univest Corporation of Pennsylvania has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Univest Corporation of Pennsylvania is 26.59%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Univest Corporation of Pennsylvania will have a dividend payout ratio of 23.47% next year. This indicates that Univest Corporation of Pennsylvania will be able to sustain or increase its dividend.

News and Social Media

• Score: 2.2 / 5
• News Sentiment: 0.56

News Sentiment

Univest Corporation of Pennsylvania has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Univest Corporation of Pennsylvania this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Univest Corporation of Pennsylvania insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $344,240.00 in company stock.

Percentage Held by Insiders

1.83% of the stock of Univest Corporation of Pennsylvania is held by insiders.

Percentage Held by Institutions

75.07% of the stock of Univest Corporation of Pennsylvania is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/19 Dividend: 8/05/2026
• Ex-Dividend for 8/19 Dividend: 8/05/2026
• Dividend Payable: 8/19/2026
• Today: 9/24/2026
• Next Earnings (Estimated): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:UVSP
• CIK: 102212
• Web: www.univest.net
• Phone: (215) 721-2400
• Fax: 215-721-2402
• Employees: 960
• Year Founded: 1876

Price Target and Rating

• Average Price Target for Univest Corporation of Pennsylvania: $40.50
• High Price Target: $47.00
• Low Price Target: $34.00
• Potential Upside/Downside: -3.1%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.46
• Trailing P/E Ratio: 12.08
• Forward P/E Ratio: 11.39
• P/E Growth: N/A
• Net Income: $90.76 million
• Net Margins: 18.86%
• Pretax Margin: 23.53%
• Return on Equity: 10.41%
• Return on Assets: 1.18%

Debt

• Debt-to-Equity Ratio: 0.10
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $518.35 million
• Price / Sales: 2.22
• Cash Flow: $3.43 per share
• Price / Cash Flow: 12.19
• Book Value: $33.13 per share
• Price / Book: 1.26

Miscellaneous

• Outstanding Shares: 27,580,000
• Free Float: 27,076,000
• Market Cap: $1.15 billion
• Optionable: Optionable
• Beta: 0.65