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OceanFirst Financial (OCFC) Competitors

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$19.11 +0.03 (+0.16%)
Closing price 07/10/2026 04:00 PM Eastern
Extended Trading
$19.11 0.00 (0.00%)
As of 07/10/2026 04:10 PM Eastern
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OCFC vs. ABCB, DCOM, FFBC, FRME, and HOPE

Should you buy OceanFirst Financial stock or one of its competitors? MarketBeat compares OceanFirst Financial with other companies and stocks that may be similar based on industry, sector, market capitalization, business model, investor interest, or shared news coverage. Companies and stocks commonly compared with OceanFirst Financial include Ameris Bancorp (ABCB), Dime Community Bancshares (DCOM), First Financial Bancorp. (FFBC), First Merchants (FRME), and Hope Bancorp (HOPE). These companies are all part of the "finance" sector.

How does OceanFirst Financial compare to Ameris Bancorp?

OceanFirst Financial (NASDAQ:OCFC) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, dividends, institutional ownership, valuation, analyst recommendations, media sentiment, profitability and earnings.

OceanFirst Financial has a beta of 0.98, indicating that its stock price is 2% less volatile than the broader market. Comparatively, Ameris Bancorp has a beta of 0.91, indicating that its stock price is 9% less volatile than the broader market.

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 0.9%. OceanFirst Financial pays out 68.4% of its earnings in the form of a dividend. Ameris Bancorp pays out 12.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Ameris Bancorp has a net margin of 21.46% compared to OceanFirst Financial's net margin of 10.04%. Ameris Bancorp's return on equity of 9.57% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial10.04% 5.35% 0.63%
Ameris Bancorp 21.46%9.57%1.32%

Ameris Bancorp has higher revenue and earnings than OceanFirst Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M1.60$70.98M$1.1716.33
Ameris Bancorp$1.20B5.06$358.68M$6.3614.21

71.0% of OceanFirst Financial shares are owned by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are owned by institutional investors. 5.4% of OceanFirst Financial shares are owned by company insiders. Comparatively, 5.7% of Ameris Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

OceanFirst Financial presently has a consensus target price of $21.00, indicating a potential upside of 9.89%. Ameris Bancorp has a consensus target price of $92.67, indicating a potential upside of 2.50%. Given OceanFirst Financial's higher probable upside, research analysts clearly believe OceanFirst Financial is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
Ameris Bancorp
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43

In the previous week, Ameris Bancorp had 3 more articles in the media than OceanFirst Financial. MarketBeat recorded 5 mentions for Ameris Bancorp and 2 mentions for OceanFirst Financial. OceanFirst Financial's average media sentiment score of 0.94 beat Ameris Bancorp's score of 0.57 indicating that OceanFirst Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OceanFirst Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Ameris Bancorp
1 Very Positive mention(s)
2 Positive mention(s)
0 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Ameris Bancorp beats OceanFirst Financial on 14 of the 18 factors compared between the two stocks.

How does OceanFirst Financial compare to Dime Community Bancshares?

OceanFirst Financial (NASDAQ:OCFC) and Dime Community Bancshares (NASDAQ:DCOM) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, risk, profitability, media sentiment, valuation and institutional ownership.

OceanFirst Financial presently has a consensus target price of $21.00, suggesting a potential upside of 9.89%. Dime Community Bancshares has a consensus target price of $39.75, suggesting a potential downside of 0.04%. Given OceanFirst Financial's higher probable upside, research analysts clearly believe OceanFirst Financial is more favorable than Dime Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
Dime Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

In the previous week, OceanFirst Financial had 1 more articles in the media than Dime Community Bancshares. MarketBeat recorded 2 mentions for OceanFirst Financial and 1 mentions for Dime Community Bancshares. Dime Community Bancshares' average media sentiment score of 1.32 beat OceanFirst Financial's score of 0.94 indicating that Dime Community Bancshares is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OceanFirst Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Dime Community Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Dime Community Bancshares has lower revenue, but higher earnings than OceanFirst Financial. Dime Community Bancshares is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M1.60$70.98M$1.1716.33
Dime Community Bancshares$473.00M3.71$110.68M$2.6614.95

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Dime Community Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.5%. OceanFirst Financial pays out 68.4% of its earnings in the form of a dividend. Dime Community Bancshares pays out 37.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Dime Community Bancshares has increased its dividend for 2 consecutive years.

OceanFirst Financial has a beta of 0.98, indicating that its share price is 2% less volatile than the broader market. Comparatively, Dime Community Bancshares has a beta of 0.99, indicating that its share price is 1% less volatile than the broader market.

Dime Community Bancshares has a net margin of 15.15% compared to OceanFirst Financial's net margin of 10.04%. Dime Community Bancshares' return on equity of 9.12% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial10.04% 5.35% 0.63%
Dime Community Bancshares 15.15%9.12%0.83%

71.0% of OceanFirst Financial shares are owned by institutional investors. Comparatively, 75.3% of Dime Community Bancshares shares are owned by institutional investors. 5.4% of OceanFirst Financial shares are owned by insiders. Comparatively, 7.4% of Dime Community Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Dime Community Bancshares beats OceanFirst Financial on 16 of the 20 factors compared between the two stocks.

How does OceanFirst Financial compare to First Financial Bancorp.?

OceanFirst Financial (NASDAQ:OCFC) and First Financial Bancorp. (NASDAQ:FFBC) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their profitability, risk, institutional ownership, valuation, media sentiment, earnings, analyst recommendations and dividends.

OceanFirst Financial has a beta of 0.98, indicating that its share price is 2% less volatile than the broader market. Comparatively, First Financial Bancorp. has a beta of 0.92, indicating that its share price is 8% less volatile than the broader market.

OceanFirst Financial currently has a consensus price target of $21.00, indicating a potential upside of 9.89%. First Financial Bancorp. has a consensus price target of $33.67, indicating a potential downside of 2.33%. Given OceanFirst Financial's higher probable upside, equities analysts plainly believe OceanFirst Financial is more favorable than First Financial Bancorp..

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
First Financial Bancorp.
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

First Financial Bancorp. has higher revenue and earnings than OceanFirst Financial. First Financial Bancorp. is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M1.60$70.98M$1.1716.33
First Financial Bancorp.$1.26B2.87$255.60M$2.8312.18

In the previous week, First Financial Bancorp. had 3 more articles in the media than OceanFirst Financial. MarketBeat recorded 5 mentions for First Financial Bancorp. and 2 mentions for OceanFirst Financial. First Financial Bancorp.'s average media sentiment score of 1.33 beat OceanFirst Financial's score of 0.94 indicating that First Financial Bancorp. is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OceanFirst Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Financial Bancorp.
3 Very Positive mention(s)
0 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. First Financial Bancorp. pays an annual dividend of $1.00 per share and has a dividend yield of 2.9%. OceanFirst Financial pays out 68.4% of its earnings in the form of a dividend. First Financial Bancorp. pays out 35.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Financial Bancorp. has raised its dividend for 1 consecutive years.

71.0% of OceanFirst Financial shares are owned by institutional investors. Comparatively, 77.2% of First Financial Bancorp. shares are owned by institutional investors. 5.4% of OceanFirst Financial shares are owned by company insiders. Comparatively, 1.1% of First Financial Bancorp. shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

First Financial Bancorp. has a net margin of 20.92% compared to OceanFirst Financial's net margin of 10.04%. First Financial Bancorp.'s return on equity of 11.09% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial10.04% 5.35% 0.63%
First Financial Bancorp. 20.92%11.09%1.49%

Summary

First Financial Bancorp. beats OceanFirst Financial on 14 of the 19 factors compared between the two stocks.

How does OceanFirst Financial compare to First Merchants?

OceanFirst Financial (NASDAQ:OCFC) and First Merchants (NASDAQ:FRME) are both finance companies, but which is the better stock? We will compare the two businesses based on the strength of their dividends, analyst recommendations, valuation, earnings, risk, institutional ownership, profitability and media sentiment.

First Merchants has higher revenue and earnings than OceanFirst Financial. First Merchants is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M1.60$70.98M$1.1716.33
First Merchants$1.05B2.58$226M$3.4012.68

In the previous week, First Merchants had 1 more articles in the media than OceanFirst Financial. MarketBeat recorded 3 mentions for First Merchants and 2 mentions for OceanFirst Financial. First Merchants' average media sentiment score of 1.10 beat OceanFirst Financial's score of 0.94 indicating that First Merchants is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OceanFirst Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Merchants
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.4%. OceanFirst Financial pays out 68.4% of its earnings in the form of a dividend. First Merchants pays out 43.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Merchants has increased its dividend for 13 consecutive years.

OceanFirst Financial has a beta of 0.98, meaning that its share price is 2% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, meaning that its share price is 16% less volatile than the broader market.

71.0% of OceanFirst Financial shares are held by institutional investors. Comparatively, 73.9% of First Merchants shares are held by institutional investors. 5.4% of OceanFirst Financial shares are held by insiders. Comparatively, 1.8% of First Merchants shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

First Merchants has a net margin of 18.87% compared to OceanFirst Financial's net margin of 10.04%. First Merchants' return on equity of 9.58% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial10.04% 5.35% 0.63%
First Merchants 18.87%9.58%1.21%

OceanFirst Financial presently has a consensus price target of $21.00, indicating a potential upside of 9.89%. First Merchants has a consensus price target of $49.00, indicating a potential upside of 13.69%. Given First Merchants' stronger consensus rating and higher possible upside, analysts plainly believe First Merchants is more favorable than OceanFirst Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
First Merchants
0 Sell rating(s)
4 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.33

Summary

First Merchants beats OceanFirst Financial on 15 of the 19 factors compared between the two stocks.

How does OceanFirst Financial compare to Hope Bancorp?

Hope Bancorp (NASDAQ:HOPE) and OceanFirst Financial (NASDAQ:OCFC) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their risk, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and institutional ownership.

Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.2%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Hope Bancorp pays out 107.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. OceanFirst Financial pays out 68.4% of its earnings in the form of a dividend. OceanFirst Financial is clearly the better dividend stock, given its higher yield and lower payout ratio.

Hope Bancorp presently has a consensus target price of $14.50, suggesting a potential upside of 7.89%. OceanFirst Financial has a consensus target price of $21.00, suggesting a potential upside of 9.89%. Given OceanFirst Financial's higher probable upside, analysts plainly believe OceanFirst Financial is more favorable than Hope Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Hope Bancorp
0 Sell rating(s)
3 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.40
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

84.0% of Hope Bancorp shares are held by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are held by institutional investors. 2.3% of Hope Bancorp shares are held by insiders. Comparatively, 5.4% of OceanFirst Financial shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Hope Bancorp has a beta of 0.83, suggesting that its stock price is 17% less volatile than the broader market. Comparatively, OceanFirst Financial has a beta of 0.98, suggesting that its stock price is 2% less volatile than the broader market.

OceanFirst Financial has a net margin of 10.04% compared to Hope Bancorp's net margin of 6.56%. OceanFirst Financial's return on equity of 5.35% beat Hope Bancorp's return on equity.

Company Net Margins Return on Equity Return on Assets
Hope Bancorp6.56% 5.32% 0.65%
OceanFirst Financial 10.04%5.35%0.63%

OceanFirst Financial has lower revenue, but higher earnings than Hope Bancorp. OceanFirst Financial is trading at a lower price-to-earnings ratio than Hope Bancorp, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Hope Bancorp$967.63M1.78$61.59M$0.5225.85
OceanFirst Financial$687.16M1.60$70.98M$1.1716.33

In the previous week, Hope Bancorp had 1 more articles in the media than OceanFirst Financial. MarketBeat recorded 3 mentions for Hope Bancorp and 2 mentions for OceanFirst Financial. Hope Bancorp's average media sentiment score of 1.40 beat OceanFirst Financial's score of 0.94 indicating that Hope Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Hope Bancorp
1 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OceanFirst Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Summary

Hope Bancorp and OceanFirst Financial tied by winning 9 of the 18 factors compared between the two stocks.

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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OCFC vs. The Competition

MetricOceanFirst FinancialFIN IndustryFinance SectorNASDAQ Exchange
Market Cap$1.10B$691.85M$14.27B$12.66B
Dividend Yield4.19%2.67%5.70%8.00%
P/E Ratio16.3313.8520.5124.53
Price / Sales1.602.4744.3795.92
Price / Cash12.9318.2619.4160.03
Price / Book0.661.202.266.38
Net Income$70.98M$47.20M$1.14B$331.87M
7 Day Performance0.31%0.37%0.25%0.35%
1 Month Performance2.74%2.69%0.70%0.57%
1 Year Performance3.07%25.42%12.55%22.26%

OceanFirst Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OCFC
OceanFirst Financial
4.2129 of 5 stars
$19.11
+0.2%
$21.00
+9.9%
+3.1%$1.10B$687.16M16.33960
ABCB
Ameris Bancorp
3.3435 of 5 stars
$90.27
-0.1%
$92.17
+2.1%
+34.3%$6.07B$1.20B17.332,850
DCOM
Dime Community Bancshares
3.4386 of 5 stars
$40.66
+0.4%
$39.75
-2.2%
+38.6%$1.79B$473.00M17.23820
FFBC
First Financial Bancorp.
3.4962 of 5 stars
$33.79
-0.3%
$33.00
-2.3%
+35.4%$3.55B$1.26B11.942,199
FRME
First Merchants
4.3272 of 5 stars
$43.69
+0.6%
$49.00
+12.2%
+5.1%$2.75B$1.05B12.852,086

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This page (NASDAQ:OCFC) was last updated on 7/12/2026 by MarketBeat.com Staff.
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