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OceanFirst Financial (OCFC) Competitors

OceanFirst Financial logo
$19.06 -0.02 (-0.10%)
As of 08/21/2026 04:00 PM Eastern

OCFC vs. ABCB, CVBF, DCOM, FRME, and HOPE

Should you buy OceanFirst Financial stock or one of its competitors? OceanFirst Financial's main competitors and comparable companies include Ameris Bancorp (ABCB), CVB Financial (CVBF), Dime Community Bancshares (DCOM), First Merchants (FRME), and Hope Bancorp (HOPE). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "regional banks" industry.

How does OceanFirst Financial compare to Ameris Bancorp?

Ameris Bancorp (NASDAQ:ABCB) and OceanFirst Financial (NASDAQ:OCFC) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, analyst recommendations, risk, valuation, earnings, dividends and media sentiment.

Ameris Bancorp has a beta of 0.92, suggesting that its share price is 8% less volatile than the broader market. Comparatively, OceanFirst Financial has a beta of 0.99, suggesting that its share price is 1% less volatile than the broader market.

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 71.0% of OceanFirst Financial shares are owned by institutional investors. 5.7% of Ameris Bancorp shares are owned by company insiders. Comparatively, 5.4% of OceanFirst Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Ameris Bancorp has higher revenue and earnings than OceanFirst Financial. Ameris Bancorp is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ameris Bancorp$1.23B4.70$358.68M$5.5315.58
OceanFirst Financial$687.16M2.68$70.98M$0.8522.42

Ameris Bancorp presently has a consensus price target of $91.67, suggesting a potential upside of 6.42%. OceanFirst Financial has a consensus price target of $21.50, suggesting a potential upside of 12.80%. Given OceanFirst Financial's higher possible upside, analysts plainly believe OceanFirst Financial is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ameris Bancorp
0 Sell rating(s)
4 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.43
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17

Ameris Bancorp has a net margin of 21.46% compared to OceanFirst Financial's net margin of 6.38%. Ameris Bancorp's return on equity of 9.57% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Ameris Bancorp21.46% 9.57% 1.32%
OceanFirst Financial 6.38%5.34%0.59%

In the previous week, Ameris Bancorp had 3 more articles in the media than OceanFirst Financial. MarketBeat recorded 5 mentions for Ameris Bancorp and 2 mentions for OceanFirst Financial. Ameris Bancorp's average media sentiment score of 1.42 beat OceanFirst Financial's score of 0.51 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ameris Bancorp
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
OceanFirst Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 0.9%. OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Ameris Bancorp pays out 14.5% of its earnings in the form of a dividend. OceanFirst Financial pays out 94.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Summary

Ameris Bancorp beats OceanFirst Financial on 14 of the 18 factors compared between the two stocks.

How does OceanFirst Financial compare to CVB Financial?

OceanFirst Financial (NASDAQ:OCFC) and CVB Financial (NASDAQ:CVBF) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their dividends, valuation, profitability, institutional ownership, risk, analyst recommendations, earnings and media sentiment.

OceanFirst Financial presently has a consensus price target of $21.50, suggesting a potential upside of 12.80%. CVB Financial has a consensus price target of $26.25, suggesting a potential upside of 16.30%. Given CVB Financial's stronger consensus rating and higher possible upside, analysts clearly believe CVB Financial is more favorable than OceanFirst Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
CVB Financial
0 Sell rating(s)
1 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.80

CVB Financial has lower revenue, but higher earnings than OceanFirst Financial. CVB Financial is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M2.68$70.98M$0.8522.42
CVB Financial$573.98M6.92$209.30M$1.4515.57

In the previous week, OceanFirst Financial and OceanFirst Financial both had 2 articles in the media. OceanFirst Financial's average media sentiment score of 0.51 beat CVB Financial's score of 0.44 indicating that OceanFirst Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OceanFirst Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
CVB Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

CVB Financial has a net margin of 29.02% compared to OceanFirst Financial's net margin of 6.38%. CVB Financial's return on equity of 9.21% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial6.38% 5.34% 0.59%
CVB Financial 29.02%9.21%1.36%

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. CVB Financial pays an annual dividend of $0.80 per share and has a dividend yield of 3.5%. OceanFirst Financial pays out 94.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. CVB Financial pays out 55.2% of its earnings in the form of a dividend.

OceanFirst Financial has a beta of 0.99, meaning that its share price is 1% less volatile than the broader market. Comparatively, CVB Financial has a beta of 0.65, meaning that its share price is 35% less volatile than the broader market.

71.0% of OceanFirst Financial shares are held by institutional investors. Comparatively, 74.2% of CVB Financial shares are held by institutional investors. 5.4% of OceanFirst Financial shares are held by company insiders. Comparatively, 6.4% of CVB Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Summary

CVB Financial beats OceanFirst Financial on 12 of the 17 factors compared between the two stocks.

How does OceanFirst Financial compare to Dime Community Bancshares?

OceanFirst Financial (NASDAQ:OCFC) and Dime Community Bancshares (NASDAQ:DCOM) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, media sentiment, dividends, valuation, profitability, institutional ownership, earnings and analyst recommendations.

OceanFirst Financial has a beta of 0.99, meaning that its share price is 1% less volatile than the broader market. Comparatively, Dime Community Bancshares has a beta of 0.99, meaning that its share price is 1% less volatile than the broader market.

71.0% of OceanFirst Financial shares are owned by institutional investors. Comparatively, 75.3% of Dime Community Bancshares shares are owned by institutional investors. 5.4% of OceanFirst Financial shares are owned by insiders. Comparatively, 7.4% of Dime Community Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Dime Community Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.5%. OceanFirst Financial pays out 94.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Dime Community Bancshares pays out 36.1% of its earnings in the form of a dividend. Dime Community Bancshares has increased its dividend for 2 consecutive years.

In the previous week, OceanFirst Financial and OceanFirst Financial both had 2 articles in the media. OceanFirst Financial's average media sentiment score of 0.51 beat Dime Community Bancshares' score of 0.00 indicating that OceanFirst Financial is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OceanFirst Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Dime Community Bancshares
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

OceanFirst Financial currently has a consensus target price of $21.50, indicating a potential upside of 12.80%. Dime Community Bancshares has a consensus target price of $39.75, indicating a potential downside of 1.71%. Given OceanFirst Financial's higher possible upside, equities analysts clearly believe OceanFirst Financial is more favorable than Dime Community Bancshares.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
Dime Community Bancshares
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
1 Strong Buy rating(s)
2.83

Dime Community Bancshares has a net margin of 15.15% compared to OceanFirst Financial's net margin of 6.38%. Dime Community Bancshares' return on equity of 9.12% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial6.38% 5.34% 0.59%
Dime Community Bancshares 15.15%9.12%0.83%

Dime Community Bancshares has lower revenue, but higher earnings than OceanFirst Financial. Dime Community Bancshares is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M2.68$70.98M$0.8522.42
Dime Community Bancshares$489.44M3.65$110.68M$2.7714.60

Summary

Dime Community Bancshares beats OceanFirst Financial on 13 of the 18 factors compared between the two stocks.

How does OceanFirst Financial compare to First Merchants?

OceanFirst Financial (NASDAQ:OCFC) and First Merchants (NASDAQ:FRME) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, media sentiment, analyst recommendations, earnings and institutional ownership.

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. First Merchants pays an annual dividend of $1.48 per share and has a dividend yield of 3.5%. OceanFirst Financial pays out 94.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. First Merchants pays out 47.4% of its earnings in the form of a dividend. First Merchants has increased its dividend for 13 consecutive years.

First Merchants has higher revenue and earnings than OceanFirst Financial. First Merchants is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M2.68$70.98M$0.8522.42
First Merchants$691.54M3.82$226M$3.1213.47

OceanFirst Financial has a beta of 0.99, suggesting that its stock price is 1% less volatile than the broader market. Comparatively, First Merchants has a beta of 0.84, suggesting that its stock price is 16% less volatile than the broader market.

71.0% of OceanFirst Financial shares are held by institutional investors. Comparatively, 73.9% of First Merchants shares are held by institutional investors. 5.4% of OceanFirst Financial shares are held by company insiders. Comparatively, 1.8% of First Merchants shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

OceanFirst Financial presently has a consensus price target of $21.50, suggesting a potential upside of 12.80%. First Merchants has a consensus price target of $49.00, suggesting a potential upside of 16.58%. Given First Merchants' stronger consensus rating and higher probable upside, analysts plainly believe First Merchants is more favorable than OceanFirst Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
First Merchants
0 Sell rating(s)
3 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.50

In the previous week, First Merchants had 5 more articles in the media than OceanFirst Financial. MarketBeat recorded 7 mentions for First Merchants and 2 mentions for OceanFirst Financial. First Merchants' average media sentiment score of 1.02 beat OceanFirst Financial's score of 0.51 indicating that First Merchants is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
OceanFirst Financial
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
First Merchants
4 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
1 Negative mention(s)
0 Very Negative mention(s)
Positive

First Merchants has a net margin of 17.05% compared to OceanFirst Financial's net margin of 6.38%. First Merchants' return on equity of 8.86% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial6.38% 5.34% 0.59%
First Merchants 17.05%8.86%1.12%

Summary

First Merchants beats OceanFirst Financial on 15 of the 19 factors compared between the two stocks.

How does OceanFirst Financial compare to Hope Bancorp?

OceanFirst Financial (NASDAQ:OCFC) and Hope Bancorp (NASDAQ:HOPE) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, media sentiment, risk, valuation, dividends, analyst recommendations, earnings and institutional ownership.

71.0% of OceanFirst Financial shares are held by institutional investors. Comparatively, 84.0% of Hope Bancorp shares are held by institutional investors. 5.4% of OceanFirst Financial shares are held by insiders. Comparatively, 2.3% of Hope Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

In the previous week, OceanFirst Financial had 2 more articles in the media than Hope Bancorp. MarketBeat recorded 2 mentions for OceanFirst Financial and 0 mentions for Hope Bancorp. OceanFirst Financial's average media sentiment score of 0.51 beat Hope Bancorp's score of 0.00 indicating that OceanFirst Financial is being referred to more favorably in the media.

Company Overall Sentiment
OceanFirst Financial Positive
Hope Bancorp Neutral

OceanFirst Financial has a beta of 0.99, meaning that its share price is 1% less volatile than the broader market. Comparatively, Hope Bancorp has a beta of 0.83, meaning that its share price is 17% less volatile than the broader market.

OceanFirst Financial currently has a consensus target price of $21.50, indicating a potential upside of 12.80%. Hope Bancorp has a consensus target price of $15.50, indicating a potential upside of 10.95%. Given OceanFirst Financial's higher probable upside, analysts plainly believe OceanFirst Financial is more favorable than Hope Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
OceanFirst Financial
0 Sell rating(s)
5 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.17
Hope Bancorp
0 Sell rating(s)
2 Hold rating(s)
3 Buy rating(s)
0 Strong Buy rating(s)
2.60

Hope Bancorp has a net margin of 12.53% compared to OceanFirst Financial's net margin of 6.38%. Hope Bancorp's return on equity of 5.71% beat OceanFirst Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
OceanFirst Financial6.38% 5.34% 0.59%
Hope Bancorp 12.53%5.71%0.70%

OceanFirst Financial pays an annual dividend of $0.80 per share and has a dividend yield of 4.2%. Hope Bancorp pays an annual dividend of $0.56 per share and has a dividend yield of 4.0%. OceanFirst Financial pays out 94.1% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Hope Bancorp pays out 56.0% of its earnings in the form of a dividend.

OceanFirst Financial has higher revenue and earnings than Hope Bancorp. Hope Bancorp is trading at a lower price-to-earnings ratio than OceanFirst Financial, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
OceanFirst Financial$687.16M2.68$70.98M$0.8522.42
Hope Bancorp$576.54M3.10$61.59M$1.0013.97

Summary

OceanFirst Financial and Hope Bancorp tied by winning 9 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding OCFC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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OCFC vs. The Competition

MetricOceanFirst FinancialBanks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.84B$22.18B$13.49B$12.77B
Dividend Yield4.19%3.19%5.89%11.08%
P/E Ratio22.4227.5729.6124.24
Price / Sales2.689.46511.92129.21
Price / Cash12.9115.9938.3153.23
Price / Book0.761.362.186.38
Net Income$70.98M$2.58B$1.31B$348.73M
7 Day Performance-3.59%-1.08%-0.30%0.08%
1 Month Performance-3.10%1.87%1.79%2.91%
1 Year Performance4.44%22.88%10.34%17.19%

OceanFirst Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
OCFC
OceanFirst Financial
4.3554 of 5 stars
$19.06
-0.1%
$21.50
+12.8%
+10.8%$1.84B$687.16M22.42960
ABCB
Ameris Bancorp
4.0593 of 5 stars
$88.22
-0.9%
$91.67
+3.9%
+24.7%$5.92B$1.23B16.932,850
CVBF
CVB Financial
4.8648 of 5 stars
$23.04
-0.5%
$26.25
+13.9%
+17.2%$4.06B$648.47M15.891,079
DCOM
Dime Community Bancshares
2.092 of 5 stars
$40.63
-0.6%
$39.75
-2.2%
+42.5%$1.79B$489.44M17.22820
FRME
First Merchants
4.8547 of 5 stars
$43.23
-0.7%
$49.00
+13.3%
+5.9%$2.71B$1.05B13.862,086

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This page (NASDAQ:OCFC) was last updated on 8/22/2026 by MarketBeat.com Staff.
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