NASDAQ:OCFC OceanFirst Financial (OCFC) Stock Price, News & Analysis $18.72 0.00 (0.00%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$18.70 -0.02 (-0.11%) As of 05/22/2026 04:19 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About OceanFirst Financial Stock (NASDAQ:OCFC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get OceanFirst Financial alerts:Sign Up Key Stats Today's Range$18.69▼$18.8850-Day Range$17.42▼$19.3852-Week Range$16.09▼$20.61Volume571,004 shsAverage Volume761,345 shsMarket Capitalization$1.08 billionP/E Ratio16.00Dividend Yield4.27%Price Target$21.67Consensus RatingHold Company Overview OceanFirst Financial Corporation (NASDAQ: OCFC) is a bank holding company headquartered in Toms River, New Jersey, that provides a full range of community banking and financial services through its principal subsidiary, OceanFirst Bank. Established in the early 20th century, the company has built its business around serving the deposit, lending and wealth management needs of individuals, small businesses, municipalities and nonprofit organizations across New Jersey and portions of New York. The company’s core activities include accepting consumer and business deposits, making commercial, municipal and consumer loans, and offering residential mortgage financing. OceanFirst Financial also provides specialized treasury management solutions, cash management services, and a suite of online and mobile banking products designed to support the day-to-day operations and long-term goals of its clients. In addition, the firm operates a trust and investment management division that delivers personal and institutional investment advisory services. Over the years, OceanFirst Financial has pursued both organic growth and strategic acquisitions to broaden its geographic footprint and enhance its service capabilities. The company has steadily expanded its branch network throughout the Jersey Shore region and into key suburban markets, while integrating complementary businesses to deepen its product offerings. This measured growth strategy has enabled OceanFirst to maintain a community bank culture even as it has scaled. Governed by an experienced board of directors and led by a senior management team with deep expertise in banking and finance, OceanFirst Financial remains focused on balancing community engagement with disciplined risk management. By aligning its services to local market needs and leveraging digital platforms, the company aims to deliver consistent value to its customers and shareholders over the long term.AI Generated. May Contain Errors. Read More OceanFirst Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks76th Percentile Overall ScoreOCFC MarketRank™: OceanFirst Financial scored higher than 76% of companies evaluated by MarketBeat, and ranked 374th out of 880 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.8 / 5Analyst RatingHold Consensus RatingOceanFirst Financial has received a consensus rating of Hold. The company's average rating score is 2.20, and is based on no strong buy ratings, 1 buy rating, 4 hold ratings, and no sell ratings.Upside PotentialOceanFirst Financial has a consensus price target of $21.67, representing about 15.7% upside from its current price of $18.72.Amount of Analyst CoverageOceanFirst Financial has only been the subject of 2 research reports in the past 90 days.Read more about OceanFirst Financial's stock forecast and price target. Earnings and Valuation3.8 / 5Proj. Earnings Growth29.51% Earnings GrowthEarnings for OceanFirst Financial are expected to grow by 29.51% in the coming year, from $1.83 to $2.37 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of OceanFirst Financial is 16.00, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.78.Price to Earnings Ratio vs. SectorThe P/E ratio of OceanFirst Financial is 16.00, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.96.Price to Book Value per Share RatioOceanFirst Financial has a P/B Ratio of 0.65. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about OceanFirst Financial's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted8.44% of the float of OceanFirst Financial has been sold short.Short Interest Ratio / Days to CoverOceanFirst Financial has a short interest ratio ("days to cover") of 5.93.Change versus previous monthShort interest in OceanFirst Financial has recently decreased by 2.57%, indicating that investor sentiment is improving. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipOceanFirst Financial is a leading dividend payer. It pays a dividend yield of 4.27%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthOceanFirst Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of OceanFirst Financial is 68.38%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, OceanFirst Financial will have a dividend payout ratio of 33.76% next year. This indicates that OceanFirst Financial will be able to sustain or increase its dividend.Read more about OceanFirst Financial's dividend. News and Social Media0.0 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for OceanFirst Financial this week, compared to 3 articles on an average week.Search InterestOnly 1 people have searched for OCFC on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership0.9 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, OceanFirst Financial insiders have not sold or bought any company stock.Percentage Held by Insiders5.10% of the stock of OceanFirst Financial is held by insiders.Percentage Held by Institutions70.98% of the stock of OceanFirst Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about OceanFirst Financial's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. OCFC Stock News HeadlinesOceanFirst Financial (NASDAQ:OCFC) Stock Crosses Above 200 Day Moving Average - Time to Sell?May 21, 2026 | americanbankingnews.comOceanFirst Financial launches May 2026 investor presentation seriesMay 1, 2026 | tipranks.comTicker Revealed: Pre-IPO Access to "Next Elon Musk" CompanyWe’ve found The Next Elon Musk… and what we believe to be the next Tesla. It’s already racked up $26 billion in government contracts. Peter Thiel just bet $1 Billion on it.May 25 at 1:00 AM | Banyan Hill Publishing (Ad)OceanFirst Financial Corp. and Flushing Financial Corporation Announce Receipt of All Requisite Regulatory and Shareholder Approvals to Complete Proposed Merger and Annual ...April 27, 2026 | markets.businessinsider.comOceanFirst Wins Fed Approval for Flushing Merger CompletionApril 27, 2026 | tipranks.comOceanFirst Financial Corp. and Flushing Financial Corporation Announce Receipt of All Requisite Regulatory and Shareholder Approvals to Complete Proposed Merger and Annual Meeting DateApril 27, 2026 | globenewswire.comOceanFirst outlines NIM past 3% in 2026 back half while targeting mid- to high single-digit loan and deposit growthApril 25, 2026 | seekingalpha.comOceanFirst Financial Corp (OCFC) Q1 2026 Earnings Call Highlights: Strong Loan Growth and ...April 25, 2026 | uk.finance.yahoo.comSee More Headlines OCFC Stock Analysis - Frequently Asked Questions How have OCFC shares performed this year? OceanFirst Financial's stock was trading at $17.95 on January 1st, 2026. Since then, OCFC stock has increased by 4.3% and is now trading at $18.72. How were OceanFirst Financial's earnings last quarter? OceanFirst Financial Corp. (NASDAQ:OCFC) released its quarterly earnings data on Thursday, April, 23rd. The savings and loans company reported $0.43 EPS for the quarter, topping the consensus estimate of $0.39 by $0.04. The savings and loans company earned $103.20 million during the quarter, compared to the consensus estimate of $143.25 million. OceanFirst Financial had a net margin of 10.04% and a trailing twelve-month return on equity of 5.35%. Read the conference call transcript. Who are OceanFirst Financial's major shareholders? OceanFirst Financial's top institutional investors include Dimensional Fund Advisors LP (5.92%), Systematic Financial Management LP (2.40%), Bank of America Corp DE (0.86%) and Bank of New York Mellon Corp (0.82%). Insiders that own company stock include Joseph M Jr Murphy, Brian Schaeffer, Anthony Giordano III, Jack M Farris, John F Barros and Robert C Garrett. View institutional ownership trends. How do I buy shares of OceanFirst Financial? Shares of OCFC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of OceanFirst Financial own? Based on aggregate information from My MarketBeat watchlists, some other companies that OceanFirst Financial investors own include JPMorgan Chase & Co. (JPM), Tesla (TSLA), Advanced Micro Devices (AMD), Meta Platforms (META), Alphabet (GOOG), Home Depot (HD) and NVIDIA (NVDA). Company Calendar Last Earnings4/23/2026Record date for 5/8 Dividend4/27/2026Ex-Dividend for 5/8 Dividend4/27/2026Dividend Payable5/08/2026Today5/25/2026AGM 20265/27/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (10m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 OCFC's financial health is in the Green zone, according to TradeSmith. OCFC has been in this zone for over 10 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry FIN - SVGS & LOAN Sub-IndustryThrifts & Mortgage Finance Current SymbolNASDAQ:OCFC CIK1004702 Webwww.oceanfirst.com Phone(732) 240-4500Fax302-655-5049Employees960Year Founded1902Price Target and Rating Average Price Target for OceanFirst Financial$21.67 High Price Target$23.00 Low Price Target$20.00 Potential Upside/Downside+15.7%Consensus RatingHold Rating Score (0-4)2.20 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$1.17 Trailing P/E Ratio16.00 Forward P/E Ratio10.23 P/E GrowthN/ANet Income$70.98 million Net Margins10.04% Pretax Margin13.09% Return on Equity5.35% Return on Assets0.63% Debt Debt-to-Equity Ratio0.88 Current Ratio1.00 Quick Ratio1.00 Sales & Book Value Annual Sales$687.16 million Price / Sales1.57 Cash Flow$1.48 per share Price / Cash Flow12.66 Book Value$28.98 per share Price / Book0.65Miscellaneous Outstanding Shares57,600,000Free Float54,662,000Market Cap$1.08 billion OptionableOptionable Beta1.01 Social Links Reduce the RiskMarket downturns give many investors pause, and for good reason. Wondering how to offset this risk? Click the link to learn more about using beta to protect your portfolio.Get This Free Report This page (NASDAQ:OCFC) was last updated on 5/25/2026 by MarketBeat.com Staff. 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