NASDAQ:IBCP Independent Bank (IBCP) Stock Price, News & Analysis $33.90 -0.13 (-0.38%) Closing price 05/22/2026 04:00 PM EasternExtended Trading$33.89 -0.01 (-0.03%) As of 05/22/2026 05:36 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Independent Bank Stock (NASDAQ:IBCP) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Independent Bank alerts:Sign Up Key Stats Today's Range$33.70▼$34.2550-Day Range$31.98▼$34.9952-Week Range$29.63▼$37.39Volume85,810 shsAverage Volume168,863 shsMarket Capitalization$698.68 millionP/E Ratio10.12Dividend Yield3.30%Price Target$37.00Consensus RatingHold Company Overview Independent Bank Corporation (NASDAQ: IBCP) is a bank holding company headquartered in Grand Rapids, Michigan. Through its primary subsidiary, Independent Bank, the company offers a full range of commercial and personal banking services designed to meet the needs of individuals, small businesses and corporate clients. The company’s offerings span traditional branch-based banking as well as digital and mobile platforms. Independent Bank provides deposit products such as checking and savings accounts, money market accounts and certificates of deposit. On the lending side, the bank originates commercial real estate loans, construction loans, equipment finance and agribusiness lending, alongside consumer-focused products including residential mortgages, home equity lines of credit and auto loans. The company also offers treasury management services, merchant card processing and wealth management solutions. With its roots in West Michigan, Independent Bank operates a network of branches and loan production offices serving communities across the Lower Peninsula. The company emphasizes community banking values, combining local decision-making authority with the resources and technology of a regional financial institution. Online and mobile banking platforms support clients with 24/7 account access, digital payments and remote deposit capture. Independent Bank is led by a team of banking professionals with deep experience in financial services, risk management and community engagement. The company’s board of directors and executive officers oversee strategic initiatives aimed at fostering growth, maintaining credit quality and strengthening customer relationships within its core markets.AI Generated. May Contain Errors. Read More Independent Bank Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks68th Percentile Overall ScoreIBCP MarketRank™: Independent Bank scored higher than 68% of companies evaluated by MarketBeat, and ranked 458th out of 881 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingHold Consensus RatingIndependent Bank has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on no strong buy ratings, 1 buy rating, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Independent Bank is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageIndependent Bank has only been the subject of 2 research reports in the past 90 days.Read more about Independent Bank's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth7.34% Earnings GrowthEarnings for Independent Bank are expected to grow by 7.34% in the coming year, from $3.54 to $3.80 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Independent Bank is 10.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.79.Price to Earnings Ratio vs. SectorThe P/E ratio of Independent Bank is 10.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.96.Price to Book Value per Share RatioIndependent Bank has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Independent Bank's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.89% of the float of Independent Bank has been sold short.Short Interest Ratio / Days to CoverIndependent Bank has a short interest ratio ("days to cover") of 3.64, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Independent Bank has recently increased by 13.85%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldIndependent Bank pays a meaningful dividend of 3.30%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthIndependent Bank has been increasing its dividend for 11 years.Dividend CoverageThe dividend payout ratio of Independent Bank is 33.43%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Independent Bank will have a dividend payout ratio of 29.47% next year. This indicates that Independent Bank will be able to sustain or increase its dividend.Read more about Independent Bank's dividend. News and Social Media0.6 / 5News SentimentN/A News Coverage This WeekMarketBeat has tracked 1 news article for Independent Bank this week, compared to 2 articles on an average week.Search Interest4 people have searched for IBCP on MarketBeat in the last 30 days. Company Ownership0.9 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Independent Bank insiders have not sold or bought any company stock.Percentage Held by Insiders5.91% of the stock of Independent Bank is held by insiders.Percentage Held by Institutions79.43% of the stock of Independent Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Independent Bank's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. IBCP Stock News HeadlinesReviewing First Financial Bancorp. (NASDAQ:FFBC) and Independent Bank (NASDAQ:IBCP)May 22 at 4:49 AM | americanbankingnews.comIndependent Bank (NASDAQ:IBCP) Stock Crosses Below 200-Day Moving Average - What's Next?May 15, 2026 | americanbankingnews.comJune 12: $100 Turns Into $100,000?The SpaceX IPO is scheduled for June 12, and former tech executive Jeff Brown - who identified Bitcoin, Tesla, and Nvidia before major runs - says the window to get in early is closing fast. Brown is showing investors how to claim a stake in Elon Musk's company before it hits the public markets. Once the IPO happens, this pre-public opportunity disappears.May 24 at 1:00 AM | Brownstone Research (Ad)Independent Bank dividend growth stands out amid analyst picksApril 27, 2026 | msn.comIndependent Bank Corporation (NASDAQ:IBCP) Q1 2026 Earnings Call TranscriptApril 24, 2026 | insidermonkey.comIndependent Bank targets 4.5%-5.5% 2026 loan growth while merger cost saves phase inApril 23, 2026 | seekingalpha.comIndependent Bank Corporation (IBCP) Q1 2026 Earnings Call TranscriptApril 23, 2026 | seekingalpha.comIndependent Bank Corporation Reports 2026 First Quarter Earnings of $0.81 Per Diluted ShareApril 23, 2026 | markets.businessinsider.comSee More Headlines IBCP Stock Analysis - Frequently Asked Questions How have IBCP shares performed this year? Independent Bank's stock was trading at $32.53 at the start of the year. Since then, IBCP shares have increased by 4.2% and is now trading at $33.90. How were Independent Bank's earnings last quarter? Independent Bank Corporation (NASDAQ:IBCP) posted its quarterly earnings results on Thursday, April, 23rd. The financial services provider reported $0.81 EPS for the quarter, topping the consensus estimate of $0.79 by $0.02. The financial services provider had revenue of $58.90 million for the quarter, compared to analysts' expectations of $60.36 million. Independent Bank had a net margin of 22.02% and a trailing twelve-month return on equity of 14.15%. Read the conference call transcript. Who are Independent Bank's major shareholders? Top institutional shareholders of Independent Bank include Dimensional Fund Advisors LP (4.18%), Renaissance Technologies LLC (2.83%), The Manufacturers Life Insurance Company (1.86%) and Principal Financial Group Inc. (1.43%). Insiders that own company stock include Stefanie M Kimball, Terance L Beia, Patrick J Ervin, Gavin A Mohr, James J Twarozynski, Michael M Magee Jr and Christina Keller. View institutional ownership trends. How do I buy shares of Independent Bank? Shares of IBCP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Independent Bank own? Based on aggregate information from My MarketBeat watchlists, some other companies that Independent Bank investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Arista Networks (ANET), Jabil (JBL), Adobe (ADBE) and e.l.f. Beauty (ELF). Company Calendar Last Earnings4/23/2026Record date for 5/14 Dividend5/04/2026Ex-Dividend for 5/14 Dividend5/04/2026Dividend Payable5/14/2026Today5/24/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History May 25 Aug 25 Nov 25 Feb 26 May 26 IBCP's financial health is in the Green zone, according to TradeSmith. IBCP has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:IBCP CIK39311 Webwww.independentbank.com Phone(616) 527-5820Fax616-527-4004Employees920Year Founded1864Price Target and Rating Average Price Target for Independent Bank$37.00 High Price Target$37.00 Low Price Target$37.00 Potential Upside/Downside+9.1%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Trailing Twelve Months)$3.35 Trailing P/E Ratio10.12 Forward P/E Ratio9.58 P/E GrowthN/ANet Income$68.54 million Net Margins22.02% Pretax Margin25.99% Return on Equity14.15% Return on Assets1.27% Debt Debt-to-Equity Ratio0.13 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$315.38 million Price / Sales2.22 Cash Flow$3.79 per share Price / Cash Flow8.94 Book Value$24.78 per share Price / Book1.37Miscellaneous Outstanding Shares20,610,000Free Float19,388,000Market Cap$698.68 million OptionableOptionable Beta0.71 Social Links The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. 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